American Century Strategic Asset Allocations
Filed: 23 May 07, 12:00am
FILED BY: AMERICAN CENTURY STRATEGIC ASSET ALLOCATIONS, INC.
PURSUANT TO RULE 425 UNDER THE
SECURITIES ACT OF 1933, AS AMENDED
SUBJECT COMPANY: AMERICAN CENTURY STRATEGIC ASSET ALLOCATIONS, INC.
SEC REGISTRATION STATEMENT NO. 333-140911
What are the Differences Between Share Classes?
A Class Shares
A Class shares are made available for purchase through financial intermediaries,
such as investment advisors, broker-dealers, banks and insurance companies.
Shares are purchased at the offering price, which is the net asset value plus an
initial sales charge. The sales charge is calculated as a percentage of the
purchase amount, and then deducted from the original purchase amount. In some
instances, this initial sales charge may be waived. Please consult the
prospectus for more details.
B Class Shares
B Class shares are made available for purchase through financial intermediaries,
such as investment advisors, broker-dealers, banks and insurance companies.
Shares are purchased at net asset value with no initial sales charge. A back-end
sales charge, or Contingent Deferred Sales Charge (CDSC), may apply when shares
are redeemed within six years of purchase. B Class shares have higher ongoing
expenses than A Class shares.
C Class Shares
C Class shares are made available for purchase through financial intermediaries,
such as investment advisors, broker-dealers, banks and insurance companies.
Shares are purchased at net asset value with no initial sales charge, but a
Contingent Deferred Sales Charge (CDSC) may apply on redemptions made within one
year of purchase. C Class shares have higher ongoing expenses than A Class
shares.
R Class Shares
R Class shares are sold primarily through employer-sponsored retirement plans
and through institutions such as investment advisors, banks, broker/ dealers and
insurance companies. Shares are purchased at net asset value and have no initial
sales charge but are subject to an annual 12b-1 fee.
Advisor Class Shares
Advisor Class shares are made available for purchase through financial
intermediaries, such as investment advisors, broker-dealers, banks and insurance
companies. Shares are purchased at net asset value with no initial sales charge,
but are subject to an annual 12b-1 service and distribution fee.
Investor Class Shares
Investor Class shares are purchased at net asset value and have no sales charge.
Investors do not pay any commissions or other fees for purchase of shares
directly from American Century Investments. Investors who buy Investor Class
shares through an intermediary may be required to pay the intermediary a
transaction fee.
Institutional Class Shares
Institutional Class shares are for institutional investors who invest at least
$5 million ($3 million for endowments and foundations) per fund in an American
Century Investments fund. For investors who invest through a financial
intermediary, this requirement may be met if the financial intermediary
aggregates investments of multiple clients into a single account that meets the
minimum. The minimum investment requirement may be waived if the investor, or
their financial intermediary who combines client investments in this way, has an
aggregate investment in our family of funds of $10 million or more ($5 million
for endowments and foundations). In addition, financial intermediaries or plan
recordkeepers may require retirement plans to meet certain other conditions,
such as plan size or a minimum level of assets per participant, in order to be
eligible to purchase Institutional Class shares. Shares are purchased at net
asset value and have a lower expense ratio than Investor Class shares.