Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: January 2008
1) |
| Beginning of the Month Principal Receivables: |
| $ | 46,135,478,255.57 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 994,740,771.53 |
|
3) |
| Beginning of the Month AMF Receivables : |
| $ | 66,437,642.61 |
|
4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
|
5) |
| Beginning of the Month Total Receivables: |
| $ | 47,196,656,669.71 |
|
|
|
|
|
|
| |
6) |
| Removed Principal Receivables: |
| $ | 0.00 |
|
7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
|
8) |
| Removed AMF Receivables |
| $ | 0.00 |
|
9) |
| Removed Total Receivables: |
| $ | 0.00 |
|
|
|
|
|
|
| |
10) |
| Additional Principal Receivables: |
| $ | 0.00 |
|
11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
|
12) |
| Additional AMF Receivables |
| $ | 0.00 |
|
13) |
| Additional Total Receivables: |
| $ | 0.00 |
|
|
|
|
|
|
| |
14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
|
|
|
|
|
|
| |
15) |
| End of the Month Principal Receivables: |
| $ | 45,070,534,543.58 |
|
16) |
| End of the Month Finance Charge Receivables: |
| $ | 995,863,389.51 |
|
17) |
| End of the Month AMF Receivables |
| $ | 61,823,754.75 |
|
18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
|
19) |
| End of the Month Total Receivables: |
| $ | 46,128,221,687.84 |
|
|
|
|
|
|
| |
20) |
| Excess Funding Account Balance |
| $ | 0.00 |
|
21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 40,259,833,519.86 |
|
|
|
|
|
|
| |
22) |
| End of the Month Seller Percentage |
| 10.67 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: January 2008
|
|
|
| ACCOUNTS |
| RECEIVABLES |
| ||
|
|
|
|
|
|
|
| ||
1) |
| End of the Month Delinquencies: |
|
|
|
|
| ||
|
| 2) | 30 - 59 days delinquent |
| 372,228 |
| $ | 622,248,915.11 |
|
|
| 3) | 60 - 89 days delinquent |
| 263,072 |
| $ | 477,314,213.63 |
|
|
| 4) | 90+ days delinquent |
| 585,579 |
| $ | 1,151,624,936.85 |
|
|
|
|
|
|
|
|
| ||
|
| 5) | Total 30+ days delinquent |
| 1,220,879 |
| $ | 2,251,188,065.59 |
|
|
|
|
|
|
|
|
| ||
|
| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
|
|
| 4.88 | % | |
|
|
|
|
|
|
|
| ||
7) |
| Defaulted Accounts during the Month |
| 197,324 |
| $ | 282,506,915.14 |
| |
|
|
|
|
|
|
|
| ||
8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
|
| 7.35 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: January 2008
|
|
|
| COLLECTIONS |
| PERCENTAGES |
| |||
|
|
|
|
|
|
|
| |||
1) |
| Total Collections and Gross Payment Rate** |
| $ | 8,806,888,896.49 |
| 18.66 | % | ||
|
|
|
|
|
|
|
| |||
2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,930,482,440.74 |
| 17.19 | % | ||
|
|
|
|
|
|
|
| |||
|
| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 652,192,654.09 |
|
|
| |
|
| 4) | Amortized AMF Income |
| $ | 30,317,182.70 |
|
|
| |
|
| 5) | Interchange Collected |
| $ | 117,507,105.86 |
|
|
| |
|
| 6) | Recoveries of Charged Off Accounts |
| $ | 74,029,137.83 |
|
|
| |
|
| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
|
|
| |
|
|
|
|
|
|
|
| |||
|
| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 874,046,080.48 |
| 22.73 | % | |
|
|
|
|
|
|
|
|
| ||
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: January 2008
1) |
| Beginning Unamortized AMF Balance |
|
|
| $ | 164,488,894.59 |
| ||
|
| 2) | + AMF Slug |
| $ | 0.00 |
|
|
| |
|
| 3) | + AMF Collections |
| $ | 32,677,557.97 |
|
|
| |
|
| 4) | - Amortized AMF Income |
| $ | 30,317,182.70 |
|
|
| |
5) |
| Ending Unamortized AMF Balance |
|
|
| $ | 166,849,269.86 |
| ||
**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables
