Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: February 2006
1) |
| Beginning of the Month Principal Receivables: |
| $ | 37,682,354,030.01 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 661,046,997.03 |
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3) |
| Beginning of the Month AMF Receivables: |
| $ | 81,568,757.19 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 38,424,969,784.23 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 1,285,567,520.89 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 13,177,145.57 |
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12) |
| Additional AMF Receivables |
| $ | 1,590,756.07 |
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13) |
| Additional Total Receivables: |
| $ | 1,300,335,422.53 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 37,913,505,865.49 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 631,833,630.83 |
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17) |
| End of the Month AMF Receivables |
| $ | 67,936,111.68 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 38,613,275,608.00 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 33,304,024,925.86 |
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22) |
| End of the Month Seller Percentage |
| 12.16 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: February 2006
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) |
| 30 - 59 days delinquent |
| 358,859 |
| $ | 446,415,968.05 |
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| 3) |
| 60 - 89 days delinquent |
| 224,534 |
| $ | 295,792,984.87 |
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| 4) |
| 90+ days delinquent |
| 470,516 |
| $ | 658,742,138.42 |
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| 5) |
| Total 30+ days delinquent |
| 1,053,909 |
| $ | 1,400,951,091.34 |
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| 6) |
| Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.63 | % | |
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7) |
| Defaulted Accounts during the Month |
| 143,170 |
| $ | 135,931,576.72 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 4.19 | % |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: February 2006 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 6,803,461,404.33 |
| 17.13 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,102,706,412.23 |
| 15.66 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 495,070,361.41 |
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| 4) | Amortized AMF Income |
| $ | 38,634,778.50 |
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| 5) | Interchange Collected |
| $ | 84,676,563.52 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 83,574,264.70 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 701,955,968.13 |
| 21.62 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: August 2005 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 211,322,843.25 |
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| 2) | + AMF Slug |
| $ | 6,102,075.93 |
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| 3) | + AMF Collections |
| $ | 37,433,802.47 |
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| 4) | - Amortized AMF Income |
| $ | 38,634,778.50 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 216,223,943.15 |
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** Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables