Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: May 2008
1) |
| Beginning of the Month Principal Receivables: |
| $ | 45,901,847,644.74 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 908,134,878.36 |
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3) |
| Beginning of the Month AMF Receivables: |
| $ | 56,126,624.66 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 46,866,109,698.92 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 787,859,551.72 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 2,832,322.41 |
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12) |
| Additional AMF Receivables |
| $ | 48,796.42 |
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13) |
| Additional Total Receivables: |
| $ | 790,740,670.55 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 46,404,826,302.43 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 869,043,008.46 |
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17) |
| End of the Month AMF Receivables |
| $ | 55,951,981.80 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 47,329,821,292.69 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 39,873,234,325.97 |
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22) |
| End of the Month Seller Percentage |
| 14.08 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: May 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) | End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 287,428 |
| $ | 524,597,876.02 |
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| 3) | 60 - 89 days delinquent |
| 206,506 |
| $ | 415,364,586.56 |
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| 4) | 90+ days delinquent |
| 478,754 |
| $ | 1,064,839,590.90 |
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| 5) | Total 30+ days delinquent |
| 972,688 |
| $ | 2,004,802,053.48 |
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| 6) | Delinquencies 30+ Days as a Percent of End of the Month Total Receivables |
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| 4.24 | % | |
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7) | Defaulted Accounts during the Month |
| 169,655 |
| $ | 292,788,273.55 |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.53 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: May 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 9,423,514,453.28 |
| 19.77 | % | ||
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 8,563,838,219.70 |
| 18 .34 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 598,060,136.10 |
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| 4) | Amortized AMF Income |
| $ | 29,600,063.09 |
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| 5) | Interchange Collected |
| $ | 147,148,493.09 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 87,052,708.96 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 861,861,401.24 |
| 22.15 | % | |
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Capital One Master Trust (AMF COLLECTIONS) |
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MONTHLY PERIOD: May 2008 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 155,300,467.26 |
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| 2) | + AMF Slug |
| $ | 133,110.11 |
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| 3) | + AMF Collections |
| $ | 27,414,895.43 |
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| 4) | - Amortized AMF Income |
| $ | 29,600,063.09 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 153,248,409.71 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
