Truist Financial (TFC) 10-Q 2 Nov 21 2021 Q3 Quarterly report Financial data

Cover

Cover	9 Months Ended
	Sep. 30, 2021shares
Entity Listings [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Entity File Number	1-10853
Entity Registrant Name	TRUIST FINANCIAL CORPORATION
Entity Tax Identification Number	56-0939887
Entity Address, Address Line One	214 North Tryon Street
Entity Address, City or Town	Charlotte,
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28202
City Area Code	(336)
Local Phone Number	733-2000
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding	1,334,891,526
Entity Central Index Key	0000092230
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q3
Amendment Flag	false
Document Transition Report	false
Entity Incorporation, State or Country Code	NC
Common Stock, $5 par value
Entity Listings [Line Items]
Title of 12(b) Security	Common Stock, $5 par value
Trading Symbol	TFC
Security Exchange Name	NYSE
Series I
Entity Listings [Line Items]
Title of 12(b) Security	Depositary Shares each representing 1/4,000th interest in a share of Series I Perpetual Preferred Stock
Trading Symbol	TFC.PI
Security Exchange Name	NYSE
Series J Preferred Stock
Entity Listings [Line Items]
Title of 12(b) Security	5.853% Fixed-to-Floating Rate Normal Preferred Purchase Securities each representing 1/100th interest in a share of Series J Perpetual Preferred Stock
Trading Symbol	TFC.PJ
Security Exchange Name	NYSE
Series O Preferred Stock
Entity Listings [Line Items]
Title of 12(b) Security	Depositary Shares each representing 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock
Trading Symbol	TFC.PO
Security Exchange Name	NYSE
Series R Preferred Stock
Entity Listings [Line Items]
Title of 12(b) Security	Depositary Shares each representing 1/1,000th interest in a share of Series R Non-Cumulative Perpetual Preferred Stock
Trading Symbol	TFC.PR
Security Exchange Name	NYSE

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) shares in Thousands, $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and Due from Banks	$ 4,656	$ 5,029
Interest-bearing deposits with banks	15,171	13,839
Securities borrowed or purchased under resale agreements	1,919	1,745
Trading assets at fair value	6,972	3,872
AFS securities	151,038	120,788
LHFS (including $4,799 and $4,955 at fair value, respectively)	5,133	6,059
Loans and leases	285,522	299,734
ALLL	(4,702)	(5,835)
Loans and leases, net of ALLL	280,820	293,899
Premises and equipment	3,719	3,870
Goodwill	24,891	24,447
CDI and other intangible assets	2,930	2,984
MSRs at fair value	2,584	2,023
Other assets (including $4,002 and $4,891 at fair value, respectively)	30,051	30,673
Total assets	529,884	509,228
Liabilities
Noninterest-bearing deposits	143,595	127,629
Interest-bearing deposits	262,262	253,448
Short-term borrowings (including $1,735 and $1,115 at fair value, respectively)	5,226	6,092
Long-term debt	37,837	39,597
Other liabilities (including $601 and $555 at fair value, respectively)	12,064	11,550
Total liabilities	460,984	438,316
Shareholders’ Equity
Preferred stock	6,673	8,048
Common stock, $5 par value	6,674	6,745
Additional paid-in capital	34,977	35,843
Retained earnings	22,114	19,455
AOCI, net of deferred income taxes	(1,538)	716
Noncontrolling interests	0	105
Total shareholders’ equity	68,900	70,912
Total liabilities and shareholders’ equity	$ 529,884	$ 509,228
Common shares outstanding	1,334,892	1,348,961
Common shares authorized	2,000,000	2,000,000
Preferred shares outstanding	223	280
Preferred shares authorized	5,000	5,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Loans Held for Sale, Fair Value	$ 4,799	$ 4,955
Other Assets, Fair Value Disclosure	4,002	4,891
Short-term borrowings, fair value	1,735	1,115
Other Liabilities, Fair Value Disclosure	$ 601	$ 555
Common stock, par value (in dollars per share)	$ 5	$ 5

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest Income
Interest and fees on loans and leases	$ 2,825	$ 3,174	$ 8,728	$ 10,327
Interest on securities	548	393	1,488	1,331
Interest on other earning assets	53	56	147	279
Total interest income	3,426	3,623	10,363	11,937
Interest Expense
Interest on deposits	33	96	116	718
Interest on long-term debt	151	152	446	635
Interest on other borrowings	9	13	38	124
Total interest expense	193	261	600	1,477
Net Interest Income	3,233	3,362	9,763	10,460
Provision for credit losses	(324)	421	(710)	2,158
Net Interest Income After Provision for Credit Losses	3,557	2,941	10,473	8,302
Noninterest Income
Noninterest income	2,365	2,210	6,967	6,594
Noninterest Expense
Personnel expense	2,187	2,058	6,536	6,038
Professional fees and outside processing	372	323	1,063	859
Net occupancy expense	187	233	578	697
Software expense	251	221	707	647
Amortization of intangibles	145	170	431	513
Equipment expense	154	127	389	363
Marketing and customer development	94	75	226	215
Operating lease depreciation	47	56	144	204
Loan-related expense	52	59	161	177
Regulatory costs	43	34	99	93
Merger-related and restructuring charges	172	236	610	552
Loss (gain) on early extinguishment of debt	0	0	(3)	235
Other expense	91	163	475	471
Total noninterest expense	3,795	3,755	11,416	11,064
Earnings
Income before income taxes	2,127	1,396	6,024	3,832
Provision for income taxes	423	255	1,189	670
Net income	1,704	1,141	4,835	3,162
Noncontrolling interests	0	3	(3)	9
Net income available to the bank holding company	1,704	1,138	4,838	3,153
Preferred stock dividends and other	88	70	329	197
Net income available to common shareholders	$ 1,616	$ 1,068	$ 4,509	$ 2,956
Basic EPS	$ 1.21	$ 0.79	$ 3.37	$ 2.20
Diluted EPS	$ 1.20	$ 0.79	$ 3.34	$ 2.18
Basic weighted average shares outstanding (in shares)	1,334,825	1,347,916	1,339,558	1,346,605
Diluted weighted average shares outstanding (in shares)	1,346,854	1,358,122	1,351,712	1,357,174
Insurance income
Noninterest Income
Noninterest income	$ 645	$ 518	$ 1,961	$ 1,648
Wealth management income
Noninterest Income
Noninterest income	356	324	1,042	945
Service charges on deposits
Noninterest Income
Noninterest income	276	247	787	754
Residential mortgage income
Noninterest Income
Noninterest income	179	221	396	807
Investment banking and trading income
Noninterest Income
Noninterest income	301	244	958	636
Card and payment related fees
Noninterest Income
Noninterest income	225	200	650	558
Lending related fees
Noninterest Income
Noninterest income	74	77	268	210
Operating lease income
Noninterest Income
Noninterest income	57	72	191	232
Commercial real estate related income
Noninterest Income
Noninterest income	78	55	259	148
Income from bank-owned life insurance
Noninterest Income
Noninterest income	43	46	139	135
Securities gains (losses)
Noninterest Income
Noninterest income	0	104	0	402
Other income
Noninterest Income
Noninterest income	$ 131	$ 102	$ 316	$ 119

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Statement of Comprehensive Income [Abstract]
Net income	$ 1,704	$ 1,141	$ 4,835	$ 3,162
OCI, net of tax:
Net change in net pension and postretirement costs	(55)	(11)	(22)	18
Net change in cash flow hedges	5	8	51	30
Net change in AFS securities	(438)	(375)	(2,283)	1,267
Other, net	(2)	1	0	(1)
Total OCI, net of tax	(490)	(377)	(2,254)	1,314
Total comprehensive income	1,214	764	2,581	4,476
Income Tax Effect of Items Included in OCI:
Net change in net pension and postretirement costs	(13)	(4)	(3)	5
Net change in cash flow hedges	2	2	16	9
Net change in AFS securities	(133)	(114)	(701)	389
Total income taxes related to OCI	$ (144)	$ (116)	$ (688)	$ 403

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) shares in Thousands, $ in Millions	Total	Common Stock	Preferred Stock	Additional Paid-In Capital	Retained Earnings	AOCI	Noncontrolling Interests
Beginning balance at Dec. 31, 2019	$ 66,558	$ 6,711	$ 5,102	$ 35,609	$ 19,806	$ (844)	$ 174
Beginning balance (in shares) at Dec. 31, 2019		1,342,166
Add (Deduct):
Net income	3,162				3,153		9
OCI	1,314					1,314
Stock transactions:
Issued in connection with equity awards, net	(87)	$ 30		(115)	(2)
Issued in connection with equity awards, net (in shares)		5,952
Issued in connection with preferred stock offering	3,449		3,449
Redemption of preferred stock	(500)		(503)		3
Cash dividends declared on common stock	(1,817)				(1,817)
Cash dividends declared on preferred stock	(200)				(200)
Equity-based compensation expense	280			280
Cumulative effect adjustment for new accounting standards	(2,109)				(2,109)
Other, net	(77)						(77)
Ending balance at Sep. 30, 2020	69,973	$ 6,741	8,048	35,774	18,834	470	106
Ending balance (in shares) at Sep. 30, 2020		1,348,118
Beginning balance at Jun. 30, 2020	68,883	$ 6,738	7,143	35,676	18,373	847	106
Beginning balance (in shares) at Jun. 30, 2020		1,347,609
Add (Deduct):
Net income	1,141				1,138		3
OCI	(377)					(377)
Stock transactions:
Issued in connection with equity awards, net	(3)	$ 3		(6)
Issued in connection with equity awards, net (in shares)		509
Issued in connection with preferred stock offering	905		905
Cash dividends declared on common stock	(607)				(607)
Cash dividends declared on preferred stock	(70)				(70)
Equity-based compensation expense	104			104
Other, net	(3)						(3)
Ending balance at Sep. 30, 2020	69,973	$ 6,741	8,048	35,774	18,834	470	106
Ending balance (in shares) at Sep. 30, 2020		1,348,118
Beginning balance at Dec. 31, 2020	$ 70,912	$ 6,745	8,048	35,843	19,455	716	105
Beginning balance (in shares) at Dec. 31, 2020	1,348,961	1,348,961
Add (Deduct):
Net income	$ 4,835				4,838		(3)
OCI	(2,254)					(2,254)
Stock transactions:
Issued in connection with equity awards, net	(93)	$ 28		(118)	(3)
Issued in connection with equity awards, net (in shares)		5,719
Repurchase of common stock (in shares)		(19,788)
Repurchase of common stock	(1,116)	$ (99)		(1,017)
Redemption of preferred stock	(1,415)		(1,375)		(40)
Cash dividends declared on common stock	(1,847)				(1,847)
Cash dividends declared on preferred stock	(289)				(289)
Equity-based compensation expense	269			269
Other, net	(102)						(102)
Ending balance at Sep. 30, 2021	$ 68,900	$ 6,674	6,673	34,977	22,114	(1,538)	0
Ending balance (in shares) at Sep. 30, 2021	1,334,892	1,334,892
Beginning balance at Jun. 30, 2021	$ 68,336	$ 6,674	6,673	34,898	21,139	(1,048)	0
Beginning balance (in shares) at Jun. 30, 2021		1,334,770
Add (Deduct):
Net income	1,704				1,704		0
OCI	(490)					(490)
Stock transactions:
Issued in connection with equity awards, net	(5)	$ 0		(4)	(1)
Issued in connection with equity awards, net (in shares)		122
Cash dividends declared on common stock	(640)				(640)
Cash dividends declared on preferred stock	(88)				(88)
Equity-based compensation expense	83			83
Ending balance at Sep. 30, 2021	$ 68,900	$ 6,674	$ 6,673	$ 34,977	$ 22,114	$ (1,538)	$ 0
Ending balance (in shares) at Sep. 30, 2021	1,334,892	1,334,892

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash Flows From Operating Activities:
Net income	$ 4,835	$ 3,162
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	(710)	2,158
Depreciation	610	694
Amortization of intangibles	431	513
Equity-based compensation expense	269	280
Securities (gains) losses	0	(402)
Net change in operating assets and liabilities:
LHFS	156	1,144
MSRs	(206)	639
Pension asset	(456)	(417)
Derivative assets and liabilities	905	(3,064)
Trading assets	(3,100)	1,063
Other assets and other liabilities	896	(299)
Other, net	(545)	(442)
Net cash from operating activities	3,085	5,029
Cash Flows From Investing Activities:
Proceeds from sales of AFS securities	137	5,219
Proceeds from maturities, calls and paydowns of AFS securities	25,424	14,917
Purchases of AFS securities	(59,578)	(28,242)
Originations and purchases of loans and leases, net of sales and principal collected	14,503	(4,328)
Net cash received (paid) for FHLB stock	116	599
Net cash paid for premises and equipment	(314)	(716)
Net cash received (paid) for mergers, acquisitions and divestitures	390	(1,811)
Other, net	(600)	275
Net cash from investing activities	(19,922)	(14,087)
Cash Flows From Financing Activities:
Net change in deposits	24,790	38,263
Net change in short-term borrowings	(866)	(11,972)
Proceeds from issuance of long-term debt	4,626	26,570
Repayment of long-term debt	(5,873)	(27,667)
Repurchase of common stock	(1,116)	0
Net proceeds from preferred stock issued	0	3,449
Redemption of preferred stock	(1,415)	(500)
Cash dividends paid on common stock	(1,847)	(1,817)
Cash dividends paid on preferred stock	(289)	(200)
Net cash received (paid) for hedge unwinds	0	1,111
Other, net	(214)	(136)
Net cash from financing activities	17,796	27,101
Net Change in Cash and Cash Equivalents	959	18,043
Cash and Cash Equivalents, January 1	18,868	19,065
Cash and Cash Equivalents, September 30	19,827	37,108
Supplemental Disclosure of Cash Flow Information:
Net cash paid (received) during the period for interest expense	655	1,555
Net cash paid (received) during the period for income taxes	$ 745	$ 94

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation General See the Glossary of Defined Terms at the beginning of this Report for terms used herein. These consolidated financial statements and notes are presented in accordance with the instructions for Form 10-Q, and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations, and cash flow activity required in accordance with GAAP. In the opinion of management, all normal recurring adjustments necessary for a fair statement of the consolidated financial position and consolidated results of operations have been made. The year-end consolidated balance sheet data was derived from audited annual financial statements but does not contain all of the footnote disclosures from the annual financial statements. The information contained in the financial statements and notes included in the Annual Report on Form 10-K for the year ended December 31, 2020 should be referred to in connection with these unaudited interim consolidated financial statements. There were no significant changes to the Company’s accounting policies from those disclosed in the Annual Report on Form 10-K for the year ended December 31, 2020 that could have a material effect on the Company’s financial statements. Reclassifications Certain amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation. Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements, and the reported amounts of revenues and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change include the determination of the ACL; determination of fair value for financial instruments; valuation of MSRs; goodwill, intangible assets and other purchase accounting related adjustments; benefit plan obligations and expenses; and tax assets, liabilities, and expense. Changes in Accounting Principles and Effects of New Accounting Pronouncements There were no standards adopted during the current year that had a material effect on the Company’s financial statements, and no standards not yet adopted by the Company that are expected to have a material effect on the Company’s financial statements.

Business Combinations

Business Combinations	9 Months Ended
	Sep. 30, 2021
Business Combinations [Abstract]
Business Combination Disclosure	Business CombinationsOn July 1, 2021, Truist acquired Constellation Affiliated Partners, which resulted in approximately $543 million of goodwill and $418 million of identifiable intangible assets in the IH segment. Fair value estimates related to the acquired assets and liabilities are subject to adjustment during the one-year measurement period following the closing of the acquisition. The intangible assets are being amortized on an accelerated basis over a term of 15.0 years based upon the estimated economic benefits received. Goodwill of $456 million and identifiable intangible assets of $277 million are deductible for tax purposes.On August 10, 2021, Truist announced it will acquire Service Finance, LLC for $2.0 billion in cash consideration, which is expected to close in the fourth quarter of 2021.

Securities Financing Activities

Securities Financing Activities	9 Months Ended
	Sep. 30, 2021
Offsetting [Abstract]
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure	Securities Financing Activities Securities purchased under resale agreements are primarily collateralized by U.S. government or agency securities and are carried at the amounts at which the securities will be subsequently sold, plus accrued interest. Securities borrowed are primarily collateralized by corporate securities. The Company borrows securities and purchases securities under agreements to resell as part of its securities financing activities. On the acquisition date of these securities, the Company and the related counterparty agree on the amount of collateral required to secure the principal amount loaned under these arrangements. The Company monitors collateral values daily and calls for additional collateral to be provided as warranted under the respective agreements. At September 30, 2021 and December 31, 2020, the total market value of collateral held was $1.9 billion and $1.7 billion, of which $188 million and $27 million was repledged, respectively. The following table presents securities borrowed or purchased under resale agreements: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Securities purchased under resale agreements $ 1,302 $ 1,158 Securities borrowed 617 587 Total securities borrowed or purchased under resale agreements $ 1,919 $ 1,745 For securities sold under agreements to repurchase, the Company would be obligated to provide additional collateral in the event of a significant decline in fair value of the collateral pledged. This risk is managed by monitoring the liquidity and credit quality of the collateral, as well as the maturity profile of the transactions. Refer to “Note 14. Commitments and Contingencies” for additional information related to pledged securities. The following table presents the Company’s related activity, by collateral type and remaining contractual maturity: September 30, 2021 December 31, 2020 (Dollars in millions) Overnight and Continuous Up to 30 days Total Overnight and Continuous Up to 30 days Total U.S. Treasury $ 1,533 $ 7 $ 1,540 $ 305 $ 31 $ 336 GSE 98 32 130 45 9 54 Agency MBS - residential 473 173 646 442 6 448 Corporate and other debt securities 172 112 284 204 179 383 Total securities sold under agreements to repurchase $ 2,276 $ 324 $ 2,600 $ 996 $ 225 $ 1,221 There were no securities financing transactions subject to legally enforceable master netting arrangements that were eligible for balance sheet netting for the periods presented.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Investment Securities The following tables summarize the Company’s AFS securities: September 30, 2021 Amortized Cost Gross Unrealized Fair Value Gains Losses AFS securities: U.S. Treasury $ 9,700 $ 18 $ 21 $ 9,697 GSE 1,829 47 2 1,874 Agency MBS - residential 133,933 954 1,826 133,061 Agency MBS - commercial 3,083 30 40 3,073 States and political subdivisions 422 38 2 458 Non-agency MBS 2,856 1 11 2,846 Other 29 — — 29 Total AFS securities $ 151,852 $ 1,088 $ 1,902 $ 151,038 December 31, 2020 Amortized Cost Gross Unrealized Fair Value Gains Losses AFS securities: U.S. Treasury $ 1,721 $ 25 $ — $ 1,746 GSE 1,840 77 — 1,917 Agency MBS - residential 111,589 1,975 23 113,541 Agency MBS - commercial 2,987 72 2 3,057 States and political subdivisions 447 47 1 493 Other 34 — — 34 Total AFS securities $ 118,618 $ 2,196 $ 26 $ 120,788 Certain securities issued by FNMA and FHLMC exceeded 10% of shareholders’ equity at September 30, 2021. The FNMA investments had total amortized cost and fair value of $42.1 billion and $41.7 billion, respectively. The FHLMC investments had total amortized cost and fair value of $44.8 billion and $44.2 billion, respectively. The amortized cost and estimated fair value of the securities portfolio by contractual maturity are shown in the following table. The expected life of MBS may be shorter than the contractual maturities because borrowers may have the right to prepay their obligations with or without penalties. Amortized Cost Fair Value September 30, 2021 Due in one year or less Due after one year through five years Due after five years through ten years Due after ten years Total Due in one year or less Due after one year through five years Due after five years through ten years Due after ten years Total AFS securities: U.S. Treasury $ 276 $ 8,446 $ 978 $ — $ 9,700 $ 276 $ 8,441 $ 980 $ — $ 9,697 GSE 432 1,237 — 160 1,829 437 1,274 — 163 1,874 Agency MBS - residential — 1 317 133,615 133,933 — 1 327 132,733 133,061 Agency MBS - commercial — 1 23 3,059 3,083 — 1 23 3,049 3,073 States and political subdivisions 38 95 118 171 422 39 98 135 186 458 Non-agency MBS — — — 2,856 2,856 — — — 2,846 2,846 Other 1 6 — 22 29 1 6 — 22 29 Total AFS securities $ 747 $ 9,786 $ 1,436 $ 139,883 $ 151,852 $ 753 $ 9,821 $ 1,465 $ 138,999 $ 151,038 The following tables present the fair values and gross unrealized losses of investments based on the length of time that individual securities have been in a continuous unrealized loss position: Less than 12 months 12 months or more Total September 30, 2021 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses AFS securities: U.S. Treasury $ 6,247 $ 21 $ — $ — $ 6,247 $ 21 GSE 95 2 — — 95 2 Agency MBS - residential 95,852 1,812 443 14 96,295 1,826 Agency MBS - commercial 1,943 34 257 6 2,200 40 States and political subdivisions 24 1 22 1 46 2 Non-agency MBS 2,183 11 — — 2,183 11 Other 22 — — — 22 — Total $ 106,366 $ 1,881 $ 722 $ 21 $ 107,088 $ 1,902 Less than 12 months 12 months or more Total December 31, 2020 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses AFS securities: U.S. Treasury $ 17 $ — $ — $ — $ 17 $ — Agency MBS - residential 4,028 21 203 2 4,231 23 Agency MBS - commercial 463 2 4 — 467 2 States and political subdivisions 20 — 32 1 52 1 Other 6 — — — 6 — Total $ 4,534 $ 23 $ 239 $ 3 $ 4,773 $ 26 At September 30, 2021 and December 31, 2020, no ACL was established for AFS securities. Substantially all of the unrealized losses on the securities portfolio were the result of changes in market interest rates compared to the date the securities were acquired rather than the credit quality of the issuers or underlying loans. The following table presents gross securities gains and losses recognized in earnings: (Dollars in millions) Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Gross realized gains $ — $ 104 $ — $ 404 Gross realized losses — — — (2) Securities gains (losses), net $ — $ 104 $ — $ 402

Loans and ACL

Loans and ACL	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Loans and ACL	Loans and ACL The following tables present loans and leases HFI by aging category. Government guaranteed loans are not placed on nonaccrual status regardless of delinquency because collection of principal and interest is reasonably assured. The past due status of loans that received a deferral under the CARES Act is generally frozen during the deferral period. In certain limited circumstances, accommodation programs result in the delinquency status being reset to current. Accruing September 30, 2021 Current 30-89 Days Past Due 90 Days Or More Past Due Nonperforming Total Commercial: Commercial and industrial $ 128,448 $ 131 $ 2 $ 411 $ 128,992 CRE 24,285 4 — 20 24,309 Commercial construction 5,680 2 — 7 5,689 Lease financing 4,767 4 16 12 4,799 Consumer: Residential mortgage 45,038 495 852 306 46,691 Residential home equity and direct 24,988 81 7 146 25,222 Indirect auto 26,189 560 2 172 26,923 Indirect other 11,094 53 2 6 11,155 Student 5,635 456 968 — 7,059 Credit card 4,623 37 23 — 4,683 Total $ 280,747 $ 1,823 $ 1,872 $ 1,080 $ 285,522 Accruing December 31, 2020 Current 30-89 Days Past Due 90 Days Or More Past Due Nonperforming Total Commercial: Commercial and industrial $ 137,726 $ 83 $ 13 $ 532 $ 138,354 CRE 26,506 14 — 75 26,595 Commercial construction 6,472 5 — 14 6,491 Lease financing 5,206 6 — 28 5,240 Consumer: Residential mortgage 45,333 782 841 316 47,272 Residential home equity and direct 25,751 98 10 205 26,064 Indirect auto 25,498 495 2 155 26,150 Indirect other 11,102 68 2 5 11,177 Student 5,823 618 1,111 — 7,552 Credit card 4,759 51 29 — 4,839 Total $ 294,176 $ 2,220 $ 2,008 $ 1,330 $ 299,734 The following table presents the amortized cost basis of loans by origination year and credit quality indicator: September 30, 2021 Amortized Cost Basis by Origination Year Revolving Credit Loans Converted to Term Other (1) 2021 2020 2019 2018 2017 Prior Total Commercial: Commercial and industrial: Pass $ 25,433 $ 17,587 $ 14,278 $ 9,315 $ 5,670 $ 10,042 $ 41,570 $ — $ (390) $ 123,505 Special mention 186 231 402 253 97 92 973 — — 2,234 Substandard 302 314 493 213 71 289 1,160 — — 2,842 Nonperforming 36 26 70 46 18 59 157 — (1) 411 Total 25,957 18,158 15,243 9,827 5,856 10,482 43,860 — (391) 128,992 CRE: Pass 2,825 3,405 5,516 3,794 2,051 2,442 671 — (61) 20,643 Special mention 57 107 486 317 51 129 — — — 1,147 Substandard 305 310 633 551 402 298 — — — 2,499 Nonperforming 2 1 — 2 3 12 — — — 20 Total 3,189 3,823 6,635 4,664 2,507 2,881 671 — (61) 24,309 Commercial construction: Pass 836 1,125 1,676 681 138 99 661 — 7 5,223 Special mention — 26 140 102 — — — — — 268 Substandard 6 6 40 74 65 — — — — 191 Nonperforming — 1 1 — 4 — — — 1 7 Total 842 1,158 1,857 857 207 99 661 — 8 5,689 Lease financing: Pass 970 1,232 811 525 528 707 — — (62) 4,711 Special mention 1 — — — 3 2 — — — 6 Substandard — 1 29 2 2 36 — — — 70 Nonperforming — 2 3 4 — 2 — — 1 12 Total 971 1,235 843 531 533 747 — — (61) 4,799 Consumer: Residential mortgage: Performing 12,741 7,355 4,360 2,237 2,719 16,872 — — 101 46,385 Nonperforming — 3 22 27 22 232 — — — 306 Total 12,741 7,358 4,382 2,264 2,741 17,104 — — 101 46,691 Residential home equity and direct: Performing 4,061 3,028 2,015 829 241 482 10,946 3,405 69 25,076 Nonperforming 1 3 4 2 1 7 50 78 — 146 Total 4,062 3,031 2,019 831 242 489 10,996 3,483 69 25,222 Indirect auto: Performing 8,950 7,705 5,106 2,612 1,426 778 — — 174 26,751 Nonperforming 9 37 54 38 21 18 — — (5) 172 Total 8,959 7,742 5,160 2,650 1,447 796 — — 169 26,923 Indirect other: Performing 3,747 3,083 1,901 1,086 527 779 — — 26 11,149 Nonperforming — 3 2 — — 1 — — — 6 Total 3,747 3,086 1,903 1,086 527 780 — — 26 11,155 Student — 22 94 79 66 6,765 — — 33 7,059 Credit card — — — — — — 4,653 30 — 4,683 Total $ 60,468 $ 45,613 $ 38,136 $ 22,789 $ 14,126 $ 40,143 $ 60,841 $ 3,513 $ (107) $ 285,522 December 31, 2020 Amortized Cost Basis by Origination Year Revolving Credit Loans Converted to Term Other (1) 2020 2019 2018 2017 2016 Prior Total Commercial: Commercial and industrial: Pass $ 34,858 $ 18,881 $ 13,312 $ 7,713 $ 5,174 $ 8,888 $ 42,780 $ 231 $ (579) $ 131,258 Special mention 471 434 343 98 120 157 1,808 5 (1) 3,435 Substandard 461 445 339 121 144 256 1,353 12 (2) 3,129 Nonperforming 38 92 48 29 25 61 233 4 2 532 Total 35,828 19,852 14,042 7,961 5,463 9,362 46,174 252 (580) 138,354 CRE: Pass 4,563 6,600 4,427 2,752 1,473 2,096 617 — (69) 22,459 Special mention 171 599 585 116 77 141 — — — 1,689 Substandard 410 776 438 281 182 280 5 — — 2,372 Nonperforming 1 15 1 9 6 43 — — — 75 Total 5,145 7,990 5,451 3,158 1,738 2,560 622 — (69) 26,595 Commercial construction: Pass 1,052 2,141 1,889 232 27 110 534 — 2 5,987 Special mention — 108 64 1 — — 2 — — 175 Substandard 70 106 73 59 6 1 — — — 315 Nonperforming 1 3 — 7 — — — 3 — 14 Total 1,123 2,358 2,026 299 33 111 536 3 2 6,491 Lease financing: Pass 1,377 1,139 775 746 241 760 — — 27 5,065 Special mention 1 39 20 5 — 7 — — — 72 Substandard — 34 3 4 3 31 — — — 75 Nonperforming 2 5 3 9 4 5 — — — 28 Total 1,380 1,217 801 764 248 803 — — 27 5,240 Consumer: Residential mortgage: Performing 8,197 6,729 3,735 4,374 5,424 18,333 — — 164 46,956 Nonperforming 3 13 16 13 14 257 — — — 316 Total 8,200 6,742 3,751 4,387 5,438 18,590 — — 164 47,272 Residential home equity and direct: Performing 4,513 3,126 1,416 481 214 557 13,886 1,619 47 25,859 Nonperforming 1 4 2 1 1 7 87 101 1 205 Total 4,514 3,130 1,418 482 215 564 13,973 1,720 48 26,064 Indirect auto: Performing 10,270 7,436 4,015 2,401 1,220 506 — — 147 25,995 Nonperforming 13 50 44 27 15 12 — — (6) 155 Total 10,283 7,486 4,059 2,428 1,235 518 — — 141 26,150 Indirect other: Performing 4,433 3,019 1,706 826 431 718 — — 39 11,172 Nonperforming 1 1 1 — — 2 — — — 5 Total 4,434 3,020 1,707 826 431 720 — — 39 11,177 Student 22 110 95 81 64 7,185 — — (5) 7,552 Credit card — — — — — — 4,802 37 — 4,839 Total $ 70,929 $ 51,905 $ 33,350 $ 20,386 $ 14,865 $ 40,413 $ 66,107 $ 2,012 $ (233) $ 299,734 (1) Includes certain deferred fees and costs, unapplied payments, and other adjustments. ACL The following tables present activity in the ACL: (Dollars in millions) Balance at Jul 1, 2020 Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2020 Commercial: Commercial and industrial $ 2,137 $ (112) $ 20 $ 140 $ — $ 2,185 CRE 391 (44) — 155 — 502 Commercial construction 134 (19) 2 17 — 134 Lease financing 59 (44) 4 34 — 53 Consumer: Residential mortgage 431 (4) 3 (6) — 424 Residential home equity and direct 697 (52) 16 43 — 704 Indirect auto 1,190 (72) 22 49 — 1,189 Indirect other 213 (8) 4 13 — 222 Student 123 (6) — 11 2 130 Credit card 327 (44) 8 29 — 320 ALLL 5,702 (405) 79 485 2 5,863 RUFC 431 — — (64) (1) 366 ACL $ 6,133 $ (405) $ 79 $ 421 $ 1 $ 6,229 (Dollars in millions) Balance at Jul 1, 2021 Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2021 Commercial: Commercial and industrial $ 1,757 $ (57) $ 21 $ (180) $ — $ 1,541 CRE 440 (1) 1 (70) — 370 Commercial construction 69 — 1 (11) — 59 Lease financing 47 — 21 (37) — 31 Consumer: Residential mortgage 321 (7) 3 (6) — 311 Residential home equity and direct 694 (51) 20 (18) — 645 Indirect auto 1,116 (73) 22 6 — 1,071 Indirect other 181 (13) 5 21 — 194 Student 129 (6) 1 1 1 126 Credit card 367 (31) 9 9 — 354 ALLL 5,121 (239) 104 (285) 1 4,702 RUFC 315 — — (39) — 276 ACL $ 5,436 $ (239) $ 104 $ (324) $ 1 $ 4,978 (Dollars in millions) Balance at Jan 1, 2020 (1) Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2020 Commercial: Commercial and industrial $ 560 $ (274) $ 58 $ 937 $ 904 $ 2,185 CRE 150 (59) 4 325 82 502 Commercial construction 52 (22) 10 78 16 134 Lease financing 10 (50) 4 (5) 94 53 Consumer: Residential mortgage 176 (50) 7 26 265 424 Residential home equity and direct 107 (185) 46 282 454 704 Indirect auto 304 (294) 63 298 818 1,189 Indirect other 60 (46) 18 40 150 222 Student — (20) 1 24 125 130 Credit card 122 (147) 22 148 175 320 PCI 8 — — — (8) — ALLL 1,549 (1,147) 233 2,153 3,075 5,863 RUFC 340 — — 5 21 366 ACL $ 1,889 $ (1,147) $ 233 $ 2,158 $ 3,096 $ 6,229 (Dollars in millions) Balance at Jan 1, 2021 Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2021 Commercial: Commercial and industrial $ 2,156 $ (181) $ 60 $ (494) $ — $ 1,541 CRE 573 (5) 6 (204) — 370 Commercial construction 81 (2) 3 (23) — 59 Lease financing 48 (8) 24 (33) — 31 Consumer: Residential mortgage 368 (22) 10 (45) — 311 Residential home equity and direct 714 (163) 58 36 — 645 Indirect auto 1,198 (247) 71 49 — 1,071 Indirect other 208 (41) 18 9 — 194 Student 130 (12) 1 3 4 126 Credit card 359 (113) 28 80 — 354 ALLL 5,835 (794) 279 (622) 4 4,702 RUFC 364 — — (88) — 276 ACL $ 6,199 $ (794) $ 279 $ (710) $ 4 $ 4,978 (1) Balance is prior to the adoption of CECL. (2) Includes the adoption of CECL, the ALLL for PCD acquisitions, and other activity. The commercial ALLL decreased $312 million and $857 million for the three and nine months ended September 30, 2021, respectively. The decreases for both the three and nine month periods are due to an improving economic outlook and lower loan balances. The consumer ALLL decreased $94 million and $271 million for the three and nine months ended September 30, 2021, respectively. The decrease for the three-month period reflects an improving economic outlook slightly offset by loan growth primarily in the residential mortgage portfolio. The decrease for the nine-month period reflects an improving economic outlook and lower loan balances primarily in the residential mortgage and home equity and direct portfolios. The RUFC decreased $39 million and $88 million for the three and nine months ended September 30, 2021, respectively. The decreases reflect an improving economic outlook. The quantitative models have been designed to estimate losses using macro-economic forecasts over a reasonable and supportable forecast period of two years, followed by a reversion to long-term historical loss conditions over a one-year period. These macro-economic forecasts include a number of key economic variables utilized in loss forecasting that include, but are not limited to, unemployment trends, US real GDP, corporate credit spreads, rental rates, property values, the primary 30-year mortgage rate, home price indices, and used car prices. The primary economic forecast incorporates a third-party baseline forecast that is adjusted to reflect Truist’s interest rate outlook. Management also considers optimistic and pessimistic third-party macro-economic forecasts in order to capture uncertainty in the economic environment. These forecasts, along with the primary economic forecast, are weighted 40% baseline, 30% optimistic and 30% pessimistic in the September 30, 2021 ACL. The primary economic forecast shaping the ACL estimate at September 30, 2021 included GDP growth in the high single digits through 2021, then slowing to the low single digits in 2022, and an improving unemployment rate to the mid single digits through the end of 2021 followed by continued improvement through the remainder of the reasonable and supportable period. Quantitative models have certain limitations with respect to estimating expected losses, particularly in times of rapidly changing macro-economic conditions and forecasts. As a result, management believes that the qualitative component of the ACL, which incorporates management’s expert judgment related to expected future credit losses, will continue to be an important component of the ACL for the foreseeable future. The September 30, 2021 ACL estimate includes adjustments to address risks not captured by the loss forecasting models including imprecision in future economic forecasts, uncertainty around the return of consumer and business confidence once stimulus ceases, and the impact of government relief programs and client accommodations on expected losses. PCD Loan Activity For PCD loans, the initial estimate of expected credit losses is recognized in the ALLL on the date of acquisition using the same methodology as other loans held for investment. The following table provides a summary of purchased student loans with credit deterioration at acquisition: Nine Months Ended September 30, 2021 Par value $ 286 ALLL at acquisition (4) Non-credit premium (discount) 1 Purchase price $ 283 NPAs The following table provides a summary of nonperforming loans, excluding LHFS. Interest income recognized on nonperforming loans HFI was immaterial for the nine months ended September 30, 2021 and 2020, respectively. September 30, 2021 December 31, 2020 Recorded Investment Recorded Investment (Dollars in millions) Without an ALLL With an ALLL Without an ALLL With an ALLL Commercial: Commercial and industrial $ 129 $ 282 $ 82 $ 450 CRE 1 19 63 12 Commercial construction 4 3 — 14 Lease financing — 12 — 28 Consumer: Residential mortgage 4 302 4 312 Residential home equity and direct 3 143 2 203 Indirect auto 7 165 1 154 Indirect other — 6 — 5 Total $ 148 $ 932 $ 152 $ 1,178 The following table presents a summary of nonperforming assets and residential mortgage loans in the process of foreclosure. (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Nonperforming loans and leases HFI $ 1,080 $ 1,330 Nonperforming LHFS 76 5 Foreclosed real estate 9 20 Other foreclosed property 39 32 Total nonperforming assets $ 1,204 $ 1,387 Residential mortgage loans in the process of foreclosure $ 157 $ 140 TDRs The following table presents a summary of TDRs: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Performing TDRs: Commercial: Commercial and industrial $ 144 $ 78 CRE 8 47 Lease financing 56 60 Consumer: Residential mortgage 712 648 Residential home equity and direct 105 88 Indirect auto 390 392 Indirect other 7 6 Student 23 5 Credit card 30 37 Total performing TDRs 1,475 1,361 Nonperforming TDRs 159 164 Total TDRs $ 1,634 $ 1,525 ALLL attributable to TDRs $ 108 $ 132 The primary type of modification for newly designated TDRs is summarized in the tables below. New TDR balances represent the recorded investment at the end of the quarter in which the modification was made. The prior quarter balance represents recorded investment at the beginning of the quarter in which the modification was made. Rate modifications consist of TDRs made with below market interest rates, including those that also have modifications of loan structures. As of / For the Three Months Ended September 30, 2021 As of / For the Nine Months Ended September 30, 2021 (Dollars in millions) Type of Modification Prior Quarter Loan Balance ALLL at Period End Type of Modification Prior Quarter Loan Balance ALLL at Period End Rate Structure Rate Structure Newly designated TDRs: Commercial: Commercial and industrial $ 8 $ 17 $ 27 $ 3 $ 35 $ 116 $ 168 $ 15 CRE — — — — — 10 12 1 Lease financing — 3 3 1 — 3 3 1 Consumer: Residential mortgage 33 24 57 3 122 163 285 12 Residential home equity and direct 2 8 10 — 6 41 48 2 Indirect auto 39 8 48 4 82 53 142 16 Indirect other — 1 1 — 2 2 3 — Student — 10 10 — — 18 18 — Credit card 3 — 3 1 9 — 10 4 Re-modification of previously designated TDRs 23 9 51 37 As of / For the Three Months Ended September 30, 2020 As of / For the Nine Months Ended September 30, 2020 Type of Modification Prior Quarter Loan Balance ALLL at Period End Type of Modification Prior Quarter Loan Balance ALLL at Period End (Dollars in millions) Rate Structure Rate Structure Newly designated TDRs: Commercial: Commercial and industrial $ 13 $ 49 $ 70 $ 9 $ 46 $ 53 $ 118 $ 12 CRE 4 10 15 2 28 11 32 4 Lease financing — — — — 1 — 1 — Consumer: Residential mortgage 157 17 174 8 297 58 359 17 Residential home equity and direct 3 3 6 — 31 13 45 1 Indirect auto 20 4 25 5 98 26 129 17 Indirect other 1 1 1 — 3 1 3 — Student — 1 1 — — 5 5 — Credit card 6 — 6 2 24 — 23 8 Re-modification of previously designated TDRs 10 5 36 11 Charge-offs and forgiveness of principal and interest for TDRs were immaterial for all periods presented. The amount of modified loans that were classified as TDRs during the previous 12 months and experienced a payment default for the three and nine months ended September 30, 2021 and 2020 was immaterial. Payment default is defined as movement of the TDR to nonperforming status, foreclosure, or charge-off, whichever occurs first. Unearned Income, Discounts and Net Deferred Loan Fees and Costs The following table presents additional information about loans and leases: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Unearned income, discounts and net deferred loan fees and costs $ 1,142 $ 2,219

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill And Other Intangible Assets	Goodwill and Other Intangible Assets The Company performed a qualitative assessment of current events and circumstances, including macroeconomic and market factors, industry and banking sector events, Truist specific performance indicators, and a comparison of management’s forecast and assumptions to those used in its October 1, 2020 quantitative impairment test, concluding that it was not more-likely-than-not that the fair value of one or more of its reporting units is below its respective carrying amount as of September 30, 2021, and therefore no triggering event occurred that required a quantitative goodwill impairment test. See “Note 1. Basis of Presentation” and “Note 7. Goodwill and Other Intangible Assets” in Truist’s Annual Report on Form 10-K for the year ended December 31, 2020 for additional information. The changes in the carrying amount of goodwill attributable to operating segments are reflected in the table below. The adjustments for 2021 to CB&W reflect the divestiture of certain businesses. Refer to “Note 18. Operating Segments” for additional information on segments. (Dollars in millions) CB&W C&CB IH Total Goodwill, January 1, 2020 $ 14,040 $ 8,125 $ 1,989 $ 24,154 Mergers and acquisitions — — 450 450 Adjustments and other 1,801 (1,958) — (157) Goodwill, December 31, 2020 15,841 6,167 2,439 24,447 Mergers and acquisitions — — 556 556 Adjustments and other (139) (18) 45 (112) Goodwill, September 30, 2021 $ 15,702 $ 6,149 $ 3,040 $ 24,891 The following table, which excludes fully amortized intangibles, presents information for identifiable intangible assets: September 30, 2021 December 31, 2020 (Dollars in millions) Gross Carrying Amount Accumulated Amortization Net Carrying Amount Gross Carrying Amount Accumulated Amortization Net Carrying Amount CDI $ 2,563 $ (1,097) $ 1,466 $ 2,600 $ (852) $ 1,748 Other, primarily client relationship intangibles 2,499 (1,035) 1,464 2,217 (981) 1,236 Total $ 5,062 $ (2,132) $ 2,930 $ 4,817 $ (1,833) $ 2,984

Loan Servicing

Loan Servicing	9 Months Ended
	Sep. 30, 2021
Transfers and Servicing [Abstract]
Loan Servicing	Loan Servicing The Company acquires servicing rights, and retains servicing rights related to certain of its sales or securitizations of residential mortgages and commercial mortgage loans. Servicing rights on residential and commercial mortgages are capitalized by the Company as MSRs on the Consolidated Balance Sheets. Income earned by the Company on its residential MSRs is derived primarily from contractually specified mortgage servicing fees and late fees, net of curtailment costs. Income earned by the Company on its commercial mortgage servicing rights is derived primarily from contractually specified servicing fees and other ancillary fees. Residential Mortgage Activities The following tables summarize residential mortgage servicing activities: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 UPB of residential mortgage loan servicing portfolio $ 248,546 $ 239,034 UPB of residential mortgage loans serviced for others, primarily agency conforming fixed rate 198,119 188,341 Mortgage loans sold with recourse 269 328 Maximum recourse exposure from mortgage loans sold with recourse liability 171 201 Indemnification, recourse and repurchase reserves 89 93 As of / For the Nine Months Ended September 30, 2021 2020 UPB of residential mortgage loans sold from LHFS $ 30,148 $ 36,069 Pre-tax gains recognized on mortgage loans sold and held for sale 347 828 Servicing fees recognized from mortgage loans serviced for others 437 480 Approximate weighted average servicing fee on the outstanding balance of residential mortgage loans serviced for others 0.31 % 0.32 % Weighted average interest rate on mortgage loans serviced for others 3.49 3.92 The following table presents a roll forward of the carrying value of residential MSRs recorded at fair value: Nine Months Ended September 30, 2021 2020 Residential MSRs, carrying value, January 1 $ 1,778 $ 2,371 Acquired 355 — Additions 476 490 Change in fair value due to changes in valuation inputs or assumptions: Prepayment speeds 12 (612) OAS 238 53 Realization of expected net servicing cash flows, passage of time and other (550) (539) Residential MSRs, carrying value, September 30 $ 2,309 $ 1,763 The sensitivity of the fair value of the Company’s residential MSRs to changes in key assumptions is presented in the following table: September 30, 2021 December 31, 2020 Range Weighted Average Range Weighted Average (Dollars in millions) Min Max Min Max Prepayment speed 11.3 % 15.3 % 14.2 % 12.8 % 30.8 % 15.4 % Effect on fair value of a 10% increase $ (119) $ (89) Effect on fair value of a 20% increase (228) (171) OAS 1.8 % 10.1 % 4.0 % 3.5 % 13.7 % 7.3 % Effect on fair value of a 10% increase $ (36) $ (45) Effect on fair value of a 20% increase (71) (88) Composition of loans serviced for others: Fixed-rate residential mortgage loans 99.2 % 98.8 % Adjustable-rate residential mortgage loans 0.8 1.2 Total 100.0 % 100.0 % Weighted average life 5.1 years 4.8 years The sensitivity calculations above are hypothetical and should not be considered to be predictive of future performance. As indicated, changes in fair value based on adverse changes in assumptions generally cannot be extrapolated because the relationship of the change in assumption to the change in fair value may not be linear. Also, in the above table, the effect of an adverse variation in one assumption on the fair value of the MSRs is calculated without changing any other assumption; while in reality, changes in one factor may result in changes in another, which may magnify or counteract the effect of the change. See “Note 15. Fair Value Disclosures” for additional information on the valuation techniques used. Commercial Mortgage Activities The following table summarizes commercial mortgage servicing activities for the periods presented: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 UPB of CRE mortgages serviced for others $ 37,437 $ 36,670 CRE mortgages serviced for others covered by recourse provisions 10,146 9,019 Maximum recourse exposure from CRE mortgages sold with recourse liability 2,922 2,624 Recorded reserves related to recourse exposure 18 18 CRE mortgages originated during the year-to-date period 6,490 6,739 Commercial MSRs at fair value 275 245

Other Assets and Liabilites

Other Assets and Liabilites	9 Months Ended
	Sep. 30, 2021
Other Assets [Abstract]
Other Assets and Liabilities Disclosure	Other Assets and Liabilities Lessee Operating and Finance Leases The Company leases certain assets, consisting primarily of real estate, and assesses at contract inception whether a contract is, or contains, a lease. The following tables present additional information on leases, excluding leases related to the lease financing businesses: September 30, 2021 December 31, 2020 (Dollars in millions) Operating Leases Finance Leases Operating Leases Finance Leases ROU assets $ 1,207 $ 25 $ 1,333 $ 36 Lease liabilities 1,694 31 1,896 42 Weighted average remaining term 6.7 years 6.4 years 6.9 years 6.3 years Weighted average discount rate 2.4 % 3.6 % 2.4 % 4.8 % Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) 2021 2020 2021 2020 Operating lease costs $ 71 $ 87 $ 241 $ 280 Lessor Operating Leases The Company’s two primary lessor businesses are equipment financing and structured real estate with income recorded in Operating lease income on the Consolidated Statements of Income. The following table presents a summary of assets under operating leases and activity related to assets under operating leases. This table excludes subleases on assets included in premises and equipment. (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Assets held under operating leases (1) $ 1,932 $ 2,144 Accumulated depreciation (405) (517) Net $ 1,527 $ 1,627 (1) Includes certain land parcels subject to operating leases that have indefinite lives. The carrying value of assets previously under operating leases was immaterial. Bank-Owned Life Insurance Bank-owned life insurance consists of life insurance policies held on certain teammates for which the Company is the beneficiary. These policies provide the Company an efficient form of funding for retirement and other employee benefits costs. The carrying value of bank-owned life insurance was $6.5 billion at September 30, 2021 and December 31, 2020.

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2021
Debt Disclosure [Abstract]
Debt Disclosure	Borrowings The following table presents a summary of short-term borrowings: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Federal funds purchased $ 8 $ 79 Securities sold under agreements to repurchase 2,600 1,221 FHLB advances — 2,649 Collateral in excess of derivative exposures 310 385 Master notes 573 621 Other short-term borrowings 1,735 1,137 Total short-term borrowings $ 5,226 $ 6,092 The following table presents a summary of long-term debt: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Truist Financial Corporation: Fixed rate senior notes $ 14,365 $ 15,984 Floating rate senior notes 1,348 900 Fixed rate subordinated notes 1,266 1,283 Capital notes 619 615 Structured notes (1) 84 108 Truist Bank: Fixed rate senior notes 10,604 11,907 Floating rate senior notes 2,400 1,567 Fixed rate subordinated notes 5,099 5,142 FHLB advances 867 878 Other long-term debt (2) 1,185 1,014 Nonbank subsidiaries: Other long-term debt (3) — 199 Total long-term debt $ 37,837 $ 39,597 (1) Consist of notes with various terms that include fixed or floating rate interest or returns that are linked to an equity index. (2) Includes debt associated with finance leases, tax credit investments, and other. (3) Includes debt associated with structured real estate leases. The Company does not consolidate certain wholly-owned trusts which were formed for the sole purpose of issuing trust preferred securities. The proceeds from the trust preferred securities issuances were invested in capital notes of the Parent Company. The Parent Company’s obligations constitute a full and unconditional guarantee of the trust preferred securities.

Shareholders' Equity

Shareholders' Equity	9 Months Ended
	Sep. 30, 2021
Equity [Abstract]
Shareholders' Equity	Shareholders’ Equity Common Stock The following table presents the dividends declared per share of common stock: Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Cash dividends declared per share $ 0.48 $ 0.45 $ 1.38 $ 1.35 Share Repurchase Activity As of September 30, 2021, the Board of Directors had authorized the repurchase of up to $4.2 billion of the Company’s common stock through September 30, 2022. For the nine months ended September 30, 2021, the Company repurchased $1.1 billion of common stock, which represented 19.8 million shares. Repurchased shares revert to the status of authorized and unissued shares. At September 30, 2021, Truist had remaining authorization to repurchase $3.1 billion of common stock under the Board approved repurchase plan. The amount of share repurchases is dependent on capital deployment through organic growth and acquisitions, giving consideration to economic and regulatory conditions. Preferred Stock During the first quarter of 2021, the Company redeemed all 18,000 outstanding shares of its perpetual preferred stock series F and the corresponding depositary shares representing fractional interests in such series for $450 million, and all 20,000 outstanding shares of its perpetual preferred stock series G and the corresponding depositary shares representing fractional interests in such series for $500 million. During the second quarter of 2021, the Company redeemed all 18,600 outstanding shares of its perpetual preferred stock series H and the corresponding depositary shares representing fractional interests in such series for $465 million.

AOCI

AOCI	9 Months Ended
	Sep. 30, 2021
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
AOCI	AOCI AOCI includes the after-tax change in unrecognized net costs related to defined benefit pension and OPEB plans as well as unrealized gains and losses on cash flow hedges and AFS securities. Three Months Ended September 30, 2021 and 2020 Pension and OPEB Costs Cash Flow Hedges AFS Securities Other, net Total AOCI balance, July 1, 2020 $ (1,093) $ (79) $ 2,022 $ (3) $ 847 OCI before reclassifications, net of tax (25) — (380) 1 (404) Amounts reclassified from AOCI: Before tax 18 10 7 — 35 Tax effect 4 2 2 — 8 Amounts reclassified, net of tax 14 8 5 — 27 Total OCI, net of tax (11) 8 (375) 1 (377) AOCI balance, September 30, 2020 $ (1,104) $ (71) $ 1,647 $ (2) $ 470 AOCI balance, July 1, 2021 $ (842) $ (18) $ (191) $ 3 $ (1,048) OCI before reclassifications, net of tax (59) — (496) (2) (557) Amounts reclassified from AOCI: Before tax 6 7 75 — 88 Tax effect 2 2 17 — 21 Amounts reclassified, net of tax 4 5 58 — 67 Total OCI, net of tax (55) 5 (438) (2) (490) AOCI balance, September 30, 2021 $ (897) $ (13) $ (629) $ 1 $ (1,538) Nine Months Ended September 30, 2021 and 2020 Pension and OPEB Costs Cash Flow Hedges AFS Securities Other, net Total AOCI balance, January 1, 2020 $ (1,122) $ (101) $ 380 $ (1) $ (844) OCI before reclassifications, net of tax (26) — 1,411 (1) 1,384 Amounts reclassified from AOCI: Before tax 58 39 (189) — (92) Tax effect 14 9 (45) — (22) Amounts reclassified, net of tax 44 30 (144) — (70) Total OCI, net of tax 18 30 1,267 (1) 1,314 AOCI balance, September 30, 2020 (1,104) (71) 1,647 (2) 470 AOCI balance, January 1, 2021 $ (875) $ (64) $ 1,654 $ 1 $ 716 OCI before reclassifications, net of tax (40) — (2,510) — (2,550) Amounts reclassified from AOCI: Before tax 24 67 296 — 387 Tax effect 6 16 69 — 91 Amounts reclassified, net of tax 18 51 227 — 296 Total OCI, net of tax (22) 51 (2,283) — (2,254) AOCI balance, September 30, 2021 $ (897) $ (13) $ (629) $ 1 $ (1,538) Primary income statement location of amounts reclassified from AOCI Other expense Net interest income and Other expense Securities gains (losses) and Net interest income Net interest income

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income TaxesFor the three months ended September 30, 2021 and 2020, the provision for income taxes was $423 million and $255 million, respectively, representing effective tax rates of 19.9% and 18.3%, respectively. For the nine months ended September 30, 2021 and 2020, the provision for income taxes was $1.2 billion and $670 million, respectively, representing effective tax rates of 19.7% and 17.5%, respectively. The higher effective tax rate for the three and nine months ended September 30, 2021 was primarily due to higher pre-tax income without a corresponding increase in beneficial tax items. The Company calculated the provision for income taxes by applying the estimated annual effective tax rate to year-to-date pre-tax income and adjusting for discrete items that occurred during the period.

Benefit Plans

Benefit Plans	9 Months Ended
	Sep. 30, 2021
Retirement Benefits [Abstract]
Benefit Plans	Benefit Plans The components of net periodic (benefit) cost for defined benefit pension plans are summarized in the following table: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) Income Statement Location 2021 2020 2021 2020 Service cost Personnel expense $ 148 $ 141 $ 463 $ 377 Interest cost Other expense 80 78 239 234 Estimated return on plan assets Other expense (250) (217) (748) (650) Amortization and other Other expense 9 20 26 58 Net periodic (benefit) cost $ (13) $ 22 $ (20) $ 19 Truist makes contributions to the qualified pension plans in amounts between the minimum required for funding and the maximum deductible for federal income tax purposes. Discretionary contributions totaling $403 million were made to the Truist pension plan during the nine months ended September 30, 2021. There are no required contributions for the remainder of 2021.

Commitment and Contingencies

Commitment and Contingencies	9 Months Ended
	Sep. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure	Commitments and Contingencies Truist utilizes a variety of financial instruments to meet the financing needs of clients and to mitigate exposure to risks. These financial instruments include commitments to extend credit, letters of credit and financial guarantees and derivatives. Truist also has commitments to fund certain affordable housing investments and contingent liabilities related to certain sold loans. Tax Credit and Certain Equity Investments The Company invests in certain affordable housing projects throughout its market area as a means of supporting local communities. Truist receives tax credits related to these investments, for which the Company typically acts as a limited partner and therefore does not exert control over the operating or financial policies of the partnerships. The following table summarizes certain tax credit and certain equity investments: (Dollars in millions) Balance Sheet Location Sep 30, 2021 Dec 31, 2020 Investments in affordable housing projects: Carrying amount Other assets $ 3,911 $ 3,823 Amount of future funding commitments included in carrying amount Other liabilities 1,157 1,057 Lending exposure NA 580 546 Renewable energy investments: Carrying amount Other assets 215 167 Amount of future funding commitments not included in carrying amount NA 189 76 Private equity and certain other equity method investments: Carrying amount Other assets 1,758 1,574 Amount of future funding commitments not included in carrying amount NA 474 471 The following table presents a summary of tax credits and amortization associated with the Company’s tax credit investment activity: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) Income Statement Location 2021 2020 2021 2020 Tax credits: Investments in affordable housing projects Provision for income taxes $ 121 $ 116 $ 360 $ 347 Other community development investments Provision for income taxes 24 23 70 68 Renewable energy investments NA (1) 36 32 96 134 Amortization and other changes in carrying amount: Investments in affordable housing projects Provision for income taxes $ 117 $ 119 $ 353 $ 346 Other community development investments Other noninterest income 21 19 59 57 Renewable energy investments Other noninterest income 1 1 3 3 (1) Tax credits received for these investments are recorded as a reduction to the carrying value of these investments. Letters of Credit and Financial Guarantees In the normal course of business, Truist utilizes certain financial instruments to meet the financing needs of clients and to mitigate exposure to risks. Such financial instruments include commitments to extend credit and certain contractual agreements, including standby letters of credit and financial guarantee arrangements. The following is a summary of selected notional amounts of off-balance sheet financial instruments: (Dollars in millions) September 30, 2021 December 31, 2020 Commitments to extend, originate, or purchase credit $ 202,167 $ 186,731 Residential mortgage loans sold with recourse 269 328 CRE mortgages serviced for others covered by recourse provisions 10,146 9,019 Letters of credit 5,074 5,066 Total Return Swaps The Company facilitates matched book TRS transactions on behalf of clients, whereby a VIE purchases reference assets identified by a client and the Company enters into a TRS with the VIE, with a mirror-image TRS facing the client. The Company provides senior financing to the VIE in the form of demand notes to fund the purchase of the reference assets. Reference assets are typically fixed income instruments primarily composed of syndicated bank loans. The TRS contracts pass through interest and other cash flows on the reference assets to the third party clients, along with exposing those clients to decreases in value on the assets and providing them with the rights to appreciation on the assets. The terms of the TRS contracts require the third parties to post initial margin collateral, as well as ongoing margin as the fair values of the underlying reference assets change. The Company concluded that the associated VIEs should be consolidated because the Company has (i) the power to direct the activities that most significantly impact the economic performance of the VIE and (ii) the obligation to absorb losses and the right to receive benefits, that could potentially be significant. At September 30, 2021, the Company’s Consolidated Balance Sheet reflected $1.6 billion of assets and $133 million of other liabilities of the VIEs. At December 31, 2020, the Company’s Consolidated Balance Sheet reflected $1.3 billion of assets and $41 million of other liabilities of the VIEs. VIE assets include trading loans and bonds totaling $1.5 billion and $1.3 billion at September 30, 2021 and December 31, 2020, respectively. The activities of the VIEs are restricted to buying and selling the reference assets and the risks/benefits of any such assets owned by the VIEs are passed to the third party clients via the TRS contracts. For additional information on TRS contracts and the related VIEs, see “Note 16. Derivative Financial Instruments.” Pledged Assets Certain assets were pledged to secure municipal deposits, securities sold under agreements to repurchase, certain derivative agreements, and borrowings or borrowing capacity, as well as for other purposes as required or permitted by law. Assets pledged to the FHLB and FRB are subject to applicable asset discounts when determining borrowing capacity. The Company obtains secured financing and letters of credit from the FRB and FHLB. The Company’s letters of credit from the FHLB can be used to secure various client deposits, including public fund relationships. Excluding assets related to employee benefit plans, the majority of the agreements governing the pledged assets do not permit the other party to sell or repledge the collateral. The following table provides the total carrying amount of pledged assets by asset type: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Pledged securities $ 25,914 $ 24,974 Pledged loans: FRB 72,030 75,615 FHLB 66,040 69,994 Unused borrowing capacity: FRB 51,457 52,831 FHLB 52,459 52,274 Litigation and Regulatory Matters Truist and/or its subsidiaries are routinely parties to numerous legal proceedings, including private, civil litigation, and regulatory investigations, arising from the ordinary conduct of its regular business activities. The matters range from individual actions involving a single plaintiff to class action lawsuits with multiple class members and can involve claims for substantial amounts. Investigations involve both formal and informal proceedings, by both governmental agencies and self-regulatory organizations. These legal proceedings are at varying stages of adjudication, arbitration, or investigation and may consist of a variety of claims, including common law tort and contract claims, as well as statutory antitrust, securities, and consumer protection claims. The ultimate resolution of any proceeding is uncertain and inherently difficult to predict. It is possible that the ultimate resolution of these matters, if unfavorable, may be material to the consolidated financial position, consolidated results of operations, or consolidated cash flows of Truist. Truist establishes accruals for legal matters when potential losses associated with the actions become probable and the amount of loss can be reasonably estimated. There is no assurance that the ultimate resolution of these matters will not significantly exceed the amounts that Truist has accrued. Accruals for legal matters are based on management’s best judgment after consultation with counsel and others. The Company estimates reasonably possible losses, in excess of amounts accrued, of up to approximately $200 million as of September 30, 2021. This estimate is based upon currently available information and involves considerable judgment, given that claims often include significant legal uncertainties, damages alleged by plaintiffs are often unspecified or overstated, discovery may not have started or may not be complete and material facts may be disputed or unsubstantiated, among other factors. In addition, the matters underlying this estimate will change from time to time and actual losses may vary significantly from this estimate. As a result, the Company does not believe that an estimate of reasonably possible losses can be made for certain matters. Such matters are not reflected in the estimate provided herein. The following is a description of a certain legal proceeding in which Truist is involved: Bickerstaff v. SunTrust Bank This class action case was filed in the Fulton County State Court on July 12, 2010, and an amended complaint was filed on August 9, 2010. Plaintiff asserts that all overdraft fees charged to his account which related to debit card and ATM transactions are actually interest charges and therefore subject to the usury laws of Georgia. Plaintiff has brought claims for violations of civil and criminal usury laws, conversion, and money had and received. On October 6, 2017, the trial court granted plaintiff’s motion for class certification and defined the class as “Every Georgia citizen who had or has one or more accounts with SunTrust Bank and who, from July 12, 2006, to October 6, 2017 (i) had at least one overdraft of $500.00 or less resulting from an ATM or debit card transaction (the “Transaction”); (ii) paid any Overdraft Fees as a result of the Transaction; and (iii) did not receive a refund of those Fees,” and the granting of a certified class was affirmed on appeal. On April 8, 2020, the Company filed a motion seeking to narrow the scope of this class, and on May 29, 2020, it filed a renewed motion to compel arbitration of the claims of some of the class members. On February 9, 2021, the trial court denied both motions as premature but held that the issues could be raised again after the conclusion of discovery, which is currently underway. The Company believes that the claims are without merit.

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Disclosures	Fair Value Disclosures Recurring Fair Value Measurements Accounting standards define fair value as the price that would be received on the measurement date to sell an asset or the price paid to transfer a liability in the principal or most advantageous market available to the entity in an orderly transaction between market participants, with a three level measurement hierarchy: • Level 1: Quoted prices for identical instruments in active markets • Level 2: Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations in which all significant inputs are observable in active markets • Level 3: Valuations derived from valuation techniques in which one or more significant inputs are unobservable The following tables present fair value information for assets and liabilities measured at fair value on a recurring basis: September 30, 2021 Total Level 1 Level 2 Level 3 Netting Adjustments (1) Assets: Trading assets: U.S. Treasury $ 2,414 $ — $ 2,414 $ — $ — GSE 184 — 184 — — Agency MBS - residential 973 — 973 — — Agency MBS - commercial 5 — 5 — — States and political subdivisions 67 — 67 — — Corporate and other debt securities 1,031 — 1,031 — — Loans 1,943 — 1,943 — — Other 355 294 61 — — Total trading assets 6,972 294 6,678 — — AFS securities: U.S. Treasury 9,697 — 9,697 — — GSE 1,874 — 1,874 — — Agency MBS - residential 133,061 — 133,061 — — Agency MBS - commercial 3,073 — 3,073 — — States and political subdivisions 458 — 458 — — Non-agency MBS 2,846 — 2,846 — — Other 29 — 29 — — Total AFS securities 151,038 — 151,038 — — LHFS at fair value 4,799 — 4,799 — — MSRs at fair value 2,584 — — 2,584 — Other assets: Derivative assets 2,976 676 3,893 38 (1,631) Equity securities 1,026 940 86 — — Total assets $ 169,395 $ 1,910 $ 166,494 $ 2,622 $ (1,631) Liabilities: Derivative liabilities $ 601 $ 304 $ 3,132 $ 28 $ (2,863) Securities sold short 1,735 12 1,723 — — Total liabilities $ 2,336 $ 316 $ 4,855 $ 28 $ (2,863) December 31, 2020 Total Level 1 Level 2 Level 3 Netting Adjustments (1) Assets: Trading assets: U.S. Treasury $ 793 $ — $ 793 $ — $ — GSE 164 — 164 — — Agency MBS - residential 599 — 599 — — Agency MBS - commercial 21 — 21 — — States and political subdivisions 34 — 34 — — Corporate and other debt securities 545 — 545 — — Loans 1,586 — 1,586 — — Other 130 123 7 — — Total trading assets 3,872 123 3,749 — — AFS securities: U.S. Treasury 1,746 — 1,746 — — GSE 1,917 — 1,917 — — Agency MBS - residential 113,541 — 113,541 — — Agency MBS - commercial 3,057 — 3,057 — — States and political subdivisions 493 — 493 — — Other 34 — 34 — — Total AFS securities 120,788 — 120,788 — — LHFS at fair value 4,955 — 4,955 — — MSRs at fair value 2,023 — — 2,023 — Other assets: Derivative assets 3,837 752 4,903 186 (2,004) Equity securities 1,054 996 58 — — Total assets $ 136,529 $ 1,871 $ 134,453 $ 2,209 $ (2,004) Liabilities: Derivative liabilities $ 555 $ 386 $ 3,263 $ 14 $ (3,108) Securities sold short 1,115 3 1,112 — — Total liabilities $ 1,670 $ 389 $ 4,375 $ 14 $ (3,108) (1) Refer to “Note 16. Derivative Financial Instruments” for additional discussion on netting adjustments. At September 30, 2021 and December 31, 2020, investments totaling $490 million and $387 million, respectively, have been excluded from the table above as they are valued based on net asset value as a practical expedient. These investments primarily consist of certain SBIC funds. For additional information on the valuation techniques and significant inputs for Level 2 and Level 3 assets and liabilities that are measured at fair value on a recurring basis, see “Note 18. Fair Value Disclosures” of the Annual Report on Form 10-K for the year ended December 31, 2020. Activity for Level 3 assets and liabilities is summarized below: Three Months Ended September 30, 2021 and 2020 Non-agency MBS MSRs Net Derivatives Private Equity Investments Balance at July 1, 2020 $ — $ 2,077 $ 203 $ — Total realized and unrealized gains (losses): Included in earnings — (54) 128 — Issuances — 192 229 — Settlements — (224) (346) — Balance at September 30, 2020 $ — $ 1,991 $ 214 $ — Balance at July 1, 2021 $ — $ 2,231 $ 38 $ — Total realized and unrealized gains (losses): Included in earnings — 78 6 — Purchases — 303 — — Issuances — 145 77 — Sales — (1) — — Settlements — (172) (111) — Balance at September 30, 2021 $ — $ 2,584 $ 10 $ — Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at September 30, 2021 $ — $ 78 $ 21 $ — Nine Months Ended September 30, 2021 and 2020 Non-agency MBS MSRs Net Derivatives Private Equity Investments Balance at January 1, 2020 $ 368 $ 2,618 $ 19 $ 440 Total realized and unrealized gains (losses): Included in earnings 306 (616) 365 2 Included in unrealized net holding gains (losses) in OCI (178) — — — Purchases — — — 27 Issuances — 523 655 — Sales (481) — — — Settlements (15) (534) (825) (21) Transfers out of level 3 and other — — — (448) Balance at September 30, 2020 $ — $ 1,991 $ 214 $ — Balance at January 1, 2021 $ — $ 2,023 $ 172 $ — Total realized and unrealized gains (losses): Included in earnings — 260 (77) — Purchases — 355 — — Issuances — 532 254 — Sales — (1) — — Settlements — (585) (339) — Balance at September 30, 2021 $ — $ 2,584 $ 10 $ — Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at September 30, 2021 $ — $ 260 $ 16 $ — Primary income statement location of realized gains (losses) included in earnings Securities gains (losses) Residential mortgage income and Commercial real estate related income Residential mortgage income and Commercial real estate related income Other income During 2020, Truist sold non-agency MBS previously categorized as Level 3 that represented ownership interests in various tranches of Re-REMIC trusts. Additionally during 2020, as a result of a change in control of the funds’ manager, the Company deconsolidated certain SBIC funds for which it had previously concluded that it was the primary beneficiary. Refer to “Note 7. Loan Servicing” for additional information on valuation techniques and inputs for MSRs. Fair Value Option The following table details the fair value and UPB of LHFS that were elected to be measured at fair value. Trading loans, included in other trading assets, were also elected to be measured at fair value. September 30, 2021 December 31, 2020 (Dollars in millions) Fair Value UPB Difference Fair Value UPB Difference Trading loans $ 1,943 $ 1,912 $ 31 $ 1,586 $ 1,619 $ (33) LHFS at fair value 4,799 4,700 99 4,955 4,736 219 Nonrecurring Fair Value Measurements The following table provides information about certain assets measured at fair value on a nonrecurring basis still held as of period end. The carrying values represent end of period values, which approximate the fair value measurements that occurred on the various measurement dates throughout the period. These assets are considered to be Level 3 assets. (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Carrying value: LHFS $ 255 $ 979 Loans and leases 122 142 Other 102 92 The following table provides information about valuation adjustments for certain assets measured at fair value on a nonrecurring basis. The valuation adjustments represent the amounts recorded during the period regardless of whether the asset is still held at period end. Nine Months Ended September 30, 2021 2020 Valuation adjustments: LHFS $ (27) $ (52) Loans and leases (41) (38) Other (156) (137) LHFS with valuation adjustments in the table above consisted primarily of residential mortgages and commercial loans that were valued using market prices and measured at the lower of cost or market. LHFS as of December 31, 2020 includes the small ticket loan and lease portfolio that was sold during the first quarter of 2021. The table above excludes $79 million and $125 million of LHFS carried at cost at September 30, 2021 and December 31, 2020, respectively, that did not require a valuation adjustment during the period. The remainder of LHFS is carried at fair value. The Company held $76 million in nonperforming LHFS at September 30, 2021 and $5 million of nonperforming LHFS at December 31, 2020. LHFS that were 90 days or more past due and still accruing interest were not material at September 30, 2021. Loans and leases consists of larger commercial loans and leases that do not share similar risk characteristics. These loans and leases are collateral dependent and may be subject to liquidity adjustments. Refer to “Note 1. Basis of Presentation” in Truist’s Annual Report on Form 10-K for the year ended December 31, 2020 for additional discussion of individually evaluated loans and leases. Other includes foreclosed real estate, other foreclosed property, ROU assets, premises and equipment, and OREO, and consists primarily of residential homes, commercial properties, vacant lots, and automobiles. ROU assets are measured based on the fair value of the assets, which considers the potential for sublease income. The remaining assets are measured at the lower of cost or fair value, less costs to sell. Financial Instruments Not Recorded at Fair Value For financial instruments not recorded at fair value, estimates of fair value are based on relevant market data and information about the instruments. Values obtained relate to trading without regard to any premium or discount that may result from concentrations of ownership, possible tax ramifications, estimated transaction costs that may result from bulk sales or the relationship between various instruments. An active market does not exist for certain financial instruments. Fair value estimates for these instruments are based on current economic conditions and interest rate risk characteristics, loss experience and other factors. Many of these estimates involve uncertainties and matters of significant judgment and cannot be determined with precision. Therefore, the fair value estimates in many instances cannot be substantiated by comparison to independent markets. In addition, changes in assumptions could significantly affect these fair value estimates. Financial assets and liabilities not recorded at fair value are summarized below: September 30, 2021 December 31, 2020 (Dollars in millions) Fair Value Hierarchy Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Loans and leases HFI, net of ALLL Level 3 $ 280,820 $ 281,198 $ 293,899 $ 295,461 Financial liabilities: Time deposits Level 2 16,675 16,810 21,941 22,095 Long-term debt Level 2 37,837 38,491 39,597 40,864 The carrying value of the RUFC, which approximates the fair value of unfunded commitments, was $276 million and $364 million at September 30, 2021 and December 31, 2020, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments Impact of Derivatives on the Consolidated Balance Sheets The following table presents the gross notional amounts and estimated fair value of derivative instruments employed by the Company. Truist held no cash flow hedges as of September 30, 2021 and December 31, 2020. September 30, 2021 December 31, 2020 Notional Amount Fair Value Notional Amount Fair Value (Dollars in millions) Assets Liabilities Assets Liabilities Fair value hedges: Interest rate contracts: Swaps hedging AFS securities $ 24,006 $ — $ (4) $ 17,765 $ — $ — Not designated as hedges: Client-related and other risk management: Interest rate contracts: Swaps 149,428 2,103 (731) 156,338 3,399 (862) Options 24,939 36 (21) 25,386 45 (18) Forward commitments 8,426 7 (9) 4,847 9 (11) Other 2,582 — — 2,573 — — Equity contracts 30,431 1,484 (1,779) 31,152 1,856 (2,297) Credit contracts: Loans and leases 815 — (2) 1,056 — (5) Risk participation agreements 8,413 1 (4) 7,802 1 (13) Total return swaps 1,424 1 (27) 1,296 13 (33) Foreign exchange contracts 16,224 175 (145) 12,066 189 (219) Commodity 4,536 697 (689) 2,872 130 (124) Total 247,218 4,504 (3,407) 245,388 5,642 (3,582) Mortgage banking: Interest rate contracts: Swaps 634 — — 687 — — Interest rate lock commitments 4,928 38 (16) 8,609 186 (3) When issued securities, forward rate agreements and forward commitments 9,082 63 (2) 11,691 6 (73) Other 308 1 — 466 — — Total 14,952 102 (18) 21,453 192 (76) MSRs: Interest rate contracts: Swaps 38,329 — (3) 36,161 — (5) Options 101 1 — 101 — — When issued securities, forward rate agreements and forward commitments 3,644 — (32) 1,314 7 — Other 1,682 — — 760 — — Total 43,756 1 (35) 38,336 7 (5) Total derivatives not designated as hedges 305,926 4,607 (3,460) 305,177 5,841 (3,663) Total derivatives $ 329,932 4,607 (3,464) $ 322,942 5,841 (3,663) Gross amounts in the Consolidated Balance Sheets: Amounts subject to master netting arrangements (1,314) 1,314 (1,561) 1,561 Cash collateral (received) posted for amounts subject to master netting arrangements (317) 1,549 (443) 1,547 Net amount $ 2,976 $ (601) $ 3,837 $ (555) The following table presents the offsetting of derivative instruments including financial instrument collateral related to legally enforceable master netting agreements and amounts held or pledged as collateral. U.S. GAAP does not permit netting of non-cash collateral balances in the Consolidated Balance Sheets: September 30, 2021 Gross Amount Amount Offset Net Amount in Consolidated Balance Sheets Held/Pledged Financial Instruments Net Amount Derivative assets: Derivatives subject to master netting arrangement or similar arrangement $ 3,714 $ (1,631) $ 2,083 $ (3) $ 2,080 Derivatives not subject to master netting arrangement or similar arrangement 521 — 521 — 521 Exchange traded derivatives 372 — 372 — 372 Total derivative assets $ 4,607 $ (1,631) $ 2,976 $ (3) $ 2,973 Derivative liabilities: Derivatives subject to master netting arrangement or similar arrangement $ (3,221) $ 2,863 $ (358) $ 53 $ (305) Derivatives not subject to master netting arrangement or similar arrangement (242) — (242) — (242) Exchange traded derivatives (1) — (1) — (1) Total derivative liabilities $ (3,464) $ 2,863 $ (601) $ 53 $ (548) December 31, 2020 Gross Amount Amount Offset Net Amount in Consolidated Balance Sheets Held/Pledged Financial Instruments Net Amount Derivative assets: Derivatives subject to master netting arrangement or similar arrangement $ 4,383 $ (1,618) $ 2,765 $ (2) $ 2,763 Derivatives not subject to master netting arrangement or similar arrangement 705 — 705 (1) 704 Exchange traded derivatives 753 (386) 367 — 367 Total derivative assets $ 5,841 $ (2,004) $ 3,837 $ (3) $ 3,834 Derivative liabilities: Derivatives subject to master netting arrangement or similar arrangement $ (3,103) $ 2,722 $ (381) $ 35 $ (346) Derivatives not subject to master netting arrangement or similar arrangement (174) — (174) — (174) Exchange traded derivatives (386) 386 — — — Total derivative liabilities $ (3,663) $ 3,108 $ (555) $ 35 $ (520) The following table presents the carrying value of hedged items in fair value hedging relationships: September 30, 2021 December 31, 2020 Hedge Basis Adjustment Hedge Basis Adjustment (Dollars in millions) Hedged Asset / Liability Basis Items Currently Designated Discontinued Hedges Hedged Asset / Liability Basis Items Currently Designated Discontinued Hedges AFS securities (1) $ 116,770 $ (495) $ 43 $ 100,988 $ (33) $ 50 Loans and leases 394 — 16 470 — 18 Long-term debt 22,490 — 700 27,725 — 930 (1) The amortized cost of AFS securities was $117.8 billion at September 30, 2021 and $99.4 billion at December 31, 2020. Impact of Derivatives on the Consolidated Statements of Income and Comprehensive Income Derivatives Designated as Hedging Instruments under GAAP No portion of the change in fair value of derivatives designated as hedges has been excluded from effectiveness testing. The following table summarizes amounts related to cash flow hedges, which consist of interest rate contracts. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) 2021 2020 2021 2020 Pre-tax gain (loss) reclassified from AOCI into interest expense: Deposits $ — $ (2) $ (2) $ (8) Short-term borrowings — (5) (12) (13) Long-term debt (7) (3) (17) (18) Total $ (7) $ (10) $ (31) $ (39) Pre-tax gain (loss) reclassified from AOCI into other expense: (1) Deposits $ — $ — $ (12) $ — Short-term borrowings — — (20) — Long-term debt — — (4) — Total $ — $ — $ (36) $ — (1) Represents the accelerated amortization of amounts reclassified from AOCI, where management determined that the forecasted transaction is probable of not occurring. The following table summarizes the impact on net interest income related to fair value hedges: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) 2021 2020 2021 2020 AFS securities: Amounts related to interest settlements $ (15) $ — $ (39) $ — Recognized on derivatives 81 — 442 — Recognized on hedged items (83) (3) (448) (7) Net income (expense) recognized (17) (3) (45) (7) Loans and leases: Amounts related to interest settlements — (1) — (1) Recognized on derivatives — — — (3) Recognized on hedged items (1) — (2) 1 Net income (expense) recognized (1) (1) (2) (3) Long-term debt: Amounts related to interest settlements — 78 — 182 Recognized on derivatives — (99) — 831 Recognized on hedged items 73 112 227 (817) Net income (expense) recognized 73 91 227 196 Net income (expense) recognized, total $ 55 $ 87 $ 180 $ 186 The following table presents information about the Company’s terminated cash flow and fair value hedges: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Cash flow hedges: Net unrecognized after-tax gain (loss) on terminated hedges recorded in AOCI (to be recognized in earnings through 2022) $ (13) $ (64) Estimated portion of net after-tax gain (loss) on terminated hedges to be reclassified from AOCI into earnings during the next 12 months (13) (42) Fair value hedges: Unrecognized pre-tax net gain (loss) on terminated hedges (to be recognized as interest primarily through 2029) $ 641 $ 862 Portion of pre-tax net gain (loss) on terminated hedges to be recognized as a change in interest during the next 12 months 223 292 Derivatives Not Designated as Hedging Instruments under GAAP The Company also enters into derivatives that are not designated as accounting hedges under GAAP to economically hedge certain risks as well as in a trading capacity with its clients. The following table presents pre-tax gain (loss) recognized in income for derivative instruments not designated as hedges: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) Income Statement Location 2021 2020 2021 2020 Client-related and other risk management: Interest rate contracts Investment banking and trading income and other income $ 28 $ 14 $ 142 $ (13) Foreign exchange contracts Investment banking and trading income and other income 73 (50) 107 31 Equity contracts Investment banking and trading income and other income 2 3 (18) (4) Credit contracts Investment banking and trading income and other income 13 (68) (48) 238 Commodity contracts Investment banking and trading income 1 1 6 5 Mortgage banking: Interest rate contracts Residential mortgage income (18) (137) (15) (285) Interest rate contracts Commercial real estate related income — 1 (1) 1 MSRs: Interest rate contracts Residential mortgage income (48) (3) (162) 534 Interest rate contracts Commercial real estate related income (1) — (8) 22 Total $ 50 $ (239) $ 3 $ 529 Credit Derivative Instruments As part of the Company’s corporate investment banking business, the Company enters into contracts that are, in form or substance, written guarantees; specifically, risk participations, TRS, and credit default swaps. The Company accounts for these contracts as derivatives. Truist has entered into risk participation agreements to share the credit exposure with other financial institutions on client-related interest rate derivative contracts. Under these agreements, the Company has guaranteed payment to a dealer counterparty in the event the counterparty experiences a loss on the derivative due to a failure to pay by the counterparty’s client. The Company manages its payment risk on its risk participations by monitoring the creditworthiness of the underlying client through the normal credit review process that the Company would have performed had it entered into a derivative directly with the obligors. At September 30, 2021, the remaining terms on these risk participations ranged from less than one year to 10 years. The potential future exposure represents the Company’s maximum estimated exposure to written risk participations, as measured by projecting a maximum value of the guaranteed derivative instruments based on scenario simulations and assuming 100% default by all obligors on the maximum value. The Company has also entered into TRS contracts on loans. To mitigate its credit risk, the Company typically receives initial margin from the counterparty upon entering into the TRS and variation margin if the fair value of the underlying reference assets deteriorates. For additional information on the Company’s TRS contracts, see “Note 14. Commitments and Contingencies.” The Company enters into credit default swaps to hedge credit risk associated with certain loans and leases. The Company accounts for these contracts as derivatives, and accordingly, recognizes these contracts at fair value. The following table presents additional information related to interest rate derivative risk participation agreements and total return swaps: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Risk participation agreements: Maximum potential amount of exposure $ 563 $ 530 Total return swaps: Cash collateral held 292 374 The following table summarizes collateral positions with counterparties: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Dealer and other counterparties: Cash and other collateral received from counterparties $ 319 $ 446 Derivatives in a net gain position secured by collateral received 474 585 Unsecured positions in a net gain with counterparties after collateral postings 155 49 Cash collateral posted to dealer counterparties 1,603 1,524 Derivatives in a net loss position secured by collateral 1,703 1,604 Additional collateral that would have been posted had the Company’s credit ratings dropped below investment grade 5 3 Central counterparties clearing: Cash collateral, including initial margin, posted to central clearing parties 37 172 Derivatives in a net loss position 32 90 Derivatives in a net gain position 18 5 Securities pledged to central counterparties clearing 1,193 1,281

Computation of EPS

Computation of EPS	9 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Computation of EPS	Computation of EPS Basic and diluted EPS calculations are presented in the following table: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions, except per share data, shares in thousands) 2021 2020 2021 2020 Net income available to common shareholders $ 1,616 $ 1,068 $ 4,509 $ 2,956 Weighted average number of common shares 1,334,825 1,347,916 1,339,558 1,346,605 Effect of dilutive outstanding equity-based awards 12,029 10,206 12,154 10,569 Weighted average number of diluted common shares 1,346,854 1,358,122 1,351,712 1,357,174 Basic EPS $ 1.21 $ 0.79 $ 3.37 $ 2.20 Diluted EPS $ 1.20 $ 0.79 $ 3.34 $ 2.18 Anti-dilutive awards 5 1,647 3 3,267

Operating Segments

Operating Segments	9 Months Ended
	Sep. 30, 2021
Segment Reporting [Abstract]
Operating Segments	Operating SegmentsTruist operates and measures business activity across three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings, with functional activities included in Other, Treasury and Corporate. The Company’s business segment structure is based on the manner in which financial information is evaluated by management as well as the products and services provided or the type of client served. For additional information, see “Note 21. Operating Segments” of the Annual Report on Form 10-K for the year ended December 31, 2020. The following table presents results by segment: Three Months Ended September 30, CB&W C&CB IH OT&C (1) Total 2021 2020 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (expense) $ 1,667 $ 1,858 $ 1,124 $ 1,234 $ 27 $ 31 $ 415 $ 239 $ 3,233 $ 3,362 Net intersegment interest income (expense) 369 333 49 49 (2) (7) (416) (375) — — Segment net interest income 2,036 2,191 1,173 1,283 25 24 (1) (136) 3,233 3,362 Allocated provision for credit losses (5) 181 (264) 311 1 — (56) (71) (324) 421 Segment net interest income after provision 2,041 2,010 1,437 972 24 24 55 (65) 3,557 2,941 Noninterest income 1,032 997 753 608 652 524 (72) 81 2,365 2,210 Amortization of intangibles 78 103 37 45 30 17 — 5 145 170 Other noninterest expense 1,855 1,834 783 800 507 429 505 522 3,650 3,585 Income (loss) before income taxes 1,140 1,070 1,370 735 139 102 (522) (511) 2,127 1,396 Provision (benefit) for income taxes 268 252 295 149 34 25 (174) (171) 423 255 Segment net income (loss) $ 872 $ 818 $ 1,075 $ 586 $ 105 $ 77 $ (348) $ (340) $ 1,704 $ 1,141 Identifiable assets (period end) $ 161,116 $ 166,640 $ 177,578 $ 191,625 $ 9,454 $ 6,999 $ 181,736 $ 133,919 $ 529,884 $ 499,183 Nine Months Ended September 30, CB&W C&CB IH OT&C (1) Total 2021 2020 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (expense) $ 5,110 $ 5,564 $ 3,511 $ 4,116 $ 76 $ 99 $ 1,066 $ 681 $ 9,763 $ 10,460 Net intersegment interest income (expense) 1,162 1,033 115 (207) (10) (28) (1,267) (798) — — Segment net interest income 6,272 6,597 3,626 3,909 66 71 (201) (117) 9,763 10,460 Allocated provision for credit losses 91 887 (698) 1,244 1 7 (104) 20 (710) 2,158 Segment net interest income after provision 6,181 5,710 4,324 2,665 65 64 (97) (137) 10,473 8,302 Noninterest income 2,877 3,074 2,254 1,684 1,983 1,679 (147) 157 6,967 6,594 Amortization of intangibles 236 316 113 130 80 53 2 14 431 513 Other noninterest expense 5,544 5,584 2,324 2,481 1,451 1,280 1,666 1,206 10,985 10,551 Income (loss) before income taxes 3,278 2,884 4,141 1,738 517 410 (1,912) (1,200) 6,024 3,832 Provision (benefit) for income taxes 768 680 896 330 125 102 (600) (442) 1,189 670 Segment net income (loss) $ 2,510 $ 2,204 $ 3,245 $ 1,408 $ 392 $ 308 $ (1,312) $ (758) $ 4,835 $ 3,162 Identifiable assets (period end) $ 161,116 $ 166,640 $ 177,578 $ 191,625 $ 9,454 $ 6,999 $ 181,736 $ 133,919 $ 529,884 $ 499,183 (1) Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.

Basis of Presentation (Policy)

Basis of Presentation (Policy)	9 Months Ended
	Sep. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Reclassifications	Reclassifications Certain amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation.
Use of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements, and the reported amounts of revenues and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change include the determination of the ACL; determination of fair value for financial instruments; valuation of MSRs; goodwill, intangible assets and other purchase accounting related adjustments; benefit plan obligations and expenses; and tax assets, liabilities, and expense.
Changes in Accounting Principles and Effects of New Accounting Pronouncements	Changes in Accounting Principles and Effects of New Accounting Pronouncements There were no standards adopted during the current year that had a material effect on the Company’s financial statements, and no standards not yet adopted by the Company that are expected to have a material effect on the Company’s financial statements.

Securities Financing Activiti_2

Securities Financing Activities (Tables)	9 Months Ended
	Sep. 30, 2021
Offsetting [Abstract]
Schedule of Resale Agreements	The following table presents securities borrowed or purchased under resale agreements: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Securities purchased under resale agreements $ 1,302 $ 1,158 Securities borrowed 617 587 Total securities borrowed or purchased under resale agreements $ 1,919 $ 1,745
Schedule of Repurchase Agreements	The following table presents the Company’s related activity, by collateral type and remaining contractual maturity: September 30, 2021 December 31, 2020 (Dollars in millions) Overnight and Continuous Up to 30 days Total Overnight and Continuous Up to 30 days Total U.S. Treasury $ 1,533 $ 7 $ 1,540 $ 305 $ 31 $ 336 GSE 98 32 130 45 9 54 Agency MBS - residential 473 173 646 442 6 448 Corporate and other debt securities 172 112 284 204 179 383 Total securities sold under agreements to repurchase $ 2,276 $ 324 $ 2,600 $ 996 $ 225 $ 1,221

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Summary of AFS Securities	The following tables summarize the Company’s AFS securities: September 30, 2021 Amortized Cost Gross Unrealized Fair Value Gains Losses AFS securities: U.S. Treasury $ 9,700 $ 18 $ 21 $ 9,697 GSE 1,829 47 2 1,874 Agency MBS - residential 133,933 954 1,826 133,061 Agency MBS - commercial 3,083 30 40 3,073 States and political subdivisions 422 38 2 458 Non-agency MBS 2,856 1 11 2,846 Other 29 — — 29 Total AFS securities $ 151,852 $ 1,088 $ 1,902 $ 151,038 December 31, 2020 Amortized Cost Gross Unrealized Fair Value Gains Losses AFS securities: U.S. Treasury $ 1,721 $ 25 $ — $ 1,746 GSE 1,840 77 — 1,917 Agency MBS - residential 111,589 1,975 23 113,541 Agency MBS - commercial 2,987 72 2 3,057 States and political subdivisions 447 47 1 493 Other 34 — — 34 Total AFS securities $ 118,618 $ 2,196 $ 26 $ 120,788
Schedule of Amortized Cost and Estimated Fair Value by Contractual Maturity	The amortized cost and estimated fair value of the securities portfolio by contractual maturity are shown in the following table. The expected life of MBS may be shorter than the contractual maturities because borrowers may have the right to prepay their obligations with or without penalties. Amortized Cost Fair Value September 30, 2021 Due in one year or less Due after one year through five years Due after five years through ten years Due after ten years Total Due in one year or less Due after one year through five years Due after five years through ten years Due after ten years Total AFS securities: U.S. Treasury $ 276 $ 8,446 $ 978 $ — $ 9,700 $ 276 $ 8,441 $ 980 $ — $ 9,697 GSE 432 1,237 — 160 1,829 437 1,274 — 163 1,874 Agency MBS - residential — 1 317 133,615 133,933 — 1 327 132,733 133,061 Agency MBS - commercial — 1 23 3,059 3,083 — 1 23 3,049 3,073 States and political subdivisions 38 95 118 171 422 39 98 135 186 458 Non-agency MBS — — — 2,856 2,856 — — — 2,846 2,846 Other 1 6 — 22 29 1 6 — 22 29 Total AFS securities $ 747 $ 9,786 $ 1,436 $ 139,883 $ 151,852 $ 753 $ 9,821 $ 1,465 $ 138,999 $ 151,038
Schedule of Fair Values and Gross Unrealized Losses	The following tables present the fair values and gross unrealized losses of investments based on the length of time that individual securities have been in a continuous unrealized loss position: Less than 12 months 12 months or more Total September 30, 2021 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses AFS securities: U.S. Treasury $ 6,247 $ 21 $ — $ — $ 6,247 $ 21 GSE 95 2 — — 95 2 Agency MBS - residential 95,852 1,812 443 14 96,295 1,826 Agency MBS - commercial 1,943 34 257 6 2,200 40 States and political subdivisions 24 1 22 1 46 2 Non-agency MBS 2,183 11 — — 2,183 11 Other 22 — — — 22 — Total $ 106,366 $ 1,881 $ 722 $ 21 $ 107,088 $ 1,902 Less than 12 months 12 months or more Total December 31, 2020 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses AFS securities: U.S. Treasury $ 17 $ — $ — $ — $ 17 $ — Agency MBS - residential 4,028 21 203 2 4,231 23 Agency MBS - commercial 463 2 4 — 467 2 States and political subdivisions 20 — 32 1 52 1 Other 6 — — — 6 — Total $ 4,534 $ 23 $ 239 $ 3 $ 4,773 $ 26
Schedule of Realized Gain (Loss)	The following table presents gross securities gains and losses recognized in earnings: (Dollars in millions) Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Gross realized gains $ — $ 104 $ — $ 404 Gross realized losses — — — (2) Securities gains (losses), net $ — $ 104 $ — $ 402

Loans and ACL (Tables)

Loans and ACL (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Aging Analysis of Past Due Loans and Leases	The following tables present loans and leases HFI by aging category. Government guaranteed loans are not placed on nonaccrual status regardless of delinquency because collection of principal and interest is reasonably assured. The past due status of loans that received a deferral under the CARES Act is generally frozen during the deferral period. In certain limited circumstances, accommodation programs result in the delinquency status being reset to current. Accruing September 30, 2021 Current 30-89 Days Past Due 90 Days Or More Past Due Nonperforming Total Commercial: Commercial and industrial $ 128,448 $ 131 $ 2 $ 411 $ 128,992 CRE 24,285 4 — 20 24,309 Commercial construction 5,680 2 — 7 5,689 Lease financing 4,767 4 16 12 4,799 Consumer: Residential mortgage 45,038 495 852 306 46,691 Residential home equity and direct 24,988 81 7 146 25,222 Indirect auto 26,189 560 2 172 26,923 Indirect other 11,094 53 2 6 11,155 Student 5,635 456 968 — 7,059 Credit card 4,623 37 23 — 4,683 Total $ 280,747 $ 1,823 $ 1,872 $ 1,080 $ 285,522 Accruing December 31, 2020 Current 30-89 Days Past Due 90 Days Or More Past Due Nonperforming Total Commercial: Commercial and industrial $ 137,726 $ 83 $ 13 $ 532 $ 138,354 CRE 26,506 14 — 75 26,595 Commercial construction 6,472 5 — 14 6,491 Lease financing 5,206 6 — 28 5,240 Consumer: Residential mortgage 45,333 782 841 316 47,272 Residential home equity and direct 25,751 98 10 205 26,064 Indirect auto 25,498 495 2 155 26,150 Indirect other 11,102 68 2 5 11,177 Student 5,823 618 1,111 — 7,552 Credit card 4,759 51 29 — 4,839 Total $ 294,176 $ 2,220 $ 2,008 $ 1,330 $ 299,734
Schedule of Carrying Amounts by Risk Rating	The following table presents the amortized cost basis of loans by origination year and credit quality indicator: September 30, 2021 Amortized Cost Basis by Origination Year Revolving Credit Loans Converted to Term Other (1) 2021 2020 2019 2018 2017 Prior Total Commercial: Commercial and industrial: Pass $ 25,433 $ 17,587 $ 14,278 $ 9,315 $ 5,670 $ 10,042 $ 41,570 $ — $ (390) $ 123,505 Special mention 186 231 402 253 97 92 973 — — 2,234 Substandard 302 314 493 213 71 289 1,160 — — 2,842 Nonperforming 36 26 70 46 18 59 157 — (1) 411 Total 25,957 18,158 15,243 9,827 5,856 10,482 43,860 — (391) 128,992 CRE: Pass 2,825 3,405 5,516 3,794 2,051 2,442 671 — (61) 20,643 Special mention 57 107 486 317 51 129 — — — 1,147 Substandard 305 310 633 551 402 298 — — — 2,499 Nonperforming 2 1 — 2 3 12 — — — 20 Total 3,189 3,823 6,635 4,664 2,507 2,881 671 — (61) 24,309 Commercial construction: Pass 836 1,125 1,676 681 138 99 661 — 7 5,223 Special mention — 26 140 102 — — — — — 268 Substandard 6 6 40 74 65 — — — — 191 Nonperforming — 1 1 — 4 — — — 1 7 Total 842 1,158 1,857 857 207 99 661 — 8 5,689 Lease financing: Pass 970 1,232 811 525 528 707 — — (62) 4,711 Special mention 1 — — — 3 2 — — — 6 Substandard — 1 29 2 2 36 — — — 70 Nonperforming — 2 3 4 — 2 — — 1 12 Total 971 1,235 843 531 533 747 — — (61) 4,799 Consumer: Residential mortgage: Performing 12,741 7,355 4,360 2,237 2,719 16,872 — — 101 46,385 Nonperforming — 3 22 27 22 232 — — — 306 Total 12,741 7,358 4,382 2,264 2,741 17,104 — — 101 46,691 Residential home equity and direct: Performing 4,061 3,028 2,015 829 241 482 10,946 3,405 69 25,076 Nonperforming 1 3 4 2 1 7 50 78 — 146 Total 4,062 3,031 2,019 831 242 489 10,996 3,483 69 25,222 Indirect auto: Performing 8,950 7,705 5,106 2,612 1,426 778 — — 174 26,751 Nonperforming 9 37 54 38 21 18 — — (5) 172 Total 8,959 7,742 5,160 2,650 1,447 796 — — 169 26,923 Indirect other: Performing 3,747 3,083 1,901 1,086 527 779 — — 26 11,149 Nonperforming — 3 2 — — 1 — — — 6 Total 3,747 3,086 1,903 1,086 527 780 — — 26 11,155 Student — 22 94 79 66 6,765 — — 33 7,059 Credit card — — — — — — 4,653 30 — 4,683 Total $ 60,468 $ 45,613 $ 38,136 $ 22,789 $ 14,126 $ 40,143 $ 60,841 $ 3,513 $ (107) $ 285,522 December 31, 2020 Amortized Cost Basis by Origination Year Revolving Credit Loans Converted to Term Other (1) 2020 2019 2018 2017 2016 Prior Total Commercial: Commercial and industrial: Pass $ 34,858 $ 18,881 $ 13,312 $ 7,713 $ 5,174 $ 8,888 $ 42,780 $ 231 $ (579) $ 131,258 Special mention 471 434 343 98 120 157 1,808 5 (1) 3,435 Substandard 461 445 339 121 144 256 1,353 12 (2) 3,129 Nonperforming 38 92 48 29 25 61 233 4 2 532 Total 35,828 19,852 14,042 7,961 5,463 9,362 46,174 252 (580) 138,354 CRE: Pass 4,563 6,600 4,427 2,752 1,473 2,096 617 — (69) 22,459 Special mention 171 599 585 116 77 141 — — — 1,689 Substandard 410 776 438 281 182 280 5 — — 2,372 Nonperforming 1 15 1 9 6 43 — — — 75 Total 5,145 7,990 5,451 3,158 1,738 2,560 622 — (69) 26,595 Commercial construction: Pass 1,052 2,141 1,889 232 27 110 534 — 2 5,987 Special mention — 108 64 1 — — 2 — — 175 Substandard 70 106 73 59 6 1 — — — 315 Nonperforming 1 3 — 7 — — — 3 — 14 Total 1,123 2,358 2,026 299 33 111 536 3 2 6,491 Lease financing: Pass 1,377 1,139 775 746 241 760 — — 27 5,065 Special mention 1 39 20 5 — 7 — — — 72 Substandard — 34 3 4 3 31 — — — 75 Nonperforming 2 5 3 9 4 5 — — — 28 Total 1,380 1,217 801 764 248 803 — — 27 5,240 Consumer: Residential mortgage: Performing 8,197 6,729 3,735 4,374 5,424 18,333 — — 164 46,956 Nonperforming 3 13 16 13 14 257 — — — 316 Total 8,200 6,742 3,751 4,387 5,438 18,590 — — 164 47,272 Residential home equity and direct: Performing 4,513 3,126 1,416 481 214 557 13,886 1,619 47 25,859 Nonperforming 1 4 2 1 1 7 87 101 1 205 Total 4,514 3,130 1,418 482 215 564 13,973 1,720 48 26,064 Indirect auto: Performing 10,270 7,436 4,015 2,401 1,220 506 — — 147 25,995 Nonperforming 13 50 44 27 15 12 — — (6) 155 Total 10,283 7,486 4,059 2,428 1,235 518 — — 141 26,150 Indirect other: Performing 4,433 3,019 1,706 826 431 718 — — 39 11,172 Nonperforming 1 1 1 — — 2 — — — 5 Total 4,434 3,020 1,707 826 431 720 — — 39 11,177 Student 22 110 95 81 64 7,185 — — (5) 7,552 Credit card — — — — — — 4,802 37 — 4,839 Total $ 70,929 $ 51,905 $ 33,350 $ 20,386 $ 14,865 $ 40,413 $ 66,107 $ 2,012 $ (233) $ 299,734 (1) Includes certain deferred fees and costs, unapplied payments, and other adjustments.
Summary of Allowance for Credit Losses	The following tables present activity in the ACL: (Dollars in millions) Balance at Jul 1, 2020 Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2020 Commercial: Commercial and industrial $ 2,137 $ (112) $ 20 $ 140 $ — $ 2,185 CRE 391 (44) — 155 — 502 Commercial construction 134 (19) 2 17 — 134 Lease financing 59 (44) 4 34 — 53 Consumer: Residential mortgage 431 (4) 3 (6) — 424 Residential home equity and direct 697 (52) 16 43 — 704 Indirect auto 1,190 (72) 22 49 — 1,189 Indirect other 213 (8) 4 13 — 222 Student 123 (6) — 11 2 130 Credit card 327 (44) 8 29 — 320 ALLL 5,702 (405) 79 485 2 5,863 RUFC 431 — — (64) (1) 366 ACL $ 6,133 $ (405) $ 79 $ 421 $ 1 $ 6,229 (Dollars in millions) Balance at Jul 1, 2021 Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2021 Commercial: Commercial and industrial $ 1,757 $ (57) $ 21 $ (180) $ — $ 1,541 CRE 440 (1) 1 (70) — 370 Commercial construction 69 — 1 (11) — 59 Lease financing 47 — 21 (37) — 31 Consumer: Residential mortgage 321 (7) 3 (6) — 311 Residential home equity and direct 694 (51) 20 (18) — 645 Indirect auto 1,116 (73) 22 6 — 1,071 Indirect other 181 (13) 5 21 — 194 Student 129 (6) 1 1 1 126 Credit card 367 (31) 9 9 — 354 ALLL 5,121 (239) 104 (285) 1 4,702 RUFC 315 — — (39) — 276 ACL $ 5,436 $ (239) $ 104 $ (324) $ 1 $ 4,978 (Dollars in millions) Balance at Jan 1, 2020 (1) Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2020 Commercial: Commercial and industrial $ 560 $ (274) $ 58 $ 937 $ 904 $ 2,185 CRE 150 (59) 4 325 82 502 Commercial construction 52 (22) 10 78 16 134 Lease financing 10 (50) 4 (5) 94 53 Consumer: Residential mortgage 176 (50) 7 26 265 424 Residential home equity and direct 107 (185) 46 282 454 704 Indirect auto 304 (294) 63 298 818 1,189 Indirect other 60 (46) 18 40 150 222 Student — (20) 1 24 125 130 Credit card 122 (147) 22 148 175 320 PCI 8 — — — (8) — ALLL 1,549 (1,147) 233 2,153 3,075 5,863 RUFC 340 — — 5 21 366 ACL $ 1,889 $ (1,147) $ 233 $ 2,158 $ 3,096 $ 6,229 (Dollars in millions) Balance at Jan 1, 2021 Charge-Offs Recoveries Provision (Benefit) Other (2) Balance at Sep 30, 2021 Commercial: Commercial and industrial $ 2,156 $ (181) $ 60 $ (494) $ — $ 1,541 CRE 573 (5) 6 (204) — 370 Commercial construction 81 (2) 3 (23) — 59 Lease financing 48 (8) 24 (33) — 31 Consumer: Residential mortgage 368 (22) 10 (45) — 311 Residential home equity and direct 714 (163) 58 36 — 645 Indirect auto 1,198 (247) 71 49 — 1,071 Indirect other 208 (41) 18 9 — 194 Student 130 (12) 1 3 4 126 Credit card 359 (113) 28 80 — 354 ALLL 5,835 (794) 279 (622) 4 4,702 RUFC 364 — — (88) — 276 ACL $ 6,199 $ (794) $ 279 $ (710) $ 4 $ 4,978 (1) Balance is prior to the adoption of CECL. (2) Includes the adoption of CECL, the ALLL for PCD acquisitions, and other activity.
Summary of purchased student loans with credit deterioration at acquisition	PCD Loan Activity For PCD loans, the initial estimate of expected credit losses is recognized in the ALLL on the date of acquisition using the same methodology as other loans held for investment. The following table provides a summary of purchased student loans with credit deterioration at acquisition: Nine Months Ended September 30, 2021 Par value $ 286 ALLL at acquisition (4) Non-credit premium (discount) 1 Purchase price $ 283
Financing Receivable, Nonperforming	NPAs The following table provides a summary of nonperforming loans, excluding LHFS. Interest income recognized on nonperforming loans HFI was immaterial for the nine months ended September 30, 2021 and 2020, respectively. September 30, 2021 December 31, 2020 Recorded Investment Recorded Investment (Dollars in millions) Without an ALLL With an ALLL Without an ALLL With an ALLL Commercial: Commercial and industrial $ 129 $ 282 $ 82 $ 450 CRE 1 19 63 12 Commercial construction 4 3 — 14 Lease financing — 12 — 28 Consumer: Residential mortgage 4 302 4 312 Residential home equity and direct 3 143 2 203 Indirect auto 7 165 1 154 Indirect other — 6 — 5 Total $ 148 $ 932 $ 152 $ 1,178
Selected Information About Nonperforming Assets	The following table presents a summary of nonperforming assets and residential mortgage loans in the process of foreclosure. (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Nonperforming loans and leases HFI $ 1,080 $ 1,330 Nonperforming LHFS 76 5 Foreclosed real estate 9 20 Other foreclosed property 39 32 Total nonperforming assets $ 1,204 $ 1,387 Residential mortgage loans in the process of foreclosure $ 157 $ 140
Schedule of Performing and Nonperforming TDRs	TDRs The following table presents a summary of TDRs: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Performing TDRs: Commercial: Commercial and industrial $ 144 $ 78 CRE 8 47 Lease financing 56 60 Consumer: Residential mortgage 712 648 Residential home equity and direct 105 88 Indirect auto 390 392 Indirect other 7 6 Student 23 5 Credit card 30 37 Total performing TDRs 1,475 1,361 Nonperforming TDRs 159 164 Total TDRs $ 1,634 $ 1,525 ALLL attributable to TDRs $ 108 $ 132
Summary Of Primary Reason Loan Modifications Were Classified as TDRs	The primary type of modification for newly designated TDRs is summarized in the tables below. New TDR balances represent the recorded investment at the end of the quarter in which the modification was made. The prior quarter balance represents recorded investment at the beginning of the quarter in which the modification was made. Rate modifications consist of TDRs made with below market interest rates, including those that also have modifications of loan structures. As of / For the Three Months Ended September 30, 2021 As of / For the Nine Months Ended September 30, 2021 (Dollars in millions) Type of Modification Prior Quarter Loan Balance ALLL at Period End Type of Modification Prior Quarter Loan Balance ALLL at Period End Rate Structure Rate Structure Newly designated TDRs: Commercial: Commercial and industrial $ 8 $ 17 $ 27 $ 3 $ 35 $ 116 $ 168 $ 15 CRE — — — — — 10 12 1 Lease financing — 3 3 1 — 3 3 1 Consumer: Residential mortgage 33 24 57 3 122 163 285 12 Residential home equity and direct 2 8 10 — 6 41 48 2 Indirect auto 39 8 48 4 82 53 142 16 Indirect other — 1 1 — 2 2 3 — Student — 10 10 — — 18 18 — Credit card 3 — 3 1 9 — 10 4 Re-modification of previously designated TDRs 23 9 51 37 As of / For the Three Months Ended September 30, 2020 As of / For the Nine Months Ended September 30, 2020 Type of Modification Prior Quarter Loan Balance ALLL at Period End Type of Modification Prior Quarter Loan Balance ALLL at Period End (Dollars in millions) Rate Structure Rate Structure Newly designated TDRs: Commercial: Commercial and industrial $ 13 $ 49 $ 70 $ 9 $ 46 $ 53 $ 118 $ 12 CRE 4 10 15 2 28 11 32 4 Lease financing — — — — 1 — 1 — Consumer: Residential mortgage 157 17 174 8 297 58 359 17 Residential home equity and direct 3 3 6 — 31 13 45 1 Indirect auto 20 4 25 5 98 26 129 17 Indirect other 1 1 1 — 3 1 3 — Student — 1 1 — — 5 5 — Credit card 6 — 6 2 24 — 23 8 Re-modification of previously designated TDRs 10 5 36 11
Selected Information About Loans And Leases Unearned	The following table presents additional information about loans and leases: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Unearned income, discounts and net deferred loan fees and costs $ 1,142 $ 2,219

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in Carrying Amounts of Goodwill Attributable to Operating Segments	The changes in the carrying amount of goodwill attributable to operating segments are reflected in the table below. The adjustments for 2021 to CB&W reflect the divestiture of certain businesses. Refer to “Note 18. Operating Segments” for additional information on segments. (Dollars in millions) CB&W C&CB IH Total Goodwill, January 1, 2020 $ 14,040 $ 8,125 $ 1,989 $ 24,154 Mergers and acquisitions — — 450 450 Adjustments and other 1,801 (1,958) — (157) Goodwill, December 31, 2020 15,841 6,167 2,439 24,447 Mergers and acquisitions — — 556 556 Adjustments and other (139) (18) 45 (112) Goodwill, September 30, 2021 $ 15,702 $ 6,149 $ 3,040 $ 24,891
Identifiable Intangible Assets Subject to Amortization	The following table, which excludes fully amortized intangibles, presents information for identifiable intangible assets: September 30, 2021 December 31, 2020 (Dollars in millions) Gross Carrying Amount Accumulated Amortization Net Carrying Amount Gross Carrying Amount Accumulated Amortization Net Carrying Amount CDI $ 2,563 $ (1,097) $ 1,466 $ 2,600 $ (852) $ 1,748 Other, primarily client relationship intangibles 2,499 (1,035) 1,464 2,217 (981) 1,236 Total $ 5,062 $ (2,132) $ 2,930 $ 4,817 $ (1,833) $ 2,984

Loan Servicing (Tables)

Loan Servicing (Tables)	9 Months Ended
	Sep. 30, 2021
Transfers and Servicing [Abstract]
Summary of Residential Mortgage Banking Activities	The following tables summarize residential mortgage servicing activities: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 UPB of residential mortgage loan servicing portfolio $ 248,546 $ 239,034 UPB of residential mortgage loans serviced for others, primarily agency conforming fixed rate 198,119 188,341 Mortgage loans sold with recourse 269 328 Maximum recourse exposure from mortgage loans sold with recourse liability 171 201 Indemnification, recourse and repurchase reserves 89 93 As of / For the Nine Months Ended September 30, 2021 2020 UPB of residential mortgage loans sold from LHFS $ 30,148 $ 36,069 Pre-tax gains recognized on mortgage loans sold and held for sale 347 828 Servicing fees recognized from mortgage loans serviced for others 437 480 Approximate weighted average servicing fee on the outstanding balance of residential mortgage loans serviced for others 0.31 % 0.32 % Weighted average interest rate on mortgage loans serviced for others 3.49 3.92
Analysis of Activity in Residential MSRs	The following table presents a roll forward of the carrying value of residential MSRs recorded at fair value: Nine Months Ended September 30, 2021 2020 Residential MSRs, carrying value, January 1 $ 1,778 $ 2,371 Acquired 355 — Additions 476 490 Change in fair value due to changes in valuation inputs or assumptions: Prepayment speeds 12 (612) OAS 238 53 Realization of expected net servicing cash flows, passage of time and other (550) (539) Residential MSRs, carrying value, September 30 $ 2,309 $ 1,763
Residential MSRs Sensitivity	The sensitivity of the fair value of the Company’s residential MSRs to changes in key assumptions is presented in the following table: September 30, 2021 December 31, 2020 Range Weighted Average Range Weighted Average (Dollars in millions) Min Max Min Max Prepayment speed 11.3 % 15.3 % 14.2 % 12.8 % 30.8 % 15.4 % Effect on fair value of a 10% increase $ (119) $ (89) Effect on fair value of a 20% increase (228) (171) OAS 1.8 % 10.1 % 4.0 % 3.5 % 13.7 % 7.3 % Effect on fair value of a 10% increase $ (36) $ (45) Effect on fair value of a 20% increase (71) (88) Composition of loans serviced for others: Fixed-rate residential mortgage loans 99.2 % 98.8 % Adjustable-rate residential mortgage loans 0.8 1.2 Total 100.0 % 100.0 % Weighted average life 5.1 years 4.8 years
Summary of Commercial Mortgage Banking Activities	The following table summarizes commercial mortgage servicing activities for the periods presented: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 UPB of CRE mortgages serviced for others $ 37,437 $ 36,670 CRE mortgages serviced for others covered by recourse provisions 10,146 9,019 Maximum recourse exposure from CRE mortgages sold with recourse liability 2,922 2,624 Recorded reserves related to recourse exposure 18 18 CRE mortgages originated during the year-to-date period 6,490 6,739 Commercial MSRs at fair value 275 245

Other Assets and Liabilites (Ta

Other Assets and Liabilites (Tables)	9 Months Ended
	Sep. 30, 2021
Other Assets [Abstract]
Lessee, Operating Lease, Liability, Maturity	The following tables present additional information on leases, excluding leases related to the lease financing businesses: September 30, 2021 December 31, 2020 (Dollars in millions) Operating Leases Finance Leases Operating Leases Finance Leases ROU assets $ 1,207 $ 25 $ 1,333 $ 36 Lease liabilities 1,694 31 1,896 42 Weighted average remaining term 6.7 years 6.4 years 6.9 years 6.3 years Weighted average discount rate 2.4 % 3.6 % 2.4 % 4.8 % Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) 2021 2020 2021 2020 Operating lease costs $ 71 $ 87 $ 241 $ 280
Schedule of Assets Held Under Operating Leases and Related Activities	The following table presents a summary of assets under operating leases and activity related to assets under operating leases. This table excludes subleases on assets included in premises and equipment. (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Assets held under operating leases (1) $ 1,932 $ 2,144 Accumulated depreciation (405) (517) Net $ 1,527 $ 1,627 (1) Includes certain land parcels subject to operating leases that have indefinite lives.

Borrowings (Tables)

Borrowings (Tables)	9 Months Ended
	Sep. 30, 2021
Debt Disclosure [Abstract]
Schedule of Short-term Debt	The following table presents a summary of short-term borrowings: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Federal funds purchased $ 8 $ 79 Securities sold under agreements to repurchase 2,600 1,221 FHLB advances — 2,649 Collateral in excess of derivative exposures 310 385 Master notes 573 621 Other short-term borrowings 1,735 1,137 Total short-term borrowings $ 5,226 $ 6,092
Schedule of Long-Term Debt, Interest Rates and Maturity Dates	The following table presents a summary of long-term debt: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Truist Financial Corporation: Fixed rate senior notes $ 14,365 $ 15,984 Floating rate senior notes 1,348 900 Fixed rate subordinated notes 1,266 1,283 Capital notes 619 615 Structured notes (1) 84 108 Truist Bank: Fixed rate senior notes 10,604 11,907 Floating rate senior notes 2,400 1,567 Fixed rate subordinated notes 5,099 5,142 FHLB advances 867 878 Other long-term debt (2) 1,185 1,014 Nonbank subsidiaries: Other long-term debt (3) — 199 Total long-term debt $ 37,837 $ 39,597 (1) Consist of notes with various terms that include fixed or floating rate interest or returns that are linked to an equity index. (2) Includes debt associated with finance leases, tax credit investments, and other. (3) Includes debt associated with structured real estate leases.

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2021
Equity [Abstract]
Summary of Cash Dividends Declared per Share	The following table presents the dividends declared per share of common stock: Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Cash dividends declared per share $ 0.48 $ 0.45 $ 1.38 $ 1.35

AOCI (Tables)

AOCI (Tables)	9 Months Ended
	Sep. 30, 2021
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Changes in AOCI	AOCI includes the after-tax change in unrecognized net costs related to defined benefit pension and OPEB plans as well as unrealized gains and losses on cash flow hedges and AFS securities. Three Months Ended September 30, 2021 and 2020 Pension and OPEB Costs Cash Flow Hedges AFS Securities Other, net Total AOCI balance, July 1, 2020 $ (1,093) $ (79) $ 2,022 $ (3) $ 847 OCI before reclassifications, net of tax (25) — (380) 1 (404) Amounts reclassified from AOCI: Before tax 18 10 7 — 35 Tax effect 4 2 2 — 8 Amounts reclassified, net of tax 14 8 5 — 27 Total OCI, net of tax (11) 8 (375) 1 (377) AOCI balance, September 30, 2020 $ (1,104) $ (71) $ 1,647 $ (2) $ 470 AOCI balance, July 1, 2021 $ (842) $ (18) $ (191) $ 3 $ (1,048) OCI before reclassifications, net of tax (59) — (496) (2) (557) Amounts reclassified from AOCI: Before tax 6 7 75 — 88 Tax effect 2 2 17 — 21 Amounts reclassified, net of tax 4 5 58 — 67 Total OCI, net of tax (55) 5 (438) (2) (490) AOCI balance, September 30, 2021 $ (897) $ (13) $ (629) $ 1 $ (1,538) Nine Months Ended September 30, 2021 and 2020 Pension and OPEB Costs Cash Flow Hedges AFS Securities Other, net Total AOCI balance, January 1, 2020 $ (1,122) $ (101) $ 380 $ (1) $ (844) OCI before reclassifications, net of tax (26) — 1,411 (1) 1,384 Amounts reclassified from AOCI: Before tax 58 39 (189) — (92) Tax effect 14 9 (45) — (22) Amounts reclassified, net of tax 44 30 (144) — (70) Total OCI, net of tax 18 30 1,267 (1) 1,314 AOCI balance, September 30, 2020 (1,104) (71) 1,647 (2) 470 AOCI balance, January 1, 2021 $ (875) $ (64) $ 1,654 $ 1 $ 716 OCI before reclassifications, net of tax (40) — (2,510) — (2,550) Amounts reclassified from AOCI: Before tax 24 67 296 — 387 Tax effect 6 16 69 — 91 Amounts reclassified, net of tax 18 51 227 — 296 Total OCI, net of tax (22) 51 (2,283) — (2,254) AOCI balance, September 30, 2021 $ (897) $ (13) $ (629) $ 1 $ (1,538) Primary income statement location of amounts reclassified from AOCI Other expense Net interest income and Other expense Securities gains (losses) and Net interest income Net interest income

Benefit Plans (Tables)

Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2021
Retirement Benefits [Abstract]
Components of Net Periodic Benefit Cost	The components of net periodic (benefit) cost for defined benefit pension plans are summarized in the following table: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) Income Statement Location 2021 2020 2021 2020 Service cost Personnel expense $ 148 $ 141 $ 463 $ 377 Interest cost Other expense 80 78 239 234 Estimated return on plan assets Other expense (250) (217) (748) (650) Amortization and other Other expense 9 20 26 58 Net periodic (benefit) cost $ (13) $ 22 $ (20) $ 19

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
Schedule of Commitments and Contingencies	The following table summarizes certain tax credit and certain equity investments: (Dollars in millions) Balance Sheet Location Sep 30, 2021 Dec 31, 2020 Investments in affordable housing projects: Carrying amount Other assets $ 3,911 $ 3,823 Amount of future funding commitments included in carrying amount Other liabilities 1,157 1,057 Lending exposure NA 580 546 Renewable energy investments: Carrying amount Other assets 215 167 Amount of future funding commitments not included in carrying amount NA 189 76 Private equity and certain other equity method investments: Carrying amount Other assets 1,758 1,574 Amount of future funding commitments not included in carrying amount NA 474 471
Summary of Tax Credits and Amortization, Tax Credit Investment Activity	The following table presents a summary of tax credits and amortization associated with the Company’s tax credit investment activity: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) Income Statement Location 2021 2020 2021 2020 Tax credits: Investments in affordable housing projects Provision for income taxes $ 121 $ 116 $ 360 $ 347 Other community development investments Provision for income taxes 24 23 70 68 Renewable energy investments NA (1) 36 32 96 134 Amortization and other changes in carrying amount: Investments in affordable housing projects Provision for income taxes $ 117 $ 119 $ 353 $ 346 Other community development investments Other noninterest income 21 19 59 57 Renewable energy investments Other noninterest income 1 1 3 3 (1) Tax credits received for these investments are recorded as a reduction to the carrying value of these investments.
Schedule of Off-Balance Sheet	The following is a summary of selected notional amounts of off-balance sheet financial instruments: (Dollars in millions) September 30, 2021 December 31, 2020 Commitments to extend, originate, or purchase credit $ 202,167 $ 186,731 Residential mortgage loans sold with recourse 269 328 CRE mortgages serviced for others covered by recourse provisions 10,146 9,019 Letters of credit 5,074 5,066
Schedule of Pledged Assets	The following table provides the total carrying amount of pledged assets by asset type: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Pledged securities $ 25,914 $ 24,974 Pledged loans: FRB 72,030 75,615 FHLB 66,040 69,994 Unused borrowing capacity: FRB 51,457 52,831 FHLB 52,459 52,274

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	The following tables present fair value information for assets and liabilities measured at fair value on a recurring basis: September 30, 2021 Total Level 1 Level 2 Level 3 Netting Adjustments (1) Assets: Trading assets: U.S. Treasury $ 2,414 $ — $ 2,414 $ — $ — GSE 184 — 184 — — Agency MBS - residential 973 — 973 — — Agency MBS - commercial 5 — 5 — — States and political subdivisions 67 — 67 — — Corporate and other debt securities 1,031 — 1,031 — — Loans 1,943 — 1,943 — — Other 355 294 61 — — Total trading assets 6,972 294 6,678 — — AFS securities: U.S. Treasury 9,697 — 9,697 — — GSE 1,874 — 1,874 — — Agency MBS - residential 133,061 — 133,061 — — Agency MBS - commercial 3,073 — 3,073 — — States and political subdivisions 458 — 458 — — Non-agency MBS 2,846 — 2,846 — — Other 29 — 29 — — Total AFS securities 151,038 — 151,038 — — LHFS at fair value 4,799 — 4,799 — — MSRs at fair value 2,584 — — 2,584 — Other assets: Derivative assets 2,976 676 3,893 38 (1,631) Equity securities 1,026 940 86 — — Total assets $ 169,395 $ 1,910 $ 166,494 $ 2,622 $ (1,631) Liabilities: Derivative liabilities $ 601 $ 304 $ 3,132 $ 28 $ (2,863) Securities sold short 1,735 12 1,723 — — Total liabilities $ 2,336 $ 316 $ 4,855 $ 28 $ (2,863) December 31, 2020 Total Level 1 Level 2 Level 3 Netting Adjustments (1) Assets: Trading assets: U.S. Treasury $ 793 $ — $ 793 $ — $ — GSE 164 — 164 — — Agency MBS - residential 599 — 599 — — Agency MBS - commercial 21 — 21 — — States and political subdivisions 34 — 34 — — Corporate and other debt securities 545 — 545 — — Loans 1,586 — 1,586 — — Other 130 123 7 — — Total trading assets 3,872 123 3,749 — — AFS securities: U.S. Treasury 1,746 — 1,746 — — GSE 1,917 — 1,917 — — Agency MBS - residential 113,541 — 113,541 — — Agency MBS - commercial 3,057 — 3,057 — — States and political subdivisions 493 — 493 — — Other 34 — 34 — — Total AFS securities 120,788 — 120,788 — — LHFS at fair value 4,955 — 4,955 — — MSRs at fair value 2,023 — — 2,023 — Other assets: Derivative assets 3,837 752 4,903 186 (2,004) Equity securities 1,054 996 58 — — Total assets $ 136,529 $ 1,871 $ 134,453 $ 2,209 $ (2,004) Liabilities: Derivative liabilities $ 555 $ 386 $ 3,263 $ 14 $ (3,108) Securities sold short 1,115 3 1,112 — — Total liabilities $ 1,670 $ 389 $ 4,375 $ 14 $ (3,108) (1) Refer to “Note 16. Derivative Financial Instruments” for additional discussion on netting adjustments.
Rollforward of Level 3 Assets and Liabilities	Activity for Level 3 assets and liabilities is summarized below: Three Months Ended September 30, 2021 and 2020 Non-agency MBS MSRs Net Derivatives Private Equity Investments Balance at July 1, 2020 $ — $ 2,077 $ 203 $ — Total realized and unrealized gains (losses): Included in earnings — (54) 128 — Issuances — 192 229 — Settlements — (224) (346) — Balance at September 30, 2020 $ — $ 1,991 $ 214 $ — Balance at July 1, 2021 $ — $ 2,231 $ 38 $ — Total realized and unrealized gains (losses): Included in earnings — 78 6 — Purchases — 303 — — Issuances — 145 77 — Sales — (1) — — Settlements — (172) (111) — Balance at September 30, 2021 $ — $ 2,584 $ 10 $ — Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at September 30, 2021 $ — $ 78 $ 21 $ — Nine Months Ended September 30, 2021 and 2020 Non-agency MBS MSRs Net Derivatives Private Equity Investments Balance at January 1, 2020 $ 368 $ 2,618 $ 19 $ 440 Total realized and unrealized gains (losses): Included in earnings 306 (616) 365 2 Included in unrealized net holding gains (losses) in OCI (178) — — — Purchases — — — 27 Issuances — 523 655 — Sales (481) — — — Settlements (15) (534) (825) (21) Transfers out of level 3 and other — — — (448) Balance at September 30, 2020 $ — $ 1,991 $ 214 $ — Balance at January 1, 2021 $ — $ 2,023 $ 172 $ — Total realized and unrealized gains (losses): Included in earnings — 260 (77) — Purchases — 355 — — Issuances — 532 254 — Sales — (1) — — Settlements — (585) (339) — Balance at September 30, 2021 $ — $ 2,584 $ 10 $ — Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held at September 30, 2021 $ — $ 260 $ 16 $ — Primary income statement location of realized gains (losses) included in earnings Securities gains (losses) Residential mortgage income and Commercial real estate related income Residential mortgage income and Commercial real estate related income Other income
Fair Value and UPB of LHFS	The following table details the fair value and UPB of LHFS that were elected to be measured at fair value. Trading loans, included in other trading assets, were also elected to be measured at fair value. September 30, 2021 December 31, 2020 (Dollars in millions) Fair Value UPB Difference Fair Value UPB Difference Trading loans $ 1,943 $ 1,912 $ 31 $ 1,586 $ 1,619 $ (33) LHFS at fair value 4,799 4,700 99 4,955 4,736 219
Assets Measured at Fair Value on a Nonrecurring Basis	The following table provides information about certain assets measured at fair value on a nonrecurring basis still held as of period end. The carrying values represent end of period values, which approximate the fair value measurements that occurred on the various measurement dates throughout the period. These assets are considered to be Level 3 assets. (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Carrying value: LHFS $ 255 $ 979 Loans and leases 122 142 Other 102 92 The following table provides information about valuation adjustments for certain assets measured at fair value on a nonrecurring basis. The valuation adjustments represent the amounts recorded during the period regardless of whether the asset is still held at period end. Nine Months Ended September 30, 2021 2020 Valuation adjustments: LHFS $ (27) $ (52) Loans and leases (41) (38) Other (156) (137)
Carrying Amounts and Fair Value of Financial Assets and Liabilities Not Recorded at Fair Value	Financial assets and liabilities not recorded at fair value are summarized below: September 30, 2021 December 31, 2020 (Dollars in millions) Fair Value Hierarchy Carrying Amount Fair Value Carrying Amount Fair Value Financial assets: Loans and leases HFI, net of ALLL Level 3 $ 280,820 $ 281,198 $ 293,899 $ 295,461 Financial liabilities: Time deposits Level 2 16,675 16,810 21,941 22,095 Long-term debt Level 2 37,837 38,491 39,597 40,864

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following table presents the gross notional amounts and estimated fair value of derivative instruments employed by the Company. Truist held no cash flow hedges as of September 30, 2021 and December 31, 2020. September 30, 2021 December 31, 2020 Notional Amount Fair Value Notional Amount Fair Value (Dollars in millions) Assets Liabilities Assets Liabilities Fair value hedges: Interest rate contracts: Swaps hedging AFS securities $ 24,006 $ — $ (4) $ 17,765 $ — $ — Not designated as hedges: Client-related and other risk management: Interest rate contracts: Swaps 149,428 2,103 (731) 156,338 3,399 (862) Options 24,939 36 (21) 25,386 45 (18) Forward commitments 8,426 7 (9) 4,847 9 (11) Other 2,582 — — 2,573 — — Equity contracts 30,431 1,484 (1,779) 31,152 1,856 (2,297) Credit contracts: Loans and leases 815 — (2) 1,056 — (5) Risk participation agreements 8,413 1 (4) 7,802 1 (13) Total return swaps 1,424 1 (27) 1,296 13 (33) Foreign exchange contracts 16,224 175 (145) 12,066 189 (219) Commodity 4,536 697 (689) 2,872 130 (124) Total 247,218 4,504 (3,407) 245,388 5,642 (3,582) Mortgage banking: Interest rate contracts: Swaps 634 — — 687 — — Interest rate lock commitments 4,928 38 (16) 8,609 186 (3) When issued securities, forward rate agreements and forward commitments 9,082 63 (2) 11,691 6 (73) Other 308 1 — 466 — — Total 14,952 102 (18) 21,453 192 (76) MSRs: Interest rate contracts: Swaps 38,329 — (3) 36,161 — (5) Options 101 1 — 101 — — When issued securities, forward rate agreements and forward commitments 3,644 — (32) 1,314 7 — Other 1,682 — — 760 — — Total 43,756 1 (35) 38,336 7 (5) Total derivatives not designated as hedges 305,926 4,607 (3,460) 305,177 5,841 (3,663) Total derivatives $ 329,932 4,607 (3,464) $ 322,942 5,841 (3,663) Gross amounts in the Consolidated Balance Sheets: Amounts subject to master netting arrangements (1,314) 1,314 (1,561) 1,561 Cash collateral (received) posted for amounts subject to master netting arrangements (317) 1,549 (443) 1,547 Net amount $ 2,976 $ (601) $ 3,837 $ (555)
Netting of Financial Instruments - Derivatives	The following table presents the offsetting of derivative instruments including financial instrument collateral related to legally enforceable master netting agreements and amounts held or pledged as collateral. U.S. GAAP does not permit netting of non-cash collateral balances in the Consolidated Balance Sheets: September 30, 2021 Gross Amount Amount Offset Net Amount in Consolidated Balance Sheets Held/Pledged Financial Instruments Net Amount Derivative assets: Derivatives subject to master netting arrangement or similar arrangement $ 3,714 $ (1,631) $ 2,083 $ (3) $ 2,080 Derivatives not subject to master netting arrangement or similar arrangement 521 — 521 — 521 Exchange traded derivatives 372 — 372 — 372 Total derivative assets $ 4,607 $ (1,631) $ 2,976 $ (3) $ 2,973 Derivative liabilities: Derivatives subject to master netting arrangement or similar arrangement $ (3,221) $ 2,863 $ (358) $ 53 $ (305) Derivatives not subject to master netting arrangement or similar arrangement (242) — (242) — (242) Exchange traded derivatives (1) — (1) — (1) Total derivative liabilities $ (3,464) $ 2,863 $ (601) $ 53 $ (548) December 31, 2020 Gross Amount Amount Offset Net Amount in Consolidated Balance Sheets Held/Pledged Financial Instruments Net Amount Derivative assets: Derivatives subject to master netting arrangement or similar arrangement $ 4,383 $ (1,618) $ 2,765 $ (2) $ 2,763 Derivatives not subject to master netting arrangement or similar arrangement 705 — 705 (1) 704 Exchange traded derivatives 753 (386) 367 — 367 Total derivative assets $ 5,841 $ (2,004) $ 3,837 $ (3) $ 3,834 Derivative liabilities: Derivatives subject to master netting arrangement or similar arrangement $ (3,103) $ 2,722 $ (381) $ 35 $ (346) Derivatives not subject to master netting arrangement or similar arrangement (174) — (174) — (174) Exchange traded derivatives (386) 386 — — — Total derivative liabilities $ (3,663) $ 3,108 $ (555) $ 35 $ (520)
Schedule of Fair Value Hedging Basis Adjustments	The following table presents the carrying value of hedged items in fair value hedging relationships: September 30, 2021 December 31, 2020 Hedge Basis Adjustment Hedge Basis Adjustment (Dollars in millions) Hedged Asset / Liability Basis Items Currently Designated Discontinued Hedges Hedged Asset / Liability Basis Items Currently Designated Discontinued Hedges AFS securities (1) $ 116,770 $ (495) $ 43 $ 100,988 $ (33) $ 50 Loans and leases 394 — 16 470 — 18 Long-term debt 22,490 — 700 27,725 — 930 (1) The amortized cost of AFS securities was $117.8 billion at September 30, 2021 and $99.4 billion at December 31, 2020.
Impact of Derivatives on the Consolidated Statements of Income and Comprehensive Income	The following table summarizes amounts related to cash flow hedges, which consist of interest rate contracts. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) 2021 2020 2021 2020 Pre-tax gain (loss) reclassified from AOCI into interest expense: Deposits $ — $ (2) $ (2) $ (8) Short-term borrowings — (5) (12) (13) Long-term debt (7) (3) (17) (18) Total $ (7) $ (10) $ (31) $ (39) Pre-tax gain (loss) reclassified from AOCI into other expense: (1) Deposits $ — $ — $ (12) $ — Short-term borrowings — — (20) — Long-term debt — — (4) — Total $ — $ — $ (36) $ — (1) Represents the accelerated amortization of amounts reclassified from AOCI, where management determined that the forecasted transaction is probable of not occurring. The following table summarizes the impact on net interest income related to fair value hedges: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) 2021 2020 2021 2020 AFS securities: Amounts related to interest settlements $ (15) $ — $ (39) $ — Recognized on derivatives 81 — 442 — Recognized on hedged items (83) (3) (448) (7) Net income (expense) recognized (17) (3) (45) (7) Loans and leases: Amounts related to interest settlements — (1) — (1) Recognized on derivatives — — — (3) Recognized on hedged items (1) — (2) 1 Net income (expense) recognized (1) (1) (2) (3) Long-term debt: Amounts related to interest settlements — 78 — 182 Recognized on derivatives — (99) — 831 Recognized on hedged items 73 112 227 (817) Net income (expense) recognized 73 91 227 196 Net income (expense) recognized, total $ 55 $ 87 $ 180 $ 186 The following table presents information about the Company’s terminated cash flow and fair value hedges: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Cash flow hedges: Net unrecognized after-tax gain (loss) on terminated hedges recorded in AOCI (to be recognized in earnings through 2022) $ (13) $ (64) Estimated portion of net after-tax gain (loss) on terminated hedges to be reclassified from AOCI into earnings during the next 12 months (13) (42) Fair value hedges: Unrecognized pre-tax net gain (loss) on terminated hedges (to be recognized as interest primarily through 2029) $ 641 $ 862 Portion of pre-tax net gain (loss) on terminated hedges to be recognized as a change in interest during the next 12 months 223 292 The following table presents pre-tax gain (loss) recognized in income for derivative instruments not designated as hedges: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions) Income Statement Location 2021 2020 2021 2020 Client-related and other risk management: Interest rate contracts Investment banking and trading income and other income $ 28 $ 14 $ 142 $ (13) Foreign exchange contracts Investment banking and trading income and other income 73 (50) 107 31 Equity contracts Investment banking and trading income and other income 2 3 (18) (4) Credit contracts Investment banking and trading income and other income 13 (68) (48) 238 Commodity contracts Investment banking and trading income 1 1 6 5 Mortgage banking: Interest rate contracts Residential mortgage income (18) (137) (15) (285) Interest rate contracts Commercial real estate related income — 1 (1) 1 MSRs: Interest rate contracts Residential mortgage income (48) (3) (162) 534 Interest rate contracts Commercial real estate related income (1) — (8) 22 Total $ 50 $ (239) $ 3 $ 529
Derivatives Credit Risk - Risk Participation Agreements	The following table presents additional information related to interest rate derivative risk participation agreements and total return swaps: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Risk participation agreements: Maximum potential amount of exposure $ 563 $ 530 Total return swaps: Cash collateral held 292 374
Schedule of Derivative Instruments Summary of Collateral Positions with Counterparties	The following table summarizes collateral positions with counterparties: (Dollars in millions) Sep 30, 2021 Dec 31, 2020 Dealer and other counterparties: Cash and other collateral received from counterparties $ 319 $ 446 Derivatives in a net gain position secured by collateral received 474 585 Unsecured positions in a net gain with counterparties after collateral postings 155 49 Cash collateral posted to dealer counterparties 1,603 1,524 Derivatives in a net loss position secured by collateral 1,703 1,604 Additional collateral that would have been posted had the Company’s credit ratings dropped below investment grade 5 3 Central counterparties clearing: Cash collateral, including initial margin, posted to central clearing parties 37 172 Derivatives in a net loss position 32 90 Derivatives in a net gain position 18 5 Securities pledged to central counterparties clearing 1,193 1,281

Computation of EPS (Tables)

Computation of EPS (Tables)	9 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Schedule of Basic and Diluted EPS	Basic and diluted EPS calculations are presented in the following table: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in millions, except per share data, shares in thousands) 2021 2020 2021 2020 Net income available to common shareholders $ 1,616 $ 1,068 $ 4,509 $ 2,956 Weighted average number of common shares 1,334,825 1,347,916 1,339,558 1,346,605 Effect of dilutive outstanding equity-based awards 12,029 10,206 12,154 10,569 Weighted average number of diluted common shares 1,346,854 1,358,122 1,351,712 1,357,174 Basic EPS $ 1.21 $ 0.79 $ 3.37 $ 2.20 Diluted EPS $ 1.20 $ 0.79 $ 3.34 $ 2.18 Anti-dilutive awards 5 1,647 3 3,267

Operating Segments (Tables)

Operating Segments (Tables)	9 Months Ended
	Sep. 30, 2021
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following table presents results by segment: Three Months Ended September 30, CB&W C&CB IH OT&C (1) Total 2021 2020 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (expense) $ 1,667 $ 1,858 $ 1,124 $ 1,234 $ 27 $ 31 $ 415 $ 239 $ 3,233 $ 3,362 Net intersegment interest income (expense) 369 333 49 49 (2) (7) (416) (375) — — Segment net interest income 2,036 2,191 1,173 1,283 25 24 (1) (136) 3,233 3,362 Allocated provision for credit losses (5) 181 (264) 311 1 — (56) (71) (324) 421 Segment net interest income after provision 2,041 2,010 1,437 972 24 24 55 (65) 3,557 2,941 Noninterest income 1,032 997 753 608 652 524 (72) 81 2,365 2,210 Amortization of intangibles 78 103 37 45 30 17 — 5 145 170 Other noninterest expense 1,855 1,834 783 800 507 429 505 522 3,650 3,585 Income (loss) before income taxes 1,140 1,070 1,370 735 139 102 (522) (511) 2,127 1,396 Provision (benefit) for income taxes 268 252 295 149 34 25 (174) (171) 423 255 Segment net income (loss) $ 872 $ 818 $ 1,075 $ 586 $ 105 $ 77 $ (348) $ (340) $ 1,704 $ 1,141 Identifiable assets (period end) $ 161,116 $ 166,640 $ 177,578 $ 191,625 $ 9,454 $ 6,999 $ 181,736 $ 133,919 $ 529,884 $ 499,183 Nine Months Ended September 30, CB&W C&CB IH OT&C (1) Total 2021 2020 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (expense) $ 5,110 $ 5,564 $ 3,511 $ 4,116 $ 76 $ 99 $ 1,066 $ 681 $ 9,763 $ 10,460 Net intersegment interest income (expense) 1,162 1,033 115 (207) (10) (28) (1,267) (798) — — Segment net interest income 6,272 6,597 3,626 3,909 66 71 (201) (117) 9,763 10,460 Allocated provision for credit losses 91 887 (698) 1,244 1 7 (104) 20 (710) 2,158 Segment net interest income after provision 6,181 5,710 4,324 2,665 65 64 (97) (137) 10,473 8,302 Noninterest income 2,877 3,074 2,254 1,684 1,983 1,679 (147) 157 6,967 6,594 Amortization of intangibles 236 316 113 130 80 53 2 14 431 513 Other noninterest expense 5,544 5,584 2,324 2,481 1,451 1,280 1,666 1,206 10,985 10,551 Income (loss) before income taxes 3,278 2,884 4,141 1,738 517 410 (1,912) (1,200) 6,024 3,832 Provision (benefit) for income taxes 768 680 896 330 125 102 (600) (442) 1,189 670 Segment net income (loss) $ 2,510 $ 2,204 $ 3,245 $ 1,408 $ 392 $ 308 $ (1,312) $ (758) $ 4,835 $ 3,162 Identifiable assets (period end) $ 161,116 $ 166,640 $ 177,578 $ 191,625 $ 9,454 $ 6,999 $ 181,736 $ 133,919 $ 529,884 $ 499,183 (1) Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.

Business Combinations - Narrati

Business Combinations - Narrative (Details) $ in Millions	3 Months Ended
	Sep. 30, 2021USD ($)
Business Acquisition [Line Items]
Business Combinations, Consideration to be Transferred	$ 2,000
IH
Business Acquisition [Line Items]
Goodwill, Period Increase (Decrease)	543
Identifiable intangible assets increase	$ 418
Weighted average term	15 years
Business Acquisition, Goodwill, Expected Tax Deductible Amount	$ 456
Business Acquisition, Finite-lived Intangible Assets, Expected Tax Deductible Amount	$ 277

Securities Financing Activiti_3

Securities Financing Activities - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Offsetting [Abstract]
Market Value of Collateral Held for Securities Borrowed and Securities Under Resell Agreements	$ 1,900	$ 1,700
Market Value of Collateral that Has Been Repledged	$ 188	$ 27

Securities Purchased under Agre

Securities Purchased under Agreements to Resale & Securities Borrowed (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Offsetting [Abstract]
Securities purchased under resale agreements	$ 1,302	$ 1,158
Securities borrowed	617	587
Total securities borrowed or purchased under resale agreements	$ 1,919	$ 1,745

Securities Financing Activiti_4

Securities Financing Activities (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Offsetting Liabilities [Line Items]
Short-term Debt	$ 5,226	$ 6,092
Securities Sold under Agreements to Repurchase
Offsetting Liabilities [Line Items]
Short-term Debt	2,600	1,221
Securities Sold under Agreements to Repurchase | U.S. Treasury
Offsetting Liabilities [Line Items]
Short-term Debt	1,540	336
Securities Sold under Agreements to Repurchase | GSE
Offsetting Liabilities [Line Items]
Short-term Debt	130	54
Securities Sold under Agreements to Repurchase | Agency MBS - residential
Offsetting Liabilities [Line Items]
Short-term Debt	646	448
Securities Sold under Agreements to Repurchase | Corporate and other debt securities
Offsetting Liabilities [Line Items]
Short-term Debt	284	383
Securities Sold under Agreements to Repurchase | Overnight and Continuous
Offsetting Liabilities [Line Items]
Short-term Debt	2,276	996
Securities Sold under Agreements to Repurchase | Overnight and Continuous | U.S. Treasury
Offsetting Liabilities [Line Items]
Short-term Debt	1,533	305
Securities Sold under Agreements to Repurchase | Overnight and Continuous | GSE
Offsetting Liabilities [Line Items]
Short-term Debt	98	45
Securities Sold under Agreements to Repurchase | Overnight and Continuous | Agency MBS - residential
Offsetting Liabilities [Line Items]
Short-term Debt	473	442
Securities Sold under Agreements to Repurchase | Overnight and Continuous | Corporate and other debt securities
Offsetting Liabilities [Line Items]
Short-term Debt	172	204
Securities Sold under Agreements to Repurchase | Up to 30 days
Offsetting Liabilities [Line Items]
Short-term Debt	324	225
Securities Sold under Agreements to Repurchase | Up to 30 days | U.S. Treasury
Offsetting Liabilities [Line Items]
Short-term Debt	7	31
Securities Sold under Agreements to Repurchase | Up to 30 days | GSE
Offsetting Liabilities [Line Items]
Short-term Debt	32	9
Securities Sold under Agreements to Repurchase | Up to 30 days | Agency MBS - residential
Offsetting Liabilities [Line Items]
Short-term Debt	173	6
Securities Sold under Agreements to Repurchase | Up to 30 days | Corporate and other debt securities
Offsetting Liabilities [Line Items]
Short-term Debt	$ 112	$ 179

Investment Securities - Narrati

Investment Securities - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Debt Securities Exceeding Ten Percent of Stockholders Equity [Line Items]
Debt Securities, Available-for-sale, Allowance for Credit Loss	$ 0	$ 0
FNMA investments
Debt Securities Exceeding Ten Percent of Stockholders Equity [Line Items]
Securities, amortized cost	42,100
Securities, fair value	41,700
FHLMC investments
Debt Securities Exceeding Ten Percent of Stockholders Equity [Line Items]
Securities, amortized cost	44,800
Securities, fair value	$ 44,200

Investment Securities - Amortiz

Investment Securities - Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
AFS securities
Amortized Cost	$ 151,852	$ 118,618
Gross Unrealized Gains	1,088	2,196
Gross Unrealized Losses	1,902	26
AFS securities, Fair Value	151,038	120,788
U.S. Treasury
AFS securities
Amortized Cost	9,700	1,721
Gross Unrealized Gains	18	25
Gross Unrealized Losses	21	0
AFS securities, Fair Value	9,697	1,746
GSE
AFS securities
Amortized Cost	1,829	1,840
Gross Unrealized Gains	47	77
Gross Unrealized Losses	2	0
AFS securities, Fair Value	1,874	1,917
Agency MBS | Agency MBS - residential
AFS securities
Amortized Cost	133,933	111,589
Gross Unrealized Gains	954	1,975
Gross Unrealized Losses	1,826	23
AFS securities, Fair Value	133,061	113,541
Agency MBS | Commercial Mortgage Backed Securities
AFS securities
Amortized Cost	3,083	2,987
Gross Unrealized Gains	30	72
Gross Unrealized Losses	40	2
AFS securities, Fair Value	3,073	3,057
States and political subdivisions
AFS securities
Amortized Cost	422	447
Gross Unrealized Gains	38	47
Gross Unrealized Losses	2	1
AFS securities, Fair Value	458	493
Non-agency MBS
AFS securities
Amortized Cost	2,856
Gross Unrealized Gains	1
Gross Unrealized Losses	11
AFS securities, Fair Value	2,846
Other
AFS securities
Amortized Cost	29	34
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
AFS securities, Fair Value	$ 29	$ 34

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Estimated Fair Value by Contractual Maturity (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
AFS, Amortized Cost
Due in one year or less	$ 747
Due after one year through five years	9,786
Due after five years through ten years	1,436
Due after ten years	139,883
Debt Securities, Available-for-sale, Amortized Cost, Total	151,852	$ 118,618
AFS, Fair Value
Due in one year or less	753
Due after one year through five years	9,821
Due after five years through ten years	1,465
Due after ten years	138,999
Debt Securities, Available-for-sale, Total	151,038	120,788
U.S. Treasury
AFS, Amortized Cost
Due in one year or less	276
Due after one year through five years	8,446
Due after five years through ten years	978
Due after ten years	0
Debt Securities, Available-for-sale, Amortized Cost, Total	9,700	1,721
AFS, Fair Value
Due in one year or less	276
Due after one year through five years	8,441
Due after five years through ten years	980
Due after ten years	0
Debt Securities, Available-for-sale, Total	9,697	1,746
GSE
AFS, Amortized Cost
Due in one year or less	432
Due after one year through five years	1,237
Due after five years through ten years	0
Due after ten years	160
Debt Securities, Available-for-sale, Amortized Cost, Total	1,829	1,840
AFS, Fair Value
Due in one year or less	437
Due after one year through five years	1,274
Due after five years through ten years	0
Due after ten years	163
Debt Securities, Available-for-sale, Total	1,874	1,917
Agency MBS | Agency MBS - residential
AFS, Amortized Cost
Due in one year or less	0
Due after one year through five years	1
Due after five years through ten years	317
Due after ten years	133,615
Debt Securities, Available-for-sale, Amortized Cost, Total	133,933	111,589
AFS, Fair Value
Due in one year or less	0
Due after one year through five years	1
Due after five years through ten years	327
Due after ten years	132,733
Debt Securities, Available-for-sale, Total	133,061	113,541
Agency MBS | Commercial Mortgage Backed Securities
AFS, Amortized Cost
Due in one year or less	0
Due after one year through five years	1
Due after five years through ten years	23
Due after ten years	3,059
Debt Securities, Available-for-sale, Amortized Cost, Total	3,083	2,987
AFS, Fair Value
Due in one year or less	0
Due after one year through five years	1
Due after five years through ten years	23
Due after ten years	3,049
Debt Securities, Available-for-sale, Total	3,073	3,057
States and political subdivisions
AFS, Amortized Cost
Due in one year or less	38
Due after one year through five years	95
Due after five years through ten years	118
Due after ten years	171
Debt Securities, Available-for-sale, Amortized Cost, Total	422	447
AFS, Fair Value
Due in one year or less	39
Due after one year through five years	98
Due after five years through ten years	135
Due after ten years	186
Debt Securities, Available-for-sale, Total	458	493
Non-agency MBS
AFS, Amortized Cost
Due in one year or less	0
Due after one year through five years	0
Due after five years through ten years	0
Due after ten years	2,856
Debt Securities, Available-for-sale, Amortized Cost, Total	2,856
AFS, Fair Value
Due in one year or less	0
Due after one year through five years	0
Due after five years through ten years	0
Due after ten years	2,846
Debt Securities, Available-for-sale, Total	2,846
Other
AFS, Amortized Cost
Due in one year or less	1
Due after one year through five years	6
Due after five years through ten years	0
Due after ten years	22
Debt Securities, Available-for-sale, Amortized Cost, Total	29	34
AFS, Fair Value
Due in one year or less	1
Due after one year through five years	6
Due after five years through ten years	0
Due after ten years	22
Debt Securities, Available-for-sale, Total	$ 29	$ 34

Investment Securities - Gross U

Investment Securities - Gross Unrealized Losses and Fair Values of Investments in Continuous Unrealized Loss Positions (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
AFS securities, Fair Value
Less than 12 months	$ 106,366	$ 4,534
12 months or more	722	239
Total	107,088	4,773
AFS securities, Unrealized Losses
Less than 12 months	1,881	23
12 months or more	21	3
Total	1,902	26
U.S. Treasury
AFS securities, Fair Value
Less than 12 months	6,247	17
12 months or more	0	0
Total	6,247	17
AFS securities, Unrealized Losses
Less than 12 months	21	0
12 months or more	0	0
Total	21	0
GSE
AFS securities, Fair Value
Less than 12 months	95
12 months or more	0
Total	95
AFS securities, Unrealized Losses
Less than 12 months	2
12 months or more	0
Total	2
Agency MBS | Agency MBS - residential
AFS securities, Fair Value
Less than 12 months	95,852	4,028
12 months or more	443	203
Total	96,295	4,231
AFS securities, Unrealized Losses
Less than 12 months	1,812	21
12 months or more	14	2
Total	1,826	23
Agency MBS | Commercial Mortgage Backed Securities
AFS securities, Fair Value
Less than 12 months	1,943	463
12 months or more	257	4
Total	2,200	467
AFS securities, Unrealized Losses
Less than 12 months	34	2
12 months or more	6	0
Total	40	2
States and political subdivisions
AFS securities, Fair Value
Less than 12 months	24	20
12 months or more	22	32
Total	46	52
AFS securities, Unrealized Losses
Less than 12 months	1	0
12 months or more	1	1
Total	2	1
Non-agency MBS
AFS securities, Fair Value
Less than 12 months	2,183
12 months or more	0
Total	2,183
AFS securities, Unrealized Losses
Less than 12 months	11
12 months or more	0
Total	11
Other
AFS securities, Fair Value
Less than 12 months	22	6
12 months or more	0	0
Total	22	6
AFS securities, Unrealized Losses
Less than 12 months	0	0
12 months or more	0	0
Total	$ 0	$ 0

Investments Securities - Gain (

Investments Securities - Gain (Loss) on Securities (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Gain (Loss) on Securities [Line Items]
Gross realized gains	$ 0	$ 104	$ 0	$ 404
Gross realized losses	0	0	0	(2)
Noninterest income	2,365	2,210	6,967	6,594
Securities gains (losses)
Gain (Loss) on Securities [Line Items]
Noninterest income	$ 0	$ 104	$ 0	$ 402

Loans and ACL - Narrative (Deta

Loans and ACL - Narrative (Details) - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2021
Commercial:
Financing Receivable
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ (312)	$ (857)
Commitments to extend, originate, or purchase credit
Financing Receivable
Allowance for Loan and Lease Losses, Period Increase (Decrease)	(39)	(88)
Consumer:
Financing Receivable
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ (94)	$ (271)

Loans and ACL - Aging Analysis

Loans and ACL - Aging Analysis of Loans and Leases (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable [Line Items]
Nonperforming	$ 1,080	$ 1,330
Total	285,522	299,734
Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	280,747	294,176
Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,823	2,220
Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,872	2,008
Commercial: | Commercial and industrial
Financing Receivable [Line Items]
Nonperforming	411	532
Total	128,992	138,354
Commercial: | Commercial and industrial | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	128,448	137,726
Commercial: | Commercial and industrial | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	131	83
Commercial: | Commercial and industrial | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	2	13
Commercial: | CRE
Financing Receivable [Line Items]
Nonperforming	20	75
Total	24,309	26,595
Commercial: | CRE | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	24,285	26,506
Commercial: | CRE | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	4	14
Commercial: | CRE | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Commercial: | Commercial construction
Financing Receivable [Line Items]
Nonperforming	7	14
Total	5,689	6,491
Commercial: | Commercial construction | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	5,680	6,472
Commercial: | Commercial construction | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	2	5
Commercial: | Commercial construction | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Commercial: | Lease financing
Financing Receivable [Line Items]
Nonperforming	12	28
Total	4,799	5,240
Commercial: | Lease financing | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,767	5,206
Commercial: | Lease financing | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	4	6
Commercial: | Lease financing | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	16	0
Consumer: | Residential mortgage
Financing Receivable [Line Items]
Nonperforming	306	316
Total	46,691	47,272
Consumer: | Residential mortgage | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	45,038	45,333
Consumer: | Residential mortgage | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	495	782
Consumer: | Residential mortgage | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	852	841
Consumer: | Residential home equity and direct
Financing Receivable [Line Items]
Nonperforming	146	205
Total	25,222	26,064
Consumer: | Residential home equity and direct | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	24,988	25,751
Consumer: | Residential home equity and direct | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	81	98
Consumer: | Residential home equity and direct | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	7	10
Consumer: | Indirect auto
Financing Receivable [Line Items]
Nonperforming	172	155
Total	26,923	26,150
Consumer: | Indirect auto | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	26,189	25,498
Consumer: | Indirect auto | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	560	495
Consumer: | Indirect auto | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	2	2
Consumer: | Indirect other
Financing Receivable [Line Items]
Nonperforming	6	5
Total	11,155	11,177
Consumer: | Indirect other | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	11,094	11,102
Consumer: | Indirect other | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	53	68
Consumer: | Indirect other | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	2	2
Consumer: | Student
Financing Receivable [Line Items]
Nonperforming	0	0
Total	7,059	7,552
Consumer: | Student | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	5,635	5,823
Consumer: | Student | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	456	618
Consumer: | Student | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	968	1,111
Credit card
Financing Receivable [Line Items]
Nonperforming	0	0
Total	4,683	4,839
Credit card | Financial Asset, Not Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,623	4,759
Credit card | Financing Receivables 30 To 89 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	37	51
Credit card | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 23	$ 29

Loans and ACL - Risk Rating (De

Loans and ACL - Risk Rating (Details) - USD ($) $ in Millions		Sep. 30, 2021	Dec. 31, 2020
Financing Receivable
Loans and leases		$ 285,522	$ 299,734
Financing Receivable, Year One, Originated, Current Fiscal Year		60,468	70,929
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		45,613	51,905
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		38,136	33,350
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		22,789	20,386
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		14,126	14,865
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		40,143	40,413
Revolving Credit		60,841	66,107
Loans Converted to Term		3,513	2,012
Other (1)	[1]	(107)	(233)
Credit card
Financing Receivable
Loans and leases		4,683	4,839
Financing Receivable, Year One, Originated, Current Fiscal Year		0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	0
Revolving Credit		4,653	4,802
Loans Converted to Term		30	37
Other (1)	[1]	0	0
Commercial: | Commercial and industrial
Financing Receivable
Loans and leases		128,992	138,354
Financing Receivable, Year One, Originated, Current Fiscal Year		25,957	35,828
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		18,158	19,852
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		15,243	14,042
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		9,827	7,961
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		5,856	5,463
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		10,482	9,362
Revolving Credit		43,860	46,174
Loans Converted to Term		0	252
Other (1)	[1]	(391)	(580)
Commercial: | Commercial and industrial | Pass
Financing Receivable
Loans and leases		123,505	131,258
Financing Receivable, Year One, Originated, Current Fiscal Year		25,433	34,858
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		17,587	18,881
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		14,278	13,312
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		9,315	7,713
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		5,670	5,174
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		10,042	8,888
Revolving Credit		41,570	42,780
Loans Converted to Term		0	231
Other (1)	[1]	(390)	(579)
Commercial: | Commercial and industrial | Special mention
Financing Receivable
Loans and leases		2,234	3,435
Financing Receivable, Year One, Originated, Current Fiscal Year		186	471
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		231	434
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		402	343
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		253	98
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		97	120
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		92	157
Revolving Credit		973	1,808
Loans Converted to Term		0	5
Other (1)	[1]	0	(1)
Commercial: | Commercial and industrial | Substandard
Financing Receivable
Loans and leases		2,842	3,129
Financing Receivable, Year One, Originated, Current Fiscal Year		302	461
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		314	445
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		493	339
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		213	121
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		71	144
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		289	256
Revolving Credit		1,160	1,353
Loans Converted to Term		0	12
Other (1)	[1]	0	(2)
Commercial: | Commercial and industrial | Nonperforming
Financing Receivable
Loans and leases		411	532
Financing Receivable, Year One, Originated, Current Fiscal Year		36	38
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		26	92
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		70	48
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		46	29
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		18	25
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		59	61
Revolving Credit		157	233
Loans Converted to Term		0	4
Other (1)	[1]	(1)	2
Commercial: | CRE
Financing Receivable
Loans and leases		24,309	26,595
Financing Receivable, Year One, Originated, Current Fiscal Year		3,189	5,145
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,823	7,990
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		6,635	5,451
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		4,664	3,158
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		2,507	1,738
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		2,881	2,560
Revolving Credit		671	622
Loans Converted to Term		0	0
Other (1)	[1]	(61)	(69)
Commercial: | CRE | Pass
Financing Receivable
Loans and leases		20,643	22,459
Financing Receivable, Year One, Originated, Current Fiscal Year		2,825	4,563
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,405	6,600
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		5,516	4,427
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		3,794	2,752
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		2,051	1,473
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		2,442	2,096
Revolving Credit		671	617
Loans Converted to Term		0	0
Other (1)	[1]	(61)	(69)
Commercial: | CRE | Special mention
Financing Receivable
Loans and leases		1,147	1,689
Financing Receivable, Year One, Originated, Current Fiscal Year		57	171
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		107	599
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		486	585
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		317	116
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		51	77
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		129	141
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | CRE | Substandard
Financing Receivable
Loans and leases		2,499	2,372
Financing Receivable, Year One, Originated, Current Fiscal Year		305	410
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		310	776
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		633	438
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		551	281
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		402	182
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		298	280
Revolving Credit		0	5
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | CRE | Nonperforming
Financing Receivable
Loans and leases		20	75
Financing Receivable, Year One, Originated, Current Fiscal Year		2	1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1	15
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	1
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2	9
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		3	6
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		12	43
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | Commercial construction
Financing Receivable
Loans and leases		5,689	6,491
Financing Receivable, Year One, Originated, Current Fiscal Year		842	1,123
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1,158	2,358
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		1,857	2,026
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		857	299
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		207	33
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		99	111
Revolving Credit		661	536
Loans Converted to Term		0	3
Other (1)	[1]	8	2
Commercial: | Commercial construction | Pass
Financing Receivable
Loans and leases		5,223	5,987
Financing Receivable, Year One, Originated, Current Fiscal Year		836	1,052
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1,125	2,141
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		1,676	1,889
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		681	232
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		138	27
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		99	110
Revolving Credit		661	534
Loans Converted to Term		0	0
Other (1)	[1]	7	2
Commercial: | Commercial construction | Special mention
Financing Receivable
Loans and leases		268	175
Financing Receivable, Year One, Originated, Current Fiscal Year		0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		26	108
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		140	64
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		102	1
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	0
Revolving Credit		0	2
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | Commercial construction | Substandard
Financing Receivable
Loans and leases		191	315
Financing Receivable, Year One, Originated, Current Fiscal Year		6	70
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		6	106
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		40	73
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		74	59
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		65	6
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	1
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | Commercial construction | Nonperforming
Financing Receivable
Loans and leases		7	14
Financing Receivable, Year One, Originated, Current Fiscal Year		0	1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1	3
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		1	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	7
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		4	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	0
Revolving Credit		0	0
Loans Converted to Term		0	3
Other (1)	[1]	1	0
Commercial: | Lease financing
Financing Receivable
Loans and leases		4,799	5,240
Financing Receivable, Year One, Originated, Current Fiscal Year		971	1,380
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1,235	1,217
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		843	801
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		531	764
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		533	248
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		747	803
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	(61)	27
Commercial: | Lease financing | Pass
Financing Receivable
Loans and leases		4,711	5,065
Financing Receivable, Year One, Originated, Current Fiscal Year		970	1,377
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1,232	1,139
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		811	775
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		525	746
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		528	241
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		707	760
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	(62)	27
Commercial: | Lease financing | Special mention
Financing Receivable
Loans and leases		6	72
Financing Receivable, Year One, Originated, Current Fiscal Year		1	1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		0	39
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	20
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	5
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		3	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		2	7
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | Lease financing | Substandard
Financing Receivable
Loans and leases		70	75
Financing Receivable, Year One, Originated, Current Fiscal Year		0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1	34
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		29	3
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2	4
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		2	3
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		36	31
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Commercial: | Lease financing | Nonperforming
Financing Receivable
Loans and leases		12	28
Financing Receivable, Year One, Originated, Current Fiscal Year		0	2
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		2	5
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		3	3
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		4	9
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	4
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		2	5
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	1	0
Consumer: | Residential mortgage
Financing Receivable
Loans and leases		46,691	47,272
Financing Receivable, Year One, Originated, Current Fiscal Year		12,741	8,200
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		7,358	6,742
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		4,382	3,751
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2,264	4,387
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		2,741	5,438
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		17,104	18,590
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	101	164
Consumer: | Residential mortgage | Performing
Financing Receivable
Loans and leases		46,385	46,956
Financing Receivable, Year One, Originated, Current Fiscal Year		12,741	8,197
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		7,355	6,729
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		4,360	3,735
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2,237	4,374
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		2,719	5,424
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		16,872	18,333
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	101	164
Consumer: | Residential mortgage | Nonperforming
Financing Receivable
Loans and leases		306	316
Financing Receivable, Year One, Originated, Current Fiscal Year		0	3
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3	13
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		22	16
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		27	13
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		22	14
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		232	257
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Consumer: | Residential home equity and direct
Financing Receivable
Loans and leases		25,222	26,064
Financing Receivable, Year One, Originated, Current Fiscal Year		4,062	4,514
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,031	3,130
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		2,019	1,418
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		831	482
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		242	215
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		489	564
Revolving Credit		10,996	13,973
Loans Converted to Term		3,483	1,720
Other (1)	[1]	69	48
Consumer: | Residential home equity and direct | Performing
Financing Receivable
Loans and leases		25,076	25,859
Financing Receivable, Year One, Originated, Current Fiscal Year		4,061	4,513
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,028	3,126
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		2,015	1,416
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		829	481
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		241	214
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		482	557
Revolving Credit		10,946	13,886
Loans Converted to Term		3,405	1,619
Other (1)	[1]	69	47
Consumer: | Residential home equity and direct | Nonperforming
Financing Receivable
Loans and leases		146	205
Financing Receivable, Year One, Originated, Current Fiscal Year		1	1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3	4
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		4	2
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2	1
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		1	1
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		7	7
Revolving Credit		50	87
Loans Converted to Term		78	101
Other (1)	[1]	0	1
Consumer: | Indirect auto
Financing Receivable
Loans and leases		26,923	26,150
Financing Receivable, Year One, Originated, Current Fiscal Year		8,959	10,283
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		7,742	7,486
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		5,160	4,059
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2,650	2,428
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		1,447	1,235
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		796	518
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	169	141
Consumer: | Indirect auto | Performing
Financing Receivable
Loans and leases		26,751	25,995
Financing Receivable, Year One, Originated, Current Fiscal Year		8,950	10,270
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		7,705	7,436
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		5,106	4,015
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2,612	2,401
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		1,426	1,220
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		778	506
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	174	147
Consumer: | Indirect auto | Nonperforming
Financing Receivable
Loans and leases		172	155
Financing Receivable, Year One, Originated, Current Fiscal Year		9	13
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		37	50
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		54	44
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		38	27
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		21	15
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		18	12
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	(5)	(6)
Consumer: | Indirect other
Financing Receivable
Loans and leases		11,155	11,177
Financing Receivable, Year One, Originated, Current Fiscal Year		3,747	4,434
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,086	3,020
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		1,903	1,707
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		1,086	826
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		527	431
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		780	720
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	26	39
Consumer: | Indirect other | Performing
Financing Receivable
Loans and leases		11,149	11,172
Financing Receivable, Year One, Originated, Current Fiscal Year		3,747	4,433
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,083	3,019
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		1,901	1,706
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		1,086	826
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		527	431
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		779	718
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	26	39
Consumer: | Indirect other | Nonperforming
Financing Receivable
Loans and leases		6	5
Financing Receivable, Year One, Originated, Current Fiscal Year		0	1
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3	1
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		2	1
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		1	2
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	0	0
Consumer: | Student
Financing Receivable
Loans and leases		7,059	7,552
Financing Receivable, Year One, Originated, Current Fiscal Year		0	22
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		22	110
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		94	95
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		79	81
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		66	64
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		6,765	7,185
Revolving Credit		0	0
Loans Converted to Term		0	0
Other (1)	[1]	$ 33	$ (5)
[1]	Includes certain deferred fees and costs, unapplied payments, and other adjustments.

Loans and ACL - Allowance for C

Loans and ACL - Allowance for Credit Losses (Details) - USD ($) $ in Millions		3 Months Ended			9 Months Ended
		Sep. 30, 2021		Sep. 30, 2020	Sep. 30, 2021		Sep. 30, 2020
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Provision for credit losses		$ (324)		$ 421	$ (710)		$ 2,158
Commercial: | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		1,757		2,137	2,156		560	[1]
Charge-Offs		(57)		(112)	(181)		(274)
Recoveries		21		20	60		58
Provision for credit losses		(180)		140	(494)		937
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	904	[2]
ACL, ending balance		1,541		2,185	1,541		2,185
Commercial: | CRE
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		440		391	573		150	[1]
Charge-Offs		(1)		(44)	(5)		(59)
Recoveries		1		0	6		4
Provision for credit losses		(70)		155	(204)		325
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	82	[2]
ACL, ending balance		370		502	370		502
Commercial: | Commercial construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		69		134	81		52	[1]
Charge-Offs		0		(19)	(2)		(22)
Recoveries		1		2	3		10
Provision for credit losses		(11)		17	(23)		78
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	16	[2]
ACL, ending balance		59		134	59		134
Commercial: | Lease financing
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		47		59	48		10	[1]
Charge-Offs		0		(44)	(8)		(50)
Recoveries		21		4	24		4
Provision for credit losses		(37)		34	(33)		(5)
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	94	[2]
ACL, ending balance		31		53	31		53
Consumer: | Residential mortgage
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		321		431	368		176	[1]
Charge-Offs		(7)		(4)	(22)		(50)
Recoveries		3		3	10		7
Provision for credit losses		(6)		(6)	(45)		26
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	265	[2]
ACL, ending balance		311		424	311		424
Consumer: | Residential home equity and direct
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		694		697	714		107	[1]
Charge-Offs		(51)		(52)	(163)		(185)
Recoveries		20		16	58		46
Provision for credit losses		(18)		43	36		282
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	454	[2]
ACL, ending balance		645		704	645		704
Consumer: | Indirect auto
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		1,116		1,190	1,198		304	[1]
Charge-Offs		(73)		(72)	(247)		(294)
Recoveries		22		22	71		63
Provision for credit losses		6		49	49		298
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	818	[2]
ACL, ending balance		1,071		1,189	1,071		1,189
Consumer: | Indirect other
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		181		213	208		60	[1]
Charge-Offs		(13)		(8)	(41)		(46)
Recoveries		5		4	18		18
Provision for credit losses		21		13	9		40
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	150	[2]
ACL, ending balance		194		222	194		222
Consumer: | Student
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		129		123	130		0	[1]
Charge-Offs		(6)		(6)	(12)		(20)
Recoveries		1		0	1		1
Provision for credit losses		1		11	3		24
Allowance for Loan and Lease Losses, Adjustments, Other		1	[2]	2	4	[2]	125	[2]
ACL, ending balance		126		130	126		130
Credit card
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		367		327	359		122	[1]
Charge-Offs		(31)		(44)	(113)		(147)
Recoveries		9		8	28		22
Provision for credit losses		9		29	80		148
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	0	0	[2]	175	[2]
ACL, ending balance		354		320	354		320
PCI
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance	[1]						8
Charge-Offs							0
Recoveries							0
Provision for credit losses							0
Allowance for Loan and Lease Losses, Adjustments, Other	[2]						(8)
ACL, ending balance				0			0
ALLL
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		5,121		5,702	5,835		1,549	[1]
Charge-Offs		(239)		(405)	(794)		(1,147)
Recoveries		104		79	279		233
Provision for credit losses		(285)		485	(622)		2,153
Allowance for Loan and Lease Losses, Adjustments, Other		1	[2]	2	4	[2]	3,075	[2]
ACL, ending balance		4,702		5,863	4,702		5,863
RUFC
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		315		431	364		340	[1]
Charge-Offs		0		0	0		0
Recoveries		0		0	0		0
Provision for credit losses		(39)		(64)	(88)		5
Allowance for Loan and Lease Losses, Adjustments, Other		0	[2]	(1)	0	[2]	21	[2]
ACL, ending balance		276		366	276		366
ACL
Financing Receivable, Allowance for Credit Loss [Roll Forward]
ACL, beginning balance		5,436		6,133	6,199		1,889	[1]
Charge-Offs		(239)		(405)	(794)		(1,147)
Recoveries		104		79	279		233
Provision for credit losses		(324)		421	(710)		2,158
Allowance for Loan and Lease Losses, Adjustments, Other		1	[2]	1	4	[2]	3,096	[2]
ACL, ending balance		$ 4,978		$ 6,229	$ 4,978		$ 6,229
[1]	Balance is prior to the adoption of CECL.
[2]	Includes the adoption of CECL, the ALLL for PCD acquisitions, and other activity.

Loans and ACL - Summary of Purc

Loans and ACL - Summary of Purchased Student Loans With Credit Deterioration (Details) - Consumer: - Student $ in Millions	9 Months Ended
	Sep. 30, 2021USD ($)
Financing Receivable
Par value	$ 286
ALLL at acquisition	(4)
Non-credit premium (discount)	1
Purchase price	$ 283

Loans and ACL - Nonperforming L

Loans and ACL - Nonperforming Loans (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	$ 148	$ 152
Recorded Investment With an ALLL	932	1,178
Commercial: | Commercial and industrial
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	129	82
Recorded Investment With an ALLL	282	450
Commercial: | CRE
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	1	63
Recorded Investment With an ALLL	19	12
Commercial: | Commercial construction
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	4	0
Recorded Investment With an ALLL	3	14
Commercial: | Lease financing
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	0	0
Recorded Investment With an ALLL	12	28
Consumer: | Residential mortgage
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	4	4
Recorded Investment With an ALLL	302	312
Consumer: | Residential home equity and direct
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	3	2
Recorded Investment With an ALLL	143	203
Consumer: | Indirect auto
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	7	1
Recorded Investment With an ALLL	165	154
Consumer: | Indirect other
Financing Receivable, Nonperforming [Line Items]
Recorded Investment Without an ALLL	0	0
Recorded Investment With an ALLL	$ 6	$ 5

Loans and ACL - Summary of Nonp

Loans and ACL - Summary of Nonperforming Assets and Residential Mortgage Loans in the Process of Foreclosure (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable
Nonperforming	$ 1,080	$ 1,330
Foreclosed real estate	9	20
Other foreclosed property	39	32
Total nonperforming assets	1,204	1,387
Residential mortgage loans in the process of foreclosure	$ 157	140
LHFS
Financing Receivable
Nonperforming		$ 5

Loans and ACL - Summary of TDRs

Loans and ACL - Summary of TDRs (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 1,634	$ 1,525
ALLL attributable to TDRs	108	132
Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	1,475	1,361
Nonperforming TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	159	164
Commercial: | Commercial and industrial | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	144	78
Commercial: | CRE | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	8	47
Commercial: | Lease financing | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	56	60
Consumer: | Residential mortgage | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	712	648
Consumer: | Residential home equity and direct | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	105	88
Consumer: | Indirect auto | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	390	392
Consumer: | Indirect other | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	7	6
Consumer: | Student | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	23	5
Credit card | Performing TDRs
Financing Receivable [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 30	$ 37

Loans and ACL - Types of Modifi

Loans and ACL - Types of Modifications and Allowance at Period End (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Newly Designated TDRs | Commercial: | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	$ 3	$ 9	$ 15	$ 12
Financing Receivable, Troubled Debt Restructuring, Premodification	27	70	168	118
Newly Designated TDRs | Commercial: | CRE
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	0	2	1	4
Financing Receivable, Troubled Debt Restructuring, Premodification	0	15	12	32
Newly Designated TDRs | Commercial: | Lease financing
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	1	0	1	0
Financing Receivable, Troubled Debt Restructuring, Premodification	3	0	3	1
Newly Designated TDRs | Consumer: | Residential mortgage
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	3	8	12	17
Financing Receivable, Troubled Debt Restructuring, Premodification	57	174	285	359
Newly Designated TDRs | Consumer: | Residential home equity and direct
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	0	0	2	1
Financing Receivable, Troubled Debt Restructuring, Premodification	10	6	48	45
Newly Designated TDRs | Consumer: | Indirect auto
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	4	5	16	17
Financing Receivable, Troubled Debt Restructuring, Premodification	48	25	142	129
Newly Designated TDRs | Consumer: | Indirect other
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Premodification	1	1	3	3
Newly Designated TDRs | Consumer: | Student
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Premodification	10	1	18	5
Newly Designated TDRs | Credit card
Financing Receivable, Troubled Debt Restructuring [Line Items]
ALLL at Period End	1	2	4	8
Financing Receivable, Troubled Debt Restructuring, Premodification	3	6	10	23
Newly Designated TDRs | Rate | Commercial: | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	8	13	35	46
Newly Designated TDRs | Rate | Commercial: | CRE
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	0	4	0	28
Newly Designated TDRs | Rate | Commercial: | Lease financing
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	0	0	0	1
Newly Designated TDRs | Rate | Consumer: | Residential mortgage
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	33	157	122	297
Newly Designated TDRs | Rate | Consumer: | Residential home equity and direct
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	2	3	6	31
Newly Designated TDRs | Rate | Consumer: | Indirect auto
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	39	20	82	98
Newly Designated TDRs | Rate | Consumer: | Indirect other
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	0	1	2	3
Newly Designated TDRs | Rate | Consumer: | Student
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	0	0	0	0
Newly Designated TDRs | Rate | Credit card
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	3	6	9	24
Newly Designated TDRs | Structure | Commercial: | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	17	49	116	53
Newly Designated TDRs | Structure | Commercial: | CRE
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	0	10	10	11
Newly Designated TDRs | Structure | Commercial: | Lease financing
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	3	0	3	0
Newly Designated TDRs | Structure | Consumer: | Residential mortgage
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	24	17	163	58
Newly Designated TDRs | Structure | Consumer: | Residential home equity and direct
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	8	3	41	13
Newly Designated TDRs | Structure | Consumer: | Indirect auto
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	8	4	53	26
Newly Designated TDRs | Structure | Consumer: | Indirect other
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	1	1	2	1
Newly Designated TDRs | Structure | Consumer: | Student
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	10	1	18	5
Newly Designated TDRs | Structure | Credit card
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	0	0	0	0
Re-Modification of Previously Designated TDRs | Rate
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	23	10	51	36
Re-Modification of Previously Designated TDRs | Structure
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs	$ 9	$ 5	$ 37	$ 11

Loans and ACL - Selected Inform

Loans and ACL - Selected Information About Loans and Leases (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable [Line Items]
Unearned income, discounts and net deferred loan fees and costs	$ 1,142	$ 2,219

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Rollforward of Goodwill by Operating Segment (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Goodwill [Line Items]
Goodwill, Beginning Balance	$ 24,447	$ 24,154
Goodwill, Acquired During Period	556	450
Adjustments and other	(112)	(157)
Goodwill, Ending Balance	24,891	24,447
CB&W
Goodwill [Line Items]
Goodwill, Beginning Balance	15,841	14,040
Goodwill, Acquired During Period	0	0
Adjustments and other	(139)	1,801
Goodwill, Ending Balance	15,702	15,841
C&CB
Goodwill [Line Items]
Goodwill, Beginning Balance	6,167	8,125
Goodwill, Acquired During Period	0	0
Adjustments and other	(18)	(1,958)
Goodwill, Ending Balance	6,149	6,167
IH
Goodwill [Line Items]
Goodwill, Beginning Balance	2,439	1,989
Goodwill, Acquired During Period	556	450
Adjustments and other	45	0
Goodwill, Ending Balance	$ 3,040	$ 2,439

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Identifiable Intangible Assets (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 5,062	$ 4,817
Accumulated Amortization	(2,132)	(1,833)
Net Carrying Amount	2,930	2,984
CDI
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	2,563	2,600
Accumulated Amortization	(1,097)	(852)
Net Carrying Amount	1,466	1,748
Other, primarily client relationship intangibles
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	2,499	2,217
Accumulated Amortization	(1,035)	(981)
Net Carrying Amount	$ 1,464	$ 1,236

Loan Servicing - Residential Mo

Loan Servicing - Residential Mortgage Banking Activities (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items]
Servicing fees recognized from mortgage loans serviced for others	$ 2,365	$ 2,210	$ 6,967	$ 6,594
Residential mortgage
Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items]
UPB of residential mortgage loan servicing portfolio	248,546		248,546		$ 239,034
UPB of residential mortgage loans serviced for others, primarily agency conforming fixed rate	198,119		198,119		188,341
Mortgage loans sold with recourse	269		269		328
Maximum recourse exposure from mortgage loans sold with recourse liability	171		171		201
Indemnification, recourse and repurchase reserves	$ 89		89		$ 93
UPB of residential mortgage loans sold from LHFS			30,148	36,069
Pre-tax gains recognized on mortgage loans sold and held for sale			$ 347	$ 828
Approximate weighted average servicing fee on the outstanding balance of residential mortgage loans serviced for others	0.31%	0.32%	0.31%	0.32%
Weighted average interest rate on mortgage loans serviced for others	3.49%	3.92%	3.49%	3.92%
Bank Servicing | Residential mortgage
Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items]
Servicing fees recognized from mortgage loans serviced for others			$ 437	$ 480

Loan Servicing - Analysis of Ac

Loan Servicing - Analysis of Activity in Residential MSRs (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Servicing Asset at Fair Value, Amount [Roll Forward]
MSRs, carrying value, beginning balance	$ 2,023
MSRs, carrying value, ending balance	2,584
Residential MSRs
Servicing Asset at Fair Value, Amount [Roll Forward]
MSRs, carrying value, beginning balance	1,778	$ 2,371
Additions	476	490
Realization of expected net servicing cash flows, passage of time and other	(550)	(539)
MSRs, carrying value, ending balance	2,309	1,763
Change in fair value due to changes in valuation inputs or assumptions:
Prepayment speeds	12	(612)
OAS	238	53
Residential MSRs | Merger
Servicing Asset at Fair Value, Amount [Roll Forward]
Additions	$ 355	$ 0

Loan Servicing - Residential MS

Loan Servicing - Residential MSR Sensitivity (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Residential MSRs
Servicing Assets at Fair Value [Line Items]
Composition of loans serviced for others	100.00%	100.00%
Residential MSRs | Min
Servicing Assets at Fair Value [Line Items]
Prepayment speed	11.30%	12.80%
OAS	1.80%	3.50%
Residential MSRs | Max
Servicing Assets at Fair Value [Line Items]
Prepayment speed	15.30%	30.80%
OAS	10.10%	13.70%
Residential MSRs | Weighted Average
Servicing Assets at Fair Value [Line Items]
Prepayment speed	14.20%	15.40%
Effect on fair value of a 10% increase	$ (119)	$ (89)
Effect on fair value of a 20% increase	$ (228)	$ (171)
OAS	4.00%	7.30%
Effect on fair value of a 10% increase	$ (36)	$ (45)
Effect on fair value of a 20% increase	$ (71)	$ (88)
Weighted average life	5 years 1 month 6 days	4 years 9 months 18 days
Fixed-rate residential mortgage loans
Servicing Assets at Fair Value [Line Items]
Composition of loans serviced for others	99.20%	98.80%
Adjustable-rate residential mortgage loans
Servicing Assets at Fair Value [Line Items]
Composition of loans serviced for others	0.80%	1.20%

Loan Servicing - Commercial Mor

Loan Servicing - Commercial Mortgage Banking Activities (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Servicing Assets at Fair Value [Line Items]
MSRs at fair value	$ 2,584	$ 2,023
CRE
Servicing Assets at Fair Value [Line Items]
UPB of CRE mortgages serviced for others	37,437	36,670
Mortgage loans sold with recourse	10,146	9,019
Maximum recourse exposure from CRE mortgages sold with recourse liability	2,922	2,624
Recorded reserves related to recourse exposure	18	18
CRE mortgages originated during the year-to-date period	6,490	6,739
MSRs at fair value	$ 275	$ 245

Other Assets and Liabilites - N

Other Assets and Liabilites - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Narrative [Abstract]
Bank-Owned Life Insurance	$ 6,500	$ 6,500

Other Assets and Liabilites - S

Other Assets and Liabilites - Schedule of Right of Use Assets and Future Maturities of Lease Liabilities (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Right of Use Assets
Right-of-Use Asset, Operating Leases	$ 1,207		$ 1,207		$ 1,333
Right-of-Use Asset, Finance Leases	25		25		36
Operating Lease Liabilities, Payments Due
Total lease liabilities, Operating Leases	$ 1,694		$ 1,694		$ 1,896
Weighted Average Remaining Lease Term, Operating Leases	6 years 8 months 12 days		6 years 8 months 12 days		6 years 10 months 24 days
Weighted Average Discount Rate, Percent, Operating Leases	2.40%		2.40%		2.40%
Operating Lease, Cost	$ 71	$ 87	$ 241	$ 280
Finance Lease Liabilities, Payments, Due
Total lease liabilities, Finance Leases	$ 31		$ 31		$ 42
Weighted Average Remaining Lease Term, Finance Leases	6 years 4 months 24 days		6 years 4 months 24 days		6 years 3 months 18 days
Weighted Average Discount Rate, Percent, Finance Leases	3.60%		3.60%		4.80%

Other Assets and Liabilites -_2

Other Assets and Liabilites - Schedule of Assets Held Under Operating Leases and Related Activities (Details) - USD ($) $ in Millions		Sep. 30, 2021	Dec. 31, 2020
Other Assets and Liabilities
Assets held under operating leases (1)	[1]	$ 1,932	$ 2,144
Accumulated depreciation		(405)	(517)
Net		$ 1,527	$ 1,627
[1]	(1) Includes certain land parcels subject to operating leases that have indefinite lives.

Borrowings - Short-term Borrowi

Borrowings - Short-term Borrowings (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Short-term Debt [Line Items]
Short-term Debt	$ 5,226	$ 6,092
Federal Funds Purchased
Short-term Debt [Line Items]
Short-term Debt	8	79
Securities Sold under Agreements to Repurchase
Short-term Debt [Line Items]
Short-term Debt	2,600	1,221
FHLB Advances
Short-term Debt [Line Items]
Short-term Debt	0	2,649
Dealer Collateral
Short-term Debt [Line Items]
Short-term Debt	310	385
Master Notes
Short-term Debt [Line Items]
Short-term Debt	573	621
Other Short-term Borrowings
Short-term Debt [Line Items]
Short-term Debt	$ 1,735	$ 1,137

Long-Term Debt - Schedule of Lo

Long-Term Debt - Schedule of Long Term Debt, Interest Rates and Maturity Dates (Details) - USD ($) $ in Millions		Sep. 30, 2021	Dec. 31, 2020
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		$ 37,837	$ 39,597
Truist Financial Corporation | Senior notes | Fixed rate
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		14,365	15,984
Truist Financial Corporation | Senior notes | Floating rate
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		1,348	900
Truist Financial Corporation | Subordinated notes | Fixed rate
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		1,266	1,283
Truist Financial Corporation | Capital Notes
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		619	615
Truist Financial Corporation | Structured Notes
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount	[1]	84	108
Truist Bank | Senior notes | Fixed rate
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		10,604	11,907
Truist Bank | Senior notes | Floating rate
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		2,400	1,567
Truist Bank | Subordinated notes | Fixed rate
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		5,099	5,142
Truist Bank | FHLB advances
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount		867	878
Truist Bank | Other long-term debt
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount	[2]	1,185	1,014
Nonbank | Other long-term debt
Debt Instruments [Line Items]
Long-term Debt, Carrying Amount	[3]	$ 0	$ 199
[1]	Consist of notes with various terms that include fixed or floating rate interest or returns that are linked to an equity index.
[2]	Includes debt associated with finance leases, tax credit investments, and other.
[3]	Includes debt associated with structured real estate leases.

Shareholders' Equity - Narrativ

Shareholders' Equity - Narrative (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Class of Stock [Line Items]
Repurchase of common stock	$ 1,116
Redemption of preferred stock	(1,415)	$ (500)
Common Stock
Class of Stock [Line Items]
Repurchase of common stock	$ 99
Repurchase of common stock (in shares)	19,788,000
Common Stock
Class of Stock [Line Items]
Stock Repurchase Program, Authorized Amount	$ 4,200
Repurchase of common stock	$ 1,100
Repurchase of common stock (in shares)	19,800,000
Common stock, remaining dollar amount authorized for repurchase	$ 3,100
Series F
Class of Stock [Line Items]
Stock Redeemed or Called During Period, Shares	18,000
Redemption of preferred stock	$ 450
Series G
Class of Stock [Line Items]
Stock Redeemed or Called During Period, Shares	20,000
Redemption of preferred stock	$ 500
Series H
Class of Stock [Line Items]
Stock Redeemed or Called During Period, Shares	18,600
Redemption of preferred stock	$ 465

Shareholders' Equity - Summary

Shareholders' Equity - Summary of Cash Dividends Declared per Share (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Equity [Abstract]
Cash dividends declared per share	$ 0.48	$ 0.45	$ 1.38	$ 1.35

AOCI (Details)

AOCI (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Amounts reclassified from AOCI:
OCI	$ (490)	$ (377)	$ (2,254)	$ 1,314
Pension and OPEB Costs
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(842)	(1,093)	(875)	(1,122)
OCI before reclassifications, net of tax	(59)	(25)	(40)	(26)
Amounts reclassified from AOCI:
OCI	(55)	(11)	(22)	18
AOCI, ending balance	(897)	(1,104)	(897)	(1,104)
Pension and OPEB Costs | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Before tax	6	18	24	58
Tax effect	2	4	6	14
Amounts reclassified, net of tax	4	14	18	44
Cash Flow Hedges
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(18)	(79)	(64)	(101)
OCI before reclassifications, net of tax	0	0	0	0
Amounts reclassified from AOCI:
OCI	5	8	51	30
AOCI, ending balance	(13)	(71)	(13)	(71)
Cash Flow Hedges | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Before tax	7	10	67	39
Tax effect	2	2	16	9
Amounts reclassified, net of tax	5	8	51	30
AFS Securities
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(191)	2,022	1,654	380
OCI before reclassifications, net of tax	(496)	(380)	(2,510)	1,411
Amounts reclassified from AOCI:
OCI	(438)	(375)	(2,283)	1,267
AOCI, ending balance	(629)	1,647	(629)	1,647
AFS Securities | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Before tax	75	7	296	(189)
Tax effect	17	2	69	(45)
Amounts reclassified, net of tax	58	5	227	(144)
Other, net
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	3	(3)	1	(1)
OCI before reclassifications, net of tax	(2)	1	0	(1)
Amounts reclassified from AOCI:
OCI	(2)	1	0	(1)
AOCI, ending balance	1	(2)	1	(2)
Other, net | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Before tax	0	0	0	0
Tax effect	0	0	0	0
Amounts reclassified, net of tax	0	0	0	0
Total
AOCI, Net of Tax [Roll Forward]
AOCI, beginning balance	(1,048)	847	716	(844)
OCI before reclassifications, net of tax	(557)	(404)	(2,550)	1,384
Amounts reclassified from AOCI:
OCI	(490)	(377)	(2,254)	1,314
AOCI, ending balance	(1,538)	470	(1,538)	470
Total | Amounts reclassified from AOCI
Amounts reclassified from AOCI:
Before tax	88	35	387	(92)
Tax effect	21	8	91	(22)
Amounts reclassified, net of tax	$ 67	$ 27	$ 296	$ (70)

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Income Tax Contingency [Line Items]
Provision for income taxes	$ 423	$ 255	$ 1,189	$ 670
Effective Income Tax Rate, Percent	19.90%	18.30%	19.70%	17.50%

Benefit Plans - Narrative (Deta

Benefit Plans - Narrative (Details) $ in Millions	9 Months Ended
	Sep. 30, 2021USD ($)
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Discretionary contributions	$ 403

Benefit Plans - Summary of the

Benefit Plans - Summary of the Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Net periodic pension cost:
Service cost	$ 148	$ 141	$ 463	$ 377
Interest cost	80	78	239	234
Estimated return on plan assets	(250)	(217)	(748)	(650)
Net amortization and other	9	20	26	58
Net periodic (benefit) cost	$ (13)	$ 22	$ (20)	$ 19

Commitments and Contingencies -

Commitments and Contingencies - Narrative - (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Other Commitments [Line Items]
Other Liabilities	$ 12,064	$ 11,550
Trading assets at fair value	6,972	3,872
Variable Interest Entity & TRS Contracts
Other Commitments [Line Items]
VIE Assets	1,600	1,300
Other Liabilities	133	41
Trading assets at fair value	1,500	$ 1,300
Max
Loss Contingency [Abstract]
Loss Contingency, Range of Possible Loss, Portion Not Accrued	$ 200

Commitments and Contingencies_2

Commitments and Contingencies - Summary (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Investments in affordable housing projects
Tax Credit and Certain Equity Investments
Carrying amount	$ 3,911	$ 3,823
Amount of future funding commitments included in carrying amount	1,157	1,057
Lending exposure	580	546
Renewable Energy Investments
Tax Credit and Certain Equity Investments
Carrying amount	215	167
Amount of future funding commitments not included in carrying amount	189	76
Private equity and certain other equity method investments:
Tax Credit and Certain Equity Investments
Carrying amount	1,758	1,574
Amount of future funding commitments not included in carrying amount	$ 474	$ 471

Commitments and Contingencies_3

Commitments and Contingencies - Tax Credits and Amortization (Details) - USD ($) $ in Millions		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Investments in affordable housing projects
Income Tax Contingency [Line Items]
Investment tax credit		$ 121	$ 116	$ 360	$ 347
Amortization and other changes in carrying amount		117	119	353	346
Other Community Development Investment
Income Tax Contingency [Line Items]
Investment tax credit		24	23	70	68
Amortization and other changes in carrying amount		21	19	59	57
Renewable energy investments
Income Tax Contingency [Line Items]
Investment tax credit	[1]	36	32	96	134
Amortization and other changes in carrying amount		$ 1	$ 1	$ 3	$ 3
[1]	Tax credits received for these investments are recorded as a reduction to the carrying value of these investments

Commitments and Contingencies_4

Commitments and Contingencies - Off-Balance Sheet Financial Instruments (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Residential mortgage
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional amount	$ 269	$ 328
CRE
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional amount	10,146	9,019
Commitments to extend, originate, or purchase credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional amount	202,167	186,731
Letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional amount	$ 5,074	$ 5,066

Commitments and Contingencies_5

Commitments and Contingencies - Pledged Assets (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Pledged securities	$ 25,914	$ 24,974
Federal Reserve Bank Advances [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Pledged loans	72,030	75,615
Line of Credit Facility, Remaining Borrowing Capacity	51,457	52,831
FHLB Advances
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Pledged loans	66,040	69,994
Line of Credit Facility, Remaining Borrowing Capacity	$ 52,459	$ 52,274

Fair Value Disclosures - Narrat

Fair Value Disclosures - Narrative (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Investments excluded from Fair Value Hierarchy, net asset value practical expedient	$ 490		$ 490		$ 387
Loans Held-for-sale	4,799		4,799		4,955
Carrying value of unfunded commitments	276		276		364
Provision for income taxes	423	$ 255	1,189	$ 670
LHFS
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Loans Held-for-sale	76		76
Nonperforming
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Loans Held-for-sale					5
Carrying Amount
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Loans Held-for-sale	79		79		125
Level 3
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Loans Held-for-sale	$ 0		$ 0		$ 0

Fair Value Disclosures - Assets

Fair Value Disclosures - Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Millions		Sep. 30, 2021	Dec. 31, 2020
Assets
Trading assets		$ 6,972	$ 3,872
AFS securities		151,038	120,788
Loans Held for Sale, Fair Value		4,799	4,955
MSRs at fair value		2,584	2,023
Derivative Asset, Net		2,976	3,837
Derivative Asset, Gross		4,607	5,841
Derivative Asset, Fair Value, Gross Liability and Obligation to Return Cash, Offset		(1,631)	(2,004)
Equity securities		1,026	1,054
Total assets		169,395	136,529
Liabilities
Derivative liabilities		601	555
Derivative Liability, Gross		3,464	3,663
Derivative Liability, Fair Value, Gross Asset and Right to Reclaim Cash, Offset		(2,863)	(3,108)
Financial Instruments Sold, Not yet Purchased, at Fair Value		1,735	1,115
Total liabilities		2,336	1,670
Level 1
Assets
Trading assets		294	123
AFS securities		0	0
Loans Held for Sale, Fair Value		0	0
MSRs at fair value		0	0
Derivative Asset, Gross		676	752
Equity securities		940	996
Total assets		1,910	1,871
Liabilities
Derivative Liability, Gross		304	386
Financial Instruments Sold, Not yet Purchased, at Fair Value		12	3
Total liabilities		316	389
Level 2
Assets
Trading assets		6,678	3,749
AFS securities		151,038	120,788
Loans Held for Sale, Fair Value		4,799	4,955
MSRs at fair value		0	0
Derivative Asset, Gross		3,893	4,903
Equity securities		86	58
Total assets		166,494	134,453
Liabilities
Derivative Liability, Gross		3,132	3,263
Financial Instruments Sold, Not yet Purchased, at Fair Value		1,723	1,112
Total liabilities		4,855	4,375
Level 3
Assets
Trading assets		0	0
AFS securities		0	0
Loans Held for Sale, Fair Value		0	0
MSRs at fair value		2,584	2,023
Derivative Asset, Gross		38	186
Equity securities		0	0
Total assets		2,622	2,209
Liabilities
Derivative Liability, Gross		28	14
Financial Instruments Sold, Not yet Purchased, at Fair Value		0	0
Total liabilities		28	14
U.S. Treasury
Assets
Trading assets		2,414	793
AFS securities		9,697	1,746
U.S. Treasury | Level 1
Assets
Trading assets		0	0
AFS securities		0	0
U.S. Treasury | Level 2
Assets
Trading assets		2,414	793
AFS securities		9,697	1,746
U.S. Treasury | Level 3
Assets
Trading assets		0	0
AFS securities		0	0
GSE
Assets
Trading assets		184	164
AFS securities		1,874	1,917
GSE | Level 1
Assets
Trading assets		0	0
AFS securities		0	0
GSE | Level 2
Assets
Trading assets		184	164
AFS securities		1,874	1,917
GSE | Level 3
Assets
Trading assets		0	0
AFS securities		0	0
Agency MBS | Agency MBS - residential
Assets
Trading assets		973	599
AFS securities		133,061	113,541
Agency MBS | Commercial Mortgage Backed Securities
Assets
Trading assets		5	21
AFS securities		3,073	3,057
Agency MBS | Level 1 | Agency MBS - residential
Assets
Trading assets		0	0
AFS securities		0	0
Agency MBS | Level 1 | Commercial Mortgage Backed Securities
Assets
Trading assets		0	0
AFS securities		0	0
Agency MBS | Level 2 | Agency MBS - residential
Assets
Trading assets		973	599
AFS securities		133,061	113,541
Agency MBS | Level 2 | Commercial Mortgage Backed Securities
Assets
Trading assets		5	21
AFS securities		3,073	3,057
Agency MBS | Level 3 | Agency MBS - residential
Assets
Trading assets		0	0
AFS securities		0	0
Agency MBS | Level 3 | Commercial Mortgage Backed Securities
Assets
Trading assets		0	0
AFS securities		0	0
States and political subdivisions
Assets
Trading assets		67	34
AFS securities		458	493
States and political subdivisions | Level 1
Assets
Trading assets		0	0
AFS securities		0	0
States and political subdivisions | Level 2
Assets
Trading assets		67	34
AFS securities		458	493
States and political subdivisions | Level 3
Assets
Trading assets		0	0
AFS securities		0	0
Corporate and other debt securities
Assets
Trading assets		1,031	545
Corporate and other debt securities | Level 1
Assets
Trading assets		0	0
Corporate and other debt securities | Level 2
Assets
Trading assets		1,031	545
Corporate and other debt securities | Level 3
Assets
Trading assets		0	0
Loans
Assets
Trading assets		1,943	1,586
Loans | Level 1
Assets
Trading assets		0	0
Loans | Level 2
Assets
Trading assets		1,943	1,586
Loans | Level 3
Assets
Trading assets		0	0
Other
Assets
Trading assets		355	130
AFS securities		29	34
Other | Level 1
Assets
Trading assets		294	123
AFS securities		0	0
Other | Level 2
Assets
Trading assets		61	7
AFS securities		29	34
Other | Level 3
Assets
Trading assets		0	0
AFS securities		0	0
Non-agency MBS
Assets
AFS securities		2,846
Non-agency MBS | Level 1
Assets
AFS securities		0
Non-agency MBS | Level 2
Assets
AFS securities		2,846
Fair Value, Concentration of Credit Risk, Master Netting Arrangements
Assets
Derivative Asset, Fair Value, Gross Liability and Obligation to Return Cash, Offset	[1]	(1,631)	(2,004)
Liabilities
Derivative Liability, Fair Value, Gross Asset and Right to Reclaim Cash, Offset	[1]	$ (2,863)	$ (3,108)
[1]	Refer to “Note 16. Derivative Financial Instruments” for additional discussion on netting adjustments.

Fair Value Disclosures - Rollfo

Fair Value Disclosures - Rollforward of Level 3 Assets and Liabilities (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Non-agency MBS
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 0	$ 0	$ 0	$ 368
Included in earnings	0	0	0	306
Included in unrealized net holding gains (losses) in OCI				(178)
Purchases	0		0	0
Issuances	0	0	0	0
Sales	0		0	(481)
Settlements	0	0	0	(15)
Transfers out of level 3 and other				0
Ending balance	0	0	0	0
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	0		0
MSRs
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	2,231	2,077	2,023	2,618
Included in earnings	78	(54)	260	(616)
Included in unrealized net holding gains (losses) in OCI				0
Purchases	303		355	0
Issuances	145	192	532	523
Sales	(1)		(1)	0
Settlements	(172)	(224)	(585)	(534)
Transfers out of level 3 and other				0
Ending balance	2,584	1,991	2,584	1,991
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	78		260
Net Derivatives
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	38	203	172	19
Included in earnings	6	128	(77)	365
Included in unrealized net holding gains (losses) in OCI				0
Purchases	0		0	0
Issuances	77	229	254	655
Sales	0		0	0
Settlements	(111)	(346)	(339)	(825)
Transfers out of level 3 and other				0
Ending balance	10	214	10	214
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	21		16
Private Equity Investments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	0	0	0	440
Included in earnings	0	0	0	2
Included in unrealized net holding gains (losses) in OCI				0
Purchases	0		0	27
Issuances	0	0	0	0
Sales	0		0	0
Settlements	0	0	0	(21)
Transfers out of level 3 and other				448
Ending balance	0	$ 0	0	$ 0
Change in unrealized gains (losses) included in earnings for the period, attributable to assets and liabilities still held	$ 0		$ 0

Fair Value Disclosures - Loans

Fair Value Disclosures - Loans Held for Sale (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Fair Value Disclosures
Loans Held for Sale, Fair Value	$ 4,799	$ 4,955
UPB	4,700	4,736
Difference	99	219
Trading loans
Fair Value Disclosures
Fair Value	1,943	1,586
UPB	1,912	1,619
Difference	$ 31	$ (33)

Fair Value Disclosures - Measur

Fair Value Disclosures - Measured on a Nonrecurring Basis (Details) - Nonrecurring - Level 3 - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
LHFS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value:	$ 255		$ 979
Valuation adjustments:	(27)	$ (52)
Loans and Leases
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value:	122		142
Valuation adjustments:	(41)	(38)
Other
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value:	102		$ 92
Valuation adjustments:	$ (156)	$ (137)

Fair Value Disclosures - Financ

Fair Value Disclosures - Financial Assets and Liabilities Not Recorded at Fair Value (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Financial assets:
Loans and leases HFI, net of ALLL	$ 280,820	$ 293,899
Financial liabilities:
Long-term debt	37,837	39,597
Carrying Amount
Financial assets:
Loans and leases HFI, net of ALLL	280,820	293,899
Financial liabilities:
Time deposits	16,675	21,941
Long-term debt	37,837	39,597
Fair Value | Level 2
Financial liabilities:
Time deposits	16,810	22,095
Long-term debt	38,491	40,864
Fair Value | Level 3
Financial assets:
Loans and leases HFI, net of ALLL	$ 281,198	$ 295,461

Derivative Financial Instrume_3

Derivative Financial Instruments - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Derivative [Line Items]
Notional Amount	$ 329,932	$ 322,942
Amortized Cost	151,852	118,618
Cash flow hedges
Derivative [Line Items]
Notional Amount	0	0
Fair value hedges | AFS securities (1)
Derivative [Line Items]
Amortized Cost	$ 117,800	$ 99,400

Derivative Financial Instrume_4

Derivative Financial Instruments - Classifications and Hedging Relationships (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	$ 329,932	$ 322,942
Derivative Asset, Fair Value, Gross	4,607	5,841
Derivative Liability, Fair Value, Gross	(3,464)	(3,663)
Derivative Asset [Abstract]
Amounts subject to master netting arrangements	(1,314)	(1,561)
Cash collateral (received) posted for amounts subject to master netting arrangements	(317)	(443)
Net Amount in Consolidated Balance Sheets	2,976	3,837
Derivative Liability [Abstract]
Amounts subject to master netting arrangements	1,314	1,561
Cash collateral (received) posted for amounts subject to master netting arrangements	1,549	1,547
Net amount	(601)	(555)
Fair value hedges | Interest rate contracts | Swap | AFS securities
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	24,006	17,765
Derivative Asset, Fair Value, Gross	0	0
Derivative Liability, Fair Value, Gross	(4)	0
Not designated as hedges
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	305,926	305,177
Derivative Asset, Fair Value, Gross	4,607	5,841
Derivative Liability, Fair Value, Gross	(3,460)	(3,663)
Not designated as hedges | Client-related and other risk management
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	247,218	245,388
Derivative Asset, Fair Value, Gross	4,504	5,642
Derivative Liability, Fair Value, Gross	(3,407)	(3,582)
Not designated as hedges | Client-related and other risk management | Interest rate contracts | Swap
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	149,428	156,338
Derivative Asset, Fair Value, Gross	2,103	3,399
Derivative Liability, Fair Value, Gross	(731)	(862)
Not designated as hedges | Client-related and other risk management | Interest rate contracts | Options
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	24,939	25,386
Derivative Asset, Fair Value, Gross	36	45
Derivative Liability, Fair Value, Gross	(21)	(18)
Not designated as hedges | Client-related and other risk management | Interest rate contracts | Forward commitments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	8,426	4,847
Derivative Asset, Fair Value, Gross	7	9
Derivative Liability, Fair Value, Gross	(9)	(11)
Not designated as hedges | Client-related and other risk management | Interest rate contracts | Other
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	2,582	2,573
Derivative Asset, Fair Value, Gross	0	0
Derivative Liability, Fair Value, Gross	0	0
Not designated as hedges | Client-related and other risk management | Equity contracts
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	30,431	31,152
Derivative Asset, Fair Value, Gross	1,484	1,856
Derivative Liability, Fair Value, Gross	(1,779)	(2,297)
Not designated as hedges | Client-related and other risk management | Credit Contract | Loans and leases
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	815	1,056
Derivative Asset, Fair Value, Gross	0	0
Derivative Liability, Fair Value, Gross	(2)	(5)
Not designated as hedges | Client-related and other risk management | Credit Contract | Risk participation agreements
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	8,413	7,802
Derivative Asset, Fair Value, Gross	1	1
Derivative Liability, Fair Value, Gross	(4)	(13)
Not designated as hedges | Client-related and other risk management | Credit Contract | Total Return Swap
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	1,424	1,296
Derivative Asset, Fair Value, Gross	1	13
Derivative Liability, Fair Value, Gross	(27)	(33)
Not designated as hedges | Client-related and other risk management | Foreign exchange contracts
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	16,224	12,066
Derivative Asset, Fair Value, Gross	175	189
Derivative Liability, Fair Value, Gross	(145)	(219)
Not designated as hedges | Client-related and other risk management | Commodity Contract
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	4,536	2,872
Derivative Asset, Fair Value, Gross	697	130
Derivative Liability, Fair Value, Gross	(689)	(124)
Not designated as hedges | Mortgage banking | Interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	14,952	21,453
Derivative Asset, Fair Value, Gross	102	192
Derivative Liability, Fair Value, Gross	(18)	(76)
Not designated as hedges | Mortgage banking | Interest rate contracts | Swap
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	634	687
Derivative Asset, Fair Value, Gross	0	0
Derivative Liability, Fair Value, Gross	0	0
Not designated as hedges | Mortgage banking | Interest rate contracts | Other
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	308	466
Derivative Asset, Fair Value, Gross	1	0
Derivative Liability, Fair Value, Gross	0	0
Not designated as hedges | Mortgage banking | Interest rate contracts | Interest rate lock commitments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	4,928	8,609
Derivative Asset, Fair Value, Gross	38	186
Derivative Liability, Fair Value, Gross	(16)	(3)
Not designated as hedges | Mortgage banking | Interest rate contracts | When issued securities, forward rate agreements and forward commitments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	9,082	11,691
Derivative Asset, Fair Value, Gross	63	6
Derivative Liability, Fair Value, Gross	(2)	(73)
Not designated as hedges | MSRs | Interest rate contracts
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	43,756	38,336
Derivative Asset, Fair Value, Gross	1	7
Derivative Liability, Fair Value, Gross	(35)	(5)
Not designated as hedges | MSRs | Interest rate contracts | Swap
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	38,329	36,161
Derivative Asset, Fair Value, Gross	0	0
Derivative Liability, Fair Value, Gross	(3)	(5)
Not designated as hedges | MSRs | Interest rate contracts | Options
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	101	101
Derivative Asset, Fair Value, Gross	1	0
Derivative Liability, Fair Value, Gross	0	0
Not designated as hedges | MSRs | Interest rate contracts | Other
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	1,682	760
Derivative Asset, Fair Value, Gross	0	0
Derivative Liability, Fair Value, Gross	0	0
Not designated as hedges | MSRs | Interest rate contracts | When issued securities, forward rate agreements and forward commitments
Derivative Instruments, Gain (Loss) [Line Items]
Notional Amount	3,644	1,314
Derivative Asset, Fair Value, Gross	0	7
Derivative Liability, Fair Value, Gross	$ (32)	$ 0

Derivative Financial Instrume_5

Derivative Financial Instruments - Master Netting (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Derivative Asset [Abstract]
Derivative Asset, Fair Value, Gross	$ 4,607	$ 5,841
Amount Offset	(1,631)	(2,004)
Net Amount in Consolidated Balance Sheets	2,976	3,837
Derivative, Collateral, Obligation to Return Securities	(3)	(3)
Net Amount	2,973	3,834
Derivative Liability [Abstract]
Derivative Liability, Fair Value, Gross	(3,464)	(3,663)
Amount Offset	2,863	3,108
Net amount	(601)	(555)
Held/Pledged Financial Instruments	53	35
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	(548)	(520)
Derivatives Subject to Master Netting Arrangements
Derivative Asset [Abstract]
Derivative Asset, Fair Value, Gross	3,714	4,383
Amount Offset	(1,631)	(1,618)
Net Amount in Consolidated Balance Sheets	2,083	2,765
Derivative, Collateral, Obligation to Return Securities	(3)	(2)
Net Amount	2,080	2,763
Derivative Liability [Abstract]
Derivative Liability, Fair Value, Gross	(3,221)	(3,103)
Amount Offset	2,863	2,722
Net amount	(358)	(381)
Held/Pledged Financial Instruments	53	35
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	(305)	(346)
Derivatives Not Subject to Master Netting Arrangement
Derivative Asset [Abstract]
Derivative Asset, Fair Value, Gross	521	705
Amount Offset	0	0
Net Amount in Consolidated Balance Sheets	521	705
Derivative, Collateral, Obligation to Return Securities	0	(1)
Net Amount	521	704
Derivative Liability [Abstract]
Derivative Liability, Fair Value, Gross	(242)	(174)
Amount Offset	0	0
Net amount	(242)	(174)
Held/Pledged Financial Instruments	0	0
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	(242)	(174)
Exchange Traded
Derivative Asset [Abstract]
Derivative Asset, Fair Value, Gross	372	753
Amount Offset	0	(386)
Net Amount in Consolidated Balance Sheets	372	367
Derivative, Collateral, Obligation to Return Securities	0	0
Net Amount	372	367
Derivative Liability [Abstract]
Derivative Liability, Fair Value, Gross	(1)	(386)
Amount Offset	0	386
Net amount	(1)	0
Held/Pledged Financial Instruments	0	0
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	$ (1)	$ 0

Derivative Financial Instrume_6

Derivative Financial Instruments - Fair Value Hedges Basis Adjusments (Details) - Fair Value Hedges - USD ($) $ in Millions		Sep. 30, 2021	Dec. 31, 2020
AFS securities (1)
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset / Liability Basis	[1]	$ 116,770	$ 100,988
AFS securities (1) | Items Currently Designated
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedge Basis Adjustment		(495)	(33)
AFS securities (1) | Discontinued Hedges
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedge Basis Adjustment		43	50
Loans and leases
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset / Liability Basis		394	470
Loans and leases | Items Currently Designated
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedge Basis Adjustment		0	0
Loans and leases | Discontinued Hedges
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedge Basis Adjustment		16	18
Long-term debt
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset / Liability Basis		22,490	27,725
Long-term debt | Items Currently Designated
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedge Basis Adjustment		0	0
Long-term debt | Discontinued Hedges
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedge Basis Adjustment		$ 700	$ 930
[1]	The amortized cost of AFS securities was $117.8 billion at September 30, 2021 and $99.4 billion at December 31, 2020.

Derivative Financial Instrume_7

Derivative Financial Instruments - Amounts Related to Cash Flow Hedges (Details) - Cash Flow Hedges - Interest Rate Contracts - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021		Sep. 30, 2020
Interest Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	$ (7)	$ (10)	$ (31)		$ (39)
Other Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	0	0	(36)	[1]	0
Deposits | Interest Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	0	(2)	(2)		(8)
Deposits | Other Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	0	0	(12)	[1]	0
Short-term Debt | Interest Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	0	(5)	(12)		(13)
Short-term Debt | Other Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	0	0	(20)	[1]	0
Long-term debt | Interest Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	(7)	(3)	(17)		(18)
Long-term debt | Other Expense
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax gain (loss) reclassified from AOCI into expense	$ 0	$ 0	$ (4)	[1]	$ 0
[1]	Represents the accelerated amortization of amounts reclassified from AOCI, where management determined that the forecasted transaction is probable of not occurring.

Derivative Financial Instrume_8

Derivative Financial Instruments - Amounts Related to Fair Value Hedges (Details) - Fair Value Hedges - Interest Rate Contracts - Net interest income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Derivative Instruments, Gain (Loss) [Line Items]
Net income (expense) recognized	$ 55	$ 87	$ 180	$ 186
AFS securities (1)
Derivative Instruments, Gain (Loss) [Line Items]
Amounts related to interest settlements	(15)	0	(39)	0
Recognized on derivatives	81	0	442	0
Recognized on hedged items	(83)	(3)	(448)	(7)
Net income (expense) recognized	(17)	(3)	(45)	(7)
Loans and leases
Derivative Instruments, Gain (Loss) [Line Items]
Amounts related to interest settlements	0	(1)	0	(1)
Recognized on derivatives	0	0	0	(3)
Recognized on hedged items	(1)	0	(2)	1
Net income (expense) recognized	(1)	(1)	(2)	(3)
Long-term debt
Derivative Instruments, Gain (Loss) [Line Items]
Amounts related to interest settlements	0	78	0	182
Recognized on derivatives	0	(99)	0	831
Recognized on hedged items	73	112	227	(817)
Net income (expense) recognized	$ 73	$ 91	$ 227	$ 196

Derivative Financial Instrume_9

Derivative Financial Instruments - Cash Flow and Fair Value Hedges (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Cash flow hedges
Derivative [Line Items]
Net unrecognized after-tax gain (loss) on terminated hedges recorded in AOCI (to be recognized in earnings through 2022)	$ (13)	$ (64)
Estimated portion of net after-tax gain (loss) on terminated hedges to be reclassified from AOCI into earnings during the next 12 months	(13)	(42)
Fair Value Hedges
Derivative [Line Items]
Unrecognized pre-tax net gain (loss) on terminated hedges (to be recognized as interest primarily through 2029)	641	862
Portion of pre-tax net gain (loss) on terminated hedges to be recognized as a change in interest during the next 12 months	$ 223	$ 292

Derivative Financial Instrum_10

Derivative Financial Instruments - Amounts Related to Derivative Instruments Not Designated as Hedges (Details) - Not designated as hedges - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	$ 50	$ (239)	$ 3	$ 529
Client-related and other risk management | Interest rate contracts | Investment banking and trading income and other income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	28	14	142	(13)
Client-related and other risk management | Foreign exchange contracts | Investment banking and trading income and other income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	73	(50)	107	31
Client-related and other risk management | Equity contracts | Investment banking and trading income and other income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	2	3	(18)	(4)
Client-related and other risk management | Credit Contract | Investment banking and trading income and other income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	13	(68)	(48)	238
Client-related and other risk management | Commodity Contract | Investment banking and trading income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	1	1	6	5
Mortgage banking | Interest rate contracts | Residential mortgage income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	(18)	(137)	(15)	(285)
Mortgage banking | Interest rate contracts | Commercial real estate related income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	0	1	(1)	1
MSRs | Interest rate contracts | Residential mortgage income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	(48)	(3)	(162)	534
MSRs | Interest rate contracts | Commercial real estate related income
Derivative Instruments, Gain (Loss) [Line Items]
Pre-tax Gain (Loss) Recognized in Income	$ (1)	$ 0	$ (8)	$ 22

Derivative Financial Instrum_11

Derivative Financial Instruments - Risk Participation Agreements (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Risk Participation Agreements Sold
Credit Derivatives [Line Items]
Maximum potential amount of exposure	$ 563	$ 530
Total Return Swap
Credit Derivatives [Line Items]
Cash collateral held	$ 292	$ 374

Derivative Financial Instrum_12

Derivative Financial Instruments - Dealer Counterparties and Central Clearing Parties (Details) - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Credit Derivatives [Line Items]
Unsecured positions in a net gain with counterparties after collateral postings	$ 2,973	$ 3,834
Dealer Counterparties
Credit Derivatives [Line Items]
Cash and other collateral received from counterparties	319	446
Derivatives in a net gain position secured by collateral received	474	585
Unsecured positions in a net gain with counterparties after collateral postings	155	49
Cash collateral posted	1,603	1,524
Derivatives in a net loss position	1,703	1,604
Additional collateral that would have been posted had the Company’s credit ratings dropped below investment grade	5	3
Central Clearing Parties
Credit Derivatives [Line Items]
Derivatives in a net gain position secured by collateral received	18	5
Cash collateral posted	37	172
Derivatives in a net loss position	32	90
Securities pledged to central counterparties clearing	$ 1,193	$ 1,281

Computation of EPS (Details)

Computation of EPS (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 1,616	$ 1,068	$ 4,509	$ 2,956
Weighted average number of common shares	1,334,825	1,347,916	1,339,558	1,346,605
Effect of dilutive outstanding equity-based awards	12,029	10,206	12,154	10,569
Weighted average number of diluted common shares	1,346,854	1,358,122	1,351,712	1,357,174
Basic EPS	$ 1.21	$ 0.79	$ 3.37	$ 2.20
Diluted EPS	$ 1.20	$ 0.79	$ 3.34	$ 2.18
Anti-dilutive awards	5	1,647	3	3,267

Operating Segments - Narrative

Operating Segments - Narrative (Details)	9 Months Ended
	Sep. 30, 2021numberOfSegments
Segment Reporting [Abstract]
Number of Major Reportable Business Segments	3

Operating Segments (Details)

Operating Segments (Details) - USD ($) $ in Millions		3 Months Ended				9 Months Ended
		Sep. 30, 2021		Sep. 30, 2020		Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		$ 3,233		$ 3,362		$ 9,763	$ 10,460
Allocated provision for credit losses		(324)		421		(710)	2,158
Segment net interest income after provision		3,557		2,941		10,473	8,302
Noninterest income		2,365		2,210		6,967	6,594
Amortization of intangibles		145		170		431	513
Other expense		91		163		475	471
Income before income taxes		2,127		1,396		6,024	3,832
Provision for income taxes		423		255		1,189	670
Net income		1,704		1,141		4,835	3,162
Identifiable assets (period end)		529,884				529,884		$ 509,228
CB&W
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		1,667		1,858		5,110	5,564
C&CB
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		1,124		1,234		3,511	4,116
IH
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		27		31		76	99
OT&C
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		415	[1]	239	[1]	1,066	681
Operating Segments
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		3,233		3,362		9,763	10,460
Allocated provision for credit losses		(324)		421		(710)	2,158
Segment net interest income after provision		3,557		2,941		10,473	8,302
Noninterest income		2,365		2,210		6,967	6,594
Amortization of intangibles		145		170		431	513
Other expense		3,650		3,585		10,985	10,551
Income before income taxes		2,127		1,396		6,024	3,832
Provision for income taxes		423		255		1,189	670
Net income		1,704		1,141		4,835	3,162
Identifiable assets (period end)		529,884		499,183		529,884	499,183
Operating Segments | CB&W
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		2,036		2,191		6,272	6,597
Allocated provision for credit losses		(5)		181		91	887
Segment net interest income after provision		2,041		2,010		6,181	5,710
Noninterest income		1,032		997		2,877	3,074
Amortization of intangibles		78		103		236	316
Other expense		1,855		1,834		5,544	5,584
Income before income taxes		1,140		1,070		3,278	2,884
Provision for income taxes		268		252		768	680
Net income		872		818		2,510	2,204
Identifiable assets (period end)		161,116		166,640		161,116	166,640
Operating Segments | C&CB
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		1,173		1,283		3,626	3,909
Allocated provision for credit losses		(264)		311		(698)	1,244
Segment net interest income after provision		1,437		972		4,324	2,665
Noninterest income		753		608		2,254	1,684
Amortization of intangibles		37		45		113	130
Other expense		783		800		2,324	2,481
Income before income taxes		1,370		735		4,141	1,738
Provision for income taxes		295		149		896	330
Net income		1,075		586		3,245	1,408
Identifiable assets (period end)		177,578		191,625		177,578	191,625
Operating Segments | IH
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		25		24		66	71
Allocated provision for credit losses		1		0		1	7
Segment net interest income after provision		24		24		65	64
Noninterest income		652		524		1,983	1,679
Amortization of intangibles		30		17		80	53
Other expense		507		429		1,451	1,280
Income before income taxes		139		102		517	410
Provision for income taxes		34		25		125	102
Net income		105		77		392	308
Identifiable assets (period end)		9,454		6,999		9,454	6,999
Operating Segments | OT&C
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income	[1]	(1)		(136)		(201)	(117)
Allocated provision for credit losses		(56)	[1]	(71)	[1]	(104)	20
Segment net interest income after provision	[1]	55		(65)		(97)	(137)
Noninterest income		(72)	[1]	81	[1]	(147)	157
Amortization of intangibles		0		5		2	14
Other expense		505	[1]	522	[1]	1,666	1,206
Income before income taxes	[1]	(522)		(511)		(1,912)	(1,200)
Provision for income taxes		(174)	[1]	(171)	[1]	(600)	(442)
Net income	[1]	(348)		(340)		(1,312)	(758)
Identifiable assets (period end)	[1]	181,736		133,919		181,736	133,919
Intersegment Eliminations
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		0		0		0	0
Intersegment Eliminations | CB&W
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		369		333		1,162	1,033
Intersegment Eliminations | C&CB
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		49		49		115	(207)
Intersegment Eliminations | IH
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		(2)		(7)		(10)	(28)
Intersegment Eliminations | OT&C
Segment Reporting, Revenue Reconciling Item [Line Items]
Net Interest Income		$ (416)	[1]	$ (375)	[1]	$ (1,267)	$ (798)
[1]	Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.