CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : October 2002
Beginning of the Month Principal Receivables : | 26,005,577,161.06 | ||||||||
Beginning of the Month Finance Charge Receivables : | 913,533,519.71 | ||||||||
Beginning of the Month Discounted Receivables : | 0.00 | ||||||||
Beginning of the Month Total Receivables : | 26,919,110,680.77 | ||||||||
Removed Principal Receivables : | 0.00 | ||||||||
Removed Finance Charge Receivables : | 0.00 | ||||||||
Removed Total Receivables : | 0.00 | ||||||||
Additional Principal Receivables : | 0.00 | ||||||||
Additional Finance Charge Receivables : | 0.00 | ||||||||
Additional Total Receivables : | |||||||||
Discounted Receivables Generated this Period | 0.00 | ||||||||
End of the Month Principal Receivables : | 25,494,596,568.29 | ||||||||
End of the Month Finance Charge Receivables : | 902,280,084.16 | ||||||||
End of the Month Discounted Receivables : | 0.00 | ||||||||
End of the Month Total Receivables : | 26,396,876,652.45 | ||||||||
Excess Funding Account Balance | 0.00 | ||||||||
Adjusted Invested Amount of all Master Trust Series | 23,410,382,688.82 | ||||||||
End of the Month Seller Percentage | 8.18 | % | |||||||
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : October 2002 | ACCOUNTS | RECEIVABLES | |||||||
End of the Month Delinquencies : | |||||||||
30 - 59 Days Delinquent | 441,053.00 | 476,979,511.46 | |||||||
60 - 89 Days Delinquent | 285,769.00 | 329,527,584.39 | |||||||
90 + Days Delinquent | 608,417.00 | 737,949,525.69 | |||||||
Total 30 + Days Delinquent | 1,335,239.00 | 1,544,456,621.54 | |||||||
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables | 5.85 | % | |||||||
Defaulted Accounts During the Month | 182,081.00 | 142,431,794.23 | |||||||
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables | 6.57 | % | |||||||
* | See note on last page of the report |
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CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : October 2002 | COLLECTIONS | PERCENTAGES | |||||||
Total Collections and Gross Payment Rate | 4,478,774,221.54 | 16.64 | % | ||||||
Collections of Principal Receivables and Principal Payment Rate | 3,987,180,903.62 | 15.33 | % | ||||||
Prior Month Billed Finance Charge and Fees | 381,003,915.21 | ||||||||
Amortized AMF Income | 28,316,678.82 | ||||||||
Interchange Collected | 49,434,855.87 | ||||||||
Recoveries of Charged Off Accounts | 38,316,029.19 | ||||||||
Collections of Discounted Receivables | 0.00 | ||||||||
Collections of Finance Charge Receivables and Annualized Yield | 497,071,479.09 | 22.94 | % | ||||||
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) | |||||||||
MONTHLY PERIOD : October 2002 | |||||||||
Beginning Unamortized AMF Balance | 149,790,614.42 | ||||||||
+ AMF Slug for Added Accounts | 0.00 | ||||||||
+ AMF Collections | 22,838,517.65 | ||||||||
- Amortized AMF Income | 28,316,678.82 | ||||||||
Ending Unamortized AMF Balance | 144,312,453.25 | ||||||||
/s/ Tom Feil | ||
Tom Feil | ||
Director, Capital Markets |
* | For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables. |
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