Home Properties 10-K 2010 FY Annual report

Exhibit 99

Debt Summary Schedule

			INTEREST		12/31/10			MATURITY		YEARS TO
PROPERTY		LENDER	RATE		BALANCE			DATE		MATURITY
FIXED RATE SECURED
Timbercroft Townhomes 1 - 1st		Capmark - HUD		8.50		53,157			05/01/11		0.33
Lake Grove - 1st		Prudential - Fannie Mae		6.54		24,037,435			12/01/11		0.92
Lake Grove - 2nd		Prudential - Fannie Mae		5.51		10,428,067			12/01/11		0.92
Mount Vernon Square	(1)	KeyBank RE Cap-Fannie Mae		5.49		84,173,808			01/01/12		1.00
Multi-Property Notes Pay		Seller Financing		4.00		166,333			02/01/12		1.09
Timbercroft III - 1st		Capmark - HUD		8.00		182,169			02/01/12		1.09
Castle Club Apartments		NorthMarq - Freddie Mac		7.08		6,198,235			05/01/12		1.33
Gateway Village		Prudential - Fannie Mae		6.89		6,371,824			05/01/12		1.33
The New Colonies		Prudential - Fannie Mae		7.11		18,117,043			06/01/12		1.42
Woodholme Manor		Prudential - Fannie Mae		7.17		3,442,031			07/01/12		1.50
Liberty Place	(1)	CW Capital - Fannie Mae		5.71		5,885,669			11/01/12		1.84
Hackensack Gardens - 1st		JPMorgan Chase - Fannie Mae		5.26		4,380,569			03/01/13		2.17
Hackensack Gardens - 2nd		JPMorgan Chase - Fannie Mae		5.44		4,267,946			03/01/13		2.17
Barrington Gardens		Wachovia - Freddie Mac		4.96		10,996,035			04/01/13		2.25
Canterbury Apartments - 1st		M&T Realty-Fannie Mae		5.02		26,726,943			05/01/13		2.33
Canterbury Apartments - 2nd		M&T Realty-Fannie Mae		6.46		16,629,088			05/01/13		2.33
Multi-Property		Prudential - Fannie Mae		6.48		100,000,000			08/31/13		2.67
Saddle Brook Apts. - 1st	(1)	Wells Fargo - Fannie Mae		5.84		26,936,172			11/01/13		2.84
Saddle Brook Apts. - 2nd	(1)	Wells Fargo - Fannie Mae		6.29		3,187,098			11/01/13		2.84
Falkland Chase		Centerline - Fannie Mae		5.48		11,501,669			04/01/14		3.25
The Apts. At Wellington Trace		M&T Realty - Freddie Mac		5.52		23,925,187			04/01/14		3.25
Hawthorne Court		Centerline - Fannie Mae		5.27		34,530,184			07/01/14		3.50
The Greens at Columbia	(1)	M&T Realty-Fannie Mae		3.93		9,836,117			08/01/14		3.59
Curren Terrace - 1st		M&T Realty - Freddie Mac		5.36		13,453,610	��		10/01/14		3.75
Curren Terrace - 2nd		M&T Realty - Freddie Mac		5.09		9,794,024			10/01/14		3.75
Westchester West - 1st	(1)	Deutsche Bank Berkshire - Freddie		6.15		26,717,393			03/01/15		4.17
Westchester West - 2nd	(1)	Deutsche Bank Berkshire - Freddie		6.64		7,441,100			03/01/15		4.17
Stratford Greens		Capital One Bank		5.75		31,024,238			07/01/15		4.50
Sayville Commons		M&T Realty - Freddie Mac		5.00		39,766,713			08/01/15		4.59
Charleston Place	(1)	Wells Fargo - Freddie Mac		3.77		32,847,556			09/01/15		4.67
Charleston Place	(1)	Wells Fargo - Freddie Mac		3.77		22,724,716			09/02/15		4.67
Charleston Place	(1)	Wells Fargo - Freddie Mac		3.77		19,976,662			09/03/15		4.68
Cypress Place Apartments		Prudential - Fannie Mae		6.56		10,200,362			11/01/15		4.84
Golf Club Apartments		Prudential - Fannie Mae		6.38		32,892,991			11/01/15		4.84
Northwood Apartments		M&T Realty - Freddie Mac		5.50		10,531,198			12/01/15		4.92
Cinnamon Run - 1st		M&T Realty - Freddie Mac		5.25		50,036,401			01/01/16		5.01
Cinnamon Run - 2nd		M&T Realty - Freddie Mac		5.55		5,187,164			01/01/16		5.01
Peppertree Farm - 1st		M&T Realty - Freddie Mac		5.25		77,015,876			01/01/16		5.01
Peppertree Farm - 2nd		M&T Realty - Freddie Mac		5.55		1,886,237			01/01/16		5.01
The Hamptons/Vinings at Hamptons		Prudential - Fannie Mae		5.57		50,872,490			02/01/16		5.09
Devonshire - 1st		Wachovia - Fannie Mae		5.60		37,228,507			04/01/16		5.25
Devonshire - 2nd		Wachovia - Fannie Mae		6.24		8,341,507			04/01/16		5.25
Mid-Island		Prudential - Fannie Mae		5.48		19,455,926			04/01/16		5.25
Owings Run 1 & 2		Prudential - Fannie Mae		5.59		42,111,562			04/01/16		5.25
Country Village		Centerline - Fannie Mae		5.52		18,682,477			06/01/16		5.42
Fox Hall Apartments		Columbia Nat'l - Freddie Mac		5.61		47,000,000			06/01/17		6.42
Mill Towne Village		Prudential - Fannie Mae		5.99		24,239,000			09/01/17		6.67
Royal Gardens Apts.		M&T Realty - Freddie Mac		5.83		47,000,000			11/01/17		6.84
Village Square 1, 2 & 3		Prudential - Fannie Mae		5.81		39,285,000			12/01/17		6.92
Chatham Hill		M&T Realty - Freddie Mac		5.59		44,454,722			01/01/18		7.01
William Henry Apartments		PNC - Fannie Mae		4.85		28,650,000			01/01/18		7.01
Seminary Towers Apartments		Prudential - Fannie Mae		5.49		53,515,000			07/01/18		7.50
The Manor (MD)		Prudential - Fannie Mae		4.23		46,636,427			11/01/18		7.84
Bonnie Ridge - 1st		Prudential Life		6.60		11,186,352			12/15/18		7.96
Bonnie Ridge - 2nd		Prudential Life		6.16		17,767,580			12/15/18		7.96
Bonnie Ridge - 3rd		Prudential Life		6.07		24,870,928			12/15/18		7.96
Annapolis Roads		Amerisphere - Fannie Mae		5.12		23,990,000			01/01/19		8.01
Ridgeview at Wakefield Valley		M&T Realty - Freddie Mac		5.75		18,304,441			01/01/19		8.01
The Sycamores		M&T Realty - Freddie Mac		5.71		21,341,421			01/01/19		8.01
Top Field Apartments		M&T Realty - Fannie Mae		4.84		16,625,000			01/01/19		8.01
Westwood Village		M&T Realty - Freddie Mac		5.68		46,764,214			01/01/19		8.01
Timbercroft III - 2nd		M&T Realty - HUD		8.38		2,197,714			06/01/19		8.42
Timbercroft Townhomes 1 - 2nd		M&T Realty - HUD		8.38		1,492,081			06/01/19		8.42
The Brooke at Peachtree		Wells Fargo - Fannie Mae		5.47		12,355,422			07/01/19		8.50
Glen Manor		Prudential - Fannie Mae		5.83		7,926,937			08/01/19		8.59
Ridley Brook		Prudential - Fannie Mae		5.83		13,159,404			08/01/19		8.59
The Courts at Fair Oaks	(1)	CW Capital - Freddie Mac CME		4.50		49,688,651			08/01/19		8.59
Southern Meadows		Red Mortgage - Fannie Mae		5.36		40,841,081			10/01/19		8.76
Elmwood Terrace		M&T Realty - Fannie Mae		5.56		26,793,309			11/01/19		8.84
Lakeview		Greystone - Fannie Mae		5.31		9,103,246			12/01/19		8.92
The Landings		Prudential - Fannie Mae		5.60		26,228,879			01/01/20		9.01
East Meadow Apartments		M&T Realty - Freddie Mac CME		5.40		14,769,194			05/01/20		9.34
Selford Townhomes		M&T Realty - Freddie Mac CME		5.40		8,928,779			05/01/20		9.34
South Bay Manor		M&T Realty - Freddie Mac CME		5.40		6,770,991			05/01/20		9.34
Stone Ends Apts.		M&T Realty - Freddie Mac CME		5.40		25,149,397			05/01/20		9.34
Tamarron Apartments		M&T Realty - Freddie Mac CME		5.40		14,777,131			05/01/20		9.34

			INTEREST		12/31/10			MATURITY		YEARS TO
PROPERTY		LENDER	RATE		BALANCE			DATE		MATURITY
The Manor (VA)		M&T Realty - Freddie Mac CME		5.40		13,869,371			05/01/20		9.34
Woodmont Village		M&T Realty - Freddie Mac CME		5.40		10,007,178			05/01/20		9.34
Trexler Park		Greystone - Fannie Mae		4.34		38,696,131			08/01/20		9.59
New Orleans Park		M&T Realty - Fannie Mae		4.58		23,684,222			11/01/20		9.84
Orleans Village		Prudential - Fannie Mae		4.35		97,531,849			11/01/20		9.84
Racquet Club East		PNC - Fannie Mae		4.74		37,875,000			12/01/20		9.93
Heritage Woods Apts		Greystone - Fannie Mae		5.39		14,500,000			01/01/21		10.01
The Meadows at Marlborough		Prudential - Fannie Mae		5.50		21,170,000			01/01/21		10.01
Home Properties of Devon		M&T Realty - Fannie Mae		4.85		60,400,000			08/01/21		10.59
Pleasant View Gardens		Prudential - Fannie Mae		4.51		96,433,075			11/01/21		10.84
Dunfield Townhomes		Centerline Capital - HUD		5.25		11,897,413			09/01/28		17.68
Highland House	(1)	Arbor Comml - Fannie Mae		6.32		5,922,312			01/01/29		18.02
Westwoods	(1)	Midland Loan Services - HUD		5.94		3,534,895			06/01/34		23.43
WTD AVG – FIXED SECURED				5.36		2,207,495,239					6.52
VARIABLE RATE SECURED
Bayview Apartments Adjusts Monthly – Freddie 30d Ref + 2.50		M&T Realty - Freddie Mac		2.63		10,595,629			03/01/11		0.16
Virginia Village Adjusts Monthly – Freddie 30d Ref + 1 .99		Wachovia - Freddie Mac		2.12		29,910,344			07/01/15		4.50
Hill Brook Apts Adjusts Monthly – 30L + 2.85 + .44		M&T Realty - Freddie Mac		3.55		12,848,936			09/01/16		5.67
Wayne Village Adjusts Monthly – 30L + 3.00 + .387		M&T Realty - Freddie Mac		3.65		26,152,276			09/01/16		5.67
Cider Mill Apts Adjusts Monthly – 30L + 2.89 + .31		M&T Realty - Freddie Mac		3.43		62,825,484			01/01/17		6.01
The Heights at Marlborough Adjusts Monthly – 30L + 3.02 + .35		PNC Real Estate		3.63		23,621,034			01/01/17		6.01
Sherry Lake Adjusts Monthly – 30L + 2.67 + .226		M&T Realty - Freddie Mac		3.16		26,069,952			04/01/17		6.25
Falkland Chase Adjusts Weekly – BMA Index + 1.10		Montgomery Cty HOC-Fannie		1.38		24,695,000			10/01/30		19.76
WTD AVG – VARIABLE SECURED				3.00		216,718,656					7.05
WTD AVG – TOTAL SECURED DEBT				5.15		2,424,213,895					6.57
FIXED RATE UNSECURED
Exchangeable Senior Notes				5.75		138,218,351			11/01/26		15.85
VARIABLE RATE UNSECURED – LINE OF CREDIT
Unsecured Line of Credit Adjusts Daily 30 LIBOR (Floor 1.50) + 3.00		M and T Bank et. al.		4.50		56,500,000			08/31/12		1.67
TOTAL COMBINED DEBT				5.16	$	2,618,932,246					6.96
% OF PORTFOLIO – FIXED						89.6	%
WTG AVG – TOTAL SECURED DEBT				5.15							6.57
WTD AVG – TOTAL PORTFOLIO				5.16							6.96

(1) General ledger balance and rate have been adjusted pursuant to ASC 805-10 (f.k.a FAS 141R) to reflect fair market value of debt.

MATURING DEBT SCHEDULE

YEAR OF MATURITY	FIXED RATE				VARIABLE RATE				TOTAL DEBT
	WTD AVG				WTD AVG						% OF
	RATE		DEBT		RATE		DEBT		DEBT		TOTAL
2010			$	—			$	—	$	—
2011		6.23		34,518,659		2.63		10,595,629		45,114,288		1.86	%
2012		5.93		124,537,111		—		—		124,537,111		5.14	%
2013		6.04		193,123,850		—		—		193,123,850		7.97	%
2014		5.22		103,040,791		—		—		103,040,791		4.25	%
2015		5.17		234,122,929		2.12		29,910,344		264,033,274		10.89	%
2016		5.45		310,818,148		3.62		39,001,212		349,819,360		14.43	%
2017		5.78		157,524,000		3.41		112,516,471		270,040,471		11.14	%
2018		5.34		227,081,009		—		—		227,081,009		9.37	%
2019		5.36		290,582,921		—		—		290,582,921		11.99	%
2020		4.83		318,288,123		—		—		318,288,123		13.13	%
2021 - 2034		4.88		213,857,696		1.38		24,695,000		238,552,696		9.84	%
TOTAL		5.36	$	2,207,495,239		3.00	$	216,718,656	$	2,424,213,895		100.00	%

Unencumbered Properties

Property	# Units		Market	State
Middlebrooke Apartments		208	Baltimore	MD
Morningside Heights		1,050	Baltimore	MD
The Coves at Chesapeake		469	Baltimore	MD
Westbrooke Apartments		110	Baltimore	MD
Gardencrest		696	Boston	MA
The Townhomes of Beverly		204	Boston	MA
The Village at Marshfield		276	Boston	MA
Blackhawk Apartments		371	Chicago	IL
Courtyards Village		224	Chicago	IL
The Colony		783	Chicago	IL
Lakeview Townhomes		120	Chicago	IL
Cambridge Village		82	Long Island	NY
Crescent Club		256	Long Island	NY
Heritage Square		80	Long Island	NY
Holiday Square		144	Long Island	NY
Yorkshire Village		40	Long Island	NY
East Hill Gardens		33	Northern NJ	NJ
Jacob Ford Village		270	Northern NJ	NJ
Pleasure Bay		270	Northern NJ	NJ
Windsor Realty		67	Northern NJ	NJ
Chesterfield Apartments		247	Philadelphia	PA
Glen Brook		177	Philadelphia	PA
Racquet Club South		103	Philadelphia	PA
Liberty Commons		120	Portland	ME
1200 East West Highway		247	Suburban Washington, DC	DC
Braddock Lee		255	Suburban Washington, DC	DC
Courts at Huntington Station		202	Suburban Washington, DC	DC
Seminary Hill		296	Suburban Washington, DC	DC
Village at Potomac Falls		247	Suburban Washington, DC	DC
Woodleaf Apartments		228	Suburban Washington, DC	DC
Total Number of Units:		7,875
Total Number of Properties:		30