LSB Financial (LSBI) 10-Q 14 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	10-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'LSB FINANCIAL CORP	'
Entity Central Index Key	'0000930405	'
Trading Symbol	'lsbi	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	1,567,604
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Amendment Flag	'false	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Condensed_Balance

Consolidated Condensed Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$17,286	$21,961
Interest-bearing deposits	5,533	2,237
Cash and cash equivalents	22,819	24,198
Interest-bearing time deposits	1,247	1,743
Available-for-sale securities	62,232	62,705
Loans held for sale	1,547	657
Total loans	260,643	261,051
Less: Allowance for loan losses	-6,394	-6,348
Net loans	254,249	254,703
Premises and equipment, net	8,179	7,933
Federal Home Loan Bank stock, at cost	3,185	3,185
Bank-owned life insurance	6,781	6,745
Interest receivable and other assets	5,841	5,712
Total assets	366,080	367,581
Liabilities	'	'
Deposits	312,219	314,620
Federal Home Loan Bank advances	10,000	10,000
Interest payable and other liabilities	2,578	2,234
Total liabilities	324,797	326,854
Commitments and Contingencies	'	'
Shareholders' Equity	'	'
Common stock, $.01 par value Authorized - 7,000,000 shares Issued and outstanding 2014 - 1,566,904 shares 2013 - 1,564,838 shares,	15	15
Additional paid-in-capital	11,405	11,348
Retained earnings	30,038	29,658
Accumulated other comprehensive loss	-175	-294
Total shareholders' equity	41,283	40,727
Total liabilities and shareholders' equity	$366,080	$367,581

Consolidated_Condensed_Balance1

Consolidated Condensed Balance Sheets (Parentheticals) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Statement Of Financial Position [Abstract]	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	7,000,000	7,000,000
Common stock, shares issued	1,566,904	1,564,838
Common stock, shares outstanding	1,566,904	1,564,838

Consolidated_Condensed_Stateme

Consolidated Condensed Statements of Income and Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest and Dividend Income	'	'
Loans	$2,939	$3,477
Securities	'	'
Taxable	237	104
Tax-exempt	62	45
Other	6	16
Total interest and dividend income	3,244	3,642
Interest Expense	'	'
Deposits	436	569
Borrowings	59	78
Total interest expense	495	647
Net Interest Income	2,749	2,995
Provision for Loan Losses	'	400
Net Interest Income After Provision for Loan Losses	2,749	2,595
Non-interest Income	'	'
Deposit account service charges and fees	264	272
Net gains on loan sales	189	430
Net gain (loss) on other real estate owned	3	-2
Debit card fees	142	141
Brokerage fees	36	133
Other	156	144
Total non-interest income	790	1,118
Non-Interest Expense	'	'
Salaries and employee benefits	1,496	1,527
Net occupancy and equipment expense	405	319
Computer service	154	142
Advertising	80	115
FDIC insurance premiums	115	116
ATM	76	73
Professional fees	137	119
Other	275	264
Total non-interest expense	2,738	2,675
IncomeBefore Income Taxes	801	1,038
Provision for Income Taxes	281	385
Net Income	520	653
Unrealized appreciation on available-for-sale securities net of taxes of $80 and $7, for 2014 and 2013, respectively	119	11
Comprehensive income	$639	$664
Basic Earnings Per Share (in dollars per share)	$0.33	$0.42
Diluted Earnings Per Share (in dollars per share)	$0.33	$0.42
Dividends Declared Per Share (in dollars per share)	$0.09	$0.05

Consolidated_Condensed_Stateme1

Consolidated Condensed Statements of Income and Comprehensive Income (Unaudited) (Parentheticals) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Income Statement [Abstract]	'	'
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities	$80	$7

Consolidated_Condensed_Stateme2

Consolidated Condensed Statements of Changes in Shareholders' Equity (Unaudited) (USD $)	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, unless otherwise specified
Balance at Dec. 31, 2012	$15	$11,121	$27,495	$324	$38,955
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	'	'	653	'	653
Other comprehensive income	'	'	'	11	11
Stock options exercised (810 shares and 2,066 shares for 2013 and 2014 respectively)	'	9	'	'	9
Tax benefit related to stock options exercised	'	3	'	'	3
Dividends on common stock ($0.05 per share and $0.09 per share for 2013 and 2014 respectively)	'	'	-78	'	-78
Share-based compensation expense	'	1	'	'	1
Balance at Mar. 31, 2013	15	11,134	28,070	335	39,554
Balance at Dec. 31, 2013	15	11,348	29,658	-294	40,727
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	'	'	520	'	520
Other comprehensive income	'	'	'	119	119
Stock options exercised (810 shares and 2,066 shares for 2013 and 2014 respectively)	'	21	'	'	21
Tax benefit related to stock options exercised	'	5	'	'	5
Dividends on common stock ($0.05 per share and $0.09 per share for 2013 and 2014 respectively)	'	'	-140	'	-140
Share-based compensation expense	'	31	'	'	31
Balance at Mar. 31, 2014	$15	$11,405	$30,038	($175)	$41,283

Consolidated_Condensed_Stateme3

Consolidated Condensed Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Statement Of Stockholders Equity [Abstract]	'	'
Stock options exercised (in shares)	2,066	810
Dividends on common stock, per share (in dollars per share)	$0.09	$0.05

Consolidated_Condensed_Stateme4

Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Operating Activities	'	'
Net income	$520	$653
Items not requiring (providing) cash	'	'
Depreciation	119	111
Provision for loan losses	'	400
Amortization of premiums and discounts on securities	77	53
Gain (loss) on sale of other real estate owned	-3	2
Gain on sale of loans	-189	-430
Loans originated for sale	-4,119	-12,417
Proceeds on loans sold	3,418	11,914
Amortization of stock options	31	1
Changes in	'	'
Interest receivable and other assets	-26	-181
Interest payable and other liabilities	264	255
Net cash provided by operating activities	92	361
Investing Activities	'	'
Net change in interest-bearing deposits	497	-7
Purchases of available-for-sale securities	-2,624	-10,628
Proceeds from paydowns and maturities of available-for-sale securities	3,219	598
Net change in loans	278	6,633
Proceeds from sale of other real estate owned	39	254
Purchase of premises and equipment	-365	-199
Net cash provided by (used in) investing activities	1,044	-3,349
Financing Activities	'	'
Net change in demand deposits, money market, NOW and savings accounts	4,814	440
Net change in certificates of deposit	-7,215	280
Repayment of Federal Home Loan Bank advances	'	-5,000
Proceeds from stock options exercised	21	9
Tax benefits related to stock options exercised	5	3
Dividends paid	-140	-78
Net cash used in financing activities	-2,515	-4,346
Decrease in Cash and Cash Equivalents	-1,379	-7,334
Cash and Cash Equivalents, Beginning of Period	24,198	31,421
Cash and Cash Equivalents, End of Period	22,819	24,087
Supplemental Cash Flows Information	'	'
Interest paid	492	594
Income taxes paid	440	650
Supplemental Non-Cash Disclosures	'	'
Capitalization of mortgage servicing rights	32	150
Loans transferred to other real estate owned	$176	$162

General

General	3 Months Ended
	Mar. 31, 2014
General [Abstract]	'
General	'
	Note 1 – General
	The financial statements were prepared in accordance with the instructions for Form 10-Q and, therefore, do not include all of the disclosures necessary for a complete presentation of financial position, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America. These interim financial statements have been prepared on a basis consistent with the annual financial statements and include, in the opinion of management, all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the results of operations and financial position for and at the end of such interim periods. The consolidated condensed balance sheet of LSB Financial Corp. as of December 31, 2013 has been derived from the audited consolidated balance sheet of LSB Financial Corp. as of that date.
	Certain information and note disclosures normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. These consolidated condensed financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form 10-K annual report for the fiscal year ended December 31, 2013 filed with the Securities and Exchange Commission. The results of operations for the periods are not necessarily indicative of the results to be expected for the full year.

Principles_of_Consolidation

Principles of Consolidation	3 Months Ended
	Mar. 31, 2014
Principles Of Consolidation [Abstract]	'
Principles of Consolidation	'
	Note 2 – Principles of Consolidation
	The accompanying financial statements include the accounts of LSB Financial Corp. (“LSB Financial” or the “Company”), its wholly owned subsidiary Lafayette Savings Bank, FSB (“Lafayette Savings” or the “Bank”), and Lafayette Savings’ wholly owned subsidiaries, LSB Service Corporation and Lafayette Insurance and Investments, Inc. All significant intercompany transactions have been eliminated upon consolidation.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	Note 3 – Earnings per share
	Earnings per share are based upon the weighted average number of shares outstanding during the period. Diluted earnings per share further assume the issuance of any potentially dilutive shares. For the three-month period ended March 31, 2013, 41,257 shares related to stock options outstanding were dilutive and 17,116 were antidilutive. For the three-month period ended March 31, 2014, all 77,981 shares related to stock options outstanding were dilutive. The following table presents information about the number of shares used to compute earnings per share and the results of the computations:
			Three months ended
			March 31,
			2014		2013
			(Unaudited)
		Weighted average shares outstanding		1,565,737		1,556,080
		Stock options		8,518		7,584
		Shares used to compute diluted earnings per share		1,574,255		1,563,664
		Basic earnings per share	$	0.33	$	0.42
		Diluted earnings per share	$	0.33	$	0.42

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Investments, Debt and Equity Securities [Abstract]	'
Securities	'
	Note 4 – Securities
	The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows:
			Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Approximate Fair Value
					(In thousands)
		Available-for-sale Securities:
		March 31, 2014 (Unaudited)
		U.S. Government sponsored agencies	$	26,460	$	31	$	(376	)	$	26,115
		Mortgage-backed securities– government sponsored entities		18,797		127		(171	)		18,753
		Corporate bonds		1,046		12		---			1,058
		State and political subdivisions		16,227		183		(104	)		16,306
			$	62,530	$	353	$	(651	)	$	62,232
		Available-for-sale Securities:
		31-Dec-13
		U.S. Government sponsored agencies	$	28,982	$	39	$	(417	)	$	28,604
		Mortgage-backed securities–government sponsored entities		16,704		122		(227	)		16,599
		Corporate bonds		1,050		13		---			1,063
		State and political subdivisions		16,465		172		(198	)		16,439
			$	63,201	$	346	$	(842	)	$	62,705
	The amortized cost and fair value of available-for-sale securities at March 31, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
			Available for Sale
			Amortized		Fair
			Cost		Value
			(Unaudited; In thousands)
		Within one year	$	1,403	$	1,412
		One to five years		35,442		35,321
		Five to ten years		6,888		6,746
		After ten years		---		---
				43,733		43,479
		Mortgage-backed securities		18,797		18,753
		Totals	$	62,530	$	62,232
	The carrying value of securities pledged as collateral, to secure public deposits and for other purposes, was $1.8 million at March 31, 2014 and at December 31, 2013. Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at March 31, 2014 and December 31, 2013 was $43.1 million and $40.8 million, which is approximately 69% and 65%, respectively, of the Company’s available-for-sale investment portfolio.
	Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary. Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.
	The following table shows our investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities had been in a continuous unrealized loss position at March 31, 2014 and December 31, 2013.
			Less Than 12 Months				12 Months or More					Total
		Description of Securities	Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
			Value		Losses		Value			Losses		Value		Losses
			(In thousands)
		March 31, 2014 (Unaudited)
		U.S. Government sponsored agencies	$	20,626	$	376	$	---		$	---	$	20,626	$	376
		Mortgage-backed securities–government sponsored entities		16,162		171		---			---		16,162		171
		State and political subdivisions		6,300		104		---			---		6,300		104
		Total temporarily impaired securities	$	43,088	$	651	$	---		$	---	$	43,088	$	651
		31-Dec-13
		U.S. Government sponsored agencies	$	21,587	$	417	$	---		$	---	$	21,587	$	417
		Mortgage-backed securities–government sponsored entities		9,781		226		7			1		9,788		227
		State and political subdivisions		9,401		198		---			---		9,401		198
		Total temporarily impaired securities	$	40,769	$	841	$	7		$	1	$	40,776	$	842
	U.S. Government Agencies
	The unrealized losses on the Company’s investments in direct obligations of U.S. government agencies were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2014.
	Residential Mortgage-backed Securities
	The unrealized losses on the Company’s investment in residential mortgage-backed securities were caused by interest rate increases. The Company expects to recover the amortized cost bases over the term of the securities. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2014.
	State and Political Subdivisions
	The unrealized losses on the Company’s investments in securities of state and political subdivisions were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2014.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Loans and Allowance for Loan Losses	'
	Note 5 - Loans and Allowance for Loan Losses
	The allowance for loan losses represents management’s estimate of probable losses inherent in Lafayette Savings’ loan portfolios. In determining the appropriate amount of the allowance for loan losses, management makes numerous assumptions, estimates and assessments.
	The strategy also emphasizes diversification on an industry and customer level, regular credit quality reviews and quarterly management reviews of large credit exposures and loans experiencing deterioration of credit quality.
	Lafayette Savings’ allowance consists of three components: probable losses estimated from individual reviews of specific loans, probable losses estimated from historical loss rates, and probable losses resulting from economic or other deterioration above and beyond what is reflected in the first two components of the allowance.
	All loans that are rated substandard and impaired, or are troubled debt restructures, are subject to individual review. Where appropriate, reserves are allocated to individual loans based on management’s estimate of the borrower’s ability to repay the loan given the availability of collateral, other sources of cash flow and legal options available to the Bank. Included in the review of individual loans are those that are impaired as provided in Financial Accounting Standards Board (“FASB”) ASC 310-10. Any allowances for impaired loans are determined by the fair value of the underlying collateral based on the discounted appraised value. Allowances for loans that are not collateral dependent are determined by the present value of expected future cash flows discounted at the loan’s effective interest rate. Historical loss rates are applied to all loans not included in the ASC 310-10 calculation.
	Historical loss rates for commercial and consumer loans may be adjusted for significant qualitative factors that, in management’s judgment, reflect the impact of any current conditions on loss recognition. Factors which management considers in the analysis include the effects of the national and local economies, trends in the nature and volume of loans (delinquencies, charge-offs and non-accrual loans), changes in mix, asset quality trends, risk management and loan administration, changes in the internal lending policies and credit standards, collection practices, examination results from bank regulatory agencies and Lafayette Savings’ internal loan review.
	Allowances on individual loans and historical loss rates are reviewed quarterly and adjusted as necessary based on changing borrower and/or collateral conditions and actual collection and charge-off experience.
	Lafayette Savings’ primary market area for lending is Tippecanoe County, Indiana and to a lesser extent the eight surrounding counties. When evaluating the adequacy of the allowance, consideration is given to this regional geographic concentration and the closely associated effect of changing economic conditions on Lafayette Savings’ customers.
	Categories of loans include:
				March 31,				December 31,
				2014				2013
				(Unaudited)
				(In thousands)
		Real Estate
		One- to four-family residential		$	97,978			$	98,061
		Multi-family residential			49,904				49,866
		Commercial real estate			73,244				72,030
		Construction and land development			16,117				15,318
		Commercial			10,121				11,461
		Consumer and other			1,114				1,160
		Home equity lines of credit			16,174				16,050
		Total loans			264,652				263,946
		Less
		Net deferred loan fees, premiums and discounts			(434	)			(408	)
		Undisbursed portion of loans			(3,575	)			(2,487	)
		Allowance for loan losses			(6,394	)			(6,348	)
		Net loans		$	254,249			$	254,703
	The risk characteristics of each loan portfolio segment are as follows:
	Commercial
	Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
	Commercial Real Estate
	These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type and geographic location. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans.
	Construction
	Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.
	Residential, Home Equity and Consumer
	With respect to residential loans that are secured by one- to four-family residences that are usually owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in one- to four-family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	Additional information on the allocation of loan loss reserves by loan category, which does not include loans held for sale, for the three-month periods ended March 31, 2014 and March 31, 2013 and for the year ended December 31, 2013 is provided below.
	Allowance for Loan Losses and Recorded Investment in Loans for the Three Months Ended March 31, 2014
	Three Months Ended March 31, 2014		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
											(Unaudited; In thousands)
	Allowance for losses
	Beginning balance		$	649			$	753			$	1,045		$	1,023		$	2,436		$	38		$	146		$	258		$	6,348
	Provision charged to expense			(131	)			19				(10	)		88			129			6			(101	)		---			---
	Losses charged off			---				---				21			---			75			---			---			---			96
	Recoveries			17				---				55			1			4			---			65			---			142
	Ending balance		$	535			$	772			$	1,069		$	1,112		$	2,494		$	44		$	110		$	258		$	6,394
	ALL individually evaluated		$	59			$	9			$	89		$	65		$	693		$	---		$	1		$	---		$	916
	ALL collectively evaluated			476				763				980			1,047			1,801			44			109			258			5,478
	Total ALL		$	535			$	772			$	1,069		$	1,112		$	2,494		$	44		$	110		$	258		$	6,394
	Loans individually evaluated		$	1,191			$	906			$	2,810		$	766		$	6,617		$	---		$	575		$	90		$	12,955
	Loans collectively evaluated			8,930				51,982				42,280			49,138			66,627			7,220			8,322			17,198			251,697
	Total loans evaluated		$	10,121			$	52,888			$	45,090		$	49,904		$	73,244		$	7,220		$	8,897		$	17,288		$	264,652
	Allowance for Loan Losses and Recorded Investment in Loans for the Three Months Ended March 31, 2013
	Three Months Ended March 31, 2013		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
											(Unaudited; In thousands)
	Allowance for losses
	Beginning balance		$	633			$	589			$	1,022		$	1,055		$	2,177		$	62		$	154		$	208		$	5,900
Provision charged to expense			239				(64	)			212			(74	)		9			(20	)		129			(31	)		400
Losses charged off			(29	)			---				(241	)		---			(51	)		---			---			---			(321	)
Recoveries			16				---				60			---			---			---			7			---			83
Ending balance		$	859			$	525			$	1,053		$	981		$	2,135		$	42		$	290		$	177		$	6,062
ALL individually evaluated		$	---			$	12			$	23		$	19		$	243		$	---		$	---		$	---		$	297
ALL collectively evaluated			859				513				1,030			962			1,892			42			290			177			5,765
Total ALL		$	859			$	525			$	1,053		$	981		$	2,135		$	42		$	290		$	177		$	6,062
Loans individually evaluated		$	20			$	1,682			$	5,931		$	2,173		$	4,131		$	---		$	734		$	91		$	14,762
Loans collectively evaluated			13,933				45,476				43,869			59,552			71,973			7,673			8,713			16,625			267,814
Total loans evaluated		$	13,953			$	47,158			$	49,800		$	61,725		$	76,104		$	7,673		$	9,447		$	16,716		$	282,576
Allowance for Loan Losses and Recorded Investment in Loans for the Year Ended December 31, 2013
2013		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
						Occupied				Occupied			family			Real Estate									and
						4-Jan				4-Jan															Home
																									Equity
Allowance for losses
Beginning balance		$	633			$	589			$	1,022		$	1,055		$	2,177		$	62		$	154		$	208		$	5,900
Provision charged to expense			(77	)			236				225			(33	)		278			(24	)		(40	)		85			650
Losses charged off			32				73				327			---			40			---			10			35			517
Recoveries			125				1				125			1			21			---			42			---			315
Ending balance		$	649			$	753			$	1,045		$	1,023		$	2,436		$	38		$	146		$	258		$	6,348
ALL individually evaluated		$	5			$	13			$	30		$	---		$	749		$	---		$	1		$	---		$	798
ALL collectively evaluated			644				740				1,015			1,023			1,687			38			145			258			5,550
Total ALL		$	649			$	753			$	1,045		$	1,023		$	2,436		$	38		$	146			258		$	6,348
Loans individually evaluated		$	1,250			$	921			$	2,820		$	522		$	6,703		$	---		$	779		$	90		$	13,085
Loans collectively evaluated			10,211				51,098				43,222			49,344			65,327			5,446			9,093		$	17,120			250,861
Total loans evaluated		$	11,461			$	52,019			$	46,042		$	49,866		$	72,030		$	5,446		$	9,872		$	17,210		$	263,946
Management’s general practice is to charge down collateral dependent loans individually evaluated for impairment to the fair value of the underlying collateral.
Consistent with regulatory guidance, charge-offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company’s policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.
For all loan portfolio segments except one- to four-family residential properties and consumer, the Company promptly charges off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.
The Company charges off one- to four-family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of one- to four-family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 120 days past due, charge-off of unsecured open-end loans when the loan is 120 days past due, and charge-down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off. Charge-offs may be taken sooner than the above-referenced timeframes if circumstances warrant.
The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date.
The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior four years. Management believes the four year historical loss experience methodology is appropriate in the current economic environment, as it captures loss rates that are comparable to the current period being analyzed.
We rate all loans by credit quality using the following designations:
GRADE 1 - Pass, superior credit quality
Loans of the highest quality. Financial strength of the borrower (exhibited by extremely low debt-to-income ratios/high debt-service coverage, low loan-to-value ratio, and clean credit history) is such that no loss is anticipated. Probability of serious or rapid deterioration is extremely small.
GRADE 2 - Pass, good credit quality
Loans of good quality. Overall above average credit, with strong capacity to repay (exhibited by higher debt-to-income ratios/lower debt-service coverage than Grade 1, but still better than average levels), sound credit history and employment. Loan-to-value is not as strong as Grade 1, but is greater than Grade 3. Minor loss exposure with the probability of serious financial deterioration unlikely.
GRADE 3 - Pass, low risk
Loans of satisfactory quality. Average quality due to average capacity to repay (exhibited by higher debt-to-income ratios/lower debt-service coverage than Grade 2 but better than levels requiring Loan Committee approval), employment, credit history, loan-to-value ratio, or paying habits. Deterioration possible if adverse factors occur.
GRADE 4 - Pass, acceptable risk
Loans of marginal, but acceptable quality due to below average capacity to repay (exhibited by high debt-to-income ratios/low debt-service coverage), high loan-to-value, or poor paying habits. Deterioration likely if adverse factors occur.
GRADE W-4 - Pass, watch list credit
These loans have the same characteristics as standard Grade 4 loans, with an added significant weakness such as the global debt-service coverage of the borrower being below 1.00. Such loans should have no delinquencies within the previous 12 months.
GRADE 5 - Special Mention
Loans in this classification are in a state of change that could adversely affect paying ability, collateral value or which require monthly monitoring to protect the asset value.
GRADE 6 - Substandard
A substandard asset with a defined weakness. Heavy debt condition, deterioration of collateral, poor paying habits, or conditions present that unless deficiencies are corrected will result in some loss. Loans 90 or more days past due should be automatically included in this grade.
GRADE 7 - Doubtful
Poor quality. Loans in this group are characterized by less than adequate collateral and all of the characteristics of a loan classified as substandard. The possibility of a loss is extremely high, but factors may be underway to minimize the loss or maximize the recovery.
GRADE 8 - Loss
Loans classified loss are considered uncollectible and of such little value that their continuance as an asset is not warranted.
Interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
Subsequent payments on non-accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Non-accrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a non-accrual loan to accrual status.
The following table provides an analysis of loan quality using the above designations, based on property type at March 31, 2014.
Credit Rating		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
						Occupied				Occupied			Family			Real Estate									and
						4-Jan				4-Jan															Home
																									Equity
		(Unaudited; In thousands)
1- Superior		$	18			$	3,450			$	220		$	---		$	96		$	---		$	76		$	1,772		$	5,632
2 - Good			2,177				26,423				3,741			158			12,546			2,747			1,715			11,260			60,767
3 - Pass Low risk			4,002				16,153				10,477			21,882			20,449			3,609			4,518			3,569			84,659
4 - Pass			1,968				4,904				22,835			19,497			22,021			864			1,696			587			74,372
4W - Watch			68				983				3,678			6,610			9,390			---			75			63			20,867
5 - Special mention			---				270				1,145			1,696			600			---			317			37			4,065
6 - Substandard			1,888				705				2,994			61			8,142			---			500			---			14,290
7 - Doubtful			---				---				---			---			---			---			---			---			---
8 - Loss			---				---				---			---			---			---			---			---			---
Total		$	10,121			$	52,888			$	45,090		$	49,904		$	73,244		$	7,220		$	8,897		$	17,288		$	264,652
The following table provides an analysis of loan quality using the above designations, based on property type at December 31, 2013.
Credit Rating		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
						Occupied				Occupied			Family			Real Estate									and
						4-Jan				4-Jan															Home
																									Equity
		(In thousands)
1- Superior		$	20			$	3,703			$	427		$	---		$	98		$	---		$	139		$	1,854		$	6,241
2 - Good			1,528				24,965				3,307			1,755			10,784			2,393			1,752			11,419			57,903
3 - Pass Low risk			3,872				16,321				10,896			22,131			16,340			2,806			4,552			3,274			80,192
4 - Pass			3,035				5,088				22,579			19,006			23,604			247			2,239			589			76,387
4W - Watch			860				926				4,518			5,447			12,397			---			85			35			24,268
5 - Special mention			---				274				1,248			1,461			343			---			412			38			3,776
6 - Substandard			2,146				742				3,067			66			8,464			---			693			1			15,179
7 - Doubtful			---				---				---			---			---			---			---			---			---
8 - Loss			---				---				---			---			---			---			---			---			---
Total		$	11,461			$	52,019			$	46,042		$	49,866		$	72,030		$	5,446		$	9,872		$	17,210		$	263,946
Analyses of past due loans segregated by loan type as of March 31, 2014 and December 31, 2013 are provided below.
		Loan Portfolio Aging Analysis as of March 31, 2014
		30-59 Days				60-89 Days				Over 90 Days			Total Past Due			Current			Total Loans			Under 90 Days			Total 90 Days
																						and Not Accruing			and Accruing
		(Unaudited; In thousands)
Commercial		$	---			$	---			$	140		$	140		$	9,981		$	10,121		$	---		$	---
Owner occupied 1-4			25				72				---			97			52,791			52,888			519			---
Non-owner occupied 1-4			---				---				1,048			1,048			44,042			45,090			605			---
Multi-family			---				---				---			---			49,904			49,904			61			---
Commercial real estate			15				85				---			100			73,144			73,244			15			---
Construction			---				---				---			---			7,220			7,220			---			---
Land			---				---				---			---			8,897			8,897			---			---
Consumer and home equity			6				---				---			6			17,282			17,288			---			---
Total		$	46			$	157			$	1,188		$	1,391		$	263,261		$	264,652		$	1,200		$	---
		Loan Portfolio Aging Analysis as of December 31, 2013
		30-59 Days				60-89 Days				Over 90 Days			Total Past Due			Current			Total Loans			Under 90 Days			Total 90 Days
																						and Not Accruing			and Accruing
													(In thousands)
Commercial		$	---			$	140			$	---		$	140		$	11,321		$	11,461		$	---		$	---
Owner occupied 1-4			84				---				---			84			51,935			52,019			553			---
Non-owner occupied 1-4			362				183				1,152			1,697			44,345			46,042			554			---
Multi-family			---				65				---			65			49,801			49,866			65			---
Commercial real estate			---				---				111			111			71,919			72,030			16			---
Construction			---				---				---			---			5,446			5,446			---			---
Land			35				---				121			156			9,716			9,872			---			---
Consumer and home equity			2				---				---			2			17,208			17,210			---			---
Total		$	483			$	388			$	1,384		$	2,255		$	261,691		$	263,946		$	1,188		$	---
Impaired loans are those for which we believe it is probable that we will not collect all principal and interest due in accordance with the original terms of the loan agreement. The following tables present impaired loans and interest recognized on them for the quarter ended March 31, 2014 and impaired loans for the year ended December 31, 2013 and interest recognized for the quarter ended March 31, 2013.
			Impaired Loans as of and for the Quarter Ended March 31, 2014
			Recorded Balance				Unpaid Principal Balance				Specific Allowance			Average Impaired Loans			Interest Income Recognized
			(Unaudited; In thousands)
	Loans without a specific valuation allowance
	Commercial		$	1,051			$	1,051			$	---		$	1,150		$	15
	Owner occupied 1-4			807				841				---			814			6
	Non-owner occupied 1-4			2,419				2,680				---			2,499			16
	Multi-family			510				531				---			516			1
	Commercial real estate			2,611				2,612				---			2,780			35
	Construction			---				---				---			---			---
	Land			500				610				---			597			---
	Consumer and home equity			90				99				---			90			1
	Total loans without a specific valuation allowance			7,988				8,424				---			8,446			74
	Loans with a specific valuation allowance
	Commercial			140				140				59			70			4
	Owner occupied 1-4			99				103				9			100			---
	Non-owner occupied 1-4			391				391				89			316			1
	Multi-family			256				256				65			128			---
	Commercial real estate			4,006				4,006				693			3,880			42
	Construction			---				---				---			---			---
	Land			75				75				1			80			1
	Consumer and home equity			---				---				---			---			---
	Total loans with a specific valuation allowance			4,967				4,971				916			4,574			48
	Total
	Commercial			1,191				1,191				59			1,220			19
	Owner occupied 1-4			906				944				9			914			6
	Non-owner occupied 1-4			2,810				3,071				89			2,815			17
	Multi-family			766				787				65			644			1
	Commercial real estate			6,617				6,618				693			6,660			77
	Construction			---				---				---			---			---
	Land			575				685				1			677			1
	Consumer and home equity			90				99				---			90			1
	Total impaired loans		$	12,955			$	13,395			$	916		$	13,020		$	122
		Impaired Loans as of December 31, 2013											Impaired Loans for the Quarter Ended March 31, 2013
													(Unaudited)
		Recorded				Unpaid				Specific			Average			Interest
		Balance				Principal				Allowance			Impaired			Income
						Balance							Loans			Recognized
		(In thousands)
Loans without a specific valuation allowance
Commercial		$	---			$	---			$	---		$	34		$	---
Owner occupied 1-4			793				922				---			1,422			7
Non-owner occupied 1-4			2,543				3,264				---			5,663			105
Multi-family			522				541				---			2,456			39
Commercial real estate			2,452				2,646				---			3,627			60
Construction			---				---				---			---			---
Land			694				959				---			1,056			---
Consumer and home equity			90				91				---			92			2
Total loans without a specific valuation allowance			7,094				8,423				---			14,350			213
Loans with a specific valuation allowance
Commercial			1,250				1,250				5			---			---
Owner occupied 1-4			128				132				13			231			---
Non-owner occupied 1-4			277				277				30			276			1
Multi-family			---				---				---			76			---
Commercial real estate			4,251				3,769				749			1,555			15
Construction			---				---				---			---			---
Land			85				85				1			---			---
Consumer and home equity			---				---				---			---			---
Total loans with a specific valuation allowance			5,991				5,513				798			2,138			16
Total
Commercial			1,250				1,250				5			34			---
Owner occupied 1-4			921				1,054				13			1,653			7
Non-owner occupied 1-4			2,820				3,541				30			5,939			106
Multi-family			522				541				---			2,532			39
Commercial real estate			6,703				6,415				749			5,182			75
Construction			---				---				---			---			---
Land			779				1,044				1			1,056			---
Consumer and home equity			90				91				---			92			2
Total impaired loans		$	13,085			$	13,936			$	798		$	16,488		$	229
All loans rated substandard that have had an impairment allocated to them and all troubled debt restructures are considered impaired. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due (both principal and interest) according to contractual terms of the loan agreement. Loans that are considered impaired are reviewed to determine if a specific allowance is required based on the borrower’s financial condition, resources and payment record, support from guarantors and the realizable value of any collateral. As a practical expedient, the Bank will typically use the collateral fair market value method to determine impairments unless circumstances preclude its use. In this method, any portion of the investment above the current fair market value of the collateral should be identified as an impairment. Fair market value is determined using a current appraisal or evaluation in compliance with federal appraisal regulations.
The following table gives a breakdown of non-accruing loans by loan class at March 31, 2014 and at December 31, 2013.
	Loan Class		31-Mar-14				31-Dec-13
			(Unaudited)
			(In thousands)
	Commercial		$	140			$	---
	Owner occupied 1-4			520				553
	Non-owner occupied 1-4			1,653				1,706
	Multi-family			61				66
	Commercial real estate			15				126
	Land			---				21
	Total		$	2,389			$	2,572
Loans are placed on non-accrual status when, in the judgment of management, the probability of collection of interest is deemed to be insufficient to warrant further accrual. All interest accrued but not received for loans placed on non-accrual is reversed against interest income. Interest subsequently received on such loans is accounted for by using the cost-recovery basis for commercial loans and the cash basis for retail loans until qualifying for return to accrual status.
Loans to related parties at March 31, 2014 totaled $1.4 million. Loans to related parties at December 31, 2013 of $2.6 million were reduced by paydowns of $1.2 million. There was no new debt.
The following tables present information regarding troubled debt restructurings by class for the three months ended March 31, 2014 and 2013.
			Newly Classified Troubled Debt Restructurings for the
			Three Months ended March 31, 2014
			Number of loans				Pre-modification Recorded Balance				Post-modification Recorded Balance			Type of Modification
			(Unaudited; Dollars in thousands)
	Commercial		$	---			$	---			$	---		---
	Owner occupied 1-4			3				277				277		Rate
	Non owner occupied 1-4			5				257				257		Term extended
	Multi-family			1				256				256		Assumption
	Commercial real estate			3				4,021				4,021		Term extended, payment
	Construction			---				---				---		---
	Land			---				---				---		---
	Consumer and home equity			---				---				---		---
	Total		$	12			$	4,811			$	4,811
			Newly Classified Troubled Debt Restructurings for the
			Three Months ended March 31, 2013
			Number of loans				Pre-modification Recorded Balance				Post-modification Recorded Balance			Type of Modification
			(Unaudited; Dollars in thousands)
	Commercial		$	---			$	---			$	---		---
	Owner occupied 1-4			---				---				---		---
	Non owner occupied 1-4			5				1,242				969		A/B note, payment adjustment
	Multi-family			---				---				---		---
	Commercial real estate			---				---				---		---
	Construction			---				---				---		---
	Land			---				---				---		---
	Consumer and home equity			---				---				---		---
	Total		$	5			$	1,242			$	969
There were no troubled debt restructurings modified in the past 12 months that subsequently defaulted for the three months ended March 31, 2014 or 2013. As of March 31, 2014, borrowers with loans designated as troubled debt restructures and totaling $10.6 million met the criteria for placement back on accrual status. These criteria are a minimum of six months payment performance under existing or modified terms.

Disclosures_About_Fair_Value_o

Disclosures About Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Disclosures About Fair Value of Financial Instruments	'
	Note 6 - Disclosures About Fair Value of Assets and Liabilities
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:
		Level 1	Quoted prices in active markets for identical assets or liabilities
		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
		Level 3	Unobservable inputs supported by little or no market activity and are significant to the fair value of the assets or liabilities
	Recurring Measurements
	The following table presents the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and December 31, 2013:
								Fair Value Measurements Using
				Fair Value				Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
								(Level 1)			(Level 2)		(Level 3)
				(In thousands)
		Available-for-sale securities
		March 31, 2014 (Unaudited)
		U.S. government-sponsored agencies		$	26,115			$	---		$	26,115	$	---
		Mortgage-backed securities			18,753				---			18,753		---
		Corporate bonds			1,058				---			1,058		---
		State and political subdivision securities			16,306				---			16,306		---
		Totals		$	62,232			$	---		$	62,232	$	---
		31-Dec-13
		U.S. government-sponsored agencies		$	28,604			$	---		$	28,604	$	---
		Mortgage-backed securities			16,599				---			16,599		---
		Corporate bonds			1,063				---			1,063		---
		State and political subdivision securities			16,439				---			16,439		---
		Totals		$	62,705			$	---		$	62,705	$	---
	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the quarter ended March 31, 2014.
	Available-for-sale Securities
	Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Such securities are classified in Level 2 of the valuation hierarchy. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.
	Nonrecurring Measurements
	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and December 31, 2013:
							Fair Value Measurements Using
				Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
							(Level 1)			(Level 2)		(Level 3)
							(In thousands)
		March 31, 2014 (Unaudited)
		Collateral-dependent impaired loans		$   825			---			---		$   825
		31-Dec-13
		Collateral-dependent impaired loans		$3,637			---			---		$3,637
	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Collateral-Dependent Impaired Loans, Net of Allowance for Loan and Lease Losses
	The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.
	The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the Office of the Company’s Controller. Appraisals are reviewed for accuracy and consistency by the Controller’s office. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by comparison to historical results.
	Unobservable (Level 3) Inputs
	The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements at March 31, 2014 and December 31, 2013.
				Fair Value at		Valuation Technique		Unobservable Inputs		Range
				31-Mar-14						(Weighted Average)
				(Unaudited; In thousands)
		March 31, 2014:
		Collateral-dependent impaired loans		$825		Market comparable properties		Marketability discount		10%-20%
				Fair Value at		Valuation Technique		Unobservable Inputs		Range
				31-Dec-13						(Weighted Average)
				(In thousands)
		December 31, 2013:
		Collateral-dependent impaired loans		$3,637		Market comparable properties		Marketability discount		10%-20%
	Fair Value of Financial Instruments
	The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and December 31, 2013.
								Fair Value Measurements Using
				Carrying Amount				Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
								(Level 1)			(Level 2)		(Level 3)
				(In thousands)
		March 31, 2014 (Unaudited)
		Financial assets
		Cash and cash equivalents		$	22,819			$	22,819		$	---	$	---
		Interest-bearing time deposits			1,247				---			1,247		---
	Loans held for sale			1,547				---			1,547		---
	Loans, net of allowance for losses			254,249				---			---		264,976
	Federal Home Loan Bank stock			3,185				---			3,185		---
	Accrued interest receivable			1,123				---			1,123		---
	Financial liabilities
	Transaction and savings deposits			189,921				189,921			---		---
	Time deposits			122,298				---			---		123,536
	Federal Home Loan Bank advances			10,000				---			10,264		---
	Accrued interest payable			37				---			37		---
	December 31, 2013:
	Financial assets
	Cash and cash equivalents		$	24,198			$	24,198		$	---	$	---
	Interest-bearing time deposits			1,743				---			1,743		---
	Loans held for sale			657				---			657		---
	Loans, net of allowance for losses			254,703				---			---		265,715
	Federal Home Loan Bank stock			3,185				---			3,185		---
	Accrued interest receivable			1,114				---			1,114		---
	Financial liabilities
	Transaction and savings deposits			185,106				185,106			---		---
	Time deposits			129,514				---			---		130,892
	Federal Home Loan Bank advances			10,000				---			10,289		---
	Accrued interest payable			34				---			34		---
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value.
Cash and Cash Equivalents and Interest-Bearing Time Deposits
The carrying amount approximates fair value.
Loans Held For Sale
The carrying amount approximates fair value due to the insignificant time between origination and date of sale. The carrying amount is the amount funded and accrued interest.
Loans
Fair value is estimated by discounting the future cash flows using the market rates at which similar notes would be made to borrowers with similar credit ratings and for the same remaining maturities. The market rates used are based on current rates the Bank would impose for similar loans and reflect a market participant assumption about risks associated with non-performance, illiquidity, and the structure and term of the loans along with local economic and market conditions.
Federal Home Loan Bank Stock
Fair value is estimated at book value due to restrictions that limit the sale or transfer of such securities.
Accrued Interest Receivable and Payable
The carrying amount approximates fair value. The carrying amount is determined using the interest rate, balance and last payment date.
Deposits
Fair value of term deposits is estimated by discounting the future cash flows using rates of similar deposits with similar maturities. The market rates used were obtained from a knowledgeable independent third party and reviewed by the Company. The rates were the average of current rates offered by local competitors of the Bank.
The estimated fair value of demand, NOW, savings and money market deposits is the book value since rates are regularly adjusted to market rates and amounts are payable on demand at the reporting date.
Federal Home Loan Bank Advances
Fair value is estimated by discounting the future cash flows using rates of similar advances with similar maturities. These rates were obtained from current rates offered by FHLB.
Commitments to Originate Loans, Forward Sale Commitments, Letters of Credit and Lines of Credit
The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.
The fair value of commitments to sell securities is estimated based on current market prices for securities of similar terms and credit quality.
The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. The fair value of commitments was not material at March 31, 2014 and December 31, 2013.

Accounting_Developments

Accounting Developments	3 Months Ended
	Mar. 31, 2014
Accounting Changes and Error Corrections [Abstract]	'
Accounting Developments	'
	Note 7 –Accounting Developments
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects,” to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In July 2013, the FASB issued ASU 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,” to require presentation in the financial statements of an unrecognized tax benefit or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward, except as follows. When an NOL carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or when the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Adoption of the ASU did not have a significant effect on the Company’s consolidated financial statements.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Schedule of information about the number of shares used to compute earnings per share and the results of the computations	'
			Three months ended
			March 31,
			2014		2013
			(Unaudited)
		Weighted average shares outstanding		1,565,737		1,556,080
		Stock options		8,518		7,584
		Shares used to compute diluted earnings per share		1,574,255		1,563,664
		Basic earnings per share	$	0.33	$	0.42
		Diluted earnings per share	$	0.33	$	0.42

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule of amortized cost and approximate fair values, together with gross unrealized gains and losses of securities	'
		Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Approximate Fair Value
				(In thousands)
	Available-for-sale Securities:
	March 31, 2014 (Unaudited)
	U.S. Government sponsored agencies	$	26,460	$	31	$	(376	)	$	26,115
	Mortgage-backed securities– government sponsored entities		18,797		127		(171	)		18,753
	Corporate bonds		1,046		12		---			1,058
	State and political subdivisions		16,227		183		(104	)		16,306
		$	62,530	$	353	$	(651	)	$	62,232
	Available-for-sale Securities:
	31-Dec-13
	U.S. Government sponsored agencies	$	28,982	$	39	$	(417	)	$	28,604
	Mortgage-backed securities–government sponsored entities		16,704		122		(227	)		16,599
	Corporate bonds		1,050		13		---			1,063
	State and political subdivisions		16,465		172		(198	)		16,439
		$	63,201	$	346	$	(842	)	$	62,705
Schedule of amortized cost and fair value of available-for-sale securities by contractual maturity	'
		Available for Sale
		Amortized		Fair
		Cost		Value
		(Unaudited; In thousands)
	Within one year	$	1,403	$	1,412
	One to five years		35,442		35,321
	Five to ten years		6,888		6,746
	After ten years		---		---
			43,733		43,479
	Mortgage-backed securities		18,797		18,753
	Totals	$	62,530	$	62,232
Schedule of investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities in a continuous unrealized loss position	'
		Less Than 12 Months				12 Months or More					Total
	Description of Securities	Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
		Value		Losses		Value			Losses		Value		Losses
		(In thousands)
	March 31, 2014 (Unaudited)
	U.S. Government sponsored agencies	$	20,626	$	376	$	---		$	---	$	20,626	$	376
	Mortgage-backed securities–government sponsored entities		16,162		171		---			---		16,162		171
	State and political subdivisions		6,300		104		---			---		6,300		104
	Total temporarily impaired securities	$	43,088	$	651	$	---		$	---	$	43,088	$	651
	31-Dec-13
	U.S. Government sponsored agencies	$	21,587	$	417	$	---		$	---	$	21,587	$	417
	Mortgage-backed securities–government sponsored entities		9,781		226		7			1		9,788		227
	State and political subdivisions		9,401		198		---			---		9,401		198
	Total temporarily impaired securities	$	40,769	$	841	$	7		$	1	$	40,776	$	842

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Schedule of categories of loans	'
				March 31,				December 31,
				2014				2013
				(Unaudited)
				(In thousands)
		Real Estate
		One- to four-family residential		$	97,978			$	98,061
		Multi-family residential			49,904				49,866
		Commercial real estate			73,244				72,030
		Construction and land development			16,117				15,318
		Commercial			10,121				11,461
		Consumer and other			1,114				1,160
		Home equity lines of credit			16,174				16,050
		Total loans			264,652				263,946
		Less
		Net deferred loan fees, premiums and discounts			(434	)			(408	)
		Undisbursed portion of loans			(3,575	)			(2,487	)
		Allowance for loan losses			(6,394	)			(6,348	)
		Net loans		$	254,249			$	254,703
Schedule of allowance for loan losses and recorded investment in loans	'
	Allowance for Loan Losses and Recorded Investment in Loans for the Three Months Ended March 31, 2014
	Three Months Ended March 31, 2014		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
											(Unaudited; In thousands)
	Allowance for losses
	Beginning balance		$	649			$	753			$	1,045		$	1,023		$	2,436		$	38		$	146		$	258		$	6,348
	Provision charged to expense			(131	)			19				(10	)		88			129			6			(101	)		---			---
	Losses charged off			---				---				21			---			75			---			---			---			96
	Recoveries			17				---				55			1			4			---			65			---			142
	Ending balance		$	535			$	772			$	1,069		$	1,112		$	2,494		$	44		$	110		$	258		$	6,394
	ALL individually evaluated		$	59			$	9			$	89		$	65		$	693		$	---		$	1		$	---		$	916
	ALL collectively evaluated			476				763				980			1,047			1,801			44			109			258			5,478
	Total ALL		$	535			$	772			$	1,069		$	1,112		$	2,494		$	44		$	110		$	258		$	6,394
	Loans individually evaluated		$	1,191			$	906			$	2,810		$	766		$	6,617		$	---		$	575		$	90		$	12,955
	Loans collectively evaluated			8,930				51,982				42,280			49,138			66,627			7,220			8,322			17,198			251,697
	Total loans evaluated		$	10,121			$	52,888			$	45,090		$	49,904		$	73,244		$	7,220		$	8,897		$	17,288		$	264,652
	Allowance for Loan Losses and Recorded Investment in Loans for the Three Months Ended March 31, 2013
	Three Months Ended March 31, 2013		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
											(Unaudited; In thousands)
	Allowance for losses
	Beginning balance		$	633			$	589			$	1,022		$	1,055		$	2,177		$	62		$	154		$	208		$	5,900
	Provision charged to expense			239				(64	)			212			(74	)		9			(20	)		129			(31	)		400
	Losses charged off			(29	)			---				(241	)		---			(51	)		---			---			---			(321	)
	Recoveries			16				---				60			---			---			---			7			---			83
	Ending balance		$	859			$	525			$	1,053		$	981		$	2,135		$	42		$	290		$	177		$	6,062
	ALL individually evaluated		$	---			$	12			$	23		$	19		$	243		$	---		$	---		$	---		$	297
	ALL collectively evaluated			859				513				1,030			962			1,892			42			290			177			5,765
	Total ALL		$	859			$	525			$	1,053		$	981		$	2,135		$	42		$	290		$	177		$	6,062
	Loans individually evaluated		$	20			$	1,682			$	5,931		$	2,173		$	4,131		$	---		$	734		$	91		$	14,762
	Loans collectively evaluated			13,933				45,476				43,869			59,552			71,973			7,673			8,713			16,625			267,814
	Total loans evaluated		$	13,953			$	47,158			$	49,800		$	61,725		$	76,104		$	7,673		$	9,447		$	16,716		$	282,576
	Allowance for Loan Losses and Recorded Investment in Loans for the Year Ended December 31, 2013
	2013		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
	Allowance for losses
	Beginning balance		$	633			$	589			$	1,022		$	1,055		$	2,177		$	62		$	154		$	208		$	5,900
	Provision charged to expense			(77	)			236				225			(33	)		278			(24	)		(40	)		85			650
	Losses charged off			32				73				327			---			40			---			10			35			517
	Recoveries			125				1				125			1			21			---			42			---			315
	Ending balance		$	649			$	753			$	1,045		$	1,023		$	2,436		$	38		$	146		$	258		$	6,348
	ALL individually evaluated		$	5			$	13			$	30		$	---		$	749		$	---		$	1		$	---		$	798
	ALL collectively evaluated			644				740				1,015			1,023			1,687			38			145			258			5,550
	Total ALL		$	649			$	753			$	1,045		$	1,023		$	2,436		$	38		$	146			258		$	6,348
	Loans individually evaluated		$	1,250			$	921			$	2,820		$	522		$	6,703		$	---		$	779		$	90		$	13,085
	Loans collectively evaluated			10,211				51,098				43,222			49,344			65,327			5,446			9,093		$	17,120			250,861
	Total loans evaluated		$	11,461			$	52,019			$	46,042		$	49,866		$	72,030		$	5,446		$	9,872		$	17,210		$	263,946
Schedule of an analysis of loan quality based on property	'
	The following table provides an analysis of loan quality using the above designations, based on property type at March 31, 2014.
	Credit Rating		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			Family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
			(Unaudited; In thousands)
	1- Superior		$	18			$	3,450			$	220		$	---		$	96		$	---		$	76		$	1,772		$	5,632
	2 - Good			2,177				26,423				3,741			158			12,546			2,747			1,715			11,260			60,767
	3 - Pass Low risk			4,002				16,153				10,477			21,882			20,449			3,609			4,518			3,569			84,659
	4 - Pass			1,968				4,904				22,835			19,497			22,021			864			1,696			587			74,372
	4W - Watch			68				983				3,678			6,610			9,390			---			75			63			20,867
	5 - Special mention			---				270				1,145			1,696			600			---			317			37			4,065
	6 - Substandard			1,888				705				2,994			61			8,142			---			500			---			14,290
	7 - Doubtful			---				---				---			---			---			---			---			---			---
	8 - Loss			---				---				---			---			---			---			---			---			---
	Total		$	10,121			$	52,888			$	45,090		$	49,904		$	73,244		$	7,220		$	8,897		$	17,288		$	264,652
	The following table provides an analysis of loan quality using the above designations, based on property type at December 31, 2013.
	Credit Rating		Commercial				Owner				Non-owner			Multi-			Commercial			Construction			Land			Consumer			Total
							Occupied				Occupied			Family			Real Estate									and
							4-Jan				4-Jan															Home
																										Equity
			(In thousands)
	1- Superior		$	20			$	3,703			$	427		$	---		$	98		$	---		$	139		$	1,854		$	6,241
	2 - Good			1,528				24,965				3,307			1,755			10,784			2,393			1,752			11,419			57,903
	3 - Pass Low risk			3,872				16,321				10,896			22,131			16,340			2,806			4,552			3,274			80,192
	4 - Pass			3,035				5,088				22,579			19,006			23,604			247			2,239			589			76,387
	4W - Watch			860				926				4,518			5,447			12,397			---			85			35			24,268
	5 - Special mention			---				274				1,248			1,461			343			---			412			38			3,776
	6 - Substandard			2,146				742				3,067			66			8,464			---			693			1			15,179
	7 - Doubtful			---				---				---			---			---			---			---			---			---
	8 - Loss			---				---				---			---			---			---			---			---			---
	Total		$	11,461			$	52,019			$	46,042		$	49,866		$	72,030		$	5,446		$	9,872		$	17,210		$	263,946
Schedule of loan portfolio aging analysis	'
			Loan Portfolio Aging Analysis as of March 31, 2014
			30-59 Days				60-89 Days				Over 90 Days			Total Past Due			Current			Total Loans			Under 90 Days			Total 90 Days
																							and Not Accruing			and Accruing
			(Unaudited; In thousands)
	Commercial		$	---			$	---			$	140		$	140		$	9,981		$	10,121		$	---		$	---
	Owner occupied 1-4			25				72				---			97			52,791			52,888			519			---
	Non-owner occupied 1-4			---				---				1,048			1,048			44,042			45,090			605			---
	Multi-family			---				---				---			---			49,904			49,904			61			---
	Commercial real estate			15				85				---			100			73,144			73,244			15			---
	Construction			---				---				---			---			7,220			7,220			---			---
	Land			---				---				---			---			8,897			8,897			---			---
	Consumer and home equity			6				---				---			6			17,282			17,288			---			---
	Total		$	46			$	157			$	1,188		$	1,391		$	263,261		$	264,652		$	1,200		$	---
			Loan Portfolio Aging Analysis as of December 31, 2013
			30-59 Days				60-89 Days				Over 90 Days			Total Past Due			Current			Total Loans			Under 90 Days			Total 90 Days
																							and Not Accruing			and Accruing
														(In thousands)
	Commercial		$	---			$	140			$	---		$	140		$	11,321		$	11,461		$	---		$	---
	Owner occupied 1-4			84				---				---			84			51,935			52,019			553			---
	Non-owner occupied 1-4			362				183				1,152			1,697			44,345			46,042			554			---
	Multi-family			---				65				---			65			49,801			49,866			65			---
	Commercial real estate			---				---				111			111			71,919			72,030			16			---
	Construction			---				---				---			---			5,446			5,446			---			---
	Land			35				---				121			156			9,716			9,872			---			---
	Consumer and home equity			2				---				---			2			17,208			17,210			---			---
	Total		$	483			$	388			$	1,384		$	2,255		$	261,691		$	263,946		$	1,188		$	---
Schedule of impaired loans	'
				Impaired Loans as of and for the Quarter Ended March 31, 2014
				Recorded Balance				Unpaid Principal Balance				Specific Allowance			Average Impaired Loans			Interest Income Recognized
				(Unaudited; In thousands)
		Loans without a specific valuation allowance
		Commercial		$	1,051			$	1,051			$	---		$	1,150		$	15
		Owner occupied 1-4			807				841				---			814			6
		Non-owner occupied 1-4			2,419				2,680				---			2,499			16
		Multi-family			510				531				---			516			1
		Commercial real estate			2,611				2,612				---			2,780			35
		Construction			---				---				---			---			---
		Land			500				610				---			597			---
		Consumer and home equity			90				99				---			90			1
		Total loans without a specific valuation allowance			7,988				8,424				---			8,446			74
		Loans with a specific valuation allowance
		Commercial			140				140				59			70			4
		Owner occupied 1-4			99				103				9			100			---
		Non-owner occupied 1-4			391				391				89			316			1
		Multi-family			256				256				65			128			---
		Commercial real estate			4,006				4,006				693			3,880			42
		Construction			---				---				---			---			---
		Land			75				75				1			80			1
		Consumer and home equity			---				---				---			---			---
		Total loans with a specific valuation allowance			4,967				4,971				916			4,574			48
		Total
		Commercial			1,191				1,191				59			1,220			19
		Owner occupied 1-4			906				944				9			914			6
		Non-owner occupied 1-4			2,810				3,071				89			2,815			17
		Multi-family			766				787				65			644			1
		Commercial real estate			6,617				6,618				693			6,660			77
		Construction			---				---				---			---			---
		Land			575				685				1			677			1
		Consumer and home equity			90				99				---			90			1
		Total impaired loans		$	12,955			$	13,395			$	916		$	13,020		$	122
			Impaired Loans as of December 31, 2013											Impaired Loans for the Quarter Ended March 31, 2013
														(Unaudited)
			Recorded				Unpaid				Specific			Average			Interest
			Balance				Principal				Allowance			Impaired			Income
							Balance							Loans			Recognized
			(In thousands)
	Loans without a specific valuation allowance
	Commercial		$	---			$	---			$	---		$	34		$	---
	Owner occupied 1-4			793				922				---			1,422			7
	Non-owner occupied 1-4			2,543				3,264				---			5,663			105
	Multi-family			522				541				---			2,456			39
	Commercial real estate			2,452				2,646				---			3,627			60
	Construction			---				---				---			---			---
	Land			694				959				---			1,056			---
	Consumer and home equity			90				91				---			92			2
	Total loans without a specific valuation allowance			7,094				8,423				---			14,350			213
	Loans with a specific valuation allowance
	Commercial			1,250				1,250				5			---			---
	Owner occupied 1-4			128				132				13			231			---
	Non-owner occupied 1-4			277				277				30			276			1
	Multi-family			---				---				---			76			---
	Commercial real estate			4,251				3,769				749			1,555			15
	Construction			---				---				---			---			---
	Land			85				85				1			---			---
	Consumer and home equity			---				---				---			---			---
	Total loans with a specific valuation allowance			5,991				5,513				798			2,138			16
	Total
	Commercial			1,250				1,250				5			34			---
	Owner occupied 1-4			921				1,054				13			1,653			7
	Non-owner occupied 1-4			2,820				3,541				30			5,939			106
Multi-family			522				541				---			2,532			39
Commercial real estate			6,703				6,415				749			5,182			75
Construction			---				---				---			---			---
Land			779				1,044				1			1,056			---
Consumer and home equity			90				91				---			92			2
Total impaired loans		$	13,085			$	13,936			$	798		$	16,488		$	229
Schedule of breakdown of non-accruing loans	'
	Loan Class		31-Mar-14				31-Dec-13
			(Unaudited)
			(In thousands)
	Commercial		$	140			$	---
	Owner occupied 1-4			520				553
	Non-owner occupied 1-4			1,653				1,706
	Multi-family			61				66
	Commercial real estate			15				126
	Land			---				21
	Total		$	2,389			$	2,572
Schedule of troubled debt restructurings	'
			Newly Classified Troubled Debt Restructurings for the
			Three Months ended March 31, 2014
			Number of loans				Pre-modification Recorded Balance				Post-modification Recorded Balance			Type of Modification
			(Unaudited; Dollars in thousands)
	Commercial		$	---			$	---			$	---		---
	Owner occupied 1-4			3				277				277		Rate
	Non owner occupied 1-4			5				257				257		Term extended
	Multi-family			1				256				256		Assumption
	Commercial real estate			3				4,021				4,021		Term extended, payment
	Construction			---				---				---		---
	Land			---				---				---		---
	Consumer and home equity			---				---				---		---
	Total		$	12			$	4,811			$	4,811
			Newly Classified Troubled Debt Restructurings for the
			Three Months ended March 31, 2013
			Number of loans				Pre-modification Recorded Balance				Post-modification Recorded Balance			Type of Modification
			(Unaudited; Dollars in thousands)
	Commercial		$	---			$	---			$	---		---
	Owner occupied 1-4			---				---				---		---
	Non owner occupied 1-4			5				1,242				969		A/B note, payment adjustment
	Multi-family			---				---				---		---
	Commercial real estate			---				---				---		---
	Construction			---				---				---		---
	Land			---				---				---		---
	Consumer and home equity			---				---				---		---
	Total		$	5			$	1,242			$	969

Disclosures_About_Fair_Value_o1

Disclosures About Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Schedule of assets measured at fair value on a recurring basis	'
						Fair Value Measurements Using
			Fair Value			Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs		Significant Unobservable Inputs
						(Level 1)				(Level 2)		(Level 3)
			(In thousands)
	Available-for-sale securities
	March 31, 2014 (Unaudited)
	U.S. government-sponsored agencies		$	26,115		$	---			$	26,115	$	---
	Mortgage-backed securities			18,753			---				18,753		---
	Corporate bonds			1,058			---				1,058		---
	State and political subdivision securities			16,306			---				16,306		---
	Totals		$	62,232		$	---			$	62,232	$	---
	31-Dec-13
	U.S. government-sponsored agencies		$	28,604		$	---			$	28,604	$	---
	Mortgage-backed securities			16,599			---				16,599		---
	Corporate bonds			1,063			---				1,063		---
	State and political subdivision securities			16,439			---				16,439		---
	Totals		$	62,705		$	---			$	62,705	$	---
Schedule of assets measured at fair value on nonrecurring basis	'
					Fair Value Measurements Using
			Fair Value		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
					(In thousands)
	March 31, 2014 (Unaudited)
	Collateral-dependent impaired loans		$   825		---			---			$   825
	31-Dec-13
	Collateral-dependent impaired loans		$3,637		---			---			$3,637
Schedule of quantitative information of unobservable inputs used in nonrecurring Level 3 fair value measurements	'
				Fair Value at	Valuation Technique		Unobservable Inputs		Range
				31-Mar-14					(Weighted Average)
				(Unaudited; In thousands)
		March 31, 2014:
		Collateral-dependent impaired loans		$825	Market comparable properties		Marketability discount		10%-20%
				Fair Value at	Valuation Technique		Unobservable Inputs		Range
				31-Dec-13					(Weighted Average)
				(In thousands)
		December 31, 2013:
		Collateral-dependent impaired loans		$3,637	Market comparable properties		Marketability discount		10%-20%
Schedule of estimated fair values of financial instruments	'
						Fair Value Measurements Using
			Carrying Amount			Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs		Significant Unobservable Inputs
						(Level 1)				(Level 2)		(Level 3)
			(In thousands)
	March 31, 2014 (Unaudited)
	Financial assets
	Cash and cash equivalents		$	22,819		$	22,819			$	---	$	---
	Interest-bearing time deposits			1,247			---				1,247		---
	Loans held for sale			1,547			---				1,547		---
	Loans, net of allowance for losses			254,249			---				---		264,976
	Federal Home Loan Bank stock			3,185			---				3,185		---
	Accrued interest receivable			1,123			---				1,123		---
	Financial liabilities
	Transaction and savings deposits			189,921			189,921				---		---
	Time deposits			122,298			---				---		123,536
	Federal Home Loan Bank advances			10,000			---				10,264		---
	Accrued interest payable			37			---				37		---
	December 31, 2013:
	Financial assets
	Cash and cash equivalents		$	24,198		$	24,198			$	---	$	---
	Interest-bearing time deposits			1,743			---				1,743		---
	Loans held for sale			657			---				657		---
	Loans, net of allowance for losses			254,703			---				---		265,715
	Federal Home Loan Bank stock			3,185			---				3,185		---
	Accrued interest receivable			1,114			---				1,114		---
	Financial liabilities
	Transaction and savings deposits			185,106			185,106				---		---
	Time deposits			129,514			---				---		130,892
	Federal Home Loan Bank advances			10,000			---				10,289		---
	Accrued interest payable			34			---				34		---

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]	'	'
Weighted average shares outstanding	1,565,737	1,556,080
Stock options	8,518	7,584
Shares used to compute diluted earnings per share	1,574,255	1,563,664
Basic earnings per share	$0.33	$0.42
Diluted earnings per share	$0.33	$0.42

Earnings_Per_Share_Detail_Text

Earnings Per Share (Detail Textuals) (Stock Options)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Stock Options	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Number of potentially dilutive securities outstanding	77,981	41,257
Antidilutive securities excluded from computation of earnings per share	'	17,116

Securities_Amortized_cost_and_

Securities - Amortized cost and approximate fair values, together with gross unrealized gains and losses (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities:	'	'
Amortized Cost	$62,530	$63,201
Gross Unrealized Gains	353	346
Gross Unrealized Losses	-651	-842
Approximate Fair Value	62,232	62,705
U.S. Government sponsored agencies	'	'
Available-for-sale Securities:	'	'
Amortized Cost	26,460	28,982
Gross Unrealized Gains	31	39
Gross Unrealized Losses	-376	-417
Approximate Fair Value	26,115	28,604
Mortgage-backed securities-Government sponsored entities	'	'
Available-for-sale Securities:	'	'
Amortized Cost	18,797	16,704
Gross Unrealized Gains	127	122
Gross Unrealized Losses	-171	-227
Approximate Fair Value	18,753	16,599
Corporate bonds	'	'
Available-for-sale Securities:	'	'
Amortized Cost	1,046	1,050
Gross Unrealized Gains	12	13
Gross Unrealized Losses	'	'
Approximate Fair Value	1,058	1,063
State and political subdivisions	'	'
Available-for-sale Securities:	'	'
Amortized Cost	16,227	16,465
Gross Unrealized Gains	183	172
Gross Unrealized Losses	-104	-198
Approximate Fair Value	$16,306	$16,439

Securities_Amortized_cost_and_1

Securities - Amortized cost and fair value of available-for-sale securities by contractual maturity (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities, Debt Maturities [Abstract]	'	'
Amortized cost within one year	$1,403	'
Amortized cost one to five years	35,442	'
Amortized cost five to ten years	6,888	'
Amortized cost after ten years	'	'
Available for sale securities having debt maturities amortized cost	43,733	'
Amortized cost mortgage-backed securities	18,797	'
Available for sale securities amortized cost, Total	62,530	'
Fair value within one year	1,412	'
Fair value one to five years	35,321	'
Fair value five to ten years	6,746	'
Fair value after ten years	'	'
Available for sale securities having debt securities fair value	43,479	'
Available for sale securities fair value mortgage-backed securities	18,753	'
Approximate Fair Value	$62,232	$62,705

Securities_Gross_unrealized_lo

Securities - Gross unrealized losses and fair value, aggregated by investment category (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less Than 12 Months Fair Value	$43,088	$40,769
Less Than 12 Months Unrealized Losses	651	841
12 Months or More Fair Value	'	7
12 Months or More Unrealized Losses	'	1
Total Fair Value	43,088	40,776
Total Unrealized Losses	651	842
U.S. Government sponsored agencies	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less Than 12 Months Fair Value	20,626	21,587
Less Than 12 Months Unrealized Losses	376	417
12 Months or More Fair Value	'	'
12 Months or More Unrealized Losses	'	'
Total Fair Value	20,626	21,587
Total Unrealized Losses	376	417
Mortgage-backed securities-Government sponsored entities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less Than 12 Months Fair Value	16,162	9,781
Less Than 12 Months Unrealized Losses	171	226
12 Months or More Fair Value	'	7
12 Months or More Unrealized Losses	'	1
Total Fair Value	16,162	9,788
Total Unrealized Losses	171	227
State and political subdivisions securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less Than 12 Months Fair Value	6,300	9,401
Less Than 12 Months Unrealized Losses	104	198
12 Months or More Fair Value	'	'
12 Months or More Unrealized Losses	'	'
Total Fair Value	6,300	9,401
Total Unrealized Losses	$104	$198

Securities_Detail_Textuals

Securities (Detail Textuals) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'	'
Carrying value of securities pledged as collateral	$1,800,000	$1,800,000
Fair value of debt securities	$43,088,000	$40,776,000
Percentage of debt securities in available-for-sale investment portfolio	69.00%	65.00%

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses - Categories of loans (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Real Estate	'	'	'	'
Less Allowance for loan losses	($6,394)	($6,348)	'	'
Net loans	254,249	254,703	'	'
Loans Receivable	'	'	'	'
Real Estate	'	'	'	'
One-to-four family residential	97,978	98,061	'	'
Multi-family residential	49,904	49,866	'	'
Commercial real estate	73,244	72,030	'	'
Construction and land development	16,117	15,318	'	'
Commercial	10,121	11,461	'	'
Consumer and other	1,114	1,160	'	'
Home equity lines of credit	16,174	16,050	'	'
Total loans	264,652	263,946	282,576	'
Less Net deferred loan fees, premiums and discounts	-434	-408	'	'
Less Undisbursed portion of loans	-3,575	-2,487	'	'
Less Allowance for loan losses	-6,394	-6,348	-6,062	-5,900
Net loans	$254,249	$254,703	'	'

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses - Allocation of loan loss reserves by loan category (Details 1) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Allowance for losses	'	'	'
Ending balance	$6,394	'	$6,348
Financing receivable, allowance for credit loss, additional information:	'	'	'
Total ALL	6,394	'	6,348
Loans Receivable	'	'	'
Allowance for losses	'	'	'
Beginning balance	6,348	5,900	5,900
Provision charged to expense	'	400	650
Losses charged off	96	-321	517
Recoveries	142	83	315
Ending balance	6,394	6,062	6,348
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	916	297	798
ALL collectively evaluated	5,478	5,765	5,550
Total ALL	6,394	6,062	6,348
Loans individually evaluated	12,955	14,762	13,085
Loans collectively evaluated	251,697	267,814	250,861
Total loans	264,652	282,576	263,946
Loans Receivable | Commercial	'	'	'
Allowance for losses	'	'	'
Beginning balance	649	633	633
Provision charged to expense	-131	239	-77
Losses charged off	'	-29	32
Recoveries	17	16	125
Ending balance	535	859	649
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	59	'	5
ALL collectively evaluated	476	859	644
Total ALL	535	859	649
Loans individually evaluated	1,191	20	1,250
Loans collectively evaluated	8,930	13,933	10,211
Total loans	10,121	13,953	11,461
Loans Receivable | Owner Occupied 1-4	'	'	'
Allowance for losses	'	'	'
Beginning balance	753	589	589
Provision charged to expense	19	-64	236
Losses charged off	'	'	73
Recoveries	'	'	1
Ending balance	772	525	753
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	9	12	13
ALL collectively evaluated	763	513	740
Total ALL	772	525	753
Loans individually evaluated	906	1,682	921
Loans collectively evaluated	51,982	45,476	51,098
Total loans	52,888	47,158	52,019
Loans Receivable | Non-owner Occupied 1-4	'	'	'
Allowance for losses	'	'	'
Beginning balance	1,045	1,022	1,022
Provision charged to expense	-10	212	225
Losses charged off	21	-241	327
Recoveries	55	60	125
Ending balance	1,069	1,053	1,045
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	89	23	30
ALL collectively evaluated	980	1,030	1,015
Total ALL	1,069	1,053	1,045
Loans individually evaluated	2,810	5,931	2,820
Loans collectively evaluated	42,280	43,869	43,222
Total loans	45,090	49,800	46,042
Loans Receivable | Multi-family	'	'	'
Allowance for losses	'	'	'
Beginning balance	1,023	1,055	1,055
Provision charged to expense	88	-74	-33
Losses charged off	'	'	'
Recoveries	1	'	1
Ending balance	1,112	981	1,023
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	65	19	'
ALL collectively evaluated	1,047	962	1,023
Total ALL	1,112	981	1,023
Loans individually evaluated	766	2,173	522
Loans collectively evaluated	49,138	59,552	49,344
Total loans	49,904	61,725	49,866
Loans Receivable | Commercial Real Estate	'	'	'
Allowance for losses	'	'	'
Beginning balance	2,436	2,177	2,177
Provision charged to expense	129	9	278
Losses charged off	75	-51	40
Recoveries	4	'	21
Ending balance	2,494	2,135	2,436
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	693	243	749
ALL collectively evaluated	1,801	1,892	1,687
Total ALL	2,494	2,135	2,436
Loans individually evaluated	6,617	4,131	6,703
Loans collectively evaluated	66,627	71,973	65,327
Total loans	73,244	76,104	72,030
Loans Receivable | Construction	'	'	'
Allowance for losses	'	'	'
Beginning balance	38	62	62
Provision charged to expense	6	-20	-24
Losses charged off	'	'	'
Recoveries	'	'	'
Ending balance	44	42	38
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	'	'	'
ALL collectively evaluated	44	42	38
Total ALL	44	42	38
Loans individually evaluated	'	'	'
Loans collectively evaluated	7,220	7,673	5,446
Total loans	7,220	7,673	5,446
Loans Receivable | Land	'	'	'
Allowance for losses	'	'	'
Beginning balance	146	154	154
Provision charged to expense	-101	129	-40
Losses charged off	'	'	10
Recoveries	65	7	42
Ending balance	110	290	146
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	1	'	1
ALL collectively evaluated	109	290	145
Total ALL	110	290	146
Loans individually evaluated	575	734	779
Loans collectively evaluated	8,322	8,713	9,093
Total loans	8,897	9,447	9,872
Loans Receivable | Consumer and Home Equity	'	'	'
Allowance for losses	'	'	'
Beginning balance	258	208	208
Provision charged to expense	'	-31	85
Losses charged off	'	'	35
Recoveries	'	'	'
Ending balance	258	177	258
Financing receivable, allowance for credit loss, additional information:	'	'	'
ALL individually evaluated	'	'	'
ALL collectively evaluated	258	177	258
Total ALL	258	177	258
Loans individually evaluated	90	91	90
Loans collectively evaluated	17,198	16,625	17,120
Total loans	$17,288	$16,716	$17,210

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses - Analysis of loan quality (Details 2) (Loans Receivable, USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	$264,652	$263,946	$282,576
Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	10,121	11,461	13,953
Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	52,888	52,019	47,158
Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	45,090	46,042	49,800
Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	49,904	49,866	61,725
Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	73,244	72,030	76,104
Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	7,220	5,446	7,673
Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	8,897	9,872	9,447
Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	17,288	17,210	16,716
Superior	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	5,632	6,241	'
Superior | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	18	20	'
Superior | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	3,450	3,703	'
Superior | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	220	427	'
Superior | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Superior | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	96	98	'
Superior | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Superior | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	76	139	'
Superior | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,772	1,854	'
Good	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	60,767	57,903	'
Good | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	2,177	1,528	'
Good | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	26,423	24,965	'
Good | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	3,741	3,307	'
Good | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	158	1,755	'
Good | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	12,546	10,784	'
Good | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	2,747	2,393	'
Good | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,715	1,752	'
Good | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	11,260	11,419	'
Pass Low risk	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	84,659	80,192	'
Pass Low risk | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	4,002	3,872	'
Pass Low risk | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	16,153	16,321	'
Pass Low risk | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	10,477	10,896	'
Pass Low risk | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	21,882	22,131	'
Pass Low risk | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	20,449	16,340	'
Pass Low risk | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	3,609	2,806	'
Pass Low risk | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	4,518	4,552	'
Pass Low risk | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	3,569	3,274	'
Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	74,372	76,387	'
Pass | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,968	3,035	'
Pass | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	4,904	5,088	'
Pass | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	22,835	22,579	'
Pass | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	19,497	19,006	'
Pass | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	22,021	23,604	'
Pass | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	864	247	'
Pass | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,696	2,239	'
Pass | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	587	589	'
Watch	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	20,867	24,268	'
Watch | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	68	860	'
Watch | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	983	926	'
Watch | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	3,678	4,518	'
Watch | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	6,610	5,447	'
Watch | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	9,390	12,397	'
Watch | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Watch | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	75	85	'
Watch | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	63	35	'
Special mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	4,065	3,776	'
Special mention | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Special mention | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	270	274	'
Special mention | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,145	1,248	'
Special mention | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,696	1,461	'
Special mention | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	600	343	'
Special mention | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Special mention | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	317	412	'
Special mention | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	37	38	'
Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	14,290	15,179	'
Substandard | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	1,888	2,146	'
Substandard | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	705	742	'
Substandard | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	2,994	3,067	'
Substandard | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	61	66	'
Substandard | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	8,142	8,464	'
Substandard | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Substandard | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	500	693	'
Substandard | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	1	'
Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Doubtful | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Construction	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'
Loss | Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans evaluated	'	'	'

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses - Analysis of past due loans segregated by loan type (Details 3) (Loans Receivable, USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	$46	$483	'
Past due loans 60-89 Days	157	388	'
Past due loans Over 90 Days	1,188	1,384	'
Total Past Due	1,391	2,255	'
Current	263,261	261,691	'
Total loans	264,652	263,946	282,576
Under 90 Days and Not Accruing	1,200	1,188	'
Total 90 Days and Accruing	'	'	'
Commercial	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	'	'	'
Past due loans 60-89 Days	'	140	'
Past due loans Over 90 Days	140	'	'
Total Past Due	140	140	'
Current	9,981	11,321	'
Total loans	10,121	11,461	13,953
Under 90 Days and Not Accruing	'	'	'
Total 90 Days and Accruing	'	'	'
Owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	25	84	'
Past due loans 60-89 Days	72	'	'
Past due loans Over 90 Days	'	'	'
Total Past Due	97	84	'
Current	52,791	51,935	'
Total loans	52,888	52,019	47,158
Under 90 Days and Not Accruing	519	553	'
Total 90 Days and Accruing	'	'	'
Non-owner Occupied 1-4	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	'	362	'
Past due loans 60-89 Days	'	183	'
Past due loans Over 90 Days	1,048	1,152	'
Total Past Due	1,048	1,697	'
Current	44,042	44,345	'
Total loans	45,090	46,042	49,800
Under 90 Days and Not Accruing	605	554	'
Total 90 Days and Accruing	'	'	'
Multi-family	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	'	'	'
Past due loans 60-89 Days	'	65	'
Past due loans Over 90 Days	'	'	'
Total Past Due	'	65	'
Current	49,904	49,801	'
Total loans	49,904	49,866	61,725
Under 90 Days and Not Accruing	61	65	'
Total 90 Days and Accruing	'	'	'
Commercial Real Estate	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	15	'	'
Past due loans 60-89 Days	85	'	'
Past due loans Over 90 Days	'	111	'
Total Past Due	100	111	'
Current	73,144	71,919	'
Total loans	73,244	72,030	76,104
Under 90 Days and Not Accruing	15	16	'
Total 90 Days and Accruing	'	'	'
Construction	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	'	'	'
Past due loans 60-89 Days	'	'	'
Past due loans Over 90 Days	'	'	'
Total Past Due	'	'	'
Current	7,220	5,446	'
Total loans	7,220	5,446	7,673
Under 90 Days and Not Accruing	'	'	'
Total 90 Days and Accruing	'	'	'
Land	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	'	35	'
Past due loans 60-89 Days	'	'	'
Past due loans Over 90 Days	'	121	'
Total Past Due	'	156	'
Current	8,897	9,716	'
Total loans	8,897	9,872	9,447
Under 90 Days and Not Accruing	'	'	'
Total 90 Days and Accruing	'	'	'
Consumer and Home Equity	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Past due loans 30-59 Days	6	2	'
Past due loans 60-89 Days	'	'	'
Past due loans Over 90 Days	'	'	'
Total Past Due	6	2	'
Current	17,282	17,208	'
Total loans	17,288	17,210	16,716
Under 90 Days and Not Accruing	'	'	'
Total 90 Days and Accruing	'	'	'

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses - Impaired loans and interest recognized (Details 4) (Loans Receivable, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	$7,988	'	$7,094
Loans without a specific valuation allowance, Unpaid Principal Balance	8,424	'	8,423
Loans without a specific valuation allowance Average Impaired Loans	8,446	14,350	'
Loans without a specific valuation allowance, Interest Income Recognized	74	213	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	4,967	'	5,991
Loans with a specific valuation allowance, Unpaid Principal Balance	4,971	'	5,513
Loans with a specific valuation allowance, Specific Allowance	916	'	798
Loans with a specific valuation allowance, Average Impaired Loans	4,574	2,138	'
Loans with a specific valuation allowance, Interest Income Recognized	48	16	'
Total	'	'	'
Total Recorded Balance	12,955	'	13,085
Total Unpaid Principal Balance	13,395	'	13,936
Total Specific Allowance	916	'	798
Total Average Impaired Loans	13,020	16,488	'
Total Interest Income Recognized	122	229	'
Commercial	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	1,051	'	'
Loans without a specific valuation allowance, Unpaid Principal Balance	1,051	'	'
Loans without a specific valuation allowance Average Impaired Loans	1,150	34	'
Loans without a specific valuation allowance, Interest Income Recognized	15	'	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	140	'	1,250
Loans with a specific valuation allowance, Unpaid Principal Balance	140	'	1,250
Loans with a specific valuation allowance, Specific Allowance	59	'	5
Loans with a specific valuation allowance, Average Impaired Loans	70	'	'
Loans with a specific valuation allowance, Interest Income Recognized	4	'	'
Total	'	'	'
Total Recorded Balance	1,191	'	1,250
Total Unpaid Principal Balance	1,191	'	1,250
Total Specific Allowance	59	'	5
Total Average Impaired Loans	1,220	34	'
Total Interest Income Recognized	19	'	'
Owner Occupied 1-4	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	807	'	793
Loans without a specific valuation allowance, Unpaid Principal Balance	841	'	922
Loans without a specific valuation allowance Average Impaired Loans	814	1,422	'
Loans without a specific valuation allowance, Interest Income Recognized	6	7	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	99	'	128
Loans with a specific valuation allowance, Unpaid Principal Balance	103	'	132
Loans with a specific valuation allowance, Specific Allowance	9	'	13
Loans with a specific valuation allowance, Average Impaired Loans	100	231	'
Loans with a specific valuation allowance, Interest Income Recognized	'	'	'
Total	'	'	'
Total Recorded Balance	906	'	921
Total Unpaid Principal Balance	944	'	1,054
Total Specific Allowance	9	'	13
Total Average Impaired Loans	914	1,653	'
Total Interest Income Recognized	6	7	'
Non-owner Occupied 1-4	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	2,419	'	2,543
Loans without a specific valuation allowance, Unpaid Principal Balance	2,680	'	3,264
Loans without a specific valuation allowance Average Impaired Loans	2,499	5,663	'
Loans without a specific valuation allowance, Interest Income Recognized	16	105	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	391	'	277
Loans with a specific valuation allowance, Unpaid Principal Balance	391	'	277
Loans with a specific valuation allowance, Specific Allowance	89	'	30
Loans with a specific valuation allowance, Average Impaired Loans	316	276	'
Loans with a specific valuation allowance, Interest Income Recognized	1	1	'
Total	'	'	'
Total Recorded Balance	2,810	'	2,820
Total Unpaid Principal Balance	3,071	'	3,541
Total Specific Allowance	89	'	30
Total Average Impaired Loans	2,815	5,939	'
Total Interest Income Recognized	17	106	'
Multi-family	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	510	'	522
Loans without a specific valuation allowance, Unpaid Principal Balance	531	'	541
Loans without a specific valuation allowance Average Impaired Loans	516	2,456	'
Loans without a specific valuation allowance, Interest Income Recognized	1	39	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	256	'	'
Loans with a specific valuation allowance, Unpaid Principal Balance	256	'	'
Loans with a specific valuation allowance, Specific Allowance	65	'	'
Loans with a specific valuation allowance, Average Impaired Loans	128	76	'
Loans with a specific valuation allowance, Interest Income Recognized	'	'	'
Total	'	'	'
Total Recorded Balance	766	'	522
Total Unpaid Principal Balance	787	'	541
Total Specific Allowance	65	'	'
Total Average Impaired Loans	644	2,532	'
Total Interest Income Recognized	1	39	'
Commercial Real Estate	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	2,611	'	2,452
Loans without a specific valuation allowance, Unpaid Principal Balance	2,612	'	2,646
Loans without a specific valuation allowance Average Impaired Loans	2,780	3,627	'
Loans without a specific valuation allowance, Interest Income Recognized	35	60	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	4,006	'	4,251
Loans with a specific valuation allowance, Unpaid Principal Balance	4,006	'	3,769
Loans with a specific valuation allowance, Specific Allowance	693	'	749
Loans with a specific valuation allowance, Average Impaired Loans	3,880	1,555	'
Loans with a specific valuation allowance, Interest Income Recognized	42	15	'
Total	'	'	'
Total Recorded Balance	6,617	'	6,703
Total Unpaid Principal Balance	6,618	'	6,415
Total Specific Allowance	693	'	749
Total Average Impaired Loans	6,660	5,182	'
Total Interest Income Recognized	77	75	'
Construction	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	'	'	'
Loans without a specific valuation allowance, Unpaid Principal Balance	'	'	'
Loans without a specific valuation allowance Average Impaired Loans	'	'	'
Loans without a specific valuation allowance, Interest Income Recognized	'	'	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	'	'	'
Loans with a specific valuation allowance, Unpaid Principal Balance	'	'	'
Loans with a specific valuation allowance, Specific Allowance	'	'	'
Loans with a specific valuation allowance, Average Impaired Loans	'	'	'
Loans with a specific valuation allowance, Interest Income Recognized	'	'	'
Total	'	'	'
Total Recorded Balance	'	'	'
Total Unpaid Principal Balance	'	'	'
Total Specific Allowance	'	'	'
Total Average Impaired Loans	'	'	'
Total Interest Income Recognized	'	'	'
Land	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	500	'	694
Loans without a specific valuation allowance, Unpaid Principal Balance	610	'	959
Loans without a specific valuation allowance Average Impaired Loans	597	1,056	'
Loans without a specific valuation allowance, Interest Income Recognized	'	'	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	75	'	85
Loans with a specific valuation allowance, Unpaid Principal Balance	75	'	85
Loans with a specific valuation allowance, Specific Allowance	1	'	1
Loans with a specific valuation allowance, Average Impaired Loans	80	'	'
Loans with a specific valuation allowance, Interest Income Recognized	1	'	'
Total	'	'	'
Total Recorded Balance	575	'	779
Total Unpaid Principal Balance	685	'	1,044
Total Specific Allowance	1	'	1
Total Average Impaired Loans	677	1,056	'
Total Interest Income Recognized	1	'	'
Consumer and Home Equity	'	'	'
Loans without a specific valuation allowance	'	'	'
Loans without a specific valuation allowance, Recorded Balance	90	'	90
Loans without a specific valuation allowance, Unpaid Principal Balance	99	'	91
Loans without a specific valuation allowance Average Impaired Loans	90	92	'
Loans without a specific valuation allowance, Interest Income Recognized	1	2	'
Loans with a specific valuation allowance	'	'	'
Loans with a specific valuation allowance, Recorded Balance	'	'	'
Loans with a specific valuation allowance, Unpaid Principal Balance	'	'	'
Loans with a specific valuation allowance, Specific Allowance	'	'	'
Loans with a specific valuation allowance, Average Impaired Loans	'	'	'
Loans with a specific valuation allowance, Interest Income Recognized	'	'	'
Total	'	'	'
Total Recorded Balance	90	'	90
Total Unpaid Principal Balance	99	'	91
Total Specific Allowance	'	'	'
Total Average Impaired Loans	90	92	'
Total Interest Income Recognized	$1	$2	'

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses - Breakdown of non-accruing loans by loan class (Details 5) (Loans Receivable, USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	$2,389	$2,572
Commercial	'	'
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	140	'
Owner occupied 1-4	'	'
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	520	553
Non-owner occupied 1-4	'	'
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	1,653	1,706
Multi-family	'	'
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	61	66
Commercial real estate	'	'
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	15	126
Land	'	'
Breakdown Of Non Accruing Loans By Loan Class [Line Items]	'	'
Non accruing loans	'	$21

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses - Troubled debt restructurings by class (Details 6) (Loans Receivable, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	12	5
Pre-modification Recorded Balance	$4,811	$1,242
Post-modification Recorded Balance	4,811	969
Commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	'	'
Pre-modification Recorded Balance	'	'
Post-modification Recorded Balance	'	'
Owner occupied 1-4	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	3	'
Pre-modification Recorded Balance	277	'
Post-modification Recorded Balance	277	'
Type of Modification	'Rate	'
Non-owner Occupied 1-4	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	5	5
Pre-modification Recorded Balance	257	1,242
Post-modification Recorded Balance	257	969
Type of Modification	'Term extended	'A/B note, payment adjustment
Multi-family	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	1	'
Pre-modification Recorded Balance	256	'
Post-modification Recorded Balance	256	'
Type of Modification	'Assumption	'
Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	3	'
Pre-modification Recorded Balance	4,021	'
Post-modification Recorded Balance	4,021	'
Type of Modification	'Term extended, payment	'
Construction	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	'	'
Pre-modification Recorded Balance	'	'
Post-modification Recorded Balance	'	'
Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	'	'
Pre-modification Recorded Balance	'	'
Post-modification Recorded Balance	'	'
Consumer and home equity	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	'	'
Pre-modification Recorded Balance	'	'
Post-modification Recorded Balance	'	'

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Detail Textuals) (Loans Receivable, USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loans Receivable	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans to related parties	$1.40	$2.60
Paydowns from related parties	1.2	'
Troubled debt restructuring placement back on accrual basis	$10.60	'

Disclosures_About_Fair_Value_o2

Disclosures About Fair Value of Assets and Liabilities - Measurement of fair value of assets on recurring basis (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities:	'	'
Total available-for-sale securities	$62,232	$62,705
Recurring | Fair Value	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	62,232	62,705
Recurring | Fair Value | U.S. government-sponsored agencies	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	26,115	28,604
Recurring | Fair Value | Mortgage-backed securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	18,753	16,599
Recurring | Fair Value | Corporate bonds	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	1,058	1,063
Recurring | Fair Value | State and political subdivisions securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	16,306	16,439
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government-sponsored agencies	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | State and political subdivisions securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Significant Other Observable Inputs (Level 2)	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	62,232	62,705
Recurring | Significant Other Observable Inputs (Level 2) | U.S. government-sponsored agencies	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	26,115	28,604
Recurring | Significant Other Observable Inputs (Level 2) | Mortgage-backed securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	18,753	16,599
Recurring | Significant Other Observable Inputs (Level 2) | Corporate bonds	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	1,058	1,063
Recurring | Significant Other Observable Inputs (Level 2) | State and political subdivisions securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	16,306	16,439
Recurring | Significant Unobservable Inputs (Level 3)	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Significant Unobservable Inputs (Level 3) | U.S. government-sponsored agencies	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage-backed securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Significant Unobservable Inputs (Level 3) | Corporate bonds	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'
Recurring | Significant Unobservable Inputs (Level 3) | State and political subdivisions securities	'	'
Available-for-sale Securities:	'	'
Total available-for-sale securities	'	'

Disclosures_About_Fair_Value_o3

Disclosures About Fair Value of Assets and Liabilities - Measurement of fair value of assets on nonrecurring basis (Details 1) (Nonrecurring, USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Collateral-dependent impaired loans	$825	$3,637
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Collateral-dependent impaired loans	'	'
Significant Other Observable Inputs (Level 2)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Collateral-dependent impaired loans	'	'
Significant Unobservable Inputs (Level 3)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Collateral-dependent impaired loans	$825	$3,637

Disclosures_About_Fair_Value_o4

Disclosures About Fair Value of Assets and Liabilities - Estimated fair values (Details 2) (Nonrecurring, Significant Unobservable Inputs (Level 3), Market comparable properties, USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]	'	'
Collateral-dependent impaired loans	$825	$3,637
Valuation Technique	'Market comparable properties	'Market comparable properties
Minimum	'	'
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]	'	'
Marketability discount, range (weighted average)	10.00%	10.00%
Maximum	'	'
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]	'	'
Marketability discount, range (weighted average)	20.00%	20.00%

Disclosures_About_Fair_Value_o5

Disclosures About Fair Value of Assets and Liabilities - Quantitative information about unobservable inputs used in recurring and nonrecurring (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Carrying Amount	'	'
Financial assets	'	'
Cash and cash equivalents	$22,819	$24,198
Interest-bearing time deposits	1,247	1,743
Loans held for sale	1,547	657
Loans, net of allowance for losses	254,249	254,703
Federal Home Loan Bank stock	3,185	3,185
Accrued interest receivable	1,123	1,114
Financial liabilities	'	'
Transaction and savings deposits	189,921	185,106
Time Deposits	122,298	129,514
Federal Home Loan Bank advances	10,000	10,000
Accrued interest payable	37	34
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Financial assets	'	'
Cash and cash equivalents	22,819	24,198
Interest-bearing time deposits	'	'
Loans held for sale	'	'
Loans, net of allowance for losses	'	'
Federal Home Loan Bank stock	'	'
Accrued interest receivable	'	'
Financial liabilities	'	'
Transaction and savings deposits	189,921	185,106
Time Deposits	'	'
Federal Home Loan Bank advances	'	'
Accrued interest payable	'	'
Significant Other Observable Inputs (Level 2)	'	'
Financial assets	'	'
Cash and cash equivalents	'	'
Interest-bearing time deposits	1,247	1,743
Loans held for sale	1,547	657
Loans, net of allowance for losses	'	'
Federal Home Loan Bank stock	3,185	3,185
Accrued interest receivable	1,123	1,114
Financial liabilities	'	'
Transaction and savings deposits	'	'
Time Deposits	'	'
Federal Home Loan Bank advances	10,264	10,289
Accrued interest payable	37	34
Significant Unobservable Inputs (Level 3)	'	'
Financial assets	'	'
Cash and cash equivalents	'	'
Interest-bearing time deposits	'	'
Loans held for sale	'	'
Loans, net of allowance for losses	264,976	265,715
Federal Home Loan Bank stock	'	'
Accrued interest receivable	'	'
Financial liabilities	'	'
Transaction and savings deposits	'	'
Time Deposits	123,536	130,892
Federal Home Loan Bank advances	'	'
Accrued interest payable	'	'