Truist Financial (TFC) 10-Q 29 Apr 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information	3 Months Ended
	Mar. 31, 2016shares
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016
Entity Registrant Name	BB&T CORP
Trading Symbol	BBT
Entity Central Index Key	92,230
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding	782,378,996

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 1,825	$ 2,123
Interest-bearing deposits with banks	786	1,435
Federal funds sold and securities purchased under resale agreements or similar arrangements	167	153
Restricted cash	666	456
AFS securities at fair value	27,129	25,297
HTM securities (fair value of $19,621 and $18,519 at March 31, 2016 and December 31, 2015, respectively)	19,351	18,530
LHFS at fair value	1,575	1,035
Loans and leases	135,096	135,951
ALLL	(1,488)	(1,460)
Loans and leases, net of ALLL	133,608	134,491
Premises and equipment	2,001	2,007
Goodwill	8,559	8,548
CDI and other intangible assets	656	686
MSRs at fair value	860	880
Other assets	15,222	14,306
Total assets	212,405	209,947
Deposits:
Noninterest-bearing deposits	47,258	45,695
Interest-bearing deposits	103,242	103,429
Total deposits	150,500	149,124
Short-term borrowings	4,130	3,593
Long-term debt	22,823	23,769
Accounts payable and other liabilities	6,713	6,121
Total liabilities	$ 184,166	$ 182,607
Commitments and contingencies (Note 13)
Shareholders' equity:
Preferred stock, $5 par, liquidation preference of $25,000 per share	$ 3,054	$ 2,603
Common stock, $5 par	3,912	3,902
Additional paid-in capital	8,360	8,365
Retained earnings	13,791	13,464
AOCI, net of deferred income taxes	(917)	(1,028)
Noncontrolling interests	39	34
Total shareholders' equity	28,239	27,340
Total liabilities and shareholders' equity	$ 212,405	$ 209,947
Common shares outstanding (in shares)	782,379,000	780,337,000
Common shares authorized (in shares)	2,000,000,000	2,000,000,000
Preferred shares outstanding (in shares)	126,000	107,000
Preferred shares authorized (in shares)	5,000,000	5,000,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
HTM securities, fair value	$ 19,621	$ 18,519
Preferred stock, par value (in dollars per share)	$ 5	$ 5
Preferred stock, liquidation preference (in dollars per share)	25,000	25,000
Common stock, par value (in dollars per share)	$ 5	$ 5

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest Income
Interest and fees on loans and leases	$ 1,442	$ 1,237
Interest and dividends on securities	255	240
Interest on other earning assets	24	16
Total interest income	1,721	1,493
Interest Expense
Interest on deposits	64	55
Interest on short-term borrowings	2	1
Interest on long-term debt	126	125
Total interest expense	192	181
Net Interest Income	1,529	1,312
Provision for credit losses	184	99
Net Interest Income After Provision for Credit Losses	1,345	1,213
Noninterest Income
Insurance income	419	440
Service charges on deposits	154	145
Mortgage banking income	91	110
Investment banking and brokerage fees and commissions	97	94
Trust and investment advisory revenues	62	56
Bankcard fees and merchant discounts	56	50
Checkcard fees	45	39
Operating lease income	34	29
Income from bank-owned life insurance	31	30
FDIC loss share income, net	(60)	(79)
Other income	42	83
Securities gains (losses), net
Gross realized gains	45	0
Gross realized losses	0	0
OTTI charges	0	0
Non-credit portion recognized in OCI	0	0
Total securities gains (losses), net	45	0
Total noninterest income	1,016	997
Noninterest Expense
Personnel expense	915	830
Occupancy and equipment expense	191	167
Software expense	51	44
Loan-related expense	32	38
Outside IT services	41	30
Professional services	22	24
Amortization of intangibles	32	21
Regulatory charges	30	23
Foreclosed property expense	11	13
Merger-related and restructuring charges, net	23	13
Loss on early extinguishment of debt	(1)	0
Other expense	198	219
Total noninterest expense	1,545	1,422
Earnings
Income before income taxes	816	788
Provision for income taxes	246	241
Net income	570	547
Noncontrolling interests	6	22
Dividends on preferred stock	37	37
Net income available to common shareholders	$ 527	$ 488
Basic EPS (in dollars per share)	$ 0.67	$ 0.68
Diluted EPS (in dollars per share)	0.67	0.67
Cash dividends declared (in dollars per share)	$ 0.27	$ 0.24
Basic weighted average shares outstanding (in shares)	781,193	721,639
Diluted weighted average shares outstanding (in shares)	790,176	731,511

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Statement of Comprehensive Income [Abstract]
Net Income	$ 570	$ 547
OCI, net of tax:
Change in unrecognized net pension and postretirement costs	11	9
Change in unrealized net gains (losses) on cash flow hedges	(115)	(54)
Change in unrealized net gains (losses) on AFS securities	197	57
Net change in FDIC's share of unrealized gains/losses on AFS securities	15	10
Other, net	3	(4)
Total OCI	111	18
Total comprehensive income	681	565
Income Tax Effect of Items Included in OCI:
Change in unrecognized net pension and postretirement costs	7	6
Change in unrealized net gains (losses) on cash flow hedges	(68)	(32)
Change in unrealized net gains (losses) on AFS securities	118	34
Net change in FDIC's share of unrealized gains/losses on AFS securities	8	5
Other, net	$ 0	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) shares in Thousands, $ in Millions	Total	Common Stock	Preferred Stock	Additional Paid-In Capital	Retained Earnings	AOCI	Noncontrolling Interests
Beginning balance at Dec. 31, 2014	$ 24,377	$ 3,603	$ 2,603	$ 6,517	$ 12,317	$ (751)	$ 88
Beginning balance (in shares) at Dec. 31, 2014		720,698
Add (Deduct):
Net Income	547				525		22
Net change in AOCI	18					18
Stock transactions:
Issued in connection with equity awards	31	$ 18		13
Issued in connection with equity awards (in shares)		3,369
Shares repurchased in connection with equity awards	(35)	$ (5)		(30)
Shares repurchased in connection with equity awards (in shares)		(908)
Excess tax benefits in connection with equity awards	1			1
Cash dividends declared on common stock	(173)				(173)
Cash dividends declared on preferred stock	(37)				(37)
Equity-based compensation expense	23			23
Other, net	(14)						(14)
Ending balance at Mar. 31, 2015	24,738	$ 3,616	2,603	6,524	12,632	(733)	96
Ending balance (in shares) at Mar. 31, 2015		723,159
Beginning balance at Dec. 31, 2015	$ 27,340	$ 3,902	2,603	8,365	13,464	(1,028)	34
Beginning balance (in shares) at Dec. 31, 2015	780,337	780,337
Add (Deduct):
Net Income	$ 570				564		6
Net change in AOCI	111					111
Stock transactions:
Issued in connection with equity awards	14	$ 15		(1)
Issued in connection with equity awards (in shares)		2,970
Shares repurchased in connection with equity awards	(32)	$ (5)		(27)
Shares repurchased in connection with equity awards (in shares)		(928)
Issued in connection with preferred stock offerings	451		451
Cash dividends declared on common stock	(211)				(211)
Cash dividends declared on preferred stock	(37)				(37)
Equity-based compensation expense	27			27
Other, net	6			(4)	11		(1)
Ending balance at Mar. 31, 2016	$ 28,239	$ 3,912	$ 3,054	$ 8,360	$ 13,791	$ (917)	$ 39
Ending balance (in shares) at Mar. 31, 2016	782,379	782,379

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash Flows From Operating Activities:
Net Income	$ 570	$ 547
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	184	99
Depreciation	95	86
Amortization of intangibles	32	21
Equity-based compensation expense	27	23
(Gain) loss on securities, net	(45)	0
Net change in operating assets and liabilities:
LHFS	(540)	(698)
Trading securities	(307)	(391)
Other assets	(481)	(307)
Accounts payable and other liabilities	249	(44)
Other, net	86	71
Net cash from operating activities	(130)	(593)
Cash Flows From Investing Activities:
Proceeds from sales of AFS securities	2,329	71
Proceeds from maturities, calls and paydowns of AFS securities	1,077	1,126
Purchases of AFS securities	(4,812)	(1,856)
Proceeds from maturities, calls and paydowns of HTM securities	1,063	696
Purchases of HTM securities	(1,891)	(866)
Originations and purchases of loans and leases, net of principal collected	525	(250)
Net cash received (paid) for acquisitions and divestitures	0	1,916
Other, net	(72)	(44)
Net cash from investing activities	(1,781)	793
Cash Flows From Financing Activities:
Net change in deposits	1,383	281
Net change in short-term borrowings	537	(587)
Repayment of long-term debt	(1,137)	(2)
Net proceeds from preferred stock issued	451	0
Cash dividends paid on common stock	(211)	(173)
Cash dividends paid on preferred stock	(37)	(37)
Other, net	(8)	(8)
Net cash from financing activities	978	(526)
Net Change in Cash and Cash Equivalents	(933)	(326)
Cash and Cash Equivalents at Beginning of Period	3,711	2,325
Cash and Cash Equivalents at End of Period	2,778	1,999
Supplemental Disclosure of Cash Flow Information:
Cash paid during the period for interest	189	144
Cash paid during the period for income taxes	91	117
Noncash investing activities:
Transfers of loans to foreclosed assets	$ 125	$ 128

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation See the Glossary of Defined Terms at the beginning of this Report for terms used throughout the consolidated financial statements and related notes of this Form 10-Q. General These consolidated financial statements and notes are presented in accordance with the instructions for Form 10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with GAAP. In the opinion of management, all normal recurring adjustments necessary for a fair statement of the consolidated financial position and consolidated results of operations have been made. The year-end consolidated balance sheet data was derived from audited financial statements but does not include all disclosures required by GAAP. The information contained in the financial statements and notes included in the Annual Report on Form 10-K for the year ended December 31, 2015 should be referred to in connection with these unaudited interim consolidated financial statements. Reclassifications Certain amounts reported in prior periods' consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, shareholders' equity or net income. Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change include the determination of the ACL, determination of fair value for financial instruments, valuation of goodwill, intangible assets and other purchase accounting related adjustments, benefit plan obligations and expenses, and tax assets, liabilities and expense. Changes in Accounting Principles and Effects of New Accounting Pronouncements During March 2016, the FASB issued new guidance related to Stock Compensation . The new guidance eliminates the concept of APIC pools for stock-based awards and requires that the related excess tax benefits and tax deficiencies be classified as an operating activity in the statement of cash flows. The new guidance also allows entities to make a one-time policy election to account for forfeitures when they occur, instead of accruing compensation cost based on the number of awards expected to vest. Additionally, the new guidance changes the requirement for an award to qualify for equity classification by permitting tax withholding up to the maximum statutory tax rate instead of the minimum statutory tax rate. Cash paid by an employer when directly withholding shares for tax withholding purposes should be classified as a financing activity in the statement of cash flows. This guidance is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The adoption of this guidance is not expected to be material to the consolidated financial statements. During March 2016, the FASB issued new guidance related to Investments . The new guidance eliminates the requirement to retroactively adjust the financial statements when a change in ownership or influence causes an existing investment to qualify for the equity method of accounting. The new guidance requires the investor to add the cost of acquiring the additional interest in the investee to the current basis of the investor's previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. This guidance is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The adoption of this guidance is not expected to be material to the consolidated financial statements. During March 2016, the FASB issued new guidance related to Derivatives and Hedging . The new guidance clarifies the requirements for assessing whether contingent call or put options that can accelerate the payment of principal on debt instruments are clearly and closely related to their debt hosts, which is used to determine whether the embedded derivative should be separated from the host contract and accounted for separately as a derivative. An entity performing the assessment will be required to assess the embedded call or put options solely in accordance with the pre-existing four-step decision sequence. This guidance is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During March 2016, the FASB issued new guidance related to Liabilities . The new guidance requires companies to recognize breakage on prepaid stored-value products in accordance with the recently issued guidance on Revenue from Contracts with Customers . This guidance is effective for fiscal years beginning after December 15, 2017 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During March 2016, the FASB issued new guidance related to Derivatives and Hedging . The new guidance clarifies that derivative instrument novations do not require dedesignation of the related hedging relationship provided that all other hedge accounting criteria continue to be met. BB&T adopted this guidance upon issuance. The adoption of this guidance was not material to the consolidated financial statements. During February 2016, the FASB issued new guidance related to Leases . The new guidance requires lessees to recognize assets and liabilities related to certain operating leases on the balance sheet. The new guidance also requires additional disclosures by lessees and contains targeted changes to accounting by lessors. This guidance is effective for fiscal years beginning after December 15, 2018 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During January 2016, the FASB issued new guidance related to Financial Instruments . The new guidance requires the majority of equity investments to be measured at fair value with changes in fair value recognized in net income, excluding equity investments that are consolidated or accounted for under the equity method of accounting. The new guidance allows equity investments without readily determinable fair values to be measured at cost minus impairment, with a qualitative assessment required to identify impairment. For financial instruments recorded at amortized cost, the new guidance requires public companies to use exit prices to measure the fair value for disclosure purposes, eliminates the disclosure requirements related to measurement assumptions and requires separate presentation of financial assets and liabilities based on form and measurement category. In addition, for liabilities measured at fair value under the fair value option, the changes in fair value due to changes in instrument-specific credit risk should be recognized in OCI. This guidance is effective for fiscal years beginning after December 15, 2017 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During May 2015, the FASB issued new guidance related to Insurance . The new guidance requires insurance companies to provide additional disclosures about the liability for unpaid claims and claim adjustment expenses. This guidance is effective for annual periods beginning after December 15, 2015, and interim periods within annual periods beginning after December 15, 2016. BB&T's insurance operations primarily consist of agency/broker transactions; therefore, the adoption of this guidance is not expected to be material to the consolidated financial statements. During May 2014, the FASB issued new guidance related to Revenue from Contracts with Customers . This guidance supersedes the revenue recognition requirements in Accounting Standards Codification Topic 605, Revenue Recognition , and most industry-specific guidance throughout the Accounting Standards Codification. The guidance requires an entity to recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. During August 2015, the FASB provided a one-year deferral of the effective date; therefore, the guidance is effective for interim and annual reporting periods beginning after December 15, 2017. During March 2016, the FASB issued clarification guidance as it relates to principal versus agent considerations for revenue recognition purposes. Additionally, during April 2016, the FASB issued further clarification guidance related to identifying performance obligations and licensing. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. Effective January 1, 2016, BB&T adopted new guidance related to Fair Value Measurement . The new guidance eliminates the requirement to classify in the fair value hierarchy any investments for which fair value is measured at net asset value per share using the practical expedient. The adoption of this guidance was not material to the consolidated financial statements. Effective January 1, 2016, BB&T adopted new guidance related to Internal-Use Software . Under the new guidance, if a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The adoption of this guidance was not material to the consolidated financial statements. Effective January 1, 2016, BB&T adopted new guidance related to Debt Issuance Costs . The new guidance requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability. The adoption of this guidance was not material to the consolidated financial statements, therefore, it was adopted on a prospective basis. Effective January 1, 2016, BB&T adopted new guidance related to Consolidation . The new guidance provides an additional requirement for a limited partnership or similar entity to qualify as a voting interest entity, amending the criteria for consolidating such an entity and eliminating the deferral provided under previous guidance for investment companies. In addition, the new guidance amends the criteria for evaluating fees paid to a decision maker or service provider as a variable interest and amends the criteria for evaluating the effect of fee arrangements and related parties on a VIE primary beneficiary determination. The adoption of this guidance was not material to the consolidated financial statements.

Acquisitions and Divestitures

Acquisitions and Divestitures	3 Months Ended
	Mar. 31, 2016
Business Combinations [Abstract]
Acquisitions and Divestitures	Acquisitions and Divestitures During the third quarter of 2015, BB&T acquired Susquehanna Bancshares, Inc., resulting in the addition of $18.3 billion in assets and $14.1 billion in deposits. Susquehanna had 245 financial centers in Pennsylvania, Maryland, New Jersey and West Virginia. The purchase price allocation for this acquisition has not yet been finalized. During the second quarter of 2015, BB&T acquired The Bank of Kentucky, which provided $2.0 billion in assets, $1.6 billion in deposits and 32 financial centers. During the second quarter of 2015, BB&T purchased additional ownership interest in AmRisc, LP from the noncontrolling owners for cash and ownership of American Coastal, which resulted in a net charge to equity. During the first quarter of 2015, BB&T acquired 41 financial centers in Texas, which provided $238 million in assets and $1.9 billion in deposits. See BB&T's Annual Report on Form 10-K for the year ended December 31, 2015 for additional information related to these transactions. Subsequent Events On April 1, 2016, BB&T purchased all of the outstanding common stock of National Penn Bancshares, Inc. for total consideration of $ 1.6 billion , which consisted of approximately $550 million in cash and the remainder in stock. National Penn had 126 financial centers, $9.6 billion of total assets and $6.6 billion of deposits. Also on April 1, 2016, BB&T purchased insurance broker CGSC North America Holdings Corporation ("Swett & Crawford") from Cooper Gay Swett & Crawford for $500 million in cash. The purchase price allocations for these acquisitions have not yet been finalized.

Securities

Securities	3 Months Ended
	Mar. 31, 2016
Marketable Securities [Abstract]
Securities	Securities Amortized Gross Unrealized Fair March 31, 2016 Cost Gains Losses Value (Dollars in millions) AFS securities: U.S. Treasury $ 1,061 $ 8 $ — $ 1,069 Agency MBS 22,974 89 147 22,916 States and political subdivisions 2,009 97 50 2,056 Non-agency MBS 73 — — 73 Other 5 — — 5 Acquired from FDIC 744 266 — 1,010 Total AFS securities $ 26,866 $ 460 $ 197 $ 27,129 HTM securities: U.S. Treasury $ 1,097 $ 50 $ — $ 1,147 GSE 4,695 57 7 4,745 Agency MBS 13,443 182 13 13,612 States and political subdivisions 60 — — 60 Other 56 2 1 57 Total HTM securities $ 19,351 $ 291 $ 21 $ 19,621 Amortized Gross Unrealized Fair December 31, 2015 Cost Gains Losses Value (Dollars in millions) AFS securities: U.S. Treasury $ 1,836 $ 2 $ 6 $ 1,832 GSE 51 — — 51 Agency MBS 20,463 22 439 20,046 States and political subdivisions 2,025 94 40 2,079 Non-agency MBS 198 23 — 221 Other 4 — — 4 Acquired from FDIC 772 292 — 1,064 Total AFS securities $ 25,349 $ 433 $ 485 $ 25,297 HTM securities: U.S. Treasury $ 1,097 $ 22 $ — $ 1,119 GSE 5,045 16 98 4,963 Agency MBS 12,267 70 22 12,315 States and political subdivisions 63 — — 63 Other 58 2 1 59 Total HTM securities $ 18,530 $ 110 $ 121 $ 18,519 The fair value of securities acquired from the FDIC included non-agency MBS of $731 million and $768 million as of March 31, 2016 and December 31, 2015 , respectively, and states and political subdivisions securities of $279 million and $296 million as of March 31, 2016 and December 31, 2015 , respectively. Effective October 1, 2014, securities subject to the commercial loss sharing agreement with the FDIC related to the Colonial acquisition were no longer covered by loss sharing; however, any gains on the sale of these securities through September 30, 2017 would be shared with the FDIC. Since these securities are in a significant unrealized gain position, they continue to be effectively covered as any declines in the unrealized gains of the securities down to a contractually specified amount would reduce the liability to the FDIC at the applicable percentage. The contractually-specified amount is the acquisition date fair value less any paydowns, redemptions or maturities and OTTI and totaled approximately $472 million at March 31, 2016 . Any further declines below the contractually-specified amount would not be covered. Certain investments in marketable debt securities and MBS issued by FNMA and FHLMC exceeded 10% of shareholders' equity at March 31, 2016 . The FNMA investments had total amortized cost and fair value of $15.4 billion . The FHLMC investments had total amortized cost and fair value of $6.8 billion . The following table reflects changes in credit losses on securities with OTTI (excluding securities acquired from the FDIC) where a portion of the unrealized loss was recognized in OCI: Three Months Ended March 31, 2016 2015 (Dollars in millions) Balance at beginning of period $ 42 $ 64 Reductions for securities sold/settled during the period (23 ) (2 ) Credit recoveries through yield (1 ) (1 ) Balance at end of period $ 18 $ 61 The amortized cost and estimated fair value of the securities portfolio by contractual maturity are shown in the following table. The expected life of MBS may differ from contractual maturities because borrowers have the right to prepay the underlying mortgage loans with or without prepayment penalties. AFS HTM March 31, 2016 Amortized Cost Fair Value Amortized Cost Fair Value (Dollars in millions) Due in one year or less $ 218 $ 218 $ 1 $ 1 Due after one year through five years 1,025 1,042 2,097 2,145 Due after five years through ten years 809 827 3,711 3,763 Due after ten years 24,814 25,042 13,542 13,712 Total debt securities $ 26,866 $ 27,129 $ 19,351 $ 19,621 The following tables present the fair values and gross unrealized losses of investments based on the length of time that individual securities have been in a continuous unrealized loss position: Less than 12 months 12 months or more Total March 31, 2016 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in millions) AFS securities: Agency MBS $ 6,082 $ 30 $ 5,202 $ 117 $ 11,284 $ 147 States and political subdivisions 76 1 336 49 412 50 Total $ 6,158 $ 31 $ 5,538 $ 166 $ 11,696 $ 197 HTM securities: GSE $ 548 $ 2 $ 695 $ 5 $ 1,243 $ 7 Agency MBS 1,553 12 170 1 1,723 13 Other 53 1 — — 53 1 Total $ 2,154 $ 15 $ 865 $ 6 $ 3,019 $ 21 Less than 12 months 12 months or more Total December 31, 2015 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in millions) AFS securities: U.S. Treasury securities $ 1,211 $ 6 $ — $ — $ 1,211 $ 6 Agency MBS 12,052 199 5,576 240 17,628 439 States and political subdivisions 64 1 329 39 393 40 Total $ 13,327 $ 206 $ 5,905 $ 279 $ 19,232 $ 485 HTM securities: GSE $ 2,307 $ 41 $ 1,743 $ 57 $ 4,050 $ 98 Agency MBS 3,992 21 124 1 4,116 22 Other 56 1 — — 56 1 Total $ 6,355 $ 63 $ 1,867 $ 58 $ 8,222 $ 121 The unrealized losses on GSE securities and agency MBS were the result of increases in market interest rates compared to the date the securities were acquired rather than the credit quality of the issuers or underlying loans. At March 31, 2016 , $48 million of the unrealized loss on states and political subdivisions securities was the result of fair value hedge basis adjustments that are a component of amortized cost. These securities in an unrealized loss position are evaluated for credit impairment through a qualitative analysis of issuer performance and the primary source of repayment. At March 31, 2016 , none of these securities had credit impairment.

Loans and ACL

Loans and ACL	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Loans and ACL	Loans and ACL Effective October 1, 2014, loans subject to the commercial loss sharing agreement with the FDIC related to the Colonial acquisition were no longer covered by loss sharing. At March 31, 2016 , these loans had a carrying value of $259 million , a UPB of $423 million and an ALLL of $42 million and are included in PCI. Loans with a carrying value of $514 million at March 31, 2016 continue to be covered by loss sharing and are included in PCI. Accruing March 31, 2016 Current 30-89 Days Past Due 90 Days Or More Past Due Nonaccrual Total (Dollars in millions) Commercial: Commercial and industrial $ 48,258 $ 27 $ — $ 442 $ 48,727 CRE-income producing properties 13,673 7 — 48 13,728 CRE-construction and development 3,399 6 — 11 3,416 Dealer floor plan 1,266 — — — 1,266 Other lending subsidiaries 6,723 21 — 9 6,753 Retail: Direct retail lending 10,980 48 6 51 11,085 Revolving credit 2,421 18 10 — 2,449 Residential mortgage-nonguaranteed 28,607 350 55 163 29,175 Residential mortgage-government guaranteed 323 66 434 — 823 Sales finance 9,720 53 4 7 9,784 Other lending subsidiaries 6,593 186 — 55 6,834 PCI 913 43 100 — 1,056 Total $ 132,876 $ 825 $ 609 $ 786 $ 135,096 Accruing December 31, 2015 Current 30-89 Days Past Due 90 Days Or More Past Due Nonaccrual Total (Dollars in millions) Commercial: Commercial and industrial $ 48,157 $ 36 $ — $ 237 $ 48,430 CRE-income producing properties 13,370 13 — 38 13,421 CRE-construction and development 3,710 9 — 13 3,732 Dealer floor plan 1,215 — — — 1,215 Other lending subsidiaries 6,771 18 — 6 6,795 Retail: Direct retail lending 11,032 58 7 43 11,140 Revolving credit 2,478 22 10 — 2,510 Residential mortgage-nonguaranteed 29,038 397 55 173 29,663 Residential mortgage-government guaranteed 307 77 486 — 870 Sales finance 10,243 72 5 7 10,327 Other lending subsidiaries 6,381 286 — 59 6,726 PCI 966 42 114 — 1,122 Total $ 133,668 $ 1,030 $ 677 $ 576 $ 135,951 The following tables present the carrying amount of loans by risk rating. PCI loans are excluded because their related ALLL is determined by loan pool performance. March 31, 2016 Commercial & Industrial CRE - Income Producing Properties CRE - Construction and Development Dealer Floor Plan Other Lending Subsidiaries (Dollars in millions) Commercial: Pass $ 46,596 $ 13,203 $ 3,310 $ 1,260 $ 6,705 Special mention 447 172 24 6 7 Substandard - performing 1,242 305 71 — 32 Nonperforming 442 48 11 — 9 Total $ 48,727 $ 13,728 $ 3,416 $ 1,266 $ 6,753 Direct Retail Lending Revolving Credit Residential Mortgage Sales Finance Other Lending Subsidiaries (Dollars in millions) Retail: Performing $ 11,034 $ 2,449 $ 29,835 $ 9,777 $ 6,779 Nonperforming 51 — 163 7 55 Total $ 11,085 $ 2,449 $ 29,998 $ 9,784 $ 6,834 December 31, 2015 Commercial & Industrial CRE - Income Producing Properties CRE - Construction and Development Dealer Floor Plan Other Lending Subsidiaries (Dollars in millions) Commercial: Pass $ 46,760 $ 12,940 $ 3,619 $ 1,195 $ 6,757 Special mention 305 166 29 6 3 Substandard-performing 1,128 277 71 14 29 Nonperforming 237 38 13 — 6 Total $ 48,430 $ 13,421 $ 3,732 $ 1,215 $ 6,795 Direct Retail Lending Revolving Credit Residential Mortgage Sales Finance Other Lending Subsidiaries (Dollars in millions) Retail: Performing $ 11,097 $ 2,510 $ 30,360 $ 10,320 $ 6,667 Nonperforming 43 — 173 7 59 Total $ 11,140 $ 2,510 $ 30,533 $ 10,327 $ 6,726 The following tables represent activity in the ACL for the periods presented: ACL Rollforward Three Months Ended March 31, 2016 Beginning Balance Charge- Offs Recoveries Provision (Benefit) Ending Balance (Dollars in millions) Commercial: Commercial and industrial $ 466 $ (56 ) $ 12 $ 77 $ 499 CRE-income producing properties 135 (2 ) 3 (11 ) 125 CRE-construction and development 37 — 1 (6 ) 32 Dealer floor plan 8 — — 2 10 Other lending subsidiaries 22 (8 ) 2 10 26 Retail: Direct retail lending 105 (13 ) 7 4 103 Revolving credit 104 (19 ) 5 10 100 Residential mortgage-nonguaranteed 194 (7 ) 1 9 197 Residential mortgage-government guaranteed 23 (1 ) — 2 24 Sales finance 40 (8 ) 3 4 39 Other lending subsidiaries 265 (84 ) 10 79 270 PCI 61 — — 2 63 ALLL 1,460 (198 ) 44 182 1,488 RUFC 90 — — 2 92 ACL $ 1,550 $ (198 ) $ 44 $ 184 $ 1,580 ACL Rollforward Three Months Ended March 31, 2015 Beginning Balance Charge- Offs Recoveries Provision (Benefit) Ending Balance (Dollars in millions) Commercial: Commercial and industrial $ 421 $ (14 ) $ 8 $ 33 $ 448 CRE-income producing properties 162 (9 ) 2 (2 ) 153 CRE-construction and development 48 (2 ) 4 (8 ) 42 Dealer floor plan 10 — — — 10 Other lending subsidiaries 21 (3 ) 1 3 22 Retail: Direct retail lending 110 (12 ) 8 5 111 Revolving credit 110 (18 ) 5 9 106 Residential mortgage-nonguaranteed 217 (11 ) — (6 ) 200 Residential mortgage-government guaranteed 36 — — (6 ) 30 Sales finance 40 (6 ) 3 11 48 Other lending subsidiaries 235 (64 ) 8 58 237 PCI 64 (1 ) — (6 ) 57 ALLL 1,474 (140 ) 39 91 1,464 RUFC 60 — — 8 68 ACL $ 1,534 $ (140 ) $ 39 $ 99 $ 1,532 The following table provides a summary of loans that are collectively evaluated for impairment. March 31, 2016 December 31, 2015 Recorded Investment Related ALLL Recorded Investment Related ALLL (Dollars in millions) Commercial: Commercial and industrial $ 48,199 $ 456 $ 48,110 $ 439 CRE-income producing properties 13,634 118 13,339 127 CRE-construction and development 3,386 28 3,697 32 Dealer floor plan 1,266 10 1,215 8 Other lending subsidiaries 6,742 25 6,789 21 Retail: Direct retail lending 11,001 92 11,055 93 Revolving credit 2,417 88 2,477 91 Residential mortgage-nonguaranteed 28,740 156 29,228 153 Residential mortgage-government guaranteed 506 2 553 1 Sales finance 9,765 38 10,308 39 Other lending subsidiaries 6,641 238 6,534 235 PCI 1,056 63 1,122 61 Total $ 133,353 $ 1,314 $ 134,427 $ 1,300 The following tables set forth certain information regarding impaired loans, excluding PCI and LHFS, that were individually evaluated for reserves. As of / For The Three Months Ended March 31, 2016 Recorded Investment UPB Related ALLL Average Recorded Investment Interest Income Recognized (Dollars in millions) With no related allowance recorded: Commercial: Commercial and industrial $ 251 $ 311 $ — $ 154 $ — CRE-income producing properties 18 22 — 17 — CRE-construction and development 7 9 — 6 — Other lending subsidiaries 6 8 — 3 — Retail: Direct retail lending 12 40 — 12 — Residential mortgage-nonguaranteed 78 144 — 82 1 Residential mortgage-government guaranteed 3 4 — 4 — Sales finance 1 2 — 1 — Other lending subsidiaries 3 8 — 4 — With an allowance recorded: Commercial: Commercial and industrial 277 288 43 207 1 CRE-income producing properties 76 79 7 74 1 CRE-construction and development 23 22 4 25 — Other lending subsidiaries 5 5 1 3 — Retail: Direct retail lending 72 73 11 73 1 Revolving credit 32 32 12 32 — Residential mortgage-nonguaranteed 357 371 41 350 4 Residential mortgage-government guaranteed 314 314 22 310 3 Sales finance 18 18 1 17 — Other lending subsidiaries 190 192 32 189 7 Total $ 1,743 $ 1,942 $ 174 $ 1,563 $ 18 As Of / For The Year Ended December 31, 2015 Recorded Investment UPB Related ALLL Average Recorded Investment Interest Income Recognized (Dollars in millions) With no related ALLL recorded: Commercial: Commercial and industrial $ 129 $ 164 $ — $ 95 $ 1 CRE-income producing properties 8 13 — 17 — CRE-construction and development 8 11 — 10 — Dealer floor plan — — — 2 — Other lending subsidiaries 2 3 — — — Retail: Direct retail lending 11 40 — 12 1 Residential mortgage-nonguaranteed 84 153 — 97 4 Residential mortgage-government guaranteed 5 5 — 3 — Sales finance 1 2 — 1 — Other lending subsidiaries 4 8 — 3 — With an ALLL recorded: Commercial: Commercial and industrial 191 194 27 223 5 CRE-income producing properties 74 77 8 96 3 CRE-construction and development 27 27 5 36 1 Dealer floor plan — — — 1 — Other lending subsidiaries 4 5 1 6 — Retail: Direct retail lending 74 75 12 79 4 Revolving credit 33 33 13 36 1 Residential mortgage-nonguaranteed 351 368 41 354 15 Residential mortgage-government guaranteed 312 312 22 323 13 Sales finance 18 18 1 19 1 Other lending subsidiaries 188 190 30 179 28 Total $ 1,524 $ 1,698 $ 160 $ 1,592 $ 77 The following table provides a summary of TDRs, all of which are considered impaired. March 31, 2016 December 31, 2015 (Dollars in millions) Performing TDRs: Commercial: Commercial and industrial $ 52 $ 49 CRE-income producing properties 18 13 CRE-construction and development 13 16 Direct retail lending 70 72 Sales finance 17 17 Revolving credit 32 33 Residential mortgage-nonguaranteed 281 288 Residential mortgage-government guaranteed 317 316 Other lending subsidiaries 181 178 Total performing TDRs 981 982 Nonperforming TDRs (also included in NPL disclosures) 172 146 Total TDRs $ 1,153 $ 1,128 ALLL attributable to TDRs $ 122 $ 126 The following table summarizes the primary reason loan modifications were classified as TDRs and includes newly designated TDRs as well as modifications made to existing TDRs. Balances represent the recorded investment at the end of the quarter in which the modification was made. Rate modifications in this table include TDRs made with below market interest rates that also include modifications of loan structures. Three Months Ended March 31, 2016 2015 Types of Modifications Impact To Allowance Types of Modifications Impact To Allowance Rate Structure Rate Structure (Dollars in millions) Commercial: Commercial and industrial $ 62 $ 9 $ 1 $ 9 $ 14 $ 1 CRE-income producing properties 8 7 — 2 3 — CRE-construction and development 3 — — — 3 — Retail: Direct retail lending 4 1 — 3 — 1 Revolving credit 5 — 1 4 — 1 Residential mortgage-nonguaranteed 17 8 1 23 12 3 Residential mortgage-government guaranteed 39 — 2 60 — 2 Sales finance — 2 — — 2 — Other lending subsidiaries 32 — 5 31 — 4 Charge-offs and forgiveness of principal and interest for TDRs were immaterial for all periods presented. The pre-default balance for modifications that experienced a payment default that had been classified as TDRs during the previous 12 months was $17 million and $20 million for the three months ended March 31, 2016 and 2015, respectively. Payment default is defined as movement of the TDR to nonaccrual status, foreclosure or charge-off, whichever occurs first. Changes in the carrying value and accretable yield of PCI loans are presented in the following table: Three Months Ended March 31, 2016 Year Ended December 31, 2015 Purchased Impaired Purchased Nonimpaired Purchased Impaired Purchased Nonimpaired Accretable Yield Carrying Value Accretable Yield Carrying Value Accretable Yield Carrying Value Accretable Yield Carrying Value (Dollars in millions) Balance at beginning of period $ 189 $ 700 $ 176 $ 422 $ 134 $ 579 $ 244 $ 636 Additions — — — — 98 402 — — Accretion (38 ) 38 (21 ) 21 (89 ) 89 (89 ) 89 Payments received, net — (79 ) — (46 ) — (370 ) — (303 ) Other, net 83 — 19 — 46 — 21 — Balance at end of period $ 234 $ 659 $ 174 $ 397 $ 189 $ 700 $ 176 $ 422 Outstanding UPB at end of period $ 994 $ 549 $ 1,063 $ 587 The following table presents additional information about BB&T's loans and leases: March 31, 2016 December 31, 2015 (Dollars in millions) Unearned income, discounts and net deferred loan fees and costs, excluding PCI $ 518 $ 598 Residential mortgage loans in process of foreclosure 210 229

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill And Other Intangible Assets	Goodwill and Other Intangible Assets The changes in the carrying amounts of goodwill attributable to BB&T's operating segments are reflected in the table below. Community Banking Residential Mortgage Banking Dealer Financial Services Specialized Lending Insurance Holdings Financial Services Total (Dollars in millions) Goodwill balance, January 1, 2016 $ 6,187 $ 326 $ 111 $ 243 $ 1,482 $ 199 $ 8,548 Other adjustments 1 — — 9 — 1 11 Goodwill balance, March 31, 2016 $ 6,188 $ 326 $ 111 $ 252 $ 1,482 $ 200 $ 8,559 The changes in goodwill during the quarter were primarily the result of updating the purchase price allocation for Susquehanna. The following table presents information for identifiable intangible assets subject to amortization: March 31, 2016 December 31, 2015 Gross Carrying Amount Accumulated Amortization Net Carrying Amount Gross Carrying Amount Accumulated Amortization Net Carrying Amount (Dollars in millions) CDI $ 903 $ (652 ) $ 251 $ 903 $ (634 ) $ 269 Other, primarily customer relationship intangibles 1,166 (761 ) 405 1,164 (747 ) 417 Total $ 2,069 $ (1,413 ) $ 656 $ 2,067 $ (1,381 ) $ 686

Loan Servicing

Loan Servicing	3 Months Ended
	Mar. 31, 2016
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Loan Servicing	Loan Servicing Residential Mortgage Banking Activities The following tables summarize residential mortgage banking activities. Mortgage and home equity loans managed by BB&T exclude loans serviced for others with no other continuing involvement. March 31, December 31, 2015 (Dollars in millions) UPB of mortgage loan servicing portfolio $ 116,450 $ 116,817 UPB of home equity loan servicing portfolio 5,053 5,352 UPB of residential mortgage and home equity loan servicing portfolio $ 121,503 $ 122,169 UPB of residential mortgage loans serviced for others (primarily agency conforming fixed rate) $ 90,541 $ 91,132 Mortgage loans sold with recourse 680 702 Maximum recourse exposure from mortgage loans sold with recourse liability 322 326 Indemnification, recourse and repurchase reserves 82 79 FHA-insured mortgage loan reserve 85 85 As previously disclosed, during June 2014 BB&T received notice from the HUD-OIG that BB&T had been selected for an audit/survey to assess BB&T's compliance with FHA loan origination and quality control requirements. In late 2014 and in 2015, BB&T received subpoenas from the HUD-OIG and the Department of Justice seeking additional information regarding its lending practices in connection with loans insured by the FHA. BB&T is cooperating with the investigation. While the outcome of the investigation is unknown and neither the Department of Justice nor the HUD-OIG has asserted any claims, similar reviews and related matters with other financial institutions have resulted in cash settlements and other remedial actions. The potential exposure related to losses incurred by the FHA on defaulted loans ranges from $25 million to $105 million , and BB&T recognized an $85 million charge during 2014 that was included in other expense on the Consolidated Statements of Income. As of / For The 2016 2015 (Dollars in millions) UPB of residential mortgage loans sold from LHFS $ 2,490 $ 2,790 Pre-tax gains recognized on mortgage loans sold and held for sale 24 38 Servicing fees recognized from mortgage loans serviced for others 66 68 Approximate weighted average servicing fee on the outstanding balance of residential mortgage loans serviced for others 0.28 % 0.29 % Weighted average interest rate on mortgage loans serviced for others 4.11 4.19 Three Months Ended March 31, 2016 2015 (Dollars in millions) Residential MSRs, carrying value, beginning of period $ 880 $ 844 Additions 22 26 Change in fair value due to changes in valuation inputs or assumptions: Prepayment speeds (136 ) (76 ) OAS 9 5 Realization of expected net servicing cash flows, passage of time and other (32 ) (35 ) Residential MSRs, carrying value, end of period $ 743 $ 764 Gains (losses) on derivative financial instruments used to mitigate the income statement effect of changes in fair value $ 143 $ 81 The sensitivity of the fair value of the residential MSRs to changes in key assumptions is included in the accompanying table: March 31, 2016 December 31, 2015 Range Weighted Range Weighted Min Max Min Max (Dollars in millions) Prepayment speed 10.9 % 12.6 % 12.0 % 8.1 % 9.0 % 8.7 % Effect on fair value of a 10% increase $ (32 ) $ (28 ) Effect on fair value of a 20% increase (62 ) (54 ) OAS 9.9 % 10.2 % 10.0 % 10.3 % 10.6 % 10.4 % Effect on fair value of a 10% increase $ (25 ) $ (32 ) Effect on fair value of a 20% increase (49 ) (61 ) Composition of loans serviced for others: Fixed-rate residential mortgage loans 99.2 % 99.2 % Adjustable-rate residential mortgage loans 0.8 % 0.8 % Total 100.0 % 100.0 % Weighted average life (in years) 5.5 6.8 The sensitivity calculations above are hypothetical and should not be considered to be predictive of future performance. As indicated, changes in fair value based on adverse changes in assumptions generally cannot be extrapolated because the relationship of the change in assumption to the change in fair value may not be linear. Also, in the above table, the effect of an adverse variation in one assumption on the fair value of the MSRs is calculated without changing any other assumption; while in reality, changes in one factor may result in changes in another, which may magnify or counteract the effect of the change. Commercial Mortgage Banking Activities The following table summarizes commercial mortgage banking activities for the periods presented: March 31, December 31, (Dollars in millions) UPB of CRE mortgages serviced for others $ 28,245 $ 28,163 CRE mortgages serviced for others covered by recourse provisions 4,199 4,198 Maximum recourse exposure from CRE mortgages sold with recourse liability 1,259 1,259 Recorded reserves related to recourse exposure 7 7 Originated CRE mortgages during the year 1,084 7,012 Commercial MSRs at fair value 117 — Effective January 1, 2016, the Company adopted the fair value option for commercial MSRs in order to provide hedging against the MSR asset. The impact of such adoption was immaterial.

Deposits

Deposits	3 Months Ended
	Mar. 31, 2016
Deposits [Abstract]
Deposits	Deposits A summary of deposits is presented in the accompanying table: March 31, December 31, (Dollars in millions) Noninterest-bearing deposits $ 47,258 $ 45,695 Interest checking 25,915 25,410 Money market and savings 60,349 60,461 Time deposits 16,978 17,558 Total deposits $ 150,500 $ 149,124 Time deposits $100,000 and greater $ 7,494 $ 7,562 Time deposits $250,000 and greater 3,759 3,497

Long-Term Debt

Long-Term Debt	3 Months Ended
	Mar. 31, 2016
Debt Instruments [Abstract]
Long-Term Debt	Long-Term Debt March 31, December 31, (Dollars in millions) BB&T Corporation: 3.95% senior notes due 2016 $ 500 $ 500 3.20% senior notes due 2016 — 1,000 2.15% senior notes due 2017 750 749 1.60% senior notes due 2017 749 749 1.45% senior notes due 2018 465 500 Floating rate senior notes due 2018 (LIBOR-based, 1.49% at March 31, 2016) 400 400 2.05% senior notes due 2018 600 600 6.85% senior notes due 2019 540 540 2.25% senior notes due 2019 648 648 Floating rate senior notes due 2019 (LIBOR-based, 1.28% at March 31, 2016) 450 450 2.45% senior notes due 2020 1,298 1,298 2.63% senior notes due 2020 999 999 Floating rate senior notes due 2020 (LIBOR-based, 1.34% at March 31, 2016) 200 200 5.38% senior notes due 2022 165 166 4.90% subordinated notes due 2017 358 356 5.25% subordinated notes due 2019 586 586 3.95% subordinated notes due 2022 299 299 Branch Bank: 1.45% senior notes due 2016 750 750 Floating rate senior notes due 2016 (LIBOR-based, 1.07% at March 31, 2016) 375 375 1.05% senior notes due 2016 500 500 1.00% senior notes due 2017 599 599 1.35% senior notes due 2017 660 750 2.30% senior notes due 2018 750 750 2.85% senior notes due 2021 700 700 5.63% subordinated notes due 2016 386 386 Floating rate subordinated notes due 2016 (LIBOR-based, 0.95% at March 31, 2016) 350 350 Floating rate subordinated note due 2017 (LIBOR-based, 0.92% at March 31, 2016) 262 262 3.63% subordinated notes due 2025 1,249 1,249 3.80% subordinated notes due 2026 848 848 FHLB advances to Branch Bank: Varying maturities to 2034 5,584 5,582 Other long-term debt 142 154 Basis adjustments 661 474 Total long-term debt $ 22,823 $ 23,769 Basis adjustments include fair value hedge-related basis adjustments as well as debt issuance costs. The following table reflects the carrying amounts and effective interest rates for long-term debt: March 31, 2016 December 31, 2015 Carrying Amount Effective Rate Carrying Amount Effective Rate (Dollars in millions) BB&T Corporation fixed rate senior notes $ 6,830 2.09 % $ 7,831 2.35 % BB&T Corporation floating rate senior notes 1,049 1.45 1,050 1.20 BB&T Corporation fixed rate subordinated notes 1,391 1.07 1,382 1.52 Branch Bank fixed rate senior notes 4,008 1.37 4,071 1.62 Branch Bank floating rate senior notes 375 1.15 375 0.92 Branch Bank fixed rate subordinated notes 2,643 2.67 2,562 3.13 Branch Bank floating rate subordinated notes 612 3.44 612 3.24 FHLB advances (weighted average maturity of 4.5 years at March 31, 2016) 5,773 4.08 5,732 4.02 Other long-term debt 142 154 Total long-term debt $ 22,823 $ 23,769 The effective rates above reflect the impact of cash flow and fair value hedges, as applicable. Subordinated notes with a remaining maturity of one year or greater qualify under the risk-based capital guidelines as Tier 2 supplementary capital, subject to certain limitations.

Shareholders' Equity

Shareholders' Equity	3 Months Ended
	Mar. 31, 2016
Stockholders' Equity Note [Abstract]
Shareholders' Equity	Shareholders' Equity On March 9, 2016, BB&T issued $465 million of series H non-cumulative perpetual preferred stock with a stated dividend rate of 5.625% per annum for net proceeds of $451 million . Dividends, if declared by the Board of Directors, are payable quarterly in arrears. BB&T issued depositary shares, each of which represents a fractional ownership interest in a share of the 18,600 shares of the Company’s series H preferred stock. The preferred stock has no stated maturity and redemption is solely at the option of the Company in whole, but not in part, upon the occurrence of a regulatory capital treatment event, as defined. In addition, the preferred stock may be redeemed in whole or in part, on any dividend payment date after June 1, 2021. Under current rules, any redemption of the preferred stock is subject to prior approval of the FRB. The preferred stock is not subject to any sinking fund or other obligations of the Corporation. The activity relating to options and restricted shares/units during the period is presented in the following tables: Options Wtd. Avg. Exercise Price (Shares in thousands) Outstanding at January 1, 2016 20,577 $ 34.89 Granted 610 32.10 Exercised (164 ) 28.31 Forfeited or expired (2,784 ) 40.53 Outstanding at March 31, 2016 18,239 33.99 Exercisable at March 31, 2016 17,253 33.97 Exercisable and expected to vest at March 31, 2016 18,188 33.99 Restricted Shares/Units Wtd. Avg. Grant Date Fair Value (Shares in thousands) Nonvested at January 1, 2016 11,824 $ 29.81 Granted 5,108 27.46 Vested (2,561 ) 27.40 Forfeited (72 ) 29.43 Nonvested at March 31, 2016 14,299 29.41 Expected to vest at March 31, 2016 13,104 29.41

AOCI

AOCI	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
AOCI	AOCI Three Months Ended March 31, 2016 Unrecognized Net Pension and Postretirement Costs Unrealized Net Gains (Losses) on Cash Flow Hedges Unrealized Net Gains (Losses) on AFS Securities FDIC's Share of Unrealized (Gains) Losses on AFS Securities Other, net Total (Dollars in millions) AOCI balance, January 1, 2016 $ (723 ) $ (83 ) $ (34 ) $ (169 ) $ (19 ) $ (1,028 ) OCI before reclassifications, net of tax — (126 ) 242 5 2 123 Amounts reclassified from AOCI: Personnel expense 17 — — — — 17 Interest income — — (27 ) — 1 (26 ) Interest expense — 17 — — — 17 FDIC loss share income, net — — — 16 — 16 Securities (gains) losses, net — — (45 ) — — (45 ) Total before income taxes 17 17 (72 ) 16 1 (21 ) Less: Income taxes 6 6 (27 ) 6 — (9 ) Net of income taxes 11 11 (45 ) 10 1 (12 ) Net change in AOCI 11 (115 ) 197 15 3 111 AOCI balance, March 31, 2016 $ (712 ) $ (198 ) $ 163 $ (154 ) $ (16 ) $ (917 ) Three Months Ended March 31, 2015 Unrecognized Net Pension and Postretirement Costs Unrealized Net Gains (Losses) on Cash Flow Hedges Unrealized Net Gains (Losses) on AFS Securities FDIC's Share of Unrealized (Gains) Losses on AFS Securities Other, net Total (Dollars in millions) AOCI balance, January 1, 2015 $ (626 ) $ (54 ) $ 152 $ (207 ) $ (16 ) $ (751 ) OCI before reclassifications, net of tax 2 (67 ) 67 2 (5 ) (1 ) Amounts reclassified from AOCI: Personnel expense 12 — — — — 12 Interest income — — (16 ) — 1 (15 ) Interest expense — 21 — — — 21 FDIC loss share income, net — — — 13 — 13 Total before income taxes 12 21 (16 ) 13 1 31 Less: Income taxes 5 8 (6 ) 5 — 12 Net of income taxes 7 13 (10 ) 8 1 19 Net change in AOCI 9 (54 ) 57 10 (4 ) 18 AOCI balance, March 31, 2015 $ (617 ) $ (108 ) $ 209 $ (197 ) $ (20 ) $ (733 )

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2016
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The effective tax rates for the three months ended March 31, 2016 and 2015 were 30.1% and 30.6% , respectively. The effective tax rate for the three months ended March 31, 2016 was lower than the corresponding period of 2015 primarily due to changes in unrecognized tax benefits. In February 2010, BB&T received an IRS statutory notice of deficiency for tax years 2002-2007 related to the disallowance of foreign tax credits and other deductions claimed by a subsidiary in connection with a financing transaction. BB&T paid the disputed tax, penalties and interest during 2010 and filed a lawsuit seeking a refund in the U.S. Court of Federal Claims. During 2013, the court denied the refund claim and BB&T appealed the decision to the U.S. Court of Appeals for the Federal Circuit. During May 2015, the appeals court rendered a decision overturning a portion of the earlier ruling and affirming the remainder, resulting in the recognition of income tax benefits, including the reversal of interest and penalties, of $107 million during the second quarter of 2015. During September 2015, BB&T filed a petition requesting the case be heard by the U.S. Supreme Court. During March 2016, the U.S. Supreme Court declined to hear the case, which preserves the earlier ruling and effectively concludes this matter. The following table presents changes in unrecognized tax benefits: As of/For the Year-to-Date Period Ended March 31, 2016 December 31, 2015 (Dollars in millions) Beginning balance of unrecognized tax benefits $ 426 $ 503 Additions (reductions) for tax positions of prior years (5 ) (76 ) Settlements (417 ) (1 ) Lapse of statute of limitations — (1 ) Unrecognized deferred tax benefits from acquisitions — 1 Ending balance of unrecognized tax benefits $ 4 $ 426 Unrecognized tax benefits that would have impacted effective rate if recognized Federal $ — $ 422 State 3 3 At March 31, 2016, the liabilities for tax-related interest and penalties recorded on the Consolidated Balance Sheets were immaterial, compared to $181 million at December 31, 2015.

Benefit Plans

Benefit Plans	3 Months Ended
	Mar. 31, 2016
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Benefit Plans	Benefit Plans Qualified Plan Nonqualified Plans Three Months Ended March 31, 2016 2016 2015 2016 2015 (Dollars in millions) Service cost $ 42 $ 43 $ 3 $ 3 Interest cost 40 34 5 4 Estimated return on plan assets (81 ) (81 ) — — Amortization and other 17 12 3 4 Net periodic benefit cost $ 18 $ 8 $ 11 $ 11 BB&T makes contributions to the qualified pension plan in amounts between the minimum required for funding and the maximum amount deductible for federal income tax purposes. Discretionary contributions totaling $280 million were made during the three months ended March 31, 2016 . There are no required contributions for the remainder of 2016 , though BB&T may elect to make additional contributions.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies As of / For the Year-To-Date Period Ended March 31, 2016 December 31, 2015 (Dollars in millions) Letters of credit $ 3,004 $ 3,033 Carrying amount of the liability for letters of credit 30 27 Investments in affordable housing and historic building rehabilitation projects: Carrying amount 1,767 1,629 Amount of future funding commitments included in carrying amount 790 654 Lending exposure 315 292 Tax credits subject to recapture 355 355 Private equity and similar investments 301 289 Future funding commitments to consolidated private equity funds 224 231 Legal Proceedings The nature of BB&T's business ordinarily results in a certain amount of claims, litigation, investigations and legal and administrative cases and proceedings, all of which are considered incidental to the normal conduct of business. BB&T believes it has meritorious defenses to the claims asserted against it in its currently outstanding legal proceedings and, with respect to such legal proceedings, intends to continue to defend itself vigorously, litigating or settling cases according to management's judgment as to what is in the best interests of BB&T and its shareholders. On at least a quarterly basis, liabilities and contingencies in connection with outstanding legal proceedings are assessed utilizing the latest information available. For those matters where it is probable that BB&T will incur a loss and the amount of the loss can be reasonably estimated, a liability is recorded in the consolidated financial statements. These legal reserves may be increased or decreased to reflect any relevant developments on at least a quarterly basis. For other matters, where a loss is not probable or the amount of the loss is not estimable, legal reserves are not accrued. While the outcome of legal proceedings is inherently uncertain, based on information currently available, advice of counsel and available insurance coverage, management believes that the established legal reserves are adequate and the liabilities arising from legal proceedings will not have a material adverse effect on the consolidated financial position, consolidated results of operations or consolidated cash flows. However, in the event of unexpected future developments, it is possible that the ultimate resolution of these matters, if unfavorable, may be material to the consolidated financial position, consolidated results of operations or consolidated cash flows of BB&T. Pledged Assets Certain assets were pledged to secure municipal deposits, securities sold under agreements to repurchase, borrowings and borrowing capacity, subject to any applicable asset discount, at the FHLB and FRB as well as for other purposes as required or permitted by law. The following table provides the total carrying amount of pledged assets by asset type, of which the majority are pursuant to agreements that do not permit the other party to sell or repledge the collateral. Assets related to employee benefit plans have been excluded from the following table. March 31, December 31, (Dollars in millions) Pledged securities $ 13,691 $ 14,063 Pledged loans 74,061 69,070

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures	Fair Value Disclosures Accounting standards define fair value as the exchange price that would be received on the measurement date to sell an asset or the price paid to transfer a liability in the principal or most advantageous market available to the entity in an orderly transaction between market participants, with a three level valuation input hierarchy. The following tables present fair value information for assets and liabilities measured at fair value on a recurring basis: March 31, 2016 Total Level 1 Level 2 Level 3 (Dollars in millions) Assets: Trading securities $ 1,487 $ 294 $ 1,193 $ — AFS securities: U.S. Treasury 1,069 — 1,069 — Agency MBS 22,916 — 22,916 — States and political subdivisions 2,056 — 2,056 — Non-agency MBS 73 — 73 — Other 5 5 — — Acquired from FDIC 1,010 — 410 600 LHFS 1,575 — 1,575 — MSRs 860 — — 860 Derivative assets: Interest rate contracts 1,441 — 1,419 22 Foreign exchange contracts 3 — 3 — Private equity and similar investments 301 — — 301 Total assets $ 32,796 $ 299 $ 30,714 $ 1,783 Liabilities: Derivative liabilities: Interest rate contracts $ 1,213 $ — $ 1,212 $ 1 Foreign exchange contracts 7 — 7 — Securities sold short 162 — 162 — Total liabilities $ 1,382 $ — $ 1,381 $ 1 December 31, 2015 Total Level 1 Level 2 Level 3 (Dollars in millions) Assets: Trading securities $ 1,180 $ 311 $ 869 $ — AFS securities: U.S. Treasury 1,832 — 1,832 — GSE 51 — 51 — Agency MBS 20,046 — 20,046 — States and political subdivisions 2,079 — 2,079 — Non-agency MBS 221 — 221 — Other 4 4 — — Acquired from FDIC 1,064 — 438 626 LHFS 1,035 — 1,035 — MSRs 880 — — 880 Derivative assets: Interest rate contracts 964 — 956 8 Foreign exchange contracts 6 — 6 — Private equity and similar investments 289 — — 289 Total assets $ 29,651 $ 315 $ 27,533 $ 1,803 Liabilities: Derivative liabilities: Interest rate contracts $ 788 $ — $ 784 $ 4 Foreign exchange contracts 4 — 4 — Securities sold short 147 — 147 — Total liabilities $ 939 $ — $ 935 $ 4 The following discussion focuses on the valuation techniques and significant inputs for Level 2 and Level 3 assets and liabilities. A third-party pricing service is generally utilized in determining the fair value of the securities portfolio. Management independently evaluates the fair values provided by the pricing service through comparisons to other external pricing sources, review of additional information provided by the pricing service and other third party sources for selected securities and back-testing to compare the price realized on any security sales to the daily pricing information received from the pricing service. Fair value measurements are derived from market-based pricing matrices that were developed using observable inputs that include benchmark yields, benchmark securities, reported trades, offers, bids, issuer spreads and broker quotes. As described by security type below, additional inputs may be used, or some inputs may not be applicable. In the event that market observable data was not available, which would generally occur due to the lack of an active market for a given security, the valuation of the security would be subjective and may involve substantial judgment by management. Trading securities: Trading securities include various types of debt and equity securities, primarily consisting of debt securities issued by the U.S. Treasury, GSEs, or states and political subdivisions. The valuation techniques used for these investments are more fully discussed below. U.S. Treasury securities: Treasury securities are valued using quoted prices in active over the counter markets. Agency MBS: GSE pass-through securities are valued using market-based pricing matrices that reference observable inputs including benchmark TBA security pricing and yield curves that were estimated based on U.S. Treasury yields and certain floating rate indices. The pricing matrices for these securities may also give consideration to pool-specific data supplied directly by the GSE. GSE CMOs are valued using market-based pricing matrices that are based on observable inputs including offers, bids, reported trades, dealer quotes and market research reports, the characteristics of a specific tranche, market convention prepayment speeds and benchmark yield curves as described above. States and political subdivisions: These securities are valued using market-based pricing matrices that reference observable inputs including MSRB reported trades, issuer spreads, material event notices and benchmark yield curves. Non-agency MBS: Pricing matrices for these securities are based on observable inputs including offers, bids, reported trades, dealer quotes and market research reports, the characteristics of a specific tranche, market convention prepayment speeds and benchmark yield curves as described above. Other securities: These securities consist primarily of mutual funds and corporate bonds. These securities are valued based on a review of quoted market prices for assets as well as through the various other inputs discussed previously. Acquired from FDIC securities: Securities acquired from the FDIC consist of re-remic non-agency MBS, municipal securities and non-agency MBS. State and political subdivision securities and certain non-agency MBS acquired from the FDIC are valued in a manner similar to the approach described above for those asset classes. The re-remic non-agency MBS, which are categorized as Level 3, are valued based on broker dealer quotes that reflected certain unobservable market inputs. LHFS: Certain mortgage loans are originated to be sold to investors, which are carried at fair value. The fair value is primarily based on quoted market prices for securities backed by similar types of loans. The changes in fair value of these assets are largely driven by changes in interest rates subsequent to loan funding and changes in the fair value of servicing associated with the mortgage LHFS. MSRs: Residential MSRs are valued using an OAS valuation model to project cash flows over multiple interest rate scenarios, which are then discounted at risk-adjusted rates. The model considers portfolio characteristics, contractually specified servicing fees, prepayment assumptions, delinquency rates, late charges, other ancillary revenue, costs to service and other economic factors. Fair value estimates and assumptions are compared to industry surveys, recent market activity, actual portfolio experience and, when available, other observable market data. Commercial MSRs are valued using a cash flow valuation model that calculates the present value of estimated future net servicing cash flows. BB&T considers actual and expected loan prepayment rates, discount rates, servicing costs and other economic factors that are determined based on current market conditions. Derivative assets and liabilities: The fair values of derivatives are determined based on quoted market prices and internal pricing models that are primarily sensitive to market observable data. The fair values of interest rate lock commitments, which are related to mortgage loan commitments and are categorized as Level 3, are based on quoted market prices adjusted for commitments that are not expected to fund and include the value attributable to the net servicing fees. Private equity and similar investments: Private equity and similar investments are measured at fair value based on the investment's net asset value. In many cases there are no observable market values for these investments and therefore management must estimate the fair value based on a comparison of the operating performance of the company to multiples in the marketplace for similar entities. This analysis requires significant judgment, and actual values in a sale could differ materially from those estimated. Securities sold short: Securities sold short represent debt securities sold short that are entered into as a hedging strategy for the purposes of supporting institutional and retail client trading activities. The following tables summarize activity for Level 3 assets and liabilities: Three Months Ended March 31, 2016 Acquired from FDIC Securities MSRs Net Derivatives Private Equity and Similar Investments (Dollars in millions) Balance at January 1, 2016 $ 626 $ 880 $ 4 $ 289 Total realized and unrealized gains (losses): Included in earnings: Interest income 15 — — — Mortgage banking income — (127 ) 32 — Other noninterest income — — — 3 Included in unrealized net holding gains (losses) in OCI (20 ) — — — Purchases — — — 19 Issuances — 22 40 — Sales — — — (8 ) Settlements (21 ) (38 ) (55 ) (2 ) Other — 123 — — Balance at March 31, 2016 $ 600 $ 860 $ 21 $ 301 Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at March 31, 2016 $ 15 $ (127 ) $ 21 $ 2 Other represents the adoption of the fair value method for commercial MSRs as of January 1, 2016. Three Months Ended March 31, 2015 Acquired from FDIC Securities MSRs Net Derivatives Private Equity and Similar Investments (Dollars in millions) Balance at January 1, 2015 $ 745 $ 844 $ 17 $ 329 Total realized and unrealized gains (losses): Included in earnings: Interest income 11 — — — Mortgage banking income — (71 ) 28 — Other noninterest income — — (4 ) 16 Included in unrealized net holding gains (losses) in OCI (14 ) — — — Purchases — — — 42 Issuances — 26 38 — Sales — — — (19 ) Settlements (23 ) (35 ) (56 ) (2 ) Balance at March 31, 2015 $ 719 $ 764 $ 23 $ 366 Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at March 31, 2015 $ 11 $ (71 ) $ 23 $ 16 BB&T's policy is to recognize transfers in and transfers out of Levels 1, 2 and 3 as of the end of a reporting period. Transfers involving Level 3, if any, are presented in the preceding tables. There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2016 or 2015 . The majority of private equity and similar investments are in SBIC qualified funds, which primarily focus on equity and subordinated debt investments in privately-held middle market companies. The majority of these VIE investments are not redeemable and distributions are received as the underlying assets of the funds liquidate. The timing of distributions, which are expected to occur on various dates through 2026 , is uncertain and dependent on various events such as recapitalizations, refinance transactions and ownership changes among others. Excluding the investment of future funds, these investments have an estimated weighted average remaining life of approximately two years ; however, the timing and amount of distributions may vary significantly. As of March 31, 2016 , restrictions on the ability to sell the investments include, but are not limited to, consent of a majority member or general partner approval for transfer of ownership. These investments are spread over numerous privately-held middle market companies, and thus the sensitivity to a change in fair value for any single investment is limited. The significant unobservable inputs for these investments are EBITDA multiples that ranged from 5 x to 11 x, with a weighted average of 8 x, at March 31, 2016 . The following table details the fair value and UPB of LHFS that were elected to be carried at fair value: March 31, 2016 December 31, 2015 Fair Value Aggregate UPB Difference Fair Aggregate Difference (Dollars in millions) LHFS reported at fair value $ 1,575 $ 1,541 $ 34 $ 1,035 $ 1,023 $ 12 Excluding government guaranteed, LHFS that were nonaccrual or 90 days or more past due and still accruing interest were not material at March 31, 2016 . The following table provides information about certain financial assets measured at fair value on a nonrecurring basis, which are primarily collateral dependent and may be subject to liquidity adjustments. The carrying values represent end of period values, which approximate the fair value measurements that occurred on the various measurement dates throughout the period. The valuation adjustments represent the amounts recorded during the period regardless of whether the asset is still held at period end. These assets are considered to be Level 3 assets (excludes PCI). As Of / For the Year-To-Date Period Ended March 31, 2016 December 31, 2015 Carrying Value Valuation Adjustments Carrying Value Valuation Adjustments (Dollars in millions) Impaired loans $ 329 $ (38 ) $ 149 $ (30 ) Foreclosed real estate 66 (54 ) 82 (190 ) For financial instruments not recorded at fair value, estimates of fair value are based on relevant market data and information about the instrument. Values obtained relate to one trading unit without regard to any premium or discount that may result from concentrations of ownership, possible tax ramifications, estimated transaction costs that may result from bulk sales or the relationship between various instruments. An active market does not exist for certain financial instruments. Fair value estimates for these instruments are based on current economic conditions, currency and interest rate risk characteristics, loss experience and other factors. Many of these estimates involve uncertainties and matters of significant judgment and cannot be determined with precision. Therefore, the fair value estimates in many instances cannot be substantiated by comparison to independent markets and, in many cases, may not be realizable in a current sale of the instrument. In addition, changes in assumptions could significantly affect these fair value estimates. The following assumptions were used to estimate the fair value of these financial instruments. Cash and cash equivalents and restricted cash : For these short-term instruments, the carrying amounts are a reasonable estimate of fair values. HTM securities: The fair values of HTM securities are based on a market approach using observable inputs such as benchmark yields and securities, TBA prices, reported trades, issuer spreads, current bids and offers, monthly payment information and collateral performance. Loans receivable : The fair values for loans are estimated using discounted cash flow analyses, applying interest rates currently being offered for loans with similar terms and credit quality, which are deemed to be indicative of orderly transactions in the current market. For commercial loans and leases, discount rates may be adjusted to address additional credit risk on lower risk grade instruments. For residential mortgage and other consumer loans, internal prepayment risk models are used to adjust contractual cash flows. Loans are aggregated into pools of similar terms and credit quality and discounted using a LIBOR based rate. The carrying amounts of accrued interest approximate fair values. FDIC loss share receivable and payable : The fair values of the receivable and payable are estimated using discounted cash flow analyses, applying a risk free interest rate that is adjusted for the uncertainty in the timing and amount of the cash flows. The expected cash flows to/from the FDIC related to loans were estimated using the same assumptions that were used in determining the accounting values for the related loans. The expected cash flows to/from the FDIC related to securities are based upon the fair value of the related securities and the payment that would be required if the securities were sold for that amount. The loss share agreements are not transferable and, accordingly, there is no market for the receivable or payable. Deposit liabilities : The fair values for demand deposits are equal to the amount payable on demand. Fair values for CDs are estimated using a discounted cash flow calculation that applies current interest rates to aggregate expected maturities. BB&T has developed long-term relationships with its deposit customers, commonly referred to as CDIs, that have not been considered in the determination of the deposit liabilities' fair value. Short-term borrowings : The carrying amounts of short-term borrowings, excluding securities sold short, approximate their fair values. Long-term debt : The fair values of long-term debt instruments are estimated based on quoted market prices for the instrument if available, or for similar instruments if not available, or by using discounted cash flow analyses, based on current incremental borrowing rates for similar types of instruments. Contractual commitments : The fair values of commitments are estimated using the fees charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The fair values of guarantees and letters of credit are estimated based on the counterparties' creditworthiness and average default rates for loan products with similar risks. These respective fair value measurements are categorized within Level 3 of the fair value hierarchy. Retail lending commitments are assigned no fair value as BB&T typically has the ability to cancel such commitments by providing notice to the borrower. Financial assets and liabilities not recorded at fair value are summarized below: March 31, 2016 Carrying Amount Total Fair Value Level 2 Level 3 (Dollars in millions) Financial assets: HTM securities $ 19,351 $ 19,621 $ 19,621 $ — Loans and leases HFI, net of ALLL 133,608 134,161 — 134,161 FDIC loss share receivable 246 20 — 20 Financial liabilities: Deposits 150,500 150,655 150,655 — FDIC loss share payable 678 669 — 669 Long-term debt 22,823 23,334 23,334 — December 31, 2015 Carrying Amount Total Fair Value Level 2 Level 3 (Dollars in millions) Financial assets: HTM securities $ 18,530 $ 18,519 $ 18,519 $ — Loans and leases HFI, net of ALLL 134,491 134,728 — 134,728 FDIC loss share receivable 285 11 — 11 Financial liabilities: Deposits 149,124 149,300 149,300 — FDIC loss share payable 685 676 — 676 Long-term debt 23,769 24,206 24,206 — The following is a summary of selected information pertaining to off-balance sheet financial instruments: March 31, 2016 December 31, 2015 Notional/ Contract Amount Fair Value Notional/ Fair Value (Dollars in millions) Commitments to extend, originate or purchase credit $ 60,177 $ 235 $ 59,019 $ 253 Residential mortgage loans sold with recourse 680 9 702 8 Other loans sold with recourse 4,199 7 4,198 7 Letters of credit 3,004 30 3,033 27

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments Derivative Classifications and Hedging Relationships March 31, 2016 December 31, 2015 Hedged Item or Transaction Notional Amount Fair Value Notional Amount Fair Value Gain Loss Gain Loss (Dollars in millions) Cash flow hedges: Interest rate contracts: Pay fixed swaps 3 mo. LIBOR funding $ 9,000 $ — $ (393 ) $ 9,300 $ — $ (214 ) Fair value hedges: Interest rate contracts: Receive fixed swaps Long-term debt 12,909 555 — 13,092 329 (1 ) Pay fixed swaps Commercial loans 218 — (5 ) 207 — (2 ) Pay fixed swaps Municipal securities 239 — (111 ) 244 — (94 ) Total 13,366 555 (116 ) 13,543 329 (97 ) Not designated as hedges: Client-related and other risk management: Interest rate contracts: Receive fixed swaps 8,878 472 — 8,827 337 (1 ) Pay fixed swaps 9,025 — (502 ) 8,984 1 (363 ) Other swaps 1,074 3 (6 ) 1,005 3 (6 ) Other 605 1 (2 ) 601 1 (2 ) Forward commitments 6,188 14 (15 ) 4,403 5 (4 ) Foreign exchange contracts 510 3 (7 ) 513 6 (4 ) Total 26,280 493 (532 ) 24,333 353 (380 ) Mortgage banking: Interest rate contracts: Interest rate lock commitments 2,756 22 (1 ) 1,828 8 (4 ) When issued securities, forward rate agreements and forward commitments 3,783 6 (28 ) 2,725 9 (5 ) Other 388 5 — 677 4 — Total 6,927 33 (29 ) 5,230 21 (9 ) MSRs: Interest rate contracts: Receive fixed swaps 3,925 180 (2 ) 2,343 79 (7 ) Pay fixed swaps 1,861 — (100 ) 2,329 4 (56 ) Option trades 6,625 175 (48 ) 7,765 184 (24 ) When issued securities, forward rate agreements and forward commitments 2,602 8 — 2,682 — (5 ) Other 72 — — — — — Total 15,085 363 (150 ) 15,119 267 (92 ) Total derivatives not designated as hedges 48,292 889 (711 ) 44,682 641 (481 ) Total derivatives $ 70,658 1,444 (1,220 ) $ 67,525 970 (792 ) Gross amounts not offset in the Consolidated Balance Sheets: Amounts subject to master netting arrangements not offset due to policy election (618 ) 618 (391 ) 391 Cash collateral (received) posted (396 ) 549 (283 ) 368 Net amount $ 430 $ (53 ) $ 296 $ (33 ) The fair values of derivatives in a gain or loss position are presented on a gross basis in other assets or other liabilities, respectively, in the Consolidated Balance Sheets. Cash collateral posted for derivatives in a loss position is reported as restricted cash. Derivatives with dealer counterparties at both the bank and the parent company are governed by the terms of ISDA Master netting agreements and Credit Support Annexes. The ISDA Master agreements allow counterparties to offset trades in a gain against trades in a loss to determine net exposure and allows for the right of setoff in the event of either a default or an additional termination event. Credit Support Annexes govern the terms of daily collateral posting practices. Collateral practices mitigate the potential loss impact to affected parties by requiring liquid collateral to be posted on a scheduled basis to secure the aggregate net unsecured exposure. In addition to collateral, the right of setoff allows counterparties to offset net derivative values with a defaulting party against certain other contractual receivables from or obligations due to the defaulting party in determining the net termination amount. No portion of the change in fair value of derivatives designated as hedges has been excluded from effectiveness testing. The ineffective portion was immaterial for all periods presented. The Effect of Derivative Instruments on the Consolidated Statements of Income Three Months Ended March 31, 2016 and 2015 Effective Portion Pre-tax Gain Pre-tax Gain (Loss) (Loss) Recognized Reclassified from in AOCI Location of Amounts AOCI into Income 2016 2015 Reclassified from AOCI into Income 2016 2015 (Dollars in millions) Cash flow hedges: Interest rate contracts $ (200 ) $ (107 ) Total interest expense $ (17 ) $ (21 ) Pre-tax Gain (Loss) Recognized Location of Amounts in Income Recognized in Income 2016 2015 (Dollars in millions) Fair value hedges: Interest rate contracts Total interest income $ (4 ) $ (5 ) Interest rate contracts Total interest expense 60 68 Total $ 56 $ 63 Not designated as hedges: Client-related and other risk management: Interest rate contracts Other noninterest income $ (1 ) $ 1 Foreign exchange contracts Other noninterest income (8 ) 8 Mortgage banking: Interest rate contracts Mortgage banking income (6 ) 7 MSRs: Interest rate contracts Mortgage banking income 143 81 Total $ 128 $ 97 The following table provides a summary of derivative strategies and the related accounting treatment: Cash Flow Hedges Fair Value Hedges Derivatives Not Designated as Hedges Risk exposure Variability in cash flows of interest payments on floating rate business loans, overnight funding and various LIBOR funding instruments. Changes in value on fixed rate long-term debt, CDs, FHLB advances, loans and state and political subdivision securities due to changes in interest rates. Risk associated with an asset or liability, including mortgage banking operations and MSRs, or for client needs. Includes exposure to changes in market rates and conditions subsequent to the interest rate lock and funding date for mortgage loans originated for sale. Risk management objective Hedge the variability in the interest payments and receipts on future cash flows for forecasted transactions related to the first unhedged payments and receipts of variable interest. Convert the fixed rate paid or received to a floating rate, primarily through the use of swaps. For interest rate lock commitment derivatives and LHFS, use mortgage-based derivatives such as forward commitments and options to mitigate market risk. For MSRs, mitigate the income statement effect of changes in the fair value of the MSRs. Treatment for portion that is highly effective Recognized in AOCI until the related cash flows from the hedged item are recognized in earnings. Recognized in current period income along with the corresponding changes in the fair value of the designated hedged item attributable to the risk being hedged. Entire change in fair value recognized in current period income. Treatment for portion that is ineffective Recognized in current period income. Recognized in current period income. Not applicable Treatment if hedge ceases to be highly effective or is terminated Hedge is dedesignated. Effective changes in value that are recorded in AOCI before dedesignation are amortized to yield over the period the forecasted hedged transactions impact earnings. If hedged item remains outstanding, termination proceeds are included in cash flows from financing activities and effective changes in value are reflected as part of the carrying value of the financial instrument and amortized to earnings over its estimated remaining life. Not applicable Treatment if transaction is no longer probable of occurring during forecast period or within a short period thereafter Hedge accounting is ceased and any gain or loss in AOCI is reported in earnings immediately. Not applicable Not applicable The following table presents information about BB&T's cash flow and fair value hedges: March 31, 2016 December 31, 2015 (Dollars in millions) Cash flow hedges: Net unrecognized after-tax loss on active hedges recorded in AOCI $ (246 ) $ (134 ) Net unrecognized after-tax gain on terminated hedges recorded in AOCI (to be recognized in earnings through 2022) 48 50 Estimated portion of net after-tax loss on active and terminated hedges to be reclassified from AOCI into earnings during the next 12 months 8 (7 ) Maximum time period over which BB&T has hedged a portion of the variability in future cash flows for forecasted transactions excluding those transactions relating to the payment of variable interest on existing instruments 6 yrs 7 yrs Fair value hedges: Unrecognized pre-tax net gain on terminated hedges (to be recognized as interest primarily through 2019) $ 121 $ 138 Portion of pre-tax net gain on terminated hedges to be recognized as a change in interest during the next 12 months 51 57 Derivatives Credit Risk – Dealer Counterparties Credit risk related to derivatives arises when amounts receivable from a counterparty exceed those payable to the same counterparty. The risk of loss is addressed by subjecting dealer counterparties to credit reviews and approvals similar to those used in making loans or other extensions of credit and by requiring collateral. Dealer counterparties operate under agreements to provide cash and/or liquid collateral when unsecured loss positions exceed negotiated limits. Derivative contracts with dealer counterparties settle on a monthly, quarterly or semiannual basis, with daily movement of collateral between counterparties required within established netting agreements. BB&T only transacts with dealer counterparties with strong credit standings. Derivatives Credit Risk – Central Clearing Parties Certain derivatives are cleared through central clearing parties that require initial margin collateral, as well as collateral for trades in a net loss position. Initial margin collateral requirements are established by central clearing parties on varying bases, with such amounts generally designed to offset the risk of non-payment. Initial margin is generally calculated by applying the maximum loss experienced in value over a specified time horizon to the portfolio of existing trades. The central clearing party used for TBA transactions does not post variation margin to the bank. March 31, December 31, (Dollars in millions) Dealer Counterparties: Cash collateral received from dealer counterparties $ 396 $ 283 Derivatives in a net gain position secured by that collateral 408 301 Unsecured positions in a net gain with dealer counterparties after collateral postings 13 18 Cash collateral posted to dealer counterparties 179 156 Derivatives in a net loss position secured by that collateral 184 161 Additional collateral that would have been posted had BB&T's credit ratings dropped below investment grade 5 6 Central Clearing Parties: Cash collateral, including initial margin, posted to central clearing parties 370 223 Derivatives in a net loss position secured by that collateral 394 227 Securities pledged to central clearing parties 190 207

Computation of EPS

Computation of EPS	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Computation of EPS	Computation of EPS Basic and diluted EPS calculations are presented in the following table: Three Months Ended March 31, 2016 2015 (Dollars in millions, except per share data, shares in thousands) Net income available to common shareholders $ 527 $ 488 Weighted average number of common shares 781,193 721,639 Effect of dilutive outstanding equity-based awards 8,983 9,872 Weighted average number of diluted common shares 790,176 731,511 Basic EPS $ 0.67 $ 0.68 Diluted EPS $ 0.67 $ 0.67 Anti-dilutive awards 10,711 11,543

Operating Segments

Operating Segments	3 Months Ended
	Mar. 31, 2016
Segment Reporting [Abstract]
Operating Segments	Operating Segments The following tables disclose selected financial information with respect to reportable segments for the periods indicated: Reportable Segments Three Months Ended March 31, 2016 and 2015 Community Banking Residential Mortgage Banking Dealer Financial Services Specialized Lending 2016 2015 2016 2015 2016 2015 2016 2015 (Dollars in millions) Net interest income (expense) $ 530 $ 426 $ 332 $ 341 $ 229 $ 213 $ 178 $ 146 Net intersegment interest income (expense) 389 283 (227 ) (232 ) (40 ) (38 ) (68 ) (54 ) Segment net interest income 919 709 105 109 189 175 110 92 Allocated provision for loan and lease losses (10 ) 13 11 (12 ) 76 61 18 12 Noninterest income 288 271 71 84 1 — 65 61 Intersegment net referral fees (expense) 30 31 — 1 — — — — Noninterest expense 422 358 76 80 35 32 65 57 Amortization of intangibles 5 6 — — — — 1 1 Allocated corporate expenses 332 305 26 23 11 9 18 15 Income (loss) before income taxes 488 329 63 103 68 73 73 68 Provision (benefit) for income taxes 178 120 24 39 26 28 17 15 Segment net income (loss) $ 310 $ 209 $ 39 $ 64 $ 42 $ 45 $ 56 $ 53 Identifiable assets (period end) $ 66,504 $ 55,277 $ 33,208 $ 34,323 $ 14,692 $ 14,012 $ 18,186 $ 16,137 Insurance Holdings Financial Services Other, Treasury and Corporate (1) Total BB&T Corporation 2016 2015 2016 2015 2016 2015 2016 2015 (Dollars in millions) Net interest income (expense) $ — $ 1 $ 62 $ 50 $ 198 $ 135 $ 1,529 $ 1,312 Net intersegment interest income (expense) 1 2 88 71 (143 ) (32 ) — — Segment net interest income 1 3 150 121 55 103 1,529 1,312 Allocated provision for loan and lease losses — — 90 24 (1 ) 1 184 99 Noninterest income 421 442 197 202 (27 ) (63 ) 1,016 997 Intersegment net referral fees (expense) — — 3 3 (33 ) (35 ) — — Noninterest expense 299 302 181 162 435 410 1,513 1,401 Amortization of intangibles 11 12 1 1 14 1 32 21 Allocated corporate expenses 28 25 37 34 (452 ) (411 ) — — Income (loss) before income taxes 84 106 41 105 (1 ) 4 816 788 Provision (benefit) for income taxes 31 34 15 39 (45 ) (34 ) 246 241 Segment net income (loss) $ 53 $ 72 $ 26 $ 66 $ 44 $ 38 $ 570 $ 547 Identifiable assets (period end) $ 2,800 $ 2,811 $ 17,816 $ 14,067 $ 59,199 $ 52,601 $ 212,405 $ 189,228 (1) Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.

Basis of Presentation (Policy)

Basis of Presentation (Policy)	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
General	See the Glossary of Defined Terms at the beginning of this Report for terms used throughout the consolidated financial statements and related notes of this Form 10-Q. General These consolidated financial statements and notes are presented in accordance with the instructions for Form 10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with GAAP. In the opinion of management, all normal recurring adjustments necessary for a fair statement of the consolidated financial position and consolidated results of operations have been made. The year-end consolidated balance sheet data was derived from audited financial statements but does not include all disclosures required by GAAP. The information contained in the financial statements and notes included in the Annual Report on Form 10-K for the year ended December 31, 2015 should be referred to in connection with these unaudited interim consolidated financial statements.
Reclassifications	Reclassifications Certain amounts reported in prior periods' consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, shareholders' equity or net income.
Use of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change include the determination of the ACL, determination of fair value for financial instruments, valuation of goodwill, intangible assets and other purchase accounting related adjustments, benefit plan obligations and expenses, and tax assets, liabilities and expense.
Changes in Accounting Principles and Effects of New Accounting Pronouncements	Changes in Accounting Principles and Effects of New Accounting Pronouncements During March 2016, the FASB issued new guidance related to Stock Compensation . The new guidance eliminates the concept of APIC pools for stock-based awards and requires that the related excess tax benefits and tax deficiencies be classified as an operating activity in the statement of cash flows. The new guidance also allows entities to make a one-time policy election to account for forfeitures when they occur, instead of accruing compensation cost based on the number of awards expected to vest. Additionally, the new guidance changes the requirement for an award to qualify for equity classification by permitting tax withholding up to the maximum statutory tax rate instead of the minimum statutory tax rate. Cash paid by an employer when directly withholding shares for tax withholding purposes should be classified as a financing activity in the statement of cash flows. This guidance is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The adoption of this guidance is not expected to be material to the consolidated financial statements. During March 2016, the FASB issued new guidance related to Investments . The new guidance eliminates the requirement to retroactively adjust the financial statements when a change in ownership or influence causes an existing investment to qualify for the equity method of accounting. The new guidance requires the investor to add the cost of acquiring the additional interest in the investee to the current basis of the investor's previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. This guidance is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The adoption of this guidance is not expected to be material to the consolidated financial statements. During March 2016, the FASB issued new guidance related to Derivatives and Hedging . The new guidance clarifies the requirements for assessing whether contingent call or put options that can accelerate the payment of principal on debt instruments are clearly and closely related to their debt hosts, which is used to determine whether the embedded derivative should be separated from the host contract and accounted for separately as a derivative. An entity performing the assessment will be required to assess the embedded call or put options solely in accordance with the pre-existing four-step decision sequence. This guidance is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During March 2016, the FASB issued new guidance related to Liabilities . The new guidance requires companies to recognize breakage on prepaid stored-value products in accordance with the recently issued guidance on Revenue from Contracts with Customers . This guidance is effective for fiscal years beginning after December 15, 2017 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During March 2016, the FASB issued new guidance related to Derivatives and Hedging . The new guidance clarifies that derivative instrument novations do not require dedesignation of the related hedging relationship provided that all other hedge accounting criteria continue to be met. BB&T adopted this guidance upon issuance. The adoption of this guidance was not material to the consolidated financial statements. During February 2016, the FASB issued new guidance related to Leases . The new guidance requires lessees to recognize assets and liabilities related to certain operating leases on the balance sheet. The new guidance also requires additional disclosures by lessees and contains targeted changes to accounting by lessors. This guidance is effective for fiscal years beginning after December 15, 2018 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During January 2016, the FASB issued new guidance related to Financial Instruments . The new guidance requires the majority of equity investments to be measured at fair value with changes in fair value recognized in net income, excluding equity investments that are consolidated or accounted for under the equity method of accounting. The new guidance allows equity investments without readily determinable fair values to be measured at cost minus impairment, with a qualitative assessment required to identify impairment. For financial instruments recorded at amortized cost, the new guidance requires public companies to use exit prices to measure the fair value for disclosure purposes, eliminates the disclosure requirements related to measurement assumptions and requires separate presentation of financial assets and liabilities based on form and measurement category. In addition, for liabilities measured at fair value under the fair value option, the changes in fair value due to changes in instrument-specific credit risk should be recognized in OCI. This guidance is effective for fiscal years beginning after December 15, 2017 and interim periods within those fiscal years. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. During May 2015, the FASB issued new guidance related to Insurance . The new guidance requires insurance companies to provide additional disclosures about the liability for unpaid claims and claim adjustment expenses. This guidance is effective for annual periods beginning after December 15, 2015, and interim periods within annual periods beginning after December 15, 2016. BB&T's insurance operations primarily consist of agency/broker transactions; therefore, the adoption of this guidance is not expected to be material to the consolidated financial statements. During May 2014, the FASB issued new guidance related to Revenue from Contracts with Customers . This guidance supersedes the revenue recognition requirements in Accounting Standards Codification Topic 605, Revenue Recognition , and most industry-specific guidance throughout the Accounting Standards Codification. The guidance requires an entity to recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. During August 2015, the FASB provided a one-year deferral of the effective date; therefore, the guidance is effective for interim and annual reporting periods beginning after December 15, 2017. During March 2016, the FASB issued clarification guidance as it relates to principal versus agent considerations for revenue recognition purposes. Additionally, during April 2016, the FASB issued further clarification guidance related to identifying performance obligations and licensing. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. Effective January 1, 2016, BB&T adopted new guidance related to Fair Value Measurement . The new guidance eliminates the requirement to classify in the fair value hierarchy any investments for which fair value is measured at net asset value per share using the practical expedient. The adoption of this guidance was not material to the consolidated financial statements. Effective January 1, 2016, BB&T adopted new guidance related to Internal-Use Software . Under the new guidance, if a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The adoption of this guidance was not material to the consolidated financial statements. Effective January 1, 2016, BB&T adopted new guidance related to Debt Issuance Costs . The new guidance requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability. The adoption of this guidance was not material to the consolidated financial statements, therefore, it was adopted on a prospective basis. Effective January 1, 2016, BB&T adopted new guidance related to Consolidation . The new guidance provides an additional requirement for a limited partnership or similar entity to qualify as a voting interest entity, amending the criteria for consolidating such an entity and eliminating the deferral provided under previous guidance for investment companies. In addition, the new guidance amends the criteria for evaluating fees paid to a decision maker or service provider as a variable interest and amends the criteria for evaluating the effect of fee arrangements and related parties on a VIE primary beneficiary determination. The adoption of this guidance was not material to the consolidated financial statements.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2016
Marketable Securities [Abstract]
Summary of Activity for Available-for-Sale Securities	Amortized Gross Unrealized Fair March 31, 2016 Cost Gains Losses Value (Dollars in millions) AFS securities: U.S. Treasury $ 1,061 $ 8 $ — $ 1,069 Agency MBS 22,974 89 147 22,916 States and political subdivisions 2,009 97 50 2,056 Non-agency MBS 73 — — 73 Other 5 — — 5 Acquired from FDIC 744 266 — 1,010 Total AFS securities $ 26,866 $ 460 $ 197 $ 27,129 HTM securities: U.S. Treasury $ 1,097 $ 50 $ — $ 1,147 GSE 4,695 57 7 4,745 Agency MBS 13,443 182 13 13,612 States and political subdivisions 60 — — 60 Other 56 2 1 57 Total HTM securities $ 19,351 $ 291 $ 21 $ 19,621 Amortized Gross Unrealized Fair December 31, 2015 Cost Gains Losses Value (Dollars in millions) AFS securities: U.S. Treasury $ 1,836 $ 2 $ 6 $ 1,832 GSE 51 — — 51 Agency MBS 20,463 22 439 20,046 States and political subdivisions 2,025 94 40 2,079 Non-agency MBS 198 23 — 221 Other 4 — — 4 Acquired from FDIC 772 292 — 1,064 Total AFS securities $ 25,349 $ 433 $ 485 $ 25,297 HTM securities: U.S. Treasury $ 1,097 $ 22 $ — $ 1,119 GSE 5,045 16 98 4,963 Agency MBS 12,267 70 22 12,315 States and political subdivisions 63 — — 63 Other 58 2 1 59 Total HTM securities $ 18,530 $ 110 $ 121 $ 18,519
Summary of Activity for Held-to-Maturity Securities	Amortized Gross Unrealized Fair March 31, 2016 Cost Gains Losses Value (Dollars in millions) AFS securities: U.S. Treasury $ 1,061 $ 8 $ — $ 1,069 Agency MBS 22,974 89 147 22,916 States and political subdivisions 2,009 97 50 2,056 Non-agency MBS 73 — — 73 Other 5 — — 5 Acquired from FDIC 744 266 — 1,010 Total AFS securities $ 26,866 $ 460 $ 197 $ 27,129 HTM securities: U.S. Treasury $ 1,097 $ 50 $ — $ 1,147 GSE 4,695 57 7 4,745 Agency MBS 13,443 182 13 13,612 States and political subdivisions 60 — — 60 Other 56 2 1 57 Total HTM securities $ 19,351 $ 291 $ 21 $ 19,621 Amortized Gross Unrealized Fair December 31, 2015 Cost Gains Losses Value (Dollars in millions) AFS securities: U.S. Treasury $ 1,836 $ 2 $ 6 $ 1,832 GSE 51 — — 51 Agency MBS 20,463 22 439 20,046 States and political subdivisions 2,025 94 40 2,079 Non-agency MBS 198 23 — 221 Other 4 — — 4 Acquired from FDIC 772 292 — 1,064 Total AFS securities $ 25,349 $ 433 $ 485 $ 25,297 HTM securities: U.S. Treasury $ 1,097 $ 22 $ — $ 1,119 GSE 5,045 16 98 4,963 Agency MBS 12,267 70 22 12,315 States and political subdivisions 63 — — 63 Other 58 2 1 59 Total HTM securities $ 18,530 $ 110 $ 121 $ 18,519
Schedule of Credit Losses on Securities with OTTI	The following table reflects changes in credit losses on securities with OTTI (excluding securities acquired from the FDIC) where a portion of the unrealized loss was recognized in OCI: Three Months Ended March 31, 2016 2015 (Dollars in millions) Balance at beginning of period $ 42 $ 64 Reductions for securities sold/settled during the period (23 ) (2 ) Credit recoveries through yield (1 ) (1 ) Balance at end of period $ 18 $ 61
Schedule of Amortized Cost and Estimated Fair Value by Contractual Maturity	The amortized cost and estimated fair value of the securities portfolio by contractual maturity are shown in the following table. The expected life of MBS may differ from contractual maturities because borrowers have the right to prepay the underlying mortgage loans with or without prepayment penalties. AFS HTM March 31, 2016 Amortized Cost Fair Value Amortized Cost Fair Value (Dollars in millions) Due in one year or less $ 218 $ 218 $ 1 $ 1 Due after one year through five years 1,025 1,042 2,097 2,145 Due after five years through ten years 809 827 3,711 3,763 Due after ten years 24,814 25,042 13,542 13,712 Total debt securities $ 26,866 $ 27,129 $ 19,351 $ 19,621
Schedule of Fair Values and Gross Unrealized Losses	The following tables present the fair values and gross unrealized losses of investments based on the length of time that individual securities have been in a continuous unrealized loss position: Less than 12 months 12 months or more Total March 31, 2016 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in millions) AFS securities: Agency MBS $ 6,082 $ 30 $ 5,202 $ 117 $ 11,284 $ 147 States and political subdivisions 76 1 336 49 412 50 Total $ 6,158 $ 31 $ 5,538 $ 166 $ 11,696 $ 197 HTM securities: GSE $ 548 $ 2 $ 695 $ 5 $ 1,243 $ 7 Agency MBS 1,553 12 170 1 1,723 13 Other 53 1 — — 53 1 Total $ 2,154 $ 15 $ 865 $ 6 $ 3,019 $ 21 Less than 12 months 12 months or more Total December 31, 2015 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in millions) AFS securities: U.S. Treasury securities $ 1,211 $ 6 $ — $ — $ 1,211 $ 6 Agency MBS 12,052 199 5,576 240 17,628 439 States and political subdivisions 64 1 329 39 393 40 Total $ 13,327 $ 206 $ 5,905 $ 279 $ 19,232 $ 485 HTM securities: GSE $ 2,307 $ 41 $ 1,743 $ 57 $ 4,050 $ 98 Agency MBS 3,992 21 124 1 4,116 22 Other 56 1 — — 56 1 Total $ 6,355 $ 63 $ 1,867 $ 58 $ 8,222 $ 121

Loans and ACL (Tables)

Loans and ACL (Tables)	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Aging Analysis of Past Due Loans and Leases	Accruing March 31, 2016 Current 30-89 Days Past Due 90 Days Or More Past Due Nonaccrual Total (Dollars in millions) Commercial: Commercial and industrial $ 48,258 $ 27 $ — $ 442 $ 48,727 CRE-income producing properties 13,673 7 — 48 13,728 CRE-construction and development 3,399 6 — 11 3,416 Dealer floor plan 1,266 — — — 1,266 Other lending subsidiaries 6,723 21 — 9 6,753 Retail: Direct retail lending 10,980 48 6 51 11,085 Revolving credit 2,421 18 10 — 2,449 Residential mortgage-nonguaranteed 28,607 350 55 163 29,175 Residential mortgage-government guaranteed 323 66 434 — 823 Sales finance 9,720 53 4 7 9,784 Other lending subsidiaries 6,593 186 — 55 6,834 PCI 913 43 100 — 1,056 Total $ 132,876 $ 825 $ 609 $ 786 $ 135,096 Accruing December 31, 2015 Current 30-89 Days Past Due 90 Days Or More Past Due Nonaccrual Total (Dollars in millions) Commercial: Commercial and industrial $ 48,157 $ 36 $ — $ 237 $ 48,430 CRE-income producing properties 13,370 13 — 38 13,421 CRE-construction and development 3,710 9 — 13 3,732 Dealer floor plan 1,215 — — — 1,215 Other lending subsidiaries 6,771 18 — 6 6,795 Retail: Direct retail lending 11,032 58 7 43 11,140 Revolving credit 2,478 22 10 — 2,510 Residential mortgage-nonguaranteed 29,038 397 55 173 29,663 Residential mortgage-government guaranteed 307 77 486 — 870 Sales finance 10,243 72 5 7 10,327 Other lending subsidiaries 6,381 286 — 59 6,726 PCI 966 42 114 — 1,122 Total $ 133,668 $ 1,030 $ 677 $ 576 $ 135,951
Schedule of Carrying Amounts by Risk Rating	The following tables present the carrying amount of loans by risk rating. PCI loans are excluded because their related ALLL is determined by loan pool performance. March 31, 2016 Commercial & Industrial CRE - Income Producing Properties CRE - Construction and Development Dealer Floor Plan Other Lending Subsidiaries (Dollars in millions) Commercial: Pass $ 46,596 $ 13,203 $ 3,310 $ 1,260 $ 6,705 Special mention 447 172 24 6 7 Substandard - performing 1,242 305 71 — 32 Nonperforming 442 48 11 — 9 Total $ 48,727 $ 13,728 $ 3,416 $ 1,266 $ 6,753 Direct Retail Lending Revolving Credit Residential Mortgage Sales Finance Other Lending Subsidiaries (Dollars in millions) Retail: Performing $ 11,034 $ 2,449 $ 29,835 $ 9,777 $ 6,779 Nonperforming 51 — 163 7 55 Total $ 11,085 $ 2,449 $ 29,998 $ 9,784 $ 6,834 December 31, 2015 Commercial & Industrial CRE - Income Producing Properties CRE - Construction and Development Dealer Floor Plan Other Lending Subsidiaries (Dollars in millions) Commercial: Pass $ 46,760 $ 12,940 $ 3,619 $ 1,195 $ 6,757 Special mention 305 166 29 6 3 Substandard-performing 1,128 277 71 14 29 Nonperforming 237 38 13 — 6 Total $ 48,430 $ 13,421 $ 3,732 $ 1,215 $ 6,795 Direct Retail Lending Revolving Credit Residential Mortgage Sales Finance Other Lending Subsidiaries (Dollars in millions) Retail: Performing $ 11,097 $ 2,510 $ 30,360 $ 10,320 $ 6,667 Nonperforming 43 — 173 7 59 Total $ 11,140 $ 2,510 $ 30,533 $ 10,327 $ 6,726
Summary of Allowance for Credit Losses	The following tables represent activity in the ACL for the periods presented: ACL Rollforward Three Months Ended March 31, 2016 Beginning Balance Charge- Offs Recoveries Provision (Benefit) Ending Balance (Dollars in millions) Commercial: Commercial and industrial $ 466 $ (56 ) $ 12 $ 77 $ 499 CRE-income producing properties 135 (2 ) 3 (11 ) 125 CRE-construction and development 37 — 1 (6 ) 32 Dealer floor plan 8 — — 2 10 Other lending subsidiaries 22 (8 ) 2 10 26 Retail: Direct retail lending 105 (13 ) 7 4 103 Revolving credit 104 (19 ) 5 10 100 Residential mortgage-nonguaranteed 194 (7 ) 1 9 197 Residential mortgage-government guaranteed 23 (1 ) — 2 24 Sales finance 40 (8 ) 3 4 39 Other lending subsidiaries 265 (84 ) 10 79 270 PCI 61 — — 2 63 ALLL 1,460 (198 ) 44 182 1,488 RUFC 90 — — 2 92 ACL $ 1,550 $ (198 ) $ 44 $ 184 $ 1,580 ACL Rollforward Three Months Ended March 31, 2015 Beginning Balance Charge- Offs Recoveries Provision (Benefit) Ending Balance (Dollars in millions) Commercial: Commercial and industrial $ 421 $ (14 ) $ 8 $ 33 $ 448 CRE-income producing properties 162 (9 ) 2 (2 ) 153 CRE-construction and development 48 (2 ) 4 (8 ) 42 Dealer floor plan 10 — — — 10 Other lending subsidiaries 21 (3 ) 1 3 22 Retail: Direct retail lending 110 (12 ) 8 5 111 Revolving credit 110 (18 ) 5 9 106 Residential mortgage-nonguaranteed 217 (11 ) — (6 ) 200 Residential mortgage-government guaranteed 36 — — (6 ) 30 Sales finance 40 (6 ) 3 11 48 Other lending subsidiaries 235 (64 ) 8 58 237 PCI 64 (1 ) — (6 ) 57 ALLL 1,474 (140 ) 39 91 1,464 RUFC 60 — — 8 68 ACL $ 1,534 $ (140 ) $ 39 $ 99 $ 1,532
Summary Of Loans Collectively Evaluated For Impairment	The following table provides a summary of loans that are collectively evaluated for impairment. March 31, 2016 December 31, 2015 Recorded Investment Related ALLL Recorded Investment Related ALLL (Dollars in millions) Commercial: Commercial and industrial $ 48,199 $ 456 $ 48,110 $ 439 CRE-income producing properties 13,634 118 13,339 127 CRE-construction and development 3,386 28 3,697 32 Dealer floor plan 1,266 10 1,215 8 Other lending subsidiaries 6,742 25 6,789 21 Retail: Direct retail lending 11,001 92 11,055 93 Revolving credit 2,417 88 2,477 91 Residential mortgage-nonguaranteed 28,740 156 29,228 153 Residential mortgage-government guaranteed 506 2 553 1 Sales finance 9,765 38 10,308 39 Other lending subsidiaries 6,641 238 6,534 235 PCI 1,056 63 1,122 61 Total $ 133,353 $ 1,314 $ 134,427 $ 1,300
Schedule of Information Regarding Impaired Loans	The following tables set forth certain information regarding impaired loans, excluding PCI and LHFS, that were individually evaluated for reserves. As of / For The Three Months Ended March 31, 2016 Recorded Investment UPB Related ALLL Average Recorded Investment Interest Income Recognized (Dollars in millions) With no related allowance recorded: Commercial: Commercial and industrial $ 251 $ 311 $ — $ 154 $ — CRE-income producing properties 18 22 — 17 — CRE-construction and development 7 9 — 6 — Other lending subsidiaries 6 8 — 3 — Retail: Direct retail lending 12 40 — 12 — Residential mortgage-nonguaranteed 78 144 — 82 1 Residential mortgage-government guaranteed 3 4 — 4 — Sales finance 1 2 — 1 — Other lending subsidiaries 3 8 — 4 — With an allowance recorded: Commercial: Commercial and industrial 277 288 43 207 1 CRE-income producing properties 76 79 7 74 1 CRE-construction and development 23 22 4 25 — Other lending subsidiaries 5 5 1 3 — Retail: Direct retail lending 72 73 11 73 1 Revolving credit 32 32 12 32 — Residential mortgage-nonguaranteed 357 371 41 350 4 Residential mortgage-government guaranteed 314 314 22 310 3 Sales finance 18 18 1 17 — Other lending subsidiaries 190 192 32 189 7 Total $ 1,743 $ 1,942 $ 174 $ 1,563 $ 18 As Of / For The Year Ended December 31, 2015 Recorded Investment UPB Related ALLL Average Recorded Investment Interest Income Recognized (Dollars in millions) With no related ALLL recorded: Commercial: Commercial and industrial $ 129 $ 164 $ — $ 95 $ 1 CRE-income producing properties 8 13 — 17 — CRE-construction and development 8 11 — 10 — Dealer floor plan — — — 2 — Other lending subsidiaries 2 3 — — — Retail: Direct retail lending 11 40 — 12 1 Residential mortgage-nonguaranteed 84 153 — 97 4 Residential mortgage-government guaranteed 5 5 — 3 — Sales finance 1 2 — 1 — Other lending subsidiaries 4 8 — 3 — With an ALLL recorded: Commercial: Commercial and industrial 191 194 27 223 5 CRE-income producing properties 74 77 8 96 3 CRE-construction and development 27 27 5 36 1 Dealer floor plan — — — 1 — Other lending subsidiaries 4 5 1 6 — Retail: Direct retail lending 74 75 12 79 4 Revolving credit 33 33 13 36 1 Residential mortgage-nonguaranteed 351 368 41 354 15 Residential mortgage-government guaranteed 312 312 22 323 13 Sales finance 18 18 1 19 1 Other lending subsidiaries 188 190 30 179 28 Total $ 1,524 $ 1,698 $ 160 $ 1,592 $ 77
Schedule of Performing and Nonperforming TDRs	The following table provides a summary of TDRs, all of which are considered impaired. March 31, 2016 December 31, 2015 (Dollars in millions) Performing TDRs: Commercial: Commercial and industrial $ 52 $ 49 CRE-income producing properties 18 13 CRE-construction and development 13 16 Direct retail lending 70 72 Sales finance 17 17 Revolving credit 32 33 Residential mortgage-nonguaranteed 281 288 Residential mortgage-government guaranteed 317 316 Other lending subsidiaries 181 178 Total performing TDRs 981 982 Nonperforming TDRs (also included in NPL disclosures) 172 146 Total TDRs $ 1,153 $ 1,128 ALLL attributable to TDRs $ 122 $ 126
Summary Of Reason For Classification As TDRs	The following table summarizes the primary reason loan modifications were classified as TDRs and includes newly designated TDRs as well as modifications made to existing TDRs. Balances represent the recorded investment at the end of the quarter in which the modification was made. Rate modifications in this table include TDRs made with below market interest rates that also include modifications of loan structures. Three Months Ended March 31, 2016 2015 Types of Modifications Impact To Allowance Types of Modifications Impact To Allowance Rate Structure Rate Structure (Dollars in millions) Commercial: Commercial and industrial $ 62 $ 9 $ 1 $ 9 $ 14 $ 1 CRE-income producing properties 8 7 — 2 3 — CRE-construction and development 3 — — — 3 — Retail: Direct retail lending 4 1 — 3 — 1 Revolving credit 5 — 1 4 — 1 Residential mortgage-nonguaranteed 17 8 1 23 12 3 Residential mortgage-government guaranteed 39 — 2 60 — 2 Sales finance — 2 — — 2 — Other lending subsidiaries 32 — 5 31 — 4
Schedule of Changes in Carrying Value and Accretable Yield of PCI Loans	Changes in the carrying value and accretable yield of PCI loans are presented in the following table: Three Months Ended March 31, 2016 Year Ended December 31, 2015 Purchased Impaired Purchased Nonimpaired Purchased Impaired Purchased Nonimpaired Accretable Yield Carrying Value Accretable Yield Carrying Value Accretable Yield Carrying Value Accretable Yield Carrying Value (Dollars in millions) Balance at beginning of period $ 189 $ 700 $ 176 $ 422 $ 134 $ 579 $ 244 $ 636 Additions — — — — 98 402 — — Accretion (38 ) 38 (21 ) 21 (89 ) 89 (89 ) 89 Payments received, net — (79 ) — (46 ) — (370 ) — (303 ) Other, net 83 — 19 — 46 — 21 — Balance at end of period $ 234 $ 659 $ 174 $ 397 $ 189 $ 700 $ 176 $ 422 Outstanding UPB at end of period $ 994 $ 549 $ 1,063 $ 587
Selected Information About Loans and Leases	The following table presents additional information about BB&T's loans and leases: March 31, 2016 December 31, 2015 (Dollars in millions) Unearned income, discounts and net deferred loan fees and costs, excluding PCI $ 518 $ 598 Residential mortgage loans in process of foreclosure 210 229

Goodwill and Other Intangible28

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in Carrying Amounts of Goodwill Attributable to Operating Segments	The changes in the carrying amounts of goodwill attributable to BB&T's operating segments are reflected in the table below. Community Banking Residential Mortgage Banking Dealer Financial Services Specialized Lending Insurance Holdings Financial Services Total (Dollars in millions) Goodwill balance, January 1, 2016 $ 6,187 $ 326 $ 111 $ 243 $ 1,482 $ 199 $ 8,548 Other adjustments 1 — — 9 — 1 11 Goodwill balance, March 31, 2016 $ 6,188 $ 326 $ 111 $ 252 $ 1,482 $ 200 $ 8,559
Identifiable Intangible Assets	The following table presents information for identifiable intangible assets subject to amortization: March 31, 2016 December 31, 2015 Gross Carrying Amount Accumulated Amortization Net Carrying Amount Gross Carrying Amount Accumulated Amortization Net Carrying Amount (Dollars in millions) CDI $ 903 $ (652 ) $ 251 $ 903 $ (634 ) $ 269 Other, primarily customer relationship intangibles 1,166 (761 ) 405 1,164 (747 ) 417 Total $ 2,069 $ (1,413 ) $ 656 $ 2,067 $ (1,381 ) $ 686

Loan Servicing (Tables)

Loan Servicing (Tables)	3 Months Ended
	Mar. 31, 2016
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Summary of Residential Mortgage Banking Activities	As of / For The 2016 2015 (Dollars in millions) UPB of residential mortgage loans sold from LHFS $ 2,490 $ 2,790 Pre-tax gains recognized on mortgage loans sold and held for sale 24 38 Servicing fees recognized from mortgage loans serviced for others 66 68 Approximate weighted average servicing fee on the outstanding balance of residential mortgage loans serviced for others 0.28 % 0.29 % Weighted average interest rate on mortgage loans serviced for others 4.11 4.19 The following tables summarize residential mortgage banking activities. Mortgage and home equity loans managed by BB&T exclude loans serviced for others with no other continuing involvement. March 31, December 31, 2015 (Dollars in millions) UPB of mortgage loan servicing portfolio $ 116,450 $ 116,817 UPB of home equity loan servicing portfolio 5,053 5,352 UPB of residential mortgage and home equity loan servicing portfolio $ 121,503 $ 122,169 UPB of residential mortgage loans serviced for others (primarily agency conforming fixed rate) $ 90,541 $ 91,132 Mortgage loans sold with recourse 680 702 Maximum recourse exposure from mortgage loans sold with recourse liability 322 326 Indemnification, recourse and repurchase reserves 82 79 FHA-insured mortgage loan reserve 85 85
Analysis of Activity in Residential MSRs	Three Months Ended March 31, 2016 2015 (Dollars in millions) Residential MSRs, carrying value, beginning of period $ 880 $ 844 Additions 22 26 Change in fair value due to changes in valuation inputs or assumptions: Prepayment speeds (136 ) (76 ) OAS 9 5 Realization of expected net servicing cash flows, passage of time and other (32 ) (35 ) Residential MSRs, carrying value, end of period $ 743 $ 764 Gains (losses) on derivative financial instruments used to mitigate the income statement effect of changes in fair value $ 143 $ 81
Residential MSRs Sensitivity	The sensitivity of the fair value of the residential MSRs to changes in key assumptions is included in the accompanying table: March 31, 2016 December 31, 2015 Range Weighted Range Weighted Min Max Min Max (Dollars in millions) Prepayment speed 10.9 % 12.6 % 12.0 % 8.1 % 9.0 % 8.7 % Effect on fair value of a 10% increase $ (32 ) $ (28 ) Effect on fair value of a 20% increase (62 ) (54 ) OAS 9.9 % 10.2 % 10.0 % 10.3 % 10.6 % 10.4 % Effect on fair value of a 10% increase $ (25 ) $ (32 ) Effect on fair value of a 20% increase (49 ) (61 ) Composition of loans serviced for others: Fixed-rate residential mortgage loans 99.2 % 99.2 % Adjustable-rate residential mortgage loans 0.8 % 0.8 % Total 100.0 % 100.0 % Weighted average life (in years) 5.5 6.8
Summary of Commercial Mortgage Banking Activities	The following table summarizes commercial mortgage banking activities for the periods presented: March 31, December 31, (Dollars in millions) UPB of CRE mortgages serviced for others $ 28,245 $ 28,163 CRE mortgages serviced for others covered by recourse provisions 4,199 4,198 Maximum recourse exposure from CRE mortgages sold with recourse liability 1,259 1,259 Recorded reserves related to recourse exposure 7 7 Originated CRE mortgages during the year 1,084 7,012 Commercial MSRs at fair value 117 — Effective January 1, 2016, the Company adopted the fair value option for commercial MSRs in order to provide hedging against the MSR asset. The impact of such adoption was immaterial.

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2016
Deposits [Abstract]
Summary of Deposits	A summary of deposits is presented in the accompanying table: March 31, December 31, (Dollars in millions) Noninterest-bearing deposits $ 47,258 $ 45,695 Interest checking 25,915 25,410 Money market and savings 60,349 60,461 Time deposits 16,978 17,558 Total deposits $ 150,500 $ 149,124 Time deposits $100,000 and greater $ 7,494 $ 7,562 Time deposits $250,000 and greater 3,759 3,497

Long-Term Debt (Tables)

Long-Term Debt (Tables)	3 Months Ended
	Mar. 31, 2016
Debt Instruments [Abstract]
Schedule of Long-Term Debt	March 31, December 31, (Dollars in millions) BB&T Corporation: 3.95% senior notes due 2016 $ 500 $ 500 3.20% senior notes due 2016 — 1,000 2.15% senior notes due 2017 750 749 1.60% senior notes due 2017 749 749 1.45% senior notes due 2018 465 500 Floating rate senior notes due 2018 (LIBOR-based, 1.49% at March 31, 2016) 400 400 2.05% senior notes due 2018 600 600 6.85% senior notes due 2019 540 540 2.25% senior notes due 2019 648 648 Floating rate senior notes due 2019 (LIBOR-based, 1.28% at March 31, 2016) 450 450 2.45% senior notes due 2020 1,298 1,298 2.63% senior notes due 2020 999 999 Floating rate senior notes due 2020 (LIBOR-based, 1.34% at March 31, 2016) 200 200 5.38% senior notes due 2022 165 166 4.90% subordinated notes due 2017 358 356 5.25% subordinated notes due 2019 586 586 3.95% subordinated notes due 2022 299 299 Branch Bank: 1.45% senior notes due 2016 750 750 Floating rate senior notes due 2016 (LIBOR-based, 1.07% at March 31, 2016) 375 375 1.05% senior notes due 2016 500 500 1.00% senior notes due 2017 599 599 1.35% senior notes due 2017 660 750 2.30% senior notes due 2018 750 750 2.85% senior notes due 2021 700 700 5.63% subordinated notes due 2016 386 386 Floating rate subordinated notes due 2016 (LIBOR-based, 0.95% at March 31, 2016) 350 350 Floating rate subordinated note due 2017 (LIBOR-based, 0.92% at March 31, 2016) 262 262 3.63% subordinated notes due 2025 1,249 1,249 3.80% subordinated notes due 2026 848 848 FHLB advances to Branch Bank: Varying maturities to 2034 5,584 5,582 Other long-term debt 142 154 Basis adjustments 661 474 Total long-term debt $ 22,823 $ 23,769
Schedule of Carrying Amount and Effective Interest Rates	The following table reflects the carrying amounts and effective interest rates for long-term debt: March 31, 2016 December 31, 2015 Carrying Amount Effective Rate Carrying Amount Effective Rate (Dollars in millions) BB&T Corporation fixed rate senior notes $ 6,830 2.09 % $ 7,831 2.35 % BB&T Corporation floating rate senior notes 1,049 1.45 1,050 1.20 BB&T Corporation fixed rate subordinated notes 1,391 1.07 1,382 1.52 Branch Bank fixed rate senior notes 4,008 1.37 4,071 1.62 Branch Bank floating rate senior notes 375 1.15 375 0.92 Branch Bank fixed rate subordinated notes 2,643 2.67 2,562 3.13 Branch Bank floating rate subordinated notes 612 3.44 612 3.24 FHLB advances (weighted average maturity of 4.5 years at March 31, 2016) 5,773 4.08 5,732 4.02 Other long-term debt 142 154 Total long-term debt $ 22,823 $ 23,769

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2016
Stockholders' Equity Note [Abstract]
Stock Options Activity Roll Forward	The activity relating to options and restricted shares/units during the period is presented in the following tables: Options Wtd. Avg. Exercise Price (Shares in thousands) Outstanding at January 1, 2016 20,577 $ 34.89 Granted 610 32.10 Exercised (164 ) 28.31 Forfeited or expired (2,784 ) 40.53 Outstanding at March 31, 2016 18,239 33.99 Exercisable at March 31, 2016 17,253 33.97 Exercisable and expected to vest at March 31, 2016 18,188 33.99
Restricted Shares and RSUs Activity Roll Forward	Restricted Shares/Units Wtd. Avg. Grant Date Fair Value (Shares in thousands) Nonvested at January 1, 2016 11,824 $ 29.81 Granted 5,108 27.46 Vested (2,561 ) 27.40 Forfeited (72 ) 29.43 Nonvested at March 31, 2016 14,299 29.41 Expected to vest at March 31, 2016 13,104 29.41

AOCI (Tables)

AOCI (Tables)	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Changes in AOCI	Three Months Ended March 31, 2016 Unrecognized Net Pension and Postretirement Costs Unrealized Net Gains (Losses) on Cash Flow Hedges Unrealized Net Gains (Losses) on AFS Securities FDIC's Share of Unrealized (Gains) Losses on AFS Securities Other, net Total (Dollars in millions) AOCI balance, January 1, 2016 $ (723 ) $ (83 ) $ (34 ) $ (169 ) $ (19 ) $ (1,028 ) OCI before reclassifications, net of tax — (126 ) 242 5 2 123 Amounts reclassified from AOCI: Personnel expense 17 — — — — 17 Interest income — — (27 ) — 1 (26 ) Interest expense — 17 — — — 17 FDIC loss share income, net — — — 16 — 16 Securities (gains) losses, net — — (45 ) — — (45 ) Total before income taxes 17 17 (72 ) 16 1 (21 ) Less: Income taxes 6 6 (27 ) 6 — (9 ) Net of income taxes 11 11 (45 ) 10 1 (12 ) Net change in AOCI 11 (115 ) 197 15 3 111 AOCI balance, March 31, 2016 $ (712 ) $ (198 ) $ 163 $ (154 ) $ (16 ) $ (917 ) Three Months Ended March 31, 2015 Unrecognized Net Pension and Postretirement Costs Unrealized Net Gains (Losses) on Cash Flow Hedges Unrealized Net Gains (Losses) on AFS Securities FDIC's Share of Unrealized (Gains) Losses on AFS Securities Other, net Total (Dollars in millions) AOCI balance, January 1, 2015 $ (626 ) $ (54 ) $ 152 $ (207 ) $ (16 ) $ (751 ) OCI before reclassifications, net of tax 2 (67 ) 67 2 (5 ) (1 ) Amounts reclassified from AOCI: Personnel expense 12 — — — — 12 Interest income — — (16 ) — 1 (15 ) Interest expense — 21 — — — 21 FDIC loss share income, net — — — 13 — 13 Total before income taxes 12 21 (16 ) 13 1 31 Less: Income taxes 5 8 (6 ) 5 — 12 Net of income taxes 7 13 (10 ) 8 1 19 Net change in AOCI 9 (54 ) 57 10 (4 ) 18 AOCI balance, March 31, 2015 $ (617 ) $ (108 ) $ 209 $ (197 ) $ (20 ) $ (733 )

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of Changes in Unrecognized Tax Benefits	The following table presents changes in unrecognized tax benefits: As of/For the Year-to-Date Period Ended March 31, 2016 December 31, 2015 (Dollars in millions) Beginning balance of unrecognized tax benefits $ 426 $ 503 Additions (reductions) for tax positions of prior years (5 ) (76 ) Settlements (417 ) (1 ) Lapse of statute of limitations — (1 ) Unrecognized deferred tax benefits from acquisitions — 1 Ending balance of unrecognized tax benefits $ 4 $ 426 Unrecognized tax benefits that would have impacted effective rate if recognized Federal $ — $ 422 State 3 3

Benefit Plans (Tables)

Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2016
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Components of Net Periodic Benefit Cost	Qualified Plan Nonqualified Plans Three Months Ended March 31, 2016 2016 2015 2016 2015 (Dollars in millions) Service cost $ 42 $ 43 $ 3 $ 3 Interest cost 40 34 5 4 Estimated return on plan assets (81 ) (81 ) — — Amortization and other 17 12 3 4 Net periodic benefit cost $ 18 $ 8 $ 11 $ 11

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Schedule of Commitments and Contingencies	As of / For the Year-To-Date Period Ended March 31, 2016 December 31, 2015 (Dollars in millions) Letters of credit $ 3,004 $ 3,033 Carrying amount of the liability for letters of credit 30 27 Investments in affordable housing and historic building rehabilitation projects: Carrying amount 1,767 1,629 Amount of future funding commitments included in carrying amount 790 654 Lending exposure 315 292 Tax credits subject to recapture 355 355 Private equity and similar investments 301 289 Future funding commitments to consolidated private equity funds 224 231
Pledged Assets	The following table provides the total carrying amount of pledged assets by asset type, of which the majority are pursuant to agreements that do not permit the other party to sell or repledge the collateral. Assets related to employee benefit plans have been excluded from the following table. March 31, December 31, (Dollars in millions) Pledged securities $ 13,691 $ 14,063 Pledged loans 74,061 69,070

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities	The following tables present fair value information for assets and liabilities measured at fair value on a recurring basis: March 31, 2016 Total Level 1 Level 2 Level 3 (Dollars in millions) Assets: Trading securities $ 1,487 $ 294 $ 1,193 $ — AFS securities: U.S. Treasury 1,069 — 1,069 — Agency MBS 22,916 — 22,916 — States and political subdivisions 2,056 — 2,056 — Non-agency MBS 73 — 73 — Other 5 5 — — Acquired from FDIC 1,010 — 410 600 LHFS 1,575 — 1,575 — MSRs 860 — — 860 Derivative assets: Interest rate contracts 1,441 — 1,419 22 Foreign exchange contracts 3 — 3 — Private equity and similar investments 301 — — 301 Total assets $ 32,796 $ 299 $ 30,714 $ 1,783 Liabilities: Derivative liabilities: Interest rate contracts $ 1,213 $ — $ 1,212 $ 1 Foreign exchange contracts 7 — 7 — Securities sold short 162 — 162 — Total liabilities $ 1,382 $ — $ 1,381 $ 1 December 31, 2015 Total Level 1 Level 2 Level 3 (Dollars in millions) Assets: Trading securities $ 1,180 $ 311 $ 869 $ — AFS securities: U.S. Treasury 1,832 — 1,832 — GSE 51 — 51 — Agency MBS 20,046 — 20,046 — States and political subdivisions 2,079 — 2,079 — Non-agency MBS 221 — 221 — Other 4 4 — — Acquired from FDIC 1,064 — 438 626 LHFS 1,035 — 1,035 — MSRs 880 — — 880 Derivative assets: Interest rate contracts 964 — 956 8 Foreign exchange contracts 6 — 6 — Private equity and similar investments 289 — — 289 Total assets $ 29,651 $ 315 $ 27,533 $ 1,803 Liabilities: Derivative liabilities: Interest rate contracts $ 788 $ — $ 784 $ 4 Foreign exchange contracts 4 — 4 — Securities sold short 147 — 147 — Total liabilities $ 939 $ — $ 935 $ 4
Summary of Activity for Level 3 Assets and Liabilities	The following tables summarize activity for Level 3 assets and liabilities: Three Months Ended March 31, 2016 Acquired from FDIC Securities MSRs Net Derivatives Private Equity and Similar Investments (Dollars in millions) Balance at January 1, 2016 $ 626 $ 880 $ 4 $ 289 Total realized and unrealized gains (losses): Included in earnings: Interest income 15 — — — Mortgage banking income — (127 ) 32 — Other noninterest income — — — 3 Included in unrealized net holding gains (losses) in OCI (20 ) — — — Purchases — — — 19 Issuances — 22 40 — Sales — — — (8 ) Settlements (21 ) (38 ) (55 ) (2 ) Other — 123 — — Balance at March 31, 2016 $ 600 $ 860 $ 21 $ 301 Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at March 31, 2016 $ 15 $ (127 ) $ 21 $ 2 Other represents the adoption of the fair value method for commercial MSRs as of January 1, 2016. Three Months Ended March 31, 2015 Acquired from FDIC Securities MSRs Net Derivatives Private Equity and Similar Investments (Dollars in millions) Balance at January 1, 2015 $ 745 $ 844 $ 17 $ 329 Total realized and unrealized gains (losses): Included in earnings: Interest income 11 — — — Mortgage banking income — (71 ) 28 — Other noninterest income — — (4 ) 16 Included in unrealized net holding gains (losses) in OCI (14 ) — — — Purchases — — — 42 Issuances — 26 38 — Sales — — — (19 ) Settlements (23 ) (35 ) (56 ) (2 ) Balance at March 31, 2015 $ 719 $ 764 $ 23 $ 366 Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at March 31, 2015 $ 11 $ (71 ) $ 23 $ 16
Schedule of Fair Value and UPB of LHFS	The following table details the fair value and UPB of LHFS that were elected to be carried at fair value: March 31, 2016 December 31, 2015 Fair Value Aggregate UPB Difference Fair Aggregate Difference (Dollars in millions) LHFS reported at fair value $ 1,575 $ 1,541 $ 34 $ 1,035 $ 1,023 $ 12
Schedule of Assets Measured on a Nonrecurring Basis	The following table provides information about certain financial assets measured at fair value on a nonrecurring basis, which are primarily collateral dependent and may be subject to liquidity adjustments. The carrying values represent end of period values, which approximate the fair value measurements that occurred on the various measurement dates throughout the period. The valuation adjustments represent the amounts recorded during the period regardless of whether the asset is still held at period end. These assets are considered to be Level 3 assets (excludes PCI). As Of / For the Year-To-Date Period Ended March 31, 2016 December 31, 2015 Carrying Value Valuation Adjustments Carrying Value Valuation Adjustments (Dollars in millions) Impaired loans $ 329 $ (38 ) $ 149 $ (30 ) Foreclosed real estate 66 (54 ) 82 (190 )
Summary of Assets and Liabilities Not Recorded at Fair Value	Financial assets and liabilities not recorded at fair value are summarized below: March 31, 2016 Carrying Amount Total Fair Value Level 2 Level 3 (Dollars in millions) Financial assets: HTM securities $ 19,351 $ 19,621 $ 19,621 $ — Loans and leases HFI, net of ALLL 133,608 134,161 — 134,161 FDIC loss share receivable 246 20 — 20 Financial liabilities: Deposits 150,500 150,655 150,655 — FDIC loss share payable 678 669 — 669 Long-term debt 22,823 23,334 23,334 — December 31, 2015 Carrying Amount Total Fair Value Level 2 Level 3 (Dollars in millions) Financial assets: HTM securities $ 18,530 $ 18,519 $ 18,519 $ — Loans and leases HFI, net of ALLL 134,491 134,728 — 134,728 FDIC loss share receivable 285 11 — 11 Financial liabilities: Deposits 149,124 149,300 149,300 — FDIC loss share payable 685 676 — 676 Long-term debt 23,769 24,206 24,206 —
Summary of Off-Balance Sheet Financial Instruments	The following is a summary of selected information pertaining to off-balance sheet financial instruments: March 31, 2016 December 31, 2015 Notional/ Contract Amount Fair Value Notional/ Fair Value (Dollars in millions) Commitments to extend, originate or purchase credit $ 60,177 $ 235 $ 59,019 $ 253 Residential mortgage loans sold with recourse 680 9 702 8 Other loans sold with recourse 4,199 7 4,198 7 Letters of credit 3,004 30 3,033 27

Derivative Financial Instrume38

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Classifications and Hedging Relationships	Derivative Classifications and Hedging Relationships March 31, 2016 December 31, 2015 Hedged Item or Transaction Notional Amount Fair Value Notional Amount Fair Value Gain Loss Gain Loss (Dollars in millions) Cash flow hedges: Interest rate contracts: Pay fixed swaps 3 mo. LIBOR funding $ 9,000 $ — $ (393 ) $ 9,300 $ — $ (214 ) Fair value hedges: Interest rate contracts: Receive fixed swaps Long-term debt 12,909 555 — 13,092 329 (1 ) Pay fixed swaps Commercial loans 218 — (5 ) 207 — (2 ) Pay fixed swaps Municipal securities 239 — (111 ) 244 — (94 ) Total 13,366 555 (116 ) 13,543 329 (97 ) Not designated as hedges: Client-related and other risk management: Interest rate contracts: Receive fixed swaps 8,878 472 — 8,827 337 (1 ) Pay fixed swaps 9,025 — (502 ) 8,984 1 (363 ) Other swaps 1,074 3 (6 ) 1,005 3 (6 ) Other 605 1 (2 ) 601 1 (2 ) Forward commitments 6,188 14 (15 ) 4,403 5 (4 ) Foreign exchange contracts 510 3 (7 ) 513 6 (4 ) Total 26,280 493 (532 ) 24,333 353 (380 ) Mortgage banking: Interest rate contracts: Interest rate lock commitments 2,756 22 (1 ) 1,828 8 (4 ) When issued securities, forward rate agreements and forward commitments 3,783 6 (28 ) 2,725 9 (5 ) Other 388 5 — 677 4 — Total 6,927 33 (29 ) 5,230 21 (9 ) MSRs: Interest rate contracts: Receive fixed swaps 3,925 180 (2 ) 2,343 79 (7 ) Pay fixed swaps 1,861 — (100 ) 2,329 4 (56 ) Option trades 6,625 175 (48 ) 7,765 184 (24 ) When issued securities, forward rate agreements and forward commitments 2,602 8 — 2,682 — (5 ) Other 72 — — — — — Total 15,085 363 (150 ) 15,119 267 (92 ) Total derivatives not designated as hedges 48,292 889 (711 ) 44,682 641 (481 ) Total derivatives $ 70,658 1,444 (1,220 ) $ 67,525 970 (792 ) Gross amounts not offset in the Consolidated Balance Sheets: Amounts subject to master netting arrangements not offset due to policy election (618 ) 618 (391 ) 391 Cash collateral (received) posted (396 ) 549 (283 ) 368 Net amount $ 430 $ (53 ) $ 296 $ (33 )
The Effect of Derivative Instruments on the Consolidated Statements of Income	The Effect of Derivative Instruments on the Consolidated Statements of Income Three Months Ended March 31, 2016 and 2015 Effective Portion Pre-tax Gain Pre-tax Gain (Loss) (Loss) Recognized Reclassified from in AOCI Location of Amounts AOCI into Income 2016 2015 Reclassified from AOCI into Income 2016 2015 (Dollars in millions) Cash flow hedges: Interest rate contracts $ (200 ) $ (107 ) Total interest expense $ (17 ) $ (21 ) Pre-tax Gain (Loss) Recognized Location of Amounts in Income Recognized in Income 2016 2015 (Dollars in millions) Fair value hedges: Interest rate contracts Total interest income $ (4 ) $ (5 ) Interest rate contracts Total interest expense 60 68 Total $ 56 $ 63 Not designated as hedges: Client-related and other risk management: Interest rate contracts Other noninterest income $ (1 ) $ 1 Foreign exchange contracts Other noninterest income (8 ) 8 Mortgage banking: Interest rate contracts Mortgage banking income (6 ) 7 MSRs: Interest rate contracts Mortgage banking income 143 81 Total $ 128 $ 97
Summary of Cash Flow and Fair Value Hedges	The following table presents information about BB&T's cash flow and fair value hedges: March 31, 2016 December 31, 2015 (Dollars in millions) Cash flow hedges: Net unrecognized after-tax loss on active hedges recorded in AOCI $ (246 ) $ (134 ) Net unrecognized after-tax gain on terminated hedges recorded in AOCI (to be recognized in earnings through 2022) 48 50 Estimated portion of net after-tax loss on active and terminated hedges to be reclassified from AOCI into earnings during the next 12 months 8 (7 ) Maximum time period over which BB&T has hedged a portion of the variability in future cash flows for forecasted transactions excluding those transactions relating to the payment of variable interest on existing instruments 6 yrs 7 yrs Fair value hedges: Unrecognized pre-tax net gain on terminated hedges (to be recognized as interest primarily through 2019) $ 121 $ 138 Portion of pre-tax net gain on terminated hedges to be recognized as a change in interest during the next 12 months 51 57
Schedule Of Derivative Instruments	March 31, December 31, (Dollars in millions) Dealer Counterparties: Cash collateral received from dealer counterparties $ 396 $ 283 Derivatives in a net gain position secured by that collateral 408 301 Unsecured positions in a net gain with dealer counterparties after collateral postings 13 18 Cash collateral posted to dealer counterparties 179 156 Derivatives in a net loss position secured by that collateral 184 161 Additional collateral that would have been posted had BB&T's credit ratings dropped below investment grade 5 6 Central Clearing Parties: Cash collateral, including initial margin, posted to central clearing parties 370 223 Derivatives in a net loss position secured by that collateral 394 227 Securities pledged to central clearing parties 190 207

Computation of EPS (Tables)

Computation of EPS (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Calculations of Basic and Diluted EPS	Basic and diluted EPS calculations are presented in the following table: Three Months Ended March 31, 2016 2015 (Dollars in millions, except per share data, shares in thousands) Net income available to common shareholders $ 527 $ 488 Weighted average number of common shares 781,193 721,639 Effect of dilutive outstanding equity-based awards 8,983 9,872 Weighted average number of diluted common shares 790,176 731,511 Basic EPS $ 0.67 $ 0.68 Diluted EPS $ 0.67 $ 0.67 Anti-dilutive awards 10,711 11,543

Operating Segments (Tables)

Operating Segments (Tables)	3 Months Ended
	Mar. 31, 2016
Segment Reporting [Abstract]
Schedule of Financial Data	The following tables disclose selected financial information with respect to reportable segments for the periods indicated: Reportable Segments Three Months Ended March 31, 2016 and 2015 Community Banking Residential Mortgage Banking Dealer Financial Services Specialized Lending 2016 2015 2016 2015 2016 2015 2016 2015 (Dollars in millions) Net interest income (expense) $ 530 $ 426 $ 332 $ 341 $ 229 $ 213 $ 178 $ 146 Net intersegment interest income (expense) 389 283 (227 ) (232 ) (40 ) (38 ) (68 ) (54 ) Segment net interest income 919 709 105 109 189 175 110 92 Allocated provision for loan and lease losses (10 ) 13 11 (12 ) 76 61 18 12 Noninterest income 288 271 71 84 1 — 65 61 Intersegment net referral fees (expense) 30 31 — 1 — — — — Noninterest expense 422 358 76 80 35 32 65 57 Amortization of intangibles 5 6 — — — — 1 1 Allocated corporate expenses 332 305 26 23 11 9 18 15 Income (loss) before income taxes 488 329 63 103 68 73 73 68 Provision (benefit) for income taxes 178 120 24 39 26 28 17 15 Segment net income (loss) $ 310 $ 209 $ 39 $ 64 $ 42 $ 45 $ 56 $ 53 Identifiable assets (period end) $ 66,504 $ 55,277 $ 33,208 $ 34,323 $ 14,692 $ 14,012 $ 18,186 $ 16,137 Insurance Holdings Financial Services Other, Treasury and Corporate (1) Total BB&T Corporation 2016 2015 2016 2015 2016 2015 2016 2015 (Dollars in millions) Net interest income (expense) $ — $ 1 $ 62 $ 50 $ 198 $ 135 $ 1,529 $ 1,312 Net intersegment interest income (expense) 1 2 88 71 (143 ) (32 ) — — Segment net interest income 1 3 150 121 55 103 1,529 1,312 Allocated provision for loan and lease losses — — 90 24 (1 ) 1 184 99 Noninterest income 421 442 197 202 (27 ) (63 ) 1,016 997 Intersegment net referral fees (expense) — — 3 3 (33 ) (35 ) — — Noninterest expense 299 302 181 162 435 410 1,513 1,401 Amortization of intangibles 11 12 1 1 14 1 32 21 Allocated corporate expenses 28 25 37 34 (452 ) (411 ) — — Income (loss) before income taxes 84 106 41 105 (1 ) 4 816 788 Provision (benefit) for income taxes 31 34 15 39 (45 ) (34 ) 246 241 Segment net income (loss) $ 53 $ 72 $ 26 $ 66 $ 44 $ 38 $ 570 $ 547 Identifiable assets (period end) $ 2,800 $ 2,811 $ 17,816 $ 14,067 $ 59,199 $ 52,601 $ 212,405 $ 189,228

Acquisitions and Divestitures (

Acquisitions and Divestitures (Details) $ in Millions	Apr. 01, 2016USD ($)branch	Sep. 30, 2015USD ($)branch	Jun. 30, 2015USD ($)branch	Mar. 31, 2015USD ($)branch
Susquehanna
Business Acquisition [Line Items]
Total assets acquired		$ 18,300
Additional deposits acquired		$ 14,100
Susquehanna | Pennsylvania, Maryland, New Jersey and West Virginia
Business Acquisition [Line Items]
Number of branches | branch		245
The Bank of Kentucky
Business Acquisition [Line Items]
Total assets acquired			$ 2,000
Additional deposits acquired			$ 1,600
Number of branches | branch			32
Citi 41 Branches in Texas
Business Acquisition [Line Items]
Total assets acquired				$ 238
Additional deposits acquired				$ 1,900
Citi 41 Branches in Texas | Texas
Business Acquisition [Line Items]
Number of branches | branch				41
National Penn Bancshares, Inc. | Subsequent event
Business Acquisition [Line Items]
Total assets acquired	$ 9,600
Additional deposits acquired	$ 6,600
Number of branches | branch	126
Total consideration	$ 1,600
Cash paid for acquisition	550
CGSC North America Holdings Corporation | Subsequent event
Business Acquisition [Line Items]
Cash paid for acquisition	$ 500

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
States and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Portion of unrealized loss on state and political subdivisions securities that is the result of fair value hedge basis adjustments	$ 48
FNMA investments
Schedule of Available-for-sale Securities [Line Items]
Securities, amortized cost	15,400
Securities, fair value	15,400
FHLMC investments
Schedule of Available-for-sale Securities [Line Items]
Securities, amortized cost	6,800
Securities, fair value	6,800
Acquired from FDIC
Schedule of Available-for-sale Securities [Line Items]
Contractually specified indemnification amount, AFS securities	472
Acquired from FDIC | Non-agency MBS
Schedule of Available-for-sale Securities [Line Items]
Securities, fair value	731	$ 768
Acquired from FDIC | States and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Securities, fair value	$ 279	$ 296

Securities - Amortized Cost, Gr

Securities - Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
AFS securities
Amortized Cost	$ 26,866	$ 25,349
Gross Unrealized Gains	460	433
Gross Unrealized Losses	197	485
Fair Value	27,129	25,297
HTM securities
Total debt securities	19,351	18,530
Gross Unrealized Gains	291	110
Gross Unrealized Losses	21	121
Fair Value	19,621	18,519
U.S. Treasury
AFS securities
Amortized Cost	1,061	1,836
Gross Unrealized Gains	8	2
Gross Unrealized Losses	0	6
Fair Value	1,069	1,832
HTM securities
Total debt securities	1,097	1,097
Gross Unrealized Gains	50	22
Gross Unrealized Losses	0	0
Fair Value	1,147	1,119
Agency MBS
AFS securities
Amortized Cost	22,974	20,463
Gross Unrealized Gains	89	22
Gross Unrealized Losses	147	439
Fair Value	22,916	20,046
HTM securities
Total debt securities	13,443	12,267
Gross Unrealized Gains	182	70
Gross Unrealized Losses	13	22
Fair Value	13,612	12,315
States and political subdivisions
AFS securities
Amortized Cost	2,009	2,025
Gross Unrealized Gains	97	94
Gross Unrealized Losses	50	40
Fair Value	2,056	2,079
HTM securities
Total debt securities	60	63
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	60	63
Non-agency MBS
AFS securities
Amortized Cost	73	198
Gross Unrealized Gains	0	23
Gross Unrealized Losses	0	0
Fair Value	73	221
Other
AFS securities
Amortized Cost	5	4
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	5	4
HTM securities
Total debt securities	56	58
Gross Unrealized Gains	2	2
Gross Unrealized Losses	1	1
Fair Value	57	59
Acquired from FDIC
AFS securities
Amortized Cost	744	772
Gross Unrealized Gains	266	292
Gross Unrealized Losses	0	0
Fair Value	1,010	1,064
GSE
AFS securities
Amortized Cost		51
Gross Unrealized Gains		0
Gross Unrealized Losses		0
Fair Value		51
HTM securities
Total debt securities	4,695	5,045
Gross Unrealized Gains	57	16
Gross Unrealized Losses	7	98
Fair Value	$ 4,745	$ 4,963

Securities - Schedule of Credit

Securities - Schedule of Credit Losses with OTTI (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	$ 42	$ 64
Reductions for securities sold/settled during the period	(23)	(2)
Credit recoveries through yield	(1)	(1)
Balance at end of period	$ 18	$ 61

Securities - Amortized Cost and

Securities - Amortized Cost and Estimated Fair Value by Contractual Maturity (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
AFS, Amortized Cost
Due in one year or less	$ 218
Due after one year through five years	1,025
Due after five years through ten years	809
Due after ten years	24,814
Total debt securities	26,866
AFS, Fair Value
Due in one year or less	218
Due after one year through five years	1,042
Due after five years through ten years	827
Due after ten years	25,042
Total debt securities	27,129
HTM, Amortized Cost
Due in one year or less	1
Due after one year through five years	2,097
Due after five years through ten years	3,711
Due after ten years	13,542
Total debt securities	19,351	$ 18,530
HTM, Fair Value
Due in one year or less	1
Due after one year through five years	2,145
Due after five years through ten years	3,763
Due after ten years	13,712
Total debt securities	$ 19,621	$ 18,519

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Values of Investments in Continuous Unrealized Loss Positions (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
AFS securities, Fair Value
Less than 12 months	$ 6,158	$ 13,327
12 months or more	5,538	5,905
Total	11,696	19,232
AFS securities, Unrealized Losses
Less than 12 months	31	206
12 months or more	166	279
Total	197	485
HTM securities, Fair Value
Less than 12 months	2,154	6,355
12 months or more	865	1,867
Total	3,019	8,222
HTM securities, Unrealized Losses
Less than 12 months	15	63
12 months or more	6	58
Total	21	121
U.S. Treasury
AFS securities, Fair Value
Less than 12 months		1,211
12 months or more		0
Total		1,211
AFS securities, Unrealized Losses
Less than 12 months		6
12 months or more		0
Total		6
Agency MBS
AFS securities, Fair Value
Less than 12 months	6,082	12,052
12 months or more	5,202	5,576
Total	11,284	17,628
AFS securities, Unrealized Losses
Less than 12 months	30	199
12 months or more	117	240
Total	147	439
HTM securities, Fair Value
Less than 12 months	1,553	3,992
12 months or more	170	124
Total	1,723	4,116
HTM securities, Unrealized Losses
Less than 12 months	12	21
12 months or more	1	1
Total	13	22
States and political subdivisions
AFS securities, Fair Value
Less than 12 months	76	64
12 months or more	336	329
Total	412	393
AFS securities, Unrealized Losses
Less than 12 months	1	1
12 months or more	49	39
Total	50	40
GSE
HTM securities, Fair Value
Less than 12 months	548	2,307
12 months or more	695	1,743
Total	1,243	4,050
HTM securities, Unrealized Losses
Less than 12 months	2	41
12 months or more	5	57
Total	7	98
Other
HTM securities, Fair Value
Less than 12 months	53	56
12 months or more	0	0
Total	53	56
HTM securities, Unrealized Losses
Less than 12 months	1	1
12 months or more	0	0
Total	$ 1	$ 1

Loans and ACL - Narrative (Deta

Loans and ACL - Narrative (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Loan Information [Line Items]
Loans and leases	$ 135,096		$ 135,951
Related allowance for loans	1,488		1,460
Pre-default balance for modifications	17	$ 20
PCI
Loan Information [Line Items]
Loans and leases	1,056		$ 1,122
Expired loss share | PCI
Loan Information [Line Items]
Loans and leases	259
Outstanding UPB at end of period	423
Related allowance for loans	42
Covered | PCI
Loan Information [Line Items]
Loans and leases	$ 514

Loans and ACL - Aging Analysis

Loans and ACL - Aging Analysis of Loans and Leases (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Current	$ 132,876	$ 133,668
30-89 Days Past Due	825	1,030
90 Days Or More Past Due	609	677
Nonaccrual	786	576
Total	135,096	135,951
Commercial and industrial
Current	48,258	48,157
30-89 Days Past Due	27	36
90 Days Or More Past Due	0	0
Nonaccrual	442	237
Total	48,727	48,430
CRE-income producing properties
Current	13,673	13,370
30-89 Days Past Due	7	13
90 Days Or More Past Due	0	0
Nonaccrual	48	38
Total	13,728	13,421
CRE-construction and development
Current	3,399	3,710
30-89 Days Past Due	6	9
90 Days Or More Past Due	0	0
Nonaccrual	11	13
Total	3,416	3,732
Dealer floor plan
Current	1,266	1,215
30-89 Days Past Due	0	0
90 Days Or More Past Due	0	0
Nonaccrual	0	0
Total	1,266	1,215
Commercial other lending subsidiaries
Current	6,723	6,771
30-89 Days Past Due	21	18
90 Days Or More Past Due	0	0
Nonaccrual	9	6
Total	6,753	6,795
Direct retail lending
Current	10,980	11,032
30-89 Days Past Due	48	58
90 Days Or More Past Due	6	7
Nonaccrual	51	43
Total	11,085	11,140
Revolving credit
Current	2,421	2,478
30-89 Days Past Due	18	22
90 Days Or More Past Due	10	10
Nonaccrual	0	0
Total	2,449	2,510
Residential mortgage-nonguaranteed
Current	28,607	29,038
30-89 Days Past Due	350	397
90 Days Or More Past Due	55	55
Nonaccrual	163	173
Total	29,175	29,663
Residential mortgage-government guaranteed
Current	323	307
30-89 Days Past Due	66	77
90 Days Or More Past Due	434	486
Nonaccrual	0	0
Total	823	870
Sales finance
Current	9,720	10,243
30-89 Days Past Due	53	72
90 Days Or More Past Due	4	5
Nonaccrual	7	7
Total	9,784	10,327
Retail Other Lending Subsidiaries [Member]
Current	6,593	6,381
30-89 Days Past Due	186	286
90 Days Or More Past Due	0	0
Nonaccrual	55	59
Total	6,834	6,726
PCI
Current	913	966
30-89 Days Past Due	43	42
90 Days Or More Past Due	100	114
Nonaccrual	0	0
Total	$ 1,056	$ 1,122

Loans and ACL - Risk Rating (De

Loans and ACL - Risk Rating (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Loans and leases	$ 135,096	$ 135,951
Commercial and industrial
Loans and leases	48,727	48,430
Commercial and industrial | Pass
Loans and leases	46,596	46,760
Commercial and industrial | Special mention
Loans and leases	447	305
Commercial and industrial | Substandard - performing
Loans and leases	1,242	1,128
Commercial and industrial | Nonperforming
Loans and leases	442	237
CRE-income producing properties
Loans and leases	13,728	13,421
CRE-income producing properties | Pass
Loans and leases	13,203	12,940
CRE-income producing properties | Special mention
Loans and leases	172	166
CRE-income producing properties | Substandard - performing
Loans and leases	305	277
CRE-income producing properties | Nonperforming
Loans and leases	48	38
CRE-construction and development
Loans and leases	3,416	3,732
CRE-construction and development | Pass
Loans and leases	3,310	3,619
CRE-construction and development | Special mention
Loans and leases	24	29
CRE-construction and development | Substandard - performing
Loans and leases	71	71
CRE-construction and development | Nonperforming
Loans and leases	11	13
Dealer floor plan
Loans and leases	1,266	1,215
Dealer floor plan | Pass
Loans and leases	1,260	1,195
Dealer floor plan | Special mention
Loans and leases	6	6
Dealer floor plan | Substandard - performing
Loans and leases	0	14
Dealer floor plan | Nonperforming
Loans and leases	0	0
Commercial other lending subsidiaries
Loans and leases	6,753	6,795
Commercial other lending subsidiaries | Pass
Loans and leases	6,705	6,757
Commercial other lending subsidiaries | Special mention
Loans and leases	7	3
Commercial other lending subsidiaries | Substandard - performing
Loans and leases	32	29
Commercial other lending subsidiaries | Nonperforming
Loans and leases	9	6
Direct retail lending
Loans and leases	11,085	11,140
Direct retail lending | Nonperforming
Loans and leases	51	43
Direct retail lending | Performing
Loans and leases	11,034	11,097
Revolving credit
Loans and leases	2,449	2,510
Revolving credit | Performing
Loans and leases	2,449	2,510
Residential Mortgage
Loans and leases	29,998	30,533
Residential Mortgage | Nonperforming
Loans and leases	163	173
Residential Mortgage | Performing
Loans and leases	29,835	30,360
Sales finance
Loans and leases	9,784	10,327
Sales finance | Nonperforming
Loans and leases	7	7
Sales finance | Performing
Loans and leases	9,777	10,320
Retail other lending subsidiaries
Loans and leases	6,834	6,726
Retail other lending subsidiaries | Nonperforming
Loans and leases	55	59
Retail other lending subsidiaries | Performing
Loans and leases	$ 6,779	$ 6,667

Loans and ACL - Allowance for C

Loans and ACL - Allowance for Credit Losses (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Provision (Benefit)	$ 184	$ 99
Commercial and industrial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	466	421
Charge-Offs	(56)	(14)
Recoveries	12	8
Provision (Benefit)	77	33
Ending Balance	499	448
CRE-income producing properties
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	135	162
Charge-Offs	(2)	(9)
Recoveries	3	2
Provision (Benefit)	(11)	(2)
Ending Balance	125	153
CRE-construction and development
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	37	48
Charge-Offs	0	(2)
Recoveries	1	4
Provision (Benefit)	(6)	(8)
Ending Balance	32	42
Dealer floor plan
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	8	10
Charge-Offs	0	0
Recoveries	0	0
Provision (Benefit)	2	0
Ending Balance	10	10
Commercial other lending subsidiaries
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	22	21
Charge-Offs	(8)	(3)
Recoveries	2	1
Provision (Benefit)	10	3
Ending Balance	26	22
Direct retail lending
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	105	110
Charge-Offs	(13)	(12)
Recoveries	7	8
Provision (Benefit)	4	5
Ending Balance	103	111
Revolving credit
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	104	110
Charge-Offs	(19)	(18)
Recoveries	5	5
Provision (Benefit)	10	9
Ending Balance	100	106
Residential mortgage-nonguaranteed
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	194	217
Charge-Offs	(7)	(11)
Recoveries	1	0
Provision (Benefit)	9	(6)
Ending Balance	197	200
Residential mortgage-government guaranteed
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	23	36
Charge-Offs	(1)	0
Recoveries	0	0
Provision (Benefit)	2	(6)
Ending Balance	24	30
Sales finance
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	40	40
Charge-Offs	(8)	(6)
Recoveries	3	3
Provision (Benefit)	4	11
Ending Balance	39	48
Other lending subsidiaries
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	265	235
Charge-Offs	(84)	(64)
Recoveries	10	8
Provision (Benefit)	79	58
Ending Balance	270	237
PCI
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	61	64
Charge-Offs	0	(1)
Recoveries	0	0
Provision (Benefit)	2	(6)
Ending Balance	63	57
ALLL
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,460	1,474
Charge-Offs	(198)	(140)
Recoveries	44	39
Provision (Benefit)	182	91
Ending Balance	1,488	1,464
RUFC
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	90	60
Charge-Offs	0	0
Recoveries	0	0
Provision (Benefit)	2	8
Ending Balance	92	68
ACL
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,550	1,534
Charge-Offs	(198)	(140)
Recoveries	44	39
Provision (Benefit)	184	99
Ending Balance	$ 1,580	$ 1,532

Loans and ACL - Collectively Ev

Loans and ACL - Collectively Evaluated for Impairment (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Recorded Investment	$ 133,353	$ 134,427
Related ALLL	1,314	1,300
Commercial and industrial
Recorded Investment	48,199	48,110
Related ALLL	456	439
CRE-income producing properties
Recorded Investment	13,634	13,339
Related ALLL	118	127
CRE-construction and development
Recorded Investment	3,386	3,697
Related ALLL	28	32
Dealer floor plan
Recorded Investment	1,266	1,215
Related ALLL	10	8
Commercial other lending subsidiaries
Recorded Investment	6,742	6,789
Related ALLL	25	21
Direct retail lending
Recorded Investment	11,001	11,055
Related ALLL	92	93
Revolving credit
Recorded Investment	2,417	2,477
Related ALLL	88	91
Residential mortgage-nonguaranteed
Recorded Investment	28,740	29,228
Related ALLL	156	153
Residential mortgage-government guaranteed
Recorded Investment	506	553
Related ALLL	2	1
Sales finance
Recorded Investment	9,765	10,308
Related ALLL	38	39
Retail other lending subsidiaries
Recorded Investment	6,641	6,534
Related ALLL	238	235
PCI
Recorded Investment	1,056	1,122
Related ALLL	$ 63	$ 61

Loans and ACL - Individually Ev

Loans and ACL - Individually Evaluated for Impairment (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Recorded Investment	$ 1,743	$ 1,524
UPB	1,942	1,698
Related ALLL	174	160
Average Recorded Investment	1,563	1,592
Interest Income Recognized	18	77
With no related allowance recorded: | Commercial and industrial
Recorded Investment	251	129
UPB	311	164
Average Recorded Investment	154	95
Interest Income Recognized	0	1
With no related allowance recorded: | CRE-income producing properties
Recorded Investment	18	8
UPB	22	13
Average Recorded Investment	17	17
Interest Income Recognized	0	0
With no related allowance recorded: | CRE-construction and development
Recorded Investment	7	8
UPB	9	11
Average Recorded Investment	6	10
Interest Income Recognized	0	0
With no related allowance recorded: | Dealer floor plan
Recorded Investment		0
UPB		0
Average Recorded Investment		2
Interest Income Recognized		0
With no related allowance recorded: | Commercial other lending subsidiaries
Recorded Investment	6	2
UPB	8	3
Average Recorded Investment	3	0
Interest Income Recognized	0	0
With no related allowance recorded: | Direct retail lending
Recorded Investment	12	11
UPB	40	40
Average Recorded Investment	12	12
Interest Income Recognized	0	1
With no related allowance recorded: | Residential mortgage-nonguaranteed
Recorded Investment	78	84
UPB	144	153
Average Recorded Investment	82	97
Interest Income Recognized	1	4
With no related allowance recorded: | Residential mortgage-government guaranteed
Recorded Investment	3	5
UPB	4	5
Average Recorded Investment	4	3
Interest Income Recognized	0	0
With no related allowance recorded: | Sales finance
Recorded Investment	1	1
UPB	2	2
Average Recorded Investment	1	1
Interest Income Recognized	0	0
With no related allowance recorded: | Retail other lending subsidiaries
Recorded Investment	3	4
UPB	8	8
Average Recorded Investment	4	3
Interest Income Recognized	0	0
With an allowance recorded: | Commercial and industrial
Recorded Investment	277	191
UPB	288	194
Related ALLL	43	27
Average Recorded Investment	207	223
Interest Income Recognized	1	5
With an allowance recorded: | CRE-income producing properties
Recorded Investment	76	74
UPB	79	77
Related ALLL	7	8
Average Recorded Investment	74	96
Interest Income Recognized	1	3
With an allowance recorded: | CRE-construction and development
Recorded Investment	23	27
UPB	22	27
Related ALLL	4	5
Average Recorded Investment	25	36
Interest Income Recognized	0	1
With an allowance recorded: | Dealer floor plan
Recorded Investment		0
UPB		0
Related ALLL		0
Average Recorded Investment		1
Interest Income Recognized		0
With an allowance recorded: | Commercial other lending subsidiaries
Recorded Investment	5	4
UPB	5	5
Related ALLL	1	1
Average Recorded Investment	3	6
Interest Income Recognized	0	0
With an allowance recorded: | Direct retail lending
Recorded Investment	72	74
UPB	73	75
Related ALLL	11	12
Average Recorded Investment	73	79
Interest Income Recognized	1	4
With an allowance recorded: | Revolving credit
Recorded Investment	32	33
UPB	32	33
Related ALLL	12	13
Average Recorded Investment	32	36
Interest Income Recognized	0	1
With an allowance recorded: | Residential mortgage-nonguaranteed
Recorded Investment	357	351
UPB	371	368
Related ALLL	41	41
Average Recorded Investment	350	354
Interest Income Recognized	4	15
With an allowance recorded: | Residential mortgage-government guaranteed
Recorded Investment	314	312
UPB	314	312
Related ALLL	22	22
Average Recorded Investment	310	323
Interest Income Recognized	3	13
With an allowance recorded: | Sales finance
Recorded Investment	18	18
UPB	18	18
Related ALLL	1	1
Average Recorded Investment	17	19
Interest Income Recognized	0	1
With an allowance recorded: | Retail other lending subsidiaries
Recorded Investment	190	188
UPB	192	190
Related ALLL	32	30
Average Recorded Investment	189	179
Interest Income Recognized	$ 7	$ 28

Loans and ACL - Summary of TDRs

Loans and ACL - Summary of TDRs (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable Portfolio [Abstract]
Commercial and industrial	$ 52	$ 49
CRE-income producing properties	18	13
CRE-construction and development	13	16
Direct retail lending	70	72
Sales finance	17	17
Revolving credit	32	33
Residential mortgage-nonguaranteed	281	288
Residential mortgage-government guaranteed	317	316
Other lending subsidiaries	181	178
Total performing TDRs	981	982
Nonperforming TDRs (also included in NPL disclosures)	172	146
Total TDRs	1,153	1,128
ALLL attributable to TDRs	$ 122	$ 126

Loans and ACL - Types of Modifi

Loans and ACL - Types of Modifications and Impact to Allowance (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Commercial and industrial
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	$ 62	$ 9
Types of Modifications, Structure	9	14
Impact To Allowance	1	1
CRE-income producing properties
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	8	2
Types of Modifications, Structure	7	3
Impact To Allowance	0	0
CRE-construction and development
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	3	0
Types of Modifications, Structure	0	3
Impact To Allowance	0	0
Direct retail lending
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	4	3
Types of Modifications, Structure	1	0
Impact To Allowance	0	1
Revolving credit
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	5	4
Types of Modifications, Structure	0	0
Impact To Allowance	1	1
Residential mortgage-nonguaranteed
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	17	23
Types of Modifications, Structure	8	12
Impact To Allowance	1	3
Residential mortgage-government guaranteed
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	39	60
Types of Modifications, Structure	0	0
Impact To Allowance	2	2
Sales finance
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	0	0
Types of Modifications, Structure	2	2
Impact To Allowance	0	0
Retail other lending subsidiaries
Summary Of Reason Modifications Were Considered TDRs [Line Items]
Types of Modifications, Rate	32	31
Types of Modifications, Structure	0	0
Impact To Allowance	$ 5	$ 4

Loans and ACL - Changes in Carr

Loans and ACL - Changes in Carrying Value and Accretable Yield for PCI Loans (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Purchased Impaired
Accretable Yield
Beginning balance	$ 189	$ 134
Additions		98
Accretion	(38)	(89)
Other, net	83	46
Ending balance	234	189
Carrying Value
Beginning balance	700	579
Additions		402
Accretion	38	89
Payments received, net	(79)	(370)
Ending balance	659	700
Outstanding UPB at end of period	994	1,063
Purchased Nonimpaired
Accretable Yield
Beginning balance	176	244
Accretion	(21)	(89)
Other, net	19	21
Ending balance	174	176
Carrying Value
Beginning balance	422	636
Accretion	21	89
Payments received, net	(46)	(303)
Ending balance	397	422
Outstanding UPB at end of period	$ 549	$ 587

Loans and ACL - Additional Info

Loans and ACL - Additional Information (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Receivables [Abstract]
Unearned income, discounts and net deferred loan fees and costs, excluding PCI	$ 518	$ 598
Residential mortgage loans in process of foreclosure	$ 210	$ 229

Goodwill and Other Intangible57

Goodwill and Other Intangible Assets - Changes in Carrying Amounts Attributable to Operating Segments (Details) $ in Millions	3 Months Ended
	Mar. 31, 2016USD ($)
Goodwill [Roll Forward]
Goodwill, beginning balance	$ 8,548
Other adjustments	11
Goodwill, ending balance	8,559
Community Banking
Goodwill [Roll Forward]
Goodwill, beginning balance	6,187
Other adjustments	1
Goodwill, ending balance	6,188
Residential Mortgage Banking
Goodwill [Roll Forward]
Goodwill, beginning balance	326
Other adjustments	0
Goodwill, ending balance	326
Dealer Financial Services
Goodwill [Roll Forward]
Goodwill, beginning balance	111
Other adjustments	0
Goodwill, ending balance	111
Specialized Lending
Goodwill [Roll Forward]
Goodwill, beginning balance	243
Other adjustments	9
Goodwill, ending balance	252
Insurance Holdings
Goodwill [Roll Forward]
Goodwill, beginning balance	1,482
Other adjustments	0
Goodwill, ending balance	1,482
Financial Services
Goodwill [Roll Forward]
Goodwill, beginning balance	199
Other adjustments	1
Goodwill, ending balance	$ 200

Goodwill and Other Intangible58

Goodwill and Other Intangible Assets - Identifiable Intangible Assets (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 2,069	$ 2,067
Accumulated Amortization	(1,413)	(1,381)
Net Carrying Amount	656	686
CDI
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	903	903
Accumulated Amortization	(652)	(634)
Net Carrying Amount	251	269
Other, primarily customer relationship intangibles
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	1,166	1,164
Accumulated Amortization	(761)	(747)
Net Carrying Amount	$ 405	$ 417

Loan Servicing - Narrative (Det

Loan Servicing - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2014	Mar. 31, 2016
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Potential exposure related to losses incurred by FHA on defaulted loans, minimum		$ 25
Potential exposure related to losses incurred by FHA on defaulted loans, maximum		$ 105
FHA insured mortgage loan charge	$ 85

Loan Servicing - Residential Mo

Loan Servicing - Residential Mortgage Banking Activities (Details) - USD ($) $ in Millions	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
UPB of mortgage loan servicing portfolio	$ 116,450		$ 116,817
UPB of home equity loan servicing portfolio	5,053		5,352
UPB of residential mortgage and home equity loan servicing portfolio	121,503		122,169
UPB of residential mortgage loans serviced for others (primarily agency conforming fixed rate)	90,541		91,132
Mortgage loans sold with recourse	680		702
Maximum recourse exposure from mortgage loans sold with recourse liability	322		326
Indemnification, recourse and repurchase reserves	82		79
FHA-insured mortgage loan reserve	85		$ 85
UPB of residential mortgage loans sold from LHFS	2,490	$ 2,790
Pre-tax gains recognized on mortgage loans sold and held for sale	24	38
Servicing fees recognized from mortgage loans serviced for others	$ 66	$ 68
Approximate weighted average servicing fee on the outstanding balance of residential mortgage loans serviced for others	0.28%	0.29%
Weighted average interest rate on mortgage loans serviced for others	4.11%	4.19%

Loan Servicing - Analysis of Ac

Loan Servicing - Analysis of Activity in Residential MSRs (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Servicing Asset at Fair Value, Amount [Roll Forward]
Residential MSRs, carrying value, beginning of period	$ 880
Change in fair value due to changes in valuation inputs or assumptions:
Residential MSRs, carrying value, end of period	860
Gains (losses) on derivative financial instruments used to mitigate the income statement effect of changes in fair value	143	$ 81
Residential Mortgage
Servicing Asset at Fair Value, Amount [Roll Forward]
Residential MSRs, carrying value, beginning of period	880	844
Additions	22	26
Change in fair value due to changes in valuation inputs or assumptions:
Prepayment speeds	(136)	(76)
OAS	9	5
Realization of expected net servicing cash flows, passage of time and other	(32)	(35)
Residential MSRs, carrying value, end of period	$ 743	$ 764

Loan Servicing - Residential MS

Loan Servicing - Residential MSR Sensitivity (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Residential MSRs
Servicing Liabilities at Fair Value [Line Items]
Prepayment speed	12.00%	8.70%
Effect on fair value of a 10% increase	$ (32)	$ (28)
Effect on fair value of a 20% increase	$ (62)	$ (54)
OAS	10.00%	10.40%
Effect on fair value of a 10% increase	$ (25)	$ (32)
Effect on fair value of a 20% increase	$ (49)	$ (61)
Composition of loans serviced for others	100.00%	100.00%
Weighted average life (in years)	5 years 6 months	6 years 9 months 18 days
Fixed-rate residential mortgage loans
Servicing Liabilities at Fair Value [Line Items]
Composition of loans serviced for others	99.20%	99.20%
Adjustable-rate residential mortgage loans
Servicing Liabilities at Fair Value [Line Items]
Composition of loans serviced for others	0.80%	0.80%
Minimum | Residential MSRs
Servicing Liabilities at Fair Value [Line Items]
Prepayment speed	10.90%	8.10%
OAS	9.90%	10.30%
Maximum | Residential MSRs
Servicing Liabilities at Fair Value [Line Items]
Prepayment speed	12.60%	9.00%
OAS	10.20%	10.60%

Loan Servicing - Commercial Mor

Loan Servicing - Commercial Mortgage Banking Activities (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
UPB of CRE mortgages serviced for others	$ 28,245	$ 28,163
CRE mortgages serviced for others covered by recourse provisions	4,199	4,198
Maximum recourse exposure from CRE mortgages sold with recourse liability	1,259	1,259
Recorded reserves related to recourse exposure	7	7
Originated CRE mortgages during the year	1,084	7,012
Servicing Assets at Fair Value [Line Items]
Commercial MSRs at fair value	860	880
Commercial Real Estate
Servicing Assets at Fair Value [Line Items]
Commercial MSRs at fair value	$ 117	$ 0

Deposits (Details)

Deposits (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Deposits By Type [Line Items]
Noninterest-bearing deposits	$ 47,258	$ 45,695
Interest-bearing deposits	103,242	103,429
Total deposits	150,500	149,124
Interest checking
Deposits By Type [Line Items]
Interest-bearing deposits	25,915	25,410
Money market and savings
Deposits By Type [Line Items]
Interest-bearing deposits	60,349	60,461
Time deposits
Deposits By Type [Line Items]
Interest-bearing deposits	16,978	17,558
Time deposits $100,000 and greater	7,494	7,562
Time deposits $250,000 and greater	$ 3,759	$ 3,497

Long-Term Debt - Summary (Detai

Long-Term Debt - Summary (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Debt Instrument [Line Items]
Long-term debt	$ 22,823	$ 23,769
Federal Home Loan Bank Advances to Branch Bank - Varying Maturities to 2034
Debt Instrument [Line Items]
Long-term debt	5,584	5,582
3.95% senior notes due 2016 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 500	500
Interest rate	3.95%
Debt instrument, year of maturity	Dec. 31, 2016
3.20% senior notes due 2016 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 0	1,000
Interest rate	3.20%
Debt instrument, year of maturity	Dec. 31, 2016
2.15% senior notes due 2017 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 750	749
Interest rate	2.15%
Debt instrument, year of maturity	Dec. 31, 2017
1.60% senior notes due 2017 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 749	749
Interest rate	1.60%
Debt instrument, year of maturity	Dec. 31, 2017
1.45% senior notes due 2018 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 465	500
Interest rate	1.45%
Debt instrument, year of maturity	Dec. 31, 2018
Floating rate senior notes due 2018 (LIBOR-based, 1.49% at March 31, 2016) | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 400	400
Effective Rate	1.49%
Debt instrument, year of maturity	Dec. 31, 2018
2.05% senior notes due 2018 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 600	600
Interest rate	2.05%
Debt instrument, year of maturity	Dec. 31, 2018
6.85% senior notes due 2019 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 540	540
Interest rate	6.85%
Debt instrument, year of maturity	Dec. 31, 2019
2.25% senior notes due 2019 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 648	648
Interest rate	2.25%
Debt instrument, year of maturity	Dec. 31, 2019
Floating rate senior notes due 2019 (LIBOR-based, 1.28% at March 31, 2016) | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 450	450
Effective Rate	1.28%
Debt instrument, year of maturity	Dec. 31, 2019
2.45% senior notes due 2020 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 1,298	1,298
Interest rate	2.45%
Debt instrument, year of maturity	Dec. 31, 2020
2.63% senior notes due 2020 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 999	999
Interest rate	2.63%
Debt instrument, year of maturity	Dec. 31, 2020
Floating rate senior notes due 2020 (LIBOR-based, 1.34% at March 31, 2016) | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 200	200
Effective Rate	1.34%
Debt instrument, year of maturity	Dec. 31, 2020
5.38% senior notes due 2022 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 165	166
Interest rate	5.38%
Debt instrument, year of maturity	Dec. 31, 2022
4.90% subordinated notes due 2017 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 358	356
Interest rate	4.90%
Debt instrument, year of maturity	Dec. 31, 2017
5.25% subordinated notes due 2019 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 586	586
Interest rate	5.25%
Debt instrument, year of maturity	Dec. 31, 2019
3.95% subordinated notes due 2022 | BB&T Corporation
Debt Instrument [Line Items]
Long-term debt	$ 299	299
Interest rate	3.95%
Debt instrument, year of maturity	Dec. 31, 2019
1.45% senior notes due 2016 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 750	750
Interest rate	1.45%
Debt instrument, year of maturity	Dec. 31, 2016
Floating rate senior notes due 2016 (LIBOR-based, 1.07% at March 31, 2016) | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 375	375
Effective Rate	1.07%
Debt instrument, year of maturity	Dec. 31, 2016
1.05% senior notes due 2016 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 500	500
Interest rate	1.05%
Debt instrument, year of maturity	Dec. 31, 2016
1.00% senior notes due 2017 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 599	599
Interest rate	1.00%
Debt instrument, year of maturity	Dec. 31, 2017
1.35% senior notes due 2017 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 660	750
Interest rate	1.35%
Debt instrument, year of maturity	Dec. 31, 2017
2.30% senior notes due 2018 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 750	750
Interest rate	2.30%
Debt instrument, year of maturity	Dec. 31, 2018
2.85% senior notes due 2021 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 700	700
Interest rate	2.85%
Debt instrument, year of maturity	Dec. 31, 2021
5.63% subordinated notes due 2016 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 386	386
Interest rate	5.63%
Debt instrument, year of maturity	Dec. 31, 2016
Floating rate subordinated notes due 2016 (LIBOR-based, 0.95% at March 31, 2016) | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 350	350
Effective Rate	0.95%
Debt instrument, year of maturity	Dec. 31, 2016
Floating rate subordinated note due 2017 (LIBOR-based, 0.92% at March 31, 2016) | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 262	262
Effective Rate	0.92%
Debt instrument, year of maturity	Dec. 31, 2017
3.63% subordinated notes due 2025 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 1,249	1,249
Interest rate	3.63%
Debt instrument, year of maturity	Dec. 31, 2025
3.80% subordinated notes due 2026 | Branch Bank
Debt Instrument [Line Items]
Long-term debt	$ 848	848
Interest rate	3.80%
Debt instrument, year of maturity	Dec. 31, 2026
Other long-term debt
Debt Instrument [Line Items]
Long-term debt	$ 142	154
Basis adjustments
Debt Instrument [Line Items]
Long-term debt	$ 661	$ 474

Long-Term Debt - Carrying Amoun

Long-Term Debt - Carrying Amounts and Effective Interest Rates (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Debt Instruments [Line Items]
Long-term debt	$ 22,823	$ 23,769
BB&T Corporation fixed rate senior notes
Debt Instruments [Line Items]
Long-term debt	$ 6,830	$ 7,831
Effective Rate	2.09%	2.35%
BB&T Corporation floating rate senior notes
Debt Instruments [Line Items]
Long-term debt	$ 1,049	$ 1,050
Effective Rate	1.45%	1.20%
BB&T Corporation fixed rate subordinated notes
Debt Instruments [Line Items]
Long-term debt	$ 1,391	$ 1,382
Effective Rate	1.07%	1.52%
Branch Bank fixed rate senior notes
Debt Instruments [Line Items]
Long-term debt	$ 4,008	$ 4,071
Effective Rate	1.37%	1.62%
Branch Bank floating rate senior notes
Debt Instruments [Line Items]
Long-term debt	$ 375	$ 375
Effective Rate	1.15%	0.92%
Branch Bank fixed rate subordinated notes
Debt Instruments [Line Items]
Long-term debt	$ 2,643	$ 2,562
Effective Rate	2.67%	3.13%
Branch Bank floating rate subordinated notes
Debt Instruments [Line Items]
Long-term debt	$ 612	$ 612
Effective Rate	3.44%	3.24%
Federal Home Loan Bank Advances
Debt Instruments [Line Items]
Long-term debt	$ 5,773	$ 5,732
Effective Rate	4.08%	4.02%
Weighted average maturity of FHLB advances	4 years 6 months
Other long-term debt
Debt Instruments [Line Items]
Long-term debt	$ 142	$ 154

Shareholders' Equity - Narrativ

Shareholders' Equity - Narrative (Details) - USD ($) $ in Millions	Mar. 09, 2016	Mar. 31, 2016	Dec. 31, 2015
Class of Stock [Line Items]
Preferred shares outstanding (in shares)		126,000	107,000
Series H non-cumulative perpetual preferred stock
Class of Stock [Line Items]
Issued perpetual preferred stock	$ 465
Stated dividend rate	5.625%
Net proceeds on issuance of stock	$ 451
Preferred shares outstanding (in shares)	18,600

Shareholders' Equity - Activity

Shareholders' Equity - Activity of Options (Details) shares in Thousands	3 Months Ended
	Mar. 31, 2016$ / sharesshares
Options
Options, Outstanding at beginning of period | shares	20,577
Options, Granted | shares	610
Options, Exercised | shares	(164)
Options, Forfeited or expired | shares	(2,784)
Options, Outstanding at end of period | shares	18,239
Options, Exercisable at end of period | shares	17,253
Options, Exercisable and expected to vest at period end | shares	18,188
Wtd. Avg. Exercise Price
Wtd. Avg. Exercise Price, Outstanding at beginning of period | $ / shares	$ 34.89
Wtd. Avg. Exercise Price, Granted | $ / shares	32.10
Wtd. Avg. Exercise Price, Exercised | $ / shares	28.31
Wtd. Avg. Exercise Price, Forfeited or expired | $ / shares	40.53
Wtd. Avg. Exercise Price, Outstanding at end of period | $ / shares	33.99
Wtd. Avg. Exercise Price, Exercisable at end of period | $ / shares	33.97
Wtd. Avg. Exercise Price, Exercisable and expected to vest at end of period | $ / shares	$ 33.99

Shareholders' Equity - Restrict

Shareholders' Equity - Restricted Shares and RSUs Activity Roll Forward (Details) shares in Thousands	3 Months Ended
	Mar. 31, 2016$ / sharesshares
Restricted Shares/Units
Nonvested at beginning of period | shares	11,824
Granted | shares	5,108
Vested | shares	(2,561)
Forfeited | shares	(72)
Nonvested at end of period | shares	14,299
Expected to vest at end of period | shares	13,104
Wtd. Avg. Grant Date Fair Value
Nonvested at beginning of period | $ / shares	$ 29.81
Granted | $ / shares	27.46
Vested | $ / shares	27.40
Forfeited | $ / shares	29.43
Nonvested at end of period | $ / shares	29.41
Expected to vest at end of period | $ / shares	$ 29.41

AOCI (Details)

AOCI (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	$ (1,028)	$ (751)
OCI before reclassifications, net of tax	123	(1)
Amounts reclassified from AOCI:
Personnel expense	(915)	(830)
Interest income	1,721	1,493
Interest expense	(192)	(181)
FDIC loss share income, net	(60)	(79)
(Gain) loss on securities, net	45	0
Income before income taxes	816	788
Less: Income taxes	246	241
Net income	570	547
Net change in AOCI	111	18
AOCI, ending balance	(917)	(733)
Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Personnel expense	17	12
Interest income	(26)	(15)
Interest expense	17	21
FDIC loss share income, net	16	13
(Gain) loss on securities, net	(45)
Income before income taxes	(21)	31
Less: Income taxes	(9)	12
Net income	(12)	19
Unrecognized Net Pension and Postretirement Costs
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(723)	(626)
OCI before reclassifications, net of tax	0	2
Amounts reclassified from AOCI:
Net change in AOCI	11	9
AOCI, ending balance	(712)	(617)
Unrecognized Net Pension and Postretirement Costs | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Personnel expense	17	12
Interest income	0	0
Interest expense	0	0
FDIC loss share income, net	0	0
(Gain) loss on securities, net	0
Income before income taxes	17	12
Less: Income taxes	6	5
Net income	11	7
Unrealized Net Gains (Losses) on Cash Flow Hedges
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(83)	(54)
OCI before reclassifications, net of tax	(126)	(67)
Amounts reclassified from AOCI:
Net change in AOCI	(115)	(54)
AOCI, ending balance	(198)	(108)
Unrealized Net Gains (Losses) on Cash Flow Hedges | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Personnel expense	0	0
Interest income	0	0
Interest expense	17	21
FDIC loss share income, net	0	0
(Gain) loss on securities, net	0
Income before income taxes	17	21
Less: Income taxes	6	8
Net income	11	13
Unrealized Net Gains (Losses) on AFS Securities
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(34)	152
OCI before reclassifications, net of tax	242	67
Amounts reclassified from AOCI:
Net change in AOCI	197	57
AOCI, ending balance	163	209
Unrealized Net Gains (Losses) on AFS Securities | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Personnel expense	0	0
Interest income	(27)	(16)
Interest expense	0	0
FDIC loss share income, net	0	0
(Gain) loss on securities, net	(45)
Income before income taxes	(72)	(16)
Less: Income taxes	(27)	(6)
Net income	(45)	(10)
FDIC's Share of Unrealized (Gains) Losses on AFS Securities
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(169)	(207)
OCI before reclassifications, net of tax	5	2
Amounts reclassified from AOCI:
Net change in AOCI	15	10
AOCI, ending balance	(154)	(197)
FDIC's Share of Unrealized (Gains) Losses on AFS Securities | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Personnel expense	0	0
Interest income	0	0
Interest expense	0	0
FDIC loss share income, net	16	13
(Gain) loss on securities, net	0
Income before income taxes	16	13
Less: Income taxes	6	5
Net income	10	8
Other, net
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(19)	(16)
OCI before reclassifications, net of tax	2	(5)
Amounts reclassified from AOCI:
Net change in AOCI	3	(4)
AOCI, ending balance	(16)	(20)
Other, net | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Personnel expense	0	0
Interest income	1	1
Interest expense	0	0
FDIC loss share income, net	0	0
(Gain) loss on securities, net	0
Income before income taxes	1	1
Less: Income taxes	0	0
Net income	$ 1	$ 1

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Effective income tax rate	30.10%		30.60%
Income tax benefit, including reversal of interest and penalties		$ (107)
Liability for tax-related interest and penalties				$ 181

Income Taxes - Unrecognized Tax

Income Taxes - Unrecognized Tax Benefits (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]
Beginning balance of unrecognized tax benefits	$ 426	$ 503
Additions (reductions) for tax positions of prior years	(5)	(76)
Settlements	(417)	(1)
Lapse of statute of limitations	0	(1)
Unrecognized deferred tax benefits from acquisitions	0	1
Ending balance of unrecognized tax benefits	4	426
Federal
Income Tax Examination [Line Items]
Unrecognized tax benefits that would have impacted effective rate if recognized	0	422
State
Income Tax Examination [Line Items]
Unrecognized tax benefits that would have impacted effective rate if recognized	$ 3	$ 3

Benefit Plans (Details)

Benefit Plans (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Qualified Plan
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 42	$ 43
Interest cost	40	34
Estimated return on plan assets	(81)	(81)
Amortization and other	17	12
Net periodic benefit cost	18	8
Discretionary contributions	280
Nonqualified Plans
Defined Benefit Plan Disclosure [Line Items]
Service cost	3	3
Interest cost	5	4
Estimated return on plan assets	0	0
Amortization and other	3	4
Net periodic benefit cost	$ 11	$ 11

Commitments and Contingencies -

Commitments and Contingencies - Summary (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Letters of credit	$ 3,004	$ 3,033
Carrying amount of the liability for letters of credit	30	27
Investments in affordable housing and historic building rehabilitation projects:
Carrying amount	1,767	1,629
Amount of future funding commitments included in carrying amount	790	654
Lending exposure	315	292
Tax credits subject to recapture	355	355
Private equity and similar investments	301	289
Future funding commitments to consolidated private equity funds	$ 224	$ 231

Commitments and Contingencies75

Commitments and Contingencies - Pledged Assets (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Pledged securities	$ 13,691	$ 14,063
Pledged loans	$ 74,061	$ 69,070

Fair Value Disclosures - Narrat

Fair Value Disclosures - Narrative (Details) - Private Equity and Similar Investments	3 Months Ended
	Mar. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Weighted average remaining life of private equity and similar investments	2 years
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs, EBITDA multiples	5
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs, EBITDA multiples	11
Weighted average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs, EBITDA multiples	8

Fair Value Disclosures - Assets

Fair Value Disclosures - Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Assets
Trading securities	$ 1,487	$ 1,180
AFS securities at fair value	27,129	25,297
LHFS	1,575	1,035
MSRs	860	880
Derivative assets	1,444	970
Private equity and similar investments	301	289
Total assets	32,796	29,651
Derivative liabilities	1,220	792
Securities sold short	162	147
Total liabilities	1,382	939
Level 1
Assets
Trading securities	294	311
Total assets	299	315
Level 2
Assets
Trading securities	1,193	869
LHFS	1,575	1,035
Total assets	30,714	27,533
Securities sold short	162	147
Total liabilities	1,381	935
Level 3
Assets
MSRs	860	880
Private equity and similar investments	301	289
Total assets	1,783	1,803
Total liabilities	1	4
U.S. Treasury
Assets
AFS securities at fair value	1,069	1,832
U.S. Treasury | Level 2
Assets
AFS securities at fair value	1,069	1,832
GSE
Assets
AFS securities at fair value		51
GSE | Level 2
Assets
AFS securities at fair value		51
Agency MBS
Assets
AFS securities at fair value	22,916	20,046
Agency MBS | Level 2
Assets
AFS securities at fair value	22,916	20,046
States and political subdivisions
Assets
AFS securities at fair value	2,056	2,079
States and political subdivisions | Level 2
Assets
AFS securities at fair value	2,056	2,079
Non-agency MBS
Assets
AFS securities at fair value	73	221
Non-agency MBS | Level 2
Assets
AFS securities at fair value	73	221
Other
Assets
AFS securities at fair value	5	4
Other | Level 1
Assets
AFS securities at fair value	5	4
Acquired from FDIC
Assets
AFS securities at fair value	1,010	1,064
Acquired from FDIC | Level 2
Assets
AFS securities at fair value	410	438
Acquired from FDIC | Level 3
Assets
AFS securities at fair value	600	626
Interest rate contracts
Assets
Derivative assets	1,441	964
Derivative liabilities	1,213	788
Interest rate contracts | Level 2
Assets
Derivative assets	1,419	956
Derivative liabilities	1,212	784
Interest rate contracts | Level 3
Assets
Derivative assets	22	8
Derivative liabilities	1	4
Foreign exchange contracts
Assets
Derivative assets	3	6
Derivative liabilities	7	4
Foreign exchange contracts | Level 2
Assets
Derivative assets	3	6
Derivative liabilities	$ 7	$ 4

Fair Value Disclosures - Level

Fair Value Disclosures - Level 3 Assets and Liabilities (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Total realized and unrealized gains (losses): Included in earnings:
Mortgage banking income	$ 91	$ 110
Acquired from FDIC
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	626	745
Total realized and unrealized gains (losses): Included in earnings:
Interest income	15	11
Included in unrealized net holding gains (losses) in OCI	(20)	(14)
Settlements	(21)	(23)
Ending balance	600	719
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	15	11
MSRs
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	880	844
Total realized and unrealized gains (losses): Included in earnings:
Mortgage banking income	(127)	(71)
Issuances	22	26
Settlements	(38)	(35)
Other	123
Ending balance	860	764
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	(127)	(71)
Net Derivatives
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	4	17
Total realized and unrealized gains (losses): Included in earnings:
Mortgage banking income	32	28
Other noninterest income		(4)
Issuances	40	38
Settlements	(55)	(56)
Ending balance	21	23
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	21	23
Private Equity and Similar Investments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	289	329
Total realized and unrealized gains (losses): Included in earnings:
Other noninterest income	3	16
Purchases	19	42
Sales	(8)	(19)
Settlements	(2)	(2)
Ending balance	301	366
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	$ 2	$ 16

Fair Value Disclosures - Loans

Fair Value Disclosures - Loans Held for Sale (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value	$ 1,575	$ 1,035
Aggregate UPB	1,541	1,023
Difference	$ 34	$ 12

Fair Value Disclosures - Measur

Fair Value Disclosures - Measured on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring - Level 3 - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Carrying Value
Impaired loans	$ 329	$ 149
Foreclosed real estate	66	82
Valuation Adjustments
Impaired loans	(38)	(30)
Foreclosed real estate	$ (54)	$ (190)

Fair Value Disclosures - Financ

Fair Value Disclosures - Financial Assets and Liabilities Not Recorded at Fair Value (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Financial assets:
HTM securities	$ 19,351	$ 18,530
Loans and leases HFI, net of ALLL	133,608	134,491
Financial liabilities:
Total deposits	150,500	149,124
Long-term debt	22,823	23,769
Carrying Amount
Financial assets:
HTM securities	19,351	18,530
Loans and leases HFI, net of ALLL	133,608	134,491
FDIC loss share receivable	246	285
Financial liabilities:
Total deposits	150,500	149,124
FDIC loss share payable	678	685
Long-term debt	22,823	23,769
Fair Value
Financial assets:
HTM securities	19,621	18,519
Loans and leases HFI, net of ALLL	134,161	134,728
FDIC loss share receivable	20	11
Financial liabilities:
Total deposits	150,655	149,300
FDIC loss share payable	669	676
Long-term debt	23,334	24,206
Level 2 | Fair Value
Financial assets:
HTM securities	19,621	18,519
Loans and leases HFI, net of ALLL	0	0
FDIC loss share receivable	0	0
Financial liabilities:
Total deposits	150,655	149,300
FDIC loss share payable	0	0
Long-term debt	23,334	24,206
Level 3 | Fair Value
Financial assets:
HTM securities	0	0
Loans and leases HFI, net of ALLL	134,161	134,728
FDIC loss share receivable	20	11
Financial liabilities:
Total deposits	0	0
FDIC loss share payable	669	676
Long-term debt	$ 0	$ 0

Fair Value Disclosures - Off-Ba

Fair Value Disclosures - Off-Balance Sheet Financial Instruments (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Commitments to extend, originate or purchase credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional/ Contract Amount	$ 60,177	$ 59,019
Fair Value	235	253
Residential mortgage loans sold with recourse
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional/ Contract Amount	680	702
Fair Value	9	8
Other loans sold with recourse
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional/ Contract Amount	4,199	4,198
Fair Value	7	7
Letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional/ Contract Amount	3,004	3,033
Fair Value	$ 30	$ 27

Derivative Financial Instrume83

Derivative Financial Instruments - Classifications and Hedging Relationships (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	$ 70,658	$ 67,525
Fair Value, Gain	1,444	970
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Amounts subject to master netting arrangements not offset due to policy election	(618)	(391)
Cash collateral (received) posted	(396)	(283)
Net amount	430	296
Fair Value, Loss	(1,220)	(792)
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Loss
Amounts subject to master netting arrangements not offset due to policy election	618	391
Cash collateral (received) posted	549	368
Net amount	(53)	(33)
Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	48,292	44,682
Fair Value, Gain	889	641
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(711)	(481)
Cash flow hedges | Interest rate contracts | Pay fixed swaps | 3 mo. LIBOR funding
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	9,000	9,300
Fair Value, Gain	0	0
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(393)	(214)
Fair value hedges
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	13,366	13,543
Fair Value, Gain	555	329
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(116)	(97)
Fair value hedges | Interest rate contracts | Pay fixed swaps | Commercial loans
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	218	207
Fair Value, Gain	0	0
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(5)	(2)
Fair value hedges | Interest rate contracts | Pay fixed swaps | Municipal securities
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	239	244
Fair Value, Gain	0	0
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(111)	(94)
Fair value hedges | Interest rate contracts | Receive fixed swaps | Long-term debt
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	12,909	13,092
Fair Value, Gain	555	329
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	0	(1)
Client-related and other risk management | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	26,280	24,333
Fair Value, Gain	493	353
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(532)	(380)
Client-related and other risk management | Interest rate contracts | Pay fixed swaps | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	9,025	8,984
Fair Value, Gain	0	1
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(502)	(363)
Client-related and other risk management | Interest rate contracts | Receive fixed swaps | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	8,878	8,827
Fair Value, Gain	472	337
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	0	(1)
Client-related and other risk management | Interest rate contracts | Other swaps | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	1,074	1,005
Fair Value, Gain	3	3
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(6)	(6)
Client-related and other risk management | Interest rate contracts | Other | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	605	601
Fair Value, Gain	1	1
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(2)	(2)
Client-related and other risk management | Interest rate contracts | Forward commitments | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	6,188	4,403
Fair Value, Gain	14	5
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(15)	(4)
Client-related and other risk management | Foreign exchange contracts | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	510	513
Fair Value, Gain	3	6
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(7)	(4)
Mortgage banking | Interest rate contracts | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	6,927	5,230
Fair Value, Gain	33	21
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(29)	(9)
Mortgage banking | Interest rate contracts | Other | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	388	677
Fair Value, Gain	5	4
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	0	0
Mortgage banking | Interest rate contracts | Interest rate lock commitments | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	2,756	1,828
Fair Value, Gain	22	8
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(1)	(4)
Mortgage banking | Interest rate contracts | When issued securities, forward rate agreements and forward commitments | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	3,783	2,725
Fair Value, Gain	6	9
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(28)	(5)
MSRs | Interest rate contracts | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	15,085	15,119
Fair Value, Gain	363	267
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(150)	(92)
MSRs | Interest rate contracts | Pay fixed swaps | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	1,861	2,329
Fair Value, Gain	0	4
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(100)	(56)
MSRs | Interest rate contracts | Receive fixed swaps | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	3,925	2,343
Fair Value, Gain	180	79
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	(2)	(7)
MSRs | Interest rate contracts | Other | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	72	0
Fair Value, Gain	0	0
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	0	0
MSRs | Interest rate contracts | When issued securities, forward rate agreements and forward commitments | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	2,602	2,682
Fair Value, Gain	8	0
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	0	(5)
MSRs | Interest rate contracts | Option trades | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	6,625	7,765
Fair Value, Gain	175	184
Gross amounts not offset in the Consolidated Balance Sheets: Fair Value, Gain
Fair Value, Loss	$ (48)	$ (24)

Derivative Financial Instrume84

Derivative Financial Instruments - Effect on the Consolidated Statements of Income (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Derivative Instruments, Gain (Loss) [Line Items]
Not designated as hedges, Pre-tax Gain (Loss) Recognized in Income	$ 143	$ 81
Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Not designated as hedges, Pre-tax Gain (Loss) Recognized in Income	128	97
Cash flow hedges | Interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Cash flow hedges, Pre-tax Gain (Loss) Recognized in AOCI	(200)	(107)
Cash flow hedges | Interest rate contracts | Total interest expense
Derivative Instruments, Gain (Loss) [Line Items]
Cash flow hedges, Pre-tax Gain (Loss) Reclassified from AOCI into Income	(17)	(21)
Fair value hedges | Interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Fair value hedges, Pre-tax Gain (Loss) Recognized in Income	56	63
Fair value hedges | Interest rate contracts | Total interest expense
Derivative Instruments, Gain (Loss) [Line Items]
Fair value hedges, Pre-tax Gain (Loss) Recognized in Income	60	68
Fair value hedges | Interest rate contracts | Total interest income
Derivative Instruments, Gain (Loss) [Line Items]
Fair value hedges, Pre-tax Gain (Loss) Recognized in Income	(4)	(5)
Client-related and other risk management | Interest rate contracts | Other noninterest income | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Not designated as hedges, Pre-tax Gain (Loss) Recognized in Income	(1)	1
Client-related and other risk management | Foreign exchange contracts | Other noninterest income | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Not designated as hedges, Pre-tax Gain (Loss) Recognized in Income	(8)	8
Mortgage banking | Interest rate contracts | Mortgage banking income | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Not designated as hedges, Pre-tax Gain (Loss) Recognized in Income	(6)	7
MSRs | Interest rate contracts | Mortgage banking income | Not Designated as Hedging Instruments
Derivative Instruments, Gain (Loss) [Line Items]
Not designated as hedges, Pre-tax Gain (Loss) Recognized in Income	$ 143	$ 81

Derivative Financial Instrume85

Derivative Financial Instruments - Cash Flow and Fair Value Hedges (Details) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Cash flow hedges
Derivative [Line Items]
Net unrecognized after-tax loss on active hedges recorded in AOCI	$ (246)	$ (134)
Net unrecognized after-tax gain on terminated hedges recorded in AOCI (to be recognized in earnings through 2022)	48	50
Estimated portion of net after-tax loss on active and terminated hedges to be reclassified from AOCI into earnings during the next 12 months	$ 8	$ (7)
Maximum time period over which BB&T has hedged a portion of the variability in future cash flows for forecasted transactions excluding those transactions relating to the payment of variable interest on existing instruments	6 years	7 years
Fair value hedges
Derivative [Line Items]
Unrecognized pre-tax net gain on terminated hedges (to be recognized as interest primarily through 2019)	$ 121	$ 138
Portion of pre-tax net gain on terminated hedges to be recognized as a change in interest during the next 12 months	$ 51	$ 57

Derivative Financial Instrume86

Derivative Financial Instruments - Dealer Counterparties and Central Clearing Parties (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Dealer Counterparties
Credit Derivatives [Line Items]
Cash collateral received from dealer counterparties	$ 396	$ 283
Derivatives in a net gain position secured by that collateral	408	301
Unsecured positions in a net gain with dealer counterparties after collateral postings	13	18
Cash collateral, including initial margin, posted	179	156
Derivatives in a net loss position secured by that collateral	184	161
Additional collateral that would have been posted had BB&T's credit ratings dropped below investment grade	5	6
Central Clearing Parties
Credit Derivatives [Line Items]
Cash collateral, including initial margin, posted	370	223
Derivatives in a net loss position secured by that collateral	394	227
Securities pledged to central clearing parties	$ 190	$ 207

Computation of EPS (Details)

Computation of EPS (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 527	$ 488
Weighted average number of common shares (in shares)	781,193	721,639
Effect of dilutive outstanding equity-based awards (in shares)	8,983	9,872
Weighted average number of diluted common shares (in shares)	790,176	731,511
Basic EPS (in dollars per share)	$ 0.67	$ 0.68
Diluted EPS (in dollars per share)	$ 0.67	$ 0.67
Anti-dilutive awards (in shares)	10,711	11,543

Operating Segments (Details)

Operating Segments (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	$ 1,529	$ 1,312
Allocated provision for loan and lease losses	184	99
Noninterest income	1,016	997
Amortization of intangibles	32	21
Income before income taxes	816	788
Provision for income taxes	246	241
Net income	570	547
Identifiable assets (period end)	212,405		$ 209,947
Community Banking
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	530	426
Net intersegment interest income (expense)	389	283
Segment net interest income	919	709
Allocated provision for loan and lease losses	(10)	13
Noninterest income	288	271
Intersegment net referral fees (expense)	30	31
Noninterest expense	422	358
Amortization of intangibles	5	6
Allocated corporate expenses	332	305
Income before income taxes	488	329
Provision for income taxes	178	120
Net income	310	209
Identifiable assets (period end)	66,504	55,277
Residential Mortgage Banking
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	332	341
Net intersegment interest income (expense)	(227)	(232)
Segment net interest income	105	109
Allocated provision for loan and lease losses	11	(12)
Noninterest income	71	84
Intersegment net referral fees (expense)	0	1
Noninterest expense	76	80
Amortization of intangibles	0	0
Allocated corporate expenses	26	23
Income before income taxes	63	103
Provision for income taxes	24	39
Net income	39	64
Identifiable assets (period end)	33,208	34,323
Dealer Financial Services
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	229	213
Net intersegment interest income (expense)	(40)	(38)
Segment net interest income	189	175
Allocated provision for loan and lease losses	76	61
Noninterest income	1	0
Intersegment net referral fees (expense)	0	0
Noninterest expense	35	32
Amortization of intangibles	0	0
Allocated corporate expenses	11	9
Income before income taxes	68	73
Provision for income taxes	26	28
Net income	42	45
Identifiable assets (period end)	14,692	14,012
Specialized Lending
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	178	146
Net intersegment interest income (expense)	(68)	(54)
Segment net interest income	110	92
Allocated provision for loan and lease losses	18	12
Noninterest income	65	61
Intersegment net referral fees (expense)	0	0
Noninterest expense	65	57
Amortization of intangibles	1	1
Allocated corporate expenses	18	15
Income before income taxes	73	68
Provision for income taxes	17	15
Net income	56	53
Identifiable assets (period end)	18,186	16,137
Insurance Holdings
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	0	1
Net intersegment interest income (expense)	1	2
Segment net interest income	1	3
Allocated provision for loan and lease losses	0	0
Noninterest income	421	442
Intersegment net referral fees (expense)	0	0
Noninterest expense	299	302
Amortization of intangibles	11	12
Allocated corporate expenses	28	25
Income before income taxes	84	106
Provision for income taxes	31	34
Net income	53	72
Identifiable assets (period end)	2,800	2,811
Financial Services
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	62	50
Net intersegment interest income (expense)	88	71
Segment net interest income	150	121
Allocated provision for loan and lease losses	90	24
Noninterest income	197	202
Intersegment net referral fees (expense)	3	3
Noninterest expense	181	162
Amortization of intangibles	1	1
Allocated corporate expenses	37	34
Income before income taxes	41	105
Provision for income taxes	15	39
Net income	26	66
Identifiable assets (period end)	17,816	14,067
Other, Treasury and Corporate
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	198	135
Net intersegment interest income (expense)	(143)	(32)
Segment net interest income	55	103
Allocated provision for loan and lease losses	(1)	1
Noninterest income	(27)	(63)
Intersegment net referral fees (expense)	(33)	(35)
Noninterest expense	435	410
Amortization of intangibles	14	1
Allocated corporate expenses	(452)	(411)
Income before income taxes	(1)	4
Provision for income taxes	(45)	(34)
Net income	44	38
Identifiable assets (period end)	59,199	52,601
Total BB&T Corporation
Segment Reporting, Revenue Reconciling Item [Line Items]
Net interest income (expense)	1,529	1,312
Net intersegment interest income (expense)	0	0
Segment net interest income	1,529	1,312
Allocated provision for loan and lease losses	184	99
Noninterest income	1,016	997
Intersegment net referral fees (expense)	0	0
Noninterest expense	1,513	1,401
Amortization of intangibles	32	21
Allocated corporate expenses	0	0
Income before income taxes	816	788
Provision for income taxes	246	241
Net income	570	547
Identifiable assets (period end)	$ 212,405	$ 189,228