Exhibit 20.1
Capital One Master Trust (RECEIVABLES)* |
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MONTHLY PERIOD: January 2007 |
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1) Beginning of the Month Principal Receivables: |
| $ | 43,187,940,290.58 |
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2) Beginning of the Month Finance Charge Receivables: |
| $ | 721,255,523.99 |
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3) Beginning of the Month AMF Receivables: |
| $ | 65,427,946.01 |
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4) Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) Beginning of the Month Total Receivables: |
| $ | 43,974,623,760.58 |
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6) Removed Principal Receivables: |
| $ | 0.00 |
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7) Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) Removed AMF Receivables: |
| $ | 0.00 |
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9) Removed Total Receivables: |
| $ | 0.00 |
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10) Additional Principal Receivables: |
| $ | 0.00 |
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11) Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) Additional AMF Receivables: |
| $ | 0.00 |
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13) Additional Total Receivables: |
| $ | 0.00 |
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14) Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) End of the Month Principal Receivables: |
| $ | 41,808,523,847.67 |
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16) End of the Month Finance Charge Receivables: |
| $ | 716,595,727.32 |
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17) End of the Month AMF Receivables: |
| $ | 61,095,726.79 |
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18) End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) End of the Month Total Receivables: |
| $ | 42,586,215,301.76 |
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20) Excess Funding Account Balance |
| $ | 0.00 |
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21) Adjusted Invested Amount of all Master Trust Series |
| $ | 36,097,771,901.87 |
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22) End of the Month Seller Percentage |
| 13.66 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES) |
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MONTHLY PERIOD: January 2007 |
| ACCOUNTS |
| RECEIVABLES |
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1) End of the Month Delinquencies: |
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2) 30 - 59 days delinquent |
| 363,829 |
| $ | 503,387,006.52 |
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3) 60 - 89 days delinquent |
| 235,167 |
| $ | 343,421,739.35 |
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4) 90+ days delinquent |
| 496,743 |
| $ | 803,734,547.12 |
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5) Total 30+ days delinquent |
| 1,095,739 |
| $ | 1,650,543,292.99 |
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6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.88 | % | |
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7) Defaulted Accounts during the Month |
| 159,409 |
| $ | 190,155,200.80 |
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8) Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.28 | % |
* For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS) |
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MONTHLY PERIOD: January 2007 |
| COLLECTIONS |
| PERCENTAGES |
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1) Total Collections and Gross Payment Rate** |
| $ | 8,038,108,809.56 |
| 18.28 | % |
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2) Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,320,401,455.75 |
| 16.95 | % |
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3) Prior Month Billed Finance Charges and Fees |
| $ | 507,030,498.33 |
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4) Amortized AMF Income |
| $ | 34,298,252.66 |
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5) Interchange Collected |
| $ | 102,443,307.29 |
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6) Recoveries of Charged Off Accounts |
| $ | 70,054,052.00 |
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7) Collections of Discounted Receivables |
| $ | 0.00 |
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8) Collections of Finance Charge Receivables and Annualized Yield |
| $ | 713,826,110.28 |
| 19.83 | % |
Capital One Master Trust (AMF COLLECTIONS) |
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MONTHLY PERIOD: January 2007 |
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1) Beginning Unamortized AMF Balance |
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| $ | 183,402,995.80 |
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2) + AMF Slug |
| $ | 0.00 |
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3) + AMF Collections |
| $ | 38,179,496.19 |
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4) - Amortized AMF Income |
| $ | 34,298,252.66 |
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5) Ending Unamortized AMF Balance |
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| $ | 187,284,239.33 |
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** Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables