Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: August 2005
1) |
| Beginning of the Month Principal Receivables: |
| $ | 36,336,822,513.88 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 688,650,248.18 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 74,707,142.72 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 37,100,179,904.78 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 879,924,787.42 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 28,531,295.68 |
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12) |
| Additional AMF Receivables |
| $ | 6,915,686.51 |
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13) |
| Additional Total Receivables: |
| $ | 915,371,769.61 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 36,945,136,902.34 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 711,576,433.50 |
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17) |
| End of the Month AMF Receivables |
| $ | 81,640,525.58 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 37,738,353,861.42 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 33,108,085,468.58 |
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22) |
| End of the Month Seller Percentage |
| 10.39 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: August 2005
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) 30 - 59 days delinquent |
| 468,380 |
| $ | 503,258,005.03 |
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| 3) 60 - 89 days delinquent |
| 285,593 |
| $ | 331,003,800.68 |
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| 4) 90+ days delinquent |
| 552,601 |
| $ | 690,184,283.06 |
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| 5) Total 30+ days delinquent |
| 1,306,574 |
| $ | 1,524,446,088.77 |
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| 6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.04 | % | |
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7) |
| Defaulted Accounts during the Month |
| 154,714 |
| $ | 170,053,576.51 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.48 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: August 2005
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 6,980,435,985.93 |
| 18.36 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,297,045,969.17 |
| 16.92 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 482,179,104.70 |
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| 4) | Amortized AMF Income |
| $ | 44,243,886.15 |
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| 5) | Interchange Collected |
| $ | 100,656,823.00 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 64,217,958.00 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 691,297,771.85 |
| 22.29 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: August 2005 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 215,456,693.61 |
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| 2) | + AMF Slug |
| $ | 20,510,910.01 |
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| 3) | + AMF Collections |
| $ | 36,336,131.06 |
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| 4) | - Amortized AMF Income |
| $ | 44,243,886.15 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 228,059,848.53 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
