Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: April 2006
1) |
| Beginning of the Month Principal Receivables: |
| $ | 36,723,008,758.16 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 576,926,426.14 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 60,615,187.09 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 37,360,550,371.39 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 1,240,834,562.87 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 27,292,513.36 |
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12) |
| Additional AMF Receivables |
| $ | 2,969,001.89 |
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13) |
| Additional Total Receivables: |
| $ | 1,271,096,078.12 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 37,823,364,338.61 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 596,251,656.27 |
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17) |
| End of the Month AMF Receivables |
| $ | 65,576,582.71 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 38,485,192,577.59 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 32,880,338,946.99 |
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22) |
| End of the Month Seller Percentage |
| 13.07 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: April 2006
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| ACCOUNTS |
| RECEIVABLES |
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1) | End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 360,203 |
| $ | 428,964,225.41 |
| |
| 3) | 60 - 89 days delinquent |
| 189,032 |
| $ | 265,965,591.91 |
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| 4) | 90+ days delinquent |
| 427,188 |
| $ | 620,117,517.98 |
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| 5) | Total 30+ days delinquent |
| 976,423 |
| $ | 1,315,047,335.30 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.42 | % | ||
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7) | Defaulted Accounts during the Month |
| 144,482 |
| $ | 152,344,280.23 |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 4.82 | % | |||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: April 2006 |
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| COLLECTIONS |
| PERCENTAGES |
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1) | Total Collections and Gross Payment Rate** |
| $ | 6,451,644,121.50 |
| 16.70 | % | ||
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2) | Collections of Principal Receivables and Principal Payment Rate |
| $ | 5,821,972,290.22 |
| 15.34 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 434,859,209.09 |
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| 4) | Amortized AMF Income |
| $ | 39,335,318.04 |
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| 5) | Interchange Collected |
| $ | 96,555,763.03 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 70,678,734.23 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 641,429,024.39 |
| 20.27 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: April 2006 |
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1) | Beginning Unamortized AMF Balance |
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| $ | 204,737,787.64 |
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| 2) | + AMF Slug |
| $ | 13,176,136.87 |
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| 3) | + AMF Collections |
| $ | 27,578,124.93 |
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| 4) | - Amortized AMF Income |
| $ | 39,335,318.04 |
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5) | Ending Unamortized AMF Balance |
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| $ | 206,156,731.40 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables