Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: March 2007
1) | Beginning of the Month Principal Receivables: |
| $ | 42,114,842,464.38 |
|
2) | Beginning of the Month Finance Charge Receivables: |
| $ | 720,602,817.40 |
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3) | Beginning of the Month AMF Receivables : |
| $ | 54,473,484.56 |
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4) | Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) | Beginning of the Month Total Receivables: |
| $ | 42,889,918,766.34 |
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|
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6) | Removed Principal Receivables: |
| $ | 68,819,689.55 |
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7) | Removed Finance Charge Receivables: |
| $ | 1,180,698.52 |
|
8) | Removed AMF Receivables |
| $ | 29,786.98 |
|
9) | Removed Total Receivables: |
| $ | 70,030,175.05 |
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10) | Additional Principal Receivables: |
| $ | 1,077,645,306.40 |
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11) | Additional Finance Charge Receivables: |
| $ | 25,966,752.91 |
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12) | Additional AMF Receivables |
| $ | 2,125,056.74 |
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13) | Additional Total Receivables: |
| $ | 1,105,737,116.05 |
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14) | Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) | End of the Month Principal Receivables: |
| $ | 41,616,151,712.01 |
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16) | End of the Month Finance Charge Receivables: |
| $ | 644,576,285.97 |
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17) | End of the Month AMF Receivables |
| $ | 51,348,940.01 |
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18) | End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) | End of the Month Total Receivables: |
| $ | 42,312,076,937.99 |
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20) | Excess Funding Account Balance |
| $ | 0.00 |
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21) | Adjusted Invested Amount of all Master Trust Series |
| $ | 36,361,610,979.15 |
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22) | End of the Month Seller Percentage |
| 12.63 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: March 2007
|
| ACCOUNTS |
| RECEIVABLES |
| |
1) End of the Month Delinquencies: |
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2) 30 - 59 days delinquent |
| 299,920 |
| $ | 441,850,178.69 |
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3) 60 - 89 days delinquent |
| 202,034 |
| $ | 310,900,480.36 |
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4) 90+ days delinquent |
| 447,629 |
| $ | 749,839,666.95 |
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5) Total 30+ days delinquent |
| 949,583 |
| $ | 1,502,590,326.00 |
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6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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|
| 3.55 | % | |
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7) Defaulted Accounts during the Month |
| 156,963 |
| $ | 207,478,112.63 |
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8) Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.77 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: March 2007
|
| COLLECTIONS |
| PERCENTAGES |
| |
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1) Total Collections and Gross Payment Rate** |
| $ | 8,637,162,587.77 |
| 19.66 | % |
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2) Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,860,655,054.10 |
| 18.23 | % |
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3) Prior Month Billed Finance Charges and Fees |
| $ | 541,979,614.22 |
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4) Amortized AMF Income |
| $ | 34,346,159.27 |
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5) Interchange Collected |
| $ | 112,972,370.95 |
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6) Recoveries of Charged Off Accounts |
| $ | 96,949,121.68 |
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7) Collections of Discounted Receivables |
| $ | 0.00 |
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8) Collections of Finance Charge Receivables and Annualized Yield |
| $ | 786,247,266.12 |
| 21.88 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: March 2007
1) Beginning Unamortized AMF Balance |
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|
| $ | 185,469,736.19 |
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2) + AMF Slug |
| $ | 7,236,885.74 |
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3) + AMF Collections |
| $ | 24,606,426.82 |
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4) - Amortized AMF Income |
| $ | 34,346,159.27 |
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5) Ending Unamortized AMF Balance |
|
|
| $ | 182,966,889.48 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
