Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: August 2008
1) | Beginning of the Month Principal Receivables: |
| $ | 46,277,269,002.12 |
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2) | Beginning of the Month Finance Charge Receivables: |
| $ | 851,074,104.52 |
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3) | Beginning of the Month AMF Receivables: |
| $ | 54,716,132.70 |
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4) | Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) | Beginning of the Month Total Receivables: |
| $ | 47,183,059,239.34 |
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6) | Removed Principal Receivables: |
| $ | 0.00 |
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7) | Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) | Removed AMF Receivables |
| $ | 0.00 |
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9) | Removed Total Receivables: |
| $ | 0.00 |
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10) | Additional Principal Receivables: |
| $ | 0.00 |
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11) | Additional Finance Charge Receivables: |
| $ | 0.00 |
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12) | Additional AMF Receivables |
| $ | 0.00 |
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13) | Additional Total Receivables: |
| $ | 0.00 |
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14) | Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) | End of the Month Principal Receivables: |
| $ | 46,419,071,237.15 |
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16) | End of the Month Finance Charge Receivables: |
| $ | 879,710,374.91 |
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17) | End of the Month AMF Receivables |
| $ | 55,814,386.63 |
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18) | End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) | End of the Month Total Receivables: |
| $ | 47,354,596,498.69 |
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20) | Excess Funding Account Balance |
| $ | 0.00 |
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21) | Adjusted Invested Amount of all Master Trust Series |
| $ | 37,875,888,135.79 |
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22) | End of the Month Seller Percentage |
| 18.40 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: August 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) | End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 298,634 |
| $ | 580,412,082.37 |
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| 3) | 60 - 89 days delinquent |
| 216,376 |
| $ | 450,457,627,56 |
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| 4) | 90+ days delinquent |
| 474,692 |
| $ | 1,072,839,731.47 |
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| 5) | Total 30+ days delinquent |
| 989,702 |
| $ | 2,103,709,441.40 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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| 4.44 | % | |
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7) | Defaulted Accounts during the Month |
| 146,789 |
| $ | 283,776,223.61 |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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| 7.36 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: August 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) | Total Collections and Gross Payment Rate** |
| $ | 8,433,728,806.96 |
| 17.87 | % | ||
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2) | Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,623,751,680.84 |
| 16.47 | % | ||
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 561,442,592.51 |
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| 4) | Amortized AMF Income |
| $ | 27,770,639.13 |
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| 5) | Interchange Collected |
| $ | 142,039,908.86 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 78,039,713.25 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 809,292,853.75 |
| 20.99 | % | |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: August 2008 |
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1) | Beginning Unamortized AMF Balance |
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| $ | 143,838,311.89 |
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| 2) | + AMF Slug |
| $ | 0.00 |
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| 3) | + AMF Collections |
| $ | 28,454,911.50 |
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| 4) | - Amortized AMF Income |
| $ | 27,770,639.13 |
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5) | Ending Unamortized AMF Balance |
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| $ | 144,522,584.26 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
