Exhibit 20.15
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - July 2005
Capital One Master Trust (COMT)
Series |
| COMT 1998-1 |
| |||
Size |
| $ | 591 MM |
| ||
Expected Maturity (Class A) |
| 04/15/2008 |
| |||
|
|
|
| |||
Gross Monthly Payment Rate |
| 17.36 | % | |||
Delinquency Rate: | 30 to 59 days |
|
| 1.31 | % | |
| 60 to 89 days |
|
| 0.86 | % | |
| 90 + days |
|
| 1.75 | % | |
Excess Spread Analysis
Series |
| COMT 1998-1 |
| ||
Portfolio Yield |
| 19.75 | % | ||
Weighted Average Coupon |
| 6.19 | % | ||
Servicing Fee Percentage |
| 1.50 | % | ||
Net Loss Rate |
| 3.86 | % | ||
|
|
|
| ||
Excess Spread Percentage: | July-05 |
|
| 8.21 | % |
| Jun-05 |
|
| 7.49 | % |
| May-05 |
|
| 7.36 | % |
3-Month Average Excess Spread |
| 7.69 | % | ||
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - July 2005
Capital One Master Trust (COMT)
Series |
| COMT 1999-3 |
| |||
Size |
| $ | 500 MM |
| ||
Expected Maturity (Class A) |
| 07/17/2006 |
| |||
|
|
|
| |||
Gross Monthly Payment Rate |
| 17.36 | % | |||
Delinquency Rate: | 30 to 59 days |
|
| 1.31 | % | |
| 60 to 89 days |
|
| 0.86 | % | |
| 90 + days |
|
| 1.75 | % | |
Excess Spread Analysis
Series |
| COMT 1999-3 |
| ||
Portfolio Yield |
| 19.75 | % | ||
Weighted Average Coupon |
| 3.93 | % | ||
Servicing Fee Percentage |
| 1.50 | % | ||
Net Loss Rate |
| 3.86 | % | ||
|
|
|
| ||
Excess Spread Percentage: | July-05 |
|
| 10.46 | % |
| Jun-05 |
|
| 9.79 | % |
| May-05 |
|
| 9.76 | % |
3-Month Average Excess Spread |
| 10.01 | % | ||
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - July 2005
Capital One Master Trust (COMT)
Series |
| COMT 2000-3 |
| COMT 2000-4 |
| ||||
Size |
| $ | 1000 MM |
| $ | 1200 MM |
| ||
Expected Maturity (Class A) |
| 08/15/2007 |
| 10/17/2005 |
| ||||
|
|
|
|
|
| ||||
Gross Monthly Payment Rate |
| 17.36 | % | 17.36 | % | ||||
Delinquency Rate: | 30 to 59 days |
|
| 1.31 | % | 1.31 | % | ||
| 60 to 89 days |
|
| 0.86 | % | 0.86 | % | ||
| 90 + days |
|
| 1.75 | % | 1.75 | % | ||
Excess Spread Analysis
Series |
| COMT 2000-3 |
| COMT 2000-4 |
| ||
Portfolio Yield |
| 19.75 | % | 19.75 | % | ||
Weighted Average Coupon |
| 3.95 | % | 6.26 | % | ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % | ||
Net Loss Rate |
| 3.86 | % | 3.86 | % | ||
|
|
|
|
|
| ||
Excess Spread Percentage: | July-05 |
|
| 9.95 | % | 7.63 | % |
| Jun-05 |
|
| 9.27 | % | 6.95 | % |
| May-05 |
|
| 9.25 | % | 6.83 | % |
3-Month Average Excess Spread |
| 9.49 | % | 7.14 | % | ||
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - July 2005
Capital One Master Trust (COMT)
Series |
| COMT 2001-1 |
| COMT 2001-2 |
| COMT 2001-3 |
| COMT 2001-5 |
| ||||||
Size |
| $ | 1200 MM |
| $ | 1200 MM |
| $ | 750 MM |
| $ | 1000 MM |
| ||
Expected Maturity (Class A) |
| 02/15/2008 |
| 03/15/2006 |
| 05/15/2006 |
| 08/15/2006 |
| ||||||
|
|
|
|
|
|
|
|
|
| ||||||
Gross Monthly Payment Rate |
| 17.36 | % | 17.36 | % | 17.36 | % | 17.36 | % | ||||||
Delinquency Rate: | 30 to 59 days |
|
| 1.31 | % | 1.31 | % | 1.31 | % | 1.31 | % | ||||
| 60 to 89 days |
|
| 0.86 | % | 0.86 | % | 0.86 | % | 0.86 | % | ||||
| 90 + days |
|
| 1.75 | % | 1.75 | % | 1.75 | % | 1.75 | % | ||||
Excess Spread Analysis
Series |
| COMT 2001-1 |
| COMT 2001-2 |
| COMT 2001-3 |
| COMT 2001-5 |
| ||
Portfolio Yield |
| 19.75 | % | 19.75 | % | 19.75 | % | 19.75 | % | ||
Weighted Average Coupon |
| 3.64 | % | 5.32 | % | 5.27 | % | 5.14 | % | ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % | 2.00 | % | 2.00 | % | ||
Net Loss Rate |
| 3.86 | % | 3.86 | % | 3.86 | % | 3.86 | % | ||
|
|
|
|
|
|
|
|
|
| ||
Excess Spread Percentage: | July-05 |
|
| 10.26 | % | 8.57 | % | 8.62 | % | 8.75 | % |
| Jun-05 |
|
| 9.63 | % | 7.90 | % | 7.94 | % | 8.06 | % |
| May-05 |
|
| 9.61 | % | 7.78 | % | 7.81 | % | 7.94 | % |
3-Month Average Excess Spread |
| 9.83 | % | 8.08 | % | 8.12 | % | 8.25 | % | ||
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - July 2005
Capital One Master Trust (COMT)
Series |
| COMT 2001-6 |
| COMT 2001-8 |
| ||||
Size |
| $ | 1300 MM |
| $ | 1000 MM |
| ||
Expected Maturity (Class A) |
| 08/15/2008 |
| 10/16/2006 |
| ||||
|
|
|
|
|
| ||||
Gross Monthly Payment Rate |
| 17.36 | % | 17.36 | % | ||||
Delinquency Rate: | 30 to 59 days |
|
| 1.31 | % | 1.31 | % | ||
| 60 to 89 days |
|
| 0.86 | % | 0.86 | % | ||
| 90 + days |
|
| 1.75 | % | 1.75 | % | ||
Excess Spread Analysis
Series |
| COMT 2001-6 |
| COMT 2001-8 |
| ||
Portfolio Yield |
| 19.75 | % | 19.75 | % | ||
Weighted Average Coupon |
| 3.80 | % | 4.57 | % | ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % | ||
Net Loss Rate |
| 3.86 | % | 3.86 | % | ||
|
|
|
|
|
| ||
Excess Spread Percentage: | July-05 |
|
| 10.10 | % | 9.32 | % |
| Jun-05 |
|
| 9.43 | % | 8.64 | % |
| May-05 |
|
| 9.41 | % | 8.51 | % |
3-Month Average Excess Spread |
| 9.65 | % | 8.82 | % | ||
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - July 2005
Capital One Master Trust (COMT)
Series |
| COMT 2002-1 |
| COMT 2002-2 |
| COMT 2002-4 |
| |||||
Size |
| $ | 1000 MM |
| $ | 620 MM |
| $ | 750 MM |
| ||
Expected Maturity (Class A) |
| 01/15/2009 |
| 03/15/2007 |
| 05/15/2007 |
| |||||
|
|
|
|
|
|
|
| |||||
Gross Monthly Payment Rate |
| 17.36 | % | 17.36 | % | 17.36 | % | |||||
Delinquency Rate: | 30 to 59 days |
|
| 1.31 | % | 1.31 | % | 1.31 | % | |||
| 60 to 89 days |
|
| 0.86 | % | 0.86 | % | 0.86 | % | |||
| 90 + days |
|
| 1.75 | % | 1.75 | % | 1.75 | % | |||
Excess Spread Analysis
Series |
| COMT 2002-1 |
| COMT 2002-2 |
| COMT 2002-4 |
| ||
Portfolio Yield |
| 19.75 | % | 19.75 | % | 19.75 | % | ||
Weighted Average Coupon |
| 3.67 | % | 3.60 | % | 4.85 | % | ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % | 2.00 | % | ||
Net Loss Rate |
| 3.86 | % | 3.86 | % | 3.86 | % | ||
|
|
|
|
|
|
|
| ||
Excess Spread Percentage: | July-05 |
|
| 10.23 | % | 10.30 | % | 9.05 | % |
| Jun-05 |
|
| 9.60 | % | 9.66 | % | 8.36 | % |
| May-05 |
|
| 9.58 | % | 9.65 | % | 8.24 | % |
3-Month Average Excess Spread |
| 9.80 | % | 9.87 | % | 8.55 | % | ||
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
