Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: July 2007
1) |
| Beginning of the Month Principal Receivables: |
| $ | 43,290,613,017.15 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 783,354,145.42 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 56,309,059.88 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 44,130,276,222.45 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 945,757,736.52 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 4,330,596.61 |
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12) |
| Additional AMF Receivables |
| $ | 193,923.68 |
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13) |
| Additional Total Receivables: |
| $ | 950,282,256.81 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 43,403,193,824.34 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 809,273,608.16 |
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17) |
| End of the Month AMF Receivables |
| $ | 59,479,892.51 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 44,271,947,325.01 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 37,606,561,752.66 |
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22) |
| End of the Month Seller Percentage |
| 13.36 | % | |||
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: July 2007
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 363,669 |
| $ | 508,133,803.16 |
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| 3) | 60 - 89 days delinquent |
| 242,294 |
| $ | 364,216,085.99 |
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| 4) | 90+ days delinquent |
| 449,980 |
| $ | 782,485,005.35 |
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| 5) | Total 30+ days delinquent |
| 1,055,943 |
| $ | 1,654,834,894.50 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 3.74 | % | |
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7) |
| Defaulted Accounts during the Month |
| 131,566 |
| $ | 188,092,921.49 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.10 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) MONTHLY PERIOD: July 2007 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 8,802,262,146.47 |
| 19.53 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,996,700,844.64 |
| 18.08 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 588,462,442.65 |
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| 4) | Amortized AMF Income |
| $ | 32,928,648.28 |
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| 5) | Interchange Collected |
| $ | 122,328,199.72 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 68,949,761.11 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 812,669,051.76 |
| 22.05 | % |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: July 2007 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 179,860,538.48 |
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| 2) | + AMF Slug |
| $ | 472,092.88 |
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| 3) | + AMF Collections |
| $ | 25,820,898.35 |
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| 4) | - Amortized AMF Income |
| $ | 32,928,648.28 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 173,224,881.43 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables
