Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: April 2007
1) |
| Beginning of the Month Principal Receivables: |
| $ | 41,616,151,712.01 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 644,576,285.97 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 51,348,940.01 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 42,312,076,937.99 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 820,326,503.77 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 9,120,737.69 |
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12) |
| Additional AMF Receivables |
| $ | 880,463.31 |
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13) |
| Additional Total Receivables: |
| $ | 830,327,704.77 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 42,042,526,786.21 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 696,954,292.24 |
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17) |
| End of the Month AMF Receivables |
| $ | 56,841,643.50 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 42,796,322,721.95 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 36,361,610,979.15 |
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22) |
| End of the Month Seller Percentage |
| 13.51 | % | |
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| Capital One Master Trust (DELINQUENCIES AND LOSSES) |
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| MONTHLY PERIOD: April 2007 |
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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2) |
| 30 - 59 days delinquent |
| 323,133 |
| $ | 453,349,353.74 |
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3) |
| 60 - 89 days delinquent |
| 194,723 |
| $ | 310,226,215.96 |
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4) |
| 90+ days delinquent |
| 438,064 |
| $ | 742,208,449.06 |
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5) |
| Total 30+ days delinquent |
| 955,920 |
| $ | 1,505,784,018.76 |
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6) |
| Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.52 | % | |
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7) |
| Defaulted Accounts during the Month |
| 138,400 |
| $ | 193,536,676.83 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.47 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: April 2007 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,574,089,137.43 |
| 17.56 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 6,872,004,597.78 |
| 16.19 | % | ||
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| 3) |
| Prior Month Billed Finance Charges and Fees |
| $ | 483,653,992.97 |
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| 4) |
| Amortized AMF Income |
| $ | 34,302,297.15 |
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| 5) |
| Interchange Collected |
| $ | 111,612,094.07 |
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| 6) |
| Recoveries of Charged Off Accounts |
| $ | 81,217,653.01 |
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| 7) |
| Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) |
| Collections of Finance Charge Receivables and Annualized Yield |
| $ | 710,786,037.20 |
| 20.10 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: April 2007
1) |
| Beginning Unamortized AMF Balance |
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| $ | 182,966,889.48 |
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| 2) |
| + AMF Slug |
| $ | 2,375,342.29 |
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| 3) |
| + AMF Collections |
| $ | 25,600,799.60 |
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| 4) |
| - Amortized AMF Income |
| $ | 34,302,297.15 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 176,640,734.22 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
