Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: February 2008
1) |
| Beginning of the Month Principal Receivables: |
| $ | 45,070,534,543.58 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 995,863,389.51 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 61,823,754.75 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 46,128,221,687.84 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 834,408,627.55 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 2,697,863.55 |
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12) |
| Additional AMF Receivables |
| $ | 14,320.80 |
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13) |
| Additional Total Receivables: |
| $ | 837, 120,811.90 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 44,886,799,500.22 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 958,691,300.11 |
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17) |
| End of the Month AMF Receivables |
| $ | 54,427,790.00 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 45,899,918,590.33 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 38,958,823,319.86 |
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22) |
| End of the Month Seller Percentage |
| 13.21 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: February 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 302,451 |
| $ | 562,210,007.74 |
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| 3) | 60 - 89 days delinquent |
| 236,785 |
| $ | 449,246,884.00 |
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| 4) | 90+ days delinquent |
| 553,790 |
| $ | 1, 133,925,391.44 |
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| 5) | Total 30+ days delinquent |
| 1,093,026 |
| $ | 2, 145,382,283.18 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.67 | % | ||
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7) |
| Defaulted Accounts during the Month |
| 183,260 |
| $ | 280,961,133.44 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.34 | % | |||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: February 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 8,367,404,273.58 |
| 17.82 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,462,460,904.44 |
| 16.26 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 666,346,453.00 |
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| 4) | Amortized AMF Income |
| $ | 29,699,125.04 |
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| 5) | Interchange Collected |
| $ | 113,344,696.05 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 100,015,269.68 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 909,405,543.77 |
| 23.77 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: February 2008
1) |
| Beginning Unamortized AMF Balance |
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| $ | 166,849,269.86 |
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| 2) | + AMF Slug |
| $ | 90,466.83 |
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| 3) | + AMF Collections |
| $ | 25,236,650.41 |
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| 4) | - Amortized AMF Income |
| $ | 29,699,125.04 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 162,477,562.06 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
