Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: September 2008
1) Beginning of the Month Principal Receivables: | $ | 46,419,071,737.15 | ||
2) Beginning of the Month Finance Charge Receivables: | $ | 879,710,374.91 | ||
3) Beginning of the Month AMF Receivables : | $ | 55,814,386.63 | ||
4) Beginning of the Month Discounted Receivables: | $ | 0.00 | ||
5) Beginning of the Month Total Receivables: | $ | 47,354,596,498.69 | ||
6) Removed Principal Receivables: | $ | 0.00 | ||
7) Removed Finance Charge Receivables: | $ | 0.00 | ||
8) Removed AMF Receivables | $ | 0.00 | ||
9) Removed Total Receivables: | $ | 0.00 | ||
10) Additional Principal Receivables: | $ | 595,843,540.82 | ||
11) Additional Finance Charge Receivables: | $ | 1,297,766.80 | ||
12) Additional AMF Receivables | $ | 114,061.14 | ||
13) Additional Total Receivables: | $ | 597,255,368.76 | ||
14) Discounted Receivables Generated this Period: | $ | 0.00 | ||
15) End of the Month Principal Receivables: | $ | 46,724,717,495.62 | ||
16) End of the Month Finance Charge Receivables: | $ | 912,511,412.29 | ||
17) End of the Month AMF Receivables | $ | 55,355,813.57 | ||
18) End of the Month Discounted Receivables: | $ | 0.00 | ||
19) End of the Month Total Receivables: | $ | 47,692,584,721.48 | ||
20) Excess Funding Account Balance | $ | 0.00 | ||
21) Adjusted Invested Amount of all Master Trust Series | $ | 39,845,586,375.36 | ||
22) End of the Month Seller Percentage | 14.72 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: September 2008
| ACCOUNTS | RECEIVABLES | |||||
1) End of the Month Delinquencies: | ||||||
2) 30 - 59 days delinquent | 308,883 | $ | 612,767,049.60 | |||
3) 60 - 89 days delinquent | 220,731 | $ | 467,151,517.51 | |||
4) 90+ days delinquent | 484,384 | $ | 1,108,404,822.13 | |||
5) Total 30+ days delinquent | 1,013,998 | $ | 2,188,323,389.24 | |||
6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables | 4.59 | % | ||||
7) Defaulted Accounts during the Month | 154,533 | $ | 292,995,545.76 | |||
8) Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables | 7.48 | % | ||||
| * | For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables |
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: September 2008
| COLLECTIONS | PERCENTAGES | ||||||
1) Total Collections and Gross Payment Rate** | $ | 8,376,335,973.62 | 17.47 | % | |||
2) Collections of Principal Receivables and Principal Payment Rate | $ | 7,555,128,120.87 | 16.07 | % | |||
3) Prior Month Billed Finance Charges and Fees | $ | 587,973,251.90 | |||||
4) Amortized AMF Income | $ | 27,172,986.40 | |||||
5) Interchange Collected | $ | 132,333,949.33 | |||||
6) Recoveries of Charged Off Accounts | $ | 75,923,693.02 | |||||
7) Collections of Discounted Receivables | $ | 0.00 | |||||
8) Collections of Finance Charge Receivables and Annualized Yield | $ | 823,403,880.65 | 21.02 | % | |||
Capital One Master Trust (AMF COLLECTIONS) MONTHLY PERIOD: September 2008 | |||||||
1) Beginning Unamortized AMF Balance | $ | 144,522,584.26 | |||||
2) + AMF Slug | $ | 123,252.11 | |||||
3) + AMF Collections | $ | 24,976,958.50 | |||||
4) - Amortized AMF Income | $ | 27,172,986.40 | |||||
5) Ending Unamortized AMF Balance | $ | 142,449,808.47 | |||||
| ** | Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables |
