Exhibit 20.3
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - November 2008
Capital One Master Trust (COMT)
Series | COMT 2002-1 | |||||
Size | $ | 1,000 MM | ||||
Expected Maturity (Class A) | 1/15/2009 | |||||
Gross Monthly Payment Rate | 15.56 | % | ||||
Delinquency Rate: | ||||||
30 - 59 Days | 1.39 | % | ||||
60 - 89 Days | 1.10 | % | ||||
90 + Days | 2.56 | % | ||||
| Excess Spread Analysis | ||||||
Series | COMT 2002-1 | |||||
Portfolio Yield | 18.98 | % | ||||
Weighted Average Coupon | 1.91 | % | ||||
Servicing Fee Percentage | 2.00 | % | ||||
Net Loss Rate | 6.16 | % | ||||
Excess Spread Percentage | ||||||
Nov-08 | 8.91 | % | ||||
Oct-08 | 6.79 | % | ||||
Sep-08 | 8.71 | % | ||||
3-Month Average Excess Spread | 8.14 | % | ||||
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of Capital One Master Trust.
