Exhibit 20.1
CAPITAL ONE MASTER TRUST (RECEIVABLES) *
MONTHLY PERIOD : March 2004
Beginning of the Month Principal Receivables : |
| 33,298,466,861.51 |
|
Beginning of the Month Finance Charge Receivables : |
| 914,800,526.00 |
|
Beginning of the Month Discounted Receivables : |
| 0.00 |
|
Beginning of the Month Total Receivables : |
| 34,213,267,387.51 |
|
|
|
|
|
Removed Principal Receivables : |
| 0.00 |
|
Removed Finance Charge Receivables : |
| 0.00 |
|
Removed Total Receivables : |
| 0.00 |
|
|
|
|
|
Additional Principal Receivables : |
| 866,799,683.44 |
|
Additional Finance Charge Receivables : |
| 16,440,184.01 |
|
Additional Total Receivables : |
| 883,239,867.45 |
|
|
|
|
|
Discounted Receivables Generated this Period |
| 0.00 |
|
|
|
|
|
End of the Month Principal Receivables : |
| 33,583,761,657.27 |
|
End of the Month Finance Charge Receivables : |
| 845,604,471.21 |
|
End of the Month Discounted Receivables : |
| 0.00 |
|
End of the Month Total Receivables : |
| 34,429,366,128.48 |
|
|
|
|
|
Excess Funding Account Balance |
| 0.00 |
|
Adjusted Invested Amount of all Master Trust Series |
| 28,570,538,737.67 |
|
|
|
|
|
End of the Month Seller Percentage |
| 14.93 | % |
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : March 2004
|
| ACCOUNTS |
| RECEIVABLES |
|
|
|
|
|
|
|
End of the Month Delinquencies : |
|
|
|
|
|
30 - 59 Days Delinquent |
| 345,681 |
| 424,045,408.73 |
|
60 - 89 Days Delinquent |
| 226,023 |
| 303,504,248.40 |
|
90 + Days Delinquent |
| 497,655 |
| 721,266,683.87 |
|
|
|
|
|
|
|
Total 30 + Days Delinquent |
| 1,069,359 |
| 1,448,816,341.00 |
|
|
|
|
|
|
|
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
|
|
| 4.21 | % |
|
|
|
|
|
|
Defaulted Accounts During the Month |
| 178,359 |
| 185,313,940.31 |
|
|
|
|
|
|
|
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
|
| 6.51 | % |
*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : March 2004
|
| COLLECTIONS |
| PERCENTAGES |
|
|
|
|
|
|
|
Total Collections and Gross Payment Rate** |
| 6,051,225,813.86 |
| 17.24 | % |
|
|
|
|
|
|
Collections of Principal Receivables and Principal Payment Rate |
| 5,499,161,780.97 |
| 16.10 | % |
|
|
|
|
|
|
Prior Month Billed Finance Charge and Fees |
| 395,570,562.19 |
|
|
|
Amortized AMF Income |
| 41,812,814.24 |
|
|
|
Interchange Collected |
| 70,183,535.33 |
|
|
|
Recoveries of Charged Off Accounts |
| 63,464,384.04 |
|
|
|
Collections of Discounted Receivables |
| 0.00 |
|
|
|
|
|
|
|
|
|
Collections of Finance Charge Receivables and Annualized Yield |
| 571,031,295.80 |
| 20.06 | % |
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : March 2004
Beginning Unamortized AMF Balance |
|
|
| 226,473,914.77 |
|
+ AMF Slug |
| 10,445,920.19 |
|
|
|
+ AMF Collections |
| 22,845,525.15 |
|
|
|
- Amortized AMF Income |
| 41,812,814.24 |
|
|
|
Ending Unamortized AMF Balance |
|
|
| 217,952,545.44 |
|
**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables.