Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: February 2007
1) |
| Beginning of the Month Principal Receivables: |
| $ | 41,808,523,847.67 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 716,595,727.32 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 61,095,726.79 |
|
4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 42,586,215,301.76 |
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| |
6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 1,505,386,922.83 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 6,782,323.19 |
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12) |
| Additional AMF Receivables |
| $ | 305,807.58 |
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13) |
| Additional Total Receivables: |
| $ | 1,512,475,053.60 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 42,114,842,464.38 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 720,602,817.40 |
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17) |
| End of the Month AMF Receivables |
| $ | 54,473,484.56 |
|
18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 42,889,918,766.34 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 36,804,843,239.55 |
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22) |
| End of the Month Seller Percentage |
| 12.61 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: February 2007
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 329,851 |
| $ | 482,998,036.19 |
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| 3) | 60 - 89 days delinquent |
| 214,135 |
| $ | 327,429,062.57 |
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|
| 4) | 90+ days delinquent |
| 472,932 |
| $ | 791,431,323.49 |
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| 5) | Total 30+ days delinquent |
| 1,016,918 |
| $ | 1,601,858,422.25 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.73 | % | |
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7) |
| Defaulted Accounts during the Month |
| 143,058 |
| $ | 183,965,222.93 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
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| 5.10 | % |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: February 2007
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,492,739,655.63 |
| 16.99 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,752,198,625.19 |
| 15.59 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 535,061,941.62 |
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| 4) | Amortized AMF Income |
| $ | 33,662,498.49 |
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| 5) | Interchange Collected |
| $ | 94,519,914.10 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 80,563,995.75 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 743,808,349.96 |
| 20.61 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) | ||||||||
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| MONTHLY PERIOD: February 2007 | ||||||||
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 187,284,239.33 |
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| 2) | + AMF Slug |
| $ | 1,452,816.38 |
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| 3) | + AMF Collections |
| $ | 30,395,178.97 |
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| 4) | - Amortized AMF Income |
| $ | 33,662,498.49 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 185,469,736.19 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables