Home Properties 10-K 2009 FY Annual report

EXHIBIT 99

Debt Summary Schedule
			INTEREST		12/31/09			MATURITY	YEARS TO
PROPERTY		LENDER	RATE		BALANCE			DATE	MATURITY
FIXED RATE SECURED
Multi-Property		M&T Realty - Freddie Mac		7.575		45,400,000		05/01/10		0.33
East Meadow Apartments - 2nd		M&T Realty - Freddie Mac		5.550		5,933,601		05/01/10		0.33
Selford Townhomes - 2nd		M&T Realty - Freddie Mac		5.550		4,536,477		05/01/10		0.33
Seminary Hill - 2nd		M&T Realty - Freddie Mac		5.550		10,240,993		05/01/10		0.33
South Bay/Woodmont - 2nd		M&T Realty - Freddie Mac		5.550		5,628,810		05/01/10		0.33
Tamarron Apartments - 2nd		M&T Realty - Freddie Mac		5.550		7,584,391		05/01/10		0.33
The Manor (VA) - 2nd		M&T Realty - Freddie Mac		5.550		6,636,588		05/01/10		0.33
Home Properties of Devon		Prudential - Fannie Mae		7.500		28,892,000		10/01/10		0.75
Trexler Park		Prudential - Fannie Mae		7.500		10,140,000		10/01/10		0.75
Multi-Property		Prudential - Fannie Mae		7.250		32,978,000		01/01/11		1.00
Multi-Property		Prudential - Fannie Mae		6.360		8,141,000		01/01/11		1.00
Multi-Property		Prudential - Fannie Mae		6.160		58,881,000		01/01/11		1.00
Orleans Village - 1st		Prudential - Fannie Mae		6.815		43,745,000		01/01/11		1.00
Orleans Village - 2nd		Prudential - Fannie Mae		5.360		22,248,000		01/01/11		1.00
Sherry Lake		Capmark - Freddie Mac		5.180		18,305,046		01/01/11		1.00
Bayview Apartments		M&T Realty - Freddie Mac		4.950		10,882,590		03/01/11		1.16
New Orleans/Arbor Crossing		Prudential - Fannie Mae		4.860		18,146,158		03/01/11		1.16
Racquet Club East - 1st		Prudential - Fannie Mae		6.875		20,171,560		04/01/11		1.25
Racquet Club East - 2nd		Prudential - Fannie Mae		5.490		9,903,080		04/01/11		1.25
Timbercroft Townhomes 1 - 1st		Capmark - HUD		8.500		173,337		05/01/11		1.33
The Meadows at Marlborough	(1)	Prudential - Fannie Mae		5.500		19,851,708		08/01/11		1.58
Lake Grove - 1st		Prudential - Fannie Mae		6.540		24,554,721		12/01/11		1.92
Lake Grove - 2nd		Prudential - Fannie Mae		5.510		10,620,508		12/01/11		1.92
Mount Vernon Square	(1)	KeyBank RE Cap-Fannie Mae		5.490		85,677,472		01/01/12		2.00
Multi-Property Notes Pay		Seller Financing		4.000		249,499		02/01/12		2.09
Timbercroft III - 1st		Capmark - HUD		8.000		325,393		02/01/12		2.09
Castle Club Apartments		NorthMarq - Freddie Mac		7.080		6,317,740		05/01/12		2.33
Gateway Village		Prudential - Fannie Mae		6.885		6,509,894		05/01/12		2.33
The New Colonies		Prudential - Fannie Mae		7.110		18,736,798		06/01/12		2.42
Woodholme Manor		Prudential - Fannie Mae		7.165		3,512,848		07/01/12		2.50
Liberty Place	(1)	CW Capital - Fannie Mae		5.710		6,044,012		11/01/12		2.84
Hackensack Gardens - 1st		JPMorgan Chase - Fannie Mae		5.260		4,475,880		03/01/13		3.17
Hackensack Gardens - 2nd		JPMorgan Chase - Fannie Mae		5.440		4,345,621		03/01/13		3.17
Barrington Gardens		Wachovia - Freddie Mac		4.960		11,181,141		04/01/13		3.25
Topfield Apartments		M&T Realty-Fannie Mae		5.300		6,012,047		04/01/13		3.25
Canterbury Apartments - 1st		M&T Realty-Fannie Mae		5.020		27,356,610		05/01/13		3.33
Canterbury Apartments - 2nd		M&T Realty-Fannie Mae		6.460		16,837,581		05/01/13		3.33
Multi-Property		Prudential - Fannie Mae		6.475		100,000,000		08/31/13		3.67
Heritage Woods Apts	(1)	Oak Grove Capital-Fannie Mae		5.290		4,847,036		09/01/13		3.67
Saddle Brook Apts. - 1st	(1)	Wells Fargo - Fannie Mae		5.840		27,206,172		11/01/13		3.84
Saddle Brook Apts. - 2nd	(1)	Wells Fargo - Fannie Mae		6.290		3,231,324		11/01/13		3.84
Falkland Chase		Centerline - Fannie Mae		5.480		12,236,284		04/01/14		4.25
The Apts. At Wellington Trace		M&T Realty - Freddie Mac		5.520		24,379,882		04/01/14		4.25
Hawthorne Court		Centerline - Fannie Mae		5.270		35,250,391		07/01/14		4.50
Curren Terrace - 1st		M&T Realty - Freddie Mac		5.360		13,746,621		10/01/14		4.75
Curren Terrace - 2nd		M&T Realty - Freddie Mac		5.090		9,958,024		10/01/14		4.75
Westchester West - 1st	(1)	Deutsche Bank - Freddie		6.150		26,950,422		03/01/15		5.17
Westchester West - 2nd	(1)	Deutsche Bank - Freddie		6.640		7,506,557		03/01/15		5.17
Stratford Greens		Capital One Bank		5.750		31,582,765		07/01/15		5.50
Sayville Commons		M&T Realty - Freddie Mac		5.000		40,565,237		08/01/15		5.59
Cypress Place Apartments		Prudential - Fannie Mae		6.555		10,324,433		11/01/15		5.84
Golf Club Apartments		Prudential - Fannie Mae		6.380		33,306,127		11/01/15		5.84
Northwood Apartments		M&T Realty - Freddie Mac		5.500		10,675,000		12/01/15		5.92
Cinnamon Run - 1st		M&T Realty - Freddie Mac		5.250		50,851,749		01/01/16		6.01
Cinnamon Run - 2nd		M&T Realty - Freddie Mac		5.550		5,267,452		01/01/16		6.01
Peppertree Farm - 1st		M&T Realty - Freddie Mac		5.250		78,270,856		01/01/16		6.01
Peppertree Farm - 2nd		M&T Realty - Freddie Mac		5.550		1,915,433		01/01/16		6.01
The Hamptons/Vinings at Hamptons		Prudential - Fannie Mae		5.565		51,775,031		02/01/16		6.09
Devonshire - 1st		Wachovia - Fannie Mae		5.600		37,877,292		04/01/16		6.25
Devonshire - 2nd		Wachovia - Fannie Mae		6.235		8,440,271		04/01/16		6.25
Mid-Island		Prudential - Fannie Mae		5.480		19,735,152		04/01/16		6.25
Owings Run 1 & 2		Prudential - Fannie Mae		5.590		42,704,003		04/01/16		6.25
Country Village		Centerline - Fannie Mae		5.520		19,008,250		06/01/16		6.42
Fox Hall Apartments		Columbia Nat'l - Freddie Mac		5.610		47,000,000		06/01/17		7.42
Mill Towne Village		Prudential - Fannie Mae		5.990		24,239,000		09/01/17		7.67
Royal Gardens Apts.		M&T Realty - Freddie Mac		5.830		47,000,000		11/01/17		7.84
Village Square 1, 2 & 3		Prudential - Fannie Mae		5.810		39,285,000		12/01/17		7.92
Chatham Hill		M&T Realty - Freddie Mac		5.590		45,000,000		01/01/18		8.01
Seminary Towers Apartments		Prudential - Fannie Mae		5.485		53,515,000		07/01/18		8.50
Bonnie Ridge - 1st		Prudential Life		6.600		12,214,461		12/15/18		8.96
Bonnie Ridge - 2nd		Prudential Life		6.160		18,124,769		12/15/18		8.96
Bonnie Ridge - 3rd		Prudential Life		6.070		25,233,881		12/15/18		8.96
Westwood Village		M&T Realty - Freddie Mac		5.680		47,423,024		01/01/19		9.01
Ridgeview at Wakefield Valley		M&T Realty - Freddie Mac		5.750		18,559,075		01/01/19		9.01
The Sycamores		M&T Realty - Freddie Mac		5.710		21,640,454		01/01/19		9.01
Timbercroft III - 2nd		M & T Realty - HUD		8.375		2,368,111		06/01/19		9.42
Timbercroft Townhomes 1 - 2nd		M & T Realty - HUD		8.375		1,607,768		06/01/19		9.42
The Brooke at Peachtree		Wells Fargo - Fannie Mae		5.470		12,530,018		07/01/19		9.50
Glen Manor		Prudential - Fannie Mae		5.830		8,024,257		08/01/19		9.59
Ridley Brook		Prudential - Fannie Mae		5.830		13,320,965		08/01/19		9.59
Southern Meadows		Red Mortgage - Fannie Mae		5.360		41,387,784		10/01/19		9.76
Elmwood Terrace		M & T Realty - Fannie Mae		5.560		27,135,600		11/01/19		9.84
Lakeview		Greystone - Fannie Mae		5.310		9,225,000		12/01/19		9.92
The Landings		Prudential - Fannie Mae		5.600		26,550,000		01/01/20		10.01
Dunfield Townhomes		Centerline Capital - HUD		5.250		12,310,874		09/01/28		18.68
Highland House	(1)	Arbor Comml - Fannie Mae		6.320		6,092,456		01/01/29		19.02
Westwoods	(1)	Midland Loan Services - HUD		5.940		3,596,092		06/01/34		24.43
Briggs-Wedgewood	(2)	Berkshire Mtg - HUD		6.000		15,999,325		11/01/34		24.85
WTD AVG - FIXED SECURED				5.855		1,908,171,783				5.35
VARIABLE RATE SECURED
William Henry		NorthMarq - Freddie Mac		2.559		21,237,736		12/01/10		0.92
Adjusts Monthly - Freddie 30d Ref + 2.50
Virginia Village		Wachovia - Freddie Mac		2.049		30,695,321		07/01/15		5.50
Adjusts Monthly - Freddie 30d Ref + 1.99
Hill Brook Apts		M&T Realty - Freddie Mac		3.525		13,115,247		09/01/16		6.67
Adjusts Monthly - 30L + 2.85 + .44
Wayne Village		M&T Realty - Freddie Mac		3.622		26,679,829		09/01/16		6.67
Adjusts Monthly - 30L + 3.00 + .387
Cider Mill Apts		M&T Realty - Freddie Mac		3.405		64,000,000		01/01/17		7.01
Adjusts Monthly - 30L + 2.89 + .31
The Heights at Marlborough		PNC Real Estate		3.605		24,050,000		01/01/17		7.01
Adjusts Monthly - 30L + 3.02 + .35
Falkland Chase		Montgomery Cty HOC-Fannie		1.320		24,695,000		10/01/30		20.76
Adjusts Weekly - BMA Index + 1.10
WTD AVG - VARIABLE SECURED				2.921		204,473,133				7.75
WTD AVG - TOTAL SECURED DEBT				5.572		2,112,644,916				5.59
FIXED RATE UNSECURED
Exchangeable Senior Notes				5.750		136,136,019		11/01/26		16.85
VARIABLE RATE UNSECURED - LINE OF CREDIT
Unsecured Line of Credit		M and T Bank et. al.		4.750		53,500,000		08/31/12		2.67
Adjusts Daily 30 LIBOR (Floor 1.50) + 3.25
TOTAL COMBINED DEBT				5.563	$	2,302,280,935				6.18
% OF PORTFOLIO - FIXED						88.8	%
WTG AVG - TOTAL SECURED DEBT				5.572						5.59
WTD AVG - TOTAL PORTFOLIO				5.563						6.18

(1)            General ledger balance and rate have been adjusted pursuant to ASC 805 to reflect fair market value of debt.

(2)            Affordable general partner minority interest property consolidated pursuant to ASC 810.

MATURING DEBT SCHEDULE
YEAR OF MATURITY	FIXED RATE				VARIABLE RATE				TOTAL DEBT
	WTD AVG				WTD AVG						% OF
	RATE		DEBT		RATE		DEBT		DEBT		TOTAL
2010		6.89		124,992,860		2.56		21,237,736		146,230,596		6.92	%
2011		6.13		298,601,708		-		-		298,601,708		14.13	%
2012		5.94		127,373,656		-		-		127,373,656		6.03	%
2013		6.00		205,493,412		-		-		205,493,412		9.73	%
2014		5.35		95,571,202		-		-		95,571,202		4.52	%
2015		5.83		160,910,541		2.05		30,695,321		191,605,862		9.07	%
2016		5.45		315,845,489		3.59		39,795,076		355,640,565		16.83	%
2017		5.78		157,524,000		3.46		88,050,000		245,574,000		11.62	%
2018		5.78		154,088,111		-		-		154,088,111		7.29	%
2019 - 2042		5.66		267,770,803		1.32		24,695,000		292,465,803		13.84	%
TOTAL		5.86	$	1,908,171,783		2.92	$	204,473,133	$	2,112,644,916		100.00	%

Debt Summary Schedule

Unencumbered Properties

Property	# Units		Market	State
Morningside Heights		1,050	Baltimore	MD
The Coves at Chesapeake		469	Baltimore	MD
Gardencrest		696	Boston	MA
Stone Ends Apartments		280	Boston	MA
The Townhomes of Beverly		204	Boston	MA
The Village at Marshfield		276	Boston	MA
Blackhawk Apartments		371	Chicago	IL
Courtyards Village		224	Chicago	IL
The Colony		783	Chicago	IL
Cambridge Village		82	Long Island	NY
Heritage Square		80	Long Island	NY
Holiday Square		144	Long Island	NY
Yorkshire Village		40	Long Island	NY
Liberty Commons		120	Portland	ME
East Hill Gardens		33	Northern NJ	NJ
Jacob Ford Village		270	Northern NJ	NJ
Pleasure Bay		270	Northern NJ	NJ
Windsor Realty		67	Northern NJ	NJ
Glen Brook		177	Philadelphia	PA
Racquet Club South		103	Philadelphia	PA
Trexler Park West		216	Philadelphia	PA
Braddock Lee		255	Suburban Washington, DC	DC
Woodleaf Apartments		228	Suburban Washington, DC	DC
Total Number of Units:		6,438
Total Number of Properties:		23