Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: March 2005
1) |
| Beginning of the Month Principal Receivables: |
| $ | 35,408,344,439.19 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 687,819,196.93 |
|
3) |
| Beginning of the Month AMF Receivables : |
| $ | 72,142,794.11 |
|
4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
|
5) |
| Beginning of the Month Total Receivables: |
| $ | 36,168,306,430.23 |
|
|
|
|
|
|
| |
6) |
| Removed Principal Receivables: |
| $ | 0.00 |
|
7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
|
8) |
| Removed AMF Receivables |
| $ | 0.00 |
|
9) |
| Removed Total Receivables: |
| $ | 0.00 |
|
|
|
|
|
|
| |
10) |
| Additional Principal Receivables: |
| $ | 1,208,766,797.36 |
|
11) |
| Additional Finance Charge Receivables: |
| $ | 11,919,228.94 |
|
12) |
| Additional AMF Receivables |
| $ | 2,242,666.95 |
|
13) |
| Additional Total Receivables: |
| $ | 1,222,928,693.25 |
|
|
|
|
|
|
| |
14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
|
|
|
|
|
|
| |
15) |
| End of the Month Principal Receivables: |
| $ | 35,543,395,763.79 |
|
16) |
| End of the Month Finance Charge Receivables: |
| $ | 645,578,982.67 |
|
17) |
| End of the Month AMF Receivables |
| $ | 69,239,691.25 |
|
18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
|
19) |
| End of the Month Total Receivables: |
| $ | 36,258,214,437.71 |
|
|
|
|
|
|
| |
20) |
| Excess Funding Account Balance |
| $ | 0.00 |
|
21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 31,218,236,336.46 |
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|
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|
|
| |
22) |
| End of the Month Seller Percentage |
| 12.17 | % | |
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Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: March 2005
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|
| ACCOUNTS |
| RECEIVABLES |
| ||
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|
|
|
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|
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1) |
| End of the Month Delinquencies: |
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|
|
| ||
|
| 2) | 30 - 59 days delinquent |
| 335,830 |
| $ | 425,024,461.77 |
|
|
| 3) | 60 - 89 days delinquent |
| 216,840 |
| $ | 287,948,170.44 |
|
|
| 4) | 90+ days delinquent |
| 509,054 |
| $ | 689,525,858.99 |
|
|
|
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|
|
| |
|
| 5) | Total 30+ days delinquent |
| 1,061,724 |
| $ | 1,402,498,491.20 |
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|
| |
|
| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
|
|
| 3.87 | % | |
|
|
|
|
|
|
|
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7) |
| Defaulted Accounts during the Month |
| 194,782 |
| $ | 196,377,253.19 |
| |
|
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|
|
|
|
|
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
|
| 6.44 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: March 2005
|
|
|
| COLLECTIONS |
| PERCENTAGES |
| ||
|
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|
|
|
|
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 6,596,401,313.88 |
| 17.64 | % | |
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|
|
|
|
|
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 5,980,013,018.76 |
| 16.33 | % | |
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|
|
|
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 444,467,990.16 |
|
|
|
|
| 4) | Amortized AMF Income |
| $ | 42,165,821.89 |
|
|
|
|
| 5) | Interchange Collected |
| $ | 76,683,136.02 |
|
|
|
|
| 6) | Recoveries of Charged Off Accounts |
| $ | 70,245,549.21 |
|
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|
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| |
|
| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 633,562,497.28 |
| 20.76 | % |
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| Capital One Master Trust (AMF COLLECTIONS) |
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|
| MONTHLY PERIOD: March 2005 |
|
|
|
|
|
1) |
| Beginning Unamortized AMF Balance |
|
|
| $ | 225,454,491.94 |
| ||
|
| 2) | + AMF Slug |
| $ | 8,597,054.42 |
|
|
| |
|
| 3) | + AMF Collections |
| $ | 24,991,619.73 |
|
|
| |
|
| 4) | - Amortized AMF Income |
| $ | 42,165,821.89 |
|
|
| |
5) |
| Ending Unamortized AMF Balance |
|
|
| $ | 216,877,344.20 |
| ||
**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
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