Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: March 2006
1) |
| Beginning of the Month Principal Receivables: |
| $ | 37,913,505,865.49 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 631,833,630.83 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 67,936,111.68 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 38,613,275,608.00 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) |
| Additional AMF Receivables |
| $ | 0.00 |
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13) |
| Additional Total Receivables: |
| $ | 0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 36,723,008,758.16 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 576,926,426.14 |
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17) |
| End of the Month AMF Receivables |
| $ | 60,615,187.09 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 37,360,550,371.39 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 32,047,005,000.93 |
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22) |
| End of the Month Seller Percentage |
| 12.73 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: March 2006
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 300,073 |
| $ | 387,337,573.63 |
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| 3) | 60 - 89 days delinquent |
| 186,565 |
| $ | 263,700,680.66 |
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| 4) | 90+ days delinquent |
| 422,814 |
| $ | 611,092,990.74 |
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| 5) | Total 30+ days delinquent |
| 909,452 |
| $ | 1,262,131,245.03 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.38 | % | |
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7) |
| Defaulted Accounts during the Month |
| 160,256 |
| $ | 163,034,110.85 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.16 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: March 2006 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,602,245,763.93 |
| 19.69 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,919,140,004.16 |
| 18.25 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 478,936,445.37 |
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| 4) | Amortized AMF Income |
| $ | 37,994,260.01 |
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| 5) | Interchange Collected |
| $ | 97,209,075.83 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 80,452,134.07 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 694,591,915.28 |
| 21.98 | % |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: March 2006 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 216,223,943.15 |
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| 2) | + AMF Slug |
| $ | 0.00 |
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| 3) | + AMF Collections |
| $ | 26,508,104.50 |
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| 4) | - Amortized AMF Income |
| $ | 37,994,260.01 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 204,737,787.64 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
