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Filing tables
Filing exhibits
- 10-K Annual report
- 3 Exhibit 3(I)
- 4.5 Exhibit 4.5
- 10.2 Exhibit 10.2.A
- 10.2 Exhibit 10.2.B
- 10.4 Exhibit 10.4.A
- 10.11 Exhibit 10.11
- 10.13 Exhibit 10.13
- 10.14 Exhibit 10.14
- 10.15 Exhibit 10.15
- 10.16 Exhibit 10.16
- 10.19 Exhibit 10.19
- 10.20 Exhibit 10.20
- 10.21 Exhibit 10.21
- 10.22 Exhibit 10.22
- 10.23 Exhibit 10.23
- 10.24 Exhibit 10.24
- 10.25 Exhibit 10.25
- 10.26 Exhibit 10.26
- 10.27 Exhibit 10.27
- 10.28 Exhibit 10.28
- 10.29 Exhibit 10.29
- 12 Exhibit 12
- 21 Exhibit 21
- 23 Exhibit 23
- 31.1 Exhibit 31.1
- 31.2 Exhibit 31.2
- 32.1 Exhibit 32.1
- 32.2 Exhibit 32.2
Related press release
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Exhibit 12
BB&T Corporation
Earnings To Fixed Charges
For the Years Ended December 31, | ||||||||||||||||||||
2008 | 2007 | 2006 | 2005 | 2004 | ||||||||||||||||
(Dollars in millions) | ||||||||||||||||||||
Earnings: | ||||||||||||||||||||
Income before income taxes | $ | 2,069 | $ | 2,570 | $ | 2,473 | $ | 2,467 | $ | 2,322 | ||||||||||
Plus: | ||||||||||||||||||||
Fixed charges | 3,023 | 4,068 | 3,233 | 2,029 | 1,232 | |||||||||||||||
Less: | ||||||||||||||||||||
Capitalized interest | 2 | 4 | 2 | 1 | — | |||||||||||||||
Earnings, including interest on deposits | 5,090 | 6,634 | 5,704 | 4,495 | 3,554 | |||||||||||||||
Less: | ||||||||||||||||||||
Interest on deposits | 1,891 | 2,620 | 2,137 | 1,252 | 730 | |||||||||||||||
Earnings, excluding interest on deposits | $ | 3,199 | $ | 4,014 | $ | 3,567 | $ | 3,243 | $ | 2,824 | ||||||||||
Fixed Charges: | ||||||||||||||||||||
Interest expense | $ | 2,969 | $ | 4,014 | $ | 3,185 | $ | 1,981 | $ | 1,199 | ||||||||||
Capitalized interest | 2 | 4 | 2 | 1 | — | |||||||||||||||
Interest portion of rent expense | 52 | 50 | 46 | 47 | 33 | |||||||||||||||
Total Fixed Charges | 3,023 | 4,068 | 3,233 | 2,029 | 1,232 | |||||||||||||||
Less: | ||||||||||||||||||||
Interest on deposits | 1,891 | 2,620 | 2,137 | 1,252 | 730 | |||||||||||||||
Total fixed charges excluding interest on deposits | $ | 1,132 | $ | 1,448 | $ | 1,096 | $ | 777 | $ | 502 | ||||||||||
Earnings to fixed charges: | ||||||||||||||||||||
Including interest on deposits | 1.68 | x | 1.63 | x | 1.76 | x | 2.22 | x | 2.88 | x | ||||||||||
Excluding interest on deposits | 2.83 | x | 2.77 | x | 3.25 | x | 4.17 | x | 5.62 | x | ||||||||||