Heritage Oaks Bancorp (HEOP) Inactive 10-Q5 Nov 132013 Q3 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
Document and Entity Information	Sep. 30, 2013	Oct. 25, 2013
Document and Entity Information	'	'
Entity Registrant Name	'HERITAGE OAKS BANCORP	'
Entity Central Index Key	'0000921547	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	25,391,343
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets	'	'
Cash and due from banks	$25,672	$23,425
Interest bearing deposits in other banks	7,609	10,691
Total cash and cash equivalents	33,281	34,116
Investment securities available for sale	267,179	287,682
Federal Home Loan Bank stock	4,739	4,575
Loans held for sale	5,463	22,549
Gross loans	777,154	689,608
Net deferred loan fees	-1,454	-937
Allowance for loan losses	-17,468	-18,118
Net loans held for investment	758,232	670,553
Premises and equipment	24,129	15,956
Deferred tax assets, net	21,361	21,933
Bank owned life insurance	15,710	15,349
Goodwill and other intangible assets	12,681	12,981
Other assets	11,068	11,838
Total assets	1,153,843	1,097,532
Liabilities	'	'
Non-interest bearing deposits	285,428	273,242
Interest bearing deposits	671,524	597,628
Total deposits	956,952	870,870
Short term FHLB borrowing	5,000	33,000
Long term FHLB borrowing	52,500	33,500
Junior subordinated debentures	8,248	8,248
Other liabilities	6,051	6,385
Total liabilities	1,028,751	952,003
Stockholders' equity	'	'
Common stock, no par value; authorized: 100,000,000 shares; issued and outstanding: 25,391,343 shares and 25,307,110 shares as of September 30, 2013 and December 31, 2012, respectively	101,439	101,354
Paid in capital	5,879	7,337
Retained earnings	17,083	8,773
Accumulated other comprehensive (loss) / income, net of tax (benefit) / expense of ($2,037) and $2,745 as of September 30, 2013 and December 31, 2012, respectively	-2,913	3,925
Total stockholders' equity	125,092	145,529
Total liabilities and stockholders' equity	1,153,843	1,097,532
Series A senior preferred stock	'	'
Stockholders' equity	'	'
Preferred stock	'	20,536
Series C preferred stock	'	'
Stockholders' equity	'	'
Preferred stock	$3,604	$3,604

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Parenthetical) (USD $)	9 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Preferred stock	'	'
Preferred stock, shares authorized	5,000,000	5,000,000
Common stock, no par value (in dollars per share)	'	'
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	25,391,343	25,307,110
Common stock, shares outstanding	25,391,343	25,307,110
Accumulated other comprehensive income, tax expense (in dollars)	($2,037)	$2,745
Series A senior preferred stock	'	'
Preferred stock	'	'
Preferred stock, per share stated value (in dollars per share)	'	$1,000
Preferred stock, shares issued	0	21,000
Preferred stock, shares outstanding	0	21,000
Series C preferred stock	'	'
Preferred stock	'	'
Preferred stock, per share stated value (in dollars per share)	$3.25	$3.25
Preferred stock, shares issued	1,189,538	1,189,538
Preferred stock, shares outstanding	1,189,538	1,189,538

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest Income	'	'	'	'
Loans	$10,064	$9,716	$29,448	$29,289
Investment securities	1,347	1,783	3,993	5,311
Other	98	20	216	72
Total interest income	11,509	11,519	33,657	34,672
Interest Expense	'	'	'	'
Interest on deposits	731	719	2,101	2,315
Other borrowings	296	215	717	617
Total interest expense	1,027	934	2,818	2,932
Net interest income before provision for loan losses	10,482	10,585	30,839	31,740
Provision for loan losses	'	1,286	'	7,681
Net interest income after provision for loan losses	10,482	9,299	30,839	24,059
Non-Interest Income	'	'	'	'
Fees and service charges	1,195	1,071	3,330	3,270
Mortgage gain on sale and origination fees	656	1,181	2,519	3,071
Gain on sale of investment securities	344	329	3,935	1,696
Gain on sale of other real estate owned	'	102	'	112
Other income	228	301	1,212	851
Total non-interest income	2,423	2,984	10,996	9,000
Non-Interest Expense	'	'	'	'
Salaries and employee benefits	4,529	4,532	14,535	13,522
Occupancy	781	728	2,384	2,542
Information technology	658	551	1,925	1,911
Professional services	729	1,002	2,082	2,403
Regulatory	212	371	851	1,238
Equipment	395	395	1,245	1,223
Sales and marketing	170	171	438	432
Foreclosed asset costs and write-downs	23	107	131	303
Provision for mortgage loan repurchases	'	125	570	982
Amortization of intangible assets	100	86	300	258
Other expense	954	727	2,478	1,843
Total non-interest expense	8,551	8,795	26,939	26,657
Income before income tax expense / (benefit)	4,354	3,488	14,896	6,402
Income tax expense / (benefit)	1,593	-2,940	5,689	-3,508
Net income	2,761	6,428	9,207	9,910
Dividends and accretion on preferred stock	181	357	898	1,113
Net income available to common shareholders	$2,580	$6,071	$8,309	$8,797
Earnings Per Common Share	'	'	'	'
Basic (in dollars per share)	$0.10	$0.24	$0.33	$0.35
Diluted (in dollars per share)	$0.10	$0.23	$0.31	$0.33

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Condensed Consolidated Statements of Comprehensive Income	'	'	'	'
Net income	$2,761	$6,428	$9,207	$9,910
Other comprehensive (loss) / income:	'	'	'	'
Unrealized security holding (losses) / gains	-1,959	2,477	-7,685	7,240
Reclassification for net gains on investments included in earnings	-344	-329	-3,935	-1,696
Other comprehensive (loss) / income, before income tax (benefit) / expense	-2,303	2,148	-11,620	5,544
Income tax (benefit) / expense related to items of other comprehensive income	-947	883	-4,782	2,281
Other comprehensive (loss) / income	-1,356	1,265	-6,838	3,263
Comprehensive income	$1,405	$7,693	$2,369	$13,173

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net income	$9,207	$9,910
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	1,050	1,007
Provision for loan losses	'	7,681
Amortization of premiums / discounts on investment securities, net	3,110	2,488
Amortization of intangible assets	300	258
Share-based compensation expense	391	234
Gain on sale of available for sale securities	-3,935	-1,696
Originations of loans held for sale	-120,520	-132,905
Proceeds from sale of loans held for sale	137,606	142,262
Net increase in bank owned life insurance	-361	-388
Decrease / (increase) in deferred tax asset	5,354	-1,349
Deferred tax assets valuation allowance adjustment	'	-5,605
Decrease in other assets	770	478
Decrease in other liabilities	-334	-2,809
Net Cash Provided By Operating Activities	32,638	19,566
Cash flows from investing activities:	'	'
Purchase of securities, available for sale	-170,063	-150,783
Sale of securities, available for sale	144,027	95,786
Maturities and calls of securities, available for sale	544	3
Proceeds from principal paydowns of securities, available for sale	35,200	35,278
(Purchase) / redemption of Federal Home Loan Bank stock	-164	110
Increase in loans, net	-90,254	-42,710
Allowance for loan loss recoveries	1,201	737
Purchase of property, premises and equipment, net	-9,223	-10,761
Proceeds from sale of property, premises and equipment	'	19
Proceeds from sale of foreclosed collateral	1,374	1,335
Net Cash Used In Investing Activities	-87,358	-70,986
Cash flows from financing activities:	'	'
Increase in deposits, net	86,082	68,824
Proceeds from Federal Home Loan Bank borrowing	183,500	166,500
Repayments of Federal Home Loan Bank borrowing	-192,500	-172,000
Proceeds from exercise of stock options	85	131
Preferred stock dividends paid	-707	-2,751
Retirement of Series A preferred stock and related warrants	-22,575	'
Net Cash Provided By Financing Activities	53,885	60,704
Net (decrease) / increase in cash and cash equivalents	-835	9,284
Cash and cash equivalents, beginning of period	34,116	34,892
Cash and cash equivalents, end of period	33,281	44,176
Cash Flow Information	'	'
Interest paid	2,791	3,176
Income taxes paid	2,100	2,735
Non-Cash Flow Information	'	'
Change in unrealized gain on available for sale securities	-11,620	5,545
Loans transferred to foreclosed collateral	1,374	769
Accretion of preferred stock discount	$189	$281

Summary_of_Significant_Account

Summary of Significant Accounting Policies	9 Months Ended
Summary of Significant Accounting Policies	Sep. 30, 2013
Summary of Significant Accounting Policies	'
Summary of Significant Accounting Policies	'

	Note 1. Summary of Significant Accounting Policies

	Description of Business

	Heritage Oaks Bancorp (the “Bancorp”) is a California corporation organized in 1994 to act as the holding company for Heritage Oaks Bank (the “Bank”), which opened for business in 1983. The Bank operates within San Luis Obispo, Santa Barbara and Ventura counties. The Bank offers traditional banking products such as checking, savings, money market accounts and certificates of deposit, as well as commercial and consumer loans to customers who are predominately small to medium-sized businesses and individuals. As such, the Company is subject to a concentration risk associated with its banking operations in San Luis Obispo, Santa Barbara and Ventura Counties. No one customer accounts for more than 10% of revenue or assets in any period presented. The Company has no assets nor does it generate any revenue from outside of the United States. While the chief decision-makers of the Company monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.

	Basis of Presentation

	The accompanying unaudited condensed consolidated financial statements of Heritage Oaks Bancorp and subsidiaries (the “Company”) have been prepared in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, certain information and notes required by accounting principles generally accepted in the United States of America (“U.S. GAAP”) for annual financial statements are not included herein. In the opinion of Management, all adjustments (which consist solely of normal recurring accruals) considered necessary for a fair presentation of results for the interim periods presented have been included. These interim condensed consolidated financial statements should be read in conjunction with the financial statements and related notes contained in the Company’s 2012 Annual Report filed on Form 10-K, filed with the Securities and Exchange Commission on March 4, 2013, file number 000-25020.

	The condensed consolidated financial statements include the accounts of Heritage Oaks Bancorp and its wholly-owned financial subsidiary, Heritage Oaks Bank. All significant inter-company balances and transactions have been eliminated. Heritage Oaks Capital Trust II, which was formed solely for the purpose of issuing trust preferred securities, is an unconsolidated subsidiary as the Company is not the primary beneficiary of the trust. Operating results for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013. Certain amounts in the consolidated financial statements for the year ended December 31, 2012 and for the three and nine months ended September 30, 2012 may have been reclassified to conform to the presentation of the condensed consolidated financial statements in 2013.

	The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. Estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, the valuation of real estate acquired through foreclosure, the carrying value of the Company’s deferred tax assets and estimates used in the determination of the fair value of certain financial instruments.

	The significant accounting policies that the Company applies are detailed in Note 1. Summary of Significant Accounting Policies, of the Company’s Annual Report filed on Form 10-K. There have been no changes to these policies or their application other than as noted below, related to the adoption of standard updates issued by the Financial Accounting Standards Board (“FASB”).

	Recent Accounting Guidance Adopted

	On July 27, 2012, the FASB issued ASU No. 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment. This update, like ASU 2011-08 which the Company adopted in 2011, allows companies the option to first evaluate qualitative factors to determine if events or circumstances exist that indicate that it is more likely than not that an indefinite-lived intangible asset is impaired. If based on this assessment, a company concludes that there are no indicators that suggest an indefinitely-lived asset is more likely than not of having been impaired, then no further quantitative analysis is required. The amendments are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012, if a public entity’s financial statements for the most recent annual or interim period have not yet been issued or, for nonpublic entities, have not yet been made available for issuance. The Company currently does not have any indefinite-lived intangible assets, other than goodwill, therefore adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

	On October 1, 2012, the FASB issued ASU No. 2012-04, Technical Corrections and Improvements. The amendments in ASU 2012-04 cover a wide range of Topics in the Codification and address technical corrections and improvements and conforming amendments related to fair value measurements. For public entities, the amendments that are subject to the transition guidance are effective for fiscal periods beginning after December 15, 2012. Adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

	On February 15, 2013, the FASB issued ASU No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The update requires companies to present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts of reclassifications from each component of accumulated other comprehensive income based on its source and the income statement lines affected by the reclassification. For public entities, the amendments that are subject to the transition guidance are effective for fiscal periods beginning after December 15, 2012. Adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

	Recent Accounting Guidance Not Yet Effective

	There has been no recently released accounting guidance that is directly applicable to the Company, which is not yet effective.

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	9 Months Ended
Fair Value of Assets and Liabilities	Sep. 30, 2013
Fair Value of Assets and Liabilities	'
Fair Value of Assets and Liabilities	'

	Note 2. Fair Value of Assets and Liabilities

	Recurring Basis

	The following table provides a summary of the financial instruments the Company measures at fair value on a recurring basis:

			Fair Value Measurements Using
			Quoted Prices in			Significant Other			Significant
			Active Markets for			Observable			Unobservable
	(dollar amounts in thousands)		Identical Assets			Inputs			Inputs			Assets At
	September 30, 2013		(Level 1)			(Level 2)			(Level 3)			Fair Value
	Assets
	Obligations of U.S. government agencies		$	-		$	7,728		$	-		$	7,728
	Mortgage backed securities:
	Agency		-			175,432			-			175,432
	Non-agency		-			13,390			-			13,390
	Obligations of state and municipal securities		-			44,060			-			44,060
	Asset backed securities		-			26,569			-			26,569

	Total assets measured on a recurring basis		$	-		$	267,179		$	-		$	267,179

	December 31, 2012
	Assets
	Obligations of U.S. government agencies		$	-		$	7,567		$	-		$	7,567
	Mortgage backed securities:
	Agency		-			145,768			-			145,768
	Non-agency		-			44,795			-			44,795
	Obligations of state and municipal securities		-			68,968			-			68,968
	Asset backed securities					20,584			-			20,584

	Total assets measured on a recurring basis		$	-		$	287,682		$	-		$	287,682

	In determining the fair value of Level 3 instruments on a recurring basis the Company takes into consideration several variables, including but not limited to: expectations about interest rate movements, prepayment speeds of the underlying mortgages for mortgage backed securities, expected default rates, and credit spreads over the risk free rate. Of these variables, default rates and credit spreads are perhaps the least observable and most impactful on the long-term value of a Level 3 security. Since a bond’s value is represented by its yield which reflects the risk-free yield curve plus compensation for various risks incurred in buying the bond, changes to the risk assumptions including probability of default and timing of future cash flows can materially impact the market value.

	As of September 30, 2013 and December 31, 2012, there were no Level 3 instruments. There were also no changes in the balance sheet carrying value associated with recurring Level 3 financial instruments for the three and nine months ended September 30, 2013. The following table provides a summary of the 2012 changes in balance sheet carrying values associated with recurring Level 3 financial instruments:

									Purchases,
			Beginning			Gain / (Loss)			Issuances, and			Sales and			Transfers to / (from)			Ending
	(dollar amounts in thousands)		Balance			Included in OCI (1)			Settlements			Maturities			Level III			Balance
	For the three months ended
	September 30, 2012
	Obligations of state and municipal securities		$	262		$	-		$	-		$	-		$	(262	)	$	-

									Purchases,
			Beginning			Gain / (Loss)			Issuances, and			Sales and			Transfers to / (from)			Ending
	(dollar amounts in thousands)		Balance			Included in OCI (1)			Settlements			Maturities			Level III			Balance
	For the nine months ended
	September 30, 2012
	Obligations of state and municipal securities		$	259		$	3		$	-		$	-		$	(262	)	$	-
	Agency mortgage baked securities		$	-		$	(191	)	$	4,674		$	-		$	(4,483	)	$	-
	Non-agency mortgage backed securities		$	3,074		$	-		$	-		$	-		$	(3,074	)	$	-

	(1) Realized or unrealized gains from the changes in values of Level 3 financial instruments represent gains from changes in values of financial instruments only for the period(s) in which the instruments were classified as Level 3.

	The assets presented under Level 3 of the fair value hierarchy, which are classified as obligations of state and municipal subdivisions, represent available for sale investment securities in the form of certificates of participation, where an active market for such securities is not currently available.

	Non-recurring Basis

	The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost. Certain impaired loans measured at fair value at December 31, 2012 are no longer recorded at fair value due to borrower payments reducing the carrying value of these loans to less than fair value and due to other impaired loans now being evaluated under the discounted cash flow method versus the collateral method. The discounted cash flow method as prescribed by ASC 310 Receivables, is not a fair value measurement since the discount rate utilized is the loan’s effective interest rate, which is not a market rate. The discounted cash flow approach was determined to be the most appropriate impairment method to use for these impaired loans based on their significant payment history and the global cash flow analysis performed on each borrower.

	The following table provides a summary of assets the Company measures at fair value on a non-recurring basis:

		Fair Value Measurements Using
		Quoted Prices in			Significant Other			Significant						Year to
		Active Markets for			Observable			Unobservable						Date
(dollar amounts in thousands)		Identical Assets			Inputs			Inputs			Assets At			Total Losses/
September 30, 2013		(Level 1)			(Level 2)			(Level 3)			Fair Value			(Recoveries)
Assets
Impaired loans
Residential 1 to 4 family		$	-		$	-		$	348		$	348		$	-
Commercial real estate		-			-			521			521			88
Commercial and industrial		-			-			76			76			959
Land		-			-			3,023			3,023			(8		)

Total assets measured on a non-recurring basis		$	-		$	-		$	3,968		$	3,968		$	1,039

December 31, 2012
Assets
Impaired loans
Commercial and industrial		$	-		$	820		$	213		$	1,033		$	1,941
Agriculture		-			72			-			72			28
Construction		-			1,656			-			1,656			460
Land		-			-			2,048			2,048			3,802

Total assets measured on a non-recurring basis		$	-		$	2,548		$	2,261		$	4,809		$	6,231

There were no transfers in or out of Level 1 and Level 2 for assets reported at fair value on either a recurring and non-recurring basis during the three and nine months ended September 30, 2013 and 2012.

Fair Value of Financial Instruments

The following table provides a summary of the estimated fair value of financial instruments:

					Fair Value Measurements Using
					Quoted Prices in			Significant Other			Significant
					Active Markets for			Observable			Unobservable
(dollar amounts in thousands)		Carrying			Identical Assets			Inputs			Inputs
September 30, 2013		Amount			(Level 1)			(Level 2)			(Level 3)			Fair Value
Assets
Cash and cash equivalents		$	33,281		$	33,281		$	-		$	-		$	33,281
Investment securities available for sale		267,179			-			267,179			-			267,179
Federal Home Loan Bank stock		4,739			-			-			-			N/A
Loans receivable, net of deferred fees and costs		775,700			-			-			779,769			779,769
Loans held for sale		5,463			-			5,463			-			5,463
Accrued interest receivable		3,629			-			1,194			2,435			3,629
Liabilities
Non-interest bearing deposits		285,428			285,428			-			-			285,428
Interest bearing deposits		671,524			-			673,207			-			673,207
Federal Home Loan Bank advances		57,500			-			55,803			-			55,803
Junior subordinated debentures		8,248			-			-			7,062			7,062
Accrued interest payable		177			-			177			-			177

December 31, 2012
Assets
Cash and cash equivalents		$	34,116		$	34,116		$	-		$	-		$	34,116
Investments and mortgage-backed securities		287,682			-			287,682			-			287,682
Federal Home Loan Bank stock		4,575			-			-			-			N/A
Loans receivable, net of deferred fees and costs		688,671			-			2,548			701,144			703,692
Loans held for sale		22,549			-			22,549			-			22,549
Accrued interest receivable		3,915			-			1,497			2,418			3,915
Liabilities
Non interest-bearing deposits		273,242			273,242			-			-			273,242
Interest-bearing deposits		597,628			-			598,664			-			598,664
Federal Home Loan Bank advances		66,500			-			67,059			-			67,059
Junior subordinated debentures		8,248			-			-			7,078			7,078
Accrued interest payable		192			-			192			-			192



Information on off-balance sheet instruments follows:

		30-Sep-13						December 31, 2012
		Notional			Cost to Cede			Notional			Cost to Cede
(dollar amounts in thousands)		Amount			or Assume			Amount			or Assume
Off-balance sheet instruments, commitments to extend credit and standby letters of credit		$	170,047		$	1,700		$	178,432		$	1,784

Investment_Securities

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2013
Investment Securities	'
Investment Securities	'

	Note 3. Investment Securities

	The following table sets forth the amortized cost and fair values of the Company’s investment securities, all of which are reported as available for sale:

	(dollar amounts in thousands)					Gross			Gross
			Amortized			Unrealized			Unrealized
	September 30, 2013		Cost			Gains			Losses			Fair Value
	Obligations of U.S. government agencies		$	7,738		$	37		$	(47	)	$	7,728
	Mortgage backed securities
	U.S. government sponsored entities and agencies		178,856			446			(3,870		)	175,432
	Non-agency		13,266			168			(44		)	13,390
	State and municipal securities		45,333			385			(1,658		)	44,060
	Asset backed securities		26,936			-			(367		)	26,569

	Total		$	272,129		$	1,036		$	(5,986	)	$	267,179

	December 31, 2012
	Obligations of U.S. government agencies		$	7,307		$	262		$	(2	)	$	7,567
	Mortgage backed securities
	U.S. government sponsored entities and agencies		145,430			1,136			(798		)	145,768
	Non-agency		43,402			1,578			(185		)	44,795
	State and municipal securities		64,824			4,240			(96		)	68,968
	Asset backed securities		20,049			568			(33		)	20,584

	Total		$	281,012		$	7,784		$	(1,114	)	$	287,682


	Other than Temporary Impairment (“OTTI”)

	At the end of the first quarter of 2013, the Company sold the two private labeled mortgage backed securities in which OTTI losses had been recognized, as part of its repositioning of the longer duration portion of the investment portfolio, thereby eliminating all securities in the portfolio for which OTTI losses had been incurred. These securities had an aggregate recorded fair value of $0.7 million ($1.0 million historical cost) at December 31, 2012. The following tables provide information related to these two securities:

			For the Three Months Ended September 30, 2013										For the Three Months Ended September 30, 2012
						OTTI Related										OTTI Related
			OTTI Related			to All Other			Total				OTTI Related			to All Other			Total
	(dollars in thousands)		to Credit Loss			Factors			OTTI				to Credit Loss			Factors			OTTI
	Balance, beginning of the period		$	-		$	-		$	-			$	109		$	283		$	392
	Change in value attributable to other factors		-			-			-				-			(140		)	(140		)

	Balance, end of the period		$	-		$	-		$	-			$	109		$	143		$	252

			For the Nine Months Ended September 30, 2013										For the Nine Months Ended September 30, 2012
						OTTI Related										OTTI Related
			OTTI Related			to All Other			Total				OTTI Related			to All Other			Total
	(dollars in thousands)		to Credit Loss			Factors			OTTI				to Credit Loss			Factors			OTTI
	Balance, beginning of the period		$	109		$	170		$	279			$	109		$	361		$	470
	Less: losses related to OTTI securities sold		(109		)	(170		)	(279		)		-			-			-
	Change in value attributable to other factors		-			-			-				-			(218		)	(218		)

	Balance, end of the period		$	-		$	-		$	-			$	109		$	143		$	252

	The following table provides a summary of investment securities in an unrealized loss position:

			Securities In A Loss Position For
	(dollar amounts in thousands)		Less Than Twelve Months						Twelve Months or More						Total
			Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
	September 30, 2013		Value			Loss			Value			Loss			Value			Loss
	Obligations of U.S. government agencies		$	3,100		$	(46	)	$	41		$	(1	)	$	3,141		$	(47	)
	Mortgage backed securities
	U.S. government sponsored entities and agencies		111,209			(3,566		)	5,749			(304		)	116,958			(3,870		)
	Non-agency		1,218			(44		)	-			-			1,218			(44		)
	State and municipal securities		25,638			(1,658		)	-			-			25,638			(1,658		)
	Asset backed securities		17,700			(367		)	-			-			17,700			(367		)

Total		$	158,865		$	(5,681	)	$	5,790		$	(305	)	$	164,655		$	(5,986	)

December 31, 2012
Obligations of U.S. government agencies		$	-		$	-		$	44		$	(2	)	$	44		$	(2	)
Mortgage backed securities
U.S. government sponsored entities and agencies		83,092			(798		)	-			-			83,092			(798		)
Non-agency		7,204			(15		)	719			(170		)	7,923			(185		)
State and municipal securities		9,813			(96		)	-			-			9,813			(96		)
Asset backed securities		9,828			(33		)	-			-			9,828			(33		)

Total		$	109,937		$	(942	)	$	763		$	(172	)	$	110,700		$	(1,114	)

As of September 30, 2013, the Company believes that unrealized losses on its investment securities are not attributable to credit quality, but rather fluctuations in market prices for these investments. In the case of the agency mortgage related securities, they have contractual cash flows guaranteed by agencies of the U.S. Government. While the Company’s investment security holdings have contractual maturity dates that range from 1 to 40 years, they have a much shorter effective duration dependent on the instrument’s priority in the overall cash flow structure and the characteristics of the loans underlying the investment security. Management does not intend to sell and it is unlikely that management will be required to sell the securities prior to their anticipated recovery. As of September 30, 2013, the Company does not believe unrealized losses related to any of its securities are other than temporary.

The proceeds from the sales and calls of securities and the associated gains and losses are listed below:

		For the Three Months							For the Nine Months
		Ended September 30,							Ended September 30,
(dollar amounts in thousands)		2013			2012				2013			2012
Proceeds		$	38,930		$	41,899			$	144,571		$	95,789
Gross gains		970			448				5,349			2,160
Gross losses		(626		)	(119		)		(1,414		)	(464		)


The income tax expense related to these net realized gains was $0.1 million, for both the three months ended September 30, 2013 and 2012 and $1.6 million and $0.7 million for the nine months ended September 30, 2013 and 2012, respectively.

The amortized cost and fair value maturities of available for sale investment securities at September 30, 2013 are shown below. The table reflects the expected lives of mortgage backed securities, based on the Company’s historical prepayment experience, because borrowers have the right to prepay obligations without prepayment penalties. Contractual maturities are reflected for all other security types. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

(dollar amounts in thousands)
September 30, 2013		One Year Or			Over 1 Through			Over 5 Years			Over 10 Years			Total
		Less			5 Years			Through
								10 Years
Obligations of U.S. government agencies		$	100		$	3,481		$	1,729		$	2,418		$	7,728
Mortgage backed securities
U.S. government sponsored entities and agencies		24,910			75,551			29,616			45,355			175,432
Non-agency		5,426			6,443			1,521			-			13,390
State and municipal securities		40			6,516			34,300			3,204			44,060
Asset backed securities		-			-			14,569			12,000			26,569
Total available for sale securities		$	30,476		$	91,991		$	81,735		$	62,977		$	267,179

Amortized cost		$	30,658		$	93,028		$	83,805		$	64,638		$	272,129

Weighted average yield		2.35%			2.26%			2.54%			2.67%			2.45%

Securities having an amortized cost and a fair value of $42.8 million and $41.7 million, respectively at September 30, 2013, and $8.7 million and $9.0 million, respectively at December 31, 2012 were pledged to secure public deposits. As of September 30, 2013 and December 31, 2012, there were no holdings of securities of any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of total securities.

The following table summarizes earnings on both taxable and tax-exempt investment securities:

		For The Three Months							For The Nine Months
		Ended September 30,							Ended September 30,
(dollar amounts in thousands)		2013			2012				2013			2012
Taxable earnings on investment securities
Obligations of U.S. government agencies		$	33		$	25			$	86		$	79
Mortgage backed securities		847			973				2,470			2,971
State and municipal securities		-			5				5			183
Corporate debt securities		-			181				-			504
Asset backed securities		113			72				350			146
Non-taxable earnings on investment securities
State and municipal securities		354			527				1,082			1,428

Total		$	1,347		$	1,783			$	3,993		$	5,311

Loans

Loans	9 Months Ended
Loans	Sep. 30, 2013
Loans	'
Loans	'

	Note 4. Loans

	The following table provides a summary of outstanding loan balances:

			September 30,			December 31,
	(dollar amounts in thousands)		2013			2012
	Real Estate Secured
	Multi-family residential		$	25,782		$	21,467
	Residential 1 to 4 family		57,016			41,444
	Home equity lines of credit		32,388			31,863
	Commercial		442,322			372,592
	Farmland		45,573			25,642
	Total real estate secured		603,081			493,008

	Commercial
	Commercial and industrial		103,540			125,340
	Agriculture		28,523			21,663
	Other		44			61
	Total commercial		132,107			147,064

	Construction
	Single family residential		4,619			8,074
	Single family residential - Spec.		1,114			535
	Multi-family		747			778
	Commercial		6,694			10,329
	Total construction		13,174			19,716

	Land		25,042			24,664
	Installment loans to individuals		3,495			4,895
	All other loans (including overdrafts)		255			261

	Total gross loans		777,154			689,608

	Net deferred loan fees		(1,454		)	(937		)
	Allowance for loan losses		(17,468		)	(18,118		)

	Total net loans		$	758,232		$	670,553

	Loans held for sale		$	5,463		$	22,549

	Loans held for sale are primarily single-family residential mortgage loans under contract to be sold in the secondary market. In most cases, loans in this category are sold within thirty to sixty days. Under the terms of the mortgage purchase agreements, the purchaser has the right to require the Company to either repurchase the mortgage or reimburse losses incurred by the purchaser, which are determined to have been directly caused by borrower fraud or misrepresentation. Although the Company intends to vigorously challenge these and any future claims, the Company has a reserve of $0.5 million for these potential repurchases at September 30, 2013. The Company has incurred losses of $1.4 million related to the settlement of nine loans since the beginning of 2011, the majority of which were associated with a group of related loans to a borrower found guilty of financial fraud that were originated and sold in 2007.

	Concentration of Credit Risk

	The Company held loans that were collateralized by various forms of real estate of $641.3 million and $537.4 million at September 30, 2013 and December 31, 2012, respectively. Such loans are generally made to borrowers located in the counties of San Luis Obispo, Santa Barbara and Ventura. The Company attempts to reduce its concentration of credit risk by making loans which are diversified by product type. While Management believes that the collateral presently securing this portfolio is adequate, there can be no assurances that further deterioration in the California real estate market would not expose the Company to significantly greater credit risk.

	Loans Serviced for Others

	Loans serviced for others are not included in the accompanying balance sheets. The unpaid principal balance of loans serviced for others, exclusive of Small Business Administration (“SBA”) loans, was $20.1 million at September 30, 2013 and $7.1 million at December 31, 2012.

	From time to time, the Company also originates SBA loans for sale for which it retains the servicing of the guaranteed portion of the loan sold. At September 30, 2013 and December 31, 2012, the unpaid principal balance of SBA loans serviced for others totaled $6.8 million and $3.1 million, respectively. The Company recognized $0.4 million in gains related to the sale of SBA loans in both the three and nine months ended September 30, 2013, respectively, as compared to no gains from the sale of SBA loans in the first three and nine months of 2012. The gain on sale of SBA loans was included as a component of other income in non-interest income.

	Impaired Loans

	The following tables provide a summary of the Company’s investment in impaired loans:

	(dollar amounts in thousands)					Unpaid			Impaired Loans						Specific
			Recorded			Principal			With Specific			Without Specific			Allowance for
	September 30, 2013		Investment (1)			Balance			Allowance			Allowance			Impaired Loans
	Real Estate Secured
	Residential 1 to 4 family		$	812		$	965		$	109		$	703		$	17
	Commercial		1,194			1,925			642			552			91
Commercial
Commercial and industrial		4,671			5,196			3,463			1,208			2,826
Agriculture		810			848			65			745			27
Land		8,063			12,093			7,050			1,013			3,854
Installment loans to individuals		26			71			26			-			10

Totals		$	15,576		$	21,098		$	11,355		$	4,221		$	6,825

(1) The recorded investment in loans includes the book value of impaired loans as adjusted for the net deferred costs and fees related to the impaired loans.


(dollar amounts in thousands)					Unpaid			Impaired Loans						Specific
		Recorded			Principal			With Specific			Without Specific			Allowance for
December 31, 2012		Investment (1)			Balance			Allowance			Allowance			Impaired Loans
Real Estate Secured
Residential 1 to 4 family		$	831		$	1,035		$	246		$	585		$	18
Home equity lines of credit		58			152			58			-			7
Commercial		933			1,799			42			891			-
Farmland		1,077			1,089			-			1,077			-
Commercial
Commercial and industrial		4,337			4,813			3,410			927			2,172
Agriculture		907			1,235			30			877			13
Construction
Commercial		1,380			2,508			-			1,380			-
Land		7,504			11,307			6,106			1,398			3,829
Installment loans to individuals		285			333			285			-			22

Totals		$	17,312		$	24,271		$	10,177		$	7,135		$	6,061

(1) The recorded investment in loans includes the book value of impaired loans as adjusted for the net deferred costs and fees related to the impaired loans.

The average recorded investment in impaired loans and the interest income recognized on impaired loans was:

		For the Three Months Ended September 30,												For the Nine Months Ended September 30,
		2013						2012						2013						2012
		Average			Interest			Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income			Recorded			Income
(dollar amounts in thousands)		Investment			Recognized			Investment			Recognized			Investment			Recognized			Investment			Recognized
Real Estate Secured
Residential 1 to 4 family		$	783		$	-		$	801		$	-		$	750		$	-		$	756		$	-
Home equity lines of credit		28			-			384			-			43			-			378			-
Commercial		745			-			3,492			-			781			-			3,757			-
Farmland		-			-			363			-			269			-			272			-
Commercial
Commercial and industrial		4,342			8			4,129			-			4,223			11			3,644			4
Agriculture		1,064			-			1,905			-			966			-			2,010			-
Construction
Single family residential		-			-			-			-			-			-			234			-
Commercial		-			-			1,257			-			345			-			943			-
Land		7,760			4			7,189			-			7,605			4			5,863			-
Installment loans to individuals		28			-			89			-			111			-			82			-

Totals		$	14,750		$	12		$	19,609		$	-		$	15,093		$	15		$	17,939		$	4


The Company did not record income from the receipt of cash payments related to non-accruing loans during the three and nine month periods ended September 30, 2013 and 2012. If interest on non-accruing loans had been recognized at the original interest rates stipulated in the respective loan agreements, interest income would have increased $0.2 million and $0.3 million for the three months ended September 30, 2013 and 2012, respectively, and $0.6 million and $1.0 million for the nine months ended September 30, 2013 and 2012, respectively. Interest income recognized on impaired loans in the table above, if any, represents interest the Company recognized on accruing troubled debt restructurings (“TDRs”). Because the loans currently identified as impaired have unique risk characteristics, the Company determined the related valuation allowances for such loans on a loan-by-loan basis.

At September 30, 2013 and December 31, 2012, $9.8 million and $11.6 million, respectively, in loans were classified as TDRs. Of those balances, $2.9 million and $17 thousand were accruing as of September 30, 2013 and December 31, 2012, respectively and the remaining balance of TDRs were non-accruing loans. In a majority of these loans, the Company has granted concessions regarding interest rates, payment structure and maturity. During the three and nine months ended September 30, 2013 and 2012, the terms of certain loans were modified as troubled debt restructurings. These term modifications included a combination of a partial charge-off of principal along with extensions of the maturity date at the loan’s original interest rate, which was lower than the current market rate for new debt with similar risk. The maturity date extensions granted were for periods ranging from 12 months to 18 months. Forgone interest related to concessions granted on TDRs totaled $43 thousand and $46 thousand for the three months ended September 30, 2013 and 2012, respectively, and $131 thousand and $85 thousand for the nine months ended September 30, 2013 and 2012, respectively. As of September 30, 2013, the Company was not committed to lend any additional funds to borrowers whose obligations to the Company were restructured.

The following tables present loan modifications by class which resulted in TDRs:

		For the Three Months Ended September 30, 2013								For the Nine Months Ended September 30, 2013
				Pre-Modification			Post-Modification					Pre-Modification			Post-Modification
		Number of		Outstanding Recorded			Outstanding Recorded			Number of		Outstanding Recorded			Outstanding Recorded
(dollar amounts in thousands)		TDRs		Investment			Investment			TDRs		Investment			Investment
Trouble Debt Restructurings
Real Estate Secured
Commercial real estate		1		$	227		$	227		1		$	227		$	227
Commercial
Commercial and industrial		-		-			-			3		91			91
Agriculture		1		49			49			2		67			67

Totals		2		$	276		$	276		6		$	385		$	385

		For the Three Months Ended September 30, 2012								For the Nine Months Ended September 30, 2012
				Pre-Modification			Post-Modification					Pre-Modification			Post-Modification
		Number of		Outstanding Recorded			Outstanding Recorded			Number of		Outstanding Recorded			Outstanding Recorded
(dollar amounts in thousands)		TDRs		Investment			Investment			TDRs		Investment			Investment
Trouble Debt Restructurings
Real Estate Secured
Residential 1 to 4 family		-		$	-		$	-		1		$	439		$	439
Farmland		1		1,089			1,089			1		1,089			1,089
Commercial
Commercial and industrial		6		1,120			1,099			9		2,115			2,094
Construction
Land		1		63			63			3		8,433			7,063

Totals		8		$	2,272		$	2,251		14		$	12,076		$	10,685

The following tables present loans by class modified as troubled debt restructurings, for which there was a payment default within twelve months following the modification:

		For the Three Months Ended					For the Nine Months Ended
		30-Sep-13					30-Sep-13
(dollar amounts in thousands)		Number of		Recorded			Number of		Recorded
(dollar amounts in thousands)		TDRs		Investment			TDRs		Investment
Trouble Debt Restructurings
That Subsequently Defaulted
Real Estate Secured
Residential 1 to 4 family		-		$	-		1		$	97
Commercial
Commercial and industrial		-		-			3		843
Agriculture		1		18			1		18

Totals		1		$	18		5		$	958

		For the Three Months Ended					For the Nine Months Ended
		30-Sep-12					30-Sep-12
(dollar amounts in thousands)		Number of		Recorded			Number of		Recorded
(dollar amounts in thousands)		TDRs		Investment			TDRs		Investment
Trouble Debt Restructurings
That Subsequently Defaulted
Commercial
Commercial and industrial		-		$	-		3		$	254

Totals		-		$	-		3		$	254

The Bank is actively working with the borrowers to resolve their delinquencies.

Credit Quality

The following tables stratify the loan portfolio by the Company’s internal risk grading system as well as certain other information concerning the credit quality of the loan portfolio:

(dollar amounts in thousands)					Credit Risk Grades														Days Past Due
		Total Gross						Special																	90+ and Still		Non-		Accruing
September 30, 2013		Loans			Pass			Mention			Substandard			Doubtful					30-59			60-89			Accruing		Accruing		TDR
Real Estate Secured
Multi-family residential		$	25,782		$	25,198		$	-		$	584		$	-				$	-		$	-		$	-	$	-	$	-
Residential 1 to 4 family		57,016			56,080			4			932			-					-			-			-		452		361
Home equity lines of credit		32,388			32,230			-			158			-					-			-			-		-		-
Commercial		442,322			414,892			3,710			23,720			-					-			-			-		964		226
Farmland		45,573			44,388			980			205			-					-			-			-		-		-
Commercial
Commercial and industrial		103,540			93,743			820			7,991			986					61			35			-		3,224		1,430
Agriculture		28,523			26,947			280			1,296			-					-			-			-		811		-
Other		44			44			-			-			-					-			-			-		-		-
Construction
Single family residential		4,619			4,619			-			-			-					-			-			-		-		-
Single family residential - Spec.		1,114			1,114			-			-			-					-			-			-		-		-
Multi-family		747			747			-			-			-					-			-			-		-		-
Commercial		6,694			6,694			-			-			-					-			-			-		-		-
Land		25,042			15,583			131			9,328			-					-			-			-		7,194		866
Installment loans to individuals		3,495			3,397			-			98			-					-			-			-		27		-
All other loans (including overdrafts)		255			255			-			-			-					-			-			-		-		-

Totals		$	777,154		$	725,931		$	5,925		$	44,312		$	986				$	61		$	35		$	-	$	12,672	$	2,883

(dollar amounts in thousands)					Credit Risk Grades														Days Past Due
		Total Gross						Special																	90+ and Still		Non-		Accruing
December 31, 2012		Loans			Pass			Mention			Substandard			Doubtful					30-59			60-89			Accruing		Accruing		TDR
Real Estate Secured
Multi-family residential		$	21,467		$	20,869		$	-		$	598		$	-				$	-		$	-		$	-	$	-	$	-
Residential 1 to 4 family		41,444			40,234			6			1,204			-					199			-			-		835		-
Home equity lines of credit		31,863			30,808			-			1,055			-					-			47			-		58		-
Commercial		372,592			332,968			14,235			25,389			-					-			-			-		928		-
Farmland		25,642			20,492			3,260			1,890			-					-			-			-		1,077		-
Commercial
Commercial and industrial		125,340			114,126			2,245			8,969			-					446			104			15		4,657		17
Agriculture		21,663			19,771			106			1,786			-					-			-			-		907		-
Other		61			61			-			-			-					-			-			-		-		-
Construction
Single family residential		8,074			8,074			-			-			-					-			-			-		-		-
Single family residential - Spec.		535			535			-			-			-					-			-			-		-		-
Multi-family		778			778			-			-			-					-			-			-		-		-
Commercial		10,329			8,469			-			1,860			-					-			-			-		1,380		-
Land		24,664			12,461			4,124			8,079			-					50			-			-		7,182		-
Installment loans to individuals		4,895			4,365			230			300			-					-			-			-		285		-
All other loans (including overdrafts)		261			261			-			-			-					-			-			-		-		-

Totals		$	689,608		$	614,272		$	24,206		$	51,130		$	-				$	695		$	151		$	15	$	17,309	$	17

Allowance_for_Loan_Losses_ALLL

Allowance for Loan Losses ("ALLL")	9 Months Ended
Allowance for Loan Losses ("ALLL")	Sep. 30, 2013
Allowance for Loan Losses ("ALLL")	'
Allowance for Loan Losses ("ALLL")	'

	Note 5. Allowance for Loan Losses (“ALLL”)

	The following tables summarize the activity in the allowance attributed to various segments in the loan portfolio:

			Real Estate															All Other
	(dollar amounts in thousands)		Secured			Commercial			Construction			Land			Installment			Loans			Total
	Balance, June 30, 2013		$	6,509		$	6,618		$	198		$	4,465		$	108		$	36		$	17,934
	Charge-offs		(41		)	(736		)	-			-			(207		)	-			(984		)
	Recoveries		19			475			1			11			12			-			518
	Provisions for loan losses		(180		)	(207		)	44			170			174			(1		)	-

	Balance, September 30, 2013		$	6,307		$	6,150		$	243		$	4,646		$	87		$	35		$	17,468

	Balance, June 30, 2012		$	6,897		$	6,261		$	381		$	4,483		$	91		$	36		$	18,149
	Charge-offs		(106		)	(1,511		)	(92		)	-			(9		)	-			(1,718		)
	Recoveries		12			246			1			5			5			1			270
	Provisions for loan losses		1,184			75			268			(225		)	(15		)	(1		)	1,286

	Balance, September 30, 2012		$	7,987		$	5,071		$	558		$	4,263		$	72		$	36		$	17,987

			Real Estate															All Other
	(dollar amounts in thousands)		Secured			Commercial			Construction			Land			Installment			Loans			Total
	Balance, December 31, 2012		$	6,879		$	6,154		$	313		$	4,670		$	64		$	38		$	18,118
	Charge-offs		(131		)	(1,137		)	(169		)	(34		)	(380		)	-			(1,851		)
	Recoveries		143			947			2			45			64			-			1,201
	Provisions for loan losses		(584		)	186			97			(35		)	339			(3		)	-

	Balance, September 30, 2013		$	6,307		$	6,150		$	243		$	4,646		$	87		$	35		$	17,468

	Balance, December 31, 2011		$	9,645		$	6,549		$	488		$	2,416		$	175		$	41		$	19,314
	Charge-offs		(2,471		)	(4,272		)	(668		)	(2,168		)	(29		)	(137		)	(9,745		)
	Recoveries		74			623			1			18			18			3			737
	Provisions for loan losses (1)		739			2,171			737			3,997			(92		)	129			7,681

	Balance, September 30, 2012		$	7,987		$	5,071		$	558		$	4,263		$	72		$	36		$	17,987

	(1) The provision for loan losses includes the transfer of $3.9 million from C&I to Land related to the re-characterization of a loan as part of a TDR in the second quarter of 2012, as the restructured loan became collateral dependent on a parcel of land.


	The following tables summarize comparative metrics about the allowance attributed to various segments of the loan portfolio:

			30-Sep-13
			Real Estate															All Other
	(dollar amounts in thousands)		Secured			Commercial			Construction			Land			Installment			Loans			Total
	Amount of allowance attributed to:
	Specifically evaluated impaired loans		$	108		$	2,853		$	-		$	3,854		$	10		$	-		$	6,825
	General portfolio allocation		$	6,199		$	3,297		$	243		$	792		$	77		$	35		$	10,643

	Loans individually evaluated for impairment		$	2,003		$	5,465		$	-		$	8,060		$	27		$	-		$	15,555
	Loans collectively evaluated for impairment		$	601,078		$	126,642		$	13,174		$	16,982		$	3,468		$	255		$	761,599
	General reserves to total loans collectively evaluated for impairment		1.03%			2.60%			1.84%			4.66%			2.22%			13.73%			1.40%

	Total gross loans		$	603,081		$	132,107		$	13,174		$	25,042		$	3,495		$	255		$	777,154
	Total allowance to gross loans		1.05%			4.66%			1.84%			18.55%			2.49%			13.73%			2.25%

			31-Dec-12
			Real Estate															All Other
	(dollar amounts in thousands)		Secured			Commercial			Construction			Land			Installment			Loans			Total
	Amount of allowance attributed to:
	Specifically evaluated impaired loans		$	25		$	2,185		$	-		$	3,829		$	22		$	-		$	6,061
	General portfolio allocation		$	6,854		$	3,969		$	313		$	841		$	42		$	38		$	12,057

Loans individually evaluated for impairment		$	2,898		$	5,596		$	1,380		$	7,182		$	285		$	-		$	17,341
Loans collectively evaluated for impairment		$	490,110		$	141,468		$	18,336		$	17,482		$	4,610		$	261		$	672,267
General reserves to total loans collectively evaluated for impairment		1.40%			2.81%			1.71%			4.81%			0.91%			14.56%			1.79%

Total gross loans		$	493,008		$	147,064		$	19,716		$	24,664		$	4,895		$	261		$	689,608
Total allowance to gross loans		1.40%			4.18%			1.59%			18.93%			1.31%			14.56%			2.63%

Deferred_Tax_Assets_and_Income

Deferred Tax Assets and Income Taxes	9 Months Ended
Deferred Tax Assets and Income Taxes	Sep. 30, 2013
Deferred Tax Assets and Income Taxes	'
Deferred Tax Assets and Income Taxes	'


	Note 6. Deferred Tax Assets and Income Taxes

	The table below summarizes the Company’s net deferred tax asset:

			September 30,			December 31,
	(dollar amounts in thousands)		2013			2012
	Deferred tax assets
	Provision for loan losses		$	8,669		$	14,348
	Forgone interest on non-accrual loans		855			884
	Fixed assets		459			405
	Accruals		929			792
	Alternative minimum tax credit		2,855			2,153
	Deferred income		2,129			1,838
	Deferred compensation		1,602			1,477
	Net operating loss carryforward		6			907
	Investment securities valuation		2,037			-
	Other than temporary impairment		-			45
	Realized built-in loss subject to § 382		2,433			3,234
	Charitable contribution		-			61
	State deferred tax		781			59
	Total deferred tax assets		22,755			26,203

	Deferred tax liabilities
	Fair value adjustment for purchased assets		362			455
	Investment securities valuation		-			2,745
	Deferred costs, prepaids and FHLB advances		1,032			1,070

	Total deferred tax liabilities		1,394			4,270
	Net deferred tax assets		$	21,361		$	21,933


	Deferred Tax Assets Valuation Allowance

	U.S. GAAP requires that companies assess whether a valuation allowance should be established against deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. In making such judgments, significant weight is given to evidence, both positive and negative, that can be objectively verified. U.S. GAAP provides that a cumulative loss in recent years is significant negative evidence in considering whether deferred tax assets are realizable, and also limits projections of future taxable income to that which can be estimated over a reasonable amount of time.

	The pre-tax losses the Company reported in 2010 and 2009 resulted in a three year cumulative loss position, which provided significant negative evidence about the Company’s ability to realize a portion of its deferred tax assets as of December 31, 2011 and 2010. Due to the three year cumulative pre-tax loss position as of December 31, 2010, management believed that it was no longer more likely than not that the Company would generate enough future taxable income over the projection period in order for all of its deferred tax assets to be realized. As a result of this negative evidence, the Company recorded a partial valuation allowance of approximately $7.1 million for its deferred tax assets in 2010 through a charge to income tax expense. The Company’s determination of the valuation allowance for a portion of its deferred tax assets was based on a determination that the recovery of the entire deferred tax asset was no longer more likely than not due to: (1) an analysis of cumulative pre-tax losses over a three year horizon, through December 31, 2010; (2) a projection of future taxable income over a period of time the Company believed to be reasonably estimable (“the projection period”); and (3) a detailed analysis to determine the amount of the deferred tax asset expected to be realized over the projection period of five years.

	The ultimate realization of the Company’s deferred tax assets is dependent on the generation of future taxable income during the periods in which those temporary differences reverse. The deferred tax assets for which there is no valuation allowance relate to amounts that are expected to be realized through subsequent reversals of existing taxable temporary differences over the projection period. The accounting for deferred taxes is based on an estimate of future results. Differences between anticipated and actual outcomes of these future tax consequences could have an impact on the Company’s consolidated results of operations or financial position.

	The Company’s return to profitability in 2011 and continued profits in 2012 substantially eliminated the three year cumulative loss position. In addition, declines in the level of deferred tax assets and changes in their composition, along with projections of profitability for the foreseeable future and an improvement in the credit quality of the Company’s loan portfolio have combined to improve the outlook for the recovery of the valuation allowance provided for in 2010. As a result of this improved outlook, the Company reduced the level of valuation allowance in the fourth quarter of 2011 by $1.5 million and then reversed the remaining $5.6 million valuation allowance in 2012, of which amount $4.1 million was reversed in the third quarter of 2012 and a total of $1.5 million was reduced in the first half of 2012, based on the Company’s determination that it was more likely than not that its entire deferred tax asset position would be realized.

	Income Taxes

	The Company is subject to income taxation by both federal and state taxing authorities. Income tax returns for the years ended December 31, 2011, 2010, 2009 and 2008 are open to audit by federal and state taxing authorities. The Company does not have any uncertain income tax positions and has not accrued for any interest or penalties as of September 30, 2013 and December 31, 2012. The following table provides a summary for the current and deferred amounts of the Company’s income tax expense / (benefit):

			For the Three Months Ended						For the Nine Months Ended
			September 30,						September 30,
	(dollar amounts in thousands)		2013			2012			2013			2012
	Current:
	Federal		$	495		$	936		$	306		$	2,489
	State		(249		)	485			29			957

	Total current (benefit) / expense		246			1,421			335			3,446

	Deferred:
	Federal		630			(141		)	3,777			(1,061		)
	State		717			(115		)	1,577			(288		)

	Total deferred expense / (benefit)		1,347			(256		)	5,354			(1,349		)

	Deferred Tax Valuation Allowance:
Federal		-			(2,552		)	-			(3,662		)
State		-			(1,553		)	-			(1,943		)

Total deferred tax valuation allowance change		-			(4,105		)	-			(5,605		)

Total income tax expense / (benefit)		$	1,593		$	(2,940	)	$	5,689		$	(3,508	)

The following table reconciles the statutory federal income tax expense / (benefit) and rate to the Company’s effective income tax expense / (benefit) and rate:

		For the Three Months Ended September 30,										For the Nine Months Ended September 30,
		2013					2012					2013				2012
(dollar amounts in thousands)		Amount			Percent		Amount			Percent		Amount			Percent	Amount			Percent
Tax expense at federal statutory tax rate		$	1,525		35.00%		$	1,221		35.00%		$	5,214		35.00%	$	2,241		35	%
State income taxes, net of federal income tax benefit		304			7.00%		241			6.90%		1,044			7.00%	435			6.8	%
Change in deferred tax asset valuation allowance		-			0.00%		(4,105		)	-117.70%		-			0.00%	(5,605		)	-87.6	%
Bank owned life insurance		(38		)	-0.90%		(56		)	-1.60%		(115		)	-0.80%	(109		)	-1.7	%
Tax exempt income, net of interest expense		(176		)	-4.00%		(217		)	-6.20%		(402		)	-2.70%	(415		)	-6.5	%
Other, net		(22		)	-0.50%		(24		)	-0.70%		(52		)	-0.30%	(55		)	-0.8	%

Total income tax expense / (benefit)		$	1,593		36.60%		$	(2,940	)	-84.30%		$	5,689		38.20%	$	(3,508	)	-54.8	%

Other_Real_Estate_Owned_OREO

Other Real Estate Owned ("OREO")	9 Months Ended
	Sep. 30, 2013
Other Real Estate Owned ("OREO")	'
Other Real Estate Owned ("OREO")	'

	Note 7. Other Real Estate Owned (“OREO”)

	The Company had no OREO activity for the quarter ended September 30, 2013. The following table provides a summary of the third quarter 2012 change in the balance of OREO:

		Balance										Balance
		June 30,										September 30,
	(dollar amounts in thousands)	2012		Additions		Disposals			Writedowns			2012
	Real Estate Secured
	Residential 1 to 4 family	$	431	$	-	$	-		$	(31	)	$	400
	Commercial	215		-		-			-			215
	Construction
	Single family residential - Spec.	397		-		(397		)	-			-
	Land	32		-		-			(32		)	-

	Totals	$	1,075	$	-	$	(397	)	$	(63	)	$	615

	The following tables provide a summary of the year to date change in the balance of OREO:

		Balance										Balance
		December 31,										September 30,
	(dollar amounts in thousands)	2012		Additions		Disposals			Writedowns			2013
	Real Estate Secured
	Commercial	$	-	$	1,374	$	(1,374	)	$	-		$	-

	Totals	$	-	$	1,374	$	(1,374	)	$	-		$	-

		Balance										Balance
		December 31,										September 30,
	(dollar amounts in thousands)	2011		Additions		Disposals			Writedowns			2012
	Real Estate Secured
	Residential 1 to 4 family	$	-	$	607	$	(176	)	$	(31	)	$	400
	Commercial	215		-		-			-			215
	Construction
	Single family residential - Spec.	423		-		(397		)	(26		)	-
	Tract	100		-		(100		)	-			-
	Land	179		162		(300		)	(41		)	-

	Totals	$	917	$	769	$	(973	)	$	(98	)	$	615

	The Company did not realize any gains or losses related to disposal of OREO during the three or nine months ended September 30, 2013.

Deposits

Deposits	9 Months Ended
	Sep. 30, 2013
Deposits.	'
Deposits	'

	Note 8. Deposits

	The following table provides a summary of deposits by product type:

		September 30,		December 31,
	(dollar amounts in thousands)	2013		2012
	Non-interest bearing deposits	$	285,428	$	273,242
	Interest bearing deposits:
	NOW accounts	83,961		76,728
	Money market deposit accounts	324,990		293,525
	Other savings deposits	43,089		41,021
	Time certificates of $100 or more	145,315		97,105
	Other time deposits	74,169		89,249

	Total deposits	$	956,952	$	870,870

Capital

9 Months Ended

Sep. 30, 2013

Capital

Note 9. Capital

The following table sets forth the Company’s and the Bank’s actual regulatory ratios and the regulatory standard:

Regulatory

September 30, 2013

December 31, 2012

Standard

Well

Heritage Oaks

Ratio

Capitalized

Bancorp

Bank

Bancorp

Bank

Leverage ratio

5.00%

10.58%

10.05%

12.32%

11.93%

Tier I capital to risk weighted assets

6.00%

13.27%

12.59%

15.55%

15.02%

Total risk based capital to risk weighted assets

10.00%

14.53%

13.85%

16.81%

16.28%

ShareBased_Compensation_Plans

Share-Based Compensation Plans	9 Months Ended
Share-Based Compensation Plans	Sep. 30, 2013
Share-Based Compensation Plans	'
Share-Based Compensation Plans	'

	Note 10. Share-Based Compensation Plans

	As of September 30, 2013, the Company had two share-based employee compensation plans, which are more fully described in Note 14. Share-Based Compensation Plans, of the consolidated financial statements in the Company’s Annual Report filed on Form 10-K for the year ended December 31, 2012. These plans include the “1997 Stock Option Plan” and the “2005 Equity Based Compensation Plan.”

	The following table provides a summary of the expenses the Company has recognized related to share-based compensation for the periods indicated below:

			For the Three Months Ended							For the Nine Months Ended
			September 30,							September 30,
	(dollar amounts in thousands)		2013			2012				2013		2012
	Share-based compensation expense:
	Stock option expense		$	68		$	39			$	183	$	92
	Restricted stock expense		80			67				208		142

	Total expense		$	148		$	106			$	391	$	234
	Unrecognized compensation expense:
	Stock option expense		$	762		$	620
	Restricted stock expense		775			624

	Total unrecognized expense		$	1,537		$	1,244

	At September 30, 2013, there was a total of $0.8 million of unrecognized compensation expense related to non-vested stock options. That expense is expected to be recognized over a weighted-average period of 3.3 years.

	The Company periodically grants restricted share awards to employees and directors. These restricted shares generally vest over a period of one to five years depending on the terms of the grant. Recipients of restricted shares have the right to vote all shares subject to such grant, and receive all dividends with respect to such shares, whether or not the shares have vested. Recipients do not pay any cash consideration for the shares. The total unrecognized compensation expense related to restricted share awards at September 30, 2013 was $0.8 million. That expense is expected to be recognized over the next 2.9 years.

	The following table provides a summary of activity related to options granted, exercised, and forfeited:

			Options Outstanding					Options
			Number		Weighted Average			Available for
			of Shares		Exercise Price			Grant
	Balance, December 31, 2012		523,129		$	6.11		1,715,616
	Granted		167,415		6.3
	Forfeited		(65,356	)	5.81
	Expired		(4,275	)	4.62
	Exercised		(20,339	)	3.9

	Balance, September 30, 2013		600,574		$	6.28		1,565,670

	The following table provides a summary of activity related to restricted stock granted, vested and forfeited:

			Number of		Average Grant
			Shares		Date Fair Value
	Balance December 31, 2012		196,850		$	4.27
	Granted		72,786		6.26
	Vested		(57,508	)	4.4
	Forfeited		(8,892	)	5.17

	Balance September 30, 2013		203,236		$	4.91

	The aggregate intrinsic value in the following table represents the total pre-tax intrinsic value, which is subject to change based on the fair market value of the Company’s stock. The aggregate intrinsic value of options exercised was $42 thousand for the year to date period ended September 30, 2013. The following table provides a summary of the aggregate intrinsic value of options vested and expected to vest and exercisable:

								Weighted Average
					Weighted			Remaining	Aggregate
					Average			Contractual Life	Intrinsic
			Shares		Exercise Price			(Years)	Value
	Vested or expected to vest		572,450		$	6.29		7.46	$	720,971
	Exercisable at September 30, 2013		304,409		$	6.62		5.84	$	572,600

	The following table presents the assumptions used in the calculation of the weighted average fair value of options granted:

			For the Nine Months Ended
			September 30,
			2013			2012
Expected volatility		55.32%			52.26%
Expected term (years)		6			7
Dividend yield		0.00%			0.00%
Risk free rate		1.55%			1.11%

Weighted-average grant date fair value		$	3.31		$	2.87

Preferred_Stock

Preferred Stock	9 Months Ended
Preferred Stock	Sep. 30, 2013
Preferred Stock	'
Preferred Stock	'

	Note 11. Preferred Stock

	Under its Amended Articles of Incorporation, the Company is authorized to issue up to 5,000,000 shares of preferred stock, in one or more series, having such voting powers, designations, preferences, rights, qualifications, limitations and restrictions as determined by the Board of Directors.

	U.S Treasury’s Capital Purchase Program (“CPP”)

	On March 20, 2009, the Company issued 21,000 shares of Series A Senior Preferred Stock to the United States Department of Treasury (“U.S. Treasury”) under the terms of the CPP for $21.0 million with a liquidation preference of $1,000 per share. The preferred stock carries a coupon of 5% for five years and 9% thereafter. Senior preferred stock issued to the U.S. Treasury is non-voting, cumulative, and perpetual and may be redeemed at 100% of their liquidation preference plus accrued and unpaid dividends following three years from the date of issue. In addition, the Company issued a warrant to the U.S. Treasury to purchase shares of the Company’s common stock in an amount equal to 15% of the preferred equity issuance or approximately $3.2 million (611,650 shares). The warrant was exercisable immediately at a price of $5.15 per share, would have expired after a period of 10 years from issuance and is transferable by the U.S. Treasury. The warrant would have been dilutive to earnings per common share during reporting periods in which the market price of the Company’s common stock was above the warrant’s exercise price.

	In July 2013, the Company received approval to dividend $25.0 million from the Bank to the Company, to facilitate the repurchase of the 21,000 shares of Series A Preferred Stock and the related warrant to purchase 611,650 shares of the Company’s common stock. The Company completed the repurchase of the Series A Preferred Stock at par, including accrued but unpaid dividends, for $21.2 million on July 17, 2013. On July 29, 2013, the Company made a bid to repurchase the warrant to purchase 611,650 shares of the Company’s common stock for $1.6 million. On July 30, 2013, the United States Department of Treasury accepted the Company’s bid. The repurchase of the warrant occurred on August 7, 2013.

	Series C Convertible Perpetual Preferred Stock

	On March 12, 2010, the Company sold 1,189,538 shares of its Series C Convertible Perpetual Preferred Stock (“Series C Preferred Stock”) for $3.6 million as part of the overall $60 million private placement of securities completed at that time. Series C Preferred Stock is a non-voting class of stock substantially similar in priority to the common stock of the Company, except for a liquidation preference over the Company’s common stock. The Series C Preferred Stock will convert to shares of common stock on a one share for one share basis if the original holder of such shares transfers them to an unaffiliated third party or otherwise makes a “Permissible Transfer”, as defined in the terms of the Series C Preferred Stock. The Series C Preferred Stock will not be redeemable by either the Company or by the holders. Holders of the Series C Preferred Stock do not have any voting rights, including the right to elect any directors, other than the customary limited voting rights with respect to matters significantly and adversely affecting the rights and privileges of the Series C Preferred Stock. There is no stated dividend rate for shares of Series C Preferred Stock. However, in the event that a common stock dividend is declared, holders of Series C Preferred Stock are entitled to a per share dividend equivalent to that declared for each common share into which Series C Preferred Stock is then convertible.

	The fair market value of the Company’s common stock was higher than the conversion price of $3.25 per share of the Series C Preferred Stock on the date the Company made a firm commitment to issue the Series C Preferred Stock. Therefore, the Series C Preferred Stock has a contingent beneficial conversion feature associated with it. However, since the conversion of the Series C Preferred Stock remains contingent upon the holder’s transfer of the securities to an unaffiliated third party with no specified date for its conversion to common stock, the Company will record the contingent beneficial conversion feature as an initial discount on Series C Preferred Stock and additional paid in capital, with a concurrent immediate accretion of the established discount and corresponding charge to retained earnings on the date the Series C Preferred Stock converts to common stock. The amount of the contingent beneficial conversion feature is approximately $0.2 million and will be recorded as described upon the original holder’s transfer of Series C Preferred Stock through a Permissible Transfer. Such transfer has not occurred as of September 30, 2013.

	Two investors in the Company’s March 2010 private placement have Board observation rights, while one of the two investors also has Board nomination rights.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2013
Earnings Per Share	'
Earnings Per Share	'

	Note 12. Earnings Per Share

	Basic earnings per common share are computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the reporting period. Diluted earnings per common share are computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding over the reporting period, adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares are calculated using the treasury stock method and include incremental shares issuable upon exercise of outstanding stock options, other share-based compensation awards and any other security in which its conversion / exercise may result in the issuance of common stock, such as the warrant the Company issued to the U.S. Treasury during 2009, which was retired unexercised in August 2013, or the Series C Perpetual Preferred Stock the Company issued during 2010. The computation of diluted earnings per common share excludes the impacts of the assumed exercise or issuance of securities that would have an anti-dilutive effect, which can occur when the Company reports a net loss or when the market price for the Company’s stock falls below the exercise price of equity awards issued by the Company. For the three months ended September 30, 2013 and 2012, common stock equivalents, primarily options, totaling approximately 418,000 shares and 299,000 shares, respectively, were excluded from the calculation of diluted earnings per share, as their impact would be anti-dilutive. For the nine months ended September 30, 2013 and 2012, common stock equivalents, primarily options, totaling approximately 358,000 shares and 278,000 shares, respectively, were excluded from the calculation of diluted earnings per share, as their impact would be anti-dilutive.

	The following tables set forth the number of shares used in the calculation of both basic and diluted earnings per common share:

		For the Three Months Ended September 30,
			2013				2012
			Net				Net
	(dollar amounts in thousands except per share data)		Income			Shares	Income			Shares
	Net income		$	2,761			$	6,428
	Dividends and accretion on preferred stock		(181		)		(357		)

	Net income available to common shareholders		$	2,580			$	6,071

	Weighted average shares outstanding					25,172,929				25,089,325

	Basic earnings per common share		$	0.1			$	0.24

	Dilutive effect of share-based compensation awards, common stock warrants, and convertible perpetual preferred stock					1,376,639				1,341,392

	Weighted average diluted shares outstanding					26,549,568				26,430,717

	Diluted earnings per common share		$	0.1			$	0.23

			For the Nine Months Ended September 30,
			2013				2012
			Net				Net
	(dollar amounts in thousands except per share data)		Income			Shares	Income			Shares
	Net income		$	9,207			$	9,910
	Dividends and accretion on preferred stock		(898		)		(1,113		)

	Net applicable to common shareholders		$	8,309			$	8,797

	Weighted average shares outstanding					25,138,410				25,074,405

	Basic earnings per common share		$	0.33			$	0.35

	Dilutive effect of share-based compensation awards, common stock warrant, and convertible perpetual preferred stock					1,401,694				1,280,238

	Weighted average diluted shares outstanding					26,540,104				26,354,643

	Diluted earnings per common share		$	0.31			$	0.33

Regulatory_Matters

Regulatory Matters	9 Months Ended
Regulatory Matters	Sep. 30, 2013
Regulatory Matters	'
Regulatory Matters	'

	Note 13. Regulatory Matters

	Memorandums of Understanding

	Since April 2012, the Bank has operated under a Memorandum of Understanding (“MOU”) with the FDIC and California Department of Financial Institutions (“DFI”), which replaced the Consent Order entered into in 2010. In the MOU, the Company committed to, among other things; continue to make progress in improving credit quality and processes as well as to continue to comply with the 10% Leverage Ratio as originally established by the Order.

	Effective April 24, 2013, the FDIC and DFI terminated their MOU with the Bank, signifying full resolution of all open matters raised as part of their examination in 2010 and recognition of the improved financial health of the Bank. As such the Bank will no longer be subject to the MOU’s 10% Leverage Ratio requirement, as well as the other provisions of the MOU.

	Since July 2012, the Company has operated under a MOU with the FRB, which replaced the Written Agreement entered into in 2010. In the MOU the Company committed among other things, to continue to seek FRB approval prior to: paying any dividends on its common and preferred stock; paying interest, principal or other sums on subordinated debt or trust preferred securities; or incurring, increasing, or guaranteeing any debt. On September 4, 2013, the Federal Reserve Bank of San Francisco terminated the MOU with the Bank.

Subsequent_Events

Subsequent Events	9 Months Ended
Subsequent Events	Sep. 30, 2013
Subsequent Events	'
Subsequent Events	'

	Note 14. Subsequent Events

	On October 21, 2013, the Company signed a definitive agreement and plan of merger (the “Merger Agreement”) whereby the Company will acquire Mission Community Bancorp and merge their respective banks, Heritage Oaks Bank and Mission Community Bank. Under the terms of the Merger Agreement, holders of Mission Community Bancorp’s common stock, warrants and options will receive aggregate cash consideration of $8.0 million and aggregate stock consideration of 7,541,353 shares of the Company’s common stock. The total value of the merger consideration is $56.4 million, based on a $6.42 closing price of the Company’s common stock on October 18, 2013. The transaction is currently expected to close in the first quarter of 2014, subject to customary conditions, including the approval of bank regulatory authorities and the shareholders of both companies.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	9 Months Ended
Summary of Significant Accounting Policies (Policies)	Sep. 30, 2013
Summary of Significant Accounting Policies	'
Recent Accounting Guidance Adopted	'

	Recent Accounting Guidance Adopted

	On July 27, 2012, the FASB issued ASU No. 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment. This update, like ASU 2011-08 which the Company adopted in 2011, allows companies the option to first evaluate qualitative factors to determine if events or circumstances exist that indicate that it is more likely than not that an indefinite-lived intangible asset is impaired. If based on this assessment, a company concludes that there are no indicators that suggest an indefinitely-lived asset is more likely than not of having been impaired, then no further quantitative analysis is required. The amendments are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012, if a public entity’s financial statements for the most recent annual or interim period have not yet been issued or, for nonpublic entities, have not yet been made available for issuance. The Company currently does not have any indefinite-lived intangible assets, other than goodwill, therefore adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

	On October 1, 2012, the FASB issued ASU No. 2012-04, Technical Corrections and Improvements. The amendments in ASU 2012-04 cover a wide range of Topics in the Codification and address technical corrections and improvements and conforming amendments related to fair value measurements. For public entities, the amendments that are subject to the transition guidance are effective for fiscal periods beginning after December 15, 2012. Adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

	On February 15, 2013, the FASB issued ASU No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The update requires companies to present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts of reclassifications from each component of accumulated other comprehensive income based on its source and the income statement lines affected by the reclassification. For public entities, the amendments that are subject to the transition guidance are effective for fiscal periods beginning after December 15, 2012. Adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

Recent Accounting Guidance Not Yet Effective	'

	Recent Accounting Guidance Not Yet Effective

	There has been no recently released accounting guidance that is directly applicable to the Company, which is not yet effective.

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	9 Months Ended
Fair Value of Assets and Liabilities (Tables)	Sep. 30, 2013
Fair Value of Assets and Liabilities	'
Summary of the financial instruments the Company measures at fair value on a recurring basis	'

		Fair Value Measurements Using
		Quoted Prices in		Significant Other			Significant
		Active Markets for		Observable			Unobservable
	(dollar amounts in thousands)	Identical Assets		Inputs			Inputs		Assets At
	September 30, 2013	(Level 1)		(Level 2)			(Level 3)		Fair Value
	Assets
	Obligations of U.S. government agencies	$	-	$	7,728		$	-	$	7,728
	Mortgage backed securities:
	Agency	-		175,432			-		175,432
	Non-agency	-		13,390			-		13,390
	Obligations of state and municipal securities	-		44,060			-		44,060
	Asset backed securities	-		26,569			-		26,569

	Total assets measured on a recurring basis	$	-	$	267,179		$	-	$	267,179

	December 31, 2012
	Assets
	Obligations of U.S. government agencies	$	-	$	7,567		$	-	$	7,567
	Mortgage backed securities:
	Agency	-		145,768			-		145,768
	Non-agency	-		44,795			-		44,795
	Obligations of state and municipal securities	-		68,968			-		68,968
	Asset backed securities			20,584			-		20,584

	Total assets measured on a recurring basis	$	-	$	287,682		$	-	$	287,682

Summary of the changes in balance sheet carrying values associated with recurring Level 3 financial instruments	'

							Purchases,
		Beginning		Gain / (Loss)			Issuances, and		Sales and		Transfers to / (from)			Ending
	(dollar amounts in thousands)	Balance		Included in OCI (1)			Settlements		Maturities		Level III			Balance
	For the three months ended
	September 30, 2012
	Obligations of state and municipal securities	$	262	$	-		$	-	$	-	$	(262	)	$	-

							Purchases,
		Beginning		Gain / (Loss)			Issuances, and		Sales and		Transfers to / (from)			Ending
	(dollar amounts in thousands)	Balance		Included in OCI (1)			Settlements		Maturities		Level III			Balance
	For the nine months ended
	September 30, 2012
	Obligations of state and municipal securities	$	259	$	3		$	-	$	-	$	(262	)	$	-
	Agency mortgage baked securities	$	-	$	(191	)	$	4,674	$	-	$	(4,483	)	$	-
	Non-agency mortgage backed securities	$	3,074	$	-		$	-	$	-	$	(3,074	)	$	-

	(1) Realized or unrealized gains from the changes in values of Level 3 financial instruments represent gains from changes in values of financial instruments only for the period(s) in which the instruments were classified as Level 3.
Summary of assets the Company measures at fair value on a non-recurring basis	'


		Fair Value Measurements Using
		Quoted Prices in		Significant Other			Significant				Year to
		Active Markets for		Observable			Unobservable				Date
	(dollar amounts in thousands)	Identical Assets		Inputs			Inputs		Assets At		Total Losses/
	September 30, 2013	(Level 1)		(Level 2)			(Level 3)		Fair Value		(Recoveries)
	Assets
	Impaired loans
	Residential 1 to 4 family	$	-	$	-		$	348	$	348	$	-
	Commercial real estate	-		-			521		521		88
	Commercial and industrial	-		-			76		76		959
	Land	-		-			3,023		3,023		(8		)

	Total assets measured on a non-recurring basis	$	-	$	-		$	3,968	$	3,968	$	1,039

	December 31, 2012
	Assets
	Impaired loans
	Commercial and industrial	$	-	$	820		$	213	$	1,033	$	1,941
	Agriculture	-		72			-		72		28
	Construction	-		1,656			-		1,656		460
	Land	-		-			2,048		2,048		3,802

	Total assets measured on a non-recurring basis	$	-	$	2,548		$	2,261	$	4,809	$	6,231

Summary of the estimated fair value of financial instruments	'

				Fair Value Measurements Using
				Quoted Prices in			Significant Other		Significant
				Active Markets for			Observable		Unobservable
	(dollar amounts in thousands)	Carrying		Identical Assets			Inputs		Inputs
	September 30, 2013	Amount		(Level 1)			(Level 2)		(Level 3)		Fair Value
	Assets
	Cash and cash equivalents	$	33,281	$	33,281		$	-	$	-	$	33,281
	Investment securities available for sale	267,179		-			267,179		-		267,179
	Federal Home Loan Bank stock	4,739		-			-		-		N/A
	Loans receivable, net of deferred fees and costs	775,700		-			-		779,769		779,769
	Loans held for sale	5,463		-			5,463		-		5,463
	Accrued interest receivable	3,629		-			1,194		2,435		3,629
	Liabilities
	Non-interest bearing deposits	285,428		285,428			-		-		285,428
	Interest bearing deposits	671,524		-			673,207		-		673,207
	Federal Home Loan Bank advances	57,500		-			55,803		-		55,803
	Junior subordinated debentures	8,248		-			-		7,062		7,062
	Accrued interest payable	177		-			177		-		177

	December 31, 2012
	Assets
	Cash and cash equivalents	$	34,116	$	34,116		$	-	$	-	$	34,116
	Investments and mortgage-backed securities	287,682		-			287,682		-		287,682
	Federal Home Loan Bank stock	4,575		-			-		-		N/A
	Loans receivable, net of deferred fees and costs	688,671		-			2,548		701,144		703,692
	Loans held for sale	22,549		-			22,549		-		22,549
	Accrued interest receivable	3,915		-			1,497		2,418		3,915
	Liabilities
	Non interest-bearing deposits	273,242		273,242			-		-		273,242
	Interest-bearing deposits	597,628		-			598,664		-		598,664
	Federal Home Loan Bank advances	66,500		-			67,059		-		67,059
	Junior subordinated debentures	8,248		-			-		7,078		7,078
	Accrued interest payable	192		-			192		-		192


Summary of off-balance sheet commitments	'

		30-Sep-13					December 31, 2012
		Notional		Cost to Cede			Notional		Cost to Cede
	(dollar amounts in thousands)	Amount		or Assume			Amount		or Assume
	Off-balance sheet instruments, commitments to extend credit and standby letters of credit	$	170,047	$	1,700		$	178,432	$	1,784

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2013
Investment Securities	'
Schedule of amortized cost and fair values of the Company's investment securities, all of which are reported as available for sale	'

	(dollar amounts in thousands)				Gross			Gross
		Amortized			Unrealized			Unrealized
	September 30, 2013	Cost			Gains			Losses			Fair Value
	Obligations of U.S. government agencies	$	7,738		$	37		$	(47	)	$	7,728
	Mortgage backed securities
	U.S. government sponsored entities and agencies	178,856			446			(3,870		)	175,432
	Non-agency	13,266			168			(44		)	13,390
	State and municipal securities	45,333			385			(1,658		)	44,060
	Asset backed securities	26,936			-			(367		)	26,569

	Total	$	272,129		$	1,036		$	(5,986	)	$	267,179

	December 31, 2012
	Obligations of U.S. government agencies	$	7,307		$	262		$	(2	)	$	7,567
	Mortgage backed securities
	U.S. government sponsored entities and agencies	145,430			1,136			(798		)	145,768
	Non-agency	43,402			1,578			(185		)	44,795
	State and municipal securities	64,824			4,240			(96		)	68,968
	Asset backed securities	20,049			568			(33		)	20,584

	Total	$	281,012		$	7,784		$	(1,114	)	$	287,682

Schedule of roll forward of the OTTI balances against the investment securities for both credit loss and all other factor components	'


		For the Three Months Ended September 30, 2013										For the Three Months Ended September 30, 2012
					OTTI Related										OTTI Related
		OTTI Related			to All Other			Total				OTTI Related			to All Other			Total
	(dollars in thousands)	to Credit Loss			Factors			OTTI				to Credit Loss			Factors			OTTI
	Balance, beginning of the period	$	-		$	-		$	-			$	109		$	283		$	392
	Change in value attributable to other factors	-			-			-				-			(140		)	(140		)

	Balance, end of the period	$	-		$	-		$	-			$	109		$	143		$	252

		For the Nine Months Ended September 30, 2013										For the Nine Months Ended September 30, 2012
					OTTI Related										OTTI Related
		OTTI Related			to All Other			Total				OTTI Related			to All Other			Total
	(dollars in thousands)	to Credit Loss			Factors			OTTI				to Credit Loss			Factors			OTTI
	Balance, beginning of the period	$	109		$	170		$	279			$	109		$	361		$	470
	Less: losses related to OTTI securities sold	(109		)	(170		)	(279		)		-			-			-
	Change in value attributable to other factors	-			-			-				-			(218		)	(218		)

	Balance, end of the period	$	-		$	-		$	-			$	109		$	143		$	252

Summary of investment securities in an unrealized loss position	'

		Securities In A Loss Position For
	(dollar amounts in thousands)	Less Than Twelve Months						Twelve Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
	September 30, 2013	Value			Loss			Value			Loss			Value			Loss
	Obligations of U.S. government agencies	$	3,100		$	(46	)	$	41		$	(1	)	$	3,141		$	(47	)
	Mortgage backed securities
	U.S. government sponsored entities and agencies	111,209			(3,566		)	5,749			(304		)	116,958			(3,870		)
	Non-agency	1,218			(44		)	-			-			1,218			(44		)
	State and municipal securities	25,638			(1,658		)	-			-			25,638			(1,658		)
	Asset backed securities	17,700			(367		)	-			-			17,700			(367		)

	Total	$	158,865		$	(5,681	)	$	5,790		$	(305	)	$	164,655		$	(5,986	)

	December 31, 2012
	Obligations of U.S. government agencies	$	-		$	-		$	44		$	(2	)	$	44		$	(2	)
	Mortgage backed securities
	U.S. government sponsored entities and agencies	83,092			(798		)	-			-			83,092			(798		)
	Non-agency	7,204			(15		)	719			(170		)	7,923			(185		)
	State and municipal securities	9,813			(96		)	-			-			9,813			(96		)
	Asset backed securities	9,828			(33		)	-			-			9,828			(33		)

	Total	$	109,937		$	(942	)	$	763		$	(172	)	$	110,700		$	(1,114	)

Schedule of proceeds from the sales and calls of securities and the associated gains and losses	'

		For the Three Months							For the Nine Months
		Ended September 30,							Ended September 30,
	(dollar amounts in thousands)	2013			2012				2013			2012
	Proceeds	$	38,930		$	41,899			$	144,571		$	95,789
	Gross gains	970			448				5,349			2,160
	Gross losses	(626		)	(119		)		(1,414		)	(464		)


Schedule of amortized cost and fair value maturities of available for sale investment securities	'


	(dollar amounts in thousands)
	September 30, 2013	One Year Or			Over 1 Through			Over 5 Years			Over 10 Years			Total
		Less			5 Years			Through
								10 Years
	Obligations of U.S. government agencies	$	100		$	3,481		$	1,729		$	2,418		$	7,728
	Mortgage backed securities
	U.S. government sponsored entities and agencies	24,910			75,551			29,616			45,355			175,432
	Non-agency	5,426			6,443			1,521			-			13,390
	State and municipal securities	40			6,516			34,300			3,204			44,060
	Asset backed securities	-			-			14,569			12,000			26,569
	Total available for sale securities	$	30,476		$	91,991		$	81,735		$	62,977		$	267,179

	Amortized cost	$	30,658		$	93,028		$	83,805		$	64,638		$	272,129

	Weighted average yield	2.35%			2.26%			2.54%			2.67%			2.45%

Summary of earnings on both taxable and tax-exempt investment securities	'

		For The Three Months							For The Nine Months
		Ended September 30,							Ended September 30,
	(dollar amounts in thousands)	2013			2012				2013			2012
	Taxable earnings on investment securities
	Obligations of U.S. government agencies	$	33		$	25			$	86		$	79
	Mortgage backed securities	847			973				2,470			2,971
	State and municipal securities	-			5				5			183
	Corporate debt securities	-			181				-			504
	Asset backed securities	113			72				350			146
	Non-taxable earnings on investment securities
	State and municipal securities	354			527				1,082			1,428

	Total	$	1,347		$	1,783			$	3,993		$	5,311

Loans_Tables

Loans (Tables)	9 Months Ended
Loans (Tables)	Sep. 30, 2013
Loans	'
Summary of outstanding loan balances	'

		September 30,			December 31,
	(dollar amounts in thousands)	2013			2012
	Real Estate Secured
	Multi-family residential	$	25,782		$	21,467
	Residential 1 to 4 family	57,016			41,444
	Home equity lines of credit	32,388			31,863
	Commercial	442,322			372,592
	Farmland	45,573			25,642
	Total real estate secured	603,081			493,008

	Commercial
	Commercial and industrial	103,540			125,340
	Agriculture	28,523			21,663
	Other	44			61
	Total commercial	132,107			147,064

	Construction
	Single family residential	4,619			8,074
	Single family residential - Spec.	1,114			535
	Multi-family	747			778
	Commercial	6,694			10,329
	Total construction	13,174			19,716

	Land	25,042			24,664
	Installment loans to individuals	3,495			4,895
	All other loans (including overdrafts)	255			261

	Total gross loans	777,154			689,608

	Net deferred loan fees	(1,454		)	(937		)
	Allowance for loan losses	(17,468		)	(18,118		)

	Total net loans	$	758,232		$	670,553

	Loans held for sale	$	5,463		$	22,549

Summary of the Company's investment in impaired loans	'

	(dollar amounts in thousands)				Unpaid			Impaired Loans						Specific
		Recorded			Principal			With Specific			Without Specific			Allowance for
	September 30, 2013	Investment (1)			Balance			Allowance			Allowance			Impaired Loans
	Real Estate Secured
	Residential 1 to 4 family	$	812		$	965		$	109		$	703		$	17
	Commercial	1,194			1,925			642			552			91
	Commercial
	Commercial and industrial	4,671			5,196			3,463			1,208			2,826
	Agriculture	810			848			65			745			27
	Land	8,063			12,093			7,050			1,013			3,854
	Installment loans to individuals	26			71			26			-			10

	Totals	$	15,576		$	21,098		$	11,355		$	4,221		$	6,825

	(1) The recorded investment in loans includes the book value of impaired loans as adjusted for the net deferred costs and fees related to the impaired loans.


	(dollar amounts in thousands)				Unpaid			Impaired Loans						Specific
		Recorded			Principal			With Specific			Without Specific			Allowance for
	December 31, 2012	Investment (1)			Balance			Allowance			Allowance			Impaired Loans
	Real Estate Secured
	Residential 1 to 4 family	$	831		$	1,035		$	246		$	585		$	18
	Home equity lines of credit	58			152			58			-			7
	Commercial	933			1,799			42			891			-
	Farmland	1,077			1,089			-			1,077			-
	Commercial
	Commercial and industrial	4,337			4,813			3,410			927			2,172
	Agriculture	907			1,235			30			877			13
	Construction
	Commercial	1,380			2,508			-			1,380			-
	Land	7,504			11,307			6,106			1,398			3,829
	Installment loans to individuals	285			333			285			-			22

	Totals	$	17,312		$	24,271		$	10,177		$	7,135		$	6,061

	(1) The recorded investment in loans includes the book value of impaired loans as adjusted for the net deferred costs and fees related to the impaired loans.

Schedule of average recorded investment in impaired loans and the interest income recognized on impaired loans	'

		For the Three Months Ended September 30,												For the Nine Months Ended September 30,
		2013						2012						2013						2012
		Average			Interest			Average			Interest			Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income			Recorded			Income			Recorded			Income
	(dollar amounts in thousands)	Investment			Recognized			Investment			Recognized			Investment			Recognized			Investment			Recognized
	Real Estate Secured
	Residential 1 to 4 family	$	783		$	-		$	801		$	-		$	750		$	-		$	756		$	-
	Home equity lines of credit	28			-			384			-			43			-			378			-
	Commercial	745			-			3,492			-			781			-			3,757			-
	Farmland	-			-			363			-			269			-			272			-
	Commercial
	Commercial and industrial	4,342			8			4,129			-			4,223			11			3,644			4
	Agriculture	1,064			-			1,905			-			966			-			2,010			-
	Construction
	Single family residential	-			-			-			-			-			-			234			-
	Commercial	-			-			1,257			-			345			-			943			-
	Land	7,760			4			7,189			-			7,605			4			5,863			-
	Installment loans to individuals	28			-			89			-			111			-			82			-

	Totals	$	14,750		$	12		$	19,609		$	-		$	15,093		$	15		$	17,939		$	4


Schedule of loan modifications by class which resulted in TDRs	'

		For the Three Months Ended September 30, 2013								For the Nine Months Ended September 30, 2013
				Pre-Modification			Post-Modification					Pre-Modification			Post-Modification
		Number of		Outstanding Recorded			Outstanding Recorded			Number of		Outstanding Recorded			Outstanding Recorded
	(dollar amounts in thousands)	TDRs		Investment			Investment			TDRs		Investment			Investment
	Trouble Debt Restructurings
	Real Estate Secured
	Commercial real estate	1		$	227		$	227		1		$	227		$	227
	Commercial
	Commercial and industrial	-		-			-			3		91			91
	Agriculture	1		49			49			2		67			67

	Totals	2		$	276		$	276		6		$	385		$	385

		For the Three Months Ended September 30, 2012								For the Nine Months Ended September 30, 2012
				Pre-Modification			Post-Modification					Pre-Modification			Post-Modification
		Number of		Outstanding Recorded			Outstanding Recorded			Number of		Outstanding Recorded			Outstanding Recorded
	(dollar amounts in thousands)	TDRs		Investment			Investment			TDRs		Investment			Investment
	Trouble Debt Restructurings
	Real Estate Secured
	Residential 1 to 4 family	-		$	-		$	-		1		$	439		$	439
	Farmland	1		1,089			1,089			1		1,089			1,089
	Commercial
	Commercial and industrial	6		1,120			1,099			9		2,115			2,094
	Construction
	Land	1		63			63			3		8,433			7,063

	Totals	8		$	2,272		$	2,251		14		$	12,076		$	10,685

Summary of loans by class modified as troubled debt restructurings	'

		For the Three Months Ended					For the Nine Months Ended
		30-Sep-13					30-Sep-13
	(dollar amounts in thousands)	Number of		Recorded			Number of		Recorded
	(dollar amounts in thousands)	TDRs		Investment			TDRs		Investment
	Trouble Debt Restructurings
	That Subsequently Defaulted
	Real Estate Secured
	Residential 1 to 4 family	-		$	-		1		$	97
	Commercial
	Commercial and industrial	-		-			3		843
	Agriculture	1		18			1		18

	Totals	1		$	18		5		$	958

		For the Three Months Ended					For the Nine Months Ended
		30-Sep-12					30-Sep-12
	(dollar amounts in thousands)	Number of		Recorded			Number of		Recorded
	(dollar amounts in thousands)	TDRs		Investment			TDRs		Investment
	Trouble Debt Restructurings
	That Subsequently Defaulted
	Commercial
	Commercial and industrial	-		$	-		3		$	254

	Totals	-		$	-		3		$	254

Schedule of loan portfolio by the Company's internal risk grading system as well as certain other information concerning the credit quality of the loan portfolio	'

	(dollar amounts in thousands)				Credit Risk Grades														Days Past Due
		Total Gross						Special																	90+ and Still		Non-		Accruing
	September 30, 2013	Loans			Pass			Mention			Substandard			Doubtful					30-59			60-89			Accruing		Accruing		TDR
	Real Estate Secured
	Multi-family residential	$	25,782		$	25,198		$	-		$	584		$	-				$	-		$	-		$	-	$	-	$	-
	Residential 1 to 4 family	57,016			56,080			4			932			-					-			-			-		452		361
	Home equity lines of credit	32,388			32,230			-			158			-					-			-			-		-		-
	Commercial	442,322			414,892			3,710			23,720			-					-			-			-		964		226
	Farmland	45,573			44,388			980			205			-					-			-			-		-		-
	Commercial
	Commercial and industrial	103,540			93,743			820			7,991			986					61			35			-		3,224		1,430
	Agriculture	28,523			26,947			280			1,296			-					-			-			-		811		-
	Other	44			44			-			-			-					-			-			-		-		-
	Construction
	Single family residential	4,619			4,619			-			-			-					-			-			-		-		-
	Single family residential - Spec.	1,114			1,114			-			-			-					-			-			-		-		-
	Multi-family	747			747			-			-			-					-			-			-		-		-
	Commercial	6,694			6,694			-			-			-					-			-			-		-		-
	Land	25,042			15,583			131			9,328			-					-			-			-		7,194		866
	Installment loans to individuals	3,495			3,397			-			98			-					-			-			-		27		-
	All other loans (including overdrafts)	255			255			-			-			-					-			-			-		-		-

	Totals	$	777,154		$	725,931		$	5,925		$	44,312		$	986				$	61		$	35		$	-	$	12,672	$	2,883

	(dollar amounts in thousands)				Credit Risk Grades														Days Past Due
		Total Gross						Special																	90+ and Still		Non-		Accruing
	December 31, 2012	Loans			Pass			Mention			Substandard			Doubtful					30-59			60-89			Accruing		Accruing		TDR
	Real Estate Secured
	Multi-family residential	$	21,467		$	20,869		$	-		$	598		$	-				$	-		$	-		$	-	$	-	$	-
	Residential 1 to 4 family	41,444			40,234			6			1,204			-					199			-			-		835		-
	Home equity lines of credit	31,863			30,808			-			1,055			-					-			47			-		58		-
	Commercial	372,592			332,968			14,235			25,389			-					-			-			-		928		-
	Farmland	25,642			20,492			3,260			1,890			-					-			-			-		1,077		-
	Commercial
	Commercial and industrial	125,340			114,126			2,245			8,969			-					446			104			15		4,657		17
	Agriculture	21,663			19,771			106			1,786			-					-			-			-		907		-
	Other	61			61			-			-			-					-			-			-		-		-
	Construction
	Single family residential	8,074			8,074			-			-			-					-			-			-		-		-
	Single family residential - Spec.	535			535			-			-			-					-			-			-		-		-
	Multi-family	778			778			-			-			-					-			-			-		-		-
	Commercial	10,329			8,469			-			1,860			-					-			-			-		1,380		-
	Land	24,664			12,461			4,124			8,079			-					50			-			-		7,182		-
	Installment loans to individuals	4,895			4,365			230			300			-					-			-			-		285		-
	All other loans (including overdrafts)	261			261			-			-			-					-			-			-		-		-

	Totals	$	689,608		$	614,272		$	24,206		$	51,130		$	-				$	695		$	151		$	15	$	17,309	$	17

Allowance_for_Loan_Losses_ALLL1

Allowance for Loan Losses ("ALLL") (Tables)	9 Months Ended
Allowance for Loan Losses ("ALLL") (Tables)	Sep. 30, 2013
Allowance for Loan Losses ("ALLL")	'
Summary of activity in the allowance attributed to various segments in the loan portfolio	'

		Real Estate															All Other
	(dollar amounts in thousands)	Secured			Commercial			Construction			Land			Installment			Loans			Total
	Balance, June 30, 2013	$	6,509		$	6,618		$	198		$	4,465		$	108		$	36		$	17,934
	Charge-offs	(41		)	(736		)	-			-			(207		)	-			(984		)
	Recoveries	19			475			1			11			12			-			518
	Provisions for loan losses	(180		)	(207		)	44			170			174			(1		)	-

	Balance, September 30, 2013	$	6,307		$	6,150		$	243		$	4,646		$	87		$	35		$	17,468

	Balance, June 30, 2012	$	6,897		$	6,261		$	381		$	4,483		$	91		$	36		$	18,149
	Charge-offs	(106		)	(1,511		)	(92		)	-			(9		)	-			(1,718		)
	Recoveries	12			246			1			5			5			1			270
	Provisions for loan losses	1,184			75			268			(225		)	(15		)	(1		)	1,286

	Balance, September 30, 2012	$	7,987		$	5,071		$	558		$	4,263		$	72		$	36		$	17,987

		Real Estate															All Other
	(dollar amounts in thousands)	Secured			Commercial			Construction			Land			Installment			Loans			Total
	Balance, December 31, 2012	$	6,879		$	6,154		$	313		$	4,670		$	64		$	38		$	18,118
	Charge-offs	(131		)	(1,137		)	(169		)	(34		)	(380		)	-			(1,851		)
	Recoveries	143			947			2			45			64			-			1,201
	Provisions for loan losses	(584		)	186			97			(35		)	339			(3		)	-

	Balance, September 30, 2013	$	6,307		$	6,150		$	243		$	4,646		$	87		$	35		$	17,468

	Balance, December 31, 2011	$	9,645		$	6,549		$	488		$	2,416		$	175		$	41		$	19,314
	Charge-offs	(2,471		)	(4,272		)	(668		)	(2,168		)	(29		)	(137		)	(9,745		)
	Recoveries	74			623			1			18			18			3			737
	Provisions for loan losses (1)	739			2,171			737			3,997			(92		)	129			7,681

	Balance, September 30, 2012	$	7,987		$	5,071		$	558		$	4,263		$	72		$	36		$	17,987

	(1) The provision for loan losses includes the transfer of $3.9 million from C&I to Land related to the re-characterization of a loan as part of a TDR in the second quarter of 2012, as the restructured loan became collateral dependent on a parcel of land.

Summary of comparative metrics about the allowance attributed to various segments in the loan portfolio	'


		30-Sep-13
		Real Estate															All Other
	(dollar amounts in thousands)	Secured			Commercial			Construction			Land			Installment			Loans			Total
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	108		$	2,853		$	-		$	3,854		$	10		$	-		$	6,825
	General portfolio allocation	$	6,199		$	3,297		$	243		$	792		$	77		$	35		$	10,643

	Loans individually evaluated for impairment	$	2,003		$	5,465		$	-		$	8,060		$	27		$	-		$	15,555
	Loans collectively evaluated for impairment	$	601,078		$	126,642		$	13,174		$	16,982		$	3,468		$	255		$	761,599
	General reserves to total loans collectively evaluated for impairment	1.03%			2.60%			1.84%			4.66%			2.22%			13.73%			1.40%

	Total gross loans	$	603,081		$	132,107		$	13,174		$	25,042		$	3,495		$	255		$	777,154
	Total allowance to gross loans	1.05%			4.66%			1.84%			18.55%			2.49%			13.73%			2.25%

		31-Dec-12
		Real Estate															All Other
	(dollar amounts in thousands)	Secured			Commercial			Construction			Land			Installment			Loans			Total
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	25		$	2,185		$	-		$	3,829		$	22		$	-		$	6,061
	General portfolio allocation	$	6,854		$	3,969		$	313		$	841		$	42		$	38		$	12,057

	Loans individually evaluated for impairment	$	2,898		$	5,596		$	1,380		$	7,182		$	285		$	-		$	17,341
	Loans collectively evaluated for impairment	$	490,110		$	141,468		$	18,336		$	17,482		$	4,610		$	261		$	672,267
	General reserves to total loans collectively evaluated for impairment	1.40%			2.81%			1.71%			4.81%			0.91%			14.56%			1.79%

	Total gross loans	$	493,008		$	147,064		$	19,716		$	24,664		$	4,895		$	261		$	689,608
	Total allowance to gross loans	1.40%			4.18%			1.59%			18.93%			1.31%			14.56%			2.63%

Deferred_Tax_Assets_and_Income1

Deferred Tax Assets and Income Taxes (Tables)	9 Months Ended
Deferred Tax Assets and Income Taxes (Tables)	Sep. 30, 2013
Deferred Tax Assets and Income Taxes	'
Summary of Company's net deferred tax asset	'

		September 30,			December 31,
	(dollar amounts in thousands)	2013			2012
	Deferred tax assets
	Provision for loan losses	$	8,669		$	14,348
	Forgone interest on non-accrual loans	855			884
	Fixed assets	459			405
	Accruals	929			792
	Alternative minimum tax credit	2,855			2,153
	Deferred income	2,129			1,838
	Deferred compensation	1,602			1,477
	Net operating loss carryforward	6			907
	Investment securities valuation	2,037			-
	Other than temporary impairment	-			45
	Realized built-in loss subject to § 382	2,433			3,234
	Charitable contribution	-			61
	State deferred tax	781			59
	Total deferred tax assets	22,755			26,203

	Deferred tax liabilities
	Fair value adjustment for purchased assets	362			455
	Investment securities valuation	-			2,745
	Deferred costs, prepaids and FHLB advances	1,032			1,070

	Total deferred tax liabilities	1,394			4,270
	Net deferred tax assets	$	21,361		$	21,933


Summary for the current and deferred amounts of the Company's income tax provision expense / (benefit)	'

		For the Three Months Ended						For the Nine Months Ended
		September 30,						September 30,
	(dollar amounts in thousands)	2013			2012			2013			2012
	Current:
	Federal	$	495		$	936		$	306		$	2,489
	State	(249		)	485			29			957

	Total current (benefit) / expense	246			1,421			335			3,446

	Deferred:
	Federal	630			(141		)	3,777			(1,061		)
	State	717			(115		)	1,577			(288		)

	Total deferred expense / (benefit)	1,347			(256		)	5,354			(1,349		)

	Deferred Tax Valuation Allowance:
	Federal	-			(2,552		)	-			(3,662		)
	State	-			(1,553		)	-			(1,943		)

	Total deferred tax valuation allowance change	-			(4,105		)	-			(5,605		)

	Total income tax expense / (benefit)	$	1,593		$	(2,940	)	$	5,689		$	(3,508	)

Schedule of reconciliation of the statutory federal income tax expense / (benefit) rate to the Company's effective income tax expense / (benefit) and rate	'


		For the Three Months Ended September 30,										For the Nine Months Ended September 30,
		2013					2012					2013				2012
	(dollar amounts in thousands)	Amount			Percent		Amount			Percent		Amount			Percent	Amount			Percent
	Tax expense at federal statutory tax rate	$	1,525		35.00%		$	1,221		35.00%		$	5,214		35.00%	$	2,241		35	%
	State income taxes, net of federal income tax benefit	304			7.00%		241			6.90%		1,044			7.00%	435			6.8	%
	Change in deferred tax asset valuation allowance	-			0.00%		(4,105		)	-117.70%		-			0.00%	(5,605		)	-87.6	%
	Bank owned life insurance	(38		)	-0.90%		(56		)	-1.60%		(115		)	-0.80%	(109		)	-1.7	%
	Tax exempt income, net of interest expense	(176		)	-4.00%		(217		)	-6.20%		(402		)	-2.70%	(415		)	-6.5	%
	Other, net	(22		)	-0.50%		(24		)	-0.70%		(52		)	-0.30%	(55		)	-0.8	%

	Total income tax expense / (benefit)	$	1,593		36.60%		$	(2,940	)	-84.30%		$	5,689		38.20%	$	(3,508	)	-54.8	%

Other_Real_Estate_Owned_OREO_T

Other Real Estate Owned ("OREO") (Tables)	9 Months Ended
	Sep. 30, 2013
Other Real Estate Owned ("OREO")	'
Summary of the changes in the balance of OREO	'


		Balance										Balance
		June 30,										September 30,
	(dollar amounts in thousands)	2012		Additions		Disposals			Writedowns			2012
	Real Estate Secured
	Residential 1 to 4 family	$	431	$	-	$	-		$	(31	)	$	400
	Commercial	215		-		-			-			215
	Construction
	Single family residential - Spec.	397		-		(397		)	-			-
	Land	32		-		-			(32		)	-

	Totals	$	1,075	$	-	$	(397	)	$	(63	)	$	615


		Balance										Balance
		December 31,										September 30,
	(dollar amounts in thousands)	2012		Additions		Disposals			Writedowns			2013
	Real Estate Secured
	Commercial	$	-	$	1,374	$	(1,374	)	$	-		$	-

	Totals	$	-	$	1,374	$	(1,374	)	$	-		$	-

		Balance										Balance
		December 31,										September 30,
	(dollar amounts in thousands)	2011		Additions		Disposals			Writedowns			2012
	Real Estate Secured
	Residential 1 to 4 family	$	-	$	607	$	(176	)	$	(31	)	$	400
	Commercial	215		-		-			-			215
	Construction
	Single family residential - Spec.	423		-		(397		)	(26		)	-
	Tract	100		-		(100		)	-			-
	Land	179		162		(300		)	(41		)	-

	Totals	$	917	$	769	$	(973	)	$	(98	)	$	615

Deposits_Tables

Deposits (Tables)	9 Months Ended
	Sep. 30, 2013
Deposits.	'
Schedule of interest bearing and non-interest bearing deposits	'
		September 30,		December 31,
	(dollar amounts in thousands)	2013		2012
	Non-interest bearing deposits	$	285,428	$	273,242
	Interest bearing deposits:
	NOW accounts	83,961		76,728
	Money market deposit accounts	324,990		293,525
	Other savings deposits	43,089		41,021
	Time certificates of $100 or more	145,315		97,105
	Other time deposits	74,169		89,249

	Total deposits	$	956,952	$	870,870

Capital_Tables

Capital (Tables)

9 Months Ended

Sep. 30, 2013

Capital

Schedule of the Company's and the Bank's actual regulatory ratios and the regulatory standards

Regulatory

September 30, 2013

December 31, 2012

Standard

Well

Heritage Oaks

Ratio

Capitalized

Bancorp

Bank

Bancorp

Bank

Leverage ratio

5.00%

10.58%

10.05%

12.32%

11.93%

Tier I capital to risk weighted assets

6.00%

13.27%

12.59%

15.55%

15.02%

Total risk based capital to risk weighted assets

10.00%

14.53%

13.85%

16.81%

16.28%

ShareBased_Compensation_Plans_

Share-Based Compensation Plans (Tables)	9 Months Ended
Share-Based Compensation Plans (Tables)	Sep. 30, 2013
Share-Based Compensation Plans	'
Summary of recognized and unrecognized share based compensation expense	'

		For the Three Months Ended							For the Nine Months Ended
		September 30,							September 30,
	(dollar amounts in thousands)	2013			2012				2013		2012
	Share-based compensation expense:
	Stock option expense	$	68		$	39			$	183	$	92
	Restricted stock expense	80			67				208		142

	Total expense	$	148		$	106			$	391	$	234
	Unrecognized compensation expense:
	Stock option expense	$	762		$	620
	Restricted stock expense	775			624

	Total unrecognized expense	$	1,537		$	1,244

Summary of activity related to options granted, exercised, and forfeited	'


		Options Outstanding					Options
		Number		Weighted Average			Available for
		of Shares		Exercise Price			Grant
	Balance, December 31, 2012	523,129		$	6.11		1,715,616
	Granted	167,415		6.3
	Forfeited	(65,356	)	5.81
	Expired	(4,275	)	4.62
	Exercised	(20,339	)	3.9

	Balance, September 30, 2013	600,574		$	6.28		1,565,670

Summary of activity related to restricted stock granted, vested and forfeited	'


		Number of		Average Grant
		Shares		Date Fair Value
	Balance December 31, 2012	196,850		$	4.27
	Granted	72,786		6.26
	Vested	(57,508	)	4.4
	Forfeited	(8,892	)	5.17

	Balance September 30, 2013	203,236		$	4.91

Summary of the aggregate intrinsic value of options vested and expected to vest and exercisable	'


							Weighted Average
				Weighted			Remaining	Aggregate
				Average			Contractual Life	Intrinsic
		Shares		Exercise Price			(Years)	Value
	Vested or expected to vest	572,450		$	6.29		7.46	$	720,971
	Exercisable at September 30, 2013	304,409		$	6.62		5.84	$	572,600

Schedule of assumptions used in the calculation of weighted average fair value of options granted	'


		For the Nine Months Ended
		September 30,
		2013			2012
	Expected volatility	55.32%			52.26%
	Expected term (years)	6			7
	Dividend yield	0.00%			0.00%
	Risk free rate	1.55%			1.11%

	Weighted-average grant date fair value	$	3.31		$	2.87

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2013
Earnings Per Share	'
Schedule of calculation of both basic and diluted earnings per common share	'


		For the Three Months Ended September 30,
			2013				2012
			Net				Net
	(dollar amounts in thousands except per share data)		Income			Shares	Income			Shares
	Net income		$	2,761			$	6,428
	Dividends and accretion on preferred stock		(181		)		(357		)

	Net income available to common shareholders		$	2,580			$	6,071

	Weighted average shares outstanding					25,172,929				25,089,325

	Basic earnings per common share		$	0.1			$	0.24

	Dilutive effect of share-based compensation awards, common stock warrants, and convertible perpetual preferred stock					1,376,639				1,341,392

	Weighted average diluted shares outstanding					26,549,568				26,430,717

	Diluted earnings per common share		$	0.1			$	0.23

			For the Nine Months Ended September 30,
			2013				2012
			Net				Net
	(dollar amounts in thousands except per share data)		Income			Shares	Income			Shares
	Net income		$	9,207			$	9,910
	Dividends and accretion on preferred stock		(898		)		(1,113		)

	Net applicable to common shareholders		$	8,309			$	8,797

	Weighted average shares outstanding					25,138,410				25,074,405

	Basic earnings per common share		$	0.33			$	0.35

	Dilutive effect of share-based compensation awards, common stock warrant, and convertible perpetual preferred stock					1,401,694				1,280,238

	Weighted average diluted shares outstanding					26,540,104				26,354,643

	Diluted earnings per common share		$	0.31			$	0.33

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	item	Dec. 31, 2012
Description of Business	'	'
Number of business segments	1	'
Investment Holdings	'	'
Total assets	$1,153,843	$1,097,532
All Non-United States countries	'	'
Investment Holdings	'	'
Total assets	0	'
Revenue	$0	'

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	$267,179	'
Obligations of U.S. government agencies	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	7,728	'
Mortgage-backed securities - Agency	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	175,432	'
Mortgage-backed securities - Non-agency	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	13,390	'
Obligations of state and municipal securities	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	44,060	'
Asset backed securities	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	26,569	'
Significant Other Observable Inputs (Level 2)	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	267,179	287,682
Significant Unobservable Inputs (Level 3)	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Number of Instruments Held	0	0
Recurring basis \| Significant Other Observable Inputs (Level 2)	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	267,179	287,682
Recurring basis \| Significant Other Observable Inputs (Level 2) \| Obligations of U.S. government agencies	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	7,728	7,567
Recurring basis \| Significant Other Observable Inputs (Level 2) \| Mortgage-backed securities - Agency	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	175,432	145,768
Recurring basis \| Significant Other Observable Inputs (Level 2) \| Mortgage-backed securities - Non-agency	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	13,390	44,795
Recurring basis \| Significant Other Observable Inputs (Level 2) \| Obligations of state and municipal securities	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	44,060	68,968
Recurring basis \| Significant Other Observable Inputs (Level 2) \| Asset backed securities	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	26,569	20,584
Recurring basis \| Assets At Fair Value	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	267,179	287,682
Recurring basis \| Assets At Fair Value \| Obligations of U.S. government agencies	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	7,728	7,567
Recurring basis \| Assets At Fair Value \| Mortgage-backed securities - Agency	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	175,432	145,768
Recurring basis \| Assets At Fair Value \| Mortgage-backed securities - Non-agency	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	13,390	44,795
Recurring basis \| Assets At Fair Value \| Obligations of state and municipal securities	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	44,060	68,968
Recurring basis \| Assets At Fair Value \| Asset backed securities	'	'
Financial instruments of the Company measured at fair value on a recurring basis	'	'
Total assets measured on recurring basis	$26,569	$20,584

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities (Details 2) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2012	Sep. 30, 2012
Obligations of state and municipal securities	'	'
Changes in balance sheet carrying values associated with recurring Level 3 financial instruments	'	'
Beginning balance	$262	$259
Gain / (Loss) Included in OCI	'	3
Transfers to / (from) Level III	-262	-262
Agency mortgage backed securities	'	'
Changes in balance sheet carrying values associated with recurring Level 3 financial instruments	'	'
Gain / (Loss) Included in OCI	'	-191
Purchases, Issuances, and Settlements	'	4,674
Transfers to / (from) Level III	'	-4,483
Non-agency mortgage backed securities	'	'
Changes in balance sheet carrying values associated with recurring Level 3 financial instruments	'	'
Beginning balance	'	3,074
Transfers to / (from) Level III	'	($3,074)

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities (Details 3) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Recurring basis	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Assets transfer from Level 1 to level 2	$0	'	$0
Assets transfer from Level 2 to level 1	0	'	0
Nonrecurring basis	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Total Losses/(Recoveries)	1,039	6,231	'
Assets transfer from Level 1 to level 2	0	'	0
Assets transfer from Level 2 to level 1	0	'	0
Nonrecurring basis \| Commercial real estate	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Total Losses/(Recoveries) on impaired loans	88	'	'
Nonrecurring basis \| Commercial and industrial	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Total Losses/(Recoveries) on impaired loans	959	1,941	'
Nonrecurring basis \| Agriculture	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Total Losses/(Recoveries) on impaired loans	'	28	'
Nonrecurring basis \| Construction	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Total Losses/(Recoveries) on impaired loans	'	460	'
Nonrecurring basis \| Land	'	'	'
Total Losses for assets measured at fair value on a non-recurring basis	'	'	'
Total Losses/(Recoveries) on impaired loans	-8	3,802	'
Nonrecurring basis \| Significant Other Observable Inputs (Level 2)	'	'	'
Assets	'	'	'
Total assets measured on a non-recurring basis	'	2,548	'
Nonrecurring basis \| Significant Other Observable Inputs (Level 2) \| Commercial and industrial	'	'	'
Assets	'	'	'
Impaired loans	'	820	'
Nonrecurring basis \| Significant Other Observable Inputs (Level 2) \| Agriculture	'	'	'
Assets	'	'	'
Impaired loans	'	72	'
Nonrecurring basis \| Significant Other Observable Inputs (Level 2) \| Construction	'	'	'
Assets	'	'	'
Impaired loans	'	1,656	'
Nonrecurring basis \| Significant Unobservable Inputs (Level 3)	'	'	'
Assets	'	'	'
Total assets measured on a non-recurring basis	3,968	2,261	'
Nonrecurring basis \| Significant Unobservable Inputs (Level 3) \| Residential 1 to 4 family	'	'	'
Assets	'	'	'
Impaired loans	348	'	'
Nonrecurring basis \| Significant Unobservable Inputs (Level 3) \| Commercial real estate	'	'	'
Assets	'	'	'
Impaired loans	521	'	'
Nonrecurring basis \| Significant Unobservable Inputs (Level 3) \| Commercial and industrial	'	'	'
Assets	'	'	'
Impaired loans	76	213	'
Nonrecurring basis \| Significant Unobservable Inputs (Level 3) \| Land	'	'	'
Assets	'	'	'
Impaired loans	3,023	2,048	'
Nonrecurring basis \| Assets At Fair Value	'	'	'
Assets	'	'	'
Total assets measured on a non-recurring basis	3,968	4,809	'
Nonrecurring basis \| Assets At Fair Value \| Residential 1 to 4 family	'	'	'
Assets	'	'	'
Impaired loans	348	'	'
Nonrecurring basis \| Assets At Fair Value \| Commercial real estate	'	'	'
Assets	'	'	'
Impaired loans	521	'	'
Nonrecurring basis \| Assets At Fair Value \| Commercial and industrial	'	'	'
Assets	'	'	'
Impaired loans	76	1,033	'
Nonrecurring basis \| Assets At Fair Value \| Agriculture	'	'	'
Assets	'	'	'
Impaired loans	'	72	'
Nonrecurring basis \| Assets At Fair Value \| Construction	'	'	'
Assets	'	'	'
Impaired loans	'	1,656	'
Nonrecurring basis \| Assets At Fair Value \| Land	'	'	'
Assets	'	'	'
Impaired loans	$3,023	$2,048	'

Fair_Value_of_Assets_and_Liabi5

Fair Value of Assets and Liabilities (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets	'	'
Investment securities available for sale	$267,179	'
Liabilities	'	'
Non-interest bearing deposits	285,428	273,242
Junior subordinated debentures	8,248	8,248
Off-balance sheet instruments, commitments to extend credit and standby letters of credit, Notional Amount	170,047	178,432
Off-balance sheet instruments, commitments to extend credit and standby letters of credit, Cost to Cede or Assume	1,700	1,784
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets	'	'
Cash and cash equivalents	33,281	34,116
Liabilities	'	'
Non-interest bearing deposits	285,428	273,242
Significant Other Observable Inputs (Level 2)	'	'
Assets	'	'
Investment securities available for sale	267,179	287,682
Loans receivable, net of deferred fees and costs	'	2,548
Loans held for sale	5,463	22,549
Accrued interest receivable	1,194	1,497
Liabilities	'	'
Interest bearing deposits	673,207	598,664
Federal Home Loan Bank advances	55,803	67,059
Accrued interest payable	177	192
Significant Unobservable Inputs (Level 3)	'	'
Assets	'	'
Loans receivable, net of deferred fees and costs	779,769	701,144
Accrued interest receivable	2,435	2,418
Liabilities	'	'
Junior subordinated debentures	7,062	7,078
Carrying Amount	'	'
Assets	'	'
Cash and cash equivalents	33,281	34,116
Investment securities available for sale	267,179	287,682
Federal Home Loan Bank stock	4,739	4,575
Loans receivable, net of deferred fees and costs	775,700	688,671
Loans held for sale	5,463	22,549
Accrued interest receivable	3,629	3,915
Liabilities	'	'
Non-interest bearing deposits	285,428	273,242
Interest bearing deposits	671,524	597,628
Federal Home Loan Bank advances	57,500	66,500
Junior subordinated debentures	8,248	8,248
Accrued interest payable	177	192
Fair Value	'	'
Assets	'	'
Cash and cash equivalents	33,281	34,116
Investment securities available for sale	267,179	287,682
Loans receivable, net of deferred fees and costs	779,769	703,692
Loans held for sale	5,463	22,549
Accrued interest receivable	3,629	3,915
Liabilities	'	'
Non-interest bearing deposits	285,428	273,242
Interest bearing deposits	673,207	598,664
Federal Home Loan Bank advances	55,803	67,059
Junior subordinated debentures	7,062	7,078
Accrued interest payable	$177	$192

Investment_Securities_Details

Investment Securities (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Reconciliation of amortized cost to fair value of investment securities reported as available for sale	'	'
Amortized Cost	$272,129	$281,012
Gross Unrealized Gains	1,036	7,784
Gross Unrealized Losses	-5,986	-1,114
Fair Value	267,179	287,682
Obligations of U.S. government agencies	'	'
Reconciliation of amortized cost to fair value of investment securities reported as available for sale	'	'
Amortized Cost	7,738	7,307
Gross Unrealized Gains	37	262
Gross Unrealized Losses	-47	-2
Fair Value	7,728	7,567
Mortgage-backed securities - U.S. government sponsored entities and agencies	'	'
Reconciliation of amortized cost to fair value of investment securities reported as available for sale	'	'
Amortized Cost	178,856	145,430
Gross Unrealized Gains	446	1,136
Gross Unrealized Losses	-3,870	-798
Fair Value	175,432	145,768
Mortgage-backed securities - Non-agency	'	'
Reconciliation of amortized cost to fair value of investment securities reported as available for sale	'	'
Amortized Cost	13,266	43,402
Gross Unrealized Gains	168	1,578
Gross Unrealized Losses	-44	-185
Fair Value	13,390	44,795
State and municipal securities	'	'
Reconciliation of amortized cost to fair value of investment securities reported as available for sale	'	'
Amortized Cost	45,333	64,824
Gross Unrealized Gains	385	4,240
Gross Unrealized Losses	-1,658	-96
Fair Value	44,060	68,968
Asset backed securities	'	'
Reconciliation of amortized cost to fair value of investment securities reported as available for sale	'	'
Amortized Cost	26,936	20,049
Gross Unrealized Gains	'	568
Gross Unrealized Losses	-367	-33
Fair Value	$26,569	$20,584

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Jun. 30, 2012

Dec. 31, 2011

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Mar. 31, 2013

Dec. 31, 2012

OTTI Related to Credit Loss

OTTI Related to All Other Factors

Private labeled mortgage backed securities

item

Other than Temporary Impairment

Number of investment securities in which other than temporary impairment losses were recognized

Other than temporary impairment investments, fair value

$700,000

Other than temporary impairment investments, historical cost

1,000,000

Additional information related to the recognized OTTI losses

Balance, beginning of the period

392,000

279,000

470,000

109,000

283,000

170,000

361,000

Less: losses related to OTTI securities sold

-279,000

-109,000

-170,000

Change in value attributable to other factors

-140,000

-218,000

-140,000

-218,000

Balance, end of the period

$252,000

$109,000

$143,000

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	3 Months Ended		9 Months Ended
Investment Securities (Details 3) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Investment securities	'	'	'	'	'
Less Than Twelve Months, Fair Value	$158,865,000	'	$158,865,000	'	$109,937,000
Less Than Twelve Months, Unrealized Loss	-5,681,000	'	-5,681,000	'	-942,000
Twelve Months or More, Fair Value	5,790,000	'	5,790,000	'	763,000
Twelve Months or More, Unrealized Loss	-305,000	'	-305,000	'	-172,000
Total, Fair Value	164,655,000	'	164,655,000	'	110,700,000
Total, Unrealized Loss	-5,986,000	'	-5,986,000	'	-1,114,000
Proceeds from the sales and calls of securities and the associated gains and losses	'	'	'	'	'
Proceeds	38,930,000	41,899,000	144,571,000	95,789,000	'
Gross gains	970,000	448,000	5,349,000	2,160,000	'
Gross losses	-626,000	-119,000	-1,414,000	-464,000	'
Income tax expense related to net realized gains on sales and calls of securities	100,000	100,000	1,600,000	700,000	'
Available for sale securities	'	'	'	'	'
One Year Or Less	30,476,000	'	30,476,000	'	'
Over 1 Through 5 Years	91,991,000	'	91,991,000	'	'
Over 5 Years Through 10 Years	81,735,000	'	81,735,000	'	'
Over 10 Years	62,977,000	'	62,977,000	'	'
Total	267,179,000	'	267,179,000	'	'
Available for sale securities, Amortized cost	'	'	'	'	'
One Year Or Less	30,658,000	'	30,658,000	'	'
Over 1 Through 5 Years	93,028,000	'	93,028,000	'	'
Over 5 Years Through 10 Years	83,805,000	'	83,805,000	'	'
Over 10 Years	64,638,000	'	64,638,000	'	'
Total	272,129,000	'	272,129,000	'	281,012,000
Weighted average yield	'	'	'	'	'
One Year Or Less (as a percent)	'	'	2.35%	'	'
Over 1 Through 5 Years (as a percent)	'	'	2.26%	'	'
Over 5 Years Through 10 Years (as a percent)	'	'	2.54%	'	'
Over 10 Years (as a percent)	'	'	2.67%	'	'
Total (as a percent)	'	'	2.45%	'	'
Earnings on both taxable and tax-exempt investment securities	'	'	'	'	'
Total	1,347,000	1,783,000	3,993,000	5,311,000	'
Investment securities \| Minimum	'	'	'	'	'
Securities in an unrealized loss position	'	'	'	'	'
Maturity period of available-for-sale securities	'	'	'1 year	'	'
Investment securities \| Maximum	'	'	'	'	'
Securities in an unrealized loss position	'	'	'	'	'
Maturity period of available-for-sale securities	'	'	'40 years	'	'
Obligations of U.S. government agencies	'	'	'	'	'
Investment securities	'	'	'	'	'
Less Than Twelve Months, Fair Value	3,100,000	'	3,100,000	'	'
Less Than Twelve Months, Unrealized Loss	-46,000	'	-46,000	'	'
Twelve Months or More, Fair Value	41,000	'	41,000	'	44,000
Twelve Months or More, Unrealized Loss	-1,000	'	-1,000	'	-2,000
Total, Fair Value	3,141,000	'	3,141,000	'	44,000
Total, Unrealized Loss	-47,000	'	-47,000	'	-2,000
Available for sale securities	'	'	'	'	'
One Year Or Less	100,000	'	100,000	'	'
Over 1 Through 5 Years	3,481,000	'	3,481,000	'	'
Over 5 Years Through 10 Years	1,729,000	'	1,729,000	'	'
Over 10 Years	2,418,000	'	2,418,000	'	'
Total	7,728,000	'	7,728,000	'	'
Available for sale securities, Amortized cost	'	'	'	'	'
Total	7,738,000	'	7,738,000	'	7,307,000
Earnings on both taxable and tax-exempt investment securities	'	'	'	'	'
Taxable earnings on investment securities	33,000	25,000	86,000	79,000	'
Mortgage backed securities	'	'	'	'	'
Earnings on both taxable and tax-exempt investment securities	'	'	'	'	'
Taxable earnings on investment securities	847,000	973,000	2,470,000	2,971,000	'
Mortgage-backed securities - U.S. government sponsored entities and agencies	'	'	'	'	'
Investment securities	'	'	'	'	'
Less Than Twelve Months, Fair Value	111,209,000	'	111,209,000	'	83,092,000
Less Than Twelve Months, Unrealized Loss	-3,566,000	'	-3,566,000	'	-798,000
Twelve Months or More, Fair Value	5,749,000	'	5,749,000	'	'
Twelve Months or More, Unrealized Loss	-304,000	'	-304,000	'	'
Total, Fair Value	116,958,000	'	116,958,000	'	83,092,000
Total, Unrealized Loss	-3,870,000	'	-3,870,000	'	-798,000
Available for sale securities	'	'	'	'	'
One Year Or Less	24,910,000	'	24,910,000	'	'
Over 1 Through 5 Years	75,551,000	'	75,551,000	'	'
Over 5 Years Through 10 Years	29,616,000	'	29,616,000	'	'
Over 10 Years	45,355,000	'	45,355,000	'	'
Total	175,432,000	'	175,432,000	'	'
Available for sale securities, Amortized cost	'	'	'	'	'
Total	178,856,000	'	178,856,000	'	145,430,000
Mortgage-backed securities - Non-agency	'	'	'	'	'
Investment securities	'	'	'	'	'
Less Than Twelve Months, Fair Value	1,218,000	'	1,218,000	'	7,204,000
Less Than Twelve Months, Unrealized Loss	-44,000	'	-44,000	'	-15,000
Twelve Months or More, Fair Value	'	'	'	'	719,000
Twelve Months or More, Unrealized Loss	'	'	'	'	-170,000
Total, Fair Value	1,218,000	'	1,218,000	'	7,923,000
Total, Unrealized Loss	-44,000	'	-44,000	'	-185,000
Available for sale securities	'	'	'	'	'
One Year Or Less	5,426,000	'	5,426,000	'	'
Over 1 Through 5 Years	6,443,000	'	6,443,000	'	'
Over 5 Years Through 10 Years	1,521,000	'	1,521,000	'	'
Total	13,390,000	'	13,390,000	'	'
Available for sale securities, Amortized cost	'	'	'	'	'
Total	13,266,000	'	13,266,000	'	43,402,000
State and municipal securities	'	'	'	'	'
Investment securities	'	'	'	'	'
Less Than Twelve Months, Fair Value	25,638,000	'	25,638,000	'	9,813,000
Less Than Twelve Months, Unrealized Loss	-1,658,000	'	-1,658,000	'	-96,000
Total, Fair Value	25,638,000	'	25,638,000	'	9,813,000
Total, Unrealized Loss	-1,658,000	'	-1,658,000	'	-96,000
Available for sale securities	'	'	'	'	'
One Year Or Less	40,000	'	40,000	'	'
Over 1 Through 5 Years	6,516,000	'	6,516,000	'	'
Over 5 Years Through 10 Years	34,300,000	'	34,300,000	'	'
Over 10 Years	3,204,000	'	3,204,000	'	'
Total	44,060,000	'	44,060,000	'	'
Available for sale securities, Amortized cost	'	'	'	'	'
Total	45,333,000	'	45,333,000	'	64,824,000
Earnings on both taxable and tax-exempt investment securities	'	'	'	'	'
Taxable earnings on investment securities	'	5,000	5,000	183,000	'
Non-taxable earnings on investment securities	354,000	527,000	1,082,000	1,428,000	'
Corporate debt securities	'	'	'	'	'
Earnings on both taxable and tax-exempt investment securities	'	'	'	'	'
Taxable earnings on investment securities	'	181,000	'	504,000	'
Asset backed securities	'	'	'	'	'
Investment securities	'	'	'	'	'
Less Than Twelve Months, Fair Value	17,700,000	'	17,700,000	'	9,828,000
Less Than Twelve Months, Unrealized Loss	-367,000	'	-367,000	'	-33,000
Total, Fair Value	17,700,000	'	17,700,000	'	9,828,000
Total, Unrealized Loss	-367,000	'	-367,000	'	-33,000
Available for sale securities	'	'	'	'	'
Over 5 Years Through 10 Years	14,569,000	'	14,569,000	'	'
Over 10 Years	12,000,000	'	12,000,000	'	'
Total	26,569,000	'	26,569,000	'	'
Available for sale securities, Amortized cost	'	'	'	'	'
Total	26,936,000	'	26,936,000	'	20,049,000
Earnings on both taxable and tax-exempt investment securities	'	'	'	'	'
Taxable earnings on investment securities	113,000	72,000	350,000	146,000	'
Securities pledged to secure public deposits	'	'	'	'	'
Available for sale securities	'	'	'	'	'
Total	41,700,000	'	41,700,000	'	9,000,000
Available for sale securities, Amortized cost	'	'	'	'	'
Total	$42,800,000	'	$42,800,000	'	$8,700,000

Loans_Details

Loans (Details) (USD $)	3 Months Ended		9 Months Ended		33 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012	Dec. 31, 2011
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	item	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012	Dec. 31, 2011
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	$777,154,000	'	$777,154,000	'	$777,154,000	'	$689,608,000	'	'
Net deferred loan fees	-1,454,000	'	-1,454,000	'	-1,454,000	'	-937,000	'	'
Allowance for loan losses	-17,468,000	-17,987,000	-17,468,000	-17,987,000	-17,468,000	-17,934,000	-18,118,000	-18,149,000	-19,314,000
Net loans held for investment	758,232,000	'	758,232,000	'	758,232,000	'	670,553,000	'	'
Loans held for sale	5,463,000	'	5,463,000	'	5,463,000	'	22,549,000	'	'
Reserve maintained for the exercise of repurchase option by buyer	500,000	'	500,000	'	500,000	'	'	'	'
Losses incurred on settlement	'	'	'	'	1,400,000	'	'	'	'
Number of loans settled	'	'	'	'	9	'	'	'	'
Concentration of Credit Risk	'	'	'	'	'	'	'	'	'
Loan portfolio collateralized by various forms of real estate	641,300,000	'	641,300,000	'	641,300,000	'	537,400,000	'	'
Loans Serviced for Others	'	'	'	'	'	'	'	'	'
Unpaid principal balance of loans serviced for others, exclusive of SBA loans	20,100,000	'	20,100,000	'	20,100,000	'	7,100,000	'	'
Unpaid principal balance of SBA loans serviced for others	6,800,000	'	6,800,000	'	6,800,000	'	3,100,000	'	'
Recognized gains from the sale of SBA loans	400,000	0	400,000	0	'	'	'	'	'
Minimum	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Period for sale of loans categorized as held for sale	'	'	'30 days	'	'	'	'	'	'
Maximum	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Period for sale of loans categorized as held for sale	'	'	'60 days	'	'	'	'	'	'
Real Estate Secured	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	603,081,000	'	603,081,000	'	603,081,000	'	493,008,000	'	'
Allowance for loan losses	-6,307,000	-7,987,000	-6,307,000	-7,987,000	-6,307,000	-6,509,000	-6,879,000	-6,897,000	-9,645,000
Real Estate Secured \| Multi-family residential	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	25,782,000	'	25,782,000	'	25,782,000	'	21,467,000	'	'
Real Estate Secured \| Residential 1 to 4 family	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	57,016,000	'	57,016,000	'	57,016,000	'	41,444,000	'	'
Real Estate Secured \| Home equity lines of credit	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	32,388,000	'	32,388,000	'	32,388,000	'	31,863,000	'	'
Real Estate Secured \| Commercial	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	442,322,000	'	442,322,000	'	442,322,000	'	372,592,000	'	'
Real Estate Secured \| Farmland	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	45,573,000	'	45,573,000	'	45,573,000	'	25,642,000	'	'
Commercial	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	132,107,000	'	132,107,000	'	132,107,000	'	147,064,000	'	'
Allowance for loan losses	-6,150,000	-5,071,000	-6,150,000	-5,071,000	-6,150,000	-6,618,000	-6,154,000	-6,261,000	-6,549,000
Commercial \| Commercial and industrial	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	103,540,000	'	103,540,000	'	103,540,000	'	125,340,000	'	'
Commercial \| Agriculture	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	28,523,000	'	28,523,000	'	28,523,000	'	21,663,000	'	'
Commercial \| Other	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	44,000	'	44,000	'	44,000	'	61,000	'	'
Construction	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	13,174,000	'	13,174,000	'	13,174,000	'	19,716,000	'	'
Allowance for loan losses	-243,000	-558,000	-243,000	-558,000	-243,000	-198,000	-313,000	-381,000	-488,000
Construction \| Single family residential	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	4,619,000	'	4,619,000	'	4,619,000	'	8,074,000	'	'
Construction \| Single family residential - Spec.	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	1,114,000	'	1,114,000	'	1,114,000	'	535,000	'	'
Construction \| Multi-family	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	747,000	'	747,000	'	747,000	'	778,000	'	'
Construction \| Commercial	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	6,694,000	'	6,694,000	'	6,694,000	'	10,329,000	'	'
Land	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	25,042,000	'	25,042,000	'	25,042,000	'	24,664,000	'	'
Allowance for loan losses	-4,646,000	-4,263,000	-4,646,000	-4,263,000	-4,646,000	-4,465,000	-4,670,000	-4,483,000	-2,416,000
Installment loans to individuals	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	3,495,000	'	3,495,000	'	3,495,000	'	4,895,000	'	'
Allowance for loan losses	-87,000	-72,000	-87,000	-72,000	-87,000	-108,000	-64,000	-91,000	-175,000
All other loans (including overdrafts)	'	'	'	'	'	'	'	'	'
Outstanding loan balances	'	'	'	'	'	'	'	'	'
Total gross loans	255,000	'	255,000	'	255,000	'	261,000	'	'
Allowance for loan losses	($35,000)	($36,000)	($35,000)	($36,000)	($35,000)	($36,000)	($38,000)	($36,000)	($41,000)

Loans_Details_2

Loans (Details 2) (USD $)	3 Months Ended		9 Months Ended
Loans (Details 2) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Investment in impaired loans	'	'	'	'	'
Recorded Investment	$15,576,000	'	$15,576,000	'	$17,312,000
Unpaid Principal Balance	21,098,000	'	21,098,000	'	24,271,000
Impaired Loans With Specific Allowance	11,355,000	'	11,355,000	'	10,177,000
Impaired Loans Without Specific Allowance	4,221,000	'	4,221,000	'	7,135,000
Specific Allowance for Impaired Loans	6,825,000	'	6,825,000	'	6,061,000
Average Recorded Investment	14,750,000	19,609,000	15,093,000	17,939,000	'
Interest Income Recognized	12,000	'	15,000	4,000	'
Increase in interest income if interest on non-accruing loans had been recognized at original interest rates stipulated in the respective loan agreements	200,000	300,000	600,000	1,000,000	'
Real Estate Secured \| Residential 1 to 4 family	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	812,000	'	812,000	'	831,000
Unpaid Principal Balance	965,000	'	965,000	'	1,035,000
Impaired Loans With Specific Allowance	109,000	'	109,000	'	246,000
Impaired Loans Without Specific Allowance	703,000	'	703,000	'	585,000
Specific Allowance for Impaired Loans	17,000	'	17,000	'	18,000
Average Recorded Investment	783,000	801,000	750,000	756,000	'
Real Estate Secured \| Home equity lines of credit	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	'	'	'	'	58,000
Unpaid Principal Balance	'	'	'	'	152,000
Impaired Loans With Specific Allowance	'	'	'	'	58,000
Specific Allowance for Impaired Loans	'	'	'	'	7,000
Average Recorded Investment	28,000	384,000	43,000	378,000	'
Real Estate Secured \| Commercial	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	1,194,000	'	1,194,000	'	933,000
Unpaid Principal Balance	1,925,000	'	1,925,000	'	1,799,000
Impaired Loans With Specific Allowance	642,000	'	642,000	'	42,000
Impaired Loans Without Specific Allowance	552,000	'	552,000	'	891,000
Specific Allowance for Impaired Loans	91,000	'	91,000	'	'
Average Recorded Investment	745,000	3,492,000	781,000	3,757,000	'
Real Estate Secured \| Farmland	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	'	'	'	'	1,077,000
Unpaid Principal Balance	'	'	'	'	1,089,000
Impaired Loans Without Specific Allowance	'	'	'	'	1,077,000
Average Recorded Investment	'	363,000	269,000	272,000	'
Commercial \| Commercial and industrial	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	4,671,000	'	4,671,000	'	4,337,000
Unpaid Principal Balance	5,196,000	'	5,196,000	'	4,813,000
Impaired Loans With Specific Allowance	3,463,000	'	3,463,000	'	3,410,000
Impaired Loans Without Specific Allowance	1,208,000	'	1,208,000	'	927,000
Specific Allowance for Impaired Loans	2,826,000	'	2,826,000	'	2,172,000
Average Recorded Investment	4,342,000	4,129,000	4,223,000	3,644,000	'
Interest Income Recognized	8,000	'	11,000	4,000	'
Commercial \| Agriculture	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	810,000	'	810,000	'	907,000
Unpaid Principal Balance	848,000	'	848,000	'	1,235,000
Impaired Loans With Specific Allowance	65,000	'	65,000	'	30,000
Impaired Loans Without Specific Allowance	745,000	'	745,000	'	877,000
Specific Allowance for Impaired Loans	27,000	'	27,000	'	13,000
Average Recorded Investment	1,064,000	1,905,000	966,000	2,010,000	'
Construction \| Single family residential	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Average Recorded Investment	'	'	'	234,000	'
Construction \| Commercial	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	'	'	'	'	1,380,000
Unpaid Principal Balance	'	'	'	'	2,508,000
Impaired Loans Without Specific Allowance	'	'	'	'	1,380,000
Average Recorded Investment	'	1,257,000	345,000	943,000	'
Land	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	8,063,000	'	8,063,000	'	7,504,000
Unpaid Principal Balance	12,093,000	'	12,093,000	'	11,307,000
Impaired Loans With Specific Allowance	7,050,000	'	7,050,000	'	6,106,000
Impaired Loans Without Specific Allowance	1,013,000	'	1,013,000	'	1,398,000
Specific Allowance for Impaired Loans	3,854,000	'	3,854,000	'	3,829,000
Average Recorded Investment	7,760,000	7,189,000	7,605,000	5,863,000	'
Interest Income Recognized	4,000	'	4,000	'	'
Installment loans to individuals	'	'	'	'	'
Investment in impaired loans	'	'	'	'	'
Recorded Investment	26,000	'	26,000	'	285,000
Unpaid Principal Balance	71,000	'	71,000	'	333,000
Impaired Loans With Specific Allowance	26,000	'	26,000	'	285,000
Specific Allowance for Impaired Loans	10,000	'	10,000	'	22,000
Average Recorded Investment	$28,000	$89,000	$111,000	$82,000	'

Loans_Details_3

Loans (Details 3) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	item	item	item	item	Dec. 31, 2012
Troubled debt restructurings	'	'	'	'	'
Loans classified as TDRs	$9,800,000	'	$9,800,000	'	$11,600,000
Accruing loans that were classified as TDRs	2,900,000	'	2,900,000	'	17,000
Interest loss related to rate concessions on certain TDRs	43,000	46,000	131,000	85,000	'
Number of TDRs	2	8	6	14	'
Pre-Modification Outstanding Recorded Investment	276,000	2,272,000	385,000	12,076,000	'
Post-Modification Outstanding Recorded Investment	276,000	2,251,000	385,000	10,685,000	'
Troubled Debt Restructurings That Subsequently Defaulted	'	'	'	'	'
Number of TDRs	1	'	5	3	'
Recorded Investment	18,000	'	958,000	254,000	'
Minimum	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Period of maturity date extensions granted	'	'	'12 months	'	'
Maximum	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Period of maturity date extensions granted	'	'	'18 months	'	'
Real Estate Secured \| Residential 1 to 4 family	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Number of TDRs	'	'	'	1	'
Pre-Modification Outstanding Recorded Investment	'	'	'	439,000	'
Post-Modification Outstanding Recorded Investment	'	'	'	439,000	'
Troubled Debt Restructurings That Subsequently Defaulted	'	'	'	'	'
Number of TDRs	'	'	1	'	'
Recorded Investment	'	'	97,000	'	'
Real Estate Secured \| Commercial real estate	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Number of TDRs	1	'	1	'	'
Pre-Modification Outstanding Recorded Investment	227,000	'	227,000	'	'
Post-Modification Outstanding Recorded Investment	227,000	'	227,000	'	'
Real Estate Secured \| Farmland	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Number of TDRs	'	1	'	1	'
Pre-Modification Outstanding Recorded Investment	'	1,089,000	'	1,089,000	'
Post-Modification Outstanding Recorded Investment	'	1,089,000	'	1,089,000	'
Commercial \| Commercial and industrial	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Number of TDRs	'	6	3	9	'
Pre-Modification Outstanding Recorded Investment	'	1,120,000	91,000	2,115,000	'
Post-Modification Outstanding Recorded Investment	'	1,099,000	91,000	2,094,000	'
Troubled Debt Restructurings That Subsequently Defaulted	'	'	'	'	'
Number of TDRs	'	'	3	3	'
Recorded Investment	'	'	843,000	254,000	'
Commercial \| Agriculture	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Number of TDRs	1	'	2	'	'
Pre-Modification Outstanding Recorded Investment	49,000	'	67,000	'	'
Post-Modification Outstanding Recorded Investment	49,000	'	67,000	'	'
Troubled Debt Restructurings That Subsequently Defaulted	'	'	'	'	'
Number of TDRs	1	'	1	'	'
Recorded Investment	18,000	'	18,000	'	'
Land	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'
Number of TDRs	'	1	'	3	'
Pre-Modification Outstanding Recorded Investment	'	63,000	'	8,433,000	'
Post-Modification Outstanding Recorded Investment	'	$63,000	'	$7,063,000	'

Loans_Details_4

Loans (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	$777,154	$689,608
Days Past Due	'	'
30-59	61	695
60-89	35	151
90+ and Still Accruing	'	15
Non-Accruing	12,672	17,309
Accruing TDR	2,883	17
Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	725,931	614,272
Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	5,925	24,206
Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	44,312	51,130
Credit Risk Grades, Doubtful	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	986	'
Real Estate Secured	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	603,081	493,008
Real Estate Secured \| Multi-family residential	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	25,782	21,467
Real Estate Secured \| Multi-family residential \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	25,198	20,869
Real Estate Secured \| Multi-family residential \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	584	598
Real Estate Secured \| Residential 1 to 4 family	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	57,016	41,444
Days Past Due	'	'
30-59	'	199
Non-Accruing	452	835
Accruing TDR	361	'
Real Estate Secured \| Residential 1 to 4 family \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	56,080	40,234
Real Estate Secured \| Residential 1 to 4 family \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	4	6
Real Estate Secured \| Residential 1 to 4 family \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	932	1,204
Real Estate Secured \| Home equity lines of credit	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	32,388	31,863
Days Past Due	'	'
60-89	'	47
Non-Accruing	'	58
Real Estate Secured \| Home equity lines of credit \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	32,230	30,808
Real Estate Secured \| Home equity lines of credit \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	158	1,055
Real Estate Secured \| Commercial	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	442,322	372,592
Days Past Due	'	'
Non-Accruing	964	928
Accruing TDR	226	'
Real Estate Secured \| Commercial \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	414,892	332,968
Real Estate Secured \| Commercial \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	3,710	14,235
Real Estate Secured \| Commercial \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	23,720	25,389
Real Estate Secured \| Farmland	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	45,573	25,642
Days Past Due	'	'
Non-Accruing	'	1,077
Real Estate Secured \| Farmland \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	44,388	20,492
Real Estate Secured \| Farmland \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	980	3,260
Real Estate Secured \| Farmland \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	205	1,890
Commercial	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	132,107	147,064
Commercial \| Commercial and industrial	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	103,540	125,340
Days Past Due	'	'
30-59	61	446
60-89	35	104
90+ and Still Accruing	'	15
Non-Accruing	3,224	4,657
Accruing TDR	1,430	17
Commercial \| Commercial and industrial \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	93,743	114,126
Commercial \| Commercial and industrial \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	820	2,245
Commercial \| Commercial and industrial \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	7,991	8,969
Commercial \| Commercial and industrial \| Credit Risk Grades, Doubtful	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	986	'
Commercial \| Agriculture	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	28,523	21,663
Days Past Due	'	'
Non-Accruing	811	907
Commercial \| Agriculture \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	26,947	19,771
Commercial \| Agriculture \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	280	106
Commercial \| Agriculture \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	1,296	1,786
Commercial \| Other	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	44	61
Commercial \| Other \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	44	61
Construction	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	13,174	19,716
Construction \| Single family residential	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	4,619	8,074
Construction \| Single family residential \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	4,619	8,074
Construction \| Single family residential - Spec.	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	1,114	535
Construction \| Single family residential - Spec. \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	1,114	535
Construction \| Multi-family	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	747	778
Construction \| Multi-family \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	747	778
Construction \| Commercial	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	6,694	10,329
Days Past Due	'	'
Non-Accruing	'	1,380
Construction \| Commercial \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	6,694	8,469
Construction \| Commercial \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	'	1,860
Land	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	25,042	24,664
Days Past Due	'	'
30-59	'	50
Non-Accruing	7,194	7,182
Accruing TDR	866	'
Land \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	15,583	12,461
Land \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	131	4,124
Land \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	9,328	8,079
Installment loans to individuals	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	3,495	4,895
Days Past Due	'	'
Non-Accruing	27	285
Installment loans to individuals \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	3,397	4,365
Installment loans to individuals \| Credit Risk Grades, Special Mention	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	'	230
Installment loans to individuals \| Credit Risk Grades, Substandard	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	98	300
All other loans (including overdrafts)	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	255	261
All other loans (including overdrafts) \| Credit Risk Grades, Pass	'	'
Loan portfolio by internal risk grading system as well as certain other information concerning the credit quality	'	'
Total Gross loans	$255	$261

Allowance_for_Loan_Losses_ALLL2

Allowance for Loan Losses ("ALLL") (Details) (USD $)	3 Months Ended			9 Months Ended
Allowance for Loan Losses ("ALLL") (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	$17,934,000	$18,149,000	'	$18,118,000	$19,314,000	'
Charge-offs	-984,000	-1,718,000	'	-1,851,000	-9,745,000	'
Recoveries	518,000	270,000	'	1,201,000	737,000	'
Provisions for loan losses	'	1,286,000	'	'	7,681,000	'
Balance, at the end of the period	17,468,000	17,987,000	18,149,000	17,468,000	17,987,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
Specifically evaluated impaired loans	6,825,000	'	'	6,825,000	'	6,061,000
General portfolio allocation	10,643,000	'	'	10,643,000	'	12,057,000
Loans individually evaluated for impairment	15,555,000	'	'	15,555,000	'	17,341,000
Loans collectively evaluated for impairment	761,599,000	'	'	761,599,000	'	672,267,000
General reserves to total loans collectively evaluated for impairment (as a percent)	1.40%	'	'	1.40%	'	1.79%
Total gross loans	777,154,000	'	'	777,154,000	'	689,608,000
Total allowance to gross loans (as a percent)	2.25%	'	'	2.25%	'	2.63%
Provision for loan losses, transfer from C&I to Land related to the re-characterization of a loan as part of a TDR	'	'	3,900,000	'	'	'
Real Estate Secured	'	'	'	'	'	'
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	6,509,000	6,897,000	'	6,879,000	9,645,000	'
Charge-offs	-41,000	-106,000	'	-131,000	-2,471,000	'
Recoveries	19,000	12,000	'	143,000	74,000	'
Provisions for loan losses	-180,000	1,184,000	'	-584,000	739,000	'
Balance, at the end of the period	6,307,000	7,987,000	'	6,307,000	7,987,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
Specifically evaluated impaired loans	108,000	'	'	108,000	'	25,000
General portfolio allocation	6,199,000	'	'	6,199,000	'	6,854,000
Loans individually evaluated for impairment	2,003,000	'	'	2,003,000	'	2,898,000
Loans collectively evaluated for impairment	601,078,000	'	'	601,078,000	'	490,110,000
General reserves to total loans collectively evaluated for impairment (as a percent)	1.03%	'	'	1.03%	'	1.40%
Total gross loans	603,081,000	'	'	603,081,000	'	493,008,000
Total allowance to gross loans (as a percent)	1.05%	'	'	1.05%	'	1.40%
Commercial	'	'	'	'	'	'
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	6,618,000	6,261,000	'	6,154,000	6,549,000	'
Charge-offs	-736,000	-1,511,000	'	-1,137,000	-4,272,000	'
Recoveries	475,000	246,000	'	947,000	623,000	'
Provisions for loan losses	-207,000	75,000	'	186,000	2,171,000	'
Balance, at the end of the period	6,150,000	5,071,000	'	6,150,000	5,071,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
Specifically evaluated impaired loans	2,853,000	'	'	2,853,000	'	2,185,000
General portfolio allocation	3,297,000	'	'	3,297,000	'	3,969,000
Loans individually evaluated for impairment	5,465,000	'	'	5,465,000	'	5,596,000
Loans collectively evaluated for impairment	126,642,000	'	'	126,642,000	'	141,468,000
General reserves to total loans collectively evaluated for impairment (as a percent)	2.60%	'	'	2.60%	'	2.81%
Total gross loans	132,107,000	'	'	132,107,000	'	147,064,000
Total allowance to gross loans (as a percent)	4.66%	'	'	4.66%	'	4.18%
Construction	'	'	'	'	'	'
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	198,000	381,000	'	313,000	488,000	'
Charge-offs	'	-92,000	'	-169,000	-668,000	'
Recoveries	1,000	1,000	'	2,000	1,000	'
Provisions for loan losses	44,000	268,000	'	97,000	737,000	'
Balance, at the end of the period	243,000	558,000	'	243,000	558,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
General portfolio allocation	243,000	'	'	243,000	'	313,000
Loans individually evaluated for impairment	'	'	'	'	'	1,380,000
Loans collectively evaluated for impairment	13,174,000	'	'	13,174,000	'	18,336,000
General reserves to total loans collectively evaluated for impairment (as a percent)	1.84%	'	'	1.84%	'	1.71%
Total gross loans	13,174,000	'	'	13,174,000	'	19,716,000
Total allowance to gross loans (as a percent)	1.84%	'	'	1.84%	'	1.59%
Land	'	'	'	'	'	'
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	4,465,000	4,483,000	'	4,670,000	2,416,000	'
Charge-offs	'	'	'	-34,000	-2,168,000	'
Recoveries	11,000	5,000	'	45,000	18,000	'
Provisions for loan losses	170,000	-225,000	'	-35,000	3,997,000	'
Balance, at the end of the period	4,646,000	4,263,000	'	4,646,000	4,263,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
Specifically evaluated impaired loans	3,854,000	'	'	3,854,000	'	3,829,000
General portfolio allocation	792,000	'	'	792,000	'	841,000
Loans individually evaluated for impairment	8,060,000	'	'	8,060,000	'	7,182,000
Loans collectively evaluated for impairment	16,982,000	'	'	16,982,000	'	17,482,000
General reserves to total loans collectively evaluated for impairment (as a percent)	4.66%	'	'	4.66%	'	4.81%
Total gross loans	25,042,000	'	'	25,042,000	'	24,664,000
Total allowance to gross loans (as a percent)	18.55%	'	'	18.55%	'	18.93%
Installment	'	'	'	'	'	'
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	108,000	91,000	'	64,000	175,000	'
Charge-offs	-207,000	-9,000	'	-380,000	-29,000	'
Recoveries	12,000	5,000	'	64,000	18,000	'
Provisions for loan losses	174,000	-15,000	'	339,000	-92,000	'
Balance, at the end of the period	87,000	72,000	'	87,000	72,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
Specifically evaluated impaired loans	10,000	'	'	10,000	'	22,000
General portfolio allocation	77,000	'	'	77,000	'	42,000
Loans individually evaluated for impairment	27,000	'	'	27,000	'	285,000
Loans collectively evaluated for impairment	3,468,000	'	'	3,468,000	'	4,610,000
General reserves to total loans collectively evaluated for impairment (as a percent)	2.22%	'	'	2.22%	'	0.91%
Total gross loans	3,495,000	'	'	3,495,000	'	4,895,000
Total allowance to gross loans (as a percent)	2.49%	'	'	2.49%	'	1.31%
All Other Loans	'	'	'	'	'	'
Allocation of the allowance to various segments in the loan portfolio	'	'	'	'	'	'
Balance, at the beginning of the period	36,000	36,000	'	38,000	41,000	'
Charge-offs	'	'	'	'	-137,000	'
Recoveries	'	1,000	'	'	3,000	'
Provisions for loan losses	-1,000	-1,000	'	-3,000	129,000	'
Balance, at the end of the period	35,000	36,000	'	35,000	36,000	'
Amount of allowance attributed to:	'	'	'	'	'	'
General portfolio allocation	35,000	'	'	35,000	'	38,000
Loans collectively evaluated for impairment	255,000	'	'	255,000	'	261,000
General reserves to total loans collectively evaluated for impairment (as a percent)	13.73%	'	'	13.73%	'	14.56%
Total gross loans	$255,000	'	'	$255,000	'	$261,000
Total allowance to gross loans (as a percent)	13.73%	'	'	13.73%	'	14.56%

Deferred_Tax_Assets_and_Income2

Deferred Tax Assets and Income Taxes (Details) (USD $)	3 Months Ended			6 Months Ended	9 Months Ended		12 Months Ended
Deferred Tax Assets and Income Taxes (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2011	Jun. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Dec. 31, 2010	Dec. 31, 2009
Deferred tax assets	'	'	'	'	'	'	'	'	'
Provision for loan losses	$8,669,000	'	'	'	$8,669,000	'	$14,348,000	'	'
Forgone interest on non-accrual loans	855,000	'	'	'	855,000	'	884,000	'	'
Fixed assets	459,000	'	'	'	459,000	'	405,000	'	'
Accruals	929,000	'	'	'	929,000	'	792,000	'	'
Alternative minimum tax credit	2,855,000	'	'	'	2,855,000	'	2,153,000	'	'
Deferred income	2,129,000	'	'	'	2,129,000	'	1,838,000	'	'
Deferred compensation	1,602,000	'	'	'	1,602,000	'	1,477,000	'	'
Net operating loss carryforward	6,000	'	'	'	6,000	'	907,000	'	'
Investment securities valuation	2,037,000	'	'	'	2,037,000	'	'	'	'
Other than temporary impairment	'	'	'	'	'	'	45,000	'	'
Realized built-in loss subject to 382	2,433,000	'	'	'	2,433,000	'	3,234,000	'	'
Charitable contribution	'	'	'	'	'	'	61,000	'	'
State deferred tax	781,000	'	'	'	781,000	'	59,000	'	'
Total deferred tax assets	22,755,000	'	'	'	22,755,000	'	26,203,000	'	'
Deferred tax liabilities	'	'	'	'	'	'	'	'	'
Fair value adjustment for purchased assets	362,000	'	'	'	362,000	'	455,000	'	'
Investment securities valuation	'	'	'	'	'	'	2,745,000	'	'
Deferred costs, prepaids and FHLB advances	1,032,000	'	'	'	1,032,000	'	1,070,000	'	'
Total deferred tax liabilities	1,394,000	'	'	'	1,394,000	'	4,270,000	'	'
Net deferred tax assets	21,361,000	'	'	'	21,361,000	'	21,933,000	'	'
Cumulative loss position period	'	'	'	'	'	'	'	'3 years	'3 years
Change in deferred tax asset valuation allowance	'	-4,100,000	-1,500,000	-1,500,000	'	'	-5,600,000	7,100,000	'
Determination of the valuation allowance, cumulative pre-tax losses period	'	'	'	'	'	'	'	'3 years	'
Determination of the valuation allowance, expected deferred tax assets realization period	'	'	'	'	'	'	'	'5 years	'
Current:	'	'	'	'	'	'	'	'	'
Federal	495,000	936,000	'	'	306,000	2,489,000	'	'	'
State	-249,000	485,000	'	'	29,000	957,000	'	'	'
Total current (benefit) / expense	246,000	1,421,000	'	'	335,000	3,446,000	'	'	'
Deferred:	'	'	'	'	'	'	'	'	'
Federal	630,000	-141,000	'	'	3,777,000	-1,061,000	'	'	'
State	717,000	-115,000	'	'	1,577,000	-288,000	'	'	'
Total deferred expense / (benefit)	1,347,000	-256,000	'	'	5,354,000	-1,349,000	'	'	'
Deferred Tax Valuation Allowance:	'	'	'	'	'	'	'	'	'
Federal	'	-2,552,000	'	'	'	-3,662,000	'	'	'
State	'	-1,553,000	'	'	'	-1,943,000	'	'	'
Total deferred tax valuation allowance change	'	-4,105,000	'	'	'	-5,605,000	'	'	'
Total income tax expense / (benefit)	1,593,000	-2,940,000	'	'	5,689,000	-3,508,000	'	'	'
Reconciliation of the statutory federal income tax expense / (benefit) to the Company's effective income tax expense / (benefit)	'	'	'	'	'	'	'	'	'
Tax expense at federal statutory tax rate	1,525,000	1,221,000	'	'	5,214,000	2,241,000	'	'	'
State income taxes, net of federal income tax benefit	304,000	241,000	'	'	1,044,000	435,000	'	'	'
Change in deferred tax asset valuation allowance	'	-4,105,000	'	'	'	-5,605,000	'	'	'
Bank owned life insurance	-38,000	-56,000	'	'	-115,000	-109,000	'	'	'
Tax exempt income, net of interest expense	-176,000	-217,000	'	'	-402,000	-415,000	'	'	'
Other, net	-22,000	-24,000	'	'	-52,000	-55,000	'	'	'
Total income tax expense / (benefit)	$1,593,000	($2,940,000)	'	'	$5,689,000	($3,508,000)	'	'	'
Reconciliation of the statutory federal income tax expense / (benefit) rate to the Company's effective income tax expense / (benefit) rate	'	'	'	'	'	'	'	'	'
Tax expense at federal statutory tax rate (as a percent)	35.00%	35.00%	'	'	35.00%	35.00%	'	'	'
State income taxes, net of federal income tax benefit (as a percent)	7.00%	6.90%	'	'	7.00%	6.80%	'	'	'
Change in deferred tax asset valuation allowance (as a percent)	0.00%	-117.70%	'	'	0.00%	-87.60%	'	'	'
Bank owned life insurance (as a percent)	-0.90%	-1.60%	'	'	-0.80%	-1.70%	'	'	'
Tax exempt income, net of interest expense (as a percent)	-4.00%	-6.20%	'	'	-2.70%	-6.50%	'	'	'
Other, net (as a percent)	-0.50%	-0.70%	'	'	-0.30%	-0.80%	'	'	'
Total income tax expense / (benefit) (as a percent)	36.60%	-84.30%	'	'	38.20%	-54.80%	'	'	'

Other_Real_Estate_Owned_OREO_D

Other Real Estate Owned ("OREO") (Details) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Jun. 30, 2012

Dec. 31, 2011

Sep. 30, 2012

Real Estate Secured

Construction

Land

Residential 1 to 4 family

Commercial

Single family residential - Spec.

Tract

Other Real Estate Owned ("OREO")

Other Real Estate Owned, balance at the beginning of the period

$1,075

$917

$431

$215

$397

$423

$100

$32

$179

Additions

1,374

769

607

1,374

162

Disposals

-397

-1,374

-973

-176

-1,374

-397

-100

-300

Writedowns

-63

-98

-31

-26

-32

-41

Other Real Estate Owned, balance at the end of the period

$615

$400

$215

Deposits_Details

Deposits (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Deposits.	'	'
Non-interest bearing deposits	$285,428	$273,242
Interest bearing deposits:	'	'
NOW accounts	83,961	76,728
Money market deposit accounts	324,990	293,525
Other savings deposits	43,089	41,021
Time certificates of $100 or more	145,315	97,105
Other time deposits	74,169	89,249
Total deposits	$956,952	$870,870

Capital_Details

Capital (Details)	Sep. 30, 2013	Dec. 31, 2012
Leverage ratio	'	'
Regulatory Standard, Well Capitalized Ratio (as a percent)	5.00%	'
Actual regulatory, Leverage ratio (as a percent)	10.58%	12.32%
Tier I capital to risk weighted assets	'	'
Regulatory Standard, Well Capitalized Ratio (as a percent)	6.00%	'
Actual regulatory, Tier I capital to risk weighted assets (as a percent)	13.27%	15.55%
Total risk based capital to risk weighted assets	'	'
Regulatory Standard, Well Capitalized Ratio (as a percent)	10.00%	'
Actual regulatory, Total risk based capital to risk weighted assets (as a percent)	14.53%	16.81%
Heritage Oaks Bank	'	'
Leverage ratio	'	'
Actual regulatory, Leverage ratio (as a percent)	10.05%	11.93%
Tier I capital to risk weighted assets	'	'
Actual regulatory, Tier I capital to risk weighted assets (as a percent)	12.59%	15.02%
Total risk based capital to risk weighted assets	'	'
Actual regulatory, Total risk based capital to risk weighted assets (as a percent)	13.85%	16.28%

ShareBased_Compensation_Plans_1

Share-Based Compensation Plans (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Share-Based Compensation Plans	'	'	'	'	'
Number of share-based employee compensation plans	2	'	2	'	'
Summary of the expenses the Company has recognized related to share-based compensation	'	'	'	'	'
Share-based compensation expense	$148	$106	$391	$234	'
Unrecognized compensation expense	1,537	1,244	1,537	1,244	'
Stock option	'	'	'	'	'
Summary of the expenses the Company has recognized related to share-based compensation	'	'	'	'	'
Share-based compensation expense	68	39	183	92	'
Unrecognized compensation expense	762	620	762	620	'
Weighted-average period over which expense is expected to be recognized	'	'	'3 years 3 months 18 days	'	'
Number of shares	'	'	'	'	'
Options outstanding, at the beginning of the period (in shares)	'	'	523,129	'	'
Granted (in shares)	'	'	167,415	'	'
Forfeited (in shares)	'	'	-65,356	'	'
Expired (in shares)	'	'	-4,275	'	'
Exercised (in shares)	'	'	-20,339	'	'
Options outstanding, at the end of the period (in shares)	600,574	'	600,574	'	'
Weighted Average Exercise Price	'	'	'	'	'
Options outstanding, at the beginning of the period (in dollars per share)	'	'	$6.11	'	'
Granted (in dollars per share)	'	'	$6.30	'	'
Forfeited (in dollars per share)	'	'	$5.81	'	'
Expired (in dollars per share)	'	'	$4.62	'	'
Exercised (in dollars per share)	'	'	$3.90	'	'
Options outstanding, at the end of the period (in dollars per share)	$6.28	'	$6.28	'	'
Options Available for Grant (in shares)	1,565,670	'	1,565,670	'	1,715,616
Aggregate intrinsic value of options exercised	'	'	'	'	'
Aggregate intrinsic value of options exercised	'	'	42	'	'
Aggregate intrinsic value of options vested or expected to vest	'	'	'	'	'
Shares	572,450	'	572,450	'	'
Weighted Average Exercise Price (in dollars per share)	$6.29	'	$6.29	'	'
Weighted Average Remaining Contractual Life	'	'	'7 years 5 months 16 days	'	'
Aggregate Intrinsic Value	720,971	'	720,971	'	'
Aggregate intrinsic value of options exercisable	'	'	'	'	'
Shares	304,409	'	304,409	'	'
Weighted Average Exercise Price (in dollars per share)	$6.62	'	$6.62	'	'
Weighted Average Remaining Contractual Life	'	'	'5 years 10 months 2 days	'	'
Aggregate Intrinsic Value	572,600	'	572,600	'	'
Assumptions used in the calculation of the weighted average fair value of options granted	'	'	'	'	'
Expected volatility (as a percent)	'	'	55.32%	52.26%	'
Expected term	'	'	'6 years	'7 years	'
Dividend yield (as a percent)	'	'	0.00%	0.00%	'
Risk free rate (as a percent)	'	'	1.55%	1.11%	'
Weighted-average grant date fair value (in dollars per share)	'	'	$3.31	$2.87	'
Restricted stock	'	'	'	'	'
Summary of the expenses the Company has recognized related to share-based compensation	'	'	'	'	'
Share-based compensation expense	80	67	208	142	'
Unrecognized compensation expense	$775	$624	$775	$624	'
Weighted-average period over which expense is expected to be recognized	'	'	'2 years 10 months 24 days	'	'
Number of Shares	'	'	'	'	'
Balance at the beginning of the period (in shares)	'	'	196,850	'	'
Granted (in shares)	'	'	72,786	'	'
Vested (in shares)	'	'	-57,508	'	'
Forfeited (in shares)	'	'	-8,892	'	'
Balance at the end of the period (in shares)	203,236	'	203,236	'	'
Average Grant Date fair Value	'	'	'	'	'
Balance at the beginning of the period (in dollars per share)	'	'	$4.27	'	'
Granted (in dollars per share)	'	'	$6.26	'	'
Vested (in dollars per share)	'	'	$4.40	'	'
Forfeited (in dollars per share)	'	'	$5.17	'	'
Balance at the end of the period (in dollars per share)	$4.91	'	$4.91	'	'
Restricted stock \| Minimum	'	'	'	'	'
Summary of the expenses the Company has recognized related to share-based compensation	'	'	'	'	'
Vesting period	'	'	'1 year	'	'
Restricted stock \| Maximum	'	'	'	'	'
Summary of the expenses the Company has recognized related to share-based compensation	'	'	'	'	'
Vesting period	'	'	'5 years	'	'

Preferred_Stock_Details

Preferred Stock (Details) (USD $)

0 Months Ended

9 Months Ended

0 Months Ended

9 Months Ended

0 Months Ended

9 Months Ended

0 Months Ended

In Millions, except Share data, unless otherwise specified

Mar. 12, 2010

Sep. 30, 2013

Dec. 31, 2012

Jul. 17, 2013

Sep. 30, 2013

Jul. 17, 2013

Mar. 20, 2009

Sep. 30, 2013

Jul. 31, 2012

Mar. 12, 2010

Sep. 30, 2013

Jul. 29, 2013

item

Bank

Minimum

Series A senior preferred stock

Series C preferred stock

Common Stock

item

Preferred Stock

Preferred stock, shares authorized

5,000,000

Number of series of preferred stock

Issuance of stock (in shares)

21,000

1,189,538

Repurchase price paid for warrant issued to U.S. Treasury under CPP

$21

$1.60

Liquidation preference per share (in dollars per share)

$1,000

Coupon rate for five years (as a percent)

5.00%

Coupon rate thereafter (as a percent)

9.00%

Percentage of liquidation preference amount at which the stock may be redeemed

100.00%

Period of redemption from the date of issue

'3 years

Warrants issued as a percentage of preferred equity issuance amount

15.00%

Value of warrants issued to U.S. Treasury to purchase shares of common stock

3.2

Numbers of shares to be exchanged from warrants subject to Company's offer to repurchase (in shares)

611,650

Exercise price of warrants outstanding (in dollars per share)

$5.15

Expiration period of warrants issued

'10 years

Amount of dividend approved for repurchase of shares

Repurchase of shares

21,000

Amount of shares repurchased, including accrued but unpaid dividends

21.2

Gross proceeds from private placement

3.6

Preferred stock conversion ratio

Stated dividend rate (as a percent)

0.00%

Conversion price (in dollars per share)

$3.25

Value of contingent beneficial conversion feature to be recognized upon conversion

$0.20

Number of investors having board observation rights

Number of investors having board nomination rights

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Calculation of both basic and diluted earnings per common share	'	'	'	'
Net income	$2,761	$6,428	$9,207	$9,910
Dividends and accretion on preferred stock	-181	-357	-898	-1,113
Net income available to common shareholders	$2,580	$6,071	$8,309	$8,797
Weighted average shares outstanding	25,172,929	25,089,325	25,138,410	25,074,405
Basic earnings per common share (in dollars per share)	$0.10	$0.24	$0.33	$0.35
Dilutive effect of share-based compensation awards, common stock warrants, and convertible perpetual preferred stock (in shares)	1,376,639	1,341,392	1,401,694	1,280,238
Weighted average diluted shares outstanding	26,549,568	26,430,717	26,540,104	26,354,643
Diluted earnings per common share (in dollars per share)	$0.10	$0.23	$0.31	$0.33
Options	'	'	'	'
Shares excluded from the calculation of diluted earnings per share	'	'	'	'
Shares excluded from the calculation of diluted earnings per share	418,000	299,000	358,000	278,000

Regulatory_Matters_Details

Regulatory Matters (Details) (Heritage Oaks Bank)	1 Months Ended
Regulatory Matters (Details) (Heritage Oaks Bank)	Apr. 30, 2012
Heritage Oaks Bank	'
Company's and the Bank's actual regulatory capital amounts and ratios	'
Minimum Leverage Ratio (as a percent)	10.00%

Subsequent_Events_Details

Subsequent Events (Details) (Subsequent Events, Mission Community Bancorp, USD $)	0 Months Ended
In Millions, except Share data, unless otherwise specified	Oct. 21, 2013	Oct. 18, 2013
Subsequent Events \| Mission Community Bancorp	'	'
Subsequent events	'	'
Aggregate cash consideration	$8	'
Aggregate stock consideration (in shares)	7,541,353	'
Total value of merger consideration	$56.40	'
Closing price (in dollars per share)	'	$6.42