Exhibit 20.1
CAPITAL ONE MASTER TRUST (RECEIVABLES) *
MONTHLY PERIOD : June 2004
Beginning of the Month Principal Receivables : |
| 34,174,249,231.31 |
|
Beginning of the Month Finance Charge Receivables : |
| 824,702,326.48 |
|
Beginning of the Month Discounted Receivables : |
| 0.00 |
|
Beginning of the Month Total Receivables : |
| 34,998,951,557.79 |
|
|
|
|
|
Removed Principal Receivables : |
| 0.00 |
|
Removed Finance Charge Receivables : |
| 0.00 |
|
Removed Total Receivables : |
| 0.00 |
|
|
|
|
|
Additional Principal Receivables : |
| 0.00 |
|
Additional Finance Charge Receivables : |
| 0.00 |
|
Additional Total Receivables : |
| 0.00 |
|
|
|
|
|
Discounted Receivables Generated this Period |
| 0.00 |
|
|
|
|
|
End of the Month Principal Receivables : |
| 33,803,083,920.80 |
|
End of the Month Finance Charge Receivables : |
| 801,049,867.87 |
|
End of the Month Discounted Receivables : |
| 0.00 |
|
End of the Month Total Receivables : |
| 34,604,133,788.67 |
|
|
|
|
|
Excess Funding Account Balance |
| 0.00 |
|
Adjusted Invested Amount of all Master Trust Series |
| 28,849,092,952.86 |
|
|
|
|
|
End of the Month Seller Percentage |
| 14.66 | % |
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : June 2004
|
| ACCOUNTS |
| RECEIVABLES |
|
|
|
|
|
|
|
End of the Month Delinquencies : |
|
|
|
|
|
30 - 59 Days Delinquent |
| 421,859 |
| 472,620,596.27 |
|
60 - 89 Days Delinquent |
| 251,547 |
| 308,124,365.45 |
|
90 + Days Delinquent |
| 453,098 |
| 644,808,611.06 |
|
|
|
|
|
|
|
Total 30 + Days Delinquent |
| 1,126,504 |
| 1,425,553,572.78 |
|
|
|
|
|
|
|
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
|
|
| 4.12 | % |
|
|
|
|
|
|
Defaulted Accounts During the Month |
| 162,303 |
| 168,739,462.91 |
|
|
|
|
|
|
|
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
|
| 5.93 | % |
*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : June 2004
|
| COLLECTIONS |
| PERCENTAGES |
|
|
|
|
|
|
|
Total Collections and Gross Payment Rate** |
| 5,549,920,642.05 |
| 15.86 | % |
|
|
|
|
|
|
Collections of Principal Receivables and Principal Payment Rate |
| 4,985,420,640.16 |
| 14.59 | % |
|
|
|
|
|
|
Prior Month Billed Finance Charge and Fees |
| 403,675,112.56 |
|
|
|
Amortized AMF Income |
| 42,189,057.00 |
|
|
|
Interchange Collected |
| 71,942,212.30 |
|
|
|
Recoveries of Charged Off Accounts |
| 51,725,376.28 |
|
|
|
Collections of Discounted Receivables |
| 0.00 |
|
|
|
|
|
|
|
|
|
Collections of Finance Charge Receivables and Annualized Yield |
| 569,531,758.16 |
| 20.00 | % |
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : June 2004
Beginning Unamortized AMF Balance |
|
|
| 228,764,465.06 |
|
+ AMF Slug |
| 0.00 |
|
|
|
+ AMF Collections |
| 37,157,300.75 |
|
|
|
- Amortized AMF Income |
| 42,189,057.00 |
|
|
|
Ending Unamortized AMF Balance |
|
|
| 223,732,708.81 |
|
**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables.
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