Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: March 2008
1) |
| Beginning of the Month Principal Receivables: |
| $ | 44,886,799,500.22 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 958,691,300.11 |
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3) |
| Beginning of the Month AMF Receivables : |
| $ | 54,427,790.00 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 45,899,918,590.33 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) |
| Additional AMF Receivables |
| $ | 0.00 |
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13) |
| Additional Total Receivables: |
| $ | 0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 43,873,294,547.94 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 861,772,265.41 |
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17) |
| End of the Month AMF Receivables |
| $ | 50,510,014.88 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 44,785,576,828.23 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 39,135,591,114.85 |
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22) |
| End of the Month Seller Percentage |
| 10.80 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: March 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 254,205 |
| $ | 504,607,428.57 |
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| 3) | 60 - 89 days delinquent |
| 201,494 |
| $ | 412,593,443.96 |
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| 4) | 90+ days delinquent |
| 515,543 |
| $ | 1,089,843,843.32 |
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| 5) | Total 30+ days delinquent |
| 971,242 |
| $ | 2,007,044,715.85 |
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| 6) | Delinquencies 30+ Days as a Percent of End of the Month Total Receivables |
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| 4.48 | % | |
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7) |
| Defaulted Accounts during the Month |
| 184,357 |
| $ | 296,782,398.64 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.93 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: March 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 8,835,136,293.38 |
| 19.25 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,965,723,728.51 |
| 17.75 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 626,229,265.04 |
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| 4) | Amortized AMF Income |
| $ | 29,144,530.36 |
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| 5) | Interchange Collected |
| $ | 124,211,521.87 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 99,270,542.48 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 878,855,859.75 |
| 23.50 | % |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: March 2008 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 162,477,562.06 |
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| 2) | + AMF Slug |
| $ | 0.00 |
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| 3) | + AMF Collections |
| $ | 19,701,235.48 |
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| 4) | - Amortized AMF Income |
| $ | 29,144,530.36 |
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5) |
| Ending Unamortized AMF Balance |
|
|
| $ | 153,034,267.18 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
