Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: September 2005
1) |
| Beginning of the Month Principal Receivables: |
| $ | 36,945,136,902.34 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 711,576,433.50 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 81,640,525.58 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 37,738,353,861.42 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) |
| Additional AMF Receivables |
| $ | 0.00 |
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13) |
| Additional Total Receivables: |
| $ | 0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 36,143,288,114.01 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 723,322,461.83 |
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17) |
| End of the Month AMF Receivables |
| $ | 78,121,833.73 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 36,944,732,409.57 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 32,143,618,146.39 |
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22) |
| End of the Month Seller Percentage |
| 11.07 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: September 2005
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) 30 - 59 days delinquent |
| 445,807 |
| $ | 496,289,662.15 |
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| 3) 60 - 89 days delinquent |
| 288,683 |
| $ | 335,821,211.25 |
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| 4) 90+ days delinquent |
| 569,928 |
| $ | 705,423,405.96 |
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| 5) Total 30+ days delinquent |
| 1,304,418 |
| $ | 1,537,534,279.36 |
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| 6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.16 | % | |
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7) |
| Defaulted Accounts during the Month |
| 187,812 |
| $ | 208,713,071.41 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 6.78 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: September 2005
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 6,653,292,281.93 |
| 17.63 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 5,978,062,908.96 |
| 16.18 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 492,241,158.00 |
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| 4) | Amortized AMF Income |
| $ | 43,171,660.95 |
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| 5) | Interchange Collected |
| $ | 87,307,035.56 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 59,046,161.71 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 681,766,016.22 |
| 22.14 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: September 2005 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 228,059,848.53 |
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| 2) | + AMF Slug |
| $ | 0.00 |
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| 3) | + AMF Collections |
| $ | 36,635,017.70 |
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| 4) | - Amortized AMF Income |
| $ | 43,171,660.95 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 221,523,205.28 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
