Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. freshman Bad
|
New words:
Abatement, Add, ARB, assertion, buy, Canada, chain, chose, compatible, constrained, coupled, covenant, Covington, CRE, cut, cutting, disciplined, divested, Division, EPS, Euronext, family, FINRA, Grandbridge, hereof, IMLAFA, increasingly, jumbo, legislature, noncontrolling, orderly, Pennsylvania, Pittsburgh, poor, predecessor, promise, recession, Simultaneously, softening, stephen, subprime, sustained, switch, syndicated, terrorist, thompson, threshold, tighten, Unprecedented, view, weaker
Removed:
accruing, Al, announced, automation, converting, creating, drug, experienced, explore, fact, Fla, flattening, fluctuation, GLBA, grow, heightened, history, improved, improving, leaving, matter, medical, Medicare, minimal, Modernization, newer, nondeductible, opted, originating, Petersburg, platform, played, prescription, proprietary, readily, recapture, reflection, relocation, restructured, retiree, revision, role, securitization, segmented, SNL, St, stabilize
Filing tables
Filing exhibits
- 10-K Annual report
- 10.1 Exhibit 10.1
- 10.4 Exhibit 10.4
- 10.5 Exhibit 10.5
- 10.6 Exhibit 10.6
- 10.7 Exhibit 10.7
- 10.8 Exhibit 10.8
- 10.9 Exhibit 10.9
- 10.10 Exhibit 10.10
- 10.15 Exhibit 10.15
- 10.16 Exhibit 10.16
- 10.17 Exhibit 10.17
- 10.24 Exhibit 10.24
- 10.28 Exhibit 10.28
- 12 Exhibit 12
- 21 Exhibit 21
- 23 Exhibit 23
- 31.1 Exhibit 31.1
- 31.2 Exhibit 31.2
- 32.1 Exhibit 32.1
- 32.2 Exhibit 32.2
Related press release
TFC similar filings
Filing view
External links
EXHIBIT 12
BB&T Corporation
Earnings To Fixed Charges
For the Years Ended December 31, | ||||||||||||||||||||
2007 | 2006 | 2005 | 2004 | 2003 | ||||||||||||||||
(Dollars in millions) | ||||||||||||||||||||
Earnings: | ||||||||||||||||||||
Income before income taxes | $ | 2,570 | $ | 2,473 | $ | 2,467 | $ | 2,322 | $ | 1,617 | ||||||||||
Plus: | ||||||||||||||||||||
Fixed charges | 4,068 | 3,233 | 2,029 | 1,232 | 1,306 | |||||||||||||||
Less: | ||||||||||||||||||||
Capitalized interest | 4 | 2 | 1 | — | — | |||||||||||||||
Earnings, including interest on deposits | 6,634 | 5,704 | 4,495 | 3,554 | 2,923 | |||||||||||||||
Less: | ||||||||||||||||||||
Interest on deposits | 2,620 | 2,137 | 1,252 | 730 | 756 | |||||||||||||||
Earnings, excluding interest on deposits | $ | 4,014 | $ | 3,567 | $ | 3,243 | $ | 2,824 | $ | 2,167 | ||||||||||
Fixed Charges: | ||||||||||||||||||||
Interest expense | $ | 4,014 | $ | 3,185 | $ | 1,981 | $ | 1,199 | $ | 1,273 | ||||||||||
Capitalized interest | 4 | 2 | 1 | — | — | |||||||||||||||
Interest portion of rent expense | 50 | 46 | 47 | 33 | 33 | |||||||||||||||
Total Fixed Charges | $ | 4,068 | $ | 3,233 | $ | 2,029 | $ | 1,232 | $ | 1,306 | ||||||||||
Less: | ||||||||||||||||||||
Interest on deposits | 2,620 | 2,137 | 1,252 | 730 | 756 | |||||||||||||||
Total fixed charges excluding interest on deposits | $ | 1,448 | $ | 1,096 | $ | 777 | $ | 502 | $ | 550 | ||||||||||
Earnings to fixed charges: | ||||||||||||||||||||
Including interest on deposits | 1.63 | x | 1.76 | x | 2.22 | x | 2.88 | x | 2.24 | x | ||||||||||
Excluding interest on deposits | 2.77 | x | 3.25 | x | 4.17 | x | 5.62 | x | 3.94 | x | ||||||||||