Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: September 2007
1) |
| Beginning of the Month Principal Receivables: |
| $ | 44,222,662,539.22 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 843,363,977.99 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 59,696,904.98 |
|
4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 45,125,723,422.19 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 825,539,953.79 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 6,402,332.66 |
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12) |
| Additional AMF Receivables |
| $ | 126,556.62 |
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13) |
| Additional Total Receivables: |
| $ | 832,068,843.07 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 44,514,624,712.98 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 931,145,376.75 |
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17) |
| End of the Month AMF Receivables |
| $ | 59,612,969.25 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 45,505,383,059.05 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 36,902,036,413.52 |
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22) |
| End of the Month Seller Percentage |
| 17.10 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: September 2007
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| ACCOUNTS |
| RECEIVABLES |
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1) | End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 401,454 |
| $ | 618,754,511.94 |
| |
| 3) | 60 - 89 days delinquent |
| 290,611 |
| $ | 459,068,579.90 |
| |
| 4) | 90+ days delinquent |
| 535,098 |
| $ | 926,361,336.94 |
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| 5) | Total 30+ days delinquent |
| 1,227,163 |
| $ | 2,004,184,428.78 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.40 | % | ||
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7) | Defaulted Accounts during the Month |
| 143,466 |
| $ | 204,623,444.86 |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 5.45 | % | |||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: September 2007
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 8,222,033,684.69 |
| 17.89 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,335,193,540.82 |
| 16.28 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 667,381,815.48 |
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| 4) | Amortized AMF Income |
| $ | 32,821,889.46 |
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| 5) | Interchange Collected |
| $ | 118,031,222.98 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 70,768,051.61 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 889,002,979.53 |
| 23.68 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: September 2007
1) |
| Beginning Unamortized AMF Balance |
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| $ | 176,114,390.42 |
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| 2) | + AMF Slug |
| $ | 402,018.82 |
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| 3) | + AMF Collections |
| $ | 30,659,053.80 |
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| 4) | - Amortized AMF Income |
| $ | 32,821,889.46 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 174,353,573.58 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables
