Exhibit 20.14
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - January 2006
Capital One Master Trust (COMT)
Series |
| COMT 1998-1 |
| |||
Size |
| $ | 591 MM |
| ||
Expected Maturity (Class A) |
| 04/15/2008 |
| |||
|
|
|
| |||
Gross Monthly Payment Rate |
| 17.71 | % | |||
Delinquency Rate: | 30 to 59 days |
|
| 1.20 | % | |
| 60 to 89 days |
|
| 0.75 | % | |
| 90 + days |
|
| 1.74 | % | |
Excess Spread Analysis
Series |
| COMT 1998-1 |
| ||
Portfolio Yield |
| 18.59 | % | ||
Weighted Average Coupon |
| 6.24 | % | ||
Servicing Fee Percentage |
| 1.50 | % | ||
Net Loss Rate |
| 2.26 | % | ||
|
|
|
| ||
Excess Spread Percentage: | Jan-06 |
|
| 8.59 | % |
| Dec-05 |
|
| 10.03 | % |
| Nov-05 |
|
| 8.36 | % |
3-Month Average Excess Spread |
| 9.00 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - January 2006
Capital One Master Trust (COMT)
Series |
| COMT 1999-3 |
| |||
Size |
| $ | 500 MM |
| ||
Expected Maturity (Class A) |
| 07/17/2006 |
| |||
|
|
|
| |||
Gross Monthly Payment Rate |
| 17.71 | % | |||
Delinquency Rate: | 30 to 59 days |
|
| 1.20 | % | |
| 60 to 89 days |
|
| 0.75 | % | |
| 90 + days |
|
| 1.74 | % | |
Excess Spread Analysis
Series |
| COMT 1999-3 |
| ||
Portfolio Yield |
| 18.59 | % | ||
Weighted Average Coupon |
| 5.09 | % | ||
Servicing Fee Percentage |
| 1.50 | % | ||
Net Loss Rate |
| 2.26 | % | ||
|
|
|
| ||
Excess Spread Percentage: | Jan-06 |
|
| 9.74 | % |
| Dec-05 |
|
| 11.66 | % |
| Nov-05 |
|
| 9.92 | % |
3-Month Average Excess Spread |
| 10.44 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - January 2006
Capital One Master Trust (COMT)
Series |
| COMT 2000-3 |
| |||
Size |
| $ | 1000 MM |
| ||
Expected Maturity (Class A) |
| 08/15/2007 |
| |||
|
|
|
| |||
Gross Monthly Payment Rate |
| 17.71 | % | |||
Delinquency Rate: | 30 to 59 days |
|
| 1.20 | % | |
| 60 to 89 days |
|
| 0.75 | % | |
| 90 + days |
|
| 1.74 | % | |
Excess Spread Analysis
Series |
| COMT 2000-3 |
| ||
Portfolio Yield |
| 18.59 | % | ||
Weighted Average Coupon |
| 5.11 | % | ||
Servicing Fee Percentage |
| 2.00 | % | ||
Net Loss Rate |
| 2.26 | % | ||
|
|
|
| ||
Excess Spread Percentage: | Jan-06 |
|
| 9.22 | % |
| Dec-05 |
|
| 11.15 | % |
| Nov-05 |
|
| 9.40 | % |
3-Month Average Excess Spread |
| 9.92 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - January 2006
Capital One Master Trust (COMT)
Series |
| COMT 2001-1 |
| COMT 2001-2 |
| COMT 2001-3 |
| COMT 2001-5 |
| ||||||
Size |
| $ | 1200 MM |
| $ | 1200 MM |
| $ | 750 MM |
| $ | 1000 MM |
| ||
Expected Maturity (Class A) |
| 02/15/2008 |
| 03/15/2006 |
| 05/15/2006 |
| 08/15/2006 |
| ||||||
|
|
|
|
|
|
|
|
|
| ||||||
Gross Monthly Payment Rate |
| 17.71 | % | 17.71 | % | 17.71 | % | 17.71 | % | ||||||
Delinquency Rate: | 30 to 59 days |
|
| 1.20 | % | 1.20 | % | 1.20 | % | 1.20 | % | ||||
| 60 to 89 days |
|
| 0.75 | % | 0.75 | % | 0.75 | % | 0.75 | % | ||||
| 90 + days |
|
| 1.74 | % | 1.74 | % | 1.74 | % | 1.74 | % | ||||
Excess Spread Analysis
Series |
| COMT 2001-1 |
| COMT 2001-2 |
| COMT 2001-3 |
| COMT 2001-5 |
| ||
Portfolio Yield | �� | 18.59 | % | 18.61 | % | 18.59 | % | 18.59 | % | ||
Weighted Average Coupon |
| 4.85 | % | 5.47 | % | 5.39 | % | 5.26 | % | ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % | 2.00 | % | 2.00 | % | ||
Net Loss Rate |
| 2.26 | % | 2.26 | % | 2.26 | % | 2.26 | % | ||
|
|
|
|
|
|
|
|
|
| ||
Excess Spread Percentage: | Jan-06 |
|
| 9.47 | % | 8.88 | % | 8.93 | % | 9.06 | % |
| Dec-05 |
|
| 11.31 | % | 10.24 | % | 10.33 | % | 10.46 | % |
| Nov-05 |
|
| 9.66 | % | 8.66 | % | 8.73 | % | 8.86 | % |
3-Month Average Excess Spread |
| 10.15 | % | 9.26 | % | 9.33 | % | 9.46 | % |
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - January 2006
Capital One Master Trust (COMT)
Series |
| COMT 2001-6 |
| COMT 2001-8 |
|
|
|
|
| ||||
Size |
| $ | 1300 MM |
| $ | 1000 MM |
|
|
|
|
| ||
Expected Maturity (Class A) |
| 08/15/2008 |
| 10/16/2006 |
|
|
|
|
| ||||
|
|
|
|
|
|
|
|
|
| ||||
Gross Monthly Payment Rate |
| 17.71 | % | 17.71 | % |
|
|
|
| ||||
Delinquency Rate: | 30 to 59 days |
|
| 1.20 | % | 1.20 | % |
|
|
|
| ||
| 60 to 89 days |
|
| 0.75 | % | 0.75 | % |
|
|
|
| ||
| 90 + days |
|
| 1.74 | % | 1.74 | % |
|
|
|
| ||
Excess Spread Analysis
Series |
| COMT 2001-6 |
| COMT 2001-8 |
|
|
|
|
| ||
Portfolio Yield |
| 18.59 | % | 18.59 | % |
|
|
|
| ||
Weighted Average Coupon |
| 4.96 | % | 4.69 | % |
|
|
|
| ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % |
|
|
|
| ||
Net Loss Rate |
| 2.26 | % | 2.26 | % |
|
|
|
| ||
|
|
|
|
|
|
|
|
|
| ||
Excess Spread Percentage: | Jan-06 |
|
| 9.37 | % | 9.63 | % |
|
|
|
|
| Dec-05 |
|
| 11.27 | % | 11.03 | % |
|
|
|
|
| Nov-05 |
|
| 9.55 | % | 9.43 | % |
|
|
|
|
3-Month Average Excess Spread |
| 10.06 | % | 10.03 | % |
|
|
|
|
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - January 2006
Capital One Master Trust (COMT)
Series |
| COMT 2002-1 |
| COMT 2002-2 |
| COMT 2002-4 |
| |||||
Size |
| $ | 1000 MM |
| $ | 620 MM |
| $ | 750 MM |
| ||
Expected Maturity (Class A) |
| 01/15/2009 |
| 03/15/2007 |
| 05/15/2007 |
| |||||
|
|
|
|
|
|
|
| |||||
Gross Monthly Payment Rate |
| 17.71 | % | 17.71 | % | 17.71 | % | |||||
Delinquency Rate: | 30 to 59 days |
|
| 1.20 | % | 1.20 | % | 1.20 | % | |||
| 60 to 89 days |
|
| 0.75 | % | 0.75 | % | 0.75 | % | |||
| 90 + days |
|
| 1.74 | % | 1.74 | % | 1.74 | % | |||
Excess Spread Analysis
Series |
| COMT 2002-1 |
| COMT 2002-2 |
| COMT 2002-4 |
| ||
Portfolio Yield |
| 18.59 | % | 18.59 | % | 18.59 | % | ||
Weighted Average Coupon |
| 4.88 | % | 4.82 | % | 4.96 | % | ||
Servicing Fee Percentage |
| 2.00 | % | 2.00 | % | 2.00 | % | ||
Net Loss Rate |
| 2.26 | % | 2.26 | % | 2.26 | % | ||
|
|
|
|
|
|
|
| ||
Excess Spread Percentage: | Jan-06 |
|
| 9.44 | % | 9.51 | % | 9.36 | % |
| Dec-05 |
|
| 11.28 | % | 11.35 | % | 10.76 | % |
| Nov-05 |
|
| 9.63 | % | 9.70 | % | 9.16 | % |
3-Month Average Excess Spread |
| 10.12 | % | 10.19 | % | 9.76 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.