CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : September 2002
Beginning of the Month Principal Receivables : | 25,937,686,734.24 | |||
Beginning of the Month Finance Charge Receivables : | 899,591,453.57 | |||
Beginning of the Month Discounted Receivables : | 0.00 | |||
Beginning of the Month Total Receivables : | 26,837,278,187.81 | |||
Removed Principal Receivables : | 0.00 | |||
Removed Finance Charge Receivables : | 0.00 | |||
Removed Total Receivables : | 0.00 | |||
Additional Principal Receivables : | 599,187,822.45 | |||
Additional Finance Charge Receivables : | 16,919,357.25 | |||
Additional Total Receivables : | ||||
Discounted Receivables Generated this Period | 0.00 | |||
End of the Month Principal Receivables : | 26,005,577,161.06 | |||
End of the Month Finance Charge Receivables : | 913,533,519.71 | |||
End of the Month Discounted Receivables : | 0.00 | |||
End of the Month Total Receivables : | 26,919,110,680.77 | |||
Excess Funding Account Balance | 0.00 | |||
Adjusted Invested Amount of all Master Trust Series | 23,036,016,549.00 | |||
End of the Month Seller Percentage | 11.42 | % | ||
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) | ||||
MONTHLY PERIOD : September 2002 | ACCOUNTS | RECEIVABLES | ||
End of the Month Delinquencies : | ||||
30 – 59 Days Delinquent | 453,517.00 | 481,916,263.98 | ||
60 – 89 Days Delinquent | 303,737.00 | 338,134,938.18 | ||
90 + Days Delinquent | 606,524.00 | 715,461,690.45 | ||
Total 30 + Days Delinquent | 1,363,778.00 | 1,535,512,892.61 | ||
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables | 5.70% | |||
Defaulted Accounts During the Month | 173,130.00 | 133,697,136.28 | ||
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables | 6.05% | |||
* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS) | |||||
MONTHLY PERIOD : September 2002 | COLLECTIONS | PERCENTAGES | |||
Total Collections and Gross Payment Rate | 4,256,212,307.67 | 15.50 | % | ||
Collections of Principal Receivables and Principal Payment Rate | 3,757,426,249.47 | 14.16 | % | ||
Prior Month Billed Finance Charge and Fees | 390,265,847.32 | ||||
Amortized AMF Income | 29,006,541.41 | ||||
Interchange Collected | 46,918,524.78 | ||||
Recoveries of Charged Off Accounts | 29,816,990.93 | ||||
Collections of Discounted Receivables | 0.00 | ||||
Collections of Finance Charge Receivables and Annualized Yield | 496,007,904.44 | 22.43 | % | ||
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : September 2002
Beginning Unamortized AMF Balance | 143,733,794.46 | |||
+ AMF Slug for Added Accounts | 3,278,666.20 | |||
+ AMF Collections | 31,784,695.17 | |||
- Amortized AMF Income | 29,006,541.41 | |||
Ending Unamortized AMF Balance | 149,790,614.42 | |||
/s/ Tom Feil Tom Feil Director, Capital Markets |
*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
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