Exhibit 99.1
CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : March 2003
Beginning of the Month Principal Receivables : |
| 27,354,798,892.68 |
|
Beginning of the Month Finance Charge Receivables : |
| 863,589,923.69 |
|
Beginning of the Month Discounted Receivables : |
| 0.00 |
|
Beginning of the Month Total Receivables : |
| 28,218,388,816.37 |
|
|
|
|
|
Removed Principal Receivables : |
| 0.00 |
|
Removed Finance Charge Receivables : |
| 0.00 |
|
Removed Total Receivables : |
| 0.00 |
|
|
|
|
|
Additional Principal Receivables : |
| 660,157,526.33 |
|
Additional Finance Charge Receivables : |
| 18,185,483.15 |
|
Additional Total Receivables : |
| 678,343,009.48 |
|
|
|
|
|
Discounted Receivables Generated this Period |
| 0.00 |
|
|
|
|
|
End of the Month Principal Receivables : |
| 27,199,836,938.36 |
|
End of the Month Finance Charge Receivables : |
| 824,425,347.41 |
|
End of the Month Discounted Receivables : |
| 0.00 |
|
End of the Month Total Receivables : |
| 28,024,262,285.77 |
|
|
|
|
|
Excess Funding Account Balance |
| 0.00 |
|
Adjusted Invested Amount of all Master Trust Series |
| 23,914,189,938.82 |
|
|
|
|
|
End of the Month Seller Percentage |
| 12.08 | % |
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) |
| ACCOUNTS |
| RECEIVABLES |
|
|
|
|
|
|
|
End of the Month Delinquencies : |
|
|
|
|
|
30 - 59 Days Delinquent |
| 331,527.00 |
| 418,189,091.73 |
|
60 - 89 Days Delinquent |
| 223,788.00 |
| 297,036,417.76 |
|
90 + Days Delinquent |
| 523,442.00 |
| 724,337,676.68 |
|
|
|
|
|
|
|
Total 30 + Days Delinquent |
| 1,078,757.00 |
| 1,439,563,186.17 |
|
|
|
|
|
|
|
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
|
|
| 5.14 | % |
|
|
|
|
|
|
Defaulted Accounts During the Month |
| 187,380.00 |
| 165,835,894.13 |
|
|
|
|
|
|
|
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
|
| 7.10 | % |
* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS) |
| COLLECTIONS |
| PERCENTAGES |
|
|
|
|
|
|
|
Total Collections and Gross Payment Rate |
| 5,137,068,248.21 |
| 17.78 | % |
|
|
|
|
|
|
Collections of Principal Receivables and Principal Payment Rate |
| 4,657,134,165.38 |
| 16.62 | % |
|
|
|
|
|
|
Prior Month Billed Finance Charge and Fees |
| 359,867,273.77 |
|
|
|
Amortized AMF Income |
| 27,139,572.82 |
|
|
|
Interchange Collected |
| 52,875,640.72 |
|
|
|
Recoveries of Charged Off Accounts |
| 47,378,898.85 |
|
|
|
Collections of Discounted Receivables |
| 0.00 |
|
|
|
|
|
|
|
|
|
Collections of Finance Charge Receivables and Annualized Yield |
| 487,261,386.16 |
| 20.87 | % |
|
|
|
|
|
|
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) |
|
|
|
|
|
| |||||
|
|
|
|
|
|
Beginning Unamortized AMF Balance |
|
|
| 147,721,236.55 |
|
+ AMF Slug for Added Accounts |
| 2,447,635.85 |
|
|
|
+ AMF Collections |
| 19,812,269.49 |
|
|
|
– Amortized AMF Income |
| 27,139,572.82 |
|
|
|
Ending Unamortized AMF Balance |
|
|
| 142,841,569.07 |
|
/s/ Tom Feil |
Tom Feil |
Director, Capital Markets |
*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
8