Exhibit 21
SUBSIDIARIES OF THE REGISTRANT
As ofDecember 31, 2012
BB&T Corporation, a North Carolina corporation, is a financial holding company. The table below sets forth all of BB&T's subsidiaries as to State or Jurisdiction of Organization.
| Subsidiary | State or Jurisdiction of Organization | ||||
| Branch Banking and Trust Company | North Carolina | ||||
| Agency Technologies, Inc. | South Carolina | ||||
| Atlas SPE, LLC | North Carolina | ||||
| Atlas Union SPE, LLC | North Carolina | ||||
| Atlas NC I SPE, LLC | North Carolina | ||||
| Atlas VA I SPE, LLC | North Carolina | ||||
| Atlas MD I SPE, LLC | North Carolina | ||||
| Atlas SC I SPE, LLC | North Carolina | ||||
| Atlas GA I SPE, LLC | North Carolina | ||||
| Atlas GA II SPE, LLC | North Carolina | ||||
| MHI Syndicated Holdings - 2010, LLC | North Carolina | ||||
| Redus LH, LLC | Delaware | ||||
| Atlas FL I SPE, LLC | North Carolina | ||||
| Atlas FL II SPE, LLC | North Carolina | ||||
| Atlas NC II SPE, LLC | North Carolina | ||||
| Atlas Tri-State SPE, LLC | North Carolina | ||||
| Atlas GA III SPE, LLC | North Carolina | ||||
| BB&T-VA Collateral Service Corporation | Virginia | ||||
| BB&T Capital Partners/Windsor Mezzanine Fund, LLC | Delaware | ||||
| BB&T Capital Partners, L.L.C. | Delaware | ||||
| BB&T Capital Partners II, L.L.C. | Delaware | ||||
| BB&T Capital Partners Mezzanine Fund II, LP | Delaware | ||||
| BB&T Centralized Solutions, Inc. (1) | North Carolina | ||||
| BB&T Collateral Service Corporation | North Carolina | ||||
| BB&T Collateral Service Corporation (TN) | Tennessee | ||||
| BB&T Collateral Service Corporation (WV) | West Virginia | ||||
| BB&T EFC Energy, LLC | North Carolina | ||||
| BB&T Equipment Finance Corporation | North Carolina | ||||
| BB&T Insurance Services, Inc. | North Carolina | ||||
| BB&T Insurance Services of California, Inc. | California | ||||
| F.B.P. Insurance Services, LLC | California | ||||
| Precept Advisory Group LLC | California | ||||
| Independent Trustees, Inc. | Virginia | ||||
| AmRisc, LP | Delaware | ||||
| Title Insurance Services of Alabama, LLC | Alabama | ||||
| BB&T Investment Services, Inc. | North Carolina | ||||
BB&T Merchant Services LLC BB&T Mortgage Reinsurance Company | North Carolina Vermont | ||||
| BT Financial Corporation | North Carolina | ||||
| CBG, Inc. | Nevada | ||||
| CBG Nevada Holding Corp. | Nevada | ||||
| CBG Florida REIT Corp. | Florida | ||||
| CRC Insurance Services, Inc. | Alabama | ||||
| Real Property, Inc. | New York | ||||
| Real Restaurant Owners, Inc. | New York | ||||
| TAPCO Underwriters, Inc. | North Carolina | ||||
| AmRisc GP, LLC | Delaware | ||||
| Colonial REMIC, LLC | Delaware | ||||
| eFuel, Inc. | North Carolina | ||||
| Subsidiary | State or Jurisdiction of Organization | |||||
| Eagle SPE, LLC | North Carolina | |||||
| Eagle AL I SPE, LLC | North Carolina | |||||
| Eagle GA I SPE, LLC | North Carolina | |||||
| Eagle GA II SPE, LLC | North Carolina | |||||
| Eagle FL I SPE, LLC | North Carolina | |||||
| Eagle FL II SPE, LLC | North Carolina | |||||
| Eagle FL III SPE, LLC | North Carolina | |||||
| Eagle FL IV SPE, LLC | North Carolina | |||||
| Eagle TX I SPE, LLC | North Carolina | |||||
| Eagle FL V SPE, LLC | North Carolina | |||||
| Eagle FL VI SPE, LLC | North Carolina | |||||
| Eagle FL VII SPE, LLC | North Carolina | |||||
| Eagle SPE Multi I, Inc. | North Carolina | |||||
| Eagle SPE NV I, Inc. | North Carolina | |||||
| Eagle SPE NV II, Inc. | North Carolina | |||||
| Eagle SPE NV III, Inc. | North Carolina | |||||
| Farr Associates, Inc. - Behavioral Science Consultants | North Carolina | |||||
FCP Asset I, LLC FCP Asset II, LLC Fidelity Service Corporation | Florida Florida Virginia | |||||
| FICORP of South Carolina | South Carolina | |||||
| Fountainhead SPE, Inc. | North Carolina | |||||
Georgia Asset Resolution Group, LLC Grandbridge Real Estate Capital LLC | Florida North Carolina | |||||
| BB&T Real Estate Funding LLC | North Carolina | |||||
| Grandbridge Investment Sales, Inc. | North Carolina | |||||
| Investor Services, Inc. | South Carolina | |||||
| Northeast Steel & Machine Products, Inc. | Connecticut | |||||
| Lendmark Financial Services, Inc. | Georgia | |||||
| Lendmark Mortgage and Finance, Inc. | Georgia | |||||
| LFS Reinsurance Company, Ltd. | Turks & Caicos Islands | |||||
| Lendmark Financial Services of West Virginia, Inc. | West Virginia | |||||
| McGriff, Seibels & Williams, Inc. | Alabama | |||||
| McGriff, Seibels & Williams of Georgia, Inc. | Georgia | |||||
| McGriff Seibels of Texas, Inc. | Texas | |||||
| McGriff, Seibels & Williams de Mexico, Intermediario de Reasaguro, S.A. de C.V. | Mexico | |||||
| McGriff, Seibels & Williams of California, Inc. | California | |||||
| McGriff, Seibels & Williams of Colorado, Inc. | Colorado | |||||
| McGriff, Seibels & Williams of Missouri, Inc. | Missouri | |||||
| McGriff, Seibels & Williams Reinsurance Brokers, Inc. | Texas | |||||
| Magic City Insurance Agency of Alabama, Inc. | Alabama | |||||
| MSW Holdings, Inc. | Alabama | |||||
| McGriff, Seibels & Williams of Oregon, Inc. | Oregon | |||||
| McGriff Holdings, Inc. | Alabama | |||||
| McGriff, Seibels & Williams of Pennsylvania, Inc. | Pennsylvania | |||||
| JMD Consulting Services, Inc. | Nevada | |||||
| M, S & W, Inc. | Louisiana | |||||
| McGriff, Seibels & Williams of Louisiana, Inc. | Louisiana | |||||
| OVB Foreclosed Properties, Inc. | West Virginia | |||||
| Prime Rate Premium Finance Corporation, Inc. | South Carolina | |||||
| Reliable Policy Management, LLC | South Carolina | |||||
| Prime Rate Premium Finance Company of California, Inc. | California | |||||
| CAFO US Holdings, Inc. | North Carolina | |||||
| CAFO Holdings Company | Canada | |||||
| CAFO Inc. | Canada | |||||
| AFCO Credit Corporation | New York | |||||
| Subsidiary | State or Jurisdiction of Organization | |||||
| AFCO Acceptance Corporation | California | |||||
| AFCO Premium Credit LLC | New York | |||||
| AFCO Premium Acceptance, Inc. | California | |||||
| Salem Financial, Inc. | Delaware | |||||
| Matewan Realty Corporation | Delaware | |||||
| TUG-GP, Inc. | Delaware | |||||
| Crump Life Insurance Services, Inc. | Pennsylvania | |||||
| P.J. Robb Variable Corp. | Tennessee | |||||
| RiskRighter, LLC | Delaware | |||||
| Ramkade Insurance Services, Inc. | California | |||||
| Tellus Brokerage Connections, Inc. | Delaware | |||||
| Potomac Insurance Marketing Group, Inc. | Maryland | |||||
| Hanleigh Management Inc. | New Jersey | |||||
| LifeSource Executive Benefits and Insurance Services LLC | North Carolina | |||||
| Crump Insurance Services, Inc. | Texas | |||||
| Tri-City Acquisition, Inc. | Delaware | |||||
| Crump Commercial Insurance Services, Inc. | California | |||||
| Association of Independent Drivers of America, LLC | Florida | |||||
| Five Star Agents, Inc. Purchasing Group | Illinois | |||||
| Five Star Realty, Inc. | Illinois | |||||
| 5Star Administrators, Inc. | Missouri | |||||
| CCIS ESC, LLC | Delaware | |||||
| Professional Liability Assurance Society, Inc. | Illinois | |||||
| Home Inspection Liability Group Incorporated | Illinois | |||||
| Crump International Ltd. | Bermuda | |||||
| Diversified Capacity (Bermuda) Ltd. (3) | Bermuda | |||||
| AmCo Holding Company | North Carolina | |||||
| American Coastal Insurance Company | Florida | |||||
| BB&T Assurance Company, Ltd. | Bermuda | |||||
| BB&T Auto Finance Corporation | North Carolina | |||||
| BB&T Financial, FSB (1) | Georgia | |||||
| BB&T Credit Services, Inc. | Virginia | |||||
| J & M Associates, Incorporated (3) | Tennessee | |||||
| BB&T Capital Partners Fund of Funds I, LLC | Delaware | |||||
| BB&T Charitable Foundation | North Carolina | |||||
| Clearview Correspondent Services, LLC (2) | Delaware | |||||
| Creative Payment Solutions, Inc. | North Carolina | |||||
| Liberty Properties, Inc. | Georgia | |||||
| Regional Acceptance Corporation | North Carolina | |||||
| Rega Insurance Services, Inc. | North Carolina | |||||
| Greenville Car Mart, Inc. | North Carolina | |||||
| Regional Fidelity Reinsurance, Ltd. | Turks & Caicos Islands | |||||
| Scott & Stringfellow, LLC (2) | Virginia | |||||
| SHDR Investment Advisers, Inc. | South Carolina | |||||
| Sterling Capital Management LLC | North Carolina | |||||
| Sterling Microcap Value Fund LP (3) | Delaware | |||||
| Sterling Capital (Cayman) Limited | Cayman Islands | |||||
| (1) | Merged into Branch Banking and Trust Company on January 1, 2013. |
| (2) | Scott & Stringfellow, LLC and Clearview Correspondent Services, LLC were merged on January 1, 2013 to form BB&T Securities, LLC. |
| (3) | Dissolved during January 2013. |