Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: July 2008
1) |
| Beginning of the Month Principal Receivables: |
| $ | 46,166,216,324.16 |
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2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 877,784,939.04 |
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3) |
| Beginning of the Month AMF Receivables: |
| $ | 54,063,825.25 |
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4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 47,098,065,088.45 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 414,973,624.41 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 1,680,298.73 |
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12) |
| Additional AMF Receivables |
| $ | 79,484.83 |
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13) |
| Additional Total Receivables: |
| $ | 416,733,407.97 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 46,277,269,002.12 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 851,074,104.52 |
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17) |
| End of the Month AMF Receivables |
| $ | 54,716,132.70 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 47,183,059,239.34 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 39,327,403,341.13 |
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22) |
| End of the Month Seller Percentage |
| 15.02 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: July 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 295,739 |
| $ | 566,546,255.04 |
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| 3) | 60 - 89 days delinquent |
| 217,647 |
| $ | 438,881,707.45 |
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| 4) | 90+ days delinquent |
| 458,194 |
| $ | 1,044,628,630.94 |
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| 5) | Total 30+ days delinquent |
| 971,580 |
| $ | 2,050,056,593.43 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.34 | % | |
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7) |
| Defaulted Accounts during the Month |
| 158,629 |
| $ | 285,793,255.45 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.36 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: July 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 9,116,442,135.61 |
| 19.19 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 8,297,633,108.71 |
| 17.81 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 571,698,061.84 |
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| 4) | Amortized AMF Income |
| $ | 28,473,974.51 |
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| 5) | Interchange Collected |
| $ | 144,998,916.14 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 81,656,881.34 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 826,827,833.83 |
| 21.30 | % |
Capital One Master Trust (AMF COLLECTIONS)
MONTHLY PERIOD: July 2008
1) |
| Beginning Unamortized AMF Balance |
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| $ | 151,802,922.65 |
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| 2) | + AMF Slug |
| $ | 54,196.17 |
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| 3) | + AMF Collections |
| $ | 20,455,167.58 |
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| 4) | - Amortized AMF Income |
| $ | 28,473,974.51 |
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5) |
| Ending Unamortized AMF Balance |
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| $ | 143,838,311.89 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
