Exhibit 20.1
CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : June 2003
Beginning of the Month Principal Receivables : |
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| 27,420,965,567.45 |
Beginning of the Month Finance Charge Receivables : |
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| 808,035,182.08 |
Beginning of the Month Discounted Receivables : |
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| 0.00 |
Beginning of the Month Total Receivables : |
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| 28,229,000,749.53 |
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|
Removed Principal Receivables : |
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| 0.00 |
Removed Finance Charge Receivables : |
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| 0.00 |
Removed Total Receivables : |
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| 0.00 |
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|
Additional Principal Receivables : |
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| 1,032,069,335.26 |
Additional Finance Charge Receivables : |
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| 54,891,997.89 |
Additional Total Receivables : |
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| 1,086,961,333.15 |
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Discounted Receivables Generated this Period |
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| 0.00 |
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|
End of the Month Principal Receivables : |
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| 28,376,862,892.69 |
End of the Month Finance Charge Receivables : |
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| 838,651,539.23 |
End of the Month Discounted Receivables : |
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| 0.00 |
End of the Month Total Receivables : |
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| 29,215,514,431.92 |
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|
Excess Funding Account Balance |
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| 0.00 |
Adjusted Invested Amount of all Master Trust Series |
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| 24,776,119,883.49 |
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|
End of the Month Seller Percentage |
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| 12.69% |
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|
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) |
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|
MONTHLY PERIOD : June 2003 |
| ACCOUNTS |
| RECEIVABLES |
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End of the Month Delinquencies : |
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30 - 59 Days Delinquent |
| 400,591 |
| 474,365,346.12 |
60 - 89 Days Delinquent |
| 246,829 |
| 324,232,159.29 |
90 + Days Delinquent |
| 450,884 |
| 667,053,913.20 |
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Total 30 + Days Delinquent |
| 1,098,304 |
| 1,465,651,418.61 |
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 5.02% |
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Defaulted Accounts During the Month |
| 173,559 |
| 167,494,975.28 |
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.06% |
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CAPITAL ONE MASTER TRUST (COLLECTIONS) |
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MONTHLY PERIOD : June 2003 |
| COLLECTIONS |
| PERCENTAGES |
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Total Collections and Gross Payment Rate |
| 4,973,458,597.71 |
| 16.97% |
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Collections of Principal Receivables and Principal Payment Rate |
| 4,472,356,565.54 |
| 15.72% |
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Prior Month Billed Finance Charge and Fees |
| 364,057,249.44 |
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Amortized AMF Income |
| 29,614,615.95 |
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Interchange Collected |
| 60,115,694.99 |
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Recoveries of Charged Off Accounts |
| 43,871,637.00 |
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Collections of Discounted Receivables |
| 0.00 |
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Collections of Finance Charge Receivables and Annualized Yield |
| 497,659,197.38 |
| 20.99% |
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) |
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|
MONTHLY PERIOD : June 2003 |
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Beginning Unamortized AMF Balance |
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| 138,117,043.35 |
+ AMF Slug for Added Accounts |
| 21,221,773.64 |
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+ AMF Collections |
| 33,057,450.74 |
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- Amortized AMF Income |
| 29,614,615.95 |
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Ending Unamortized AMF Balance |
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| 162,781,651.78 |
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*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
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