Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: June 2005
1) | Beginning of the Month Principal Receivables: |
| $ | 36,198,884,357.12 |
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2) | Beginning of the Month Finance Charge Receivables: |
| $ | 667,440,796.15 |
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3) | Beginning of the Month AMF Receivables : |
| $ | 76,006,728.20 |
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4) | Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) | Beginning of the Month Total Receivables: |
| $ | 36,942,331,881.47 |
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6) | Removed Principal Receivables: |
| $ | 0.00 |
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7) | Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) | Removed AMF Receivables |
| $ | 0.00 |
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9) | Removed Total Receivables: |
| $ | 0.00 |
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10) | Additional Principal Receivables: |
| $ | 1,039,517,364.87 |
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11) | Additional Finance Charge Receivables: |
| $ | 11,991,861.45 |
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12) | Additional AMF Receivables |
| $ | 2,864,169.90 |
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13) | Additional Total Receivables: |
| $ | 1,054,373,396.22 |
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14) | Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) | End of the Month Principal Receivables: |
| $ | 36,881,180,419.43 |
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16) | End of the Month Finance Charge Receivables: |
| $ | 689,237,528.58 |
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17) | End of the Month AMF Receivables |
| $ | 76,864,610.09 |
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18) | End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) | End of the Month Total Receivables: |
| $ | 37,647,282,558.10 |
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20) | Excess Funding Account Balance |
| $ | 0.00 |
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21) | Adjusted Invested Amount of all Master Trust Series |
| $ | 31,529,404,721.46 |
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22) | End of the Month Seller Percentage |
| 14.51 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: June 2005
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| ACCOUNTS |
| RECEIVABLES |
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1) | End of the Month Delinquencies: |
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| 2) 30 - 59 days delinquent |
| 435,239 |
| $ | 480,541,773.43 |
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| 3) 60 - 89 days delinquent |
| 258,829 |
| $ | 305,617,131.84 |
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| 4) 90+ days delinquent |
| 483,201 |
| $ | 638,622,076.67 |
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| 5) Total 30+ days delinquent |
| 1,177,269 |
| $ | 1,424,780,981.94 |
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| 6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.78 | % | |
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7) | Defaulted Accounts during the Month |
| 173,625 |
| $ | 181,550,390.42 |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.85 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: June 2005 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 6,478,125,175.98 |
| 17.05 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 5,834,750,345.20 |
| 15.67 | % | |
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| 3) Prior Month Billed Finance Charges and Fees |
| $ | 457,686,359.07 |
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| 4) Amortized AMF Income |
| $ | 43,765,389.35 |
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| 5) Interchange Collected |
| $ | 91,265,442.16 |
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| 6) Recoveries of Charged Off Accounts |
| $ | 59,305,763.44 |
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| 7) Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) Collections of Finance Charge Receivables and Annualized Yield |
| $ | 652,022,954.02 |
| 21.01 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: June 2005 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 225,843,749.08 |
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| 2) + AMF Slug |
| $ | 7,551,369.04 |
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| 3) + AMF Collections |
| $ | 35,117,266.11 |
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| 4) - Amortized AMF Income |
| $ | 43,765,389.35 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 224,746,994.88 |
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** Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
