Exhibit 20.1
Capital One Master Trust RECEIVABLES)*
MONTHLY PERIOD: August 2004
1) |
| Beginning of the Month Principal Receivables: |
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| $ | 34,670,795,968.96 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
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| $ | 842,526,970.56 |
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3) |
| Beginning of the Month Discounted Receivables: |
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| $ | 0.00 |
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4) |
| Beginning of the Month Total Receivables: |
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| $ | 35,513,322,939.52 |
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5) |
| Removed Principal Receivables: |
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| $ | 0.00 |
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6) |
| Removed Finance Charge Receivables: |
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| $ | 0.00 |
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7) |
| Removed Total Receivables: |
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| $ | 0.00 |
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8) |
| Additional Principal Receivables: |
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| $ | 0.00 |
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9) |
| Additional Finance Charge Receivables: |
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| $ | 0.00 |
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10) |
| Additional Total Receivables: |
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| $ | 0.00 |
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11) |
| Discounted Receivables Generated this Period: |
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| $ | 0.00 |
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12) |
| End of the Month Principal Receivables: |
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| $ | 34,661,093,961.20 |
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13) |
| End of the Month Finance Charge Receivables: |
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| $ | 832,871,493.81 |
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14) |
| End of the Month Discounted Receivables: |
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| $ | 0.00 |
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15) |
| End of the Month Total Receivables: |
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| $ | 35,493,965,455.01 |
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16) |
| Excess Funding Account Balance |
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| $ | 0.00 |
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17) |
| Adjusted Invested Amount of all Master Trust Series |
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| $ | 29,365,844,676.46 |
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18) |
| End of the Month Seller Percentage |
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| 15.28 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: August 2004
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) 30 - 59 days delinquent |
| 442,365 |
| $ | 491,613,834.44 |
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| 3) 60 - 89 days delinquent |
| 275,043 |
| $ | 331,107,553.97 |
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| 4) 90+ days delinquent |
| 539,605 |
| $ | 702,987,000.23 |
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| 5) Total 30+ days delinquent |
| 1,257,013 |
| $ | 1,525,708,388.64 |
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| 6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.30 | % | |
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7) |
| Defaulted Accounts during the Month |
| 154,115 |
| $ | 162,259,852.77 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.62 | % | |
* For calculation purposes. Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: August 2004 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 5,603,828,319.87 |
| 15.78 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 5,012,066,757.93 |
| 14.46 | % | |
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| 3) Prior Month Billed Finance Charges and Fees |
| $ | 431,831,484.64 |
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| 4) Amortized AMF Income |
| $ | 44,478,134.63 |
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| 5) Intercharge Collected |
| $ | 76,085,200.97 |
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| 6) Recoveries of Charged Off Accounts |
| $ | 52,246,724.32 |
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| 7) Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) Collections of Finance Charge Receivables and Annualized Yield |
| $ | 604,641,544.56 |
| $ | 20.93 | % |
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| Capital One Master Trust (AMF COLLECTIONS) | |||||
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| MONTHLY PERIOD: August 2004 | |||||
1) |
| Beginning Unamortized AMF Balance |
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| $ | 246,156,786.67 |
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| 2) + AMF Slug |
| 0.00 |
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| 3) + AMF Collections |
| $ | 31,598,152.01 |
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| 4) - Amortized AMF Income |
| $ | 44,478,134.63 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 233,276,804.05 |
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** Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
