Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: December 2006
1) |
| Beginning of the Month Principal Receivables: |
| $ | 42,325,052,672.01 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 710,943,830.76 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 59,367,257.91 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 43,095,363,760.68 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) |
| Additional AMF Receivables |
| $ | 0.00 |
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13) |
| Additional Total Receivables: |
| $ | 0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 43,187,940,290.58 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 721,255,523.99 |
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17) |
| End of the Month AMF Receivables |
| $ | 65,427,946.01 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 43,974,623,760.58 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 35,011,912,669.13 |
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22) |
| End of the Month Seller Percentage |
| 18.93 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: December 2006
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 387,583 |
| $ | 522,077,605.82 |
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| 3) | 60 - 89 days delinquent |
| 241,842 |
| $ | 350,467,202.23 |
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| 4) | 90+ days delinquent |
| 521,686 |
| $ | 813,945,718.28 |
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| 5) | Total 30+ days delinquent |
| 1,151,111 |
| $ | 1,686,490,526.33 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.84 | % | |
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7) |
| Defaulted Accounts during the Month |
| 160,389 |
| $ | 189,221,014.54 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.36 | % |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: December 2006
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,400,257,465.57 |
| 17.17 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,664,782,580.00 |
| 15.75 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 507,380,868.69 |
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| 4) | Amortized AMF Income |
| $ | 35,347,877.25 |
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| 5) | Interchange Collected |
| $ | 130,687,987.20 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 62,566,647.57 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 735,983,380.71 |
| 20.87 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) | ||||||||
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| MONTHLY PERIOD: December 2006 | ||||||||
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 183,911,490.94 |
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| 2) | + AMF Slug |
| $ | 0.00 |
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| 3) | + AMF Collections |
| $ | 34,839,382.11 |
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| 4) | - Amortized AMF Income |
| $ | 35,347,877.25 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 183,402,995.80 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables