First Community (FCCO) 10-Q 8 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 08, 2013
Document and Entity Information	'	'
Entity Registrant Name	'FIRST COMMUNITY CORP /SC/	'
Entity Central Index Key	'0000932781	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	5,296,288
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$10,992	$11,517
Interest-bearing bank balances	9,332	6,779
Federal funds sold and securities purchased under agreements to resell	626	412
Investment securities - available for sale	228,443	203,445
Other investments, at cost	2,269	2,527
Loans held for sale	2,529	9,658
Loans	345,064	332,111
Less, allowance for loan losses	4,323	4,621
Net loans	340,741	327,490
Property, furniture and equipment - net	17,025	17,258
Bank owned life insurance	10,989	10,868
Other real estate owned	3,607	3,987
Intangible assets	32	160
Goodwill	571	571
Other assets	8,768	8,253
Total assets	635,924	602,925
Deposits:	'	'
Non-interest bearing demand	106,078	97,526
NOW and money market accounts	185,767	150,874
Savings	51,307	41,100
Time deposits less than $100,000	98,995	111,182
Time deposits $100,000 and over	66,445	74,295
Total deposits	508,592	474,977
Securities sold under agreements to repurchase	17,076	15,900
Federal Home Loan Bank advances	34,330	36,344
Junior subordinated debt	15,464	15,464
Other liabilities	7,593	6,057
Total liabilities	583,055	548,742
SHAREHOLDERS' EQUITY	'	'
Preferred stock, par value $1.00 per share, 10,000,000 shares authorized; none issued and outstanding	'	'
Common stock, par value $1.00 per share; 10,000,000 shares authorized; issued and outstanding 5,296,288 at September 30, 2013 5,227,300 at December 31, 2012	5,296	5,227
Common stock warrants issued	50	50
Additional paid in capital	62,179	61,615
Restricted stock	-518	-152
Accumulated Deficit	-12,460	-14,915
Accumulated other comprehensive income (loss)	-1,678	2,358
Total shareholders' equity	52,869	54,183
Total liabilities and shareholders' equity	$635,924	$602,925

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
CONSOLIDATED BALANCE SHEETS	'	'
Preferred stock, par value (in dollars per share)	$1	$1
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$1	$1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	5,296,288	5,227,300
Common stock, shares outstanding	5,296,288	5,227,300

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:	'	'	'	'
Loans, including fees	$4,379	$4,548	$13,202	$13,804
Taxable securities	784	853	2,096	3,194
Non taxable securities	294	226	780	475
Federal funds sold and securities purchased under resale agreements	9	13	24	30
Other	8	10	25	31
Total interest income	5,474	5,650	16,127	17,534
Interest expense:	'	'	'	'
Deposits	425	738	1,395	2,473
Federal funds sold and securities sold under agreement to repurchase	9	8	27	26
Other borrowed money	470	575	1,433	1,746
Total interest expense	904	1,321	2,855	4,245
Net interest income	4,570	4,329	13,272	13,289
Provision for loan losses	129	115	379	416
Net interest income after provision for loan losses	4,441	4,214	12,893	12,873
Non-interest income:	'	'	'	'
Deposit service charges	387	395	1,115	1,159
Mortgage banking income	770	1,393	2,968	2,993
Investment advisory fees and non-deposit commissions	279	183	695	492
Gain (loss) on sale of securities	4	-35	152	-62
Gain (loss) on sale of other assets	-23	-22	7	-8
Fair value loss adjustments	0	-20	-2	-57
Other-than-temporary-impairment write-down on securities	'	'	'	-200
Loss on early extinguishment of debt	'	'	-141	-121
Other	524	508	1,525	1,524
Total non-interest income	1,941	2,402	6,319	5,720
Non-interest expense:	'	'	'	'
Salaries and employee benefits	2,948	2,874	8,934	8,179
Occupancy	343	352	1,023	1,032
Equipment	310	307	907	877
Marketing and public relations	106	73	311	367
FDIC assessments	108	117	309	497
Other real estate expense	189	173	395	559
Amortization of intangibles	32	51	128	153
Other	921	876	2,712	2,679
Total non-interest expense	4,957	4,823	14,719	14,343
Net income before tax	1,425	1,793	4,493	4,250
Income taxes (benefit)	379	573	1,206	1,303
Net income	1,046	1,220	3,287	2,947
Preferred stock dividends and accretion	'	220	'	557
Preferred stock redemption costs	'	119	'	119
Net income available to common shareholders	$1,046	$881	$3,287	$2,271
Basic earnings per common share (in dollars per share)	$0.20	$0.19	$0.62	$0.60
Diluted earnings per common share (in dollars per share)	$0.20	$0.19	$0.62	$0.60

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)	'	'	'	'
Net income	$1,046	$1,220	$3,287	$2,947
Other comprehensive income:	'	'	'	'
Unrealized gain (loss) during the period on available-for-sale securities, net of taxes of $2,027 and $418, for the nine months ended September 30, 2013 and September 30, 2012 and $411 and $420 for the three months ended September 30, 2013 and September 30, 2012, respectively	-795	791	-3,936	787
Less: Reclassification adjustment for (gain) loss included in net income, net of taxes of $52 and $21 for the nine months ended September 30, 2013 and September 30, 2012 and $1 and $12 for the three months ended September 30, 2013 and September 30, 2012 , respectively	-3	23	-100	41
Reclassification adjustment for other-than-temporary-impairment on securities net of taxes of $0 and $68 for the nine months ended September 30, 2013 and September 30, 2012, respectively	'	'	'	132
Other comprehensive income (loss)	-798	814	-4,036	960
Comprehensive income (loss)	$248	$2,034	($749)	$3,907

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)	'	'	'	'
Unrealized gain (loss) during the period on available-for-sale securities, taxes	($411)	$420	($2,027)	$418
Reclassification adjustment for (gain) loss included in net income, taxes	-1	12	-52	21
Reclassification adjustment for other-than-temporary-impairment on securities, taxes	'	'	$0	$68

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders' Equity (USD $)	Total	Preferred Stock	Common Stock	Common Stock Warrants	Additional Paid-in Capital	Nonvested Restricted Stock	Accumulated Deficit	Accumulated Other Comprehensive Income (loss)
In Thousands, unless otherwise specified
Balance at Dec. 31, 2011	$47,896	$11,137	$3,308	$560	$49,165	'	($17,603)	$1,329
Balance (in shares) at Dec. 31, 2011	'	'	3,308	'	'	'	'	'
Increase (Decrease) in Shareholders' Equity	'	'	'	'	'	'	'	'
Net income	2,947	'	'	'	'	'	2,947	'
Other comprehensive income (loss) net of tax expense (benefit) of $1,975 and $329 for nine months ended September 30, 2013 and September 30, 2012 respectively	960	'	'	'	'	'	'	960
Issuance of restricted stock	'	'	33	'	239	-272	'	'
Issuance of restricted stock (in shares)	'	'	33	'	'	'	'	'
Amortization of compensation on restricted stock	75	'	'	'	'	75	'	'
Issuance of common stock	13,792	'	1,875	'	11,917	'	'	'
Issuance of common stock (in shares)	'	'	1,875	'	'	'	'	'
Dividends: Common ($0.17 and 0.12 per share for the nine months ended September 30, 2013 and September 30, 2012 respectively)	-397	'	'	'	'	'	-397	'
Preferred	-475	'	'	'	'	'	-475	'
Redemption of preferred stock	-10,535	-10,535	'	'	'	'	'	'
Accretion and redemption costs	-53	148	'	'	'	'	-201	'
Dividend reinvestment plan	68	'	8	'	60	'	'	'
Dividend reinvestment plan (in shares)	'	'	8	'	'	'	'	'
Balance at Sep. 30, 2012	54,278	750	5,224	560	61,381	-197	-15,729	2,289
Balance (in shares) at Sep. 30, 2012	'	'	5,224	'	'	'	'	'
Balance at Dec. 31, 2012	54,183	'	5,227	50	61,615	-152	-14,915	2,358
Balance (in shares) at Dec. 31, 2012	'	'	5,227	'	'	'	'	'
Increase (Decrease) in Shareholders' Equity	'	'	'	'	'	'	'	'
Net income	3,287	'	'	'	'	'	3,287	'
Other comprehensive income (loss) net of tax expense (benefit) of $1,975 and $329 for nine months ended September 30, 2013 and September 30, 2012 respectively	-4,036	'	'	'	'	'	'	-4,036
Issuance of restricted stock	'	'	60	'	493	-553	'	'
Issuance of restricted stock (in shares)	'	'	60	'	'	'	'	'
Amortization of compensation on restricted stock	187	'	'	'	'	187	'	'
Dividends: Common ($0.17 and 0.12 per share for the nine months ended September 30, 2013 and September 30, 2012 respectively)	-832	'	'	'	'	'	-832	'
Dividend reinvestment plan	80	'	9	'	71	'	'	'
Dividend reinvestment plan (in shares)	'	'	9	'	'	'	'	'
Balance at Sep. 30, 2013	$52,869	'	$5,296	$50	$62,179	($518)	($12,460)	($1,678)
Balance (in shares) at Sep. 30, 2013	'	'	5,296	'	'	'	'	'

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (USD $)	9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Changes in Shareholders' Equity	'	'
Other comprehensive income (loss), tax expense (benefit)	($1,975)	$329
Dividends: Common stock (in dollars per share)	$0.17	$0.12

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Cash flows from operating activities:	'	'	'
Net income	$3,287	$2,947	'
Adjustments to reconcile net income to net cash provided in operating activities:	'	'	'
Depreciation	655	639	'
Premium amortization	3,239	2,096	'
Provision for loan losses	379	416	496
Writedowns of other real estate owned	41	266	'
(Gain) loss on sale of other real estate owned	-7	8	'
Sale of loans held-for-sale	107,432	91,007	'
Originations of loans held-for-sale	-100,303	-95,967	'
Amortization of intangibles	128	153	'
(Gain) loss on sale of securities	-152	62	'
Loss on early extinguishment of debt	141	121	'
Other-than-temporary-impairment on securities	'	200	'
Net decrease in fair value option instruments and derivatives	2	57	'
Writedown of land	109	'	'
Decrease in other assets	1,572	1,628	'
Increase (decrease) in other liabilities	1,541	-529	'
Net cash provided in operating activities	18,064	3,104	'
Cash flows from investing activities:	'	'	'
Purchase of investment securities available-for-sale and other investments	-80,972	-89,195	'
Maturity of investment securities available-for-sale	40,653	29,017	'
Proceeds from sale of securities available-for-sale	6,306	49,540	'
Proceeds from sale of other investments	257	1,208	'
Increase in loans	-14,744	-1,698	'
Proceeds from sale of other real estate owned	1,476	3,487	'
Purchase of property and equipment	-682	-452	'
Net cash used in investing activities	-47,706	-8,093	'
Cash flows from financing activities:	'	'	'
Increase in deposit accounts	33,615	9,879	'
Increase in securities sold under agreements to repurchase	1,176	2,036	'
Advances from the FHLB	16,500	1,500	'
Repayment of advances FHLB	-18,655	-6,992	'
Proceeds from sale Common Stock	'	13,792	'
Redemption of Preferred Stock	'	-10,535	'
Dividends paid: Common Stock	-832	-397	'
Preferred Stock	'	-475	'
Dividend reinvestment plan	80	68	'
Net cash provided from financing activities	31,884	8,876	'
Net increase in cash and cash equivalents	2,242	3,887	'
Cash and cash equivalents at beginning of period	18,708	16,492	16,492
Cash and cash equivalents at end of period	20,950	20,379	18,708
Cash paid during the period for:	'	'	'
Interest	3,212	4,645	'
Non-cash investing and financing activities:	'	'	'
Unrealized gain (loss) on securities	-4,036	960	'
Transfer of loans to foreclosed property	$1,135	$1,980	'

Organization_and_Basis_of_Pres

Organization and Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Organization and Basis of Presentation	'
Organization and Basis of Presentation	'
	Note 1 — Organization and Basis of Presentation
	The unaudited condensed consolidated financial statements include the accounts of First Community Corporation (the “Company”) and its wholly owned subsidiary, First Community Bank (the “Bank”). The Company owns all of the common stock of FCC Capital Trust I. All material intercompany transactions are eliminated in consolidation. The Company was organized on November 2, 1994, as a South Carolina corporation, and was formed to become a bank holding company. The Bank opened for business on August 17, 1995.  FCC Capital Trust I is an unconsolidated special purpose subsidiary organized for the sole purpose of issuing trust preferred securities.
	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X.  The results of operations for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013.
	The following table summarizes the changes in accumulated other comprehensive income (loss) by component, net of tax impact, at the dates and for the periods indicated (in thousands). All amounts are net of income taxes.
		Three months
		ended September 30,
		2013			2012
	Beginning Balance	$	(880	)	$	1,475
	Other comprehensive income (loss) before reclassifications(a)	(795		)	791
	Amounts reclassified from accumulated other comprehensive income (loss)(a)	(3		)	23
	Net current-period other comprehensive income (loss)	(798		)	814
	Ending Balance	$	(1,678	)	$	2,289
		Nine months
		ended September 30,
		2013			2012
	Beginning Balance	$	2,358		$	1,329
	Other comprehensive income (loss) before reclassifications(a)	(3,936		)	787
	Amounts reclassified from accumulated other comprehensive income (loss)(a)	(100		)	173
	Net current-period other comprehensive income (loss)	(4,036		)	960
	Ending Balance	$	(1,678	)	$	2,289
	(a)         All other comprehensive income (loss) and reclassifications are related to available-for-sale securities.
	In the opinion of management, all adjustments necessary to fairly present the consolidated financial position and consolidated results of operations have been made. All such adjustments are of a normal, recurring nature.  All significant intercompany accounts and transactions have been eliminated in consolidation. The consolidated financial statements and notes thereto are presented in accordance with the instructions for Form 10-Q.  The information included in the Company’s 2012 Annual Report on Form 10-K, as filed with the Securities and Exchange Commission (the “SEC”) on March 28, 2013, should be referred to in connection with these unaudited interim financial statements.

Earnings_Per_Common_Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share	'
Earnings Per Common Share	'
	Note 2 — Earnings Per Common Share
	The following reconciles the numerator and denominator of the basic and diluted earnings per common share computation:
		Nine months				Three months
		Ended September 30,				Ended September 30,
	(In thousands, except price per share)	2013		2012		2013		2012
	Numerator (Net income available to common shareholders)	$	3,287	$	2,271	$	1,046	$	881
	Denominator
	Weighted average common shares outstanding for:
	Basic earnings per share	5,281		3,780		5,295		4,693
	Dilutive securities:
	Deferred compensation	—		—		—		2
	Warrants — Treasury stock method	41		27		46		31
	Diluted earnings per share	5,322		3,807		5,341		4,726
	The average market price used in calculating assumed number of shares	$	9.5	$	7.84	$	10.33	$	8.27
	At September 30, 2013, there were 73,022 outstanding options at an average exercise price of $20.23. None of these options has an exercise price below the average market price of $10.33 for the three-month period ended September 30, 2013 or $9.50 for the nine-month period ended September 30, 2013, and, therefore they are not deemed to be dilutive.  In the fourth quarter of 2011, we issued $2.5 million in 8.75% subordinated notes maturing on December 16, 2019.  On November 15, 2012, the subordinated notes were redeemed in full at par. Warrants for 107,500 shares of common stock at $5.90 per share were issued in connection with the issuance of the subordinated debt.  These warrants expire December 16, 2019 and are included in dilutive securities in the table above.

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Investment Securities	'
	Note 3 — Investment Securities
	The amortized cost and estimated fair values of investment securities are summarized below:
	AVAILABLE-FOR-SALE:
	(Dollars in thousands)	Amortized			Gross			Gross			Fair Value
		Cost			Unrealized			Unrealized
					Gains			Losses
	September 30, 2013:
	Government sponsored enterprises	$	3,385		$	18		$	76		$	3,327
	Mortgage-backed securities	123,691			1,219			1,410			123,500
	Small Business Administration pools	58,403			397			839			57,961
	State and local government	43,213			138			1,998			41,353
	Corporate and other securities	2,348			—			46			2,302
		$	231,040		$	1,772		$	4,369		$	228,443
	December 31, 2012:
	Government sponsored enterprises	$	1,522		$	12		$	—		$	1,534
	Mortgage-backed securities	110,425			2,343			624			112,144
	Small Business Administration pools	54,148			1,008			163			54,993
	State and local government	31,483			936			46			32,373
	Corporate and other securities	2,349			53			1			2,401
		$	199,927		$	4,352		$	834		$	203,445
	During the nine months ended September 30, 2013 and September 30, 2012, the Company received proceeds of $6.3 million and $49.5 million, respectively, from the sale of investment securities available-for-sale.  Gross realized gains amounted to $238 thousand and gross realized losses amounted to $86 thousand for the nine months ended September 30, 2013.  For the nine months ended September 30, 2012, gross realized gains amounted to $2.0 million and gross realized losses amounted to $2.1 million.   During the three months ended September 30, 2013 and September 30, 2012, the Company received proceeds of $2.8 million and $470 thousand, respectively, from the sale of investment securities available-for-sale. For the three months ended September 30, 2013, gross realized gains amounted to $90 thousand and gross realized losses amounted to $86 thousand.  Gross realized losses amounted to $35 thousand for the three months ended September 30, 2012.  There were no realized gains for the three months ended September 30, 2012.
	At September 30, 2013, corporate and other securities available-for-sale included the following at fair value: corporate bonds at $1.0 million, mutual funds at $825.7 thousand, foreign debt of $59.5 thousand, and Corporate preferred stock in the amount of $416.7 thousand.  At December 31, 2012, corporate and other securities available-for-sale included the following at fair value: corporate bonds at $1.0 million, mutual funds at $884.5 thousand, foreign debt of $59.7 thousand, Federal Home Loan Mortgage Corporation preferred stock of $30.0 thousand and Corporate preferred stock in the amount of $416.8 thousand.
	Other investments, at cost, include Federal Home Loan Bank (“FHLB”) stock in the amount of $2.3 million and $2.5 million at September 30, 2013 and December 31, 2012, respectively.
	During the three month period ended September 30, 2012 and during the three and nine month periods ended September 30, 2013, the Company did not record any other-than-temporary impairment (OTTI) losses.  During the nine month period ended September 30, 2012, the Company recorded OTTI losses on available-for-sale securities as follows:
		Nine months
		ended
		September 30,
		2012
	(Dollars in thousands)	Available-for-sale securities
	Total OTTI charge realized and unrealized	$	415
	OTTI recognized in other comprehensive income (non-credit component)	215
	Net impairment losses recognized in earnings (credit component)	$	200
	During 2013 and 2012, OTTIs occurred for which only a portion was attributed to credit loss and recognized in earnings.  The remainder was reported in other comprehensive income.  The following is an analysis of amounts relating to credit losses on debt securities recognized in earnings during the nine months ended September 30, 2013 and 2012.
		2013			2012
		Available			Available
		for			for
	(Dollars in thousands)	Sale			Sale
	Balance at beginning of period	$	271		$	930
	Other-than-temporary-impairment not previously recognized	—			173
	Additional increase for which an other-than-temporary impairment was previously recognized related to credit losses	—			27
	Other-than-temporary-impairment previously recognized on securities sold	—			(679		)
	Realized losses during the period	(57		)	(159		)
	Balance related to credit losses on debt securities at end of period	$	214		$	292
	In evaluating the non-agency mortgage-backed securities, relevant assumptions, such as prepayment rate, default rate and loss severity on a loan level basis, are used in determining the expected recovery of the contractual cash flows.  The balance of the underlying portfolio cash flows are evaluated using ongoing assumptions for loss severities, prepayment rates and default rates.  The ongoing assumptions for average prepayment rate, default rate and severity used in the valuations were approximately 16.9%, 4.9%, and 57.2%, respectively.   The underlying collateral on substantially all of these securities is fixed rate residential first mortgages located throughout the United States.  The underlying collateral includes various percentages of owner-occupied as well as investment related single-family, 2-4 family and condominium residential properties.  The securities were purchased at various discounts to par value.  Based on the assumptions used in valuing the securities, the Company believes the existing discount and remaining subordinated collateral provide coverage against future credit losses on the downgraded securities for which no OTTI has been recognized.
	The following table shows gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous loss position at September 30, 2013 and December 31, 2012.
		Less than 12 months						12 months or more					Total
	September 30, 2013	Fair Value			Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
	(Dollars in thousands)				Loss						Loss				Loss
	Available-for-sale securities:
	Government Sponsored Enterprises	$	1,423		$	76		$	—		$	—	$	1,423	$	76
	Small Business Administration Pools	26,680			679			4,130			160		30,810		839
	Government Sponsored Enterprise mortgage-backed securities	55,079			1,291			6,340			86		61,419		1,377
	Non-agency mortgage-backed securities	784			21			739			12		1,523		33
	Corporate bonds and other	872			45			50			1		922		46
	State and local government	30,220			1,976			218			22		30,438		1,998
	Total	$	115,058		$	4,088		$	11,477		$	281	$	126,535	$	4,369
		Less than 12 months						12 months or more					Total
	December 31, 2012	Fair Value			Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
	(Dollars in thousands)				Loss						Loss				Loss
	Available-for-sale securities:
	Government Sponsored Enterprise mortgage-backed securities	$	22,662		$	233		$	4,583		$	13	$	27,245	$	246
	Small Business Administration pools	11,013			158			2,447			5		13,460		163
	Non-agency mortgage-backed securities	—			—			2,363			378		2,363		378
State and local government	2,599			46			—			—		2,599		46
Corporate bonds and other	—			—			50			1		50		1
Total	$	36,274		$	437		$	9,443		$	397	$	45,717	$	834
Government Sponsored Enterprise, Mortgage-Backed Securities:  At September 30, 2013, the Company owned mortgage-backed securities (“MBSs”), including collateralized mortgage obligations (“CMOs”), with an amortized cost of $123.7 million and approximate fair value of $123.5 million issued by government sponsored enterprises (“GSEs”). As of September 30, 2013 and December 31, 2012, all of the MBSs issued by GSEs were classified as “Available for Sale.” Unrealized losses on certain of these investments are not considered to be “other than temporary,” and we have the intent and ability to hold these until they mature or recover the current book value. The contractual cash flows of the investments are guaranteed by the GSE. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment. Because the Company does not intend to sell these securities and it is more likely than not the Company will not be required sell these securities before a recovery of its amortized cost, which may be maturity, the Company does not consider the investments to be other-than-temporarily impaired at September 30, 2013.
Non-agency mortgage—backed securities: The Company also held private label mortgage-backed securities (“PLMBS”), including CMOs, at September 30, 2013 with an amortized cost of $2.5 million and approximate fair value of $2.5 million.  Management monitors each of these securities on a quarterly basis to identify any deterioration in the credit quality, collateral values and credit support underlying the investments.
During the three and nine months ended September 30, 2013, no OTTI charges were recorded in earnings for the PLMBS portfolio.  During the nine months ended September 30, 2012, the Company identified two PLMBS with a fair value of $2.5 million that it considered other-than-temporarily-impaired.  As prescribed by the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 320-10-65, the Company recognized an impairment charge in earnings of $199.8 thousand (credit component) during the nine months ended September 30, 2012.  The $199.8 thousand represents the estimated credit losses on these securities for the nine months ended September 30, 2012. One of the securities identified as other-than-temporarily-impaired during the nine months ended September 30, 2012 was subsequently sold after the impairment was recognized.  The credit losses were estimated by projecting the expected cash flows estimating prepayment speeds, increasing defaults and collateral loss severities.  The credit loss portion of the impairment charge represents the difference between the present value of the expected cash flows and the amortized cost basis of the securities. During the three months ended September 30, 2012, no OTTI charges were recorded in earnings for the PLMBS portfolio.
The following table summarizes as of September 30, 2013 the number of CUSIPs, par value, carrying value and fair value of the non-agency MBSs/CMOs by credit rating. The credit rating reflects the lowest credit rating by any major rating agency.
(Dollars in thousands)
Credit	Number		Par			Amortized			Fair
Rating	of		Value			Cost			Value
	CUSIPs
AA	2		$	168		$	168		$	170
BBB	3		210			210			210
Baa1	3		639			639			618
Baa2	1		6			6			6
Below Investment Grade	4		1,802			1,490			1,498
Total	13		$	2,825		$	2,513		$	2,502
Corporate Bonds:  Corporate bonds held by the Company are reviewed on a quarterly basis to identify downgrades by rating agencies as well as deterioration of the underlying collateral or the issuer’s ability to service the debt obligation.  As of September 30, 2013, the Company owns one corporate bond which is rated above investment grade.  The Company does not consider this investment to be OTTI.
Small Business Administration Pools: These pools are guaranteed pass-thru with the full faith and credit of the United States government.  Because the Company has the ability and intent to hold these investments until a recovery of fair value, which may be maturity, the Company does not consider the investments to be OTTI at September 30, 2013.
State and Local Governments and Other:  Management monitors these securities on a quarterly basis to identify any deterioration in the credit quality.  Included in the monitoring is a review of the credit rating, a financial analysis and certain demographic data on the underlying issuer.   The Company does not consider these securities to be OTTI at September 30, 2013.
The amortized cost and fair value of investment securities at September 30, 2013 by contractual maturity are as follows. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay the obligations with or without prepayment penalties.  MBSs are based on average life at estimated prepayment speeds.
	Available-for-sale
(Dollars in thousands)	Amortized			Fair
	Cost			Value
Due in one year or less	$	11,936		$	11,946
Due after one year through five years	94,602			94,910
Due after five years through ten years	93,098			90,685
Due after ten years	31,404			30,902
	$	231,040		$	228,443

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans	'
Loans	'
	Note 4 — Loans
	Loans summarized by category as of September 30, 2013 and December 31, 2012 are as follows:
		September 30,			December 31,
	(Dollars in thousands)	2013			2012
	Commercial, financial and agricultural	$	19,940		$	20,924
	Real estate:
	Construction	16,110			13,052
	Mortgage-residential	37,506			38,892
	Mortgage-commercial	237,934			226,575
	Consumer:
	Home equity	26,011			27,173
	Other	7,563			5,495
	Total	$	345,064		$	332,111
	At September 30, 2013 and December 31, 2012, there were $2.5 million and $9.7 million, respectively, of residential mortgage loans held for sale at fair value.  These loans are originated with firm purchase commitments from various investors at the time the loans are closed.  Generally, funds are received and the loans transferred to the investors within three to seven business days.
	Activity in the allowance for loan losses for the nine months and three months ended September 30, 2013 and 2012 was as follows:
		Nine months ended
		September 30,			September 30,
	(Dollars in thousands)	2013			2012
	Balance at the beginning of period	$	4,621		$	4,699
	Provision for loan losses	379			416
	Charged off loans	(808		)	(496		)
	Recoveries	131			76
	Balance at end of period	$	4,323		$	4,695
		Three months ended
		September 30,			September 30,
	(Dollars in thousands)	2013			2012
	Balance at the beginning of period	$	4,439		$	4,742
	Provision for loan losses	129			115
	Charged off loans	(285		)	(189		)
	Recoveries	40			27
	Balance at end of period	$	4,323		$	4,695
	The detailed activity in the allowance for loan losses and the recorded investment in loans receivable as of and for the nine months ended September 30, 2013 and September 30, 2012 and the year ended December 31, 2012 is as follows:
								Real estate			Real estate
					Real estate			Mortgage			Mortgage			Consumer			Consumer
	(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
	2013
	Allowance for loan losses:
	Beginning balance December 31, 2012	$	338		$	—		$	235		$	1,322		$	400		$	17	$	2,309		$	4,621
	Charge-offs	29			—			44			604			67			64		—			808
	Recoveries	31			—			64			—			3			33		—			131
	Provisions	(136		)	27			65			578			(188		)	119		(86		)	379
	Ending balance September 30, 2013	$	204		$	27		$	320		$	1,296		$	148		$	105	$	2,223		$	4,323
	Ending balances:
	Individually evaluated for impairment	$	—		$	—		$	4		$	165		$	—		$	—	$	—		$	169
	Collectively evaluated for impairment	204			27			316			1,131			148			105		2,223			4,154
	Loans receivable:
	Ending balance-total	$	19,940		$	16,110		$	37,506		$	237,934		$	26,011		$	7,563	$	—		$	345,064
	Ending balances:
	Individually evaluated for impairment	80			—			872			4,679			—			5		—			5,636
	Collectively evaluated for impairment	$	19,860		$	16,110		$	36,634		$	233,255		$	26,011		$	7,558	$	—		$	339,428
								Real estate			Real estate
					Real estate			Mortgage			Mortgage			Consumer			Consumer
	(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
	2012
	Allowance for loan losses:
	Beginning balance December 31, 2011	$	331		$	—		$	514		$	1,475		$	521		$	57	$	1,801		$	4,699
	Charge-offs	88			—			112			245			—			51		—			496
	Recoveries	32			—			10			—			3			31		—			76
	Provisions	67			—			80			(146		)	(147		)	16		546			416
	Ending balance September 30, 2012	$	342		$	—		$	492		$	1,084		$	377		$	53	$	2,347		$	4,695
	Ending balances:
	Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—	$	—		$	—
	Collectively evaluated for impairment	342			—			492			1,084			377			53		2,347			4,695
Loans receivable:
Ending balance-total	$	19,469		$	11,739		$	36,861		$	223,595		$	26,778		$	5,092	$	—		$	323,534
Ending balances:
Individually evaluated for impairment	$	15		$	—		$	477		$	9,041		$	—		$	11	$	—		$	9,544
Collectively evaluated for impairment	$	19,454		$	11,739		$	36,384		$	214,554		$	26,778		$	5,081	$	—		$	313,990
							Real estate			Real estate
				Real estate			Mortgage			Mortgage			Consumer			Consumer
(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
2012
Allowance for loan losses:
Beginning balance December 31, 2011	$	331		$	—		$	514		$	1,475		$	521		$	57	$	1,801		$	4,699
Charge-offs	258			—			112			293			—			79		—			742
Recoveries	42			—			86			—			3			37		—			168
Provisions	223			—			(253		)	140			(124		)	2		508			496
Ending balance December 31, 2012	$	338		$	—		$	235		$	1,322		$	400		$	17	$	2,309		$	4,621
Ending balances:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—	$	—		$	—
Collectively evaluated for impairment	338			—			235			1,322			400			17		2,309			4,621
Loans receivable:
Ending balance-total	$	20,924		$	13,052		$	38,892		$	226,575		$	27,173		$	5,495	$	—		$	332,111
Ending balances:
Individually evaluated for impairment	37			—			357			5,772			—			10		—			6,176
Collectively evaluated for impairment	$	20,887		$	13,052		$	38,535		$	220,803		$	27,173		$	5,485	$	—		$	325,935
Loans outstanding to bank directors, executive officers and their related business interests amounted to $9.5 million and $10.5 million at September 30, 2013 and September 30, 2012, respectively. Repayments on these loans during the nine months ended September 30, 2013 were $1.8 million and loans made amounted to $500 thousand. Repayments on these loans during the nine months ended September 30, 2012 were $438 thousand and loans made amounted to $112 thousand during the same period.  Related party loans are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons and generally do not involve more than the normal risk of collectability.
The detailed activity in the allowance for loan losses as of and for the three months ended September 30, 2013 and the three months ended September 30, 2012 is as follows:
							Real estate			Real estate
				Real estate			Mortgage			Mortgage			Consumer			Consumer
(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
2013
Allowance for loan losses:
Beginning balance June 30, 2013	$	264		$	25		$	319		$	1,082		$	226		$	96	$	2,427		$	4,439
Charge-offs	22			—			8			207			23			25		—			285
Recoveries	11			—			2			—			2			25		—			40
Provisions	(49		)	2			7			421			(57		)	9		(204		)	129
Ending balance September 30, 2013	$	204		$	27		$	320		$	1,296		$	148		$	105	$	2,223		$	4,323
							Real estate			Real estate
				Real estate			Mortgage			Mortgage			Consumer			Consumer
(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
2012
Allowance for loan losses:
Beginning balance June 30, 2012	$	249		$	—		599			$	1,313		$	445		$	45	$	2,091		$	4,742
Charge-offs	26			—			82			67			—			14		—			189
Recoveries	7			—			1			—			1			18		—			27
Provisions	112			—			(26		)	(162		)	(69		)	4		256			115
Ending balance September 30, 2012	$	342		$	—		$	492		$	1,084		$	377		$	53	$	2,347		$	4,695
The following table presents at September 30, 2013 and December 31, 2012 loans individually evaluated and considered impaired under FAS ASC 310 “Accounting by Creditors for Impairment of a Loan.” Impairment includes performing troubled debt restructurings.
	September 30,			December 31,
(Dollars in thousands)	2013			2012
Total loans considered impaired	$	5,636		$	6,176
Loans considered impaired for which there is a related allowance for loan loss:
Outstanding loan balance	221			—
Related allowance	169			—
Loans considered impaired and previously written down to fair value	5,415			6,176
Average impaired loans	7,196			6,704
The following tables are by loan category and present at September 30, 2013, September, 2012 and December 31, 2012 loans individually evaluated and considered impaired under FAS ASC 310 “Accounting by Creditors for Impairment of a Loan.” Impairment includes performing troubled debt restructurings.
										Nine months ended						Three months ended
				Unpaid						Average			Interest			Average		Interest
(Dollars in thousands)	Recorded			Principal			Related			Recorded			Income			Recorded		Income
September 30, 2013	Investment			Balance			Allowance			Investment			Recognized			Investment		Recognized
With no allowance recorded:
Commercial	$	80		$	80		$	—		$	147		$	8		$	144	$	0
Real estate:
Construction	—			—			—			—			—			—
Mortgage-residential	816			831			—			973			21			976		3
Mortgage-commercial	4,514			5,104			—			5,708			80			5,713		13
Consumer:
Home Equity	—			—			—			—			—			—		—
Other	5			6			—			17			—			16
With an allowance recorded:
Commercial	—			—			—			—			—			—		—
Real estate:
Construction	—			—			—			—			—			—		—
Mortgage-residential	56			56			4			57			8			57		1
Mortgage-commercial	165			285			165			294			—			291		—
Consumer:
Home Equity	—			—			—			—			—			—		—
Other	—			—			—			—			—			—		—
Total:
Commercial	$	80		$	80		$	—		$	147		$	8		$	144	$	0
Real estate:
Construction	—			—			—			—			—			—
Mortgage-residential	872			887			4			1,030			29			1,033		4
Mortgage-commercial	4,679			5,389			165			6,002			80			6,004		13
Consumer:
Home Equity	—			—			—			—			—			—		—
Other	5			6			—			17			—			16
	$	5,636		$	6,362		$	169		$	7,196		$	117		$	7,197	$	17
										Nine months ended						Three months ended
				Unpaid						Average			Interest			Average		Interest
(Dollars in thousands)	Recorded			Principal			Related			Recorded			Income			Recorded		Income
September 30, 2012	Investment			Balance			Allowance			Investment			Recognized			Investment		Recognized
With no allowance recorded:
Commercial	$	15		$	46		$	—		$	92		$	1		87		$	—
Real estate:
Construction	—			—			—			—			—			—		—
Mortgage-residential	477			505			—			563			2			543		—
Mortgage-commercial	9,041			9,536			—			9,853			266			9,547		—
Consumer:
Home Equity	—			—			—			—			—			—		—
Other	11			11			—			22			—			19		—
With an allowance recorded:
Commercial	—			—			—			—			—			—		—
Real estate:
Construction	—			—			—			—			—			—		—
Mortgage-residential	—			—			—			—			—			—		—
Mortgage-commercial	—			—			—			—			—			—		—
Consumer:
Home Equity	—			—			—			—			—			—		—
Other	—			—			—			—			—			—		—
Total:
Commercial	$	15		$	46		$	—		$	92		$	1		87		$	—
Real estate:
Construction	—			—			—			—			—			—		—
Mortgage-residential	477			505			—			563			2			543		—
Mortgage-commercial	9,041			9,536			—			9,853			266			9,547		—
Consumer:
Home Equity	—			—			—			—			—			—		—
Other	11			11			—			22			—			19		—
	$	9,544		$	10,098		$	—		$	10,530		$	269		$	10,196	$	—
				Unpaid						Average			Interest
(Dollars in thousands)	Recorded			Principal			Related			Recorded			Income
December 31, 2012	Investment			Balance			Allowance			Investment			Recognized
With no allowance recorded:
Commercial	$	37		$	50		$	—		$	53		$	—
Real estate:
Construction	—			—			—			—			—
Mortgage-residential	357			381			—			442			1
Mortgage-commercial	5,772			6,162			—			6,188			178
Consumer:
Home Equity	—			—			—			—			—
Other	10			10			—			21			—
With an allowance recorded:
Commercial	—			—			—			—			—
Real estate:
Construction	—			—			—			—			—
Mortgage-residential	—			—			—			—			—
Mortgage-commercial	—			—			—			—			—
Consumer:
Home Equity	—			—			—			—			—
Other	—			—			—			—			—
Total:
Commercial	37			50			—			53			—
Real estate:
Construction	—			—			—			—			—
Mortgage-residential	357			381			—			442			1
Mortgage-commercial	5,772			6,162			—			6,188			178
Consumer:
Home Equity	—			—			—			—			—
Other	10			10			—			21			—
	$	6,176		$	6,603		$	—		$	6,704		$	179
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.  The Company analyzes loans individually by classifying the loans as to credit risk.  This analysis is performed on a monthly basis.  The Company uses the following definitions for risk ratings:
Special Mention.  Loans classified as special mention have a potential weakness that deserves management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.  Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
Substandard.  Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful.  Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.  As of September 30, 2013 and December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans is shown in the table below.  As of September 30, 2013 and December 31, 2012, no loans were classified as doubtful.
(Dollars in thousands)				Special
September 30, 2013	Pass			Mention			Substandard			Doubtful			Total
Commercial, financial & agricultural	$	19,678		$	176		$	86		$	—		$	19,940
Real estate:
Construction	13,105			3,005			—			—			16,110
Mortgage — residential	34,988			1,105			1,413			—			37,506
Mortgage — commercial	223,469			5,330			9,135			—			237,934
Consumer:
Home Equity	25,670			205			136			—			26,011
Other	7,556			1			6			—			7,563
Total	$	324,466		$	9,822		$	10,776		$	—		$	345,064
(Dollars in thousands)				Special
December 31, 2012	Pass			Mention			Substandard			Doubtful			Total
Commercial, financial & agricultural	$	20,826		$	27		$	71		$	—		$	20,924
Real estate:
Construction	8,595			2,047			2,410			—			13,052
Mortgage — residential	36,493			1,677			722			—			38,892
Mortgage — commercial	208,825			3,803			13,947			—			226,575
Consumer:
Home Equity	26,604			124			445			—			27,173
Other	5,475			3			17			—			5,495
Total	$	306,818		$	7,681		$	17,612		$	—		$	332,111
At September 30, 2013 and December 31, 2012, non-accrual loans totaled $5.1 million and $4.7 million, respectively.
Troubled debt restructurings that are still accruing and included in impaired loans at September 30, 2013 and December 31, 2012 amounted to $584 thousand and $1.5 million, respectively.  Troubled debt restructurings in nonaccrual status at September 30, 2013 and December 31, 2012 amounted to $2.2 million and $1.8 million, respectively.
Loans greater than ninety days delinquent and still accruing interest at September 30, 2013 and December 31, 2012 amounted to $54 thousand and $55 thousand, respectively.
The following tables are by loan category and present loans past due and on non-accrual status as of September 30, 2013 and December 31, 2012:
(Dollars in thousands)	30-59			60-89 Days			Greater			Nonaccrual			Total Past			Current		Total Loans
September 30, 2013	Days			Past Due			than 90						Due
	Past Due						Days and
							Accruing
Commercial	$	60		$	9		$	—		$	80		$	149		$	19,791	$	19,940
Real estate:
Construction	—			—			—			—			—			16,110		16,110
Mortgage-residential	240			224			54			816			1,334			36,172		37,506
Mortgage-commercial	1,019			538			—			4,151			5,708			232,226		237,934
Consumer:
Home equity	118			26			—			—			144			25,867		26,011
Other	21			3			—			5			29			7,534		7,563
Total	$	1,458		$	800		$	54		$	5,052		$	7,364		$	337,700	$	345,064
(Dollars in thousands)	30-59			60-89 Days			Greater			Nonaccrual			Total Past			Current		Total Loans
December 31, 2012	Days			Past Due			than 90						Due
	Past Due						Days and
							Accruing
Commercial	$	17		$	107		$	—		$	85		$	209		$	20,715	$	20,924
Real estate:
Construction	—			—			—			—			—			13,052		13,052
Mortgage-residential	311			378			—			357			1,046			37,846		38,892
Mortgage-commercial	627			898			55			4,263			5,843			220,732		226,575
Consumer:
Home equity	211			—			—			—			211			26,962		27,173
Other	32			7			—			10			49			5,446		5,495
Total	$	1,198		$	1,390		$	55		$	4,715		$	7,358		$	324,753	$	332,111
As a result of adopting the amendments in Accounting Standards Update (ASU) 2011-02 (Receivables-Topic 310), the Company reassessed all restructurings that occurred on or after the beginning of the fiscal year of adoption (January 1, 2011) to determine whether they are considered TDRs under the amended guidance.  The Company identified as TDRs certain loans for which the allowance for loan losses had previously been measured under a general allowance methodology.  Upon identifying those loans as TDRs, the Company identified them as impaired under the guidance in ASC 310-10-35.  The amendments in ASU 2011-02 require prospective application of the impairment measurement guidance in ASC 310-10-35 for those loans newly identified as impaired.
The following tables, by loan category, present loans determined to be TDRs during the nine month periods ended September 30, 2013 and September 30, 2012.  There were no loans determined to be TDRs during the three month periods ended September 30, 2013 and September 30, 2012.
	For the nine months ended September 30, 2013
Troubled Debt Restructurings	Number		Pre-Modification			Post-Modification
(Dollars in thousands)	of		Outstanding			Outstanding
	Contracts		Recorded			Recorded
			Investment			Investment
Nonaccrual
Mortgage-Commercial	1		$	257		$	257
Total TDRs	1		$	257		$	257
	For the nine months ended September 30, 2012
Troubled Debt	Number		Pre-Modification			Post-Modification
Restructurings	of		Outstanding			Outstanding
(Dollars in thousands)	Contracts		Recorded			Recorded
			Investment			Investment
Nonaccrual
Mortgage-Commercial	1		$	53		$	53
Total nonaccrual	1		$	53		$	53
Accrual
Mortgage-Commercial	2		$	596		$	596
Total Accrual	2		$	596		$	596
Total TDRs	3		$	649		$	649
One loan was determined to be a TDR during the nine months ended September 30, 2013.  The loan was modified to extend the terms outside the Company’s guidelines.  During the nine months ended September 30, 2012, the Company modified three loans that were considered to be TDRs.  The payment and interest rate were lowered for two of these loans and the payment was modified to interest only for one loan.
There were no loans determined to be TDRs in the twelve months preceding September 30, 2013 or September 30, 2012 that subsequently defaulted during the three or nine month periods ended September 30, 2013 or September, 30 2012.  Defaulted loans are those loans that are greater than 89 days past due.
In the determination of the allowance for loan losses, all TDRs are reviewed to ensure that one of the three proper valuation methods (fair market value of the collateral, present value of cash flows, or observable market price) is adhered to.  Each non-accrual loan is written down to its corresponding collateral value.  All TDR accruing loans that have a loan balance which exceeds the present value of cash flow will have a specific allocation.  All nonaccrual loans are considered impaired.  Under ASC 310-10, a loan is impaired when it is probable that the Company will be unable to collect all amounts due, including both principal and interest, according to the contractual terms of the loan agreement.

Recently_Issued_Accounting_Pro

Recently Issued Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
Recently Issued Accounting Pronouncements	'
Recently Issued Accounting Pronouncements	'
	Note 5 — Recently Issued Accounting Pronouncements
	In July 2012, the Intangibles topic was amended to permit an entity to consider qualitative factors to determine whether it is more likely than not that indefinite-lived intangible assets are impaired.  If it is determined to be more likely than not that indefinite-lived intangible assets are impaired, then the entity is required to determine the fair value of the indefinite-lived intangible asset and perform the quantitative impairment test by comparing the fair value with the carrying amount.  The amendments are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. The amendments did not have a material effect on the Company’s financial statements.
	The Comprehensive Income topic of the ASC was amended in June 2011.  The amendment eliminated the option to present other comprehensive income as a part of the statement of changes in stockholders’ equity and required consecutive presentation of the statement of net income and other comprehensive income.  The amendments were applicable to the Company on January 1, 2012 and have been applied retrospectively.  In December 2011, the topic was further amended to defer the effective date of presenting reclassification adjustments from other comprehensive income to net income on the face of the financial statements while the FASB redeliberated the presentation requirements for the reclassification adjustments.  In February 2013, the FASB further amended the Comprehensive Income topic clarifying the conclusions from such redeliberations.  Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements.  However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component.  In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income.  The amendments are effective for the Company on a prospective basis for reporting periods beginning after December 15, 2012.  These amendments did not have a material effect on the Company’s financial statements.
	On July 17, 2013, the FASB issued guidance that permits the Fed Funds Effective Swap Rate (“Overnight Index Swap Rate” or “OIS”) to be used as a U.S. benchmark interest rate for hedge accounting purposes, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges.  The guidance will be effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013.  The Company does not expect these amendments to have a material effect on its financial statements.
	On July 18, 2013, the FASB issued guidance to eliminate the diversity in practice regarding presentation of unrecognized tax benefits in the statement of financial position.  Under the clarified guidance, an unrecognized tax benefit, or a portion of an unrecognized tax benefit, will be presented in the financial statements as a reduction to a deferred tax asset unless certain criteria are met.  The requirements should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  The amendments will be effective for the Company for reporting periods beginning after December 15, 2013.  The Company does not expect these amendments to have a material effect on its financial statements.
	Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	Note 6 — Fair Value of Financial Instruments
	The Company adopted FASB ASC Fair Value Measurement Topic 820, which defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level l	Quoted prices in active markets for identical assets or liabilities.
	Level 2	Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	FASB ASC 825-10-50 “Disclosure about Fair Value of Financial Instruments”, requires the Company to disclose estimated fair values for its financial instruments. Fair value estimates, methods, and assumptions are set forth below.
	Cash and short term investments—The carrying amount of these financial instruments (cash and due from banks, interest-bearing bank balances, federal funds sold and securities purchased under agreements to resell) approximates fair value. All mature within 90 days and do not present unanticipated credit concerns and are classified as Level 1.
	Investment Securities—Measurement is on a recurring basis based upon quoted market prices, if available.  If quoted market prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for prepayment assumptions, projected credit losses, and liquidity.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, or by dealers or brokers in active over-the-counter markets.  Level 2 securities include mortgage-backed securities issued both by government sponsored enterprises and private label mortgage-backed securities.  Generally these fair values are priced from established pricing models.  Level 3 securities include corporate debt obligations and asset—backed securities that are less liquid or for which there is an inactive market.
	Loans Held for Sale— The Company originates fixed rate residential loans on a servicing released basis in the secondary market. Loans closed but not yet settled with an investor, are carried in the Company’s loans held for sale portfolio. These loans are fixed rate residential loans that have been originated in the Company’s name and have closed. Virtually all of these loans have commitments to be purchased by investors at a locked in price with the investors on the same day that the loan was locked in with the company’s customers. Therefore, these loans present very little market risk for the Company and are classified as Level 2.  The carrying amount of these loans approximates fair value.
	Loans—The fair value of loans are estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities and are classified as Level 2. As discount rates are based on current loan rates as well as management estimates, the fair values presented may not be indicative of the value negotiated in an actual sale.
	Other Real Estate Owned (OREO) — OREO is carried at the lower of carrying value or fair value on a non-recurring basis.  Fair value is based upon independent appraisals or management’s estimation of the collateral and is considered a Level 3 measurement.  When the OREO value is based upon a current appraisal or when a current appraisal is not available or there is estimated further impairment, the measurement is considered a Level 3 measurement.
	Accrued Interest Receivable—The fair value approximates the carrying value and is classified as Level 1.
	Interest rate swap—The fair value approximates the carrying value and is classified as Level 3.
	Deposits—The fair value of demand deposits, savings accounts, and money market accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposits is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturities.  Deposits are classified as Level 2.
	Federal Home Loan Bank Advances—Fair value is estimated based on discounted cash flows using current market rates for borrowings with similar terms and are classified as Level 2.
	Short Term Borrowings—The carrying value of short term borrowings (securities sold under agreements to repurchase and demand notes to the Treasury) approximates fair value.  These are classified as Level 2.
	Junior Subordinated Debentures—The fair values of junior subordinated debentures is estimated by using discounted cash flow analyses based on incremental borrowing rates for similar types of instruments.  These are classified as Level 2.
	Accrued Interest Payable—The fair value approximates the carrying value and is classified as Level 1.
	Commitments to Extend Credit—The fair value of these commitments is immaterial because their underlying interest rates approximate market.
	The carrying amount and estimated fair value by classification Level of the Company’s financial instruments as of September 30, 2013 are as follows:
		September 30, 2013
		Carrying			Fair Value
	(Dollars in thousands)	Amount			Total			Level 1			Level 2			Level 3
	Financial Assets:
	Cash and short term investments	$	20,950		$	20,950		$	20,950		$	—		$	—
	Available-for-sale securities	228,443			228,443			826			227,200			417
	Other investments, at cost	2,269			2,269			—			—			2,269
	Loans held for sale	2,529			2,529			—			2,529			—
	Net Loans receivable	340,741			341,004			—			335,537			5,467
	Accrued interest	2,011			2,011			2,011			—			—
	Interest rate swap	(87		)	(87		)	—			—			(87		)
	Financial liabilities:
	Non-interest bearing demand	$	106,078		$	106,078		$	—		$	106,078		$	—
	NOW and money market accounts	185,767			185,767			—			185,767			—
	Savings	51,307			51,307			—			51,307			—
	Time deposits	165,440			166,877			—			166,877			—
	Total deposits	508,592			510,029			—			510,029			—
	Federal Home Loan Bank Advances	34,330			38,346			—			38,346			—
	Short term borrowings	17,076			17,076			—			17,076			—
	Junior subordinated debentures	15,464			15,464			—			15,464			—
	Accrued interest payable	673			673			673			—			—
	The carrying amount and estimated fair value of the Company’s financial instruments as of December 31, 2012 are as follows:
		December 31, 2012
		Carrying			Fair Value
	(Dollars in thousands)	Amount			Total			Level 1			Level 2			Level 3
	Financial Assets:
	Cash and short term investments	$	18,708		$	18,708		$	18,708		$	—		$	—
	Available-for-sale securities	203,445			203,445			914			202,114			417
	Other investments, at cost	2,527			—			—			—			2,527
	Loans held for sale	9,658			9,658			—			9,658			—
	Net loans receivable	327,490			328,893			—			322,717			6,176
	Accrued interest	2,098			2,098			2,098			—			—
	Interest rate swap	(338		)	(338		)	—			—			(338		)
	Financial liabilities:
	Non-interest bearing demand	$	97,526		$	97,526		$	—		$	97,526		$	—
	NOW and money market accounts	150,874			150,874			—			150,874			—
	Savings	41,100			41,100			—			41,100			—
	Time deposits	185,477			187,313			—			187,313			—
	Total deposits	474,977			476,813			—			476,813			—
	Federal Home Loan Bank Advances	36,344			41,977			—			41,977			—
	Short term borrowings	15,900			15,900			—			15,900			—
	Junior subordinated debentures	15,464			15,464			—			15,464			—
	Accrued interest payable	1,029			1,029			1,029			—			—
The following tables reflect the changes in fair values for the nine and three-month periods ended September 30, 2013 and 2012 and where these changes are included in the income statement:
(Dollars in thousands)
	Nine months ended						Three months ended
	September 30,						September 30,
	2013			2012			2013			2012
Description	Non-interest			Non-interest			Non-interest			Non-interest
	income:			income:			income:			income:
	Fair value			Fair value			Fair value			Fair value
	adjustment			adjustment			adjustment			adjustment
	loss			loss			loss			loss
Interest rate swap	$	(2	)	$	(57	)	$	(0	)	$	(20	)
Total	$	(2	)	$	(57	)	$	(0	)	$	(20	)
The following table summarizes quantitative disclosures about the fair value for each category of assets carried at fair value as of September 30, 2013 and December 31, 2012 that are measured on a recurring basis.  There were no liabilities carried at fair value as of September 30, 2013 or December 31, 2012 that are measured on a recurring basis.
(Dollars in thousands)
Description	September 30,			Quoted Prices			Significant			Significant
	2013			in Active			Other			Unobservable
				Markets for			Observable			Inputs
				Identical			Inputs			(Level 3)
				Assets			(Level 2)
				(Level 1)
Available for sale securities
Government sponsored enterprises	$	3,327		$	—		$	3,327		$	—
Mortgage-backed securities	123,500			—			123,500			—
Small Business Administration securities	57,961			—			57,961			—
State and local government	41,353			—			41,353			—
Corporate and other securities	2,302			826			1,059			417
	228,443			826			227,200			417
Interest rate swap	(87		)	—			—			(87		)
Total	$	228,356		$	826		$	227,200		$	330
(Dollars in thousands)
Description	December			Quoted			Significant			Significant
	31, 2012			Prices in			Other			Unobservable
				Active			Observable			Inputs
				Markets for			Inputs			(Level 3)
				Identical			(Level 2)
				Assets
				(Level 1)
Available for sale securities
Government sponsored enterprises	$	1,534		$	—		$	1,534		$	—
Mortgage-backed securities	112,144			—			112,144			—
Small Business Administration securities	54,993			—			54,993			—
State and local government	32,373			—			32,373			—
Corporate and other securities	2,401			914			1,070			417
	203,445			914			202,114			417
Interest rate swap	(338		)	—			—			(338		)
Total	$	203,107		$	914		$	202,114		$	79
The following tables reconcile the changes in Level 3 financial instruments for the nine and three months ended September 30, 2013, that are measured on a recurring basis.
(Dollars in thousands)	Interest rate Swap			Corporate Preferred
				Stock
Beginning Balance December 31, 2012	$	(338	)	417
Total gains or losses (realized/unrealized)
Included in earnings	(2		)	—
Included in other comprehensive income	—			—
Purchases, issuances, and settlements	253			—
Transfers in and/or out of Level 3	—			—
Ending Balance September 30, 2013	$	(87	)	$	417
(Dollars in thousands)	Interest rate Swap			Corporate Preferred
				Stock
Beginning Balance June 30, 2013	$	(172	)	417
Total gains or losses (realized/unrealized)
Included in earnings	—			—
Included in other comprehensive income	—			—
Purchases, issuances, and settlements	85			—
Transfers in and/or out of Level 3	—			—
Ending Balance September 30, 2013	$	(87	)	$	417
The following tables reconcile the changes in Level 3 financial instruments for the nine and three months ended September 30, 2012, that are measured on a recurring basis.
(Dollars in thousands)	Interest rate
	Cap/Floor/Swap
Beginning Balance December 31, 2011	$	(602	)
Total gains or losses (realized/unrealized)
Included in earnings	(57		)
Included in other comprehensive income	—
Purchases, issuances, and settlements	241
Transfers in and/or out of Level 3	—
Ending Balance September 30, 2012	$	(418	)
(Dollars in thousands)	Interest rate
	Cap/Floor/Swap
Beginning Balance June 30, 2012	$	(479	)
Total gains or losses (realized/unrealized)
Included in earnings	(20		)
Included in other comprehensive income	—
Purchases, issuances, and settlements	81
Transfers in and/or out of Level 3	—
Ending Balance September 30, 2012	$	(418	)
The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of September 30, 2013 and December 31, 2012 that are measured on a non-recurring basis.
(Dollars in thousands)
Description	September 30,			Quoted Prices			Significant			Significant
	2013			in Active			Other			Unobservable
				Markets for			Observable			Inputs
				Identical			Inputs			(Level 3)
				Assets			(Level 2)
				(Level 1)
Impaired loans:
Commercial & Industrial	$	80		$	—		$	—		$	80
Real estate:
Mortgage-residential	868			—			—			868
Mortgage-commercial	4,514			—			—			4,514
Consumer:
Home equity	—			—			—			—
Other	5			—			—			5
Total impaired	5,467			—			—			5,467
Other real estate owned:
Construction	301			—			—			301
Mortgage-residential	143			—			—			143
Mortgage-commercial	3,163			—			—			3,163
Total other real estate owned	3,607			—			—			3,607
Total	$	9,074		$	—		$	—		$	9,074
(Dollars in thousands)
Description	December 31,			Quoted Prices			Significant			Significant
	2012			in Active			Other			Unobservable
				Markets for			Observable			Inputs
				Identical			Inputs			(Level 3)
				Assets			(Level 2)
				(Level 1)
Impaired loans:
Commercial & Industrial	$	37		$	—		$	—		$	37
Real estate:
Mortgage-residential	357			—			—			357
Mortgage-commercial	5,772			—			—			5,772
Consumer:
Home equity	—			—			—			—
Other	10			—			—			10
Total impaired	6,176			—			—			6,176
Other real estate owned:
Construction	301			—			—			301
Mortgage-residential	488			—			—			488
Mortgage-commercial	3,198			—			—			3,198
Total other real estate owned	3,987			—			—			3,987
Total	$	10,163		$	—		$	—		$	10,163
The Company has a large percentage of loans with real estate serving as collateral. Loans which are deemed to be impaired are primarily valued on a nonrecurring basis at the fair value of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which the Company considers to be Level 3 inputs. Third party appraisals are generally obtained when a loan is identified as being impaired or at the time it is transferred to OREO.  This internal process consists of evaluating the underlying collateral to independently obtained comparable properties. With respect to less complex or smaller credits, an internal evaluation may be performed.  Generally the independent and internal evaluations are updated annually.  Factors considered in determining the fair value include geographic sales trends, the value of comparable surrounding properties as well as the condition of the property.  The aggregate amount of impaired loans was $5.6 million and $6.2 million for the nine months ended September 30, 2013 and year ended December 31, 2012, respectively.
For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of September 30, 2013 and December 31, 2012, the significant unobservable inputs used in the fair value measurements were as follows:
(Dollars in thousands)	Fair Value as of			Valuation Technique		Significant		Significant Unobservable
	September 30,					Observable Inputs		Inputs
	2013
Interest Rate Swap	$	(87	)	Discounted cash flows		Weighted Average Credit Factor		3.20%
Preferred stock	$	417		Estimation based on comparable non-listed securities		Comparable transactions		n/a
OREO	$	3,607		Appraisal Value/Comparison Sales/Other estimates		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost
Impaired loans	$	5,467		Appraisal Value		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost
(Dollars in thousands)	Fair Value as of			Valuation Technique		Significant		Significant Unobservable
	December 31,					Observable Inputs		Inputs
	2012
Interest Rate Swap	$	(338	)	Discounted cash flows		Weighted Average Credit Factor		3.20%
Preferred stock	$	417		Estimation based on comparable non-listed securities		Comparable transactions		n/a
OREO	$	3,987		Appraisal Value/Comparison Sales/Other estimates		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost
Impaired loans	$	6,176		Appraisal Value		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost

Agreement_and_Plan_of_Merger

Agreement and Plan of Merger	9 Months Ended
	Sep. 30, 2013
Agreement and Plan of Merger	'
Agreement and Plan of Merger	'
	Note 7 — Agreement and Plan of Merger
	On August 13, 2013, the Company, SRMS, Inc. (the “Merger Sub”), a wholly-owned subsidiary of the Company, and Savannah River Financial Corporation (“Savannah River”), the parent holding company for Savannah River Banking Company, entered into an agreement and plan of merger (the “Merger Agreement”).  The Merger Agreement provides that, subject to the terms and conditions set forth in the Agreement, the Merger Sub will merge with and into Savannah River, and Savannah River will then promptly merge with and into the Company, with the Company being the surviving corporation in the merger.  In addition, promptly following the merger of Merger Sub with and into Savannah River, Savannah River Banking Company will be merged with and into the Bank.
	At consummation of the merger, each outstanding share of Savannah River common stock will be exchanged for either $11.00 in cash, a number of shares of the Company’s common stock equal to the exchange ratio, or a combination of cash and shares of the Company’s common stock. The exchange ratio, which is described in further detail in the Merger Agreement, will depend on the Company’s volume weighted average stock price during the ten consecutive trading days ending on the fifth business day immediately prior to the date on which the merger is to occur. Each shareholder of Savannah River will have the opportunity to elect to receive cash for his or her shares, the Company’s common stock for his or her shares, or a combination of cash for some of his or her shares and the Company’s common stock for the remainder of his or her shares, or he or she may choose no preference, in which case the merger consideration to be received by him or her will be determined by the exchange agent depending on the amount of cash and shares elected by those Savannah River shareholders who make an express election. Elections of the Company’s common stock, cash, or a combination of both are limited by a requirement that 60% of the total number of outstanding non-dissenting shares of Savannah River common stock will be exchanged for cash and 40% of the outstanding non-dissenting shares of Savannah River common stock will be exchanged for shares of the Company’s common stock.  No fractional shares will be issued in connection with the merger; cash (without interest) will be paid to any Savannah River shareholder otherwise entitled to fractional shares.  Based on the number of shares of Savannah River common stock outstanding as of September 30, 2013, and assuming all Savannah River warrants and options are cashed out prior to the merger, the Company will issue a minimum of approximately 1,274,000 shares and a maximum of approximately 1,597,000 shares of common stock and will pay approximately $19,802,640 in cash in the merger.  On October 10, 2013 the Company filed an S-4 Registration Statement with the Securities Exchange Commission to register up to the maximum number of shares to be issued under the terms of the Merger Agreement.
	Consummation of the merger is subject to the satisfaction of certain conditions, including approval of the Merger Agreement by the respective shareholders of Savannah River and the Company and approval by the appropriate regulatory agencies.  The merger is expected to close during the first quarter of 2014.

Subsequent_Events

Subsequent Events	9 Months Ended
	Sep. 30, 2013
Subsequent Events	'
Subsequent Events	'
	Note 8 — Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements.  Nonrecognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.  Management has reviewed events occurring through the date the financial statements were available to be issued and no subsequent events other than disclosed above occurred requiring accrual or disclosure.

Organization_and_Basis_of_Pres1

Organization and Basis of Presentation (Tables)	9 Months Ended
	Sep. 30, 2013
Organization and Basis of Presentation	'
Summary of changes in accumulated other comprehensive income (loss) by component, net of tax impact, at the dates and for the specified periods	'
	The following table summarizes the changes in accumulated other comprehensive income (loss) by component, net of tax impact, at the dates and for the periods indicated (in thousands). All amounts are net of income taxes.
		Three months
		ended September 30,
		2013			2012
	Beginning Balance	$	(880	)	$	1,475
	Other comprehensive income (loss) before reclassifications(a)	(795		)	791
	Amounts reclassified from accumulated other comprehensive income (loss)(a)	(3		)	23
	Net current-period other comprehensive income (loss)	(798		)	814
	Ending Balance	$	(1,678	)	$	2,289
		Nine months
		ended September 30,
		2013			2012
	Beginning Balance	$	2,358		$	1,329
	Other comprehensive income (loss) before reclassifications(a)	(3,936		)	787
	Amounts reclassified from accumulated other comprehensive income (loss)(a)	(100		)	173
	Net current-period other comprehensive income (loss)	(4,036		)	960
	Ending Balance	$	(1,678	)	$	2,289
	(a)         All other comprehensive income (loss) and reclassifications are related to available-for-sale securities.

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share	'
Schedule of reconciliation of the numerator and denominator of the basic and diluted earnings per common share computation	'
		Nine months				Three months
		Ended September 30,				Ended September 30,
	(In thousands, except price per share)	2013		2012		2013		2012
	Numerator (Net income available to common shareholders)	$	3,287	$	2,271	$	1,046	$	881
	Denominator
	Weighted average common shares outstanding for:
	Basic earnings per share	5,281		3,780		5,295		4,693
	Dilutive securities:
	Deferred compensation	—		—		—		2
	Warrants — Treasury stock method	41		27		46		31
	Diluted earnings per share	5,322		3,807		5,341		4,726
	The average market price used in calculating assumed number of shares	$	9.5	$	7.84	$	10.33	$	8.27

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Schedule of amortized cost and estimated fair values of investment securities	'
	(Dollars in thousands)	Amortized			Gross			Gross			Fair Value
		Cost			Unrealized			Unrealized
					Gains			Losses
	September 30, 2013:
	Government sponsored enterprises	$	3,385		$	18		$	76		$	3,327
	Mortgage-backed securities	123,691			1,219			1,410			123,500
	Small Business Administration pools	58,403			397			839			57,961
	State and local government	43,213			138			1,998			41,353
	Corporate and other securities	2,348			—			46			2,302
		$	231,040		$	1,772		$	4,369		$	228,443
	December 31, 2012:
	Government sponsored enterprises	$	1,522		$	12		$	—		$	1,534
	Mortgage-backed securities	110,425			2,343			624			112,144
	Small Business Administration pools	54,148			1,008			163			54,993
	State and local government	31,483			936			46			32,373
	Corporate and other securities	2,349			53			1			2,401
		$	199,927		$	4,352		$	834		$	203,445
Schedule of OTTI losses on available-for-sale securities	'
		Nine months
		ended
		September 30,
		2012
	(Dollars in thousands)	Available-for-sale securities
	Total OTTI charge realized and unrealized	$	415
	OTTI recognized in other comprehensive income (non-credit component)	215
	Net impairment losses recognized in earnings (credit component)	$	200
Schedule of analysis of amounts relating to credit losses on debt securities recognized in earnings	'
		2013			2012
		Available			Available
		for			for
	(Dollars in thousands)	Sale			Sale
	Balance at beginning of period	$	271		$	930
	Other-than-temporary-impairment not previously recognized	—			173
	Additional increase for which an other-than-temporary impairment was previously recognized related to credit losses	—			27
	Other-than-temporary-impairment previously recognized on securities sold	—			(679		)
	Realized losses during the period	(57		)	(159		)
	Balance related to credit losses on debt securities at end of period	$	214		$	292
Schedule of gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous loss position	'
		Less than 12 months						12 months or more					Total
	September 30, 2013	Fair Value			Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
	(Dollars in thousands)				Loss						Loss				Loss
	Available-for-sale securities:
	Government Sponsored Enterprises	$	1,423		$	76		$	—		$	—	$	1,423	$	76
	Small Business Administration Pools	26,680			679			4,130			160		30,810		839
	Government Sponsored Enterprise mortgage-backed securities	55,079			1,291			6,340			86		61,419		1,377
	Non-agency mortgage-backed securities	784			21			739			12		1,523		33
	Corporate bonds and other	872			45			50			1		922		46
	State and local government	30,220			1,976			218			22		30,438		1,998
	Total	$	115,058		$	4,088		$	11,477		$	281	$	126,535	$	4,369
		Less than 12 months						12 months or more					Total
	December 31, 2012	Fair Value			Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
	(Dollars in thousands)				Loss						Loss				Loss
	Available-for-sale securities:
	Government Sponsored Enterprise mortgage-backed securities	$	22,662		$	233		$	4,583		$	13	$	27,245	$	246
	Small Business Administration pools	11,013			158			2,447			5		13,460		163
	Non-agency mortgage-backed securities	—			—			2,363			378		2,363		378
	State and local government	2,599			46			—			—		2,599		46
	Corporate bonds and other	—			—			50			1		50		1
	Total	$	36,274		$	437		$	9,443		$	397	$	45,717	$	834
Summary of the number of CUSIPs, par value, carrying value and fair value of non-agency mortgage-backed securities /CMOs by credit rating	'
	(Dollars in thousands)
	Credit	Number		Par			Amortized			Fair
	Rating	of		Value			Cost			Value
		CUSIPs
	AA	2		$	168		$	168		$	170
	BBB	3		210			210			210
	Baa1	3		639			639			618
	Baa2	1		6			6			6
	Below Investment Grade	4		1,802			1,490			1,498
	Total	13		$	2,825		$	2,513		$	2,502
Schedule of the amortized cost and fair value of investment securities by contractual maturity	'
		Available-for-sale
	(Dollars in thousands)	Amortized			Fair
		Cost			Value
	Due in one year or less	$	11,936		$	11,946
	Due after one year through five years	94,602			94,910
	Due after five years through ten years	93,098			90,685
	Due after ten years	31,404			30,902
		$	231,040		$	228,443

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans	'
Summary of loans by category	'
		September 30,			December 31,
	(Dollars in thousands)	2013			2012
	Commercial, financial and agricultural	$	19,940		$	20,924
	Real estate:
	Construction	16,110			13,052
	Mortgage-residential	37,506			38,892
	Mortgage-commercial	237,934			226,575
	Consumer:
	Home equity	26,011			27,173
	Other	7,563			5,495
	Total	$	345,064		$	332,111
Schedule of activity in the allowance for loan losses	'
		Nine months ended
		September 30,			September 30,
	(Dollars in thousands)	2013			2012
	Balance at the beginning of period	$	4,621		$	4,699
	Provision for loan losses	379			416
	Charged off loans	(808		)	(496		)
	Recoveries	131			76
	Balance at end of period	$	4,323		$	4,695
		Three months ended
		September 30,			September 30,
	(Dollars in thousands)	2013			2012
	Balance at the beginning of period	$	4,439		$	4,742
	Provision for loan losses	129			115
	Charged off loans	(285		)	(189		)
	Recoveries	40			27
	Balance at end of period	$	4,323		$	4,695
Schedule of activity in the allowance for loan losses and the recorded investment in loans receivable	'
								Real estate			Real estate
					Real estate			Mortgage			Mortgage			Consumer			Consumer
	(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
	2013
	Allowance for loan losses:
	Beginning balance December 31, 2012	$	338		$	—		$	235		$	1,322		$	400		$	17	$	2,309		$	4,621
	Charge-offs	29			—			44			604			67			64		—			808
	Recoveries	31			—			64			—			3			33		—			131
	Provisions	(136		)	27			65			578			(188		)	119		(86		)	379
	Ending balance September 30, 2013	$	204		$	27		$	320		$	1,296		$	148		$	105	$	2,223		$	4,323
	Ending balances:
	Individually evaluated for impairment	$	—		$	—		$	4		$	165		$	—		$	—	$	—		$	169
	Collectively evaluated for impairment	204			27			316			1,131			148			105		2,223			4,154
	Loans receivable:
	Ending balance-total	$	19,940		$	16,110		$	37,506		$	237,934		$	26,011		$	7,563	$	—		$	345,064
	Ending balances:
	Individually evaluated for impairment	80			—			872			4,679			—			5		—			5,636
	Collectively evaluated for impairment	$	19,860		$	16,110		$	36,634		$	233,255		$	26,011		$	7,558	$	—		$	339,428
								Real estate			Real estate
					Real estate			Mortgage			Mortgage			Consumer			Consumer
	(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
	2012
	Allowance for loan losses:
	Beginning balance December 31, 2011	$	331		$	—		$	514		$	1,475		$	521		$	57	$	1,801		$	4,699
	Charge-offs	88			—			112			245			—			51		—			496
	Recoveries	32			—			10			—			3			31		—			76
	Provisions	67			—			80			(146		)	(147		)	16		546			416
	Ending balance September 30, 2012	$	342		$	—		$	492		$	1,084		$	377		$	53	$	2,347		$	4,695
	Ending balances:
	Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—	$	—		$	—
	Collectively evaluated for impairment	342			—			492			1,084			377			53		2,347			4,695
	Loans receivable:
	Ending balance-total	$	19,469		$	11,739		$	36,861		$	223,595		$	26,778		$	5,092	$	—		$	323,534
	Ending balances:
	Individually evaluated for impairment	$	15		$	—		$	477		$	9,041		$	—		$	11	$	—		$	9,544
	Collectively evaluated for impairment	$	19,454		$	11,739		$	36,384		$	214,554		$	26,778		$	5,081	$	—		$	313,990
								Real estate			Real estate
					Real estate			Mortgage			Mortgage			Consumer			Consumer
	(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
	2012
	Allowance for loan losses:
	Beginning balance December 31, 2011	$	331		$	—		$	514		$	1,475		$	521		$	57	$	1,801		$	4,699
	Charge-offs	258			—			112			293			—			79		—			742
	Recoveries	42			—			86			—			3			37		—			168
	Provisions	223			—			(253		)	140			(124		)	2		508			496
	Ending balance December 31, 2012	$	338		$	—		$	235		$	1,322		$	400		$	17	$	2,309		$	4,621
	Ending balances:
	Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—	$	—		$	—
	Collectively evaluated for impairment	338			—			235			1,322			400			17		2,309			4,621
	Loans receivable:
	Ending balance-total	$	20,924		$	13,052		$	38,892		$	226,575		$	27,173		$	5,495	$	—		$	332,111
	Ending balances:
	Individually evaluated for impairment	37			—			357			5,772			—			10		—			6,176
	Collectively evaluated for impairment	$	20,887		$	13,052		$	38,535		$	220,803		$	27,173		$	5,485	$	—		$	325,935
								Real estate			Real estate
					Real estate			Mortgage			Mortgage			Consumer			Consumer
	(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
	2013
	Allowance for loan losses:
	Beginning balance June 30, 2013	$	264		$	25		$	319		$	1,082		$	226		$	96	$	2,427		$	4,439
	Charge-offs	22			—			8			207			23			25		—			285
	Recoveries	11			—			2			—			2			25		—			40
	Provisions	(49		)	2			7			421			(57		)	9		(204		)	129
Ending balance September 30, 2013	$	204		$	27		$	320		$	1,296		$	148		$	105	$	2,223		$	4,323
							Real estate			Real estate
				Real estate			Mortgage			Mortgage			Consumer			Consumer
(Dollars in thousands)	Commercial			Construction			Residential			Commercial			Home equity			Other		Unallocated			Total
2012
Allowance for loan losses:
Beginning balance June 30, 2012	$	249		$	—		599			$	1,313		$	445		$	45	$	2,091		$	4,742
Charge-offs	26			—			82			67			—			14		—			189
Recoveries	7			—			1			—			1			18		—			27
Provisions	112			—			(26		)	(162		)	(69		)	4		256			115
Ending balance September 30, 2012	$	342		$	—		$	492		$	1,084		$	377		$	53	$	2,347		$	4,695
Schedule of loans individually evaluated and considered impaired	'
		September 30,			December 31,
	(Dollars in thousands)	2013			2012
	Total loans considered impaired	$	5,636		$	6,176
	Loans considered impaired for which there is a related allowance for loan loss:
	Outstanding loan balance	221			—
	Related allowance	169			—
	Loans considered impaired and previously written down to fair value	5,415			6,176
	Average impaired loans	7,196			6,704
Schedule of loan category and loans individually evaluated and considered impaired	'
											Nine months ended						Three months ended
					Unpaid						Average			Interest			Average		Interest
	(Dollars in thousands)	Recorded			Principal			Related			Recorded			Income			Recorded		Income
	September 30, 2013	Investment			Balance			Allowance			Investment			Recognized			Investment		Recognized
	With no allowance recorded:
	Commercial	$	80		$	80		$	—		$	147		$	8		$	144	$	0
	Real estate:
	Construction	—			—			—			—			—			—
	Mortgage-residential	816			831			—			973			21			976		3
	Mortgage-commercial	4,514			5,104			—			5,708			80			5,713		13
	Consumer:
	Home Equity	—			—			—			—			—			—		—
	Other	5			6			—			17			—			16
	With an allowance recorded:
	Commercial	—			—			—			—			—			—		—
	Real estate:
	Construction	—			—			—			—			—			—		—
	Mortgage-residential	56			56			4			57			8			57		1
	Mortgage-commercial	165			285			165			294			—			291		—
	Consumer:
	Home Equity	—			—			—			—			—			—		—
	Other	—			—			—			—			—			—		—
	Total:
	Commercial	$	80		$	80		$	—		$	147		$	8		$	144	$	0
	Real estate:
	Construction	—			—			—			—			—			—
	Mortgage-residential	872			887			4			1,030			29			1,033		4
	Mortgage-commercial	4,679			5,389			165			6,002			80			6,004		13
	Consumer:
	Home Equity	—			—			—			—			—			—		—
	Other	5			6			—			17			—			16
		$	5,636		$	6,362		$	169		$	7,196		$	117		$	7,197	$	17
											Nine months ended						Three months ended
					Unpaid						Average			Interest			Average		Interest
	(Dollars in thousands)	Recorded			Principal			Related			Recorded			Income			Recorded		Income
	September 30, 2012	Investment			Balance			Allowance			Investment			Recognized			Investment		Recognized
	With no allowance recorded:
	Commercial	$	15		$	46		$	—		$	92		$	1		87		$	—
	Real estate:
	Construction	—			—			—			—			—			—		—
	Mortgage-residential	477			505			—			563			2			543		—
	Mortgage-commercial	9,041			9,536			—			9,853			266			9,547		—
	Consumer:
	Home Equity	—			—			—			—			—			—		—
	Other	11			11			—			22			—			19		—
	With an allowance recorded:
	Commercial	—			—			—			—			—			—		—
	Real estate:
	Construction	—			—			—			—			—			—		—
	Mortgage-residential	—			—			—			—			—			—		—
	Mortgage-commercial	—			—			—			—			—			—		—
	Consumer:
	Home Equity	—			—			—			—			—			—		—
	Other	—			—			—			—			—			—		—
	Total:
	Commercial	$	15		$	46		$	—		$	92		$	1		87		$	—
	Real estate:
	Construction	—			—			—			—			—			—		—
	Mortgage-residential	477			505			—			563			2			543		—
	Mortgage-commercial	9,041			9,536			—			9,853			266			9,547		—
	Consumer:
	Home Equity	—			—			—			—			—			—		—
	Other	11			11			—			22			—			19		—
	$	9,544		$	10,098		$	—		$	10,530		$	269		$	10,196	$	—
				Unpaid						Average			Interest
(Dollars in thousands)	Recorded			Principal			Related			Recorded			Income
December 31, 2012	Investment			Balance			Allowance			Investment			Recognized
With no allowance recorded:
Commercial	$	37		$	50		$	—		$	53		$	—
Real estate:
Construction	—			—			—			—			—
Mortgage-residential	357			381			—			442			1
Mortgage-commercial	5,772			6,162			—			6,188			178
Consumer:
Home Equity	—			—			—			—			—
Other	10			10			—			21			—
With an allowance recorded:
Commercial	—			—			—			—			—
Real estate:
Construction	—			—			—			—			—
Mortgage-residential	—			—			—			—			—
Mortgage-commercial	—			—			—			—			—
Consumer:
Home Equity	—			—			—			—			—
Other	—			—			—			—			—
Total:
Commercial	37			50			—			53			—
Real estate:
Construction	—			—			—			—			—
Mortgage-residential	357			381			—			442			1
Mortgage-commercial	5,772			6,162			—			6,188			178
Consumer:
Home Equity	—			—			—			—			—
Other	10			10			—			21			—
	$	6,176		$	6,603		$	—		$	6,704		$	179
Schedule of loan category and loan by risk categories	'
	(Dollars in thousands)				Special
	September 30, 2013	Pass			Mention			Substandard			Doubtful			Total
	Commercial, financial & agricultural	$	19,678		$	176		$	86		$	—		$	19,940
	Real estate:
	Construction	13,105			3,005			—			—			16,110
	Mortgage — residential	34,988			1,105			1,413			—			37,506
	Mortgage — commercial	223,469			5,330			9,135			—			237,934
	Consumer:
	Home Equity	25,670			205			136			—			26,011
	Other	7,556			1			6			—			7,563
	Total	$	324,466		$	9,822		$	10,776		$	—		$	345,064
	(Dollars in thousands)				Special
	December 31, 2012	Pass			Mention			Substandard			Doubtful			Total
	Commercial, financial & agricultural	$	20,826		$	27		$	71		$	—		$	20,924
	Real estate:
	Construction	8,595			2,047			2,410			—			13,052
	Mortgage — residential	36,493			1,677			722			—			38,892
	Mortgage — commercial	208,825			3,803			13,947			—			226,575
	Consumer:
	Home Equity	26,604			124			445			—			27,173
	Other	5,475			3			17			—			5,495
	Total	$	306,818		$	7,681		$	17,612		$	—		$	332,111
Schedule of loan category and present loans past due and on non-accrual status	'
	(Dollars in thousands)	30-59			60-89 Days			Greater			Nonaccrual			Total Past			Current		Total Loans
	September 30, 2013	Days			Past Due			than 90						Due
		Past Due						Days and
								Accruing
	Commercial	$	60		$	9		$	—		$	80		$	149		$	19,791	$	19,940
	Real estate:
	Construction	—			—			—			—			—			16,110		16,110
	Mortgage-residential	240			224			54			816			1,334			36,172		37,506
	Mortgage-commercial	1,019			538			—			4,151			5,708			232,226		237,934
	Consumer:
	Home equity	118			26			—			—			144			25,867		26,011
	Other	21			3			—			5			29			7,534		7,563
	Total	$	1,458		$	800		$	54		$	5,052		$	7,364		$	337,700	$	345,064
	(Dollars in thousands)	30-59			60-89 Days			Greater			Nonaccrual			Total Past			Current		Total Loans
	December 31, 2012	Days			Past Due			than 90						Due
		Past Due						Days and
								Accruing
	Commercial	$	17		$	107		$	—		$	85		$	209		$	20,715	$	20,924
	Real estate:
	Construction	—			—			—			—			—			13,052		13,052
	Mortgage-residential	311			378			—			357			1,046			37,846		38,892
	Mortgage-commercial	627			898			55			4,263			5,843			220,732		226,575
	Consumer:
	Home equity	211			—			—			—			211			26,962		27,173
	Other	32			7			—			10			49			5,446		5,495
	Total	$	1,198		$	1,390		$	55		$	4,715		$	7,358		$	324,753	$	332,111
Schedule by loan category, present loans determined to be TDRs	'
		For the nine months ended September 30, 2013
	Troubled Debt Restructurings	Number		Pre-Modification			Post-Modification
	(Dollars in thousands)	of		Outstanding			Outstanding
		Contracts		Recorded			Recorded
				Investment			Investment
	Nonaccrual
	Mortgage-Commercial	1		$	257		$	257
	Total TDRs	1		$	257		$	257
		For the nine months ended September 30, 2012
	Troubled Debt	Number		Pre-Modification			Post-Modification
	Restructurings	of		Outstanding			Outstanding
	(Dollars in thousands)	Contracts		Recorded			Recorded
				Investment			Investment
	Nonaccrual
	Mortgage-Commercial	1		$	53		$	53
	Total nonaccrual	1		$	53		$	53
	Accrual
	Mortgage-Commercial	2		$	596		$	596
	Total Accrual	2		$	596		$	596
	Total TDRs	3		$	649		$	649

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Schedule of carrying amount and estimated fair value by classification Level of the Company's financial instruments	'
		September 30, 2013
		Carrying			Fair Value
	(Dollars in thousands)	Amount			Total			Level 1			Level 2			Level 3
	Financial Assets:
	Cash and short term investments	$	20,950		$	20,950		$	20,950		$	—		$	—
	Available-for-sale securities	228,443			228,443			826			227,200			417
	Other investments, at cost	2,269			2,269			—			—			2,269
	Loans held for sale	2,529			2,529			—			2,529			—
	Net Loans receivable	340,741			341,004			—			335,537			5,467
	Accrued interest	2,011			2,011			2,011			—			—
	Interest rate swap	(87		)	(87		)	—			—			(87		)
	Financial liabilities:
	Non-interest bearing demand	$	106,078		$	106,078		$	—		$	106,078		$	—
	NOW and money market accounts	185,767			185,767			—			185,767			—
	Savings	51,307			51,307			—			51,307			—
	Time deposits	165,440			166,877			—			166,877			—
	Total deposits	508,592			510,029			—			510,029			—
	Federal Home Loan Bank Advances	34,330			38,346			—			38,346			—
	Short term borrowings	17,076			17,076			—			17,076			—
	Junior subordinated debentures	15,464			15,464			—			15,464			—
	Accrued interest payable	673			673			673			—			—
		December 31, 2012
		Carrying			Fair Value
	(Dollars in thousands)	Amount			Total			Level 1			Level 2			Level 3
	Financial Assets:
	Cash and short term investments	$	18,708		$	18,708		$	18,708		$	—		$	—
	Available-for-sale securities	203,445			203,445			914			202,114			417
	Other investments, at cost	2,527			—			—			—			2,527
	Loans held for sale	9,658			9,658			—			9,658			—
	Net loans receivable	327,490			328,893			—			322,717			6,176
	Accrued interest	2,098			2,098			2,098			—			—
	Interest rate swap	(338		)	(338		)	—			—			(338		)
	Financial liabilities:
	Non-interest bearing demand	$	97,526		$	97,526		$	—		$	97,526		$	—
	NOW and money market accounts	150,874			150,874			—			150,874			—
	Savings	41,100			41,100			—			41,100			—
	Time deposits	185,477			187,313			—			187,313			—
	Total deposits	474,977			476,813			—			476,813			—
	Federal Home Loan Bank Advances	36,344			41,977			—			41,977			—
	Short term borrowings	15,900			15,900			—			15,900			—
	Junior subordinated debentures	15,464			15,464			—			15,464			—
	Accrued interest payable	1,029			1,029			1,029			—			—
Schedule of changes in fair values and location in the income statement where these changes are included	'
	(Dollars in thousands)
		Nine months ended						Three months ended
		September 30,						September 30,
		2013			2012			2013			2012
	Description	Non-interest			Non-interest			Non-interest			Non-interest
		income:			income:			income:			income:
		Fair value			Fair value			Fair value			Fair value
		adjustment			adjustment			adjustment			adjustment
		loss			loss			loss			loss
	Interest rate swap	$	(2	)	$	(57	)	$	(0	)	$	(20	)
	Total	$	(2	)	$	(57	)	$	(0	)	$	(20	)
Schedule of fair value for each category of assets carried at fair value that are measured on a recurring basis	'
	(Dollars in thousands)
	Description	September 30,			Quoted Prices			Significant			Significant
		2013			in Active			Other			Unobservable
					Markets for			Observable			Inputs
					Identical			Inputs			(Level 3)
					Assets			(Level 2)
					(Level 1)
	Available for sale securities
	Government sponsored enterprises	$	3,327		$	—		$	3,327		$	—
	Mortgage-backed securities	123,500			—			123,500			—
	Small Business Administration securities	57,961			—			57,961			—
	State and local government	41,353			—			41,353			—
	Corporate and other securities	2,302			826			1,059			417
		228,443			826			227,200			417
	Interest rate swap	(87		)	—			—			(87		)
	Total	$	228,356		$	826		$	227,200		$	330
	(Dollars in thousands)
	Description	December			Quoted			Significant			Significant
		31, 2012			Prices in			Other			Unobservable
					Active			Observable			Inputs
					Markets for			Inputs			(Level 3)
					Identical			(Level 2)
					Assets
					(Level 1)
	Available for sale securities
	Government sponsored enterprises	$	1,534		$	—		$	1,534		$	—
	Mortgage-backed securities	112,144			—			112,144			—
	Small Business Administration securities	54,993			—			54,993			—
	State and local government	32,373			—			32,373			—
	Corporate and other securities	2,401			914			1,070			417
		203,445			914			202,114			417
	Interest rate swap	(338		)	—			—			(338		)
	Total	$	203,107		$	914		$	202,114		$	79
Schedule reconciling the changes in Level 3 financial instruments measured on a recurring basis	'
	(Dollars in thousands)	Interest rate Swap			Corporate Preferred
					Stock
	Beginning Balance December 31, 2012	$	(338	)	417
	Total gains or losses (realized/unrealized)
	Included in earnings	(2		)	—
	Included in other comprehensive income	—			—
	Purchases, issuances, and settlements	253			—
	Transfers in and/or out of Level 3	—			—
	Ending Balance September 30, 2013	$	(87	)	$	417
	(Dollars in thousands)	Interest rate Swap			Corporate Preferred
					Stock
	Beginning Balance June 30, 2013	$	(172	)	417
	Total gains or losses (realized/unrealized)
	Included in earnings	—			—
	Included in other comprehensive income	—			—
	Purchases, issuances, and settlements	85			—
	Transfers in and/or out of Level 3	—			—
	Ending Balance September 30, 2013	$	(87	)	$	417
	(Dollars in thousands)	Interest rate
		Cap/Floor/Swap
	Beginning Balance December 31, 2011	$	(602	)
	Total gains or losses (realized/unrealized)
	Included in earnings	(57		)
	Included in other comprehensive income	—
	Purchases, issuances, and settlements	241
	Transfers in and/or out of Level 3	—
	Ending Balance September 30, 2012	$	(418	)
	(Dollars in thousands)	Interest rate
		Cap/Floor/Swap
	Beginning Balance June 30, 2012	$	(479	)
	Total gains or losses (realized/unrealized)
	Included in earnings	(20		)
	Included in other comprehensive income	—
	Purchases, issuances, and settlements	81
	Transfers in and/or out of Level 3	—
	Ending Balance September 30, 2012	$	(418	)
Schedule of the fair value for each category of assets carried at fair value that are measured on a non-recurring basis	'
	(Dollars in thousands)
	Description	September 30,			Quoted Prices			Significant			Significant
		2013			in Active			Other			Unobservable
					Markets for			Observable			Inputs
					Identical			Inputs			(Level 3)
					Assets			(Level 2)
					(Level 1)
	Impaired loans:
	Commercial & Industrial	$	80		$	—		$	—		$	80
	Real estate:
	Mortgage-residential	868			—			—			868
	Mortgage-commercial	4,514			—			—			4,514
	Consumer:
	Home equity	—			—			—			—
	Other	5			—			—			5
	Total impaired	5,467			—			—			5,467
	Other real estate owned:
	Construction	301			—			—			301
	Mortgage-residential	143			—			—			143
	Mortgage-commercial	3,163			—			—			3,163
	Total other real estate owned	3,607			—			—			3,607
	Total	$	9,074		$	—		$	—		$	9,074
	(Dollars in thousands)
	Description	December 31,			Quoted Prices			Significant			Significant
		2012			in Active			Other			Unobservable
					Markets for			Observable			Inputs
					Identical			Inputs			(Level 3)
					Assets			(Level 2)
					(Level 1)
	Impaired loans:
	Commercial & Industrial	$	37		$	—		$	—		$	37
	Real estate:
	Mortgage-residential	357			—			—			357
	Mortgage-commercial	5,772			—			—			5,772
	Consumer:
	Home equity	—			—			—			—
	Other	10			—			—			10
	Total impaired	6,176			—			—			6,176
	Other real estate owned:
	Construction	301			—			—			301
	Mortgage-residential	488			—			—			488
	Mortgage-commercial	3,198			—			—			3,198
	Total other real estate owned	3,987			—			—			3,987
	Total	$	10,163		$	—		$	—		$	10,163
Schedule of significant unobservable inputs used in the fair value measurements	'
	(Dollars in thousands)	Fair Value as of			Valuation Technique		Significant		Significant Unobservable
		September 30,					Observable Inputs		Inputs
		2013
	Interest Rate Swap	$	(87	)	Discounted cash flows		Weighted Average Credit Factor		3.20%
	Preferred stock	$	417		Estimation based on comparable non-listed securities		Comparable transactions		n/a
	OREO	$	3,607		Appraisal Value/Comparison Sales/Other estimates		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost
	Impaired loans	$	5,467		Appraisal Value		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost
	(Dollars in thousands)	Fair Value as of			Valuation Technique		Significant		Significant Unobservable
		December 31,					Observable Inputs		Inputs
		2012
	Interest Rate Swap	$	(338	)	Discounted cash flows		Weighted Average Credit Factor		3.20%
	Preferred stock	$	417		Estimation based on comparable non-listed securities		Comparable transactions		n/a
	OREO	$	3,987		Appraisal Value/Comparison Sales/Other estimates		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost
	Impaired loans	$	6,176		Appraisal Value		Appraisals and or sales of comparable properties		Appraisals discounted 6% to 16% for sales commissions and other holding cost

Organization_and_Basis_of_Pres2

Organization and Basis of Presentation (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Changes in accumulated other comprehensive income (loss)	'	'	'	'
Balance at the beginning of the period	($880)	$1,475	$2,358	$1,329
Other comprehensive income (loss) before reclassifications	-795	791	-3,936	787
Amounts reclassified from accumulated other comprehensive income (loss)	-3	23	-100	173
Other comprehensive income (loss)	-798	814	-4,036	960
Balance at the end of the period	($1,678)	$2,289	($1,678)	$2,289

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2011
					8.75% subordinated notes	Options	Options	Warrants
Earnings Per Common Share	'	'	'	'	'	'	'	'
Numerator (Net income available to common shareholders)	$1,046,000	$881,000	$3,287,000	$2,271,000	'	'	'	'
Weighted average common shares outstanding for:	'	'	'	'	'	'	'	'
Basic earnings per share (in shares)	5,295,000	4,693,000	5,281,000	3,780,000	'	'	'	'
Dilutive securities:	'	'	'	'	'	'	'	'
Deferred compensation (in shares)	'	2,000	'	'	'	'	'	'
Warrants - Treasury stock method (in shares)	46,000	31,000	41,000	27,000	'	'	'	'
Diluted earnings per share (in shares)	5,341,000	4,726,000	5,322,000	3,807,000	'	'	'	'
The average market price used in calculating assumed number of shares (in dollars per share)	$10.33	$8.27	$9.50	$7.84	'	'	'	'
Earnings per common share	'	'	'	'	'	'	'	'
Outstanding securities not deemed to be dilutive (in shares)	'	'	'	'	'	'	73,022	'
Average exercise price of options (in dollars per share)	'	'	'	'	'	$20.23	$20.23	'
Exercise price of warrants (in dollars per share)	'	'	'	'	'	'	'	$5.90
Number of options with an exercise price below the average market price (in shares)	'	'	'	'	'	0	0	'
Average market price of options or warrants (in dollars per share)	'	'	'	'	'	$10.33	$9.50	'
Debt issued	'	'	'	'	$2,500,000	'	'	'
Interest rate (as a percent)	'	'	'	'	8.75%	'	'	'
Warrants issued (in shares)	'	'	'	'	'	'	'	107,500

Investment_Securities_Details

Investment Securities (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Investment Securities	'	'	'	'	'
Amortized Cost	$231,040,000	'	$231,040,000	'	$199,927,000
Gross Unrealized Gains	1,772,000	'	1,772,000	'	4,352,000
Gross Unrealized Losses	4,369,000	'	4,369,000	'	834,000
Fair Value	228,443,000	'	228,443,000	'	203,445,000
FHLB Stock	2,300,000	'	2,300,000	'	2,500,000
Proceeds from sale of investment securities available-for-sale	2,800,000	470,000	6,306,000	49,540,000	'
Gross realized gains	90,000	0	238,000	2,000,000	'
Gross realized losses	86,000	35,000	86,000	2,100,000	'
Government sponsored enterprises	'	'	'	'	'
Investment Securities	'	'	'	'	'
Amortized Cost	3,385,000	'	3,385,000	'	1,522,000
Gross Unrealized Gains	18,000	'	18,000	'	12,000
Gross Unrealized Losses	76,000	'	76,000	'	'
Fair Value	3,327,000	'	3,327,000	'	1,534,000
Mortgage-backed securities	'	'	'	'	'
Investment Securities	'	'	'	'	'
Amortized Cost	123,691,000	'	123,691,000	'	110,425,000
Gross Unrealized Gains	1,219,000	'	1,219,000	'	2,343,000
Gross Unrealized Losses	1,410,000	'	1,410,000	'	624,000
Fair Value	123,500,000	'	123,500,000	'	112,144,000
Small Business Administration pools	'	'	'	'	'
Investment Securities	'	'	'	'	'
Amortized Cost	58,403,000	'	58,403,000	'	54,148,000
Gross Unrealized Gains	397,000	'	397,000	'	1,008,000
Gross Unrealized Losses	839,000	'	839,000	'	163,000
Fair Value	57,961,000	'	57,961,000	'	54,993,000
State and local government	'	'	'	'	'
Investment Securities	'	'	'	'	'
Amortized Cost	43,213,000	'	43,213,000	'	31,483,000
Gross Unrealized Gains	138,000	'	138,000	'	936,000
Gross Unrealized Losses	1,998,000	'	1,998,000	'	46,000
Fair Value	41,353,000	'	41,353,000	'	32,373,000
Corporate and other securities	'	'	'	'	'
Investment Securities	'	'	'	'	'
Amortized Cost	2,348,000	'	2,348,000	'	2,349,000
Gross Unrealized Gains	'	'	'	'	53,000
Gross Unrealized Losses	46,000	'	46,000	'	1,000
Fair Value	2,302,000	'	2,302,000	'	2,401,000
Corporate bonds	'	'	'	'	'
Investment Securities	'	'	'	'	'
Fair Value	1,000,000	'	1,000,000	'	1,000,000
Mutual funds	'	'	'	'	'
Investment Securities	'	'	'	'	'
Fair Value	825,700	'	825,700	'	884,500
Foreign debt	'	'	'	'	'
Investment Securities	'	'	'	'	'
Fair Value	59,500	'	59,500	'	59,700
Federal Home Loan Mortgage Corporation preferred stock	'	'	'	'	'
Investment Securities	'	'	'	'	'
Fair Value	'	'	'	'	30,000
Corporate preferred stock	'	'	'	'	'
Investment Securities	'	'	'	'	'
Fair Value	$416,700	'	$416,700	'	$416,800

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2012
Available-for-sale securities	'
Total OTTI charge realized and unrealized	$415
OTTI recognized in other comprehensive income (non-credit component)	215
Net impairment losses recognized in earnings (credit component)	$200

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Non-agency mortgage-backed securities | Balance of the portfolio	'	'
Analysis of amounts relating to credit losses on debt securities recognized in earnings	'	'
Average prepayment rate (as a percent)	16.90%	'
Default rate (as a percent)	4.90%	'
Average severity (as a percent)	57.20%	'
Available-for-sale	'	'
Analysis of amounts relating to credit losses on debt securities recognized in earnings	'	'
Balance at beginning of period	$271	$930
Other-than-temporary-impairment not previously recognized	'	173
Additional increase for which an other-than-temporary impairment was previously recognized related to credit losses	'	27
Other-than-temporary-impairment previously recognized on securities sold	'	-679
Realized losses during the period	-57	-159
Balance related to credit losses on debt securities at end of period	$214	$292

Investment_Securities_Details_2

Investment Securities (Details 4) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
				item
Fair Value	'	'	'	'	'
Less than 12 months	$115,058,000	'	$115,058,000	'	$36,274,000
12 months or more	11,477,000	'	11,477,000	'	9,443,000
Total	126,535,000	'	126,535,000	'	45,717,000
Unrealized Loss	'	'	'	'	'
Less than 12 months	4,088,000	'	4,088,000	'	437,000
12 months or more	281,000	'	281,000	'	397,000
Total	4,369,000	'	4,369,000	'	834,000
Amortized cost of securities	228,443,000	'	228,443,000	'	203,445,000
Fair value of securities	228,443,000	'	228,443,000	'	203,445,000
Impairment charges recognized in earnings, credit component	'	'	'	200,000	'
OTTI charges	'	'	'	415,000	'
Government sponsored enterprises	'	'	'	'	'
Fair Value	'	'	'	'	'
Less than 12 months	1,423,000	'	1,423,000	'	'
Total	1,423,000	'	1,423,000	'	'
Unrealized Loss	'	'	'	'	'
Less than 12 months	76,000	'	76,000	'	'
Total	76,000	'	76,000	'	'
Fair value of securities	3,327,000	'	3,327,000	'	1,534,000
Small Business Administration pools	'	'	'	'	'
Fair Value	'	'	'	'	'
Less than 12 months	26,680,000	'	26,680,000	'	11,013,000
12 months or more	4,130,000	'	4,130,000	'	2,447,000
Total	30,810,000	'	30,810,000	'	13,460,000
Unrealized Loss	'	'	'	'	'
Less than 12 months	679,000	'	679,000	'	158,000
12 months or more	160,000	'	160,000	'	5,000
Total	839,000	'	839,000	'	163,000
Fair value of securities	57,961,000	'	57,961,000	'	54,993,000
Government Sponsored Enterprise mortgage-backed securities	'	'	'	'	'
Fair Value	'	'	'	'	'
Less than 12 months	55,079,000	'	55,079,000	'	22,662,000
12 months or more	6,340,000	'	6,340,000	'	4,583,000
Total	61,419,000	'	61,419,000	'	27,245,000
Unrealized Loss	'	'	'	'	'
Less than 12 months	1,291,000	'	1,291,000	'	233,000
12 months or more	86,000	'	86,000	'	13,000
Total	1,377,000	'	1,377,000	'	246,000
Government Sponsored Enterprise mortgage-backed securities | First Community Bank	'	'	'	'	'
Unrealized Loss	'	'	'	'	'
Amortized cost of securities	123,700,000	'	123,700,000	'	'
Fair value of securities	123,500,000	'	123,500,000	'	'
Corporate and other securities	'	'	'	'	'
Fair Value	'	'	'	'	'
Less than 12 months	872,000	'	872,000	'	'
12 months or more	50,000	'	50,000	'	50,000
Total	922,000	'	922,000	'	50,000
Unrealized Loss	'	'	'	'	'
Less than 12 months	45,000	'	45,000	'	'
12 months or more	1,000	'	1,000	'	1,000
Total	46,000	'	46,000	'	1,000
Fair value of securities	2,302,000	'	2,302,000	'	2,401,000
Non-agency mortgage-backed /CMO securities	'	'	'	'	'
Fair Value	'	'	'	'	'
Less than 12 months	784,000	'	784,000	'	'
12 months or more	739,000	'	739,000	'	2,363,000
Total	1,523,000	'	1,523,000	'	2,363,000
Unrealized Loss	'	'	'	'	'
Less than 12 months	21,000	'	21,000	'	'
12 months or more	12,000	'	12,000	'	378,000
Total	33,000	'	33,000	'	378,000
Number of securities with OTTI subsequently sold	'	'	'	1	'
Number of securities with OTTI	'	'	'	2	'
Fair value of securities with OTTI	'	'	'	2,500,000	'
Impairment charges recognized in earnings, credit component	'	'	'	199,800	'
OTTI charges	0	0	0	199,800	'
Non-agency mortgage-backed /CMO securities | First Community Bank	'	'	'	'	'
Unrealized Loss	'	'	'	'	'
Amortized cost of securities	2,500,000	'	2,500,000	'	'
Fair value of securities	2,500,000	'	2,500,000	'	'
State and local government	'	'	'	'	'
Fair Value	'	'	'	'	'
Less than 12 months	30,220,000	'	30,220,000	'	2,599,000
12 months or more	218,000	'	218,000	'	'
Total	30,438,000	'	30,438,000	'	2,599,000
Unrealized Loss	'	'	'	'	'
Less than 12 months	1,976,000	'	1,976,000	'	46,000
12 months or more	22,000	'	22,000	'	'
Total	1,998,000	'	1,998,000	'	46,000
Fair value of securities	$41,353,000	'	$41,353,000	'	$32,373,000

Investment_Securities_Details_3

Investment Securities (Details 5) (Non-agency mortgage-backed /CMO securities, USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified	item
Investment Securities	'
Number of CUSIPs	13
Par Value	$2,825
Amortized Cost	2,513
Fair Value	2,502
AA	'
Investment Securities	'
Number of CUSIPs	2
Par Value	168
Amortized Cost	168
Fair Value	170
BBB	'
Investment Securities	'
Number of CUSIPs	3
Par Value	210
Amortized Cost	210
Fair Value	210
Baa1	'
Investment Securities	'
Number of CUSIPs	3
Par Value	639
Amortized Cost	639
Fair Value	618
Baa2	'
Investment Securities	'
Number of CUSIPs	1
Par Value	6
Amortized Cost	6
Fair Value	6
Below Investment Grade	'
Investment Securities	'
Number of CUSIPs	4
Par Value	1,802
Amortized Cost	1,490
Fair Value	$1,498

Investment_Securities_Details_4

Investment Securities (Details 6) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Available-for-sale, Amortized Cost	'
Due in one year or less	$11,936
Due after one year through five years	94,602
Due after five years through ten years	93,098
Due after ten years	31,404
Total	231,040
Available-for-sale, Fair Value	'
Due in one year or less	11,946
Due after one year through five years	94,910
Due after five years through ten years	90,685
Due after ten years	30,902
Total	$228,443

Loans_Details

Loans (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Loans	'	'	'	'	'
Loans	$345,064	$323,534	$345,064	$323,534	$332,111
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	4,439	4,742	4,621	4,699	4,699
Provision for loan losses	129	115	379	416	496
Charged off loans	-285	-189	-808	-496	-742
Recoveries	40	27	131	76	168
Balance at end of the period	4,323	4,695	4,323	4,695	4,621
Commercial, financial and agricultural	'	'	'	'	'
Loans	'	'	'	'	'
Loans	19,940	'	19,940	'	20,924
Real estate: Construction	'	'	'	'	'
Loans	'	'	'	'	'
Loans	16,110	11,739	16,110	11,739	13,052
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	25	'	'	'	'
Provision for loan losses	2	'	27	'	'
Balance at end of the period	27	'	27	'	'
Real estate: Mortgage-residential	'	'	'	'	'
Loans	'	'	'	'	'
Loans	37,506	36,861	37,506	36,861	38,892
Fair value of residential mortgage loans held for sale	2,500	'	2,500	'	9,700
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	319	599	235	514	514
Provision for loan losses	7	-26	65	80	-253
Charged off loans	-8	-82	-44	-112	-112
Recoveries	2	1	64	10	86
Balance at end of the period	320	492	320	492	235
Real estate: Mortgage-residential | Minimum	'	'	'	'	'
Loans	'	'	'	'	'
Number of business days to transfer the loans to investors after the receipt of funds	'	'	'3 days	'	'
Real estate: Mortgage-residential | Maximum	'	'	'	'	'
Loans	'	'	'	'	'
Number of business days to transfer the loans to investors after the receipt of funds	'	'	'7 days	'	'
Real estate: Mortgage-commercial	'	'	'	'	'
Loans	'	'	'	'	'
Loans	237,934	223,595	237,934	223,595	226,575
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	1,082	1,313	1,322	1,475	1,475
Provision for loan losses	421	-162	578	-146	140
Charged off loans	-207	-67	-604	-245	-293
Balance at end of the period	1,296	1,084	1,296	1,084	1,322
Consumer: Home equity	'	'	'	'	'
Loans	'	'	'	'	'
Loans	26,011	26,778	26,011	26,778	27,173
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	226	445	400	521	521
Provision for loan losses	-57	-69	-188	-147	-124
Charged off loans	-23	'	-67	'	'
Recoveries	2	1	3	3	3
Balance at end of the period	148	377	148	377	400
Consumer: Other	'	'	'	'	'
Loans	'	'	'	'	'
Loans	7,563	5,092	7,563	5,092	5,495
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	96	45	17	57	57
Provision for loan losses	9	4	119	16	2
Charged off loans	-25	-14	-64	-51	-79
Recoveries	25	18	33	31	37
Balance at end of the period	$105	$53	$105	$53	$17

Loans_Details_2

Loans (Details 2) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	$4,439,000	$4,742,000	$4,621,000	$4,699,000	$4,699,000
Charge-offs	285,000	189,000	808,000	496,000	742,000
Recoveries	40,000	27,000	131,000	76,000	168,000
Provisions	129,000	115,000	379,000	416,000	496,000
Balance at end of the period	4,323,000	4,695,000	4,323,000	4,695,000	4,621,000
Allowance for loan losses	'	'	'	'	'
Individually evaluated for impairment	169,000	'	169,000	'	'
Collectively evaluated for impairment	4,154,000	4,695,000	4,154,000	4,695,000	4,621,000
Loans receivable:	'	'	'	'	'
Ending balance-total	345,064,000	323,534,000	345,064,000	323,534,000	332,111,000
Individually evaluated for impairment	5,636,000	9,544,000	5,636,000	9,544,000	6,176,000
Collectively evaluated for impairment	339,428,000	313,990,000	339,428,000	313,990,000	325,935,000
Loans considered impaired for which there is a related allowance for loan loss:	'	'	'	'	'
Outstanding loan balance	221,000	'	221,000	'	'
Related allowance	169,000	'	169,000	'	'
Total loans considered impaired	5,636,000	9,544,000	5,636,000	9,544,000	6,176,000
Loans considered impaired and previously written down to fair value	5,415,000	'	5,415,000	'	6,176,000
Average impaired loans	7,197,000	10,196,000	7,196,000	10,530,000	6,704,000
Loans outstanding to bank directors, executive officers and their related business interests	9,500,000	10,500,000	9,500,000	10,500,000	'
Loans to bank directors, executive officers and their related business interests repaid during the period	'	'	1,800,000	438,000	'
Loans made to bank directors, executive officers and their related business interests during the period	'	'	500,000	112,000	'
Commercial	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	264,000	249,000	338,000	331,000	331,000
Charge-offs	22,000	26,000	29,000	88,000	258,000
Recoveries	11,000	7,000	31,000	32,000	42,000
Provisions	-49,000	112,000	-136,000	67,000	223,000
Balance at end of the period	204,000	342,000	204,000	342,000	338,000
Allowance for loan losses	'	'	'	'	'
Collectively evaluated for impairment	204,000	342,000	204,000	342,000	338,000
Loans receivable:	'	'	'	'	'
Ending balance-total	19,940,000	19,469,000	19,940,000	19,469,000	20,924,000
Individually evaluated for impairment	80,000	15,000	80,000	15,000	37,000
Collectively evaluated for impairment	19,860,000	19,454,000	19,860,000	19,454,000	20,887,000
Loans considered impaired for which there is a related allowance for loan loss:	'	'	'	'	'
Total loans considered impaired	80,000	15,000	80,000	15,000	37,000
Loans considered impaired and previously written down to fair value	80,000	15,000	80,000	15,000	37,000
Average impaired loans	144,000	87,000	147,000	92,000	53,000
Real estate: Construction	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	25,000	'	'	'	'
Provisions	2,000	'	27,000	'	'
Balance at end of the period	27,000	'	27,000	'	'
Allowance for loan losses	'	'	'	'	'
Collectively evaluated for impairment	27,000	'	27,000	'	'
Loans receivable:	'	'	'	'	'
Ending balance-total	16,110,000	11,739,000	16,110,000	11,739,000	13,052,000
Collectively evaluated for impairment	16,110,000	11,739,000	16,110,000	11,739,000	13,052,000
Real estate: Mortgage-residential	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	319,000	599,000	235,000	514,000	514,000
Charge-offs	8,000	82,000	44,000	112,000	112,000
Recoveries	2,000	1,000	64,000	10,000	86,000
Provisions	7,000	-26,000	65,000	80,000	-253,000
Balance at end of the period	320,000	492,000	320,000	492,000	235,000
Allowance for loan losses	'	'	'	'	'
Individually evaluated for impairment	4,000	'	4,000	'	'
Collectively evaluated for impairment	316,000	492,000	316,000	492,000	235,000
Loans receivable:	'	'	'	'	'
Ending balance-total	37,506,000	36,861,000	37,506,000	36,861,000	38,892,000
Individually evaluated for impairment	872,000	477,000	872,000	477,000	357,000
Collectively evaluated for impairment	36,634,000	36,384,000	36,634,000	36,384,000	38,535,000
Loans considered impaired for which there is a related allowance for loan loss:	'	'	'	'	'
Outstanding loan balance	56,000	'	56,000	'	'
Related allowance	4,000	'	4,000	'	'
Total loans considered impaired	872,000	477,000	872,000	477,000	357,000
Loans considered impaired and previously written down to fair value	816,000	477,000	816,000	477,000	357,000
Average impaired loans	1,033,000	543,000	1,030,000	563,000	442,000
Real estate: Mortgage-commercial	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	1,082,000	1,313,000	1,322,000	1,475,000	1,475,000
Charge-offs	207,000	67,000	604,000	245,000	293,000
Provisions	421,000	-162,000	578,000	-146,000	140,000
Balance at end of the period	1,296,000	1,084,000	1,296,000	1,084,000	1,322,000
Allowance for loan losses	'	'	'	'	'
Individually evaluated for impairment	165,000	'	165,000	'	'
Collectively evaluated for impairment	1,131,000	1,084,000	1,131,000	1,084,000	1,322,000
Loans receivable:	'	'	'	'	'
Ending balance-total	237,934,000	223,595,000	237,934,000	223,595,000	226,575,000
Individually evaluated for impairment	4,679,000	9,041,000	4,679,000	9,041,000	5,772,000
Collectively evaluated for impairment	233,255,000	214,554,000	233,255,000	214,554,000	220,803,000
Loans considered impaired for which there is a related allowance for loan loss:	'	'	'	'	'
Outstanding loan balance	165,000	'	165,000	'	'
Related allowance	165,000	'	165,000	'	'
Total loans considered impaired	4,679,000	9,041,000	4,679,000	9,041,000	5,772,000
Loans considered impaired and previously written down to fair value	4,514,000	9,041,000	4,514,000	9,041,000	5,772,000
Average impaired loans	6,004,000	9,547,000	6,002,000	9,853,000	6,188,000
Consumer: Home equity	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	226,000	445,000	400,000	521,000	521,000
Charge-offs	23,000	'	67,000	'	'
Recoveries	2,000	1,000	3,000	3,000	3,000
Provisions	-57,000	-69,000	-188,000	-147,000	-124,000
Balance at end of the period	148,000	377,000	148,000	377,000	400,000
Allowance for loan losses	'	'	'	'	'
Collectively evaluated for impairment	148,000	377,000	148,000	377,000	400,000
Loans receivable:	'	'	'	'	'
Ending balance-total	26,011,000	26,778,000	26,011,000	26,778,000	27,173,000
Collectively evaluated for impairment	26,011,000	26,778,000	26,011,000	26,778,000	27,173,000
Consumer: Other	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	96,000	45,000	17,000	57,000	57,000
Charge-offs	25,000	14,000	64,000	51,000	79,000
Recoveries	25,000	18,000	33,000	31,000	37,000
Provisions	9,000	4,000	119,000	16,000	2,000
Balance at end of the period	105,000	53,000	105,000	53,000	17,000
Allowance for loan losses	'	'	'	'	'
Collectively evaluated for impairment	105,000	53,000	105,000	53,000	17,000
Loans receivable:	'	'	'	'	'
Ending balance-total	7,563,000	5,092,000	7,563,000	5,092,000	5,495,000
Individually evaluated for impairment	5,000	11,000	5,000	11,000	10,000
Collectively evaluated for impairment	7,558,000	5,081,000	7,558,000	5,081,000	5,485,000
Loans considered impaired for which there is a related allowance for loan loss:	'	'	'	'	'
Total loans considered impaired	5,000	11,000	5,000	11,000	10,000
Loans considered impaired and previously written down to fair value	5,000	11,000	5,000	11,000	10,000
Average impaired loans	16,000	19,000	17,000	22,000	21,000
Unallocated	'	'	'	'	'
Activity in the allowance for loan losses	'	'	'	'	'
Balance at the beginning of the period	2,427,000	2,091,000	2,309,000	1,801,000	1,801,000
Provisions	-204,000	256,000	-86,000	546,000	508,000
Balance at end of the period	2,223,000	2,347,000	2,223,000	2,347,000	2,309,000
Allowance for loan losses	'	'	'	'	'
Collectively evaluated for impairment	$2,223,000	$2,347,000	$2,223,000	$2,347,000	$2,309,000

Loans_Details_3

Loans (Details 3) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
With no allowance recorded:	'	'	'	'	'
Recorded Investment	$5,415	'	$5,415	'	$6,176
With an allowance recorded:	'	'	'	'	'
Recorded Investment	221	'	221	'	'
Related allowance	169	'	169	'	'
Total:	'	'	'	'	'
Recorded Investment	5,636	9,544	5,636	9,544	6,176
Unpaid Principal Balance	6,362	10,098	6,362	10,098	6,603
Related allowance	169	'	169	'	'
Average Recorded Investment	7,197	10,196	7,196	10,530	6,704
Interest Income Recognized	17	'	117	269	179
Commercial	'	'	'	'	'
With no allowance recorded:	'	'	'	'	'
Recorded Investment	80	15	80	15	37
Unpaid Principal Balance	80	46	80	46	50
Average Recorded Investment	144	87	147	92	53
Interest Income Recognized	0	'	8	1	'
Total:	'	'	'	'	'
Recorded Investment	80	15	80	15	37
Unpaid Principal Balance	80	46	80	46	50
Average Recorded Investment	144	87	147	92	53
Interest Income Recognized	0	'	8	1	'
Real estate: Mortgage-residential	'	'	'	'	'
With no allowance recorded:	'	'	'	'	'
Recorded Investment	816	477	816	477	357
Unpaid Principal Balance	831	505	831	505	381
Average Recorded Investment	976	543	973	563	442
Interest Income Recognized	3	'	21	2	1
With an allowance recorded:	'	'	'	'	'
Recorded Investment	56	'	56	'	'
Unpaid Principal Balance	56	'	56	'	'
Related allowance	4	'	4	'	'
Average Recorded Investment	57	'	57	'	'
Interest Income Recognized	1	'	8	'	'
Total:	'	'	'	'	'
Recorded Investment	872	477	872	477	357
Unpaid Principal Balance	887	505	887	505	381
Related allowance	4	'	4	'	'
Average Recorded Investment	1,033	543	1,030	563	442
Interest Income Recognized	4	'	29	2	1
Real estate: Mortgage-commercial	'	'	'	'	'
With no allowance recorded:	'	'	'	'	'
Recorded Investment	4,514	9,041	4,514	9,041	5,772
Unpaid Principal Balance	5,104	9,536	5,104	9,536	6,162
Average Recorded Investment	5,713	9,547	5,708	9,853	6,188
Interest Income Recognized	13	'	80	266	178
With an allowance recorded:	'	'	'	'	'
Recorded Investment	165	'	165	'	'
Unpaid Principal Balance	285	'	285	'	'
Related allowance	165	'	165	'	'
Average Recorded Investment	291	'	294	'	'
Total:	'	'	'	'	'
Recorded Investment	4,679	9,041	4,679	9,041	5,772
Unpaid Principal Balance	5,389	9,536	5,389	9,536	6,162
Related allowance	165	'	165	'	'
Average Recorded Investment	6,004	9,547	6,002	9,853	6,188
Interest Income Recognized	13	'	80	266	178
Consumer: Other	'	'	'	'	'
With no allowance recorded:	'	'	'	'	'
Recorded Investment	5	11	5	11	10
Unpaid Principal Balance	6	11	6	11	10
Average Recorded Investment	16	19	17	22	21
Total:	'	'	'	'	'
Recorded Investment	5	11	5	11	10
Unpaid Principal Balance	6	11	6	11	10
Average Recorded Investment	$16	$19	$17	$22	$21

Loans_Details_4

Loans (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Loans	'	'	'
Loans	$345,064	$332,111	$323,534
Non-accrual loans	5,052	4,715	'
Loans greater than ninety days delinquent and still accruing interest	54	55	'
Accrual	'	'	'
Loans	'	'	'
Troubled debt restructurings	584	1,500	'
Nonaccrual	'	'	'
Loans	'	'	'
Non-accrual loans	5,100	4,700	'
Troubled debt restructurings	2,200	1,800	'
Pass	'	'	'
Loans	'	'	'
Loans	324,466	306,818	'
Special Mention	'	'	'
Loans	'	'	'
Loans	9,822	7,681	'
Substandard	'	'	'
Loans	'	'	'
Loans	10,776	17,612	'
Doubtful	'	'	'
Loans	'	'	'
Number of loans classified as doubtful	0	0	'
Commercial, financial and agricultural	'	'	'
Loans	'	'	'
Loans	19,940	20,924	'
Commercial, financial and agricultural | Pass	'	'	'
Loans	'	'	'
Loans	19,678	20,826	'
Commercial, financial and agricultural | Special Mention	'	'	'
Loans	'	'	'
Loans	176	27	'
Commercial, financial and agricultural | Substandard	'	'	'
Loans	'	'	'
Loans	86	71	'
Real estate: Construction	'	'	'
Loans	'	'	'
Loans	16,110	13,052	11,739
Real estate: Construction | Pass	'	'	'
Loans	'	'	'
Loans	13,105	8,595	'
Real estate: Construction | Special Mention	'	'	'
Loans	'	'	'
Loans	3,005	2,047	'
Real estate: Construction | Substandard	'	'	'
Loans	'	'	'
Loans	'	2,410	'
Real estate: Mortgage-residential	'	'	'
Loans	'	'	'
Loans	37,506	38,892	36,861
Non-accrual loans	816	357	'
Loans greater than ninety days delinquent and still accruing interest	54	'	'
Real estate: Mortgage-residential | Pass	'	'	'
Loans	'	'	'
Loans	34,988	36,493	'
Real estate: Mortgage-residential | Special Mention	'	'	'
Loans	'	'	'
Loans	1,105	1,677	'
Real estate: Mortgage-residential | Substandard	'	'	'
Loans	'	'	'
Loans	1,413	722	'
Real estate: Mortgage-commercial	'	'	'
Loans	'	'	'
Loans	237,934	226,575	223,595
Non-accrual loans	4,151	4,263	'
Loans greater than ninety days delinquent and still accruing interest	'	55	'
Real estate: Mortgage-commercial | Pass	'	'	'
Loans	'	'	'
Loans	223,469	208,825	'
Real estate: Mortgage-commercial | Special Mention	'	'	'
Loans	'	'	'
Loans	5,330	3,803	'
Real estate: Mortgage-commercial | Substandard	'	'	'
Loans	'	'	'
Loans	9,135	13,947	'
Consumer: Home equity	'	'	'
Loans	'	'	'
Loans	26,011	27,173	26,778
Consumer: Home equity | Pass	'	'	'
Loans	'	'	'
Loans	25,670	26,604	'
Consumer: Home equity | Special Mention	'	'	'
Loans	'	'	'
Loans	205	124	'
Consumer: Home equity | Substandard	'	'	'
Loans	'	'	'
Loans	136	445	'
Consumer: Other	'	'	'
Loans	'	'	'
Loans	7,563	5,495	5,092
Non-accrual loans	5	10	'
Consumer: Other | Pass	'	'	'
Loans	'	'	'
Loans	7,556	5,475	'
Consumer: Other | Special Mention	'	'	'
Loans	'	'	'
Loans	1	3	'
Consumer: Other | Substandard	'	'	'
Loans	'	'	'
Loans	$6	$17	'

Loans_Details_5

Loans (Details 5) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Loans	'	'	'
30-59 Days Past Due	$1,458	$1,198	'
60-89 Days Past Due	800	1,390	'
Greater than 90 Days and Accruing	54	55	'
Nonaccrual	5,052	4,715	'
Total Past Due	7,364	7,358	'
Current	337,700	324,753	'
Total Loans	345,064	332,111	323,534
Commercial	'	'	'
Loans	'	'	'
30-59 Days Past Due	60	17	'
60-89 Days Past Due	9	107	'
Nonaccrual	80	85	'
Total Past Due	149	209	'
Current	19,791	20,715	'
Total Loans	19,940	20,924	19,469
Real estate: Construction	'	'	'
Loans	'	'	'
Current	16,110	13,052	'
Total Loans	16,110	13,052	11,739
Real estate: Mortgage-residential	'	'	'
Loans	'	'	'
30-59 Days Past Due	240	311	'
60-89 Days Past Due	224	378	'
Greater than 90 Days and Accruing	54	'	'
Nonaccrual	816	357	'
Total Past Due	1,334	1,046	'
Current	36,172	37,846	'
Total Loans	37,506	38,892	36,861
Real estate: Mortgage-commercial	'	'	'
Loans	'	'	'
30-59 Days Past Due	1,019	627	'
60-89 Days Past Due	538	898	'
Greater than 90 Days and Accruing	'	55	'
Nonaccrual	4,151	4,263	'
Total Past Due	5,708	5,843	'
Current	232,226	220,732	'
Total Loans	237,934	226,575	223,595
Consumer: Home equity	'	'	'
Loans	'	'	'
30-59 Days Past Due	118	211	'
60-89 Days Past Due	26	'	'
Total Past Due	144	211	'
Current	25,867	26,962	'
Total Loans	26,011	27,173	26,778
Consumer: Other	'	'	'
Loans	'	'	'
30-59 Days Past Due	21	32	'
60-89 Days Past Due	3	7	'
Nonaccrual	5	10	'
Total Past Due	29	49	'
Current	7,534	5,446	'
Total Loans	$7,563	$5,495	$5,092

Loans_Details_6

Loans (Details 6) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
	item	item
Troubled Debt Restructurings	'	'
Number of loans determined to be TDRs	1	'
Number of loans determined to be TDRs that were restructured	'	3
Number of loans for which payment and interest rate were lowered	'	2
Number of loans for which payment have been modified to interest only	'	1
Number of Contracts	1	3
Pre-Modification Outstanding Recorded Investment	$257	$649
Post-Modification Outstanding Recorded Investment	257	649
Number of loans determined to be TDRs subsequently defaulted	0	0
Mortgage-commercial | Accrual	'	'
Troubled Debt Restructurings	'	'
Number of Contracts	'	2
Pre-Modification Outstanding Recorded Investment	'	596
Post-Modification Outstanding Recorded Investment	'	596
Mortgage-commercial | Nonaccrual	'	'
Troubled Debt Restructurings	'	'
Number of Contracts	1	1
Pre-Modification Outstanding Recorded Investment	257	53
Post-Modification Outstanding Recorded Investment	$257	$53

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Financial Assets:	'	'
Available-for-sale securities	$228,443,000	$203,445,000
Other investments, at cost	2,269,000	2,527,000
Financial liabilities:	'	'
Non-interest bearing demand	106,078,000	97,526,000
NOW and money market accounts	185,767,000	150,874,000
Savings	51,307,000	41,100,000
Fair value	'	'
Financial Assets:	'	'
Cash and short term investments	20,950,000	18,708,000
Available-for-sale securities	228,443,000	203,445,000
Other investments, at cost	2,269,000	'
Loans held for sale	2,529,000	9,658,000
Net loans receivable	341,004,000	328,893,000
Accrued interest	2,011,000	2,098,000
Interest rate swap	-87,000	-338,000
Financial liabilities:	'	'
Non-interest bearing demand	106,078,000	97,526,000
NOW and money market accounts	185,767,000	150,874,000
Savings	51,307,000	41,100,000
Time deposits	166,877,000	187,313,000
Total deposits	510,029,000	476,813,000
Federal Home Loan Bank Advances	38,346,000	41,977,000
Short term borrowings	17,076,000	15,900,000
Junior subordinated debentures	15,464,000	15,464,000
Accrued interest payable	673,000	1,029,000
Level 1	'	'
Financial Assets:	'	'
Cash and short term investments	20,950,000	18,708,000
Available-for-sale securities	826,000	914,000
Accrued interest	2,011,000	2,098,000
Financial liabilities:	'	'
Accrued interest payable	673,000	1,029,000
Level 2	'	'
Financial Assets:	'	'
Available-for-sale securities	227,200,000	202,114,000
Loans held for sale	2,529,000	9,658,000
Net loans receivable	335,537,000	322,717,000
Financial liabilities:	'	'
Non-interest bearing demand	106,078,000	97,526,000
NOW and money market accounts	185,767,000	150,874,000
Savings	51,307,000	41,100,000
Time deposits	166,877,000	187,313,000
Total deposits	510,029,000	476,813,000
Federal Home Loan Bank Advances	38,346,000	41,977,000
Short term borrowings	17,076,000	15,900,000
Junior subordinated debentures	15,464,000	15,464,000
Level 3	'	'
Financial Assets:	'	'
Available-for-sale securities	417,000	417,000
Other investments, at cost	2,269,000	2,527,000
Net loans receivable	5,467,000	6,176,000
Interest rate swap	-87,000	-338,000
Carrying Amount	'	'
Financial Assets:	'	'
Cash and short term investments	20,950,000	18,708,000
Available-for-sale securities	228,443,000	203,445,000
Other investments, at cost	2,269,000	2,527,000
Loans held for sale	2,529,000	9,658,000
Net loans receivable	340,741,000	327,490,000
Accrued interest	2,011,000	2,098,000
Interest rate swap	-87,000	-338,000
Financial liabilities:	'	'
Non-interest bearing demand	106,078,000	97,526,000
NOW and money market accounts	185,767,000	150,874,000
Savings	51,307,000	41,100,000
Time deposits	165,440,000	185,477,000
Total deposits	508,592,000	474,977,000
Federal Home Loan Bank Advances	34,330,000	36,344,000
Short term borrowings	17,076,000	15,900,000
Junior subordinated debentures	15,464,000	15,464,000
Accrued interest payable	$673,000	$1,029,000

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Assets and liabilities measured at fair value	'	'	'	'
Non-interest income: Fair value adjustment loss	$0	($20)	($2)	($57)
Interest rate swap	'	'	'	'
Assets and liabilities measured at fair value	'	'	'	'
Non-interest income: Fair value adjustment loss	$0	($20)	($2)	($57)

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Assets and liabilities measured at fair value	'	'
Available for sale securities	$228,443,000	$203,445,000
Government sponsored enterprises	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	3,327,000	1,534,000
Mortgage-backed securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	123,500,000	112,144,000
Small Business Administration securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	57,961,000	54,993,000
State and local government	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	41,353,000	32,373,000
Corporate and other securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	2,302,000	2,401,000
Fair value	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	228,443,000	203,445,000
Interest rate swap	-87,000	-338,000
Total	228,356,000	203,107,000
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	826,000	914,000
Total	826,000	914,000
Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	227,200,000	202,114,000
Total	227,200,000	202,114,000
Significant Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	417,000	417,000
Interest rate swap	-87,000	-338,000
Total	330,000	79,000
Recurring basis	'	'
Assets and liabilities measured at fair value	'	'
Fair value of liabilities	0	0
Recurring basis | Fair value | Government sponsored enterprises	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	3,327,000	1,534,000
Recurring basis | Fair value | Mortgage-backed securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	123,500,000	112,144,000
Recurring basis | Fair value | Small Business Administration securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	57,961,000	54,993,000
Recurring basis | Fair value | State and local government	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	41,353,000	32,373,000
Recurring basis | Fair value | Corporate and other securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	2,302,000	2,401,000
Recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate and other securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	826,000	914,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Government sponsored enterprises	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	3,327,000	1,534,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Mortgage-backed securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	123,500,000	112,144,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Small Business Administration securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	57,961,000	54,993,000
Recurring basis | Significant Other Observable Inputs (Level 2) | State and local government	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	41,353,000	32,373,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Corporate and other securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	1,059,000	1,070,000
Recurring basis | Significant Unobservable Inputs (Level 3) | Corporate and other securities	'	'
Assets and liabilities measured at fair value	'	'
Available for sale securities	$417,000	$417,000

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments (Details 4) (USD $)	3 Months Ended	9 Months Ended				3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Sep. 30, 2012
	Interest rate swap	Interest rate swap	Corporate Preferred Stock	Corporate Preferred Stock	Corporate Preferred Stock	Interest rate Cap/Floor/Swap	Interest rate Cap/Floor/Swap
Reconciliation of changes in level 3 financial instruments	'	'	'	'	'	'	'
Balance at the beginning of the period	($172)	($338)	$417	$417	$417	($479)	($602)
Total gains or losses (realized/unrealized)	'	'	'	'	'	'	'
Included in earnings	'	-2	'	'	'	-20	-57
Purchases, issuances, and settlements	85	253	'	'	'	81	241
Balance at the end of the period	($87)	($87)	$417	$417	$417	($418)	($418)

Fair_Value_of_Financial_Instru6

Fair Value of Financial Instruments (Details 5) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	$5,636	$6,176	$9,544
Total other real estate owned	3,607	3,987	'
Fair value	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total	228,356	203,107	'
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total	826	914	'
Significant Other Observable Inputs (Level 2)	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total	227,200	202,114	'
Significant Unobservable Inputs (Level 3)	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total	330	79	'
Non-recurring basis | Fair value	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	5,467	6,176	'
Total other real estate owned	3,607	3,987	'
Total	9,074	10,163	'
Non-recurring basis | Fair value | Commercial & Industrial	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	80	37	'
Non-recurring basis | Fair value | Mortgage-residential	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	868	357	'
Total other real estate owned	143	488	'
Non-recurring basis | Fair value | Mortgage-commercial	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	4,514	5,772	'
Total other real estate owned	3,163	3,198	'
Non-recurring basis | Fair value | Consumer, Other	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	5	10	'
Non-recurring basis | Fair value | Construction	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total other real estate owned	301	301	'
Non-recurring basis | Significant Unobservable Inputs (Level 3)	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	5,467	6,176	'
Total other real estate owned	3,607	3,987	'
Total	9,074	10,163	'
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Commercial & Industrial	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	80	37	'
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Mortgage-residential	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	868	357	'
Total other real estate owned	143	488	'
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Mortgage-commercial	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	4,514	5,772	'
Total other real estate owned	3,163	3,198	'
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Consumer, Other	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total impaired loans	5	10	'
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Construction	'	'	'
Assets and liabilities measured at fair value	'	'	'
Total other real estate owned	$301	$301	'

Fair_Value_of_Financial_Instru7

Fair Value of Financial Instruments (Details 6) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

In Thousands, unless otherwise specified

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Interest Rate Swap

Interest Rate Swap

Preferred Stock

Preferred Stock

OREO

OREO

OREO

OREO

OREO

OREO

Impaired loans

Impaired loans

Impaired loans

Impaired loans

Impaired loans

Impaired loans

Discounted cash flows

Discounted cash flows

Estimation based on comparable non-listed securities

Estimation based on comparable non-listed securities

Appraisal Value/Comparison Sales/Other estimates

Appraisal Value/Comparison Sales/Other estimates

Appraisal Value/Comparison Sales/Other estimates

Appraisal Value/Comparison Sales/Other estimates

Appraisal Value/Comparison Sales/Other estimates

Appraisal Value/Comparison Sales/Other estimates

Appraisal Value/Discounted Cash Flows

Appraisal Value/Discounted Cash Flows

Appraisal Value/Discounted Cash Flows

Appraisal Value/Discounted Cash Flows

Appraisal Value/Discounted Cash Flows

Appraisal Value/Discounted Cash Flows

Minimum

Minimum

Maximum

Maximum

Minimum

Minimum

Maximum

Maximum

Significant unobservable inputs used in the fair value measurements

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate swap

'

'

'

($87)

($338)

($87)

($338)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock

'

'

'

'

'

'

'

417

417

'

'

'

'

'

'

'

'

'

'

'

'

OREO

3,607

3,987

'

'

'

'

'

'

'

3,607

3,987

'

'

'

'

'

'

'

'

'

'

Aggregate amount of impaired loans

$5,636

$6,176

$9,544

'

'

'

'

'

'

'

'

'

'

'

'

$5,467

$6,176

'

'

'

'

Rate (as a percent)

'

'

'

'

'

3.20%

3.20%

'

'

'

'

6.00%

6.00%

16.00%

16.00%

'

'

6.00%

6.00%

16.00%

16.00%

Agreement_and_Plan_of_Merger_D

Agreement and Plan of Merger (Details) (SRFC, Forecast, USD $)	0 Months Ended
	Aug. 13, 2013
Agreement and Plan of Merger	'
Share price (in dollars per share)	11
Number of trading days ending on the fifth business day immediately prior to the date of Merger	10
Percentage of outstanding non-dissenting shares of common stock, which will be exchanged for cash	60.00%
Percentage of outstanding non-dissenting shares of common stock, which will be exchanged for shares of common stock	40.00%
Cash payable	19,802,640
Minimum	'
Agreement and Plan of Merger	'
Number of shares of common stock issuable	1,274,000
Maximum	'
Agreement and Plan of Merger	'
Number of shares of common stock issuable	1,597,000