Exhibit 20.1
CAPITAL ONE MASTER TRUST (RECEIVABLES) * |
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MONTHLY PERIOD : September 2003 |
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Beginning of the Month Principal Receivables : |
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| 29,593,840,758.93 |
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Beginning of the Month Finance Charge Receivables : |
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| 872,230,908.69 |
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Beginning of the Month Discounted Receivables : |
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| 0.00 |
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Beginning of the Month Total Receivables : |
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| 30,466,071,667.62 |
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Removed Principal Receivables : |
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| 0.00 |
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Removed Finance Charge Receivables : |
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| 0.00 |
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Removed Total Receivables : |
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| 0.00 |
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Additional Principal Receivables : |
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| 1,629,732,596.03 |
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Additional Finance Charge Receivables : |
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| 53,478,047.01 |
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Additional Total Receivables : |
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| 1,683,210,643.04 |
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Discounted Receivables Generated this Period |
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| 0.00 |
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End of the Month Principal Receivables : |
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| 31,000,432,707.06 |
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End of the Month Finance Charge Receivables : |
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| 915,437,295.16 |
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End of the Month Discounted Receivables : |
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| 0.00 |
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End of the Month Total Receivables : |
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| 31,915,870,002.22 |
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Excess Funding Account Balance |
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| 0.00 |
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Adjusted Invested Amount of all Master Trust Series |
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| 27,161,907,617.44 |
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End of the Month Seller Percentage |
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| 12.38% |
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) |
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MONTHLY PERIOD : September 2003 |
| ACCOUNTS |
| RECEIVABLES |
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End of the Month Delinquencies : |
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30 - 59 Days Delinquent |
| 392,184 |
| 481,343,889.95 |
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60 - 89 Days Delinquent |
| 259,563 |
| 341,872,488.71 |
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90 + Days Delinquent |
| 539,332 |
| 773,820,996.41 |
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Total 30 + Days Delinquent |
| 1,191,079 |
| 1,597,037,375.07 |
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 5.00% |
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Defaulted Accounts During the Month |
| 161,342 |
| 163,969,713.56 |
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 6.30% |
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*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
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CAPITAL ONE MASTER TRUST (COLLECTIONS) |
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MONTHLY PERIOD : September 2003 |
| COLLECTIONS |
| PERCENTAGES |
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Total Collections and Gross Payment Rate** |
| 5,216,709,825.08 |
| 16.23% |
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Collections of Principal Receivables and Principal Payment Rate |
| 4,672,240,596.62 |
| 14.96% |
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Prior Month Billed Finance Charge and Fees |
| 403,151,638.95 |
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Amortized AMF Income |
| 33,477,913.55 |
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Interchange Collected |
| 62,176,682.37 |
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Recoveries of Charged Off Accounts |
| 46,163,691.44 |
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Collections of Discounted Receivables |
| 0.00 |
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Collections of Finance Charge Receivables and Annualized Yield |
| 544,969,926.31 |
| 20.94% |
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) |
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MONTHLY PERIOD : September 2003 |
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Beginning Unamortized AMF Balance |
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| 163,882,963.82 |
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+AMF Slug for Added Accounts |
| 22,215,216.11 |
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+AMF Collections |
| 32,977,215.70 |
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-Amortized AMF Income |
| 33,477,913.55 |
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Ending Unamortized AMF Balance |
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| 185,597,482.08 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables.
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