Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: May 2007
1) |
| Beginning of the Month Principal Receivables: |
| $ | 42,042,526,786.21 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 696,954,292.24 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 56,841,643.50 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 42,796,322,721.95 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) |
| Additional AMF Receivables |
| $ | 0.00 |
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13) |
| Additional Total Receivables: |
| $ | 0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 41,721,700,255.44 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 693,879,820.03 |
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17) |
| End of the Month AMF Receivables |
| $ | 57,628,139.93 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 42,473,208,215.40 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 37,833,834,529.34 |
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22) |
| End of the Month Seller Percentage |
| 9.32 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: May 2007
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| ACCOUNTS |
| RECEIVABLES |
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End of the Month Delinquencies: |
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| 2) |
| 30 - 59 days delinquent |
| 337,711 |
| $ | 470,656,310.31 |
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| 3) |
| 60 - 89 days delinquent |
| 208,245 |
| $ | 319,174,220.76 |
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| 4) |
| 90+ days delinquent |
| 413,938 |
| $ | 721,917,858.40 |
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| 5) |
| Total 30+ days delinquent |
| 959,894 |
| $ | 1,511,748,389.47 |
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| 6) |
| Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
| 3.56 | % | |||
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7) | Defaulted Accounts during the Month |
| 141,879 |
| $ | 195,299,868.23 |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
| 5.57 | % | |||||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: May 2007 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 7,969,336,540.98 |
| 18.62 | % | |||||||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,203,861,402.46 |
| 17.13 | % | |||||||
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| 3) |
| Prior Month Billed Finance Charges and Fees |
| $ | 538,531,623.00 |
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| 4) |
| Amortized AMF Income |
| $ | 33,669,669.98 |
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| 5) |
| Interchange Collected |
| $ | 120,602,163.90 |
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| 6) |
| Recoveries of Charged Off Accounts |
| $ | 74,427,786.75 |
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| 7) |
| Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) |
| Collections of Finance Charge Receivables and Annualized Yield |
| $ | 767,231,243.63 |
| 21.90 | % | |||||
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: May 2007 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 176,640,734.22 |
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| 2) |
| + AMF Slug |
| $ | 0.00 |
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| 3) |
| + AMF Collections |
| $ | 31,913,564.87 |
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| 4) |
| - Amortized AMF Income |
| $ | 33,669,669.98 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 174,884,629.11 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables
