Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: June 2008
1) Beginning of the Month Principal Receivables: |
| $ | 46,404,826,302.43 |
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2) Beginning of the Month Finance Charge Receivables: |
| $ | 869,043,008.46 |
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3) Beginning of the Month AMF Receivables : |
| $ | 55,951,981.80 |
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4) Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) Beginning of the Month Total Receivables: |
| $ | 47,329,821,292.69 |
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6) Removed Principal Receivables: |
| $ | 0.00 |
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7) Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) Removed AMF Receivables |
| $ | 0.00 |
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9) Removed Total Receivables: |
| $ | 0.00 |
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10) Additional Principal Receivables: |
| $ | 0.00 |
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11) Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) Additional AMF Receivables |
| $ | 0.00 |
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13) Additional Total Receivables: |
| $ | 0.00 |
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14) Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) End of the Month Principal Receivables: |
| $ | 46,166,216,324.16 |
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16) End of the Month Finance Charge Receivables: |
| $ | 877,784,939.04 |
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17) End of the Month AMF Receivables |
| $ | 54,063,825.25 |
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18) End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) End of the Month Total Receivables: |
| $ | 47,098,065,088.45 |
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20) Excess Funding Account Balance |
| $ | 0.00 |
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21) Adjusted Invested Amount of all Master Trust Series |
| $ | 39,832,454,183.97 |
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22) End of the Month Seller Percentage |
| 13.72 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: June 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) End of the Month Delinquencies: |
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2) 30 - 59 days delinquent |
| 302,861 |
| $ | 558,730,633.97 |
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3) 60 - 89 days delinquent |
| 210,254 |
| $ | 418,154,027.03 |
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4) 90+ days delinquent |
| 461,492 |
| $ | 1,046,408,098.64 |
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5) Total 30+ days delinquent |
| 974,607 |
| $ | 2,023,292,759.64 |
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6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.30 | % | |
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7) Defaulted Accounts during the Month |
| 172,468 |
| $ | 294,469,441.00 |
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8) Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.61 | % | |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: June 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) Total Collections and Gross Payment Rate** |
| $ | 8,673,112,905.76 |
| 18.32 | % |
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2) Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,851,535,963.97 |
| 16.92 | % |
3) Prior Month Billed Finance Charges and Fees |
| $ | 577,781,130.19 |
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4) Amortized AMF Income |
| $ | 29,064,020.14 |
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5) Interchange Collected |
| $ | 141,208,561.76 |
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6) Recoveries of Charged Off Accounts |
| $ | 74,968,716.76 |
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7) Collections of Discounted Receivables |
| $ | 0.00 |
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8) Collections of Finance Charge Receivables and Annualized Yield |
| $ | 823,022,428.85 |
| 21.28 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: June 2008
1) Beginning Unamortized AMF Balance |
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| $ | 153,248,409.71 |
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2) + AMF Slug |
| $ | 0.00 |
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3) + AMF Collections |
| $ | 27,618,533.08 |
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4) - Amortized AMF Income |
| $ | 29,064,020.14 |
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5) Ending Unamortized AMF Balance |
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| $ | 151,802,922.65 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
