Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: December 2007
1) |
| Beginning of the Month Principal Receivables: |
| $ | 44,311,888,551.81 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 982,862,594.80 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 62,280,076.83 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 45,357,031,223.44 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 798,094,850.87 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 3,612,285.66 |
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12) |
| Additional AMF Receivables |
| $ | 25,583.78 |
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13) |
| Additional Total Receivables: |
| $ | 801,732,720.31 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 46,135,478,255.57 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 994,740,771.53 |
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17) |
| End of the Month AMF Receivables |
| $ | 66,437,642.61 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 47,196,656,669.71 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 38,391,145,401.38 |
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22) |
| End of the Month Seller Percentage |
| 16.79 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: December 2007
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 389,248 |
| $ | 632,770,370.14 |
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| 3) | 60 - 89 days delinquent |
| 270,820 |
| $ | 476,422,095.48 |
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| 4) | 90+ days delinquent |
| 607,087 |
| $ | 1,150,074,647.59 |
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| 5) | Total 30+ days delinquent |
| 1,267,155 |
| $ | 2,259,267,113.21 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.79 | % | |
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7) |
| Defaulted Accounts during the Month |
| 176,801 |
| $ | 249,959,173.10 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 6.65 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) |
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| MONTHLY PERIOD: December 2007 |
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate ** |
| $ | 8,449,517,026.96 |
| 18.31 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,515,955,030.67 |
| 16.66 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 686,879,577.30 |
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| 4) | Amortized AMF Income |
| $ | 31,053,089.14 |
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| 5) | Interchange Collected |
| $ | 149,552,710.70 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 66,412,323.48 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 933,897,700.62 |
| 24.84 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: December 2007 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 164,619,956.77 |
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| 2) | + AMF Slug |
| $ | 204,642.15 |
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| 3) | + AMF Collections |
| $ | 30,717,384.81 |
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| 4) | - Amortized AMF Income |
| $ | 31,053,089.14 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 164,488,894.59 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
