Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: October 2006
1) |
| Beginning of the Month Principal Receivables: |
| $ | 43,146,995,607.59 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 669,054,045.52 |
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3) |
| Beginning of the Month AMF Receivables: |
| $ | 63,820,299.43 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 43,879,869,952.54 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) |
| Additional AMF Receivables |
| $ | 0.00 |
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13) |
| Additional Total Receivables: |
| $ | 0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 42,531,588,503.10 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 678,781,603.66 |
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17) |
| End of the Month AMF Receivables |
| $ | 52,773,962.61 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 43,263,144,069.37 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 34,506,861,826.30 |
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22) |
| End of the Month Seller Percentage |
| 18.87 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: October 2006
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 402,344 |
| $ | 536,902,249.49 |
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| 3) | 60 - 89 days delinquent |
| 246,628 |
| $ | 348,795,157.24 |
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| 4) | 90+ days delinquent |
| 516,160 |
| $ | 765,932,966.25 |
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| 5) | Total 30+ days delinquent |
| 1,165,132 |
| $ | 1,651,630,372.98 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.82 | % | |
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7) |
| Defaulted Accounts during the Month |
| 148,473 |
| $ | 167,395,747.34 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 4.66 | % | ||
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: October 2006
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,615,883,853.90 |
| 17.36 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,889,428,603.08 |
| 15.97 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 521,726,193.80 |
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| 4) | Amortized AMF Income |
| $ | 37,277,382.32 |
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| 5) | Interchange Collected |
| $ | 109,998,447.69 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 63,314,145.71 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 732,316,169.52 |
| 20.37 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: October 2006
1) |
| Beginning Unamortized AMF Balance |
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| $ | 195,428,403.75 |
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| 2) | + AMF Slug |
| $ | 0.00 |
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| 3) | + AMF Collections |
| $ | 31,416,463.62 |
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| 4) | - Amortized AMF Income |
| $ | 37,277,382.32 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 189,567,485.05 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
