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H.S. freshman Bad
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New words:
adhere, AFCO, alleged, appeal, ASR, backed, behavior, Bergen, bifurcation, Breach, CAFO, Canadian, categorized, challenge, checkcard, Circuit, Clarke, clerical, Coastal, Comerica, Connecticut, costly, de, desired, DIF, disabled, disallowance, disallowed, discovered, Donna, electrical, endorsement, entry, exhausted, faulty, FCB, FCBT, foregone, fraud, fuel, gathering, Goodrich, harm, Ilsley, individualloan, infrequent, infringement, inverse, inverted, KeyCorp, left, manipulation, Marshall, modestly, MRLC, MSBK, MSBT, Myrtle, NASD, nonrecurring, novo, outflow, overfunded, overriding, passage, passed, PNC, Popular, posted, preserve, prove, realigned, reallocation, reapply, rebalanced, recalculate, recalculation, receipt, rectified, referral, Reform, regained, regular, remeasurement, renamed, repeated, reward, Secondarily, simplify, solid, split, stratify, SunTrust, tampering, temporarily, theft, Tn, transportation, Uncertainty, underfunded, UnionBanCal, unusual, welfare, Wilmington
Removed:
ALCO, amend, ATM, bearing, BIF, capitalization, card, Church, compare, comprise, debit, defer, discretionary, effort, elimination, equalized, Equitable, favorably, financially, fleet, healthy, inflation, insurable, interchange, Md, nonconforming, nontaxable, NSF, offsetting, outcome, permanently, predominant, prospectively, reconciling, reed, refinanced, reinvest, reinvested, SAIF, SOP, sound, stemming, strata, transferring, true, va, voluntarily, Wheaton
Filing tables
Filing exhibits
- 10-K Annual report
- 10.6 2004 Stock Incentive Plan Performance Unit Award Agreement
- 10.10 2004 Stock Incentive Plan Nonqualified Stock Option Agreement-non Emp. Director
- 10.11 2004 Stock Incentive Plan Nonqualified Stock Option Agreement-employee
- 10.12 2004 Stock Incentive Plan-restricted Stock Unit Agreement
- 10.13 2004 Stock Incentive Plan-restricted Stock Unit Agreement-performance Vesting
- 10.14 BB&T Amended and Restated 1996 Short-term Incentive Plan
- 10.26 Amended and Restated Employment Agreement-donna Goodrich
- 10.29 Amended and Restated Employment Agreement-clarkke Starnes III
- 10.39 2004 Stock Incentive Plan-restricted Stock Unit Agreement-non Employee Director
- 12 Statement of Re Computation of Ratios
- 21 Subsidiaries of the Registrant
- 23 Consent of Independent Registered Public Accounting Firm
- 31.1 CEO Certification Pursuant to Section 302 of the Sarbanes-oxley Act
- 31.2 CFO Certification Pursuant to Section 302 of the Sarbanes Oxley Act
- 32.1 CEO Certification Pursuant to Section 906 of the Sarbanes Oxley Act
- 32.2 CFO Certification Pursuant to Section 906 of the Sarbanes Oxley Act
Related press release
TFC similar filings
Filing view
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EXHIBIT 12
BB&T Corporation
Earnings To Fixed Charges
For the Years Ended December 31, | ||||||||||||||||||||
2006 | 2005 | 2004 | 2003 | 2002 | ||||||||||||||||
(Dollars in millions) | ||||||||||||||||||||
Earnings: | ||||||||||||||||||||
Income before income taxes | $ | 2,473 | $ | 2,467 | $ | 2,322 | $ | 1,617 | $ | 1,791 | ||||||||||
Plus: | ||||||||||||||||||||
Fixed charges | 3,233 | 2,029 | 1,232 | 1,306 | 1,713 | |||||||||||||||
Less: | ||||||||||||||||||||
Capitalized interest | 2 | 1 | — | — | 1 | |||||||||||||||
Earnings, including interest on deposits | 5,704 | 4,495 | 3,554 | 2,923 | 3,503 | |||||||||||||||
Less: | ||||||||||||||||||||
Interest on deposits | 2,137 | 1,252 | 730 | 756 | 1,003 | |||||||||||||||
Earnings, excluding interest on deposits | $ | 3,567 | $ | 3,243 | $ | 2,824 | $ | 2,167 | $ | 2,500 | ||||||||||
Fixed Charges: | ||||||||||||||||||||
Interest expense | $ | 3,185 | $ | 1,981 | $ | 1,199 | $ | 1,273 | $ | 1,687 | ||||||||||
Capitalized interest | 2 | 1 | — | — | 1 | |||||||||||||||
Interest portion of rent expense | 46 | 47 | 33 | 33 | 25 | |||||||||||||||
Total Fixed Charges | $ | 3,233 | $ | 2,029 | $ | 1,232 | $ | 1,306 | $ | 1,713 | ||||||||||
Less: | ||||||||||||||||||||
Interest on deposits | 2,137 | 1,252 | 730 | 756 | 1,003 | |||||||||||||||
Total fixed charges excluding interest on deposits | $ | 1,096 | $ | 777 | $ | 502 | $ | 550 | $ | 710 | ||||||||||
Earnings to fixed charges: | ||||||||||||||||||||
Including interest on deposits | 1.76 | x | 2.22 | x | 2.88 | x | 2.24 | x | 2.05 | x | ||||||||||
Excluding interest on deposits | 3.25 | x | 4.17 | x | 5.62 | x | 3.94 | x | 3.52 | x | ||||||||||