Exhibit 20.1
CAPITAL ONE MASTER TRUST (RECEIVABLES) |
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MONTHLY PERIOD : August 2003 |
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Beginning of the Month Principal Receivables : |
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| 29,149,434,774.83 |
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Beginning of the Month Finance Charge Receivables : |
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| 868,438,749.04 |
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Beginning of the Month Discounted Receivables : |
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| 0.00 |
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Beginning of the Month Total Receivables : |
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| 30,017,873,523.87 |
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Removed Principal Receivables : |
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| 0.00 |
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Removed Finance Charge Receivables : |
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| 0.00 |
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Removed Total Receivables : |
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| 0.00 |
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Additional Principal Receivables : |
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| 0.00 |
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Additional Finance Charge Receivables : |
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| 0.00 |
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Additional Total Receivables : |
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| 0.00 |
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Discounted Receivables Generated this Period |
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| 0.00 |
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End of the Month Principal Receivables : |
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| 29,593,840,758.93 |
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End of the Month Finance Charge Receivables : |
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| 872,230,908.69 |
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End of the Month Discounted Receivables : |
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| 0.00 |
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End of the Month Total Receivables : |
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| 30,466,071,667.62 |
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Excess Funding Account Balance |
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| 0.00 |
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Adjusted Invested Amount of all Master Trust Series |
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| 25,791,348,643.70 |
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End of the Month Seller Percentage |
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| 12.85% |
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) |
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MONTHLY PERIOD : August 2003 |
| ACCOUNTS |
| RECEIVABLES |
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End of the Month Delinquencies : |
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30 - 59 Days Delinquent |
| 381,082 |
| 461,910,662.35 |
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60 - 89 Days Delinquent |
| 250,724 |
| 332,015,750.22 |
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90 + Days Delinquent |
| 500,523 |
| 725,253,834.97 |
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Total 30 + Days Delinquent |
| 1,132,329 |
| 1,519,180,247.54 |
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.99% |
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Defaulted Accounts During the Month |
| 148,310 |
| 157,610,063.85 |
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 6.49% |
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CAPITAL ONE MASTER TRUST (COLLECTIONS) |
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MONTHLY PERIOD : August 2003 |
| COLLECTIONS |
| PERCENTAGES |
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Total Collections and Gross Payment Rate |
| 5,052,221,663.32 |
| 16.83% |
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Collections of Principal Receivables and Principal Payment Rate |
| 4,548,240,927.81 |
| 15.60% |
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Prior Month Billed Finance Charge and Fees |
| 371,732,358.56 |
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Amortized AMF Income |
| 30,956,564.77 |
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Interchange Collected |
| 64,993,973.83 |
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Recoveries of Charged Off Accounts |
| 45,336,486.88 |
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Collections of Discounted Receivables |
| 0.00 |
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Collections of Finance Charge Receivables and Annualized Yield |
| 513,019,384.04 |
| 21.12% |
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) |
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MONTHLY PERIOD : August 2003 |
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Beginning Unamortized AMF Balance |
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| 172,921,612.35 |
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+ AMF Slug for Added Accounts |
| 0.00 |
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+ AMF Collections |
| 21,917,916.24 |
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- Amortized AMF Income |
| 30,956,564.77 |
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Ending Unamortized AMF Balance |
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| 163,882,963.82 |
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*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
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