Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: July 2006
1) |
| Beginning of the Month Principal Receivables: |
| $ | 40,514,426,435.69 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 614,029,111.08 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 67,591,091.08 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 41,196,046,637.85 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 1,096,067,670.41 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 15,557,324.98 |
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12) |
| Additional AMF Receivables |
| $ | 4,960,126.86 |
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13) |
| Additional Total Receivables: |
| $ | 1,116,585,122.25 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 41,700,704,604.88 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 650,145,212.13 |
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17) |
| End of the Month AMF Receivables |
| $ | 66,472,405.16 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 42,417,322,222.17 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 34,511,910,926.39 |
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22) |
| End of the Month Seller Percentage |
| 17.24 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: July 2006
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 409,133 |
| $ | 485,964,823.99 |
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| 3) | 60 - 89 days delinquent |
| 249,275 |
| $ | 318,643,514.71 |
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| 4) | 90+ days delinquent |
| 448,679 |
| $ | 656,422,108.24 |
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| 5) | Total 30+ days delinquent |
| 1,107,087 |
| $ | 1,461,030,446.94 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.44 | % | |
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7) |
| Defaulted Accounts during the Month |
| 131,658 |
| $ | 153,468,834.11 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 4.43 | % | ||
* For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: July 2006 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,672,142,411.53 |
| 18.13 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,953,456,837.61 |
| 16.71 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 500,475,211.12 |
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| 4) | Amortized AMF Income |
| $ | 39,661,400.82 |
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| 5) | Interchange Collected |
| $ | 117,866,881.32 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 62,400,678.40 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 720,404,171.66 |
| 20.78 | % |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: July 2006 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 203,422,471.40 |
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| 2) | + AMF Slug |
| $ | 7,425,247.23 |
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| 3) | + AMF Collections |
| $ | 37,942,803.08 |
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| 4) | - Amortized AMF Income |
| $ | 39,661,400.82 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 209,129,120.89 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables
